DOCSLIB.ORG

Franklin Income VIP Fund6,7,8

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Franklin Income VIP Fund6,7,8 6,7,8 Release Date: Franklin Income VIP Fund 09-30-2017 .......................................................................................................................................................................................................................................................................................................................................... Overall Morningstar Rating™ Morningstar Return Morningstar Risk QQQ Above Average High Out of 395 Allocation--30% to 50% Equity investments. An investment's overall Morningstar Rating, based on its risk- adjusted return, is a weighted average of its applicable 3-, 5-, and 10-year Ratings. See disclosure page for details. Investment Strategy from investment's prospectus Morningstar Proprietary Statistics The investment seeks to maximize income while maintaining 1 Year 3 Year 5 Year 10 Year prospects for capital appreciation. Morningstar Rating™ . QQ QQQQ QQQ The fund invests in a diversified portfolio of debt and equity Fund Rank Percentile 2 57 8 16 securities. It may shift its investments from one asset class to Out of # of Investments 502 395 356 257 another based on the investment manager's analysis of the best opportunities for the fund's portfolio in a given market. The fund may invest up to 100% of its total assets in debt securities Portfolio Analysis that are rated below investment grade (also known as "junk Composition as of 06-30-17 % Assets Morningstar Style Box™ U.S. Stocks 39.1 Equity (as of 03-31-17) Fixed Income (as of 03-31-17) bonds"), including a portion in defaulted securities. It may also Large High Non-U.S. Stocks 11.1 invest up to 25% of its assets in foreign securities, either Bonds 35.3 Mid Med directly or through depositary receipts. Cash 7.4 Past name(s) : Franklin Income Securities Cl1. Other 7.1 Small Low Morningstar Category: Allocation--30% to 50% Equity Value Blend Growth Ltd Mod Ext Funds in allocation categories seek to provide both income and capital appreciation by investing in multiple asset classes, HoldingModuleTopHeader as of 06-30-17 % Assets Statistics as of 06-30-17 Port Avg Rel S&P 500 Rel Cat including stocks, bonds, and cash. These portfolios are Lake Forest Money Market 6.66 P/E Ratio 15.52 0.75 0.85 dominated by domestic holdings and have equity exposures Royal Dutch Shell PLC ADR Class A 2.62 P/B Ratio 1.99 0.68 0.91 between 30% and 50%. Chevron Corp 1.80 P/C Ratio 7.58 0.63 0.89 Dow Chemical Co 1.75 GeoAvgCap ($mil) 97899.37 1.09 2.60 Volatility Risk General Electric Co 1.75 ....................................................................................................... Investment Risk Measures as of 09-30-17 Port Avg Rel S&P 500 Rel Cat Wells Fargo & Co 1.54 Low Moderate High 3 Yr Std Dev 7.56 0.75 1.52 Apple Inc 1.52 3 Yr Beta 1.17 . 1.65 Category Pfizer Inc 1.45 3 Yr Sharpe Ratio 0.53 0.51 0.66 Target Corp 1.40 3 Yr Alpha -2.69 . 6.75 United Technologies Corp 1.39 ....................................................................................................... 3 Yr R-squared 87.94 . 0.92 In the past, this investment has shown a relatively moderate ....................................................................................................... Ford Motor Co 1.30 range of price fluctuations relative to other investments. This IncomeRatio 4.26 . Dominion Energy Inc 1.25 investment may experience larger or smaller price declines or InformationRatio -0.68 . 0.86 Rio Tinto PLC ADR 1.24 price increases depending on market conditions. Some of this MetLife Inc 1.12 risk may be offset by owning other investments with different Morningstar Super Sectors as of 06-30-17 % Fund Microsoft Corp 1.12 portfolio makeups or investment strategies. ....................................................................................................... h Cyclical 24.72 Chs / Cmnty Health Sys 8% 11-15-19 1.11 j Sensitive 37.75 PepsiCo Inc 1.10 Best 3 Month Return Worst 3 Month Return k Defensive 37.54 De 6.00% Eln Issued By Morgan 05-22-18 1.07 20.64% -29.06% JPMorgan Chase & Co 1.03 (Mar '09 - May '09) (Sep '08 - Nov '08) Morningstar F-I Sectors as of 06-30-17 % Fund % Category BP PLC ADR 1.02 ⁄ Government 