International Directory (as of June 30, 2020)

Asia and Oceania Bangkok Branch Phnom Penh Representative Office 8th-10th Floor, Q.House Lumpini Exchange Square (7th Floor) Unit 701, SMBC Branches and Building, 1 South Sathorn Road, No.19 and 20, Street 106, Sangkat Wat Representative Offices Tungmahamek, Sathorn, Phnom, Village 2, Khan Daun Penh, Bangkok 10120, Phnom Penh, Kingdom of Cambodia Tel: 66 (2) 353-8000 Tel: 855 (23) 964-080 Hong Kong Branch 7th, 8th Floor, One International Chonburi Branch Finance Centre, 1 Harbour View Street, Harbor Office 14th Floor, 4/222 Moo. 10 Central, Hong Kong Sukhumvit Road, Tungsukla, Sriracha, SMBC Principal Subsidiaries/ Special Administrative Region, Chonburi 20230, Thailand Affiliates The People’s Republic of Tel: 66 (38) 400-700 SMFG Network Tel: 852-2206-2000 Ho Chi Minh City Branch Sumitomo Mitsui Banking Corporation Hong Kong Branch Kowloon Office 15th Floor, Times Square Building, (China) Limited Head Office () 19F, The Metropolis Tower, 22-36 Nguyen Hue Street, District 1, 11F, Shanghai World Financial Center, 10 Metropolis Drive, Hunghom, Ho Chi Minh City, Vietnam 100 Century Avenue, New Area, Kowloon, Hong Kong Tel: 84 (28) 3520-2525 Shanghai 200120, Tel: 852-(2206) 2000 Hanoi Branch The People’s Republic of China Tel: 86 (21) 3860-9000 Taipei Branch Unit 1201, 12th Floor, Lotte Center Hanoi, 3F, Walsin Lihwa Xinyi Building, 54 Lieu Giai Street, Cong Vi Ward, Sumitomo Mitsui Banking Corporation No. 1 Songzhi Road, Xinyi District, Ba Dinh District, Hanoi, Vietnam (China) Limited Guangzhou Branch Taipei 11047, Taiwan Tel: 84 (24) 3946-1100 12F, International Finance Place, Tel: 886 (2) 2720-8100 Manila Branch No.8 Huaxia Road, Tianhe District, Guangzhou 510623, Seoul Branch 21st Floor, Tower One & Exchange Plaza, The People’s Republic of China 12F, Mirae Asset CENTER1 Bldg. Ayala Triangle, Ayala Avenue, Tel: 86 (20) 3819-1888 West Tower, 26, Eulji-ro 5-gil, Makati City, The Philippines 1226 Jung-gu Seoul, 04539, Tel: 63 (2) 8807100 Sumitomo Mitsui Banking Corporation The Republic of Korea Tel: 82 (2) 6364-7000 Yangon Branch (China) Limited Hangzhou Branch Level #5 Strand Square, No.53 Strand 5F, Offices At Kerry Centre, Singapore Branch Road, Pabedan Township, Yangon, 385 Yan An Road, Xia Cheng District, 3 Temasek Avenue #06-01, Myanmar Hangzhou, Zhejiang Province, Centennial Tower, Singapore Tel: 95 (1) 2307380 The People’s Republic of China 039190, Republic of Singapore Tel: 86 (571) 2889-1111 Tel: 65-6882-0001 Yangon Branch Thilawa Front Office Room No. 103, Administration Building, Sumitomo Mitsui Banking Corporation Sydney Branch Corner of Thilawa Development Road (China) Limited Chongqing Branch Level 35, The Chifley Tower, and Dagon - Thilawa Road, Thilawa SEZ, Unit 2, 34F, Tower1, River International, 2 Chifley Square, Sydney, Thanlyin Township, Yangon, Myanmar 22 Nanbin Road, Nan’an District, NSW 2000, Australia Tel: 95 (1) 2309100 Chongqing 400060, Tel: 61 (2) 9376-1800 The People’s Republic of China Labuan Branch Tel: 86 (23) 8812-5300 Perth Branch Level 12 (B&C), Main Office Tower, Level 19, Exchange Tower, Financial Park Labuan, Sumitomo Mitsui Banking Corporation 2 The Esplanade, Perth, Jalan Merdeka, 87000 Labuan, (China) Limited Shenzhen Branch Western Australia 6000, Australia Federal Territory, Malaysia 23/F, Tower Two, Kerry Plaza, Tel: 61 (8) 9492-4900 Tel: 60 (87) 410955 1 Zhongxinsi Road, Futian District, Shenzhen 518048, New Delhi Branch Labuan Branch The People’s Republic of China 13th Floor, Hindustan Times House, Kuala Lumpur Office Tel: 86 (755) 2383-0980 18-20, Kasturba Gandhi Marg, Suite 22-03, Level 22, Integra Tower, New Delhi 110001, India The Intermark, 348, Jalan Tun Razak, Sumitomo Mitsui Banking Corporation Tel: 91 (11) 4768-9111 50400 Kuala Lumpur, Malaysia (China) Limited Shenyang Branch Tel: 60 (3) 2176-1700 1606, 1 Building, Forum 66, No.1 Mumbai Branch Qingnian Street, Shenhe District, Unit No. 601, 6th Floor, Platina Building, Ulaanbaatar Representative Office Shenyang, Liaoning Province, Plot No. C-59, G Block, Bandra Kurla Unit 1011, 10F, Central Tower, The People’s Republic of China Complex, Bandra (East), Mumbai 400051, 2 Chinggis Square, 8th Khoroo, Tel: 86 (24) 3128-7000 Maharashtra, India Sukhbaatar District, Ulaanbaatar, Tel: 91 (22) 6229-5000 14200, Tel: 976-7011-8950

