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Newsletter Volume 18, Issue 1

N C R R E A N EWS

Official publication of NCR REA, Inc. www.ncr-rea.org 1st Quarter 2014

WHAT’S INSIDE FROM PRESIDENT CHUCK

From Chuck, Our 1 President ...... rom all of us here at the NCR REA—your trustees, administrator, editor, and webmaster— From Your a hearty welcome to you, our valued members, Editor ...... 2 to the first newsletter for 2014. We hope you F and yours are off to a safe, healthy, and great Did You Know? . . . . . 3 start that continues throughout the year. New Members ...... 4 As reported in our 2013 Q4 newsletter, the Trustee and Support Team remains not only in place and in our 18th year, but also remains highly In Memoriam ...... 4 motivated to provide quality and value in our programs. NCR in the News . . . . 5 In 2013, our new website continued to gain momentum. Not only did it attract more users because of all the great information we now have online, it also NCR Distributor, 8 helped us gain new members through our easy-to-complete application. In Blanche Birger . . . . . addition, the newsletter you are reading now is a great source of information about your fellow members, as well as a word-of-mouth aid for you to help us From Our Members . . 9 say, ”Join us and keep in touch!” Events Calendar . . . . 13 You may recall our 2013 initiative to bring NCR International Distributors into REA membership. Previous newsletters contained articles about the FYI & Contacts . . . . . 15 Mittwochs from Israel and Philip Toledo Ltd. in Malta. This issue contains a write-up of Blanche Birger, the longtime NCR Distributor in Mauritius. The Tale End ...... 16 Planning for the 2014 Reunion/Annual Meeting is coming along very well. Vice President Mike Freeman and his team have a number of exciting and fun events already scheduled for September 11 and 12, 2014. We look forward to welcoming you on September 11 and 12, 2014 for the event!

Chuck Stuart President

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Board of Trustees N OTES F ROM Y OUR E DITOR . . Chuck Stuart, President Mike Freeman, Vice President appy New Year everyone and welcome to Ken Carr, Secretary our Q1 issue of the NCR REA newsletter for Greg Jump, Treasurer 2014! Don Barmore H I trust you’re enjoying 2014 so far and hope Barb Miller the year brings you all the happiness and prosperity you Lew Cluxton desire. Charlie McGratty Dan Taylor We at the NCR REA are particularly excited about this George Ellis year as we look forward to serving you and seeing you at this year’s annual meeting, which is scheduled for September 11-12, 2014. This year, the planning Jack Wheeler committee is making arrangements to hold the event at the Hope Hotel & Administrator Conference Center at Wright Patterson Air Force Base. Although complete Sue Schweitzer arrangements will be provided in the Q3 and Q4 newsletters, please mark your Newsletter Editor calendars now if you plan to attend the event. Steve Wicinski Can’t wait to see you all again! Webmaster Lesley AJ Baumann Cheers!

NCR REA N OTEWORTHY T IDBITS ... Our mission is to keep members informed on issues related to NCR Corporation NCR REA Now Linked on NCR Website and other matters of Great News! The NCR website now contains a link to the NCR REA interest. The REA was started website. So after you access NCR.com, just click on About NCR, scroll in 1996, and helps perpetuate the legacy of NCR down the page, and there’s our link! The REA Board would like to thank Corporation and its people. our trustee, Barb Miller, for her diligent efforts in working with NCR to get Membership in NCR REA is a this done. We’d also like to thank NCR’s Communications department for great way to stay connected their cooperation in making this happen! This added visibility to our to NCR and its people. organization is just awesome! ______NCR Retiree News is published Calendar of Events Revisions four times per year by: NCR REA, Inc. From time to time, our Events Calendar (pages 13-14) requires changes for P. O. Box 218 which we’re not always aware. So if you see something that needs updating, Germantown, OH 45327 please let us know. Phone: (937) 285-0014 [email protected]

1st Quarter 2014 printed and N C R Q UOTE OF THE Q UARTER ... distributed by Think Patented, Dayton, OH

