Area Development Schemes Barpeta District
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Area Development Schemes Barpeta District राष्ट्रीय कृ षि और ग्रामीण षिकास बℂक असम क्षेत्रीय कायाालय, गुिाहाटी National Bank for Agriculture and Rural Development Assam Regional Office G. S. Road, Dispur, Guwahati - 781 006 Tel: 2313235, 2313241, Fax: 0361- 2235657 Area Development Scheme - Assam मु奍य महाप्रबंधक के कलम से ... अभी भी असम मᴂ कृ षि प्रथाएँ प्रमुखतः एकल फसल पर आधाररत है। जहाँ, इस पारंपररक मनस्थथतत को बदलने के ललए, अन्य क्षेत्रⴂ मᴂ ध्यान केस्न्ित करने जैसे अनेक उपाय ककए जा रहेहℂ, वहाँ पर डेयरी, सूअर पालन, बकरी पालन, मत्सथय पालन जैसे संबद्ध गततषवधधयⴂ ने ग्रामीण असम के सांथकृ ततक, सामास्जक एवं आधथकि बनावट मᴂ महत्सवपूणि भूलमका तनभाई है। नाबाड ि ने इन अनुिंगी गततषवधधयⴂ की महत्सव को समझत े हुए, षवशेिकर तनरंतर लाभप्रद आय प्रदान करने मᴂ, असम के सभी स्जलⴂ मᴂ क्षेत्र षवकास योजनाओं के तनमािण की सुषवधा के ललए पहल की है। इन योजनाओं के बारे मᴂ सभी हहतधारकⴂ यानी संबस्न्धत षवभागⴂ, बℂकरⴂ और गैर सरकारी संगठनⴂ के साथ लमलकर इस हदशा मᴂ संक쥍पना ककया गया एवं षवचार-षवमशि के बाद आम सहमतत से इन्हᴂ अंततम 셂प हदया गया है। षवलशष्ट पररयोजना क्षेत्रⴂ मᴂ शाखाओं की पहचान की गई है तथा अगले पाँच विⴂ अथाित 2018-19 से 2022-23 तक षवषवध क्षेत्रⴂ के तहत बकℂ कं ग योजनाएँ तैयार की गई हℂ। सही हदशा मᴂ उठाए गए छोटे छोटे कदमⴂ को जब एकजुट कर ललया जाता है तो इससे बहुत बड़ा फकि हदखाई देता है। बकℂ कं ग योजनाओं के बारे मᴂ बतात े हुए मुझ े असीम खूशी महसूस हो रही है स्जसमᴂ असम के डये री, सूअर पालन, बकरी पालन, मत्सथय पालन और बुनाई क्षेत्र को सुषवधाजनक बनाने के ललए बकℂ रⴂ 饍वारा लगभग 셁.802 करोड़ की बड़ी रालश की पररक쥍पना की गई है। ककसानⴂ तक आधार थतरीय ऋण प्रवाह की वषृ द्ध करने मᴂ ये बकℂ कं ग योजनाएँ लंबे समय तक सहायक हⴂगी तथा “2022 तक ककसानⴂ की आय को दोगुना करना” अधधदेश की उपलस्धध की ओरइसका प्रबल योगदान भी रहेगा। ऋणⴂ के संबंध मᴂ हो रहे गैर-तनष्पाहदत आस्थतया(एनपीए) को लेकरबℂकरⴂ की वाथतषवक शंका को नाबाडि समझता है। इस जोखखम को कम करने के ललए, नाबाड ि ने अनेक स्जलⴂ मᴂ संयु啍त देयता समूह कायिक्रम के साथ क्षेत्र षवकास योजना को लमला हदया है। क्षेत्र षवकास योजनाओं के तहत गैर सरकारी संगठनⴂ के माध्यम से पोषित संयु啍त देयता समूह लाभाथी हⴂगे, जहाँ गैर सरकारी संगठन ऋण संषवभाग की गुणवत्सता बनाये रखने मᴂ सहायता करᴂगे और उधचत अदायगी नीतत को सुषवधाजनक बनाएँगे। मुझ े पूरा षवश्वास है कक नाबाड ि की इस पहल का पररणाम बहुत ज쥍द ही 2018-19 मᴂ शु셂 होने जा रहे बकℂ कं ग योजनाओं मᴂ हदखाई देगा। इसी सकारात्समक सोच के साथ म ℂ पूरे हदल से सभी हहतधारकⴂ को इस महान उ饍यम मᴂ सहभागी बनने के ललए आमंत्रत्रत करती हूँ। [राजश्री के ब셁आ] मु奍य महाप्रबंधक नाबाडि, असम क्षेत्रीय कायािलय, गुवाहाटी Area Development Scheme - Assam From Chief General Manager’s Desk Agriculture in Assam is still predominantly practiced in the mono-cropping mode. Although many inroads have been made in focused areas to break this traditional mindset, allied activities such as dairy, piggery, goatery and fishery, have played an important role in the cultural, social and economic fabric of rural Assam. NABARD recognizing the importance of these allied activities, especially given the steady profitable income, has taken the initiative to facilitate formulation of Area Development Schemes in all the districts of Assam, from 2018-19 to 2022-23, under various sectors. Small steps in the right direction make a big difference when aggregated. It gives me immense pleasure to share the Banking Plans wherein a whopping `802 crore has been envisaged by the bankers to facilitate the Dairy, Piggery, Goatery, Fishery and Weaving sectors in Assam. These Banking Plans would go a long way in increasing the Ground Level Credit to farmers and contribute immensely towards the achievement of “Doubling of Farmers’ Income by 2022” mandate. NABARD understands the genuine apprehension of the bankers regarding loans going NPA. To mitigate this risk, NABARD has converged the Area Development Scheme with its Joint Liability Group programme in many districts. Joint Liability Groups nurtured through NGOs would be the beneficiaries under the Area Development Schemes, wherein the NGOs would help in maintaining the quality of the loan portfolio and facilitate good repayment ethics. I am confident this initiative of NABARD will culminate into the Banking Plans being launched soon in 2018-19. On this positive note, I welcome all the stakeholders to wholeheartedly participate in this noble venture. [Rajashree K Baruah] Chief General Manager NABARD, Assam Regional Office Guwahati GOAT FARMING Area Development Scheme - Goat Farming Barpeta District Area Development Scheme on Goat Farming 1. Introduction