SMALL AND MEDIUM-SIZED ENTERPRISE (SME) INSURANCE

MULTI BIZ PROTECTOR Protecting Your Business Against All Possible Risks MULTI BIZ PROTECTOR

Multi Biz Protector is especially designed for owners of small and medium-sized businesses (SME). This is a comprehensive insurance plan that protects your business against all possible risks. Owning one will give you total peace of mind while you focus fully on expanding your business knowing that all your hard work is very well protected.

WHY MULTI BIZ PROTECTOR

Comprehensive – Most of the risk exposures are covered in this ‘one-stop’ package. There is no need to worry about what you may have missed out. Convenient – Main classes of insurance are packaged into one product. One product, one expiry date, one insurer, making it easy to manage. Competitive – Especially for our customers, this package is priced very competitively at prices not available if purchased separately. TABLE OF BENEFITS Section Insurance Coverage Sum Insured / Limits of Liability (RM) I FIRE MATERIAL DAMAGE √ Determined by Insured Damage to the Insured property by fire, lightning and allied perils √ Detariff rating and √ Minimum premium RM75 applies FIRE CONSEQUENTIAL LOSS Optional Covers against loss of gross profits / gross revenue / wages or the increased cost of working if your business is interrupted.

II Optional ALL RISKS Accidental damage to or loss of office equipment, computers and furniture and fittings excluding stock and √ Determined by Insured merchandise (Full theft cover within the premises provided up to RM50,000 or the sum insured of this section √ Portable equipment (excluding mobile phones) cover limited to RM1,000 outside insured premises whichever is lower)

III Comprehensive Coverage Plan A Plan B Plan C Flexi Plan BURGLARY * Loss of property by theft or break-in 25,000 or total sum insured of 50,000 or total sum insured of 100,000 or total sum insured of √ Determined by Insured Section I whichever is lower Section I whichever is lower Section I whichever is lower √ Minimum premium RM100 applies * Damage to locked safe or strong room as a result of theft or break-in 2,000 2,500 7,500 * Damage to premises during theft or break-in 1,000 1,000 2,000 Excess: 5% of loss or RM500 whichever is higher on each and every loss for premises without burglar alarm MONEY * Money in transit 5,000 10,000 15,000 * Money in premises during business hours 5,000 10,000 15,000 * Money in locked safe or strong room after business hours 2,500 15,000 25,000 * Money in locked drawer or cabinet after business hours 1,000 1,000 2,000 * Personal Accident cover (Permanent Disablement and Death only) for 2 Employees 10,000 per person 10,000 per person 10,000 per person FIDELITY GUARANTEE Covers direct pecuniary loss as you shall sustain by any act of fraud or dishonesty committed by any of your insured 2,500 5,000 7,500 employee in connection with his/her employment and duties PLATE GLASS Covers all plate glass including glass showcase against accidental breakage 2,500 5,000 10,000 PUBLIC LIABILITY Covers the Insured against liability at law for damages and claimant's cost and expenses in respect of bodily injury and 250,000 any one accident 500,000 any one accident 1,000,000 any one accident property damage to third party caused by an accident in the Insured's premises 1.0 million any one period 1.0 million any one period 1.0 million any one period

EMPLOYER'S LIABILITY Covers against the Insured's liability at law to their employees for bodily injury (including disease) sustained in the course 250,000 any one accident 1,000,000 any one accident 1,000,000 any one accident of their employment by the Insured Unlimited any one period Unlimited any one period Unlimited any one period

Section lll : Annual Premium Before 6% Service Tax RM410 RM528 RM888 RM ______

IV Optional GROUP PERSONAL ACCIDENT Covers against the risks of bodily injuries caused solely and directly by accidental violent external and visible means 10,000 per person resulting in death or permanent disablement of the Insured person. Maximum up to 10 unnamed Insured employees.