Printed in the USA “ John H. Patterson NCR REA News P a g e 3

D ID YOU KNOW ? S UBMITTED BY K EN C ARR

received this story from an NCR REA member. The author is anonymous, but I think we can all identify with him. This is good laugh for people over 60 and those who will soon be there. When I bought my Blackberry, I thought about the business I ran for over 30 years with I 1800 employees, all without a cell phone that plays music, takes videos, takes pictures, and communicates with Facebook and Twitter. Under duress, I signed up for Twitter and Facebook, so my seven kids, their spouses, my 13 grand kids, and two great grand kids could communicate with me in the modern way. I figured I could handle something as simple as Twitter with its 140 characters limit. My phone was beeping every three minutes, with details of everything except the bowel movements of the entire next generation. Once, I had the phone with me while standing in the checkout line at Barnes and Noble. I was talking to my wife and everyone within 50 yards was glaring at me. I had to take my hearing aid out to use the darn thing, so I guess I got a little loud. I am not ready to live like this. Now, I keep my cell phone in the garage in my golf bag. The kids bought me a GPS for my last birthday, because they think I got lost every now and then going over to the grocery store or library. I mean the GPS looked pretty smart on my dashboard, but the lady inside that gadget was the most annoying, rudest person I had run into in a long time. Every 10 minutes, she would sarcastically say, "Re-calc-u-lating." You would think that she could be nicer. It was like she could barely tolerate me. She would let go with a deep sigh then tell me to make a right turn at the next light. Then if I made a left turn by mistake, well, it was not a good relationship. You can’t believe how she acted if I made a U turn. Now I keep the GPS in a box under my tool bench with the Bluetooth (it’s really red) cell phone. Now when I get lost, I call my wife, tell her the name of the cross streets, and she leads me home. Come to think about it, she is starting to develop that same tone as the Gypsy GPS lady. Oh well—at least she loves me. To be perfectly frank, we have had our cordless phones for four years and I am still trying to figure out how to use all those extra buttons. I also still haven't figured out how I manage to lose all three phones at once. The phone rings and there I am running around the house digging under chair cushions, checking bathrooms, and looking in dirty laundry baskets. Thank goodness we have an answering machine. The world is just getting too complex for me. They even mess me up every time I go to the grocery store. You would think they could settle on something themselves, but this sudden "Paper or Plastic" every time I check out just knocks me for a loop. I bought some of those cloth reusable bags to avoid looking confused, but I never remember to take them with me. So now I toss it back to them. When they ask me, "Paper or plastic" I just say, "Doesn't matter to me. I am bi-sacksual." Then it's their turn to stare at me with a blank look. We senior citizens just don't need any more gadgets. The TV remote and the garage door remote are about all we want to handle. Well actually, there are buttons on the TV remote that I don't understand. I'm afraid to push some of those buttons. Recently, I was asked if I tweet. I answered, “No, but I do toot a lot."

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NEW MEMBERS

Alvares, August, Dayton, OH Lundy, Dave, Beavercreek, OH Chromey, Teresa, Beavercreek, OH Melzer, Patricia, Escondido, CA Fedewa, Lori-Beth, Centerville, OH Metzger-Bowman, Dorothy, Dayton, OH Frantz, II, Victor, Dayton, OH Smith, Timothy, Castle Rock, CO Lafferty, Terry, Dayton, OH

I N M EMORIAM ( NCR REA MEMBERS ) With sincere sympathy to the families of these former NCR employees.

Bassett, Philip, 75, Mt. Holly, NC, 9/17/13 Dallas, Dewain, 90, Dallas, TX, 12/23/13 Murray, Ted, 66, Eldersburg, MD, 10/8/13 Mustaine, W. Max, 91, Ft. Myers, FL, 9/11/13

Seely, Charles R., 87, Lake Wales, FL, 8/23/13 Trine, Charles V., 90, Old Saybrook, CT, 8/13/13 Trippett, Bernard, 89, Potomac, MD, 12/29/13 Willmann, Jerald, 77, San Antonio, TX, 9/14/13 NCR REA News P a g e 5

I N THE NEWS . . . . .

