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Informal Microfinance and Economic Activities of Rural Dwellers in Kwara South Senatorial District of Nigeria
International Journal of Business and Social Science Vol. 2 No. 15; August 2011 INFORMAL MICROFINANCE AND ECONOMIC ACTIVITIES OF RURAL DWELLERS IN KWARA SOUTH SENATORIAL DISTRICT OF NIGERIA IJAIYA, Muftau Adeniyi Department of Accounting and Finance University of Ilorin, Ilorin, Nigeria E-mail : [email protected], Phone: +2348036973561 Abstract Rural areas, like urban areas have increasing demand for credit because such credit reduces the impact of seasonality on incomes. However, formal financial institutions have maintained low presence in the rural areas. This has affected the rural dwellers’ access to deposit savings and credits that can improve their economic activities. This study examined the influence of informal microfinance on economic activities of rural dwellers in the selected rural areas of Kwara South Senatorial District. Using a multiple regression analysis, six hundred (600) questionnaire was administered on members of informal microfinance institution in the study area, the study found that fund provided as credit facilities for transaction purposes, funds for housing and combating diseases have significant influence on the economic activities of the rural areas. The study recommends group savings and group lending in order to increase savings and credits to the rural dwellers. Government should also provide improved infrastructural facilities that would enable rural dwellers have more access to their economic activities Key Words: Microfinance, Informal, Economic Activities, Rural, Kwara 1.0 Introduction Africa‟s development challenges go deeper than low income, falling trade shares, low savings and slow growth. They also include inequality and uneven access to productive resources, social exclusion and insecurity especially among the women (Pitamber, 2003). However, more specific concern is raised in Nigeria due to rural-urban disparities in income distribution, access to education and health care services, and prevalence of ethnic or cross-boundary conflicts. -
Attitude of Teachers Towards Women Leadership of Secondary Schools in Ilorin, Kwara State
Anatolian Journal of Education April 2020 ● Vol.5, No.1 e-ISSN: 2547-9652 www.e-aje.net pp. 135-140 Attitude of Teachers towards Women Leadership of Secondary Schools in Ilorin, Kwara State Alexander O. Iyekolo Ph.D., Department of Social Sciences Education, Faculty of Education, University of Ilorin, Nigeria, [email protected] Ifeoma P. Okafor Ph.D., Department of Social Sciences Education, Faculty of Education, University of Ilorin, Nigeria, [email protected] Isiaka Abdulaziz Ph.D., Department of Social Sciences Education, Faculty of Education, University of Ilorin, Nigeria, [email protected] The study was a survey of secondary school teachers' attitude towards women leadership of secondary schools in Ilorin Metropolis. The study population comprises all public secondary school teachers in Ilorin Metropolis. From the population, random sampling technique was used to sample a total of 500 secondary school teachers across 20 randomly selected public secondary schools in the metropolis. The samples were further stratified on the basis of gender and year of experience. Data were collected using a researcher-designed questionnaire entitled Women School Leadership Questionnaire (WSLQ) and collected data were analyzed using percentages and t-test statistics. Findings revealed that 35.4% (n=177) secondary school teachers preferred women as principals. 37.4% (n=187) as Vice-Principals and just 9.8% (n=47) never wanted women as school leaders. On the other hand, 81% (n=405) of respondents believed that women school leadership is characterized by financial prudence. 29.8% ( n=149) agreed women school leadership encouraged collaborative approach to school governance. 12% (n=60) believed it led to domination of school activities by the women and 40.2% (n=201) believed having women as principals made schools well organized. -
Geotechnical Investigation of Road Failure Along Ilorin-Ajase – Ipo Road Kwara State, Nigeria
