Ventura County District Attorney Term Report 2007-2010
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The Role of Local Law Enforcement Agencies in Preventing And
CRITICAL ISSUES IN POLICING SERIES The Role of Local Law Enforcement Agencies In Preventing and Investigating Cybercrime Page intentionally blank CRITICAL ISSUES IN POLICING SERIES The Role of Local Law Enforcement Agencies In Preventing and Investigating Cybercrime April 2014 This publication was supported by the Motorola Solutions Foundation. The points of view expressed herein are the authors’ and do not necessarily represent the opinions of the Motorola Solutions Foundation or individual Police Executive Research Forum members. Police Executive Research Forum, Washington, D.C. 20036 Copyright 2014 by Police Executive Research Forum All rights reserved Printed in the United States of America ISBN: 978-1-934485-24-8 Cover and text page design by Dave Williams. Cover photo by Alexskopje, licensed by Pond5.com. Other photos by James McGinty. Contents Acknowledgments ........................................................................................................................................ i Cybercrime: A New Critical Issue, by Chuck Wexler ...................................................... 1 The Nature of the Challenges ........................................................................................... 3 How Criminals Are Committing Cybercrimes ..................................................................................................5 Sidebar: Results of the PERF Cybercrime Survey .................................................................................................6 The Impact of Cybercrime -
Willing to Be Scammed: How Self-Control Impacts Internet Scam Compliance
Running head: Willing to be scammed: how self-control impacts Internet scam compliance Willing to be scammed: How self-control impacts Internet scam compliance Submitted by David Modic to the University of Exeter as a thesis for the degree of Doctor of Philosophy in Psychology In September 2012 This thesis is available for Library use on the understanding that it is copyright material and that no quotation from the thesis may be published without proper acknowledgement. I certify that all material in this thesis which is not my own work has been identified and that no material has previously been submitted and approved for the award of a degree by this or any other University. Signature: ………………………………………………………….. 2 WILLING TO BE SCAMMED WILLING TO BE SCAMMED 3 Abstract At any given moment in time, there are people complying with fraudulent requests (i.e. scams) on the Internet. While the incidence rates are low (between five and ten percent of the population becoming victims on a yearly basis), the financial and emotional consequences can be high. In this Thesis we composed a unified theory of which factors made individuals more likely to comply with scams and what psychological mechanisms are unwittingly employed by con-men to make their (illegitimate marketing) offers more enticing. The strongest overall predictor of scam compliance (i.e. the extent to which an individual is likely to comply with fraudulent requests) was the level of self-control, regardless of the observed stage of a scam. On the basis of previous research, we postulated and have empirically shown that falling for a scam is a 3-stage process (i.e. -
United States District Court for the District of Massachusetts
Case 1:09-cv-12146-GAO Document 108 Filed 08/03/11 Page 1 of 71 UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MASSACHUSETTS TIMOTHY W. HILL, et al., ) Plaintiffs, ) ) v. ) Master Docket No. 09cv12146-NG ) STATE STREET CORPORATION, et al., ) Defendants. ) GERTNER, D.J.: TABLE OF CONTENTS MEMORANDUM AND ORDER RE: MOTIONS TO DISMISS SECURITIES ACTION AND ERISA ACTION August 3, 2011 I. BACKGROUND ...................................................... -3- A. FX Practice .............................................. -3- B. The Over-Charge.......................................... -5- C. Conduits & Investment Portfolio .............................. -6- D. June Stock Offering........................................ -8- E. Market Crash and State Street Losses......................... -10- F. California Attorney General's Action and Press Release .......... -12- G. The State Street Corporation Salary Savings Plan & ERISA ....... -13- H. Instant Litigation ......................................... -15- II. DISCUSSION ....................................................... -15- A. Exchange Act............................................ -15- B. Heightened Pleading Requirements........................... -16- C. Foreign Exchange (FX) Practice............................. -17- 1. Plausible and Particularized Allegations of Fraud and False and Misleading Statements ..................... -19- a. Contractual Obligation............. -20- b. Plausible Theory of Fraud.......... -21- c. Evidentiary Sources............... -24- 2. Materiality ................................. -
A New Look at Noir
HEROICS OF THE FALSE: A NEW LOOK AT NOIR JENNIFER S. BREUKELAAR A Creative Work and Thesis submitted in total fulfilment of the requirements of the degree of Doctor of Philosophy. School of English, Media and Performing Arts, University of New South Wales. July 2007. ACKNOWLEDGMENTS Thanks are due to my supervisors Lisa Trahair and Anne Brewster. I would also like to thank Paul Dawson for overseeing the practical aspects of the thesis at the final stage. Thank-you also to Dan Edwards for discussions about film making software. I am grateful to Renu Rajpal for help with the Hindi. I would also like to thank Bob Stern for copy-editing the dissertation. Thanks to my agent Sandy Wagner for multiple readings of Viper, for her helpful comments and good faith. Among other things I am ever grateful to my parents, Margaret Reichenberger and Bob Stern for taking me to India. Thank-you to John Breukelaar for paving the way. Thank-you for reading and discussing this project ad nauseam, and most of all for your insights into how to complete it and why. For support that infinitely exceeded the call of duty, I would also like to thank my children, Isabella and Jack. CONTENTS ABSTRACT 4 PART I: THE NOVEL VIPER 5 PART II: THE DISSERTATION I: INTRODUCTION 232 II: A CRISIS OF CONFIDENCE 249 III: “IF THIS BE ART’S LIE” 296 IV: NOIR’S CHASMS 332 V: CONCLUSION 372 BIBLIOGRAPHY 377 4 THESIS ABSTRACT In this thesis I investigate the nature of noir subjectivity, and the degree to which it can be described as heroic. -
1996 Annual Report
1996 ANNUAL REPORT U.S. FEDERAL TRADE COMMISSION WASHINGTON, D.C. Annual Report of the Federal Trade Commission For Fiscal Year Ended September 30, 1996 For sale by the Superintendent of Documents, U.S. Government Printing Office, Washington, D.C. 20402 Prepared by Bureau of Competition Judith Bailey, Patricia Foster, James Mongoven Bureau of Consumer Protection Darlene Cossette, Clovia Hutchins, Ruth Sacks Bureau of Economics Janice Johnson, Paul Pautler, William Rosano, Michael Wise Office of the Executive Director Richard Arnold, Elliott Davis, James Giffin, Keith Golden, Julius Justice Office of Information and Technology Management Marie Barrett, Erika Beard, Kristine Titzer FEDERAL TRADE COMMISSION - 1996 ROBERT PITOFSKY, Chairman MARY L. AZCUENAGA, Commissioner JANET D. STEIGER, Commissioner ROSCOE B. STAREK, III, Commissioner CHRISTINE A. VARNEY, Commissioner DONALD S. CLARK, Secretary EXECUTIVE OFFICES OF THE FEDERAL TRADE COMMISSION Pennsylvania Avenue at Sixth Street, N.W. Washington, D.C. 20580 Regional Offices Atlanta, Georgia Denver, Colorado Suite 5M35, Midrise Building Suite 1523 60 Forsyth Street, S.W. 1961 Stout Street Zip Code: 30303 Zip Code: 80294-0101 Phone: (404) 656-1390 Phone: (303) 844-2272 Boston, Massachusetts Los Angeles, California Suite 810 Room 13209 101 Merrimac Street 11000 Wilshire Boulevard Zip Code: 02114-4719 Zip Code: 90024 Phone: (617) 424-5960 Phone: (310) 235-4040 Chicago, Illinois New York, New York Suite 1860 13th Floor 55 East Monroe Street 150 William Street Zip Code: 60603-5701 Zip Code: 10038 Phone: (312) 353-8156 Phone: (212) 264-8290 Cleveland, Ohio San Francisco, California Suite 520-A Suite 570 668 Euclid Avenue 901 Market Street Zip Code: 44114 Zip Code: 94103 Phone: (216) 522-4210 Phone: (415) 356-5270 Dallas, Texas Seattle, Washington Suite 2150 Suite 2896 1999 Bryan Street 915 Second Avenue Zip Code: 75201 Zip Code: 98174 Phone: (214) 979-9350 Phone: (206) 220-6350 FEDERAL TRADE COMMISSION 1996 ANNUAL REPORT Contents Page COMMISSIONERS ...................................................... -