With agreement to purchase Digital Insight and acquisition of Alaric Systems, NCR will establish the most comprehensive suite of retail banking solutions in the industry and deliver an unparalleled value proposition for its financial services customers

DULUTH, Ga., December 2, 2013 – Today, NCR Corporation (NYSE: NCR), the global leader in consumer transaction technologies, took the next step in the transformation of its Financial Services business, announcing that it had entered into a definitive agreement to purchase Digital Insight Corporation, a leader in online and mobile banking solutions, for a purchase price of $1.65 billion, and that it had completed the acquisition of Alaric Systems Limited, a provider of secure transaction switching and fraud prevention software, for a purchase price of approximately $84 million. Digital Insight is majority owned by Thoma Bravo, LLC. Together, these companies complement and extend NCR’s existing capabilities in the banking industry to form a complete enterprise software platform that will deliver a unique and compelling consumer experience across all digital and physical channels - mobile, online, branch, and ATM. The combination will help retail banks and other financial institutions reduce legacy costs and enable solutions for new, more nimble branches, by providing one platform for omni-channel services and all payment and transaction types. Today’s announcement follows the successful acquisitions of Retalix and Radiant Systems that have transformed NCR’s Retail and Hospitality businesses by delivering revenue growth, improved profitability, and an increased revenue mix of software and SaaS for NCR. The acquisitions of Digital Insight and Alaric Systems continue a strategic plan of transformative acquisitions across all of the company’s three core lines of business and will enhance NCR’s existing capabilities, delivering the industry’s most comprehensive suite of retail banking solutions. "This is a historic day for NCR," said NCR chairman and CEO, Bill Nuti. "For the past eight years, NCR has been executing a deliberate and thoughtful strategic agenda to profoundly reinvent the company. Over that time, we have orchestrated a patient balance between legacy issues and growth initiatives that has led to delivering a compelling value proposition for all of our stakeholders. Today represents a culmination of many years of effort, particularly as it relates to what was once NCR's core businesses. Today, we are fundamentally and permanently changing our largest line of business, Financial Services. With the announcements of our agreement to purchase Digital Insight and our acquisition of Alaric Systems, NCR becomes a powerful, global FinTech solutions provider enabling retail banks to deliver on the promise of omni-channel capabilities – on top of an unparalleled, innovative software platform. Digital Insight, based in Menlo Park, California; and Alaric Systems, based in London, U.K., together will uniquely position NCR to deliver an enterprise software stack that securely and seamlessly creates a differentiated consumer experience across all channels (online, mobile, ATM, branch) improving a retail bank’s growth, profitability and customer satisfaction.

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T ITLE IN THE NEWS (CONTINUED . . . . )

With the addition of Digital Insight, NCR will also enhance its ability to serve the mid-market retail banking segment, which includes Digital Insight’s highly diversified customer base consisting of more than 1,000 financial institutions with 12 million online banking users and nearly 4.8 million mobile end users. The Digital Insight acquisition will also provide an opportunity for NCR to offer its clients additional solutions for mobile, bill pay and online banking.

“Together, NCR, Digital Insight and Alaric Systems are committed to delivering value to financial institutions," said Andy Heyman, senior vice president, NCR Financial Services. "We have an opportunity to enable differentiated consumer experiences through safe, secure, and integrated transactions across every banking touch point. We will help financial institutions to reduce costs, serving as a single solutions provider for ATM, branch, mobile, commerce and internet banking services, as well as the payments and processing infrastructure behind those experiences.” Alaric Systems payments processing and fraud prevention software allows financial institutions, processors and retailers to manage ATM, point of sale, ecommerce and mobile payment or banking transactions, deliver complex multi-channel payments integration and carry out enterprise fraud and risk management. Alaric Systems powers more than 1.25 billion transactions a month across 30 countries. The Alaric Systems solution set includes the Authentic payments and Fractals fraud prevention technologies. Authentic is a modern, ultra high-performance authorization and routing system for managing transactions from all channels across the enterprise, from ATM, point of sale to ecommerce and mobile. Fractals is an intelligent fraud detection and prevention framework designed to detect and intercept fraudulent payment transactions before the transaction is completed. The Digital Insight transaction is subject to the expiration or termination of the applicable waiting period under the Hart-Scott-Rodino Antitrust Improvements Act of 1976, as amended, and the satisfaction of other and customary closing conditions and is expected to be completed in the first quarter of 2014. Both the Digital Insight and Alaric Systems transactions are independently accretive to 2014 non-GAAP EPS.(1) RBC Capital Markets, LLC acted as lead financial advisor to NCR. J.P. Morgan and BofA Merrill Lynch also acted as financial advisors and Womble Carlyle Sandridge & Rice, LLP acted as legal counsel to NCR on the Digital Insight transaction.

