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A variety of benefits right at your fingertips.

RET Choose your coverage from these leading providers:

Auto and Home

Pet Insurance Vision Care

Explore your options today: Call 1-800-622-6045 Visit addedbenefitsaccess.com

1 Home insurance is not part of MetLife Auto & Home’s benefit offering in FL. Homes in MA may be subject to underwriting review based upon proximity to coast. Homeowners insurance is not currently part of the Travelers new business offering in FL. is not available in FL through Insurance offered in this program. 2 Some exclusions may apply. Certain coverages may be subject to pre-existing exclusion. See policy documents for a complete list of exclusions. Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, , MA. Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. The program cannot guarantee coverage. A consumer report from a consumer reporting agency and/or motor vehicle report, on all drivers on your policy, may be obtained where state laws and regulations allow. In TX: Auto coverage provided by Liberty County Mutual Insurance Company and home insurance provided by Liberty Insurance Corporation. CA Department of Insurance license number: 0G92799. Liberty Mutual Insurance Company is licensed in MN. Liberty Mutual is an Equal Housing Insurer. ©2020 Liberty Mutual Insurance. MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Fire & Casualty Company, Economy Premier Assurance Company, Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of , all with administrative home offices in Warwick, RI. Coverage, rates, discounts, and policy features vary by state and product, and are available in most states to those who qualify. Policies have exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete details of coverage, contact your local MetLife Auto & Home representative or the company. Met P&C®, MetCasSM, and MetGenSM are licensed in the state of MN. For certain insurance coverage, including MetLife Auto & Home insurance products, a person does not enroll but must apply. ©2020 MetLife Services and Solutions, LLC. L0620004915[exp0623][All States][DC]. Insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. In TX: Auto insurance is offered by Travelers Texas MGA, Inc., and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers company. Coverages, discounts, special program rates or savings, billing options, and other features are subject to availability and individual eligibility. Not all features available in all areas. ©2020 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH, an A.M. Best A+ rated company (2019); National Casualty Company (all other states), Columbus, OH, an A.M. Best A+ rated company (2019). Agency of Record: DVM Insurance Agency. Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. Third party marks are the property of their respective owners. ©2020 Nationwide. The carriers represented in this mailer operate independently and are not responsible for each other’s financial obligations. The information in this mailer was provided by Liberty Mutual® Insurance, MetLife Auto & Home®, Travelers, Nationwide, and EyeMed. Nokia is not responsible for its contents. RET

These products and services are underwritten by any of the following carriers: Liberty Mutual® Insurance, MetLife Auto & Home®, Travelers, Nationwide, EyeMed, or their affiliates. Nokia is not affiliated with Travelers, Liberty Mutual® Insurance, MetLife Auto & Home®, Nationwide, Eyemed, or their affiliates, and does not make any endorsement of, or representation regarding any product or service provided under this program. None of the products or services under this program qualify as a Nokia-sponsored or administered employee benefit under the Employee Retirement Income Security Act of 1974, as amended. This program is completely voluntary and is offered solely as a convenience to Nokia retirees. The cost of implementing and communicating this auto and home insurance program, voluntary pet insurance, including postage, is paid for by Liberty Mutual® Insurance, MetLife Auto & Home®, Travelers, Nationwide, and EyeMed. All premiums and membership fees will be paid for by the retiree. As a retiree of Nokia, you are not required to participate in this program, and you are free to purchase your auto and home insurance program, voluntary pet insurance, and vision care program from other companies.

Your connection to coverage with special savings is here.

The Added Benefits® Program for Nokia Retirees. Make sure you’re covered for what’s ahead.

When it comes to protecting what matters most, make sure you’re getting the right coverage at a price that fits your budget. As a Nokia retiree, you have access to a wide range of coverage options through the Added Benefits® Program. Rest assured your car, home, pets, your vision, and even your identity are protected.

The Added Benefits® Auto & Home1 Insurance Program

Cover your car, home, and personal property for the unexpected with reliable auto and home insurance. Explore your coverage options, even if you have an existing policy with one of the carriers—Liberty Mutual® Insurance, MetLife Auto & Home®, or Travelers. You’ll also enjoy the following perks: • Free, no-obligation quotes from licensed insurance representatives • Potential savings with good-driver rewards, and multi-policy and good student discounts • Convenient payment options including electronic funds transfer (EFT) or direct bill Note: Down payments may be required; use of EFT or direct billing may result in service fees.

My Pet Protection® from Nationwide®

Breathe easier knowing that your furry family members are protected. With My Pet Protection from Nationwide®, your pets are covered for a variety of services and you’ll enjoy valuable benefits, including: • Up to 90% back on vet bills2 • Nose-to-tail coverage for accidents and illnesses, including cancer • 24/7 Vet Helpline assistance (a $150 value!) • Easily pay for your plan through EFT or direct bill

EyeMed Vision Care

Access money-saving discounts on a variety of eye care services through the EyeMed Vision Care plan. Save on comprehensive eye exams, LASIK procedures, eyeglasses, and contact lenses. There’s no cost to you and no enrollment necessary! Search for providers, print your ID cards, and learn more at addedbenefitsaccess.com.

LifeLock Identity Theft Protection

Check out LifeLock’s innovative identity theft protection – it comes with monitoring technology and alert tools to help keep your credit and finances safe. Visit addedbenefitsaccess.com for more details.

Learn about all your voluntary Call 1-800-622-6045 benefits and apply today: Visit addedbenefitsaccess.com