The Newsletter of the Chevron UK Pensioners’ Association INISIGHT 1 Date of last supplementation IS S U E 3 3 For Chevron UK pensioners Autumn It was 2015 December 2013 INSIDE THIS ISSUE For Caltex UK Expatriate General p. 1 pensioners it was 1st September 2012 Chairman's letter p.2 & 3 Chevron Market p.4 Music quiz p. 5 Heads vou lose tails we win

Can you help? p. 6 Is it just me or does it seem that whether times are good or bad A Manx Adventure at Chevron the outcome for us is just the same? p 1- 9 Here we are fast approaching the second anniversary of our last 2015 AGM notice p.10 supplementation with no prospect of anything in th e ‘pipeline’ It seems a shame that we have to continue to moan, but we Minutes of 2014 AGM know that many competitor oil companies (who must also be p.11 suffering with a downturn in profits) have seen fit to offer their Company news p. 12 retirees an increase. Ed

MANCHESTER AGM

Please check the This year sees a change of venue for our AGM - we’re heading address label on north to Manchester. In fact to the Lancashire County Cricket the Club, Talbot Rd. Manchester M16 OPX. envelope for The AGM will take place after the Manchester retiree lunch on your current Thursday 5th November at 3.15pm. subscription status We are hopeful that Ashley Sanders Chevron HR will be able to 1) Standing Order join us and answer any questions you may have. 2) Subscription So please make the effort to come to Manchester and join us after the lunch. due MMMM/YYYY=date your annual subscription due. ‘The only end of writing is to enable the readers to better enjoy life, or better to endure it.’ 3) FYI Samuel Johnson 1 LETTER FROM THE CHAIRMAN - SUMMER 2015

Earlier this year, I was pleased to report that the east of Scotland was having very much better weather than the west! Since then, the weather has given us a hot thundery summer in the south, while the north has seen cold wet windy weather, with even severe gales at times! Sadly, with the schools going back this week, most people don’t feel they have had a summer at all! As everyone will undoubtedly be aware, the crisis with the oil price continues. While cost reductions and job losses across the industry remain the order of the day, there are now I solated signs of a slow recovery. Few people however would hazard a guess as to how long this recovery might take. As I anticipated in the last edition, we attended a meeting with Mr Ashley Sanders and Mr Alex Simmons of Chevron at Westferry Circus in London on 30 April. At that meeting, we raised a number of important issues including pensions supplementation as a definite priority. While inflation has been at a low ebb over the past months, there have recently been signs that the Bank of England will increase interest rates in the near future. Unfortunately low inflation rates have certainly not stopped some of the ancillary costs from rising along the way! At that meeting, we also touched on a number of other pertinent items including of course, the issue of pensions supplementation. However in comparing pensions increases from other companies, it is sometimes rather confusing to differentiate between annual GMP increases - that we all receive letters about every April - and genuine pensions supplementation. But nevertheless, we strongly made the point that it was now some 18 months since our last pensions increase. While we recognise that the Company has little option than use the CPI index as a pensions yardstick, this is in no way indicative of the situation now being faced by many pensioners. On the Temporary/Bridging Pension, Mr Sanders also advised that there will be no movement on this, with this ceasing at age 65, regardless of the starting age for the state pension. We also touched on the cessation of ‘contracting out’ of pensions for those who joined the Company prior to 2012. Ashley Sanders also advised that there are plans to publish a further Pensions Newsletter a little later in the year. We also discussed the current problems being experienced with access to the Chevron Market. While no solution appears to be forthcoming prior to tendering out the contract for this service in September 2015, any such problems will be handled by Alex Simmons of Chevron at Westferry Circus in London, on a one-by-one basis. We also raised the issue of Longstanding Small Pensions once again. There has been no change of policy on this from the Company. However, Mr Sanders advised that it may be possible to ‘cash-in’ these small pensions in the future. He will look into how many pensioners may be affected by this, while the Association agreed to advise pensioners of this possibility. Apparently the ‘cashing-in’ limit for small pensions has recently been increased from £2,000 to £10,000. We understand that anyone who may wish to take advantage of this option can request a quote from the Company, to ‘cash-in’ their small longstanding pension, but without any obligation to do so. Unfortunately however, we further understand that this option does not apply to the over-80’s. The Company will be sending out a letter to the relevant people on this