SMBC GROUP ANNUAL REPORT 2020 147 Sumitomo Mitsui Banking Corporation Sumitomo Mitsui Banking Corporation Vietnam Export Import (China) Limited Suzhou Branch (China) Limited Commercial Joint Stock Bank 12F, SND International Commerce Tower, Changshu Sub-Branch 8th Floor, Vincom Center Building, No.28 Shishan Road, Suzhou New 8F, Science Innovation Building 72 Le Thanh Ton Street, Ben Nghe Ward, District, Suzhou, Jiangsu 215011, (Kechuang Building), No.333 Dongnan District 1, Ho Chi Minh City, Vietnam The People’s Republic of China Road, Changshu Southeast Economic Tel: 84 (28) 3821-0056 Tel: 86 (512) 6606-6500 Development Zone of Jiangsu, Changshu, Jiangsu, PT Oto Multiartha Sumitomo Mitsui Banking Corporation The People’s Republic of China Summitmas II, 18th floor, Jl. Jend. (China) Limited Dalian Branch Tel: 86 (512) 5235-5553 Sudirman Kav. 61-62, 12190, Senmao Building 4F-A, 147 Zhongshan Road, Xigang District, Dalian, Sumitomo Mitsui Banking Corporation Tel: 62 (21) 522-6410 The People’s Republic of China (China) Limited Tel: 86 (411) 3905-8500 Suzhou Industrial Park Sub-Branch PT Summit Oto Finance Summitmas II, 8th floor, Jl. Jend. 16F, International Building, No.2, Sudirman Kav. 61-62, Jakarta 12190, Sumitomo Mitsui Banking Corporation Suzhou Avenue West, Suzhou Industrial Indonesia (China) Limited Tianjin Branch Park, Jiangsu 215021, Tel: 62 (21) 252-2788 12F, The Exchange Tower 2, The People’s Republic of China 189 Nanjing Road, Heping District, Tel: 86 (512) 6288-5018 Tianjin 300051, ACLEDA Bank Plc. The People’s Republic of China PT Bank BTPN Tbk #61, Preah Monivong Blvd., Sangkat Srah Chork, Khan Daun Penh, Tel: 86 (22) 2330-6677 Menara BTPN, 29th Floor, Phnom Penh, Kingdom of Cambodia CBD Mega Kuningan, Jl. Dr. Ide Anak Tel: 855 (23) 998-777 Sumitomo Mitsui Banking Corporation Agung Gde Agung Kav. 5.5-5.6, (China) Limited Beijing Branch Jakarta 12950, Indonesia The Japan Research Institute Unit1601,16F, North Tower, Tel: 62 (21) 300-26200 Beijing Kerry Centre, No.1, Guang (Shanghai) Solution Co., Ltd. Hua Road, Chao Yang District, PT Bank BTPN Syariah Tbk Unit 141, 18F, Hang Seng Bank Tower, Beijing 100020, Menara BTPN, 12th Floor, 1000 Ring Road, The People’s Republic of China CBD Mega Kuningan Jl. Dr. Ide Anak Pudong New Area, Shanghai, 200120, Tel: 86 (10) 5920-4500 Agung Gde Agung Kav. 5.5-5.6, The People’s Republic of China Jakarta 12950, Indonesia Tel: 86 (21) 6841-2788 Sumitomo Mitsui Banking Corporation Tel: 62 (21) 300-26400 (China) Limited Kunshan Sub-Branch Sumitomo Mitsui Finance and Leasing Room 2001-2005, Taiwan Business Sumitomo Mitsui Banking Corporation (Singapore) Pte. Ltd. Association International Plaza, Malaysia Berhad 152 Beach Road, 21-05 Gateway East, No. 399 Qianjin East Road, Kunshan, Suite 22-03, Level 22, Integra Tower, Singapore 189721 Jiangsu 215300, The Intermark, 348, Jalan Tun Razak, Tel: 65-6224-2955 The People’s Republic of China 50400 Kuala Lumpur, Malaysia Sumitomo Mitsui Finance and Leasing Tel: 86 (512) 3687-0588 Tel: 60 (3) 2176-1500 (Hong Kong) Ltd. Sumitomo Mitsui Banking Corporation SMBC Capital Markets (Asia) Limited Unit 4206-8,42/F, Sunlight Tower, (China) Limited Shanghai Pilot Free 7th Floor, One International 248 Queen’s Road East, Wanchai, Trade Zone Sub-Branch Finance Centre, 1 Harbour View Street, Hong Kong Tel: 852-2523-4155 Room 15T21, 15F, Shanghai World Central, Hong Kong Financial Center, 100 Century Avenue, Special Administrative Region, SMFL Leasing (Thailand) Co., Ltd. The People’s Republic of China Pudong New Area, Shanghai 200120, 30th Floor, Q. House Lumpini Building, Tel: 852-2532-8500 The People’s Republic of China 1 South Sathorn Road, Tungmahamek, Tel: 86 (21) 2067-0200 SMBC Nikko Capital Markets Limited Sathorn, Bangkok 10120, Thailand Sumitomo Mitsui Banking Corporation (Sydney Office) Tel: 66-2-677-7400 (China) Limited Level 35, The Chifley Tower, Sumitomo Mitsui Finance and Leasing Shanghai Puxi Sub-Branch 2 Chifley Square, Sydney, (China) Co., Ltd. NSW 2000, Australia 1, 12, 13, 12F, Maxdo Center, Unit 2302, TaiKoo Hui Tower 1, Tel: 61 (2) 9376-1895 8 Xingyi Road, Changning District, 385 Tianhe Road, Shanghai, The Bank of East Asia, Limited Tianhe District, Guangzhou, China The People’s Republic of China 10 Des Voeux Road, Central, Hong Kong Tel: 86-20-8755-0021 Tel: 86 (21) 2219-8000 Tel: 852-3608-3608