(1) NCR defines non-GAAP earnings per share as earnings excluding pension and special items on a per share basis. ####

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T ITLE IN THE NEWS (CONTINUED . . . . )

NCR Announces Fourth Quarter Results, 2013 NCR achieves strong non-pension operating income and free cash flow generation. Software revenue growth led to continued operational gross margin expansion.

 Non-pension operating income (NPOI)(1) of $221 million, an increase of 22%; GAAP income from operations of $297 million, a decrease of 28% primarily related to lower pension benefit  Free cash flow(2) generation of $317 million, an increase of 160%; GAAP net cash provided by operating activities of $265 million, an increase of 165%  Non-GAAP diluted EPS(1) of $0.83, an increase of 15%; GAAP diluted EPS of $1.21, a decrease of 17% primarily related to lower pension benefit  Software revenue increased 27% driving continued operational gross margin expansion  2014 full year guidance announced

2014 Guidance 2013 Actual

Year-over-year revenue growth 12% - 14% 7%

Income from Operations (GAAP) $730 - $750 million $666 million

Non-pension operating income $900- $920 million $717 million (NPOI)(1)

Diluted earnings per share (GAAP) $2.36 - $2.46 $2.67

Non-GAAP Diluted EPS(1) $3.00 - $3.10 $2.81

For more ongoing stories and news updates, point your web browser to www.ncr.com and click on Newsroom.

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News content reprinted with NCR’s permission NCR REA News P a g e 8

NCR D ISTRIBUTOR , B LANCHE B IRGER . . .

his issue, we highlight another long-time NCR Distributor, Blanche Birger, from the beautiful island of Mauritius. T Ile de Maurice is situated in the Indian Ocean over 1900 miles from Jo-burg and over 700 miles from Madagascar. Its modern history traces back to Napoleon’s naval defeat by the British in 1814 when it became a British colony. The largest ethnic group migrated from India after slavery was abolished in 1835. In March, 1968, Mauritius became an independent member of the Commonwealth of Nations. While the official language in Mauritius is English, it is spoken by only 1% with Creole dominant (81%), an Indian dialect Bhojpuri (12%), and French (3%). Major religions include Hindu, Roman Catholicism, and Islam.

In 1953, Blanche Birger was incorporated in Port Louis by Jacque Blanche, who was from France, and by Jacques Blanche, a Belgian Jew of Polish descent. After the Birgers and Mittwochs started attending CPCs, it was later learned that the two families had connections to the Jewish Ghetto in Warsaw before World War II. Similar to post-war Malta, Mauritius was slow to begin receiving consumer goods, so Blanche Birger built its business on sales and service of appliances. It was a natural to add business equipment from NCR, Chubb, Pitney Bowes, and others. During the 1960s and 1970s, the ties to NCR UK and NCR France were strong and the offering grew also to include ATMs, Item Processing, accounting machines, and, of course, cash registers. At one time during the 1980s and early 1990s, Blanche Birger had the front-to-back online network at Mauritius Commercial Bank with ATMs, and teller terminals connected to a large 8000-series system. Scanning via 255/726 was also a Blanche Birger introduction to the island. They sold and supported many 8250/8270 systems.

Since the beginning of the 21st Century, Blanche Birger has added many new divisions, offering high-end servers, hardware, software, integration, and communications to its list of sophisticated services. Today, NCR provides IP and ATMs to Blanche Birger, which also represents IBM, Microsoft, Oracle, Avaya, Cisco, VMWare, and others.

In its Values statement, Blanche Birger refers to integrity, commitment, and professional excellence. I was honored to represent Blanch Birger with NCR Europe and travel there many times and meet with their customers. I always felt they lived up to their values.