Section lV : Annual Premium Before 6% Service Tax RM50 RM ______

Free SPECIAL FEATURES / EXTENSION Cover √ Innkeeper’s Liability (applicable to budget hotels, homestay, boarding house and rest house operator) 1,000 √ Signboard / Neon sign damage due to fire and windstorm 1,000 √ Food and drink poisoning (applicable to food and beverage operator) Up to “Section III - Public liability” limits of liability

Note : a) Section III must be accompanied by either Section I or II or both. b) Stamp duty of RM10 is chargeable to Policy. UNIQUE FEATURES OF MULTI BIZ PROTECTOR WHO SHOULD BUY

• Full Theft cover for losses within the premises up to This package is designed especially for the following PIAM RM50,000 or total sum insured, whichever is lower under code / Trade and Business:- Section II • Cover for Portable Equipment up to RM1,000 outside 1102 - General merchandise shops unless excluded your premises 1106 - Mini market, supermarket, grocery stores (excluding 24-hour stores) • Personal accident cover of RM10,000 per person for two (2) of your employees while carrying money to or from 1112 - Laundries, launderettes and dry cleaners bank 1116 - Hair dressing salon, beauty salon, manicures and • Free cover up to RM1,000 each on: pedicures 1202 - Budget hotels, homestay, boarding house and rest o Innkeeper’s liability (applicable to budget hotels, house homestay, boarding house and rest house operator) 1204 - Office, small office home office (SOHO) o Signboard / neon sign damage due to fire and windstorm. 1208 - Private tuition, learning centre, dancing school, kindergarten, kindercare, daycare centre • Flexible – You have the choice to opt for the coverage which best suits your business requirements: four (4) 1212 - Nursing homes, orphanages, welfare homes choices of plans under Section III 1214 - Doctors’ and dentists’ clinics and consulting rooms 1216 - Religious institutions 2902 - Coffee shop, restaurant, cafés, cafeteria, bistros, canteen 1512 - Bakery and confectionery shops excluding large scale manufacturers

Note: This brochure is not a contract document. For details of terms and conditions, please refer to the Policy. MPI Generali Insurans Berhad 197301001061 (14730-X)

Head Office : 8th Floor, Menara Multi-Purpose, , 8, Jalan Munshi Abdullah, 50100 . P.O. Box 10122, 50704 Kuala Lumpur, . P +603 2034 9888 F +603 2694 5758, +603 2694 5759 mpigenerali.com Branches Alor Setar : P +604 735 7007 F +604 735 7000 Kota Bharu : P +609 748 7697, +609 748 7779 F +609 748 1597 Petaling Jaya : P +603 7875 2328 F +603 7875 2321 Batu Pahat : P +607 439 5717 F +607 439 5727 Kota Kinabalu : P +6088 719 720, +6088 726 022 F +6088 711 821 Sandakan : P +6089 212 233 F +6089 222 173 Ipoh : P +605 241 0396, +605 241 0988 F +605 241 6307 Kuantan : P +609 513 5288 F +609 513 3993 Seremban : P +606 761 8818, +606 761 7818 F +606 763 0818 Bahru : P +607 268 7600 F +607 268 7666, +607 268 7668 Kuching : P +6082 248 833, +6082 248 933 F +6082 428 633 Sibu : P +6084 316 633 F +6084 318 933 Kangar : P +604 979 3188, +604 979 3288 F +604 979 3588 Melaka : P +606 288 3818 F +606 283 2818 Klang : P +603 3343 6898 F +603 3348 8828 : P +604 228 9388 F +604 228 9088 MPI Generali Insurans Berhad is licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia. MPI Generali Insurans Berhad dilesenkan di bawah Akta Perkhidmatan Kewangan 2013 dan dikawal selia oleh Bank Negara Malaysia.

( ):- Type of Property : Shop Lot / Tower / Industrial Estate / : (Delete whichever is not applicable) Single Lot Factory Property Ownership : Mortgage / Own : (Delete whichever is not applicable)

Building No. Of Storey : : Unit Floor Occupied : SECTION I – FIRE

please

Perils Selected : Bursting or overflowing of water tanks apparatus or pipes Sprinkler leakage on building and / or contents

SECTION I – FIRE CONSEQUENTIAL LOSS a. Gross profit / Gross revenue b. Wages c. Others (please specify)

Indemnity period selected: 6 months 12 months months

SECTION II – ALL RISKS

SECTION III – COMPREHENSIVE COVER Plan A Plan B Plan C Flexi Plan

SECTION IV – GROUP PERSONAL ACCIDENT 10 insured employees no. of insured employees

? .

five (5)

?