View metadata, citation and similar papers at core.ac.uk brought to you by CORE provided by International Institute for Science, Technology and Education (IISTE): E-Journals Journal of Environment and Earth Science www.iiste.org ISSN 2224-3216 (Paper) ISSN 2225-0948 (Online) Vol. 3, No.7, 2013 Geotechnical Investigation of Road Failure along Ilorin-Ajase – Ipo Road Kwara State, Nigeria. Dr. I.P. Ifabiyi [email protected] Department of Geography and Environmental Management Faculty of Business and Social Science P.M.B 1515, University Of Ilorin, Ilorin. Kwara State, Nigeria. Mr. Kekere, A.A [email protected] Department of Art and Social Science, Unilorin Secondary School, University Of Ilorin, Ilorin, Nigeria. Abstract The incessant failure of road network in Nigeria has generated a lot of concern by road users and government. Apart from lives and properties that are lost annually to road crashes, road rehabilitation across the country has become a financial burden to the federal government. Several factors have been identified to be responsible to road failure in Nigeria; they include geological, geomorphological, road usage, bad construction and wrong approach to maintenance. Hence, this paper examines some of the factors responsible for road failure along Ilorin-Ajase Ipo road, Kwara State Nigeria. Soil samples were collected from Five (5) portions of the road that are badly affected by road failure. These portions include: Agricultural and Rural Management Training Institute (ARMTI) 17+800km, Kabba Owode 18+00Km, Idofian 23+700Km, Koko 29+700Km and Omupo 35+700Km axis. The soil samples collected were analyzed four engineering properties: particle size distribution (PSD),atterberg limit, compaction test California Bearing Ratio (CBR). -
2007, Bello and Makinde, Delineation of the Aquifer in the South- Western Part of the Nupe Basin, Kwara State, Nigeria
Journal of American Science, 3(2), 2007, Bello and Makinde, Delineation Of The Aquifer In The South- Western Part Of The Nupe Basin, Kwara State, Nigeria Delineation of the Aquifer in the South-Western Part of the Nupe Basin, Kwara State, Nigeria 1.Bello, Abdulmajeed A, 2.Makinde, Victor 1. Department of Physics, Institute of Basic and Applied Science, Kwara State Polytechnic Ilorin. 2. Department of Physics, University of Agriculture, PMB 2240, Abeokuta, [email protected] 1All correspondence should be directed to 2 above Abstract: A geophysical study using the Vertical Electrical Soundings (VES) techniques has been used to investigate the sub-surface layering in the southwestern part of the Niger Basin in order to determine the nature, characteristics and spatial extent of the components of the aquifer underlying the region. The results of the interpreted VES data suggest that the layering in the region range from three to five layers. The geologic sections derived from the analyzed geoelectric section suggest that the alluvial deposits of sand, sandy clay, medium to coarse sandstones, as well as the weathered and fractured basement constitute the aquifer found in this sedimentary region. Furthermore the results of the interpretation of the VES data indicate that the thickness values of the aquifer vary from 6.01 m to 58.60 m. The geoelectric section generated also suggest that the resistivity values of the aquifer components range from 4.2 Ω-m to 106.7 Ω- m for the alluvial deposits; 33.7 Ω-m to 108.6 Ω-m (weathered basement); and 345.7 Ω-m to 564.0 Ω-m for the fractured basement rocks. -
05 Onyango-Ouma
HEALTH POLICY AND PLANNING; 16(Suppl. 1): 24–32 © Oxford University Press 2001 An evaluation of Health Workers for Change in seven settings: a useful management and health system development tool WASHINGTON ONYANGO-OUMA,1 ROSE LAISSER,2 MUSIBA MBILIMA,3 MARGARET ARAOYE,4 PATRICIA PITTMAN,5 IRENE AGYEPONG,6 MAIRO ZAKARI,7 SHARON FONN,8 MARCEL TANNER9 AND CAROL VLASSOFF10 1KEDAHR Project, Division of Vector-Borne Diseases, Ministry of Health, Kisumu, Kenya, 2Institute of Allied Health Sciences, School of Nursing, Dar es Salaam, Tanzania, 3University Health Centre, Dar es Salaam, Tanzania, 4Department of Epidemiology and Community Health, University of Ilorin, Nigeria, 5Women, Health and Development Program, Division of Health and Human Development, Pan American Health Organization, Washington, DC, 6Ministry of Health, Dangme West