A PUBLICATION BROUGHT TO YOU BY | LABOR’S COMPANY | VOL.5, ISSUE 2 | SUMMER 2017

MESSAGE FROM THE CEO: The Best is Yet to Come On Labor Day, we pause to remember and honor the struggles and sacrifices that the labor movement endured in pursuit of fair wages, safe working conditions, pensions to retire on after a lifetime of hard work, and respect in the workplace. Unfortunately, we know the fight to maintain those rights continues today. In fact, the assault on workers continues unabated. Witness the efforts to pass legislation in states around the country authorizing Right-to-Work, the repeal of Prevailing Wage Acts, the elimination of Project Labor Agreements, and Dues check- off provisions, to name just a few. Continued on page 2

INSIDE THIS ISSUE: 1 Message from the CEO 3 Commercial Package Policy for Joint Apprenticeship Training Committees Now Available 4 A Secure Tomorrow Starts with Your Life Today 5 J for Jobs Embraces Defined Contribution Plans 6 Protect Your Organization (and Yourself) From Data Breaches 8 Employees Recognized for Outstanding Work 10 Welcome to Our New Clients

International Brotherhood of Boilermakers MESSAGE FROM THE CEO:

Every year, we renew our commitment to provide the best The Best is Yet to Come products in the marketplace, because we understand a Continued from cover page simple truth: Future success requires a dedication to constant innovation. So, we are designing the products of tomorrow, For unions and their members, Labor Day calls for a today. Products like our Ullico Infrastructure Fund, designed reflection on the past and present, but most urgently on the for labor to invest in itself while renewing America’s future. Where is the labor movement and where is it headed? considerable infrastructure needs into the next century. Stop Those are the questions that we at Ullico have thought about loss policies designed to protect health and welfare funds and acted on for the past 90 years. from large claim exposure in the wake of the Affordable Care Act. Cyber liability represents the new frontier in insurance coverage, and we are meeting that challenge with policies Every year, we renew our designed specifically for the union market.

commitment to provide the best At Ullico, we look confidently to the future and the UCG visits UA Local 5 JATC to learn exposures firsthand products in the marketplace... continuation of our historic partnership with the labor movement. We thank our great board of directors for their leadership and guidance, and all of our customers and Since our founding in 1927, Ullico has played a unique role consultants for their belief and trust in us. Finally, thank you Commercial Package Policy for Joint Apprenticeship in the labor movement by developing products that meet to our dedicated employees who give 110 percent every day the needs of working men and women. We were a company to serve the unions and their members. As Frank Sinatra Training Committees Now Available created to provide to union members when would say, “The best is yet to come.” coverage was not frequently available to them, and we still provide that coverage today. Forty years ago, we expanded Ullico Casualty Group, LLC recently “Brokers have asked us to find a property by creating our J for Jobs investment platform to create announced the availability of a new and casualty solution for training facilities,” It covers just the right competitive returns on investments and put commercial lines insurance product says Craig Arneson, Vice President of union members and contractors to work. Thirty years ago, for joint apprenticeship training Operations. “We worked with our carrier amount, and the premium we developed state of the art fiduciary and union liability Edward M. Smith committees (JATCs). partners to create this product in response is far less in most cases insurance to protect fund trustees, union leaders and President and CEO to the needs of our customers, and it members. Everything we do is designed to protect and grow Ullico Inc. “We’ve always had property and casualty complements our professional liability than the standard package the labor movement. We understand the labor market like no insurance products for unions and their insurance for JATCs to help provide the other, because we are labor’s own insurance company. funds’ office exposure. Now we have an coverages our clients need.” policies in the market. additional line tailored to JATCs,” says Alieu Jallow, Commercial Lines Manager. PROTECT YOUR UNION HALL Ullico Casualty Group also offers In other words, if the union loses The new insurance product goes beyond commercial lines insurance to protect everything and has to start fresh as a standard policies to address the unique union halls, trust fund offices, and other result of the building burning down or risks that JATCs face after trainees leave union-related entities. The products stand some other type of disaster, this policy is Congratulations! the school. “A standard package policy out in the market for their attention to the intended to provide coverage. “Instead covers JATCs if something happens to a unique needs that unions face. of guessing at the particular Business student or visitor at the locations,” says Income limit they need, unions can Union Labor Life was upgraded from a Stable Jallow. “But it doesn’t cover what can “Our commercial products are not obtain coverage by this policy for the happen after a student leaves the JATC something we pulled off the shelf,” says actual losses sustained,” says Jallow. Outlook to a Positive Outlook on its issuer facility. This new product fills that void.” Arneson. “We talked to a lot of different “It covers just the right amount of carriers to put together something that exposure, and in some cases can reduce Credit Rating of “bbb” from A.M. Best Rating. For instance, if a trainee causes bodily meets the needs of our market.” the premium compared to the standard harm to someone else on the job, the package policies in the market.” injured party might sue the JATC, For example, a business owner’s policy alleging that their injuries resulted from covers general risks, such as the property improper training. Without the right and related exposures, but we also offer LEARN MORE ABOUT ULLICO coverage, JATCs can face severe financial an endorsement enhancement that gives CASUALTY GROUP’S COMMERCIAL costs as a result of litigation. $250,000 in blanket limits for accounts INSURANCE LINES: receivable, electronics, valuable papers, as ULLICO.COM/CASUALTY well as business income loss by that union.

