Solutions

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Supporting Your Guaranteed Wealth & Income Products

In an era of volatile markets and historically low interest rates; baby boomers, small business owners and cautious investors are considering guaranteed products such as Segregated Funds with Life Time Annual Withdrawal Guarantee features, Guaranteed Minimum Withdrawal Benefit (GMWB), Guaranteed Interest Annuities (GIA) and Daily Interest Funds. The insurance industry is under increased pressure to quickly respond to the changing needs of investors. Insurance organizations need a robust yet flexible solution that can support the unique complexities of their business.

Faster time to market Adaptable one contract solution At a Glance Insurance products are more complex than Our solution is structured to allow a single many other kinds of investment products, contract to hold multiple versions of Supports Segregated Funds, with a multitude of features and benefits. products – Segregated Funds, GIA and GIA and Daily Interest Funds The IFDS solution lets you easily build Daily Interest Funds – providing quick and product, make changes, and automate easy adaptability to changing customer many common activities, allowing you to demands and market conditions. One Multiple insurance products get to market more quickly. And when you contract also supports the efficient offered in a single system can get to market faster, you have a consolidation of activity between solution competitive advantage and more these products for call centre inquiries, opportunity for growth. statements, online viewing and single ticket Benefit from proven experience transaction processing. and expertise Proven record keeping system Our proprietary record-keeping system, Flexibility and choice iFast™, is already used by some of the To keep competitive in a crowded Allows automation of common largest insurance companies in Canada, insurance marketplace, you need to be processes and activities providing the technological backbone for able to offer a full and diverse suite of some of the last decade’s most products to your customers. The IFDS important product innovations.That means insurance solution supports not only we already have the processing the core features of different insurance structure and expertise in place to fully products like Segregated Funds and GIA, support all the complex features of these but also the many and diverse attributes, kinds of products. Our technology platform and multiple versions of these products is shared, so our clients can leverage a such as a Life Time Annual Withdrawal system that supports all the latest industry Guarantee with rates that can be varied and regulatory requirements. based on the actual investment date and a future withdrawal date. More reasons to choose IFDS

About Us Global perspective - local knowledge leaders ask us to develop new features and IFDS technology and service solutions are capabilities, our shared platform allows all With its global headquarters in used globally, with operation centres across clients to realize the benefits. Toronto, Canada, International Canada, Europe, and Asia-Pacific. As a Financial Data Services (IFDS) subsidiary of Client-centered service and relationship is a world-leading provider of and DST Systems Inc, we are backed by a management and technology multi-billion dollar global enterprise with When you choose IFDS, you’ll experience solutions to the more than 40 years of experience in our client-centered partnership service industry. financial data processing. Yet, our core model. We create solutions that fit your technology was developed right here in needs and continuously invest in IFDS services over 240 financial Canada, and we are on the leading edge of strengthening our people and technology. organizations around the world, local compliance and regulatory issues. Your IFDS team includes a Relationship providing solutions to a wide Manager who develops a deep, strategic range of global asset managers, Continuous research and development understanding of your business and a Client wealth managers, , and We are the developers and owners of our Services support team that works closely insurance companies. With over core technology platform, iFast™, and we with you day in and day out to ensure our 2,000 employees and partners continually invest in making it even more partnership is always working in sync. located throughout Canada, powerful and reliable. When industry Europe, and Asia-Pacific, the IFDS enterprise supports more than 16 million accounts with AUA of CDN $4 trillion. By the numbers • ISO 27001 certified IFDS is a 50/50 joint venture between Boston-based • 85,000 calls daily State Street Corporation, • 100,000 transactions daily one of the world’s leading providers of financial services • 5 full releases in 2018 with over 50,000 days of effort with 122 to institutional investors, and projects Connecticut-based SS&C Technologies, a global provider of • $273 million in client driven projects from 2008 - 2018 investment and financial software- • $35 million internal technology investment since 2015 enabled services and software for the global financial services and • 99.99% uptime across all environments healthcare industries. • 2000+ staff and vendor partners located in Toronto, Europe and Asia-Pacific For more information, visit www.ifdsgroup.ca. • One quarter of our employees have been with us for over 10 years • Represented on nine industry groups and associations

For more information please contact:

John Bennett Executive Vice President, Sales and Business Development International Financial Data Services Ltd. 30 Adelaide Street East, Suite 1 Toronto, ON M5C 3G9

+1 416-506-8013 | [email protected] | www.ifdsgroup.ca

International Financial Data Services (Circle and Line Design) is a trade-mark owned by International Financial Data Services and is registered in Canada