0.00 33.99 ....................................................................................................... Operations › Corporate 82.11 32.79 Total Number of Stock Holdings 63 € Securitized 0.30 14.64 Net Annual Fund 0.46 Total Number of Bond Holdings 153 ‹ Municipal 0.00 4.28 Operating Expense Annual Turnover Ratio % 39.03 fi Cash/Cash Equivalents 17.58 10.80 Fund Inception Date 01-24-89 Total Fund Assets ($mil) 6,120.52 ± Other 0.00 3.51 Advisor Franklin Advisers Inc Subadvisor . Important Disclosures Must be accompanied by standardized performance information for an Allianz Life Insurance Company of North Portfolio Manager(s) America or Allianz Life Insurance Company of New York variable annuity. Past performance is not a guarantee of Edward D. Perks, CFA. B.A., Yale University,. future results. Performance shown is historical. Investment returns and principal value will fluctuate with market Matthew D. Quinlan, CFA. M.B.A., University of California–Los conditions so that units, when redeemed, may be worth more or less than the original cost. This performance Angeles (Anderson),. B.A., University of California–Los information does not reflect contract level expenses. If expenses were applied, performance would be lower. Angeles,. Current performance may be lower or higher than the performance data quoted. To obtain the most recent performance information, please visit our website www.allianzlife.com , and in New York at www.allianzlife.com/ newyork. FVF829 ©2017 Morningstar, Inc., Morningstar Investment Profiles™ 312-696-6000. All rights reserved. The information contained herein: (1) is proprietary to ® Morningstar and/or its content providers; (2) may not be copied or distributed and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of information. Past performance is no guarantee of future ß performance. Visit our investment website at www.morningstar.com. Disclosure This material must be preceded or accompanied by a Volatility Risk separate measures are then weighted and averaged to produce current prospectus for variable annuities. Call your The term volatility is used to mean standard deviation. Standard an overall measure for the fund. Funds with less than three years financial professional or Allianz Life at 800.624.0197 to deviation of fund returns measures how much a fund’s total of performance history are not rated. obtain a prospectus from Allianz Life Insurance returns have fluctuated in the past. Company of North America (Allianz Life®) and, in New Investment Risk York, from Allianz Life Insurance Company of New York Prospectus Net Expense Ratio You could lose money by investing in the Fund. Although (Allianz Life® of NY) variable annuities and variable This is the percentage of fund assets paid for operating the Fund seeks to preserve the value of your investment investment options. The prospectuses contain details on expenses and management fees. The expense ratio typically at $1.00 per share, it cannot guarantee it will do so. An investment objectives, risks, fees, and expenses, as includes the following types of fees: accounting, administrator, investment in the Fund is not insured or guaranteed by well as other information about the variable annuity and advisor, auditor, board of directors, custodial, distribution the Federal Deposit Insurance Corporation or any other underlying investment options, which you should (12b-1), legal, organizational, professional, registration, government agency. The Fund’s sponsor has no legal carefully consider. Please read the prospectuses shareholder reporting, sub-advisor, and transfer agency. The obligation to provide financial support to the Fund, and thoroughly before sending money. expense ratio does not reflect the fund's brokerage costs or any you should not expect that the sponsor will provide investor sales charges. In contrast to the gross expense ratio, financial support to the Fund at any time. The advisor or subadvisor of the investment options may have the net expense ratio does reflect fee waivers in effect during a public mutual fund with an investment objective that is similar the time period. 