Goat rearing plays an important role in the national economy. It provides gainful employment and income to the weaker sections, especially, the rural poor. Goat is probably the only animal which is bred for multiple objectives, viz., meat, skin, milk, manure and hair. Due to versatile characteristics and utilization, goat is often called ‘poor man’s cow’ in India. Goat meat is usually low in fat and commonly called chevon. Goat meat is preferred mutton in India. Being the principal meat producing animal in India, goat meat is commonly preferred to other meats with better prices irrespective of caste and religion. There is good demand for mutton and the agro-climatic condition is also suitable for goat rearing. 06 Area Development Schemes have been prepared by NABARD in six districts viz., Baksa, Barpeta, Chirang, Darrang, Nalbari and Tinsukia to increase the flow of credit and to accelerate the pace of capital formation in agriculture, especially, under Animal Husbandry sector and also to ensure farmers to take up income generating activities on a sustainable basis. The schemes will be implemented under the guidance of respective District Administrations, in association with DRDA, ASRLM, Animal Husbandry & Veterinary Department, RSETI, Krishi Vigyan Kendra, NGOs and the branches of associated banks in each district. 2. Forward & Backward Linkages The population of Goat in the state is 62 lakh as per 19th Livestock Census, 2012. The Department of Veterinary & Animal Husbandry is providing health cover, Artificial Insemination (AI) facilities and extension services. There are 458 hospitals/dispensaries, 684 Disease Diagnostic Centres, 31 Artificial Insemination Centres/First Aid Centres. Good quality milch animals and in particular Cross Bred (CB) Cows are not available in adequate numbers in the state. Artificial Insemination (AI) facilities are available in the veterinary dispensaries. Field Management Committees/SHGs are involved in creating awareness about AI and disadvantage of natural service with Ram/Buck, health care, scientific calf rearing system, feeding management, role of castration, promotion of stall feeding and fodder cultivation etc. Although green fodder is available locally, concentrate feed is in short supply. Reliable data on availability of green fodder, dry fodder and concentrate feed are not available. Under ARIASP/ AACP, fodder nurseries have been developed in different parts of the state, the quantity of fodder produced is far below the green fodder & dry fodder required for milch 1 Area Development Scheme - Goat Farming Barpeta District animals in the district. Rice husk etc., are used by the farmers as fodder. As per GOI norms, 1 veterinary dispensary is required for 5000 adult units and 1 AI centre for 1000 breedable animals. 3. Selection of Area Taking into consideration the availability of veterinary health care, reasonable grazing land, fodder availability, marketing facilities and suitability for rearing of goat etc., select blocks of 6 districts viz., Baksa, Barpeta, Chirang, Darrang, Nalbari and Tinsukia have been identified for the purpose of implementation. 4. Selection of Beneficiaries The scheme is aimed to ensure credit from banking system for the individuals/Self Help Groups [SHG] and Joint Liability Group members. In case of SHGs, the SHGs may be selected based on their grading and past activities. It is proposed to allocate the female animals to the interested members of the group proportionately, who desire to avail loan facility for undertaking income generating activities. The male animals are proposed to be treated as the property of the SHG and members availing loan facility out of the scheme may use the same free of cost, for breeding purpose of the animals. 5. Capacity Building of Beneficiaries Traditionally goat is reared in most of the rural areas using traditional methods. Since Black Bengal and Assam Hill Goat are proposed under the scheme, it is necessary to rear it scientifically for better results. The beneficiaries are required to be given adequate training on scientific rearing and feeding of the animals. Accordingly, adequate training programmes for the group leaders of the SHGs may be arranged through RSETI/KVK/NGOs etc. Financial support for such training programmes may be provided by NABARD/ASRLM and other agencies on need basis. The trainers are expected to guide the SHG members for proper rearing of the goat 2 Area Development Scheme - Goat Farming Barpeta District 6.