Bank Frauds: Emerging Challenges in India
Journal of Xi'an University of Architecture & Technology Issn No : 1006-7930 Bank Frauds: Emerging Challenges in India Saurabh Krishna BBA.LL.B.(Hons.) Law College Dehradun, Uttaranchal University, Dehradun, Uttarakhand, India [email protected] Dr Razit Sharma Assistant Professor Law College Dehradun, Uttaranchal University, Dehradun, Uttarakhand, India [email protected] Abstract- The banking sector is again in the limelight, especially as we stand today on the brink of the fourth industrial revolution. The banking system plays an important role in promotion of economic growth not only by channelling savings into investments but also by improving the allocation of financial resources into the stressed-out sectors of the industries. An efficient banking system is now considered as a necessary pre condition for the growth of a country in a stable manner. In any case, this has not come without its due part of traps. Nearby the rapidly creating money related industry, fraud in Indian banks have seen a rising example and there is a basic need to fix up the budgetary region in India, given the stunts including countless crores of rupees being revealed in the continuous past. This paper makes an undertaking to review and dismember the examples of cheats tormenting the money related territory and its activity in the diligent climb of non-performing assets in India. The examination reasons that the amount of cheats tormenting the Indian budgetary division is on a consistent rising starting late provoking a climb in Non-advantage assets and truly influencing productivity of the monetary territory in India. Stringent movement by pros close by finding new strategies for coercion expectation and abatement is the primary course forward for securing the legitimacy of Indian banks and surrendering a corrective touch to the monetary division of the India. -
Profiling Money Laundering in Eastern and Southern Africa
List of Tables - Profiling Money Laundering in Eastern and Sout... file:///Users/mbadenhorst/Documents/websites/iss/pubs/Monogr... LIST OF TABLES Published in Monograph No 90, December 2003 Profiling Money Laundering in Eastern and Southern Africa Edited by Charles Goredema CHAPTER 3 Table 1 The two typologies in terms of environment, qualities and variables Table 2 Unauthorised expenditure in government departments 1999–2000 (in million $) Table 3 Companies contracted to import maize Table 4 Over-invoicing of imports into Taznania from the UK Table 5 Under-invoicing of exports from Tanzania into the UK CHAPTER 4 Appendix A Suspicious transactions reported to the SAPS 1997–2001 CHAPTER 5 1 of 2 2011/03/02 2:39 PM List of Tables - Profiling Money Laundering in Eastern and Sout... file:///Users/mbadenhorst/Documents/websites/iss/pubs/Monogr... Table 1 Spot sale contract between Pattni and Central Bank of Kenya CHAPTER 8 Table 1 Amounts in US$ millions Figures Figure 1 Where is the money? Figure 2 Outgoing and incoming money laundering circle 2 of 2 2011/03/02 2:39 PM 6 Profiling Money Laundering in Eastern and Southern Africa ABBREVIATIONS AND ACRONYMS AML anti-money laundering BOT Bank of Tanzania BWP Botswana pula CAG Controller and Auditor-General CCU Commercial Crimes Unit CFT combating the financing of terrorism CHIPS Clearing House Interbank Payments System CRDB Co-operative Rural Development Bank DRC Democratic Republic of Congo ESAAMLG Eastern and Southern African Anti-money Laundering Group FATF Financial Action Task Force on Money Laundering -
Florida Strategic Plan on Human Trafficking