.

Stamp

Mode of Payment

I enclose cheque no. of RM

Please charge the premium for RM to my credit card. Credit Card No. Mastercard Visa

Expiry Date: -

Cardholder’s Signature Date Branches /Cawangan Untuk keteranganlanjut,silahubungi: For furtherinformation,pleasecall: MPI GeneraliInsuransBerhad mpigenerali.com Postal Address:P.O.Box10122,50704 KualaLumpur. P +60320349888F26945758, +60326945759 8, JalanMunshiAbdullah,50100Kuala Lumpur. 8th Floor,MenaraMulti-Purpose,Capital Square, Licensed undertheFinancialServicesAct2013andregulatedbyBankNegaraMalaysia. Underwritten by/diunderaitoleh: HEAD OFFICE/IBUPEJABAT BATU PAHAT SIBU SEREMBAN SANDAKAN MELAKA PENANG KOTA BHARU KUANTAN KUCHING JOHOR BAHRU KLANG IPOH KOTA KINABALU ALOR SETAR PETALING JAYA KANGAR pgnrl mpigeneraliinsurans mpigenerali MPI Generali P+6049793188,3288F3588 JalanKangarAlorSetar,01000Kangar,Perlis. 2nd Floor,No.366,TamanMutiara, : P : 16-A,JalanCeria,PusatPerniagaan83000BatuPahat,Johor. P No. 38,1stFloor,JalanKeranji,96000Sibu,. : : No. 69-1,1stFloor,JalanEraSquare2,Square, : P Mile6,NorthRoad,90000Sandakan,. Lot 9,BlockB,UtamaPlace, : P No. 308, JalanMelakaRaya1,Taman : MelakaRaya,75000Melaka. : U : P J P 15050Kota Bharu,Kelantan. Lot 385, T/Blk13,JalanJambatanSultanYahya Petra, : KgSireh, : No. 3 &5,Tingkat 2,Transit Point, : P JalanDato’LimHoeLek,25000Kuantan, Pahang. : Lot 584-586, 1stFloor, JalanTun : AhmadZaidiAdruce, P+6082248833,933F +6082428633 93150Kuching, Sarawak. P CityPlaza,JalanTebrau,80300JohorBahru,Johor. Unit 1903 &1904,Level19, : P OffJalanMeru,41050Klang,. No. 11B, 2ndFloor,JalanKepayang, : : No.63&6 P.O P P KawasanPerusahaan Mergong2,05150AlorSetar, . 2nd Floor, : : BlockB,Lot1,1stFloor,JalanLintasHighway,Jaya P+60378752328F2321 : No.12,1st&2ndFloor,JalanSS3/5,47300PetalingJaya,Selangor. P New UptownshipPenampang,89500Sabah. P +6067618818,7818F7630818 70200 Seremban,NegeriSembilan. alan +

+6084316633F +6084 318933 +6089212233F +6089 222173 +6062883818F +6062832818 +6097487779,7697F +6097481597 +6095135288F +6095133993 +6072687600F +6072687666,7668 +60333436898F +60333488828 +6047357007F +6047357000 +6074395717F +60 nit No. +608 . Box1 604 MPI GeneraliInsurans Berhad C 5 antonme 8 228 9388F 41-01 2 719 41 0396,+60524 07, 30710Ipoh,P Unit5a,No.55,BangunanEmumJalanGangsa, 5, JalanC 720 -01, 1stFloor,W nt, , +6088 726 02 10 + +6074395727 250 Pena hung ThyePhin,302 604

197301001061(14730-X) 228 9088 erak. 1 0988 ng. isma 2 F

Prudential, F +6088 +605 50 Ipoh. 7 1 241 6307 1 821

Multi Biz Protector 062020