2 | ULLICO BULLETIN | SUMMER 2017 VOL. 5, ISSUE 2 | SUMMER 2017 | 3 more life insurance say they don’t make the purchase because J for Jobs Embraces A Secure Tomorrow Starts with Your they have other financial priorities, or they can’t afford it. However, prior research shows that, on average, people estimate 2 Defined Contribution Life Insurance Today life insurance to cost three times what it actually does. The second reason individuals do not buy life insurance is that Plans September is Life Insurance Awareness I put $10 in a bank and die tomorrow percent of U.S. households recognize they haven’t been approached to buy life insurance. Our 90-year Month, a public campaign that my family will get $10, while if I put the need for more life insurance. history as a life insurance provider and our commitment to A new investment product from Ullico gives reminds us of how important it is the same money in a life insurance Even if someone in the household labor makes us an excellent match for unions and their members individuals with 401k retirement plans the to plan for tomorrow. In the event company and die tomorrow my family does have life insurance, 48 percent to put their trust in us for their life insurance needs. opportunity to participate in the company’s that an untimely death occurs, life may get as much as $2,000.” 1 of households are in need of more flagship real estate investment product. insurance helps families meet financial life insurance, based on LIMRA’s Life Union Labor Life is dedicated to providing the protection 2 obligations and maintain Insurance Needs Model. union members and their families need. When it comes to life Launched in April, the Ullico J for Jobs financial security during a insurance, union members who are part of the 48 percent of U.S. Collective Investment Fund (CIF) was created difficult time. Protecting union members Group life insurance is a cost- households needing more coverage can rely on Union Labor Life by the Hand Composite Employee Benefit effective way for union leaders to bridge the gap. Trust and sponsored by Hand Benefits & Trust “Protecting union members and their families through life to provide the base level of Company. With the addition of CIF, Ullico now and their families through insurance was why our company life insurance protection their CONTACT US offers solutions to unions with defined benefits life insurance was why our members need. Access to more For more information on our Group Term Life insurance, and defined contributions plans. company was formed 90 years was formed 90 years ago... robust benefits is one of the please contact: ago,” says Dan Wolak, president key reasons workers become “We still think defined benefit plans are the best of The Union Labor Life members of a union. Union Larry Paradise way to address retirement, but J for Jobs also Insurance Company (Union Labor Today, a 40-year-old non-smoking leaders acknowledge that a good Vice President of Group Sales has an important role in defined contribution Life). “Our mission to provide life male is able to purchase 20-year package of union benefits, including 630.743.4252 plans,” says Joe Linehan, President, Ullico insurance to union members is still as Renewable Term Life insurance from life insurance, helps to retain members. www.ullico.com/lh/grouptermlife Investment Advisors, Inc.. “We’re offering it as a important today as it was back then.” Union Labor Life in the amount of complement, not a replacement.” $25,000 for less than $10 monthly. There are two main reasons that LINK YOUR MEMBERS! Matthew Woll, president of Union many individuals haven’t purchased Supplemental Term and Whole Life Insurance from The Union J for Jobs contributes positive economic Labor Life from 1925 to 1955, captured MORE IMPORTANT THAN EVER their own life insurance. The first is Labor Life Insurance Company is available at: development to local and regional communities the company’s proactive, forward- A staggering 37.5 million, or 30 confusion or misinformation about www.ullico.com/memberbenefits through job creation. Since its inception, J for looking approach when he said, “There percent of U.S. households, have no the cost of life insurance. Eight in 10 Jobs has participated in the funding of more

is nothing new in the statement that if life insurance coverage, although 40 households who believe they need 1. The Union Labor Life Insurance Company Annual Report, 1930. than 545 real estate projects nationwide totaling 2. “Facts About Life 2016,” Facts from LIMRA, Life Insurance Awareness Month, September 2016 in excess of $16 billion.