2 issue in the relatively near future. Mr Sanders did stress however, that anyone ‘cashing in’ their pension, must be aware that they are no longer then considered Chevron pensioners and would no longer be eligible as Welfare Plan members. As you will recall a few months ago, we all voted for new Member Nominated Trustees for the Pension Fund. To date, there have been no results announced - a very sad situation after several months - but we are given to understand that the incumbents, Messrs Jones, Magrill and Poulter, have been returned to office for a further term. Hopefully we will hear something official on this in due course! As I mentioned in my last Letter and as you will have seen from the previous issue of ‘Insight’, it was necessary to increase Association membership rates earlier this year. These have not been increased since 2003 and we simply need to create a little surplus to keep us afloat, as it were. As you may recall, these funds are used to allow committee members to attend two meetings a year, the Association AGM and meetings with the Company from time to time. It is also worth remembering that the Committee members generously give their time to the Association for nothing but expenses. As a consequence, we have had to increase the regular subscription from £7.00 to £10.00 a year and the subscription for the over-80’s from £2.00 to £5.00 per year. It is very easy to change a standing order and we would sincerely ask that you do this the next time you are passing your bank. This really is important, to allow the Association to continue to work for the benefit of all Chevron, Texaco, Unocal and Gulf pensioners. Thank you most sincerely for your continued support. This year, we have decided to hold our AGM in association with the Pensioners Lunch at Old Trafford, in Manchester. As some of you will be aware, our AGM has been held in Croydon for the past few years and we felt it was time to spread our wings a little further afield and meet some members from the North of England. This meeting will be held immediately following the Pensioners Lunch on 5 November. It is also hoped that a Q&A session with Mr Ashley Sanders of Chevron can be arranged in advance of the AGM. Our thanks to John Searle for arranging this. The committee has met in London twice in 2015, developing Association strategy for the forthcoming period. While we lost one Committee member, Ms Cecelia Irvine by resignation earlier in the year, we co-opted a new Committee member Mr Doug Reoch, formerly of Chevron, at our meeting in July. As a consequence, Doug will be standing for election at this year’s AGM. As always I would like to thank all the members of the Committee for their continued support, dedication and valuable work in furthering the interests of both the Association and all Chevron pensioners everywhere. Finally, please do not hesitate to get in touch with the Association if you feel we can help in any way! In the meantime, I will hope to see some members at the AGM after the Manchester lunch and please do remember that we are hoping to have Ashley Sanders attend for a pensions Q&A session as well. At this point, all that remains is for me to wish everyone all the very best for the remainder of the summer and on into the autumn. Let’s hope for another Indian Summer!

Alan Higgins

3 Chevron Market update

In previous editions of Insight I have highlighted problems that retirees may have when entering their details on the Registration page of Chevron Market. The good news is that the web site has recently been refreshed and now shows clear direction as to where to click for Help should your membership number (which you will see on your annual P60) not be accepted. Rest assured that if you submit an Enquiry, as advised, your registration will be processed shortly after. For those retirees who like me are more than happy to do some of their shopping on-line, Chevron Market www.chevronmarket.com provides some decent discounts on a whole range of goods and services. Many leading brands for all sorts of products can be found on the site. For instance if you are fortunate to have a Sainsbury store in your locality you would be able to get a 5% discount on all your groceries and if B&Q or Homebase are your favourite store then 10% discount is offered. Happy shopping Ted Williams

GULF REUNION The next get together will be the Devonshire Arms on Wednesday 7th October. Meet up at noon AND again at 5.30pm. Attendance at both sessions is not compulsory although Alan Barton and a few others will be at both! - (won’t get much sense out of that lot after 5.30 then!! -Ed)

BE CAREFUL WHAT YOU WISH FOR A couple had been married for forty years and were wondering what to do to celebrate the occasion, when suddenly a beautiful little fairy landed on the table in front of them and said that she had come to grant them both one wish. The wife said that she would love to go on a cruise to celebrate their anniversary. The fairy thought that was a wonderful idea and in a flash the wife had two tickets for a round the world cruise in her hand. The fairy then turned to the husband who said it was a difficult thing to say but what he would really like was a wife 30 years younger. The fairy thought for moment and said yes, she would grant him his wish, at which point she turned him into a 92 year old.