Story by Chuck Stuart

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FROM OUR MEMBERS

NCR Clemson Annual Dinner January 20, 2014 - Arizona's Grill and Drinkery

With 15 attendees, everyone had a great time!

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FROM OUR MEMBERS ( CONTINUED . . . )

NCR/Teradata Retirees of San Diego, CA Annual Holiday Luncheon December 11, 2013 Café Merlot - Rancho Bernardo Winery

Attendees included 54 Rancho Bernardo retirees and their guests.

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F ROM OUR MEMBERS ( CONTINUED . . . ) NCR Retiree, Otto Seller, Turns Astronaut! or you folks who know Otto Seller, now 85 years old, you’ll get a kick out of this story. Here’s FOtto just before he jumped off of the 850-foot platform at the Stratosphere Casino in Las Vegas! The Stratosphere Casino in Vegas is like the Space Needle in Seattle! However, on top the Stratosphere’s revolving restaurant, there’s a playground which includes a mini roller coaster, the Hanging Coaster Car, the Space Shot, and—the newest attraction—the Sky Jump! Having lived in Las Vegas for 22 years, a younger Otto had already ridden the other rides. So at age 85, he figured he was done with such nonsensical thrills. But then, relatives came to Vegas to celebrate their wedding anniversary. Knowing about Otto’s previous courageous feats, they convinced him to do the Sky Jump. So, when push came to shove, Otto, in all his glory, agreed to go for it. As Otto describes the experience, “It was fun and went well! As I stood and looked down 850 FT, I wondered what in Heaven’s name I was doing! Then I jumped! I was in a harness attached to a cable and it was well controlled. It was a free-fall for a short time, then the speed was held at about 45 MPH. It slowed at landing to make it very easy! So chock up another one for the “Senior Brigade!” So let’s hear it for this brave man. It just goes to show you’re NEVER too old to be a daredevil!

A Little About Otto’s NCR Career Otto started his impressive 44-year NCR career on July 7, 1947--fresh fresh out of high school in Denver, CO. His first job was a Shipper Helper, followed by an Apprentice Serviceman. Over the years, he aspired to a fully-trained Serviceman, a Banking Systems Representative, a Service Manager, a District Manager over Field Engineering, then a Regional Director over Field Engineering. Throughout his career, he’s lived in and traveled to many places such as Los Angeles, Colorado Springs, Phoenix--even Africa, where his territory consisted of Bahrain, Kuwait, Qatar, Abu Dhabi, Dubai, the Sultanate of Oman, and Pakistan! Truly an amazing man and inspiration to all of us! Thank you, Otto, for sharing your story with us! #### NCR REA News P a g e 12

T ECHNOLOGY W ORD SLEUTH

Can you find the technology terms in the puzzle below without peeking at the answer key?

Z B T E V Q A R Q W R S P Q I O V B P X X I D I H K I I R O F U V N T R E G A M C M J M E T S Y S G N I T A R E P O S Y S Q A T V L L O B C R E T I R W E P Y T T C J D T A E L H G R J U G N X R I K G X G G G P S U C E N O H P T R A M S R U Y E A T T E A P E I W F N J Y F A N M P D A O W T R D T W S R S G S G E F P E T W P X O D P B A K S T A N R V N Y R F K O L O S L R O S S E C O R P O R C I M H M T J I O I Z D U C X V E Y U P B D B O H D H W N N S G E O D N B H L X G Z S G D R S V N T O D L R V N Q Y R H W G B J K E R Z D E O J V P K O K C Z B O C P P R A Q R M R J F C A S H R E G I S T E R T A S W W Y D H S T S I P M V G I Y U U U E N I H C A M X A F R N Y M L X Y G B O U R B W Z V Q L D L P D R R J S F J N T C D F C W K T M W H E V M Q E Y A N Z G F S I Q D F G T D H A V G E A F Y U K

Smart Phone Smart Bluetooth ofPoint Sale Register Cash machine Fax Printer Laser System Operating Microprocessor Processing Data BrowserInternet Laptop DMV Cards Punch Typewriter

Answer Key: Answer

C ALENDAR OF O NGOING E VENTS State City Name Venue Date/Time Contact AZ Tucson Village Inn Restaurant 2nd Wednesday Dick Vail: [email protected]

CA San Diego NCR / Teradata Remington Club 2nd Wednesday of Gerry Mikas: 858-951-0155 Retirees of San Rancho Bernardo month except Jul, [email protected] Diego Aug, 1 PM 16925 Hibera Dr. CO Colorado Village Inn 1st Friday of Fred Miller Springs / Academy & Austin Bl. month at 8:30 a.m. 719-578-5182 Pueblo Colorado Springs CT Orange Chip’s Restaurant 2nd Tuesday each Jim Lash 321 Boston Post Road month . [email protected] 8:30 a.m.