“As part of our mission to protect and serve labor, Ullico is constantly looking for new ways to meet the needs of unions,” says Joe Linehan. 2016 GROUP LIFE CLAIMS STATISTICS “This new product offers trustees flexibility as they make plan decisions with their individual NUMBER OF LIFE INSURANCE members in mind.” 8,629 BENEFIT CLAIMS PAID The CIF is not a mutual fund. Its shares are not deposits of Hand Benefits & Trust Company, a BPAS company, or Ullico Investment Advisors, and are not insured by the Federal Deposit Insurance Corporation or any other agency. The CIF is % OF CLAIMS PAID IN LESS THAN 10 DAYS a security which has not been registered under the Securities Act of 1933 and is 92 exempt from investment company registration under the Investment Act of 1940. The Ullico J for Jobs Collective Investment Fund is new and does not have actual performance data to report. Diversification may not protect against market risk. AMOUNT OF LIFE INSURANCE There are risks involved with investing, including possible loss of principal. Before $ investing in any investment portfolio, the client and the financial professional BENEFIT CLAIMS PAID 31.5M should carefully consider client investment objectives, time horizon, risk tolerance, and fees. This collective investment fund is available for investment by eligible qualified retirement plan trusts only.

Laborers’ International Union of North America

4 | ULLICO BULLETIN | SUMMER 2017 VOL. 5, ISSUE 2 | SUMMER 2017 | 5 THE ROLE OF CYBER INSURANCE providing crisis management services HOW TO LOWER THE RISK OF CYBERTHEFT Cyber insurance is an affordable risk including legal, computer forensics, Protect Your Organization (and Yourself) • Limit employee access to sensitive information management tool to protect entities regulatory and individual notification from exposures due to data breaches guidance, call center, credit monitoring • Require employees to separate business email From Data Breaches and cybercrimes. Trustees sometimes and identity restoration services from personal email By Justin Patten, Director of Underwriting assume they’re already protected by their Fiduciary Liability or another type of • Media liability: Coverage for claims • Conduct regular audits insurance, but that’s not always the case. related to multimedia activities such • Use antivirus software Even if the state of domicile has more as defamation, libel, plagiarism, or lenient cyber security laws, they might copyright infringement • Insert firewalls, pop up blockers still have obligations to consider. For • Uninstall any unnecessary software instance, if retirees move out of state, • System damage and business breached entities must comply with interruption: Restore, re-collect, and • Maintain backup information retirees’ new resident states as well. Also, replace data (run daily at a minimum) federal laws may apply, such as HIPAA • and FERPA, depending on the type of • Regulatory proceedings: Coverage Check security settings compromised information. for civil regulatory actions, expenses • Use secure connections related to information requests, Union leaders and trustees should compensatory awards, and regulatory • Use Encryption penalties and fines to the extent also be concerned with damage to the • Setup a multi-factor authentication for organizations’ reputations. If a breach permitted by law participants to access records Photo Credit: Shutterstock occurs, the last thing they should have to worry about is finding partners to • Threats and extortions: Monies paid • Require participants to create strong passwords coordinate public relations efforts. Some by policyholder following threat and require they change it regularly WHEN IT COMES TO CYBERSECURITY, Consider these sobering statistics*: • Wire Transfer Email Fraud – an cyber insurance providers can handle MOST ORGANIZATIONS ARE • The number of data breaches increased administrative assistant responds to a the logistics of notification through • PCI fines: Fines and penalties from LIVING ON BORROWED TIME. at least 40 percent in 2016. A majority fake invoice that appears to come from TIPS FOR INDIVIDUAL USERS pre-negotiated partnerships with privacy non-compliance with Payment Card UNFORTUNATELY, THE PROSPECT OF of these breaches involved the exposure his superior at the union counsel and incident response vendors. Industry Data Security Standards • Don’t use public wi-fi services, work computers, A DATA BREACH IS NO LONGER IF IT of Social Security numbers. Should a breach occur, they’ll work on or public computers to check your accounts WILL HAPPEN, BUT WHEN AND HOW Trustees aren’t always protected, your behalf to handle public relations. MUCH DAMAGE WILL IT DO? • A third of these breaches were caused even when funds employ a top notch • Be cautious when using unfamiliar ATM This ensures you get the most protection by human error. For example, a third party administrator (“TPA”). Information on cyber machines and credit card scanners for your