148 SMBC GROUP ANNUAL REPORT 2020 Shanghai Sumitomo Mitsui General PROMISE (HONG KONG) CO., LTD. PROMISE (WUHAN) CO., LTD. Finance and Leasing Co., Ltd. 14th Floor, Luk Kwok Centre, 72 14F, Block A, Pingan International 10 F, Gopher Center, 757 Mengzi Road, Gloucester Road, Wanchai, Hong Kong Financial Building, 216 Gongzheng Road, Huangpu District, Shanghai, China Special Administrative Region, Wuchang, Wuhan, Hubei, 430000, Tel: 86-21-5396-5522 The People’s Republic of China The People’s Republic of China Tel: 852 (3199) 1000 Tel: 86 (27) 8711-6300 Shanghai Sumitomo Mitsui Finance and Leasing Co., Ltd. Liang Jing Co., Ltd. PROMISE (SHANGHAI) CO., LTD. Room 723, 7/F, No. 6 Ji Long Rd, 8FI, No.6, Sec 3, Min Chuan E. Rd., Room 03-10, Floor 14, China Insurance China (Shanghai) Pilot Free Trade Zone, Taipei, Taiwan 10477, R.O.C. Building No.166, East Lujiazui Road, Shanghai 200131, China Tel: 886 (2) 2515-1598 Pudong New Area, Shanghai 200120, Tel: 86-21-5065-6052 The People’s Republic of China PROMISE (THAILAND) CO., LTD. Tel: 86 (21) 2066-6262 Sumitomo Mitsui Finance and Leasing 12th, 15th, 22nd Floor, Capital Tower, (China) Co., Ltd. All Seasons Place, 87/1 Wireless Road, PROMISE ASSET MANAGEMENT Beijing Branch Lumpini, Phatumwan, Bangkok 10330, (TAIWAN) CO., LTD. Unit 3001-3007, 30F, North Tower, Thailand 8F No.6, Sec 3, Min Chuan E. Rd., Beijing Kerry Centre, 1 Guanghua Road, Tel: 66 (2) 655-8574 Taipei, Taiwan 10477, R.O.C. Tel: 886 (2) 2515-6369 Chaoyang District, Beijing, China PROMISE (SHENZHEN) CO., LTD. Tel: 86-10-8529-7887 1001, 10/F, Tower A, Kingkey 100 SMCC Consulting (Shanghai) Co., Ltd. Shanghai Sumitomo Mitsui General Building, No. 5016 Shennan East Road, Room 5135, 51F Raffles City Centre, Finance and Leasing Co., Ltd. Luohu District, Shenzhen 518000, 268 Xi Zang Middle Road, The People’s Republic of China Chengdu Branch Huang Pu District, Shanghai 200001, Tel: 86 (755) 2396-6200 The People’s Republic of China Room 2002, YanLord Landmark, Tel: 86 (21) 2312-7632 No.1, Section 2, Renmin South Road, PROMISE (SHENYANG) CO., LTD. Chengdu, China 5F, No.1 Yuebin Street, Shenhe District, Sumitomo Mitsui Asset Management Tel: 86-28-8691-7181 Shenyang, Liaoning Province 110013, Company, Limited The People’s Republic of China Shanghai Representative Office SMFL Leasing (Malaysia) Sdn. Bhd. Tel: 86 (24) 2250-6200 Suite 16D, Level 16, Vista Tower, Suite1002, 10F, CITIC Square, The Intermark No. 348, Jalan Tun Razak, Promise Consulting Service 1168 Nanjing Road West, Shanghai 50400 Kuala Lumpur, Malaysia 200041, The People’s Republic of China (Shenzhen) Co., Ltd. Tel: 86 (21) 5292-5960 Tel: 60-3-2710-0170 1003, 10/F, Tower A, Kingkey 100 PT. SMFL Leasing Indonesia Building, No. 5016 Shennan East Road, Sumitomo Mitsui Asset Management Luohu District, Shenzhen 518000, Menara BTPN, 31st Floor, (Hong Kong) Limited The People’s Republic of China Jl. Dr. Ide Anak Agung Gde Agung, 24th Floor, Shanghai Commercial Bank Tel: 86 (755) 3698-5100 Kav. 5.5 - 5.6, Mega Kuningan, Tower, 12 Queen’s Road Central, Jakarta Selatan 12950, Indonesia PROMISE (TIANJIN) CO., LTD. Hong Kong Tel: 852-2521-8883 Tel: 62-21-8062-8710 Room H-I-K 17th Floor, TEDA Building Sumitomo Mitsui Auto Leasing & No. 256, Jie-Fang Nan Road, UOB-SM Asset Management Pte. Ltd. Hexi District, Tianjin 300042, Service (Thailand) Co., Ltd. 80 Raffles Place #15-22, UOB Plaza2, The People’s Republic of China Singapore 048624 161 Nantawan Building, 17th Floor, Tel: 86 (22) 5877-8700 Rajdamri Road, Lumpinee, Pathumwan, Tel: 65-6589-3850 Bangkok 10330, Thailand PROMISE (CHONGQING) CO., LTD. Tel: 66-2252-9511 38F, Xinhua International Mansion, No.27, Minquan Road, Summit Auto Lease Australia Pty Ltd. Yuzhong District, Chongqing, 400010, Unit 7, 38-46 South Street Rydalmere, The People’s Republic of China NSW 2116 Australia Tel: 86 (23) 6037-5200 Tel: 61 (2) 9638-7833 PROMISE (CHENGDU) CO., LTD. SMAS Auto Leasing India Private Level 18, Minyoun Financial Plaza, Limited No.35 Zidong Section Dongda Street, Office No. 406, 4th Floor, Worldmark-2, Jinjiang District, Chengdu, 610061, Asset area No.8, The People’s Republic of China Aerocity Hospitality District, Tel: 86 (28) 6528-5000 New Delhi-110037, India Tel: 91 (11) 4828-8300

