Wire Transfer Quick Reference Guide for Customers

Wire transfer quick reference guide for customers

To initiate a voice activated wire you must be set up for this Please have the following required Routing instructions for incoming wire transfers service. Please see your Wells Fargo representative for details. information ready Wells Fargo can receive incoming wires in both U.S. dollars To initiate your wire please call Wells Fargo Wire Transfer • Your complete Wells Fargo account number and foreign currency. Services toll free at 1-888-384-8400. • Your PIN Press 1: For receiving wire transfers in U.S. dollars • Your wire repetitive number (if applicable) · to initiate a wire transfer To avoid processing delays, please use the following routing · to initiate a wire transfer investigation • The amount of the funds to be transferred instructions for incoming wire transfers: · to initiate a same day repetitive wire transfer in • The currency type for international wire transfers U.S. Dollars only* For Domestic Wires Wire Routing Transit Number • Beneficiary bank routing instructions (RTN/ABA) 121000248 Press 2: For International SWIFT/BIC code WFBIUS6S · to initiate all foreign currency wires* • Beneficiary account number, Mexican CLABE #, or · to initiate a repetitive wire with additional information* International Bank Account Number (IBAN) Bank name Wells Fargo Bank, N.A. · to initiate any other type of wire* • Beneficiary name and address, including city and country Bank address, 420 Montgomery city & state San Francisco, CA 94104 · to reach wire investigations* • Any additional information for the receiving bank or (regardless of where your account is located) · to inquire on wire status Beneficiary (i.e., invoice numbers, loan payment, etc.) BNF/Field 4200 Your complete Wells Fargo account number Press 3: Beneficiary acct. # including leading zeros · for wire instructions from a financial institution within Wire transfer daily deadlines Beneficiary The name and address of your account as it the United States Requests received after deadlines will be processed the next account name appears on your statement and address Press 4: business day. CHIPS Participant 0407 · for wire instructions from a financial institution from outside the United States 12:00 p.m. CT* Same-day wires to Mexico in Pesos and wires to Canada in Canadian Dollars For receiving wires in foreign currency Press 5: 3:00 p.m. CT* Tax payments To obtain routing instructions for incoming wire transfers · for wire approval 3:00 p.m. CT* Outgoing international wire transfers from a in foreign currency, contact the International Connections Press 0: consumer account team at 1-877-593-2468 or visit: · to speak with an agent 4:30 p.m. CT* Outgoing domestic and international wire transfers www.wellsfargo.com/incominginternationalwireguide and outgoing drawdowns *Only available before 4:30 p.m. CT 5:00 p.m. CT* Bank settlement transfers (correspondent banks only) If you have any questions regarding your wire service, please call your Wells Fargo representative or the number Department hours — Monday – Friday 5:30 p.m. CT* Incoming wires 7:00 p.m. CT* Same-day wire transfers between two listed on your statement. Same-day wire initiation hours 7:00 a.m. to 4:30 p.m. CT* Wells Fargo accounts Wire transfer between two *(Central Time = +1 hour for Eastern Time/ –1 hour Mountain Time/ Wells Fargo accounts 7:00 a.m. to 7:00 p.m. CT* –2 hours Pacific Time/ –3 hours Alaska Time) Future dated wire initiation hours 7:00 a.m. to 7:00 p.m. CT* Customer service hours 7:00 a.m. to 8:00 p.m. CT* Spanish language hours 7:00 a.m. to 7:00 p.m. CT* *(Central Time = +1 hour for Eastern Time/ –1 hour Mountain Time/ –2 hours Pacific Time/ –3 hours Alaska Time)