FL Estero Perkins Restaurant 2nd Thursday Tom Schoenheider 20320 Grande Oaks each month at 239-287-6849 11:30 a.m. Shoppes Blvd, Estero, FL [email protected]

FL Tallahassee NCR Breakfast Village Inn Restaurant 1st Tues each mo. Bill Smith [email protected] Group 3392 Lonnbladh Rd (off 8 a.m. Jack Hanbury [email protected] I10) or 850-539-5992

GA Atlanta The NCR Lunch Golden Corral 2nd Wednesday of Roy Greenway [email protected] Bunch Hwy 138 even months at Cal McBroom [email protected] 11:30 a.m. Conyers John Hughes [email protected]

IL Chicago NCR Pizza Night Riggio’s Restaurant 1st Thursday each Alan J. Helstern Group 7530 W. Oakton month [email protected] Niles at 6:30 p.m. IL Chicago Aurora Breakfast No regular Mike Ederati Group schedule [email protected]

IN Evansville Cracker Barrel 1st Tuesday each Jim Bryan [email protected] 8215 Eagle Lake Drive month 7 a.m.

IN Indianapolis ncrhasbeens MCL Cafeteria 2nd Tuesday each Harry Kuhn 317-862-4408 3630 S. East St. month at 6:00 p.m. [email protected]

KY Lexington Lexington Bob Evans Restaurant 2nd Thursday, April Bill Malicote: 859-229-4109 Retirees Brannon Crossing, 9a.m. & October [email protected]

MD Baltimore Baltimore Lunch Various locations near Wed. every month Nelson Bengel 410-557-7302 Bunch Baltimore except Dec. at [email protected] noon

MA Pembrooke Boston Friendly’s Restaurant 1st and 3rd Clyde Baker Retirees Rte 139 off Rte 3 exit 12 Tuesday 8:30am [email protected]

MA Metheun McDonald’s Breakfast every Richard Bates 603-394-7760 Pelham St. Tuesday at 8 [email protected]

MI Lansing NCR445 Flapjack Restaurant 2nd Monday every Tom Simmons 517-647-4469 1601 S. Waverly month 8:30 am [email protected]

MI Grand Rapids NCR440 Bob Evans 1st Tuesday each Brad DeVries 616-901-7048 Walker & I96 month at 8 a.m. [email protected]

MI McComb McDonald’s Every Tuesday Lee Brown 810-791-2061 Township 45700 N. Gratiot morning 20812 Lantz Street Clinton Twp., MI 48035 State City Name Venue Date/Time Contact

NE Omaha HY-VEE Grocery 1st Thursday Henry Lokke 3815 N. 100th St. 108th and Fort St. each month at Omaha, NE 68134 (402)571-6467 7:30am NV Sparks FESC Retirees Various Every other month Brian Burke, 775-359-9245 [email protected] NJ Central Ye Cottage Inn 3rd Thursday Bernie Ondrey 149 W. Front St. each mo except [email protected] June, July, Aug Keyport NJ Edison NE Retail Cheesecake Factory Every 2-3 months Anthony J. Pilato Accounting Menlo Park 516-561-1144 Edison, NJ 516-993-8499 (mobile) [email protected] NM Albuquerque Furrs Cafeteria First Tues each Marc LaChey 505-275-2331 Wyoming Mall mo.,12:30 p.m. [email protected]

NY Buffalo Buffalo The Wherle Every Wed at Jack Hauptman Retirees Restaurant Noon 716-440-4664 [email protected]