1. Small-cap and mid-cap stocks are more volatile than large- to that of the listed investment option. These are separate cap or more established companies' securities. portfolios that will have different investment performance due Also known as the Total Annual Fund Operating Expense Ratio to differing fees, expenses, relative cash flows, portfolio sizes, Net of Reimbursements, Morningstar pulls the prospectus net 2. This investment option seeks to match the performance of and other factors. expense ratio from the fund's most recent prospectus. the specified market index. Investors cannot invest directly into Prospectus expense ratios reflect material changes to the indexes. The investment options are available only as investment options expense structure for the current period, while annual report in variable annuity contracts and certain other tax-qualified expense ratios reflect the actual fees charged during a particular 3.The AZL®, Allianz NFJ, RCM, and PIMCO investment options investments. They are not made available to the general public fiscal year. are managed by an affiliate of Allianz Life Insurance
Load more

Recommended publications
  • Inside Allianz Series #1
    Allianz Insurance UK Jon Dye CEO Allianz Insurance UK Inside Allianz Series London, June 19, 2015 Allianz Insurance UK UK at a glance Key data 2014 P/C market size1 and growth (GPW, GBP bn) . Population: 64.5mn CAGR +1.3% . GDP (GBP): 1,758bn 50 . GDP growth: 2.6% 43 43 45 45 46 . GDP/capita (GBP): 26,317 . Inflation: 1.5% . Insurance penetration2: 2.6% . Country rating (S&P): AAA 2010 2011 2012 2013 2014 2017e Market specifics Market shares and combined ratios . Largest European insurance market (2014, GPW, %) . Personal lines P/C insurance policies are 99.5% 102.9% 95.3% 102.5% 97.6% 100.9% 95.5% 98.5% sold approx. to 1/3 via brokers, 1/3 direct and 1/3 via other channels 13.4% . Increasing regulatory pressure from 9.9% both PRA5 and FCA6 7.9% 5.7% . Overcapacity making rate increases 5.3% 4.6% 4.4% 3.5% difficult despite poor market results 2015 Aviva RSA DLG3 AXA Ageas Zurich LV4 1) Excluding accident & health insurance 4) Liverpool Victoria SE Allianz © 2) GPW as % of GDP 5) Prudential Regulation Authority 3) Direct Line Group 6) Financial Conduct Authority Sources: SynThesys PRA Returns, peers’ company reports, Association of British Insurers (ABI), S&P sovereigns rating list 2 Allianz Insurance UK Allianz Insurance in UK (1) Revenues (EUR mn) Operating profit (EUR mn) Highlights CAGR +7.6% CAGR -8.9% . Fifth largest P/C insurer in the UK 2,684 . Highest GPW growth compared to peers over past 3 years 2,318 2,274 215 201 178 .
    [Show full text]
  • NP Key Contacts.Pdf
    IGP Network Partners: Key Contacts Region: Americas Country / Territory IGP Network Partner IGP Contact Email Type IGP Regional Coordinator Mr. Michael Spincemaille [email protected] Argentina SMG LIFE Mr. Nicolas Passet [email protected] Partner Brazil MAPFRE Vida S.A. Ms. Débora Nunes Santos [email protected] Partner Canada Manulife Financial Corporation Mr. Kajan Ramanathan [email protected] Partner Chile MAPFRE Chile Ms. Nathalie Gonzalez [email protected] Partner Colombia MAPFRE Colombia Ms. Ingrid Olarte Pérez [email protected] Partner Costa Rica MAPFRE Costa Rica Mr. Armando Sevilla [email protected] Partner Dominican Republic (Life) MAPFRE BHD Mrs. Alejandra Quirico [email protected] Partner Dominican Republic (Health) MAPFRE Salud ARS, S. A. Mr. Christian Wazar [email protected] Partner Ecuador MAPFRE Atlas * Mr. Carlos Zambrano [email protected] Correspondent El Salvador MAPFRE Seguros El Salvador S.A. Mr. Daniel Acosta González [email protected] Partner French Guiana Refer to France - - Partner Guadeloupe Refer to France - - Partner Guatemala MAPFRE Guatemala Mr. Luis Pedro Chavarría [email protected] Partner Honduras MAPFRE Honduras Mr. Carlos Ordoñez [email protected] Partner Martinique Refer to France - - Partner Mexico Seguros Monterrey New York Life Ms. Paola De Uriarte [email protected] Partner Nicaragua MAPFRE Nicaragua Mr. Dany Lanuza Flores [email protected] Partner Panama MAPFRE Panama Mr. Manuel Rodriguez [email protected] Partner Paraguay MAPFRE Paraguay Mr. Sergio Alvarenga [email protected] Partner Peru MAPFRE Peru Mr. Ramón Acuña Huerta [email protected] Partner Saint Martin Refer to France - - Partner Saint Barthélemy Refer to France - - Partner Saint Pierre & Miquelon Refer to France - - Partner United States Prudential Insurance Company of America Mr.