SOMETHING YOU SHOULD KNOW

The Financial Services Compensation Scheme (FSCS) is a scheme provided by the UK Government. It gives a level of cover for your money if anything happens to your bank, building society or credit union. Their deposit protection limit is changing from 1 January 2016. This change applies to all banks, building societies and credit unions in the UK. What's changing? For individuals: the level of cover is reducing from £85,000 to £75,000 per bank, building society or credit union For joint account holders: each account holder will have a level of cover up to £75,000

4 THINK YOU’RE A MUSIC FAN? FIND OUT HOW MUCH YOU REALLY KNOW ABOUT THE DECADE OF LOVE AND PEACE!

1 Which perma-tanned celeb sang 1 Pretend’ which reached number 1 in the UK charts 27th July 1968? 2 ‘Jumpin Jack Flash’ was a hit for The Rolling Stones in which year? 3 Louis Armstrong was nearly 70 when he had a UK number 1 hit, but with which song? 4 Which upbeat Cliff Richard song was written as a Eurovision Song Contest entry? 5 ‘Lady Madonna’ was a 1968 hit for who? 6 ‘The Mighty Quinn’ was a hit for who? 7 Which city did the Bee Gees famously sing about in 1967? 8 ‘Silence Is Golden’, for who? 9 Which Eurovision Song Contest winner scored more than twice as many points as the song which came in second place in 1967? 10 ‘Somethin’ Stupid’ gave a Christmas hit for Robbie Williams and Nicole Kidman in 2001, but which duo had a hit with it in 1967? 11 In which year did Engelbert Humperdinck sing ‘Please Release Me’? 12 ‘Eleanor Rigby’ was one half of a double A side for The Beatles in 1966. What other track featured? 13 Who was lead singer with The Troggs who later went on to write about crop circles and alien abductions? 14 What did Dusty Springfield say You Dont Have To do in 1966? 15 Which brothers sang The Sun Aint Gonna Shine Anymore’ which was a UK number 1 hit ? 16 Which comedian was responsible for the top selling record of 1965? 17 Sonny & Cher had a UK number 1 hit in which year with ‘I Got You Babe’? 18 Who was ‘King of the Road’? 19 Which 1965 classic was famously revived in the bar scene in Top Gun? 20 ‘Baby Love’ was a hit for which Motown girl group in 1964? Answers below

DON’T MISS OUT WITH NEW TAX ALLOWANCE SCHEME

In the last issue we mentioned that this scheme had been announced but no implementation date given. We can now tell you that it is up and running, so don’t miss out ‘Married couples and civil partners can register online for a new tax allowance but only households on low income stand to benefit. The marriage allowance permits a a spouse or civil partner who doesn’t pay income tax to transfer up to £1060 of their personal tax free allowance to their partner.’ Register at: gov.uk/marriageallowance or contact your local tax inspector.

Answers to Music quiz

1 . Des O Connor 2.1968 3. What a wonderful world 4. Congratulations 5. The Beatles 6. Manfred Mann 7. Massachusetts 8. The Tremeloes 9. Puppet on a string by Sandie Shaw 10. Nancy Sinatra and Frank Sinatra 11.1967 12. Yellow submarine 13. Reg Presley 14. Say you love me. 15. The Walker Brothers 16. Ken Dodd with Tears 17.1965 18.Roger Miller 19.You’ve lost that loving feeling by The Righteous Brothers 20.The Supremes

5 Can you please help?

Can you please help us to trace these people? We get a Standing Order payment from them but have no current address for them:

Mr Brian Barnett, Mr A. Ecdes, Brian Giddings, Mr Jack Caton, P Hadley, Mr Ken G Horne, Mr & Mrs R Jewers, Mrs Margaret Johnston, Mrs Eileen Knox, Mrs Irene Meare, Mrs MECS, Mrs B.R. Millar, Mr Charles H Simpson, WW Stiles, TM Thomas, Mr Colin W Thorpe, JL Williamson, Mr Reg. Wilson, Can you please help with more information? A. Lovell paid us for the first time on the 1st December 2014, we have no details about them. If you have any information please tell Dave Poulter, 98 Goshawk Drive, Chelmsford, Essex, CM2 8XP, Phone 01245601451, email [email protected].