Page 1 of 2 Reduce the possibility of delays, additional fees, 4. International Bank Account Number (IBAN): The IBAN 5. Mexico CLABE Account Number: In addition to the or loss of principal on outgoing wires varies by country/institution. Warning! Only the bank SWIFT/BIC Mexican banks now require an 18 digit CLABE servicing an account can provide the correct IBAN of that account number be added to the Beneficiary instructions • Be sure to provide complete Beneficiary Information account and must be obtained from the Beneficiary of the to ensure payment. The CLABE number is required on all including name, address and account number. (city and wire. Sending a wire to a participating country without the Mexican Peso (MXN) and USD payments sent to Mexico. country are required for international wires). IBAN can delay the wire, or the receiving bank may return The CLABE account number must be obtained from the • Be sure to provide complete Beneficiary Bank information the wire when the IBAN is not included in the payment Beneficiary. If the Beneficiary does not have the CLABE including name, branch name, address, city, state, country, instructions, and additional fees may be assessed. account number, please have the Beneficiary contact their and ABA/RTN or SWIFT/BIC Code. Participating Countries that require an IBAN: bank. Wells Fargo does not provide or calculate the CLABE. • For international wires be sure to include the International Sending a wire without a CLABE account number can delay Routing Code (IRC) and International Bank Account Albania Guadeloupe Pakistan the wire, or the receiving bank may return the wire if the Number (IBAN) for countries that require it. Andorra Guatemala Palestine CLABE is not included in the payment instructions, and • For international wires to Mexican banks be sure to include Austria Hungary (State of) additional fees may be assessed. the CLABE account number in the Beneficiary instructions Azerbaijan Iceland Poland 6. Wells Fargo recommends that if you do not have a to ensure correct payment. (Republic of) Ireland Portugal SWIFT/BIC, IBAN, IFSC code, IRC, or Mexican CLABE • If you are unsure of the Beneficiary information, please contact Bahrain (Republic of) Qatar number, that you contact the beneficiary of the wire. If the recipient (Beneficiary) for complete routing instructions. Belgium Isle of Man Reunion Island the Beneficiary does not have the needed information, please have the Beneficiary contact their bank to obtain Bosnia and Israel Romania • When initiating Same-Day Canadian Dollar and Mexican the appropriate information. Sending International wires Herzegovina Italy Saint Barthelemy Peso wires prior to the daily deadline of 12:00 p.m. CT, without the required information can cause the wire to Brazil please be sure to indicate it is a same-day wire transfer. Jordan Saint Lucia be delayed, returned, or assessed additional fees. For Bulgaria Kazakhstan Saint Martin International outgoing wires only: When sending in foreign Information for international wires Channel Islands Republic of Kosovo Saint Pierre et currency, please ensure the Beneficiary’s account accepts 1. SWIFT Bank Identifier Code (SWIFT/BIC). The 8 or 11 Costa Rica Kuwait Miquelon the designated foreign currency. International foreign character SWIFT/BIC is a unique series of alpha numeric Croatia Latvia San Marino currency wires are generally less expensive to send as characters that help to identify a specific financial institution. Cyprus Lebanon Saudi Arabia compared with International USD wires (the Wells Fargo The SWIFT/BIC should be obtained from the Beneficiary. wire fee is always less when the wire is sent in foreign Czech Republic Liechtenstein Serbia To ensure timely delivery please be sure that international currency and Wells Fargo does not charge a converting fee; Denmark Slovak Republic outgoing wires include the SWIFT/BIC where applicable. Lithuania we also offer competitive exchange rates.) For International Dominican Luxembourg Slovenia 2. International Routing Code (IRC): Some countries wires in foreign currency that are equal to or over $100,000 Republic Spain throughout the international banking community have Macedonia U.S. equivalent, please call your local Foreign Exchange Estonia created international routing codes, which are used in Malta Sweden Specialist at 800-786-5593, to obtain a contract number. Faroe Islands combination with the SWIFT/BIC to aid in routing the Martinique Switzerland 7. Purpose of payment (i.e., family remittance, personal payment through a main office to a branch. Each country Finland Mauritania Timor-Leste remittance, salary remittance, export remittance (in has a specific name for their routing code (i.e., Sort Code France Mauritius Tunisia settlement of an export), etc.) is required for wire transfers in the United Kingdom, Canadian Payments Association French Guiana Mayotte Turkey to several countries. Please check with your beneficiary Routing Numbers in Canada). Your Beneficiary must French Polynesia Moldova United Arab to determine purpose of payment requirements for the provide the international routing code to facilitate receipt French Southern (Republic of) Emirates country you are sending your wire to. of an international payment. Sending a wire without the Territories United Kingdom IRC number can delay the wire, or the receiving bank may Monaco Georgia return the wire when this number is not included in the Montenegro Virgin Islands, payment instructions, and additional fees may be assessed. Germany Netherlands British Gibraltar Wallis and 3. Indian Financial Services Code (IFSC): Every Indian bank New Caledonia Futuna Islands has a unique eleven (11) character alpha - numeric code Greece Norway identifying the bank branch to receive the wire transfer. Greenland To ensure timely delivery, please be sure that international outgoing wires include the IFSC where applicable.