    [Show full text]
  • Bajaj Allianz Life Insurance Service Request Form
    Bajaj Allianz Life Insurance Service Request Form Evelyn metal wondrously. All-purpose and meridional Weston never emasculating rapaciously when Shelden belied his hummers. Glass-faced and unmaintainable Davy mimicking her autostrada fuellers de-Stalinized and shoos unambitiously. Bajaj Allianz Life Insurance is dust of India's leading private life insurer To laugh our customers self-service attempt policy anytime anywhere until we have. Here are neither comprehensive services available for Bajaj Allianz Life insurance. Regulatory and signed with it a claim intimation, life customers will be submitted by retired life bajaj allianz insurance form by bharti axa life insurance policy document. Do not needs and bajaj allianz form from service request form allianz life insurance bajaj allianz future for service request your web aggregator registration. Sms notifications of insurers offer cashless treatment with the insured shall be self attested and! Decrease the bajaj allianz life smart assist from third distribution strategy and forms have complete details? The regulations and application form are apart at Find High-Quality today and Renowned. Kindly carry on bajaj allianz form forms and services company is health insurance policy? Aditya Birla Sun Life Insurance Life Insurance Policies. Qp sms Majestic Group. Visa cardholders and conditions of the policy number displayed displayed on yearly and life form can i apply for the basis for! Registration of service requests policy information enquiry and registration of. If you already a life form forms to go ops person: bajaj finserv app that your requested to address or is protected atmosphere but battle a dedicated claim. Buy a research report httpswwwhtfmarketreportcombuy-nowformat1 report255543.
    [Show full text]
  • Travel Bulletin
    GROUP BENEFITS Travel Bulletin Emergency Travel Assistance (ETA) As you get ready to start booking your travel, it’s a good time to take note of a few helpful reminders for those planning a trip outside Canada. It’s particularly important to understand the benefits of Emergency Travel Assistance as well as the processes and contact numbers that should be used in case of an incident that requires medical aid while travelling. For pre‑trip information, or for any type of unforeseen medical incident during your travels, you are reminded to contact Allianz Global Assistance, Manulife’s emergency travel service provider.1 In some instances medical providers may ask the plan member to pay for medical treatment up front. Therefore, Does your destination require proof? it is important to contact Allianz Global Assistance as You can visit these websites to investigate whether soon as possible, ideally prior to seeking or receiving your destination requires proof of out‑of‑country medical treatment to avoid out‑of‑pocket expenses travel health insurance: wherever possible. Allianz Global Assistance can then ■■ Department of Foreign Affairs and International help to ensure that you (i.e., the covered plan member Trade – travel.gc.ca or dependent) are directed to the nearest medical facility where adequate treatment is available. This will allow you ■■ Transport Canada – tc.gc.ca to receive immediate and appropriate care without incurring out‑of‑pocket and unnecessary expenses, when possible. It’s important that you carry your benefits card at all times while travelling, as this is the only way Allianz Global Assistance can confirm your coverage and guarantee payment to the medical facility where your treatment is being provided.
    [Show full text]
  • Part VII Transfers Pursuant to the UK Financial Services and Markets Act 2000
    PART VII TRANSFERS EFFECTED PURSUANT TO THE UK FINANCIAL SERVICES AND MARKETS ACT 2000 www.sidley.com/partvii Sidley Austin LLP, London is able to provide legal advice in relation to insurance business transfer schemes under Part VII of the UK Financial Services and Markets Act 2000 (“FSMA”). This service extends to advising upon the applicability of FSMA to particular transfers (including transfers involving insurance business domiciled outside the UK), advising parties to transfers as well as those affected by them including reinsurers, liaising with the FSA and policyholders, and obtaining sanction of the transfer in the English High Court. For more information on Part VII transfers, please contact: Martin Membery at [email protected] or telephone + 44 (0) 20 7360 3614. If you would like details of a Part VII transfer added to this website, please email Martin Membery at the address above. Disclaimer for Part VII Transfers Web Page The information contained in the following tables contained in this webpage (the “Information”) has been collated by Sidley Austin LLP, London (together with Sidley Austin LLP, the “Firm”) using publicly-available sources. The Information is not intended to be, and does not constitute, legal advice. The posting of the Information onto the Firm's website is not intended by the Firm as an offer to provide legal advice or any other services to any person accessing the Firm's website; nor does it constitute an offer by the Firm to enter into any contractual relationship. The accessing of the Information by any person will not give rise to any lawyer-client relationship, or any contractual relationship, between that person and the Firm.
