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FTSE COMPANY REPORT Share price analysis relative to sector and index performance Bank Pekao SA GDR (REG S) TICKER Banks — USD 28 at close 21 April 2021 Absolute Relative to FTSE UK All-Share Sector Relative to FTSE UK All-Share Index PERFORMANCE 21-Apr-2015 1D WTD MTD YTD Absolute - - - - Rel.Sector - - - - Rel.Market - - - - VALUATION Data unavailable Trailing PE - EV/EBITDA - PB - PCF - Div Yield - Price/Sales - Net Debt/Equity - Div Payout - ROE - DESCRIPTION Data unavailable The Bank is a universal commercial bank, offering a broad range of banking services on domestic and foreign financial markets, provided to retail and corporate clients, in compliance with the scope of services, set forth in the Bank's Articles of Association. Past performance is no guarantee of future results. Please see the final page for important legal disclosures. 1 of 4 FTSE COMPANY REPORT: Bank Pekao SA GDR (REG S) 21 April 2021 Valuation Metrics Price to Earnings (PE) EV to EBITDA Price to Book (PB) Data unavailable Lloyds Banking Group 34.6 Standard Chartered 28.4 Bank of Georgia Group 1.0 Banks 30.3 Lloyds Banking Group 22.6 TBC Bank Group 0.8 HSBC Hldgs 28.6 HSBC Hldgs 22.0 HSBC Hldgs 0.7 Close Brothers Group 21.4 Banks 18.0 Lloyds Banking Group 0.6 Barclays 21.1 Close Brothers Group 15.8 Banks 0.6 Investec 2.1 Bank of Georgia Group 7.4 Natwest Group 0.5 Metro Bank -0.7 Barclays 6.4 Barclays 0.5 Virgin Money UK -12.4 Metro Bank 0.0 Standard Chartered 0.4 Natwest Group -31.5 Virgin Money UK 0.0 Metro Bank 0.2 Bank Pekao SA GDR (REG S) -120.0 Bank Pekao SA GDR (REG S) 0.0 Bank Pekao SA GDR (REG S) 0.0 -140 -120 -100 -80 -60 -40 -20 0 20 40 60 0 5 10 15 20 25 30 0 0.2 0.4 0.6 0.8 1 1.2 Price to Cash Flow (PCF) Dividend Yield % Price to Sales (PS) Lloyds Banking Group 17.0 Close Brothers Group 2.6 Natwest Group 1.7 Natwest Group 10.9 HSBC Hldgs 2.5 HSBC Hldgs 1.4 Close Brothers Group 10.6 Banks 1.8 Banks 1.2 Barclays 7.0 Natwest Group 1.5 Virgin Money UK 1.2 Bank of Georgia Group 1.9 Lloyds Banking Group 1.3 Barclays 1.2 Metro Bank -0.1 Barclays 0.5 Standard Chartered 1.0 Standard Chartered -7.5 Virgin Money UK 0.0 Lloyds Banking Group 0.9 HSBC Hldgs -39.7 Metro Bank 0.0 Investec 0.6 Virgin Money UK -100.0 Bank of Georgia Group 0.0 Metro Bank 0.3 Bank Pekao SA GDR (REG S) -100.0 Bank Pekao SA GDR (REG S) 0.0 Bank Pekao SA GDR (REG S) 0.0 -120 -100 -80 -60 -40 -20 0 20 40 0 0.5 1 1.5 2 2.5 3 0 0.2 0.4 0.6 0.8 1 1.2 1.4 1.6 1.8 Note: bar chart reflects the top and bottom five current values for the valuation ratio in question for FTSE All Shares stocks in the same sector as the stock concerned. All valuation metrics are trailing. 2 of 4 FTSE COMPANY REPORT: Bank Pekao SA GDR (REG S) 21 April 2021 Valuation Metrics Net Debt to Equity Dividend Payout (DP) Return on Equity (RoE) Data unavailable Barclays 3.2 Standard Chartered 86.3 Investec 26.1 Standard Chartered 3.0 HSBC Hldgs 78.4 Bank of Georgia Group 25.3 Virgin Money UK 2.9 Banks 57.1 TBC Bank Group 11.7 Banks 2.9 Close Brothers Group 54.6 Close Brothers Group 7.7 Lloyds Banking Group 46.7 HSBC Hldgs 2.4 HSBC Hldgs 2.9 Investec 33.7 Banks 2.1 Natwest Group 2.8 Virgin Money UK 0.0 Lloyds Banking Group 1.8 TBC Bank Group 2.3 TBC Bank Group 0.0 Standard Chartered 0.7 Investec 2.2 Metro Bank 0.0 Natwest Group -1.7 Close Brothers Group 1.9 Barclays 0.0 Virgin Money UK -4.4 Bank Pekao SA GDR (REG S) 0.0 Natwest Group 0.0 Metro Bank -21.0 0 0.5 1 1.5 2 2.5 3 3.5 0 10 20 30 40 50 60 70 80 90 100 -30 -20 -10 0 10 20 30 ROE vs. PB — sector Du Pont Analysis 1.6 CBG 1.5 1.4 1.3 1.2 1.1 1.0 Regression BGEO PB 0.9 TBCG Data unavailable 0.8 0.7 HSBA 0.6 LLOYBanks NWGVMUK INVP 0.5 BARC STAN 0.4 0.3 0.2 MTRO 0.1 0 2 4 6 8 10 12 14 16 18 20 22 24 26 28 ROE Note: bar chart reflects the top and bottom five current values for the valuation ratio in question for FTSE All Shares stocks in the same sector as the stock concerned. All valuation metrics are trailing. 