Chevron Retiree Welfare Programme changes.

The Company have made changes to the welfare programme. They will no longer be sending out gifts to celebrate significant birthdays and wedding anniversaries. Also at Christmas time, sending vouchersor hampers to the over eighties has now ceased, but in it’s place those members mil receive an extra £45 in their December pension payment

Subscription Rate Changes.

In mid April we had to adjust the subscription rates to £10 for the under eighties and £5 for the eighties and over and surviving spouses (our first change since 2003) Please adjust your subscriptions as soon as possible. Thanks to those who have already made the adjustment. If paying by standing order please modify your order either on line or at your bank. We have changed the subscription status to include the date we receive your standing order. Please review your subscription status if our records are correct it reflects when your subscription is due or when you pay your standing order. In some cases we have added MULT to the end of the status indicating that we have received multiple payments from you this year. Please check you may have paid us twice. Where we can we increase the year your next subscription is due by an appropriate period. We note some people have 2 standing orders to us, therefore one needs to be cancelled. If you need assistance please don’t hesitate to contact Dave Poulter on 01245601451, or by email at [email protected] or write to 98 Goshawk Drive, CHELMSFORD, Essex, CM2 8XP.

A prospective husband in a book store asked “Do you have a book called, ‘Husband - the Master o f the House ’? Sales G irl: “Sir, Fiction and Comics are on the 1st floor!".

6 A MANX ADVENTURE

I had never been to the before - definitely a grave omission for a transport buff such as myself! Having now been, I can really recommend it as a short ‘foreign’ break, not too far from home! Arriving in a very foggy and damp Ronaldsway, not only did we catch a bus to Douglas, but virtually to the door of our B&B, right on the promenade - and all for the princely sum of £2.70 each! Being also interested in buses, the Isle of Man appeared to have a very modern fleet of Mercedes/Citaro buses that covered the island, with a few Wright double-deckers in evidence too! The following morning, still drizzly and dull, we made our way to the Tourist Office and purchased a 3- day ‘Go Explore’ ticket, which basically gave us the freedom of all the public transport on the island - and there is plenty of this! We wasted no time in walking up to the Steam railway station and catching a train for Port Erin, in the extreme south of the island. Even the station in Douglas shows signs of a magnificent past, with a huge ornamental gateway from the days when trains covered the island from Ramsey in the north, to Port Erin in the south and Peel in the west. Built to a gauge of three feet, sadly today, only the line to Port Erin survives! The station buffet at Douglas is also worth a mention, as this is the only place where I have seen cooked breakfasts actually served on a firemen’s shovel! After a stiff climb up out of Douglas, with the elderly locomotive (No.12 - HUTCHINSON, built by Beyer Peacock of Manchester and dating from 1908) working pretty hard, the train of four equally elderly but comfortably-upholstered carriages meandered on south, the only complaint being that a lot of high vegetation prevented us seeing quite a lot of the scenery. However we passed through a number of small but immaculately kept wayside stations and saw a lot of extremely expensive looking property along the way, not to mention the sun coming out to really brighten the day. The train passed through some lovely little villages with ‘island-sounding’ names - Castletown and Port St Mary - until we finally arrived in Port Erin, just an hour out from Douglas. The station in Port Erin was right in the middle of town and again, had a very grand station building, along with another excellent buffet and also adjoining the station, a railway museum - well worth a visit too! The main street led quickly down to the cliffs above the seashore, with great views of the lower town, the harbour and the sea. There was even a tame crow to keep the visitors amused, sitting amidst an ornamental rock garden, as well as eating any offerings of course! But for lunch the station buffet beckoned and suffice to say that there was a huge choice of hot, cold and ‘just about everything else’ meals! Having watched the locomotive being coaled and watered, we re-boarded the train for the return journey, but then decided to spend the afternoon exploring Castletown. A few minutes walk brought us to the river, the lovely little harbour and the most impressive , right in the middle of the town. There was a memorial in the centre of the town to a former Governor of the early 1800’s, Cornelius Smelt - and also a small notice advising that in 1617, Margaret Ineqane and her son had been accused of witchcraft and subsequently burnt at the stake close by. The memorial was surrounded by some very old buildings on narrow little streets beneath the castle, whilst nearby was the House of Keys, the ancient seat of the - the government of the Isle of Man. In addition to all this history, another definite highlight of the afternoon was an ice cream, enjoyed sitting on a bench in the sunshine! The good weather followed us back to Douglas later in the day, behind another elderly locomotive (No.13 KISSACK also built by Beyer Peacock in 1910) and that set the tone for the rest of the weekend! The next morning was wall-to-wall sunshine and we began our day with a ride on the horse-drawn tram along the near 2-mile length of the Douglas promenade. With two trams in action at the same time on the double track, this morning our horse was called Charles, while Keith hauled the tram we passed going in the opposite direction! At Derby Castle at the northern end, we changed onto the Manx Electric Railway and began our 30-minute journey to Laxey. Completed in 1893 and operated by electric tramcars frequently towing open-sided ‘toastrack’ trailers, this railway ran some 17 miles north to Ramsey, following the contours and the geography of the spectacular coast. But today, we were getting off at the pretty little woodland station at Laxey, where we transferred to the metre gauge Snaefell ......