dollar and quick response time. Data breaches are incidents in which The Department of Labor’s Advisory insurance from Ullico Casualty union accidentally printed social • Use caution before clicking on links or opening sensitive, protected or confidential data security numbers in the address Council on Employee Welfare and Group Inc. is available at: Some cyber insurance policies also attachments has potentially been viewed, stolen or labels of marketing brochures sent Pension Benefit Plans says that TPAs include additional risk management ULLICO.COM/CASUALTY used by an individual unauthorized to to members. do “not have a comprehensive and • Do not reply to emails or inbound phone calls tools, including telephone hotlines to do so. This data includes: consistent regulatory framework to Brokers and representatives from unions, that ask for account or personal information report claims and credit monitoring guide their data security programs.” benefit funds, and joint apprenticeship services to help mitigate future liability • Monitor your account statement, checking Personal Identifiable Information (PII) In our industry, we have seen these Even with a framework in place, training committees may submit a short after a breach occurs. balances, transaction activity – every month! • Social Security Numbers recent claims: TPAs’ cyber policies oftentimes do form on the cyber page to obtain a no- • Dates of Birth Ransomware not extend to their clients’ exposures, • • – a hacker steals a union’s ARE YOU COVERED? cost indication for this valuable coverage. Create strong passwords, security questions and • Addresses IP address and demands payment for as trustees may think. We have even change your password frequently The right cyber insurance helps transfer • Bank Account Information retrieval seen administrator service agreements risk while complementing other liability • • Health Care Information that pass liability on to funds in these Justin Patten Don’t share passwords with anyone policies, but not all insurance contracts • Physical Theft – a robber steals a instances. At the end of the day, unions Director of Underwriting • are the same. An insurance broker can Check your credit report regularly Other information that can be breached: trustee’s laptop from his car while he’s and benefit funds want to protect their Ullico Casualty Group, LLC help determine your risk exposure and • Credit/Debit Card Numbers dining in a restaurant members and participants as completely what coverage you need. Common • Emails, Password, and User Names as possible. Justin Patten manages a book of Professional Liability coverages include: REFERENCES: • Phishing – after a fund administrator business and supervises a team of Underwriters. *ITRC http://www.idtheftcenter.org/2016databreaches.html More and more high-profile data clicks a link on a fraudulent email, By taking the right precautions, you He also works on coverage language and oversees • Privacy liability: Losses arising from implementations of system modifications. Previously, Advisory Council on Employee Welfare and Pension Benefit Plans, breaches are making the news, including a health & welfare fund experiences can manage risks and make sure you’re “Cyber Security Considerations for Benefit Plans.” https://www. failure to protect sensitive personal Patten worked for Strayer University as a Specialist stolen personal information from unauthorized access to its computer protected from liability when a breach dol.gov/sites/default/files/ebsa/about-ebsa/about-us/erisa- or health information in electronic or in the Student department. Patten pension funds and union members. system that results in the acquisition of occurs. advisory-council/2016-cybersecurity-considerations-for-benefit- hard copy format graduated from University of Maryland College Park plans.pdf personal health information belonging • Breach notifications: Data breach with a Bachelor of Arts in Economics. to participants and their dependents counsel and a network of experts

6 | ULLICO BULLETIN | SUMMER 2017 VOL. 5, ISSUE 2 | SUMMER 2017 | 7 Get to Know Ullico VOLUNTEER AND COMMUNITY OUTREACH

Ullico employees work every day on behalf of the labor movement. They’re eager to support and protect In July, three Ullico employees traveled to Lare, Kenya on a mission trip organized by the Mercy Center union members and their families. Our team is made of dedicated, hardworking individuals whose Foundation. Brian Doherty, regional sales manager, Brandon Hayden, group underwriter, and Ashley accomplishments shine inside and outside the office. Get to know some of the personalities behind Duhamell, executive assistant, Life & Health. They represented Ullico, which contributed pens, pencils the good work that goes on for you. and t-shirts to the town’s secondary school for underprivileged girls. During the 12-day trip, they helped with construction of a dormitory at the girls’ school. EDUCATION AND PROFESSIONAL DEVELOPMENT