FFLLOORRIIDDAA SSTTRRAATTEEGGIICC PPLLAANN OONN HHUUMMAANN TTRRAAFFFFIICCKKIINNGG FLORIDA STATE UNIVERSITY CENTER FOR THE ADVANCEMENT OF HUMAN RIGHTS WWW.CAHR.FSU.EDU Funded with support from the Florida Bar Foundation Table of Contents Acronyms ............................................................................................................................ i-ii Acknowledgements .............................................................................................................. iii Executive Summary .......................................................................................................... iv-ix Introduction .................................................................................................................... x-xiii GOAL 1: To have useful data that reflections and is used to evaluate the prevention of human trafficking, protection and support for victims and success in prosecuting traffickers..........................................................................................................1-42 1) Current Trafficking Trends.............................................................................................1-12 2) Florida Trafficking Prosecutions, 2004-2010...............................................................13-37 3) Survey of Florida Trafficking Numbers........................................................................38-42 GOAL 2: To have a resource directory of all service programs that is user-friendly and current.............................................................................................................43-75 -
Consequences of Bank Frauds on the Growth of Nigerian Economy Iyodo, Baba Yaro, Agbaji, Joseph Simon & Abu, Adegede Suleiman Dept
G.J.C.M.P.,Vol.5(4):19-28 (July-August, 2016) ISSN: 2319 – 7285 Consequences of Bank Frauds on the Growth of Nigerian Economy Iyodo, Baba Yaro, Agbaji, Joseph Simon & Abu, Adegede Suleiman Dept. of Banking & Finance, Faculty of Management, Sciences, Kogi State University, Anyigba, Nigria Abstract This paper analyzes and examines the consequences of bank frauds on the growth of the Nigerian economy. In recent years, frauds in Nigeria banking sector seemed to have assumed a frightening dimension and to a large extent, the confidence the general public reposes in it, is put in jeopardy. The scope of the study is 1995 to 2014. Secondary data is being used for the study. Regression analysis and SPPS application soft ware is being used for data analysis. The study reveals that bank fraud have negative and significant consequences on the growth of Nigerian economy. The ability of banks to promote growth and development in any economy is a function of the extent to which financial transactions are carried out with trust, confidence and least risk. These no doubt requires a safe and sound banking practice which many of the banks in Nigeria today have despised to their own peril. The study recommends that the regulatory authorities of banks in Nigeria need to improve on their supervision, careful when recruiting employees, wonderful results alone is not enough, but fear of God and integrity of employees should be considered. The paper concludes that the battle for the preclusion, uncovering and retribution of fraud offenders must be fought to reduce the temptation to commit fraud and to increase the chances of detection. -
Annual Attorney Meeting in Promoting Our Members and the Activities of the Chapters and WWCDA
Annual2020 Attorney Meeting MARCH 10-11, 2020 • SAN DIEGO HOTEL DEL CORONADO www.wwcda.org ALIXPARTNERS IS PROUD TO SUPPORT THE WOMEN’S WHITE COLLAR DEFENSE ASSOCIATION OUR TEAM Our Investigations, Disputes & Risk group Stephanie Anderson consists of forensic accountants, former Managing Director regulators, certified fraud examiners, [email protected] industry experts, and forensic technology specialists with substantive experience within the white collar legal landscape. Brooke Hopkins Managing Director [email protected] We bring transparency to the facts and manage risks in connection with investigations, regulatory and enforcement Regina Lee matters, litigation, and compliance. Managing Director [email protected] WHEN IT REALLY MATTERS. Susan Markel alixpartners.com Managing Director [email protected] Meaghan Schmidt Managing Director [email protected] ALIXPARTNERS IS PROUD TO A NOTE FROM THE GLOBAL CHAIR Our social media platforms – LinkedIn, Twitter, Welcome to the 2020 Facebook and YouTube – have had a huge impact SUPPORT THE Annual Attorney Meeting in promoting our members and the activities of the chapters and WWCDA. of the Women’s White WOMEN’S I want to thank all of the people who work hard to Collar Defense Association make these and other WWCDA activities a success. We have dozens of chapter members serving on the and our 21st Anniversary various WWCDA committees and in other roles that WHITE COLLAR lead these efforts. Their pictures, firms and chapters as an organization! are listed in this booklet so that you can know who they are and thank them too. DEFENSE ASSOCIATION We are pleased to provide you with this program booklet that also serves as the Annual WWCDA Reference I hope you will also join me in thanking our 2020 Manuel. -