7 Mountain Tramway. Crossing the main road and mountain section of the TT circuit at the Bungalow station, it took the single electric tramcar just 30 minutes to reach the summit of Snaefell, at 2036 feet above sea level. With the sun shining and a fairly clear day, not only could we see most of the Isle of Man, but also Scotland, only 31 miles away to the north, Northern Ireland some 60 miles away to the west and England not so far away to the east. Just incredible views! But there was a stiff breeze and after a little while, coffee and cake in the Summit Cafe seemed like a good idea! Back down in Laxey, we found the Village Summer Fair in full swing beside the Lady Evelyn Wheel, in the glen leading down to the sea. There were school choirs singing, small children in fancy dress, swings, roundabouts and generally all the fun of the fair! Not only must the whole of Laxey been there, but I suggest half of Douglas as well! But probably of more interest to me, were two small replica steam locomotives ‘Ant’ and ‘Bee’, that were running a short return train service on all that remained of the Laxey mine, completely above surface, apart from a tunnel under the main road! This was the Great Laxey Mine Railway, which for just £1.00 took passengers (almost) to the Laxey Wheel - the largest working water wheel in the world. Also known as the ‘Lady Isabella’ after the wife of a former Governor Charles Hope, the Laxey Wheel was built in 1854, to pump water out of the nearby mines. It was simply spectacular, a huge wheel driving a long wooden shaft that powered the pumps deep underground. At first it was quite a puzzle to figure out how the wheel was being driven but eventually it all became clear and you really had to admire the Victorian engineering design that achieved so much, using just the very obvious elements to hand! As the day drew to a close, there were just so many people waiting for the electric trams back to Douglas, that we resorted to another large Mercedes bus to get us home again! Our third day dawned just as sunny and we had decided on a semi-grand tour to complete our visit to the island. So as yesterday, we started with a ride on the horse-drawn tram to Derby Castle. This time we were being hauled by horse called Steve (each horse had it’s name on a board hung around its neck!) and not long before we reached our destination, we pulled up at the stables beside the tracks and a quick change of ‘horse’ power brought us Charles to complete our journey. As my wife Nan will tell you, any form of transport, timetables, schedules and how it all works will be of never-ending interest for me! Who ever heard of a railway timetable as bedtime reading? Right first time - and why ever not? If it is good enough for Michael Portillo, then it is good enough for me! At the end of the horse tram route, a swift change onto the Manx Electric and we were off again, this time for Ramsey, 75 minutes away. Only one brief rain shower all day, the rest of the time, the sun shone and and it was lovely and warm, even beside the sea! The Manx Electric follows a very hilly route with great views of the cliffs, the sea and the mountains - even Snaefell at one point! It is rather disappointing that such a scenic ride comes to an end in what almost looks like someone’s back yard in Ramsey, but nearby there is a nice little station building, clean toilets (always important!) and lots of hanging baskets overflowing with flowers in full bloom - so all is not lost! But before we left the station, we watched the two train staff turn the tram around for the return journey to Douglas. While the tramcar could operate in either direction, the ‘toastrack’ trailer had to be at the rear - so quite a complicated manoeuvre to achieve this, with the tram running round the trailer, which in turn had run down beyond a loop purely by gravity - being very carefully controlled on the brakes by the guard! It would appear that nowhere in Ramsey is that far from anywhere else, as all the signposts for the town were marked in ‘minutes walk’! So we went for a walk around and found the long sandy beach, where some of the locals were preparing for a motor cycle event with the help of a JCB, the harbour where a small Dutch coaster was being unloaded and where two local churches were coming out, with lots of people dressed all in their Sunday best! Lunch followed in a small cafe on the harbour watching all the activity, before we made our way back up through town, this time to the bus station. It took just 40 minutes on yet another Mercedes/Citaro bus, on a beautiful sunny afternoon, passing along leafy lanes and through small villages, loosely following the railway route of a long distant past, to reach the west coast town of Peel, sadly now no longer connected to the island railway network! 8 Laxey wheel - “Lady Isabella” at 72 feet 6 inches (22.1m) and 6 feet in width it is the worlds largest surviving water wheel of it’s type.