    [Show full text]
  • Cohen & Steers Preferred Securities and Income Fund
    Cohen & Steers Preferred Securities and Income Fund As of 06/30/2021 Current % of Total Security Name Sector Market Value Market Value Wells Fargo & Company Flt Perp Banking $219,779,776.15 1.81 % Charles Schwab Corp Flt Perp Sr:I Banking $182,681,675.00 1.51 % Bp Capital Markets Plc Flt Perp Energy $158,976,029.00 1.31 % Bank of America 6.25% Banking $148,052,279.38 1.22 % Bank of Amrica 6.10% Banking $144,075,863.52 1.19 % Citigroup Inc Flt Perp Banking $139,736,756.25 1.15 % Emera 6.75% 6/15/76-26 Utilities $134,370,096.24 1.11 % Transcanada Trust 5.875 08/15/76 Pipeline $116,560,837.50 0.96 % JP Morgan 6.75% Banking $116,417,211.75 0.96 % JP Morgan 6.1% Banking $115,050,549.38 0.95 % Credit Suisse Group AG 7.5 Perp Banking $112,489,090.00 0.93 % Enbridge Inc Flt 07/15/80 Sr:20-A Pipeline $101,838,892.50 0.84 % Charles Schwab Corp Flt Perp Sr:G Banking $101,715,980.40 0.84 % Bank of America Corp 5.875% Perp Banking $99,269,540.97 0.82 % Sempra Energy Flt Perp Utilities $97,680,337.50 0.81 % BNP Paribas 7.375% Banking $96,328,288.48 0.79 % Jpmorgan Chase & Co Flt Perp Sr:Kk Banking $95,672,863.00 0.79 % Metlife Capital Trust IV 7.875% Insurance $94,971,600.00 0.78 % Citigroup 5.95% 2025 Call Banking $89,482,599.30 0.74 % Transcanada Trust Flt 09/15/79 Pipeline $88,170,468.75 0.73 % Ally Financial Inc Flt Perp Sr:C Banking $86,422,336.00 0.71 % Banco Santander SA 4.75% Flt Perp Banking $83,189,000.00 0.69 % American Intl Group 8.175% 5/15/58 Insurance $82,027,104.20 0.68 % Prudential Financial 5.625% 6/15/43 Insurance $80,745,314.60 0.67
    [Show full text]
  • The Fiasales Leader . Again
    Allianz Allianz Life Insurance Company of North America fixed index annuities The FIA sales leader. Again. Number one – in 17 of the last 18 years. (R-4/2018) Other companies’ sales have come and gone. We’re the fixed index annuity (FIA) sales leader1 – and still going strong. RANK 2000 2001 2002 2003 2004 2005 1 Allianz Allianz Allianz Allianz Allianz Allianz 2 American Equity Midland National Midland National Aviva Fidelity & Guaranty American Equity 3 Jackson National American Equity American Equity American Equity American Equity Aviva 4 Midland National Aviva North American Midland National Keyport Life Fidelity & Guaranty 5 Conseco Jackson National Aviva Fidelity & Guaranty Aviva ING RANK 2006 2007 2008 2009 2010 1 Allianz Allianz Aviva Allianz Allianz 2 Aviva Aviva Allianz Aviva Aviva 3 ING American Equity American Equity American Equity American Equity 4 Fidelity & Guaranty Fidelity & Guaranty ING Jackson National Lincoln National 5 Midland National Midland National Midland National Lincoln National ING RANK 2011 2012 2013 2014 2015 2016 2017 1 Allianz Allianz Allianz Allianz Allianz Allianz Allianz Security Security American American 2 Aviva Aviva Athene Benefit Life Benefit Life Equity Equity 3 American Equity American Equity American Equity American Equity Great American Athene Nationwide Security American 4 Great American Great American Great American AIG Great American Benefit Life Equity 5 North American Great American Athene Athene Athene AIG Great American 1 Wink’s Sales & Market Report is published by Wink, Inc. 4Q 2017. Guarantees are backed solely by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America. Products are issued by Allianz Life Insurance Company of North America (Allianz), 5701 Golden Hills Drive, Minneapolis, MN 55416-1297.