Identity Theft 7
1 2 DOWNEASTER COMMON SENSE GUIDE GONE PHISING JANET T. MILLS ANNE L. HEAD GOVERNOR COMMISSIONER WILLIAM N. LUND SUPERINTENDENT 3 Maine Bureau of Consumer Credit Protection Toll-free Maine Consumer Assistance Maine Foreclosure Prevention Hotline 1-800-332-8529 (1-800-DEBT-LAW) 1-888-NO-4-CLŌZ TTY users call Maine relay 711 (1-888-664-2569) www.Credit.Maine.gov The Maine Bureau of Consumer Credit Protection was established in 1975 to enforce a wide variety of consumer financial protection laws, including: -Consumer Credit Code -Truth-in-Lending Act -Fair Credit Billing Act -Truth-in-Leasing Act -Fair Credit Reporting Act -Fair Debt Collection Practices Act -“Plain Language” Contract Law The Bureau conducts periodic examinations of creditors to determine compliance with these laws, responds to consumer complaints and inquiries, and operates the state’s foreclosure prevention hotline and housing counselor referral program. The Bureau also conducts educational seminars and provides speakers to advise consumers and creditors of their legal rights and responsibilities. William N. Lund Superintendent July 2014 DOWNEASTER COMMON SENSE GUIDE: GONE PHISHING IDENTIFYING AND AVOIDING CONSUMER SCAMS By David Leach, MPA and Steven Lemieux, MBA Cover Design: Edward Myslik Copyright © 2014 Bureau of Consumer Credit Protection, State of Maine The contents of this book may be reprinted, with attribution. Maine residents can obtain additional free copies of this booklet by contacting the Bureau of Consumer Credit Protection at 207-624-8527 or toll-free at 1-800-332-8529. Non-Maine residents may purchase the publication for $6 per copy, or at a volume discount of $4 per copy on orders of 50 or more. -
Financial Institutions Enforcement Update
CLIENT MEMORANDUM Financial Institutions Enforcement Update January 13, 2020 To assist legal and compliance officers of financial institutions, this memorandum summarizes key recent developments in criminal prosecutions and regulatory enforcement actions involving financial institutions during November and December 2019. Among the significant matters and trends: • The last two months saw substantial activity on the insider trading front, and of note the U.S. Court of Appeals for the Second Circuit held in United States v. Blaszczak that the government need not satisfy the “personal-benefit” test for insider trading when proceeding under a Title 18 theory. • There was additional enforcement activity relating to “spoofing,” including a record-setting fine by the CFTC and DOJ. • DOJ also had success using a deferred prosecution agreement to recover a considerable penalty from a major financial institution in the “Swiss tax” related matter. • DOJ suffered a setback in its loss at trial in a heavily-watched loan fraud case. Individual matters are summarized below, organized by topic. This information is based solely on publicly available sources, and we have included links to underlying documents. We reviewed notable cases from the following government authorities: Department of Justice (DOJ), with a focus on the U.S. Attorney’s Offices for the Southern District of New York, the Eastern District of New York, and the District of New Jersey and the DOJ Criminal, Tax and Antitrust Divisions; the Securities and Exchange Commission (SEC); the Financial Industry Regulatory Authority (FINRA); the Commodity Futures Trading Commission (CFTC); the Board of Governors of the Federal Reserve System (Federal Reserve Board or FRB); the Office of the Comptroller of the Currency (OCC); the Consumer Financial Protection Bureau (CFPB); the New York State Department of Financial Services (NYDFS); the United Kingdom’s Serious Fraud Office (SFO) and Financial Conduct Authority (FCA); and the Hong Kong Monetary Authority (HK MA).