With a huge ruined castle at one end of the long sandy bay and like Douglas, lined with buildings having a certain Victorian elegance, Peel was enjoying a really busy Sunday afternoon! There were senior citizens on an outing, all eating ice cream on the promenade, (we found a convenient bench and did the same!), there were small children all digging furiously in the sand, there were even some in the water, there were dogs on leads, there were dogs not on leads - and everyone generally having a good time! What a difference a nice day makes! Another little gem was a small plaque on a wall close by the river bridge at the entrance to the inner harbour, commemorating the part played by a Peel boat - the Wanderer (PL11) - that was fishing off the coast of Ireland when the Lusitania was torpedoed and sunk on Friday, 7 May 1915! Even more remarkable was that Wanderer was a sail-powered fishing boat and that day was a flat calm, yet she still managed to rescue 160+ people from lifeboats and took two more lifeboats in tow for two hours, before any other rescue vessels arrived on the scene. Real drama on the high seas, never mind the political implications of this infamous disaster! We enjoyed a walk round to the harbour, the fishing boat pier, the lifeboat station right beneath the castle and the sea wall, before deciding to withdraw when two people with a particularly noisy jetski arrived, really shattering the peace of a lovely Sunday afternoon! We finally settled for a cup of tea in a very pleasant small cafe not too far from the bus stop, that also had the most marvellous lemon drizzle cake! But then right on time, came the now inevitable Mercedes/Citaro and it took just forty minutes back to Douglas, passing through all the small villages listed in my historical IOM Railway timetable of yesteryear! A really great day out - and there is no doubt that over the three days of our visit, we really did have our money’s worth out of our ‘Go Explore’ ticket! For some strange reason, our flight home to Aberdeen was by way of Birmingham rather than Manchester, but this journey began on another bright sunny morning on the promenade in Douglas, when the 0720 bus for Port Erin picked us up right outside our B&B and in 35 minutes, took us right to the airport at Ronaldsway! Everything ran to time and later in the day we arrived home again after a simply splendid few days away! We Would go back to the IOM anytime - believe me, if you have never been, then it really is worth a visit! 9 Notice of the Annual General Meeting of the Chevron UK Pensioners’ Association

TO BE HELD AT THE LANCASHIRE CRICKET CLUB TALBOT ROAD, MANCHESTER, M l6 OPX THURSDAY 5™ NOVEMBER 2015 AT 1515 HOURS.

AGENDA

1. Apologies for absence. 2. Minutes of Annual General Meeting held on 25th September 2014. 3. Chairman's Review of 2014/2015 activities. 4. Review of Accounts and Treasurer's Report. 5. Election of new committee members In accordance with the rules of the Constitution Richard Marland is standing for re-election.

Members are invited to propose candidates for election to the Committee by completing the Nomination Form below and returning it to the Secretary no later than 30th September 2015.