SMBC GROUP ANNUAL REPORT 2020 149 The Americas Leon Representative Office Sumitomo Mitsui Finance and Leasing Plaza de la Paz #102. int.901 Company, Limited SMBC Branches and Puerto Interior, Silao, Guanajuato, New York Branch Representative Offices CP36275, Mexico 666 Third Avenue, Tel: 52 (472) 500-0177 New York, NY 10017, U.S.A. Tel: 1 (212) 224-5201 New York Branch Bogota Representative Office 277 Park Avenue, New York, Carrera 11 #79-52, Oficina 1002, Sumitomo Mitsui Asset Management NY 10172, U.S.A. Bogotá DC, Colombia (New York) Inc. Tel: 1 (212) 224-4000 Tel: 57 (1) 619-7200 300 Park Avenue, 16th Floor, Canada Branch Lima Representative Office New York, NY 10022, U.S.A. Tel: 1 (212) 418-3030 Toronto Dominion Centre, Avenida Canaval y Moreyra 380, 222 Bay Street, Suite 1400, P.O. Box 172, Oficina 702, San Isidro, Lima 27, Peru SMBC Americas Holdings, Inc. Toronto, Ontario M5K 1H6, Canada Tel: 51 (1) 200-3600 251 Little Falls Drive, Wilmington, Tel: 1 (416) 368-4766 Santiago Representative Office New Castle, DE 19808, U.S.A. Tel: 1 (212) 224-4000 Cayman Branch Isidora Goyenechea 3000, 25 Main Street, George Town, Suite 2102, Las Condes, P.O. BOX 694, Grand Cayman, Santiago, Chile Cayman Islands Tel: 56 (2) 2896-8440 Europe, Middle East and Africa Los Angeles Branch 601 South Figueroa Street, Suite 1800, Los Angeles, SMBC Principal Subsidiaries/ SMBC Branches and CA 90017, U.S.A. Affiliates SMFG Network Representative Offices Tel: 1 (213) 452-7800 Manufacturers Bank London Branch San Francisco Branch 515 South Figueroa Street, 99 Queen Victoria Street, 555 California Street, Suite 3350, Los Angeles, CA 90071, U.S.A. London EC4V 4EH, U.K. San Francisco, CA 94104, U.S.A. Tel: 1 (213) 489-6200 Tel: 44 (20) 7786-1000 Tel: 1 (415) 616-3000 Banco Sumitomo Mitsui Brasileiro S.A. Düsseldorf Branch Chicago Representative Office Avenida Paulista, 37-11 e 12 andar Prinzenallee 7, 40549 Düsseldorf, 300 S. Riverside Plaza, Suite 1970, Sao Paulo-SP-CEP 01311-902, Brazil Germany Chicago, IL 60606, U.S.A. Tel: 55 (11) 3178-8000 Tel: 49 (211) 36190 Tel: 1 (312) 796-3668 SMBC Capital Markets, Inc. Brussels Branch Dallas Representative Office 277 Park Avenue, New York, Neo Building, Rue Montoyer 51, Box 6, 14241 Dallas Parkway, Suite 660, NY 10172, U.S.A. 1000 Brussels, Belgium Dallas,TX 75254, U.S.A. Tel: 1 (212) 224-5100 Tel: 32 (2) 551-5000 Tel: 1 (972) 942-7000 SMBC Leasing and Finance, Inc. DIFC Branch-Dubai Houston Representative Office 277 Park Avenue, New York, Building One, 5th Floor, Gate Two Allen Center, 1200 Smith Street, NY 10172, U.S.A. Precinct, Dubai International Suite 1140, Houston, TX 77002, U.S.A. Tel: 1 (212) 224-5200 Financial Centre, PO Box 506559 Tel: 1 (713) 277-3500 Dubai, United Arab Emirates SMBC, S.A.P.I. DE C.V., SOFOM, E.N.R. Tel: 971 (4) 428-8000 Silicon Valley Representative Office Torre Virreyes-Pedregal 24, Piso 5, Int 101 Jefferson Drive, Menlo Park, 502-A, Col. Molino del Rey, Abu Dhabi Representative Office CA 94025, U.S.A. Ciudad de Mexico, Mexico, 11040 Office No.801, Makeen Tower, Tel: 1 (650) 460-1669 Tel: 52 (55) 2623-1373 Al Zahiyah, Abu Dhabi, United Arab Emirates White Plains Representative Office SMBC Nikko Securities America, Inc. Tel: 971 (2) 495-4000 1 North Lexington Avenue, 6F, 9F, 10F, 277 Park Avenue, New York, White Plains, NY,10601, U.S.A. NY 10172, U.S.A. Tel: 1 (212) 224-7240 Tel: 1 (212) 224-5300 Mexico City Representative Office JRI America, Inc. Torre Virreyes-Pedregal 24, Piso 5, Int 277 Park Avenue, New York, 502-A, Col. Molino del Rey, NY 10172, U.S.A. Ciudad de Mexico, Mexico, 11040 Tel: 1 (212) 224-4200 Tel: 52 (55) 2623-0200