3 of 4 FTSE COMPANY REPORT: Bank Pekao SA GDR (REG S) 21 April 2021 Brief description Brief description Price to Earnings Price to Earnings (PE) is price over earnings per share. Earnings are based on the latest Gearing Gearing is Total Assets divided by Common Equity. Total Assets and Common Equity are (PE) available fiscal year earnings. each averaged over two years, that is, t and (t-1). Price to Sales (PS) Price to Sales (PS) is price divided by sales per share. It is based on sales from continuing Asset Turnover Asset turnover is Sales divided by Total Assets. Total Assets is averaged over two years, operations for the fiscal year. that is, t and (t-1). Price to Book (PB) Price to Book (PB) is price at the indicated date divided by common equity per share. Dupont Breakdown Return on Equity (RoE) = Net Margin * Gearing * Asset Turnover Common/ordinary equity is generally as reported at the most recent fiscal year-end but is Analysis adjusted to exclude minority interest, preferred stock and selected items as appropriate. RoE vs PB Plot of RoE versus PB at last month end for all FTSE UK All Share stocks in the sector Price to Cash Flow Price to Cash Flow (PCF) is price at the indicated date divided by cash flow per share. relative to the stock in question. Data may be limited to the stock in question if there are (PCF) currently no stocks in the corresponding FTSE UK All Share sector. Net Debt Equity Net Debt Equity is Net Debt as a percentage of common equity. Not calculated if Absolute Absolute graphs reflect performance for the stock in question for up to 366 days adjusted denominator (common equity) is negative for intervening corporate actions. EV to EBITDA EV to EBITDA is Enterprise Value divided by EBITDA (Earnings before Interest and Taxes, Relative Relative charts reflect the performance for the stock in question relative to the depreciation and amortisation). EV is full company Market Capitalisation at the data date corresponding sector of the FTSE All Share Index for up to 366 days, rebased to the start plus last annual net debt and Preferred Stock. Net Debt is total financial debt less cash date. Note that the stock itself may not be a FTSE All share constituent. Relative Chart and short-term investments. EBITDA is operating income plus depreciation and may be null if there are no stocks in the corresponding FTSE UK All Share sector. amortisation. RSI Relative Strength Index. Calculated as 100 minus (100 divided by (1+ratio of positive Dividend Yield % Dividend Yield reflects the dividend declared per share and/or paid for the security in versus negative time weighted returns)). Reflects 14 day average gains/losses question for the most recent fiscal year, divided by the share price. Valuation History Outlier valuation data is not shown to scale as these would distort the chart. Instead, ∥ Return on Equity Return on Equity is net income over average common equity. Not calculated if Charts denotes valuation data which falls outside display truncation limits. (RoE) denominator (average common equity) is negative Top/Bottom Reflect data for up to five top and five bottom performers for the valuation metric in Dividend Payout Total dividends divided by Net Income expressed as a percentage. Valuation Bar question. Note data may be limited to the stock in question if there are currently no Net Margin Net Margin is Net Income divided by sales. Charts stocks in the corresponding FTSE UK All Share sector. Bank Pekao SA GDR (REG S) 21 April 2021 For further information visit www.ftse.com, email [email protected] or call your local FTSE office: Beijing +86 10 5833 2202 London +44 (0) 20 7866 1810 Rio de Janeiro +55 (21) 3736 3726 Tokyo +81 (3) 3581 2811 Boston +1 888 747 FTSE (3873) Milan +39 02 3604 6953 San Francisco +1 888 747 FTSE (3873) Toronto +1 416 572 7979 Chicago +1 888 747 FTSE (3873) Mumbai +91 22 6649 4180 Seattle +1 888 747 FTSE (3873) Dubai +971 4 375 1868 New York +1 888 747 FTSE (3873) Shanghai +86 21 6058 9131 Hong Kong +852 2164 3333 Paris +33 (0)1 53 76 82 89 Sydney +61 (0)2 9293 2864 © 2021 London Stock Exchange Group companies. London Stock Exchange Group companies includes FTSE International Limited (“FTSE”), Frank Russell Company (“Russell”), MTS Next Limited (“MTS”), and FTSE TMX Global Debt Capital Markets Inc (“FTSE TMX”).
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