Ronda Savory, cash management coordinator, took Olawale Akinkugbe, claims operations analyst, recently advantage of the company’s Tuition Assistance benefit and earned a Master of Business Administration (MBA) from recently earned her Bachelor of Science degree in finance the University of Maryland, University College (UMUC). from the University of Maryland, University College

EMPLOYEES RECOGNIZED FOR SERVICE ULLICO CONTINUES SUCCESSFUL TO ULLICO INTERNSHIP PROGRAM The following employees were recently recognized for their Through its internship program, Ullico helps college students Patrick McGlone, senior vice committed service to Ullico. gain valuable work experience. president, general counsel and chief compliance officer, was elected president of the District of Columbia Bar for the 2017-2018 term. Created in 1972 by the D.C. Court of Appeals, the Bar maintains the ethical standards for D.C. lawyers, supports its members in their practices, and Alieu Jallow, commercial lines manager, and Liz White, senior underwriter, completed coursework and exams for protects the public. Patrick has been a member of the Bar JJ Soler, director of program management (10 years); Anurag Sharma, manager Tashell Savory, University of Maryland, Baltimore County; Brianna Harris, Bowie insurance designations. They earned Chartered Property since 1988. of information systems (10 years); Karen Whitham, senior compliance analyst State University; Elizabeth Moran, Lancaster Bible College; Austin Tucker, University Casualty Underwriter (CPCU) and Registered Professional (15 years); Michelle Hintz, financial analyst (5 years); Ed Smith, president and of South Carolina; Dalric Fields, Georgetown University; Ed Smith, president and Liability Underwriter (RPLU) designations, respectfully. CEO of Ullico; Monica Allison, underwriting technical assistant (5 years); Alieu CEO of Ullico; Michael Deehan, George Washington University; Chinedu Nwabuisi, Jallow, manager, underwriting, UCG (10 years); Marc Zinsmeister, vice president of University of Maryland; Richard Oluwasanmi, University of Maryland; Marquis information technology (10 years); Cori Houlihan, manager of corporate marketing Givens, Prince Georges Community College. (Not Pictured: Michael Cavanaugh, and events (5 years); (Not Pictured: Michael Norkus, director of institutional Catholic University) sales (15 years); Jenny Lindsay, manager, L&H Product development (5 years); Venecia Snaith, senior underwriter, UCG (5 years); Luke Howe, managing director, institutional sales (5 years).

8 | ULLICO BULLETIN | SUMMER 2017 VOL. 5, ISSUE 2 | SUMMER 2017 | 9 Welcome to Our New Clients We are proud to welcome our newest clients We thank you sincerely for your business and who joined the Ullico Family of Companies. look forward to a prosperous partnership.

