Reksa Dana Principal Total Return Bond Fund FIXED INCOME FUND Fund Fact Sheet 30-Apr-2021

Product Information About Principal Asset Management PT Principal Asset Management (formerly known as PT CIMB-Principal Asset Management), is a joint venture between Principal Financial Group®, a member of the FORTUNE 500® and a Nasdaq-listed global financial services and CIMB Group Effective Date 22-Oct-2004 Holdings Berhad, one of Southeast Asia's leading universal banking groups. Principal offers a wide variety of solutions to help Effective Letter No. S-3258/PM/2004 people and companies in building, protecting and advancing their financial well-being with the company's discretionary Inception Date 27-Oct-2004 mandates and asset management expertise. With innovative ideas and real-life solutions, the company help achieving financial progress towards a more secure financial future possible for clients of all income and portofolio sizes. PT Principal Asset Currency IDR Management has obtained a business license from the Capital Market authority as an Investment Manager based on the Custodian PT Tbk Decree of the Chairman of BAPEPAM Number: KEP-05/PM/MI/1997 dated May 7, 1997. NAV Per Unit 2,643.9200 AUM IDR 32.87 BN Minimum Initial Investment 100,000.00 IDR Number of Offered Units Max. 3,000,000,000.00 Offered Units Investment Objective Valuation Period Daily Maintain the investment value and gain a level of return in accordance with a tolerable level of risk in medium term through investments in debt securities, market instruments, and/or equities-based securities, in accordance with the legislation in Subscription Fee Maximum 3 % force in . Redemption Fee Maximum 1 % Switching Fee Maximum 1 % Fund Management Fee Maximum 2 % per annum Custodian Fee Maximum 0.1 % per annum Fund Manager's Comment ISIN Code IDN000005402 IDR denominated Government bonds tend to rise in April 2021. This is indicated by the rise of 10 Years benchmark FR87 by 2.24% to 100.42% from 98.17% at the end of the previous month, causing the yield to fall from 6.76% to 6.44%. 5 Year benchmark price, FR86 at the end of April 2021 has risen, as indicated by the price that has risen from 98.39% to 99.49%, Main Risk Factor causing the yield to fall from 5.87% to 5.62%. The Rupiah was strengthening from previous level of 14,525 to 14,445 per USD. Risk of Diminishing Participation Unit Value Inflation in April 2021 stood at 0.13% MoM, with the previous month at 0.08%, while annual inflation stood at 1.42% YoY with Risk of Credit the previous month at 1.37%. Foreign ownership in Government bonds has risen from IDR 951Tn to 965Tn, thus foreign investors currently have approximately 22.74% of total Government bonds traded, down from previous month level at 22.89%. Risk of Changes in Economic and Political Conditions We are at 1,03x benchmark duration on our IDR bond portfolio. Risk of Liquidity Risk of Regulatory and Taxation Changes

Risk Clasification Investment Policy Top 10 Securities in Portfolio Equity 0%-20% BBRI02BCN3 Bonds 80%-100% INDF08 Money Market 0%-20% MYOR01CN3 Description: OBL BERKELANJUTAN I ANTAM TAHAP I TH 2011 SERI B *Fund performance Benchmark 100% 1YB Fund Allocation OBL BKLJ I ANEKA GAS INDUSTRI THP II TH2017 SERI B FixedIncome 89.78% OBL I INDONESIA INFRASTRUCTURE FIN. TH 2016 SERI C Money Market 10.22% TUFI04BCN1 OBLIGASI BKLJT II BANK PANIN TAHAP III TAHUN 2018 OBLIGASI NEGARA REPUBLIK INDONESIA SERI FR0086 PT

Performance Since Inception Performance Highest 11.52% Performance YTD 1 Month 3 Months 6 Months 1 Year 3 Years 5 Years Since Inception Performance Lowest PTC 0.54% 0.66% 0.85% 0.53% 3.29% 15.43% 24.58% 164.39% -21.79% Performance Benchmark * 0.70% 0.25% 1.16% 1.17% 5.08% 16.59% 30.73% 174.65%

Fund Performance Since Inception Monthly Performance in the last 5 Years 4.00% 200% Fund Benchmark Fund 3.00%

150% 2.00%

1.00% 100% 0.00%

50% -1.00%

-2.00% 0% -3.00%

-50% -4.00%

27-Oct-04 27-Oct-05 27-Oct-06 27-Oct-10 27-Oct-11 27-Oct-12 27-Oct-15 27-Oct-17 27-Oct-18 27-Oct-07 27-Oct-08 27-Oct-09 27-Oct-13 27-Oct-14 27-Oct-16 27-Oct-19 27-Oct-20

27-Apr-06 27-Apr-07 27-Apr-08 27-Apr-09 27-Apr-13 27-Apr-14 27-Apr-16 27-Apr-19 27-Apr-20 27-Apr-21 27-Apr-05 27-Apr-10 27-Apr-11 27-Apr-12 27-Apr-15 27-Apr-17 27-Apr-18

31-Jul-17 31-Jul-18 31-Jul-19 31-Jul-16 31-Jul-20

31-Jan-18 31-Jan-19 31-Jan-20 31-Jan-17 31-Jan-21

31-Oct-17 31-Oct-18 31-Oct-19 31-Oct-16 31-Oct-20

30-Apr-18 30-Apr-19 30-Apr-21 30-Apr-16 30-Apr-17 30-Apr-20

About Bank Custodian PT Bank Central Asia Tbk obtained approval as a Custodian Bank in the capital market based on the Decree of the Chairman of Bapepam Decision Number: KEP-148/PM/1991 dated November 13, 1991 concerning Approval as a Place to Deposit Assets in the Capital Market to PT Bank Central Asia. BCA Custodian has provided various services to depositors, both local and overseas. Assets deposited in the form of stocks, bonds, warrants, pre-emptive rights, Certificates, Government Bonds, deposit certificates, debt recognition letters and land securities. Seeing positive capital market developments, BCA Custodian has also entered the mutual fund market as a custodian bank since August 2001.

BASED ON THE PREVAILING OJK REGULATIONS, CONFIRMATION LETTERS FOR THE IMPLEMENTATION OF TRANSACTION, PURCHASES, TRANSFER AND REDEMPTION OF MUTUAL FUND PARTICIPATION UNITS ARE LEGAL PROPRIETARY LETTERS ISSUED AND SENT BY CUSTODIAN BANK. UNIT HOLDERS CAN SEE MUTUAL FUND OWNERSHIP THROUGH THE ADDRESS HTTPS://AKSES.KSEI.CO.ID

PT Principal Asset Management Disclaimer Revenue Tower, District 8, Lt. 5 INVESTING IN MUTUAL FUNDS BEAR RISKS. POTENTIAL INVESTORS ARE OBLIGED TO READ AND UNDERSTAND THE PROSPECTUS Jl. Jend. Sudirman No.52-53 12190, PRIOR TO DECIDING TO INVEST IN MUTUAL FUNDS. PAST PERFORMANCES DO NOT REFLECT FUTURE PERFORMANCES. PT PRINCIPAL Tel. : +(62 21) 5088 9988 ASSET MANAGEMENT IS REGISTERED AND SUPERVISED BY FINANCIAL SERVICE AUTHORITY (OJK). EACH PRODUCT OFFERING IS Fax : +(62 21) 5088 9999 CONDUCTED BY REGISTERED OFFICER AND SUPERVISED BY FINANCIAL SERVICE AUTHORITY (OJK). Website: www.principal.co.id