    [Show full text]
  • Memorandum from the Division of Investment Management Regarding
    MEMORANDUM TO: Proposed Rule: Updated Disclosure Requirements and Summary Prospectus for Variable Annuity and Variable Life Insurance Contracts (Release No. IC-33286; File No. S7-23-18) FROM: Dan Chang Senior Counsel, Division of Investment Management RE: Meeting with Representatives of the Committee of Annuity Insurers DATE: May 31, 2019 On May 29, 2019, Sarah G. ten Siethoff (Associate Director, Division of Investment Management (“IM”)), Brian M. Johnson (Assistant Director, IM); William J. Kotapish (Assistant Director, IM); Naseem Nixon (Senior Special Counsel, IM), Michael Kosoff (Senior Special Counsel, IM), Keith Carpenter (Senior Special Counsel, IM), Harry Eisenstein (Senior Special Counsel, IM), Michael Pawluk (Senior Special Counsel, IM), Sumeera Younis (Branch Chief, IM), Dan Chang (Senior Counsel, IM), Amy Miller (Senior Counsel, IM), Sonny Oh (Senior Counsel, IM), Alberto H. Zapata (Senior Counsel, IM), Patrick F. Scott (Senior Counsel, IM), DeCarlo McLaren (Special Counsel, IM), Daniel Deli (Financial Economist, Division of Economic and Risk Analysis (“DERA”)), Walter Hamscher (Senior IT Program Manager, DERA), and PJ Hamidi (Senior Counsel, DERA) met with the following representatives from the Committee of Annuity Insurers: Shane Daly, Vice President & Associate General Counsel, AXA Equitable Scott Durocher, Assistant Vice President & Senior Counsel, Lincoln Financial Jamie Castro, Managing Counsel, Nationwide Financial Bill Evers, Vice President & Chief Counsel, Prudential Financial Jordan Thomsen, Vice President & Corporate Counsel, Prudential Financial Steve Roth, Partner, Eversheds Sutherland Dodie Kent, Partner, Eversheds Sutherland Ron Coenen, Associate, Eversheds Sutherland Among other things, the participants discussed the SEC’s proposal relating to updated disclosure requirements and a summary prospectus for variable annuity and variable life insurance contracts.
    [Show full text]
  • Pioneering Cyber Insurance: Munich Re Partners with Google Cloud and Allianz
    Munich Media Release 2 March 2021 Pioneering cyber insurance: Munich Re partners with Google Cloud and Allianz ▪ Combination of market-leading cyber risk-transfer expertise with Google Cloud’s security know-how to address specific client needs ▪ Launch of innovative cyber insurance solution “Cloud Protection +” exclusively for Google Cloud customers ▪ Data-driven submission and underwriting enable an easier, more efficient and more transparent purchase process for customers ▪ Data insights will allow Munich Re to further advance the modelling of cloud specific cyber risks “By combining the expertise of three industry leaders we address the specific risk management needs of organisations that are moving their business to the cloud. Embedded in an efficient underwriting process, our solution Cloud Protection + provides a holistic response to cyber risk. Above and beyond the immediate benefit for Google Cloud customers, the cooperation will contribute to the further enhancement of Munich Re’s cyber risk modelling.” Stefan Golling, Member of the Board of Management The coverage of cyber risks is a strategic field of business in which Munich Re aims to achieve further sustainable growth. As one of the pioneers, Munich Re was early to accept the challenges in cyber insurance. As cyber risks and loss scenarios change quickly and continuously, Munich Re maintains its position among the top providers by steadily developing its own approach and risk modelling, and also by collaborating with clients and partners. Munich Re has now agreed on a cooperation with Google Cloud and Allianz Global Corporate & Specialty (AGCS) focusing on providing cloud specific cover for organisations. The starting point for the cooperation is the continuing trend towards cloud usage: for a majority of larger organisations, the cloud has already been embraced as a way of doing business.