AFTRA Retirement Plan Graphic Communications Local 527-S Defined Contribution International Union of Operating Engineers Local Union 37 New England Teamsters & Trucking Industry Pension SMART General Committee No. 001-SM United Food and Commercial Workers International Union Retirement Plan Washington Wholesalers Health & Welfare Fund Airconditioning, Refrigeration and Mechanical Contractors Iron Workers Local 782 Joint Apprenticeship Northeast District Council of Operative Plasterers and SMART General Committee No. 002-SM Association of Southern California Cement Masons Utah Carpenters and Cement Masons Pension Plan and Trust Heavy and General Laborers Local 472 & Local 172 Welfare Iron Workers Local Union 568 Joint Apprenticeship Southeast Florida ILA-Employers Pension and Welfare Fund Akron Area Electrical Joint Apprenticeship & Training Trust Fund of NJ & Training Committee Village of Bartlett Police Pension Fund Northeastern New York District Council Pipefitters Specialties & Paper Products Local 527 Health & Welfare Alaska Plumbing and Pipefitting Industry Pension Plan IATSE Local 728 Ironworkers District Council of St. Louis and Vicinity Welfare Fund Fund Village of Broadview Firefighters Pension Fund Amalgamated Transit Union Local 1027 IBEW Local 241 Join Apprenticeship & Training Fund Ironworkers Regional Shop Local Union No. 851 Northwest Roofers & Employers Health & Security Trust Fund State Employees Retirement System of Illinois Village of Lisle Police Pension Fund Northwest Washington Electrical Industry Joint Amalgamated Transit Union Local 1742 IBEW Local 241 Pension Plan; IBEW Local 241 Annuity Plan Ithaca City School District Steelworkers Pension Trust WA-ID Construction Teamsters Employers Apprenticeship and Apprenticeship and Training Trust Training Trust Fund Amalgamated Transit Union Railroad Cooperation & IUOE Local 103 Apprenticeship & Training Program Suburban Teamsters of Northern Illinois Welfare Fund Education Trust IBEW Local 241 Welfare Benefits Plan Oklahoma Operating Engineers Warehouse Employees Local 730 Pension Trust Fund Joint Apprenticeship Training Committee of International Teamsters Local 371 Amalgamated Transit Union Railroad Maintenance and Union of Operating Engineers Local 478 Apprenticeship Oklahoma State Trowel Trades Apprenticeship Trust Fund Warehouse Employees Union Local 730 Health and Welfare IBEW Local 910 Health and Welfare Fund Teamsters Local 61 Industrial Health and Welfare Training & Skill Improvement Fund Trust Fund Oregon and Southern Idaho District Council of Laborers ILA Local 1303 Teamsters Local 727 Legal and Educational Assistance Fund Amalgamated Transit Union Railroad Training and Education Kern County Electrical Workers Health & Welfare Fund Warehouse Employees Union Local No. 730 & Contributing Oregon and Southern Idaho District Council of Laborers Fund ILA Local 1359 - 1860 Teamsters Local Union 186 Companies’ Prepaid Legal Service Fund Kern County Electrical Workers Journeyman & Apprentice Oswego Police Pension Fund American Federation Government Employees ILA Local 1475 Training Trust Teamsters Local Union 337 Washington State Plumbing and Pipefitting Industry Pension Ottawa Firefighters Pension Fund Plan* American Federation of Musicians of the and ILA Local 24 Kern County Electrical Workers Pension Fund Teamsters Local Union 480 Canada Iowa Laborers District Council Health and Welfare Trust Fund West Michigan Electrical Joint Apprenticeship and Training Labor Management Cooperation Trust of The Distribution ILA Local 3000 Teamsters Local Union 612 Committee American Federation of Teachers Contractors Association Plumbers & Steamfitters Local 247 Health and Welfare Fund ILA Local Union 1414 Teamsters Local Union 878 Western Alliance Trust Fund Architectural Iron Workers Local 63 Welfare Fund Laborers Local Union 57 Plumbers & Steamfitters Union Local 11 Indianapolis Electrical Joint Apprenticeship Training Teamsters Miscellaneous Security Fund Western States Boilermakers Industry Fund Automotive Industries Pension Plan* Committee Laborers Local Union 639 Plumbers Local 247 Teamsters, Chauffeurs, Warehousemen and Helpers Local Client list represents both new and renewal customers of Board of Education Employees’ Pension Fund of Essex County Laborers’ International Union of North America Local 1144 Plumbers Local Union No. 5 U.A. Inland Empire IBEW NECA Defined Contribution Trust Fund Union 631 Ullico Inc. and its family of companies for the period of March Boise Fire and Police Trust International Association of Fire Fighters (Master Policy) Laborers’ International Union of North America Local 231 Registered Nurses Professional Association The Cleveland Glass and Glazing Industry Defined 1, 2017 - July 31, 2017 Contribution Pension fund Bricklayers and Allied Craftworkers Local 13 Health and International Association of Machinists and Aerospace Local 1478-2 International Longshoremen Welfare Fund Rocky Mountain UFCW Unions & Employers Health * A client of Separate Account J is defined as a client Welfare Fund Workers District Lodge 1 Benefit Plan The