6. Any other business.

Committee Nomination Form

Name (block capitals)...... Address...... Is nominated to serve as a Committee member of the Association Proposer (block capitals)...... Signed...... Seconder (block capitals)...... Signed...... I agree to serve on the Committee if elected Signed (Nominee)...... After completion please send this form to the Secretary , 10 CHEVRON UK PENSIONERS’ ASSOCIATION MINUTES OF THE ANNUAL GENERAL MEETING HELD ON THURSDAY 25th SEPTEMBER 2014 AT THE CROYDON PARK HOTEL The meeting opened at 15:15 hrs, there were 15 members present APOLOGIES FOR ABSENCE were received from 7 members. MINUTES OF THE ANNUAL GENERAL MEETING HELD ON 26th September 2013 were approved and signed by the Chairman as a true record of that meeting. CHAIRMAN’S ADDRESS The chairman reminded those present that the Association is completely separate from the Company. It is independent to enable it to approach the Company in whichever way is appropriate. The purpose is strictly for the improvement of the financial benefits, situation and other relevant issues for Chevron UK pensioners. The Association actually complements the Company's Welfare Programme. The chairman reviewed contact with the company over the past twelve months through meetings and letters on a wide range of pensioner issues. He considered the supplementation increases in recent years. The latest was December 2013, which when expressed on an annualised basis fell at the lower end of comparator increases. Finally the chairman reviewed the background and work of the committee and thanked them for their continued support. REVIEW OF ACCOUNTS AND TREASURER’S REPORT The Treasurer reported income, for the year to date of £4,828 and expenditure of £4,671 resulting in an expected deficit for the year of about £1,600. Bank balance to date is £5,782. The overall financial position is as planned but we have yet to receive the costs of printing the latest issue of Insight and the Survey. We now will have to consider increasing subscription charges for the first time since Autumn 2003. A suggestion to change the cost bands was raised by a member. Expenses are up particularly for travel and printing. Membership is currently 1,007, but we have about 150 unpaid. A member volunteered to help chase up members. ELECTION OF NEW COMMITTEE In accordance with the rules of the Constitution Alan Higgins, Ted Williams are standing for re-election. All were approved unanimously. Neil Jones a co­ opted committee member was also approved unanimously to the committee. ANY OTHER BUSINESS A number of pension questions were raised by members and answered by CUKPA committee members. There was no other business. The Chairman thanked all those attending the AGM. The meeting closed at 16:00 hours. 11 Chevron UK Pensioners’ COMPANY NEWS Association Contact the Treasurer August 18,2015 - Chevron recently achieved a C/o 98 Goshawk Drive technological feat in the depths of one of the world's largest CHELMSFORD underwater canyons. With vital right-of-way permits approved by the governments of the Democratic Republic of Essex CM2 8XP the Congo and Angola, Chevron has completed the Phone: 01245-601451 drilling of a well intersection conduit beneath the Congo River submarine canyon, part of the Congo River Canyon Fighting for you Crossing pipeline project. Helping You Informing You August 7,2015 - Technology is not only one of Chevron's major business strategies, but a key driver in tapping oil and Your Committee gas in reservoirs once thought unreachable. And in the Chairman : Alan Higgins darkness of the deep water in the U.S. Gulf of Mexico, the ([email protected]) Jack/St. Malo project is a shining example of Chevron's Vice Chairman: technological performance, innovation and leadership. John Charnock [email protected] August 11,2015 - With the completion of Chevron's new Secretary: Dave Low base oil plant in August 2014 at the Pascagoula (Miss.) ([email protected]) refinery, the company consolidated its position as the world's Treasurer: Dave Poulter leading producer of premium base oils, the main component ([email protected]) used to manufacture high performance lubricants. The new Insight Editor: Pascagoula base oil plant (PBOP) joined Chevron's existing Dick Marland facilities in Richmond, California, and a joint venture partner ([email protected]) plant in Yeosu, South Korea, bringing Chevron's worldwide total to nearly 60,000 barrels per day. Trevor Jones John O’Donnell Chevron Share price at 21st August = $ 75.76 Neil Jones Ted Williams Your Pension Website Editor: Don’t forget any pension queries, address changes or Dave Poulter bank changes, should be advised to The Chevron UK Pension Team, Aon Hewitt Scanning Division P.O. Box 196 Don’t forget to visit Huddersfield HD81 EG - Freephone 0800 585824 or from outside the Association Web site the UK - 044 1442 205236 or Email: chevron. pensions@aonconsulting.. co.uk www.cukpa.orq.uk You can also check your pension details or access a pension Insight is edited and payslip via www.chevronukpension.co.uk and then logging on Published by to your account. Dick Marland 01889 583682

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