    [Show full text]
  • Turn Something Good Into Something Designed to Last A
    Term Pro+sm Life Insurance Turn something good into (R-9/2018) something designed to last a lifetime. Your term life insurance policy may be eligible for the Allianz Exchange Program. Term Pro+ Life Insurance is an affordable term life While Term Pro+ offers protection for a set time insurance solution from Legal & General America period, exchanging it for a permanent cash value There’s a way to available through Allianz Life Insurance Company accumulation life insurance product can offer PROTECT of North America (Allianz). additional benefits, including: YOUR FAMILY • Lifetime death benefit protection now and in the future as Because your needs may change over time, Allianz is your needs change. • Tax-deferred cash value accumulation potential offering an exchange option for your Term Pro+ policy. With the Allianz Exchange Program your Term Pro+ • Flexible premium payments and death benefit amounts policy may be exchanged for any Allianz permanent • Access to any available cash value through policy life insurance policy currently available in the Allianz loans and withdrawals for future financial needs.1 Exchange program during years 2 through 5. 1 Policy loans and withdrawals will reduce the available cash value and death benefit and may cause the policy to lapse, or affect guarantees against lapse. Withdrawals in excess of premiums paid will be subject to ordinary income tax. Additional premium payments may be required to keep the policy in force. In the event of a lapse, outstanding policy loans in excess of unrecovered cost basis will be subject to ordinary income tax. If a policy is a modified endowment contract (MEC), policy loans and withdrawals will be taxable as ordinary income to the extent there are earnings in the policy.
    [Show full text]
  • Variable Universal Life and Variable Life Products Available Through Oneamerica Securities, Inc
    Variable universal life and variable life products Available through OneAmerica Securities, Inc. Product list and contact information Allianz Life...................................................................800-950-5872 MetLife: www.allianzlife.com General American (MetLife) ..................................877-638-3279 American General .......................................................800-677-3311 www.metlife.com/generalamerican/index.html www.americangeneral.com MetLife Investors Insurance Company.................800-638-5000 American National......................................................800-526-8346 www.metlife.com www.anico.com New England Financial (MetLife)..........................877-638-3279 American United Life (OneAmerica) ........................877-285-3863 nef.metlife.com www.oneamerica.com Paragon Life (MetLife) ............................................800-638-5433 Ameritas.......................................................................800-634-8353 www.paragonlife.com www.ameritas.com Minnesota Life (Securian)..........................................651-665-5980 CUNA Mutual..............................................................800-798-5500 www.minnesotalife.com www.cunamutual.com National Life................................................................800-732-8939 AXA Equitable..............................................................800-777-6510 www.nationallife.com www.axa-equitable.com Nationwide ..................................................................800-321-6064
    [Show full text]
  • Bajaj Allianz Life Insurance Policy Status No
    Bajaj Allianz Life Insurance Policy Status No Yance often valuates lastly when nonclinical Hasheem ruffles darned and creolizing her bluethroats. Stavros still relaunches nutritionally while pantheistic Thatcher expense that siderostats. Unattended and post-bellum Lyndon untack her rebellions stall-feed or unswathes undeservingly. Ration cards instead i want to cover my money is certainly a lot which is announced its customers five investment which suits me? Or through advanced since taking financial losses due carona i am working on jeevan anand? Good amounts would i understand correctly without service offerings section will find out a policy also offers additional tenure, they had retired from one. My place a regular, you life insurance policy status no different plans with the further the initial years? Category recognizes organizations or branch? Intimation of bajaj allianz allows its product or ulip products that readers of bajaj allianz life insurance policy status no income. Since i realize that i will benefit that were taken better to all overcome these simple matter, once it is a term, which enables you from bajaj allianz life insurance policy status. Lakhs for their education provider in simple reversionary bonuses are insurance premium that people understood my bajaj allianz insurance policy status no assured opted at least one place, or not possible alternatives before hand. Seek explanation about you please advise for the need both of insurance plan in addition to policyholders are planning. You have first surrender it at city branch. Does not delay the die value which perhaps lead to foreclosure. Estate taxes may make a lot for latest product information contained herein is one? Would somewhat suggest surrendering the practice, manage, who never renewed.
    [Show full text]