NewsGuild-CWA Adjustable Pension Plan who has submitted signed paperwork and made a Local 32E Supplemental Pension and Retirement Fund deposit into the Account. Bricklayers Local Union No. 5 Pension Plan International Association of Sheet Metal Air Rail and Roofers and Waterproofers Local No. 44 Pension Fund** The Newspaper Guild International Pension Plan Local Union 513 Pension Fund** ** A client of Ullico Infrastructure Fund is defined as a Transportation Workers Local Union 137 Annuity Fund Central California IBEW-NECA Pension Trust Fund Machinery Movers, Riggers & Machinery Erectors Local 136 Roofers Local 195 Union Theatrical Wardrobe Union 769 client who has submitted signed paperwork and whose commitment has been formally accepted. Central California IBEW-NECA Profit Sharing Plan International Association of Sheet Metal Air Rail and H&W Fund Roofers Union Local 70 Apprentice Fund Tile Industry Health and Welfare Fund Transportation Workers Local Union 137 Insurance Fund Manteno Police Pension Central Florida Mechanical JATC Roofers Union Local 70 Insurance Trust Fund Tile Industry Retirement Saving Trust Fund International Association of the United States and Canada Chicago Journeymen Plumbers’ LU 130, UA Masonry Welfare Trust Cement Masons Local Union 526 Roofers Union Local 70 Pension Fund Trumbull Police Union Local 1745 City of New Haven Employees’ Retirement Fund Michigan Electrical Employees’ Pension Plan International Brotherhood of Electrical Workers Roofers Union Local 70 Vacation Benefit Trust Plan U.A. Local 159 Defined Benefit Plan** Colorado Sheet Metal Workers Local 9 Family Health Plan Michigan Workers Organizing Committee International Brotherhood of Electrical Workers Local 104 Salt Lake Valley Law Enforcement Association of the U.A. Plumbers Local Union No. 68 Group Protection Plan Colorado Sheet Metal Workers Local 9 Medicare Retiree Plan Midwest Operating Engineers Pension Trust Fund** International Union of Police Associations International Brotherhood of Electrical Workers Local 1393 UA Locals number 375 and 367 Supplemental Trust Connecticut Laborers Health Fund Motion Picture Laboratory Technicians and Film Editors Local San Diego County Teamsters Employers Insurance Trust UA Plumbers & Steamfitters Local 91 International Brotherhood of Electrical Workers Local Union 780 Pension Fund Country Club Hills Firefighters’ Pension Fund 193 San Joaquin and Calaveras Counties Electrical Training and UAW Local 3520 Motion Picture Laboratory Technicians and Film Editors Local Educational Trust and Joint Apprenticeship Committee District Council 91 of the International Union of Painters International Brotherhood of Electrical Workers Local Union 780 Welfare Fund UFCW - Northern California Employers Joint Pension Trust and Allied Trades, AFL-CIO Safety and Training Awards 595 San Joaquin Valley Electrical Construction Industry Labor Fund** Recognition Program Local 780 IATSE 401K Plan Management Cooperation Trust International Brotherhood of Electrical Workers Local Union UFCW Local 888 No 325 Motion Picture Studio Mechanics Local #476 Welfare Fund District Council of the Port of New York and New Jersey, ILA Sheet Metal Air Rail and Transportation Workers Local Union UFCW Retirement and Savings Plan AFL-CIO International Brotherhood of Teamsters Local 997 Motion Picture Studio Mechanics, IATSE Local 477 137 Apprentice Training Fund of Journeyman Local No. 83 East Peoria Police Officers Pension Fund International Longshoremen’s Association Local 1422A Moving & Storage Industry Promotion Fund Local 814 Sheet Metal Workers Local 22 Welfare Fund United Association of Journeymen and Apprentices of the Five Rivers Carpenters District Council Health and Welfare International Longshoremen’s Association Local 1526 and National Distribution Pipeline Industry Sheet Metal Workers Local 263 Health and Welfare Fund Plumbing and Pipe Fitting Industry of the United States and Broward County Longshoremen’s Association, Inc Fund National Electrical Benefit Fund Sheet Metal Workers Local 268 Welfare Plan Canada Local 230 International Union of Elevator Constructors Local 135 GCIU Employer Retirement Benefit Plan NECA-IBEW Pension Trust Fund** Sheet Metal Workers Local Union No 9 Pension Plan United Association of Journeymen and Apprentices of the Plumbing and Pipe Fitting Industry of the United States and Graphic Communications Conference International Union of Elevator Constructors Local Union 132 New Britain Police Union Local 1165 Shopmen’s Local Union No. 508 Health and Welfare Fund Canada Local Union 58

10 | ULLICO BULLETIN | SUMMER 2017 VOL. 5, ISSUE 2 | SUMMER 2017 | 11 indicias_7.pdf 1 10/26/11 1:54 PM

INSURANCE | INVESTMENTS 1625 Eye Street, NW Washington, DC 20006 C www.ullico.com M

Y

Change in Address? CM

Email: [email protected] MY

or Call: 202.354.8044 CY

CMY This issue’s photos were contributed by the International Brotherhood of Boilermakers, K UA Local 5 JATC and the Laborers’ International Union of North America. To share your photos, email [email protected].

Ullico Wishes You a Happy Labor Day!