NC Charlotte Carolina Prime Steak 3rd Tuesday each Walt Miller 704-844-6488 or House, 225 East month at 9:00am [email protected] or Woodlawn Road Ralph Weddington 704-366-7226 OH Dayton Former R&D NCR Country Club 4th Wednesday Carl Wick 937-433-1352 employees Reservations suggested each month [email protected]

OH Dayton E&M Dayton Marion’s Pizza 2nd Saturday of Orville Huggins Patterson and Shroyer March and Oct 937-436-1411 11:30—3:00 PM OH Dayton Dayton Area Varies 3rd Thursday http://www.ncrlunchbunch.info NCR Lunch each month, www.ncrlunchbunch.info Bunch 11:45 a.m.

OH Dayton 3rd Party Milanos. 9572 1st Tuesday of To ENSURE SPACE, Notify: Chuck Dulaney Support and Springboro Pike each Month [email protected] CTEC 11:30a.m. John Teserovitch [email protected] or (Retired or Keith Walden [email protected] Displaced) PA Harrisburg Peachtree Rest &Lounge Last Tuesday Ray Kowalick 717-626-2365 251 N Progress Ave. each month at [email protected] 9:00am RI Cranston MISS CRANSTON Every Tuesday at Don Culton 401-942-5594 DINER 7:30 a.m. [email protected] 1224 Oaklawn Ave. SC Columbia ROMEO JustUs 2nd Thursday Frank Thrower 803-356-5067 (Retired Old 1208 Knox Abbot Dr each month at [email protected] Men Eating 9:00 a.m. Out) Cayce SC Greenville Fatz Café Saturday noon Ted Webb 864-234-7869 US 123 every 2-3 months [email protected] Easley, SC TX Austin McDonalds 1st Monday each James Tackett 183 & Braker month 9am [email protected] WA Tacoma Ma’s Place Every Tues and Near South Hill Mall Thurs, 9:00 a.m. Puyallup Bowling

WI Milwaukee Mayfair Mall Food Court 2nd Tues each Don Eggert 414-453-8424 mo., 9:00 a.m. [email protected]

Canada Vancouver, BC XNCRs Group Lunch 1st Tues Dick Phillips 604-526-8721 each month [email protected] NCR REA News P a g e 15

F.Y.I. Important Contacts

NCR Benefits Center

P. O. Box 770003 Cincinnati, OH 45250-0071

800-245-9035 For current press releases, go to: TDD# 800-610-4015 http://netbenefits.fidelity.com http://www.teradata.com/newsreleases/ United Health Care 800-889-2535 Http://www.myuhc.com

Medicare

Learn to search Google Effectively. Go to: 800-MEDICARE (633-4227)

http://www.youtube.com/watch?v=Yj2YAg1ZRmg http://www.medicare.gov

Social Security 800-772-1213 Be sure and visit http://www.socialsecurity.gov the Dayton History Website. You’ll be NCR Corporation glad you did! 937-445-5000

http://www.ncr.com www.daytonhistory.com

Teradata Corporation NCR REA Newsletters and Directory 800-242-4800 Available Online Http://www.teradata.com Like to start receiving your NCR Retiree Newsletter and directory online instead of hard copy? If so, let NCR Stockholder Account Inquiries us know. Online versions can expedite delivery and Mellon Investor Services significantly reduce our printing costs! 85 Challenger Road Overpeck Centre ARE YOU MOVING? Ridgefield, NJ 07660 800-627-2303 Don’t forget to tell us your new address so we can ensure you continue to receive your [email protected] newsletter. Email to [email protected] or write http://www.melloninvestor.com to: NCR REA, P. O. Box 218, Germantown, OH 45327. CLIP and SAVE NCR REA, Inc. P. O. Box 218 Germantown, OH 45327-0218 www.ncr-rea.org

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T HE T ALE END F UTURE S HOCK

any years ago, a 65MB disk drive sold for Mapproximately $67,000. It was so big, heavy, and sensitive, it sometimes had to be supported by hydraulic feet. Today, a 4T (that’s terabytes we’re talking here) Seagate drive the size of a typical TV remote costs about $170.

Indeed the times they are a changin’. But how much space do we really need to store our stuff?

Courtesy of Rod Gray, NCR retiree