150 SMBC GROUP ANNUAL REPORT 2020 Istanbul Representative Office SMBC Bank EU AG Amsterdam Branch SMBC Aviation Capital Limited Metrocity Is Merkezi, Kirgulu Sokak No:4 World Trade Center Amsterdam, IFSC House, IFSC, Dublin 1, Ireland Kat:7/A D Blok, Esentepe Mahallesi, Sisli Tower H, Level 15 Zuidplein 130, Tel: 353 (1) 859-9000 34394, Istanbul, Republic of Turkey 1077XV, Amsterdam, The Netherlands Tel: 90 (212) 371-5900 Tel: 31 (20) 718-3888 SMBC Advisory Services Saudi Arabia LLC Doha QFC Office SMBC Bank EU AG Dublin Branch 7th Floor Al Faisaliah Tower, Office 1901, 19th Floor, IFSC House, IFSC, Dublin 1, Ireland P.O.Box 3333, Riyadh 12212, Financial Centre Tower, Tel: 353 (1) 859-9300 Kingdom of Saudi Arabia Diplomatic Area-West bay, Doha, Tel: 966-11-417-5701 Qatar, P.O.Box 23769 SMBC Bank EU AG Düsseldorf Branch Tel: 974-(4036)-6701 Prinzenallee 7, 40549 Düsseldorf, SMBC Nikko Capital Markets Europe Germany GmbH Bahrain Representative Office Tel: 49 (211) 36190 Neue Mainzer Str. 52-58, 60311 No.406 & 407 (Entrance 3, Frankfurt am Main, Germany 4th Floor) Manama Centre, SMBC Bank EU AG Prague Branch Tel: 49 (69) 2222-9-8500 Government Road, Manama, International Business Centre, Pobrezni State of Bahrain 3 186 00 Prague 8, Czech Republic Tel: 973-17223211 Tel: 420 (295) 565-800 Johannesburg Representative Office SMBC Bank EU AG Madrid Branch Building Four, First Floor, Calle Pedro Teixeira 8, Edificio Iberia Commerce Square, Mart I, planta 4a., 28020 Madrid, Spain 39 Rivonia Road, Sandhurst, Tel: 34 (91) 312-7300 Sandton 2196, South Africa Tel: 27 (11) 219-5300 SMBC Bank EU AG Milan Branch Via della Spiga 30/ Via Senato 25, Cairo Representative Office 20121 Milan, Italy 23rd Floor, Nile City Towers, Tel: 39 (02) 7636-1700 North Tower, 2005C, Cornish El Nile, Ramlet Boulak, Cairo, Egypt JSC Sumitomo Mitsui Rus Bank Tel: 20 (2) 2461-9566 Presnenskaya naberezhnaya, house 10, block C, Moscow, 123112 Tehran Representative Office Russian Federation First Floor, No. 17, Tel: 7 (495) 287-8200 Haghani Expressway (north side), Between Modarres & Africa, SMBC Nikko Capital Markets Limited Tehran 1518858117, Iran One New Change, London Tel: 98 (21) 8888-4301/4302 EC4M 9AF, U.K. Tel: 44 (20) 3527-7000 SMBC Derivative Products Limited SMBC Principal Subsidiaries/ One New Change, London Affiliates SMFG Network EC4M 9AF, U.K. Tel: 44 (20) 3527-7000 Sumitomo Mitsui Banking Corporation Sumitomo Mitsui Finance Europe Limited Head Office Dublin Limited 99 Queen Victoria Street, London La Touche House, I.F.S.C., EC4V 4EH, U.K. Custom House Docks, Dublin 1, Tel: 44 (20) 7786-1000 Ireland Sumitomo Mitsui Banking Corporation Tel: 353 (1) 670-0066 Europe Limited Paris Branch JRI Europe, Limited 1/3/5 rue Paul Cézanne, 75008, 99 Queen Victoria Street, London Paris, France EC4V 4EH, U.K. Tel: 33 (1) 44 (90) 48-00 Tel: 44 (20) 7406-2700 SMBC Bank EU AG Sumitomo Mitsui Asset Management Main Tower, Neue Mainzer Str. 52-58, (London) Limited 60311 Frankfurt am Main, Germany 3rd Floor, 90 Basinghall Street, London Tel: 49 (69) 222298200 EC2V 5AY, U.K. Tel: 44 (20) 7397-3970

SMBC GROUP ANNUAL REPORT 2020 151 Overseas service network (as of June 30, 2020) Total: 86 (including banking subsidiaries and their branches/ sub-branches/rep. offices) Consolidated subsidiary PT Bank BTPN Tbk has 507 offices. (as of June 30, 2020) SMBC Bank EU AG SMBC Nikko Capital Markets Europe GmbH Also showing principal overseas subsidiaries

SMBC Bank EU AG Dublin Branch Sumitomo Mitsui Finance Dublin Limited SMBC Aviation Capital Limited SMBC Bank EU AG JSC Sumitomo Mitsui Rus Bank Sumitomo Mitsui Amsterdam Branch Banking Corporation Brussels Branch Los Angeles Branch Europe Limited SMBC Bank EU AG Prague Branch SMBC Nikko Capital San Francisco Branch Markets Limited Düsseldorf Branch Ulaanbaatar Representative Office Silicon Valley Representative Of ce London Branch SMBC Bank EU AG Düsseldorf Branch Canada Branch Chicago Representative New York Branch SMBC Bank EU AG Milan Branch Office SMBC Capital Markets, Inc. SMBC Leasing and Finance, Inc. SMBC Bank EU AG Istanbul Representative Office Shenyang Branch Sumitomo Mitsui SMBC Nikko Securities America, Inc. Madrid Branch Banking Corporation SMBC Americas Holdings, Inc. Europe Limited Beijing Branch Manufacturers Bank White Plains Representative Of ce Paris Branch Tehran Representative Office Dallas Representative Of ce Tianjin Branch Dalian Branch Houston Representative Of ce Cairo Representative Office Seoul Bahrain Representative Office Suzhou Branch Branch DIFC Branch-Dubai Suzhou Industrial Park Sub-Branch Kunshan Sub-Branch SMBC Advisory Services Saudi Arabia LLC Changshu Sub-Branch Head Office (Shanghai) Shanghai Puxi Sub-Branch Chongqing Branch Doha QFC Office Hangzhou Shanghai Pilot Free Trade Zone Sub-Branch Cayman Branch Abu Dhabi Representative Office Branch Guangzhou Branch Taipei Branch Mexico City Representative Office Shenzhen Branch Mumbai Branch Hanoi Branch SMBC, S.A.P.I. DE C.V., SOFOM, E.N.R. The Bank of East Asia, Limited Bogota Representative Of ce Hong Kong Branch Leon Representative Office Yangon Branch Kowloon Office New Delhi Branch Thilawa Front Office SMBC Capital Markets (Asia) Limited Bangkok Branch Manila Branch Phnom Penh Representative Office Chonburi Branch ACLEDA Bank Plc. Lima Representative Of ce Ho Chi Minh City Branch Vietnam Export Import Sumitomo Mitsui Banking Commercial Joint Stock Bank Corporation Malaysia Berhad Kuala Lumpur Office Banco Sumitomo Mitsui Brasileiro S.A. Labuan Branch Johannesburg Representative Office

Singapore Branch Perth Branch Sydney Branch SMBC Nikko Capital Markets Limited (Sydney Office) Santiago Representative Office PT Bank BTPN Tbk PT Oto Multiartha PT Summit Oto Finance

ncaes ranch or suranch of GLOBAL NETWORK uoo Msu ann ororaon (hna) e Asia and Oceania The Americas Europe, Middle East and Africa

■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Ho Chi Minh City Branch ■ New York Branch ■ Sumitomo Mitsui Banking Corporation Head Office (Shanghai) Shanghai Pilot Free Trade Zone Sub-Branch ■ Hanoi Branch ■ San Francisco Branch Europe Limited Head Office ■ DIFC Branch-Dubai ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Manila Branch ■ Los Angeles Branch ■ Sumitomo Mitsui Banking Corporation ■ Abu Dhabi Representative Office Guangzhou Branch Shanghai Puxi Sub-Branch ■ Yangon Branch ■ Canada Branch Europe Limited Paris Branch ■ Istanbul Representative Office ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Yangon Branch Thilawa Front Office ■ Cayman Branch ■ SMBC Bank EU AG ■ Doha QFC Office Hangzhou Branch Changshu Sub-Branch ■ Labuan Branch ■ Chicago Representative Office ■ SMBC Bank EU AG Amsterdam Branch ■ Bahrain Representative Office ■ ■ Sumitomo Mitsui Banking Corporation (China) Limited Sumitomo Mitsui Banking Corporation (China) Limited ■ Labuan Branch Kuala Lumpur Office ■ Dallas Representative Office ■ SMBC Bank EU AG Dublin Branch ■ Johannesburg Representative Office Chongqing Branch Suzhou Industrial Park Sub-Branch ■ Ulaanbaatar Representative Office ■ Houston Representative Office ■ SMBC Bank EU AG Düsseldorf Branch ■ Cairo Representative Office ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ PT Bank BTPN Tbk ■ Phnom Penh Representative Office ■ Silicon Valley Representative Office ■ SMBC Bank EU AG Prague Branch ■ Tehran Representative Office Shenzhen Branch ■ Sumitomo Mitsui Banking Corporation Malaysia Berhad ■ SMBC Capital Markets (Asia) Limited ■ White Plains Representative Office ■ SMBC Bank EU AG Madrid Branch ■ JSC Sumitomo Mitsui Rus Bank ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Hong Kong Branch ■ SMBC Nikko Capital Markets Limited (Sydney Office) ■ Mexico City Representative Office ■ SMBC Bank EU AG Milan Branch ■ SMBC Nikko Capital Markets Limited Shenyang Branch ■ Hong Kong Branch Kowloon Office ■ The Bank of East Asia, Limited ■ Leon Representative Office ■ London Branch ■ SMBC Nikko Capital Markets Europe GmbH ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Taipei Branch ■ Vietnam Export Import Commercial Joint Stock Bank ■ Santiago Representative Office ■ Düsseldorf Branch ■ Sumitomo Mitsui Finance Dublin Limited Suzhou Branch ■ Seoul Branch ■ PT Oto Multiartha ■ Bogota Representative Office ■ Brussels Branch ■ SMBC Aviation Capital Limited ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Singapore Branch Dalian Branch ■ PT Summit Oto Finance ■ Lima Representative Office ■ SMBC Advisory Services Saudi Arabia LLC ■ Sydney Branch ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ ACLEDA Bank Plc. ■ Manufacturers Bank ■ Perth Branch Tianjin Branch ■ Banco Sumitomo Mitsui Brasileiro S.A. ■ New Delhi Branch ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ SMBC Capital Markets, Inc. ■ Mumbai Branch Beijing Branch ■ SMBC Nikko Securities America, Inc. ■ Bangkok Branch ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ SMBC Leasing and Finance, Inc. ■ Chonburi Branch Kunshan Sub-Branch ■ SMBC, S.A.P.I. DE C.V., SOFOM, E.N.R. ■ SMBC Americas Holdings, Inc.

152 SMBC GROUP ANNUAL REPORT 2020 Overseas service network (as of June 30, 2020) Total: 86 (including banking subsidiaries and their branches/ sub-branches/rep. offices) Consolidated subsidiary PT Bank BTPN Tbk has 507 offices. (as of June 30, 2020) SMBC Bank EU AG SMBC Nikko Capital Markets Europe GmbH Also showing principal overseas subsidiaries

SMBC Bank EU AG Dublin Branch Sumitomo Mitsui Finance Dublin Limited SMBC Aviation Capital Limited SMBC Bank EU AG JSC Sumitomo Mitsui Rus Bank Sumitomo Mitsui Amsterdam Branch Banking Corporation Brussels Branch Los Angeles Branch Europe Limited SMBC Bank EU AG Prague Branch SMBC Nikko Capital San Francisco Branch Markets Limited Düsseldorf Branch Ulaanbaatar Representative Office Silicon Valley Representative Of ce London Branch SMBC Bank EU AG Düsseldorf Branch Canada Branch Chicago Representative New York Branch SMBC Bank EU AG Milan Branch Office SMBC Capital Markets, Inc. SMBC Leasing and Finance, Inc. SMBC Bank EU AG Istanbul Representative Office Shenyang Branch Sumitomo Mitsui SMBC Nikko Securities America, Inc. Madrid Branch Banking Corporation SMBC Americas Holdings, Inc. Europe Limited Beijing Branch Manufacturers Bank White Plains Representative Of ce Paris Branch Tehran Representative Office Dallas Representative Of ce Tianjin Branch Dalian Branch Houston Representative Of ce Cairo Representative Office Seoul Bahrain Representative Office Suzhou Branch Branch DIFC Branch-Dubai Suzhou Industrial Park Sub-Branch Kunshan Sub-Branch SMBC Advisory Services Saudi Arabia LLC Changshu Sub-Branch Head Office (Shanghai) Shanghai Puxi Sub-Branch Chongqing Branch Doha QFC Office Hangzhou Shanghai Pilot Free Trade Zone Sub-Branch Cayman Branch Abu Dhabi Representative Office Branch Guangzhou Taipei Branch Branch Mexico City Representative Office Shenzhen Branch Mumbai Branch Hanoi Branch SMBC, S.A.P.I. DE C.V., SOFOM, E.N.R. The Bank of East Asia, Limited Bogota Representative Of ce Hong Kong Branch Leon Representative Office Yangon Branch Kowloon Office New Delhi Branch Thilawa Front Office SMBC Capital Markets (Asia) Limited Bangkok Branch Manila Branch Phnom Penh Representative Office Chonburi Branch ACLEDA Bank Plc. Lima Representative Of ce Ho Chi Minh City Branch Vietnam Export Import Sumitomo Mitsui Banking Commercial Joint Stock Bank Corporation Malaysia Berhad Kuala Lumpur Office Banco Sumitomo Mitsui Brasileiro S.A. Labuan Branch Johannesburg Representative Office

Singapore Branch Perth Branch Sydney Branch SMBC Nikko Capital Markets Limited (Sydney Office) Santiago Representative Office PT Bank BTPN Tbk PT Oto Multiartha PT Summit Oto Finance

ncaes ranch or suranch of GLOBAL NETWORK uoo Msu ann ororaon (hna) e Asia and Oceania The Americas Europe, Middle East and Africa

■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Ho Chi Minh City Branch ■ New York Branch ■ Sumitomo Mitsui Banking Corporation Head Office (Shanghai) Shanghai Pilot Free Trade Zone Sub-Branch ■ Hanoi Branch ■ San Francisco Branch Europe Limited Head Office ■ DIFC Branch-Dubai ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Manila Branch ■ Los Angeles Branch ■ Sumitomo Mitsui Banking Corporation ■ Abu Dhabi Representative Office Guangzhou Branch Shanghai Puxi Sub-Branch ■ Yangon Branch ■ Canada Branch Europe Limited Paris Branch ■ Istanbul Representative Office ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Yangon Branch Thilawa Front Office ■ Cayman Branch ■ SMBC Bank EU AG ■ Doha QFC Office Hangzhou Branch Changshu Sub-Branch ■ Labuan Branch ■ Chicago Representative Office ■ SMBC Bank EU AG Amsterdam Branch ■ Bahrain Representative Office ■ ■ Sumitomo Mitsui Banking Corporation (China) Limited Sumitomo Mitsui Banking Corporation (China) Limited ■ Labuan Branch Kuala Lumpur Office ■ Dallas Representative Office ■ SMBC Bank EU AG Dublin Branch ■ Johannesburg Representative Office Chongqing Branch Suzhou Industrial Park Sub-Branch ■ Ulaanbaatar Representative Office ■ Houston Representative Office ■ SMBC Bank EU AG Düsseldorf Branch ■ Cairo Representative Office ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ PT Bank BTPN Tbk ■ Phnom Penh Representative Office ■ Silicon Valley Representative Office ■ SMBC Bank EU AG Prague Branch ■ Tehran Representative Office Shenzhen Branch ■ Sumitomo Mitsui Banking Corporation Malaysia Berhad ■ SMBC Capital Markets (Asia) Limited ■ White Plains Representative Office ■ SMBC Bank EU AG Madrid Branch ■ JSC Sumitomo Mitsui Rus Bank ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Hong Kong Branch ■ SMBC Nikko Capital Markets Limited (Sydney Office) ■ Mexico City Representative Office ■ SMBC Bank EU AG Milan Branch ■ SMBC Nikko Capital Markets Limited Shenyang Branch ■ Hong Kong Branch Kowloon Office ■ The Bank of East Asia, Limited ■ Leon Representative Office ■ London Branch ■ SMBC Nikko Capital Markets Europe GmbH ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Taipei Branch ■ Vietnam Export Import Commercial Joint Stock Bank ■ Santiago Representative Office ■ Düsseldorf Branch ■ Sumitomo Mitsui Finance Dublin Limited Suzhou Branch ■ Seoul Branch ■ PT Oto Multiartha ■ Bogota Representative Office ■ Brussels Branch ■ SMBC Aviation Capital Limited ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ Singapore Branch Dalian Branch ■ PT Summit Oto Finance ■ Lima Representative Office ■ SMBC Advisory Services Saudi Arabia LLC ■ Sydney Branch ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ ACLEDA Bank Plc. ■ Manufacturers Bank ■ Perth Branch Tianjin Branch ■ Banco Sumitomo Mitsui Brasileiro S.A. ■ New Delhi Branch ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ SMBC Capital Markets, Inc. ■ Mumbai Branch Beijing Branch ■ SMBC Nikko Securities America, Inc. ■ Bangkok Branch ■ Sumitomo Mitsui Banking Corporation (China) Limited ■ SMBC Leasing and Finance, Inc. ■ Chonburi Branch Kunshan Sub-Branch ■ SMBC, S.A.P.I. DE C.V., SOFOM, E.N.R. ■ SMBC Americas Holdings, Inc.

SMBC GROUP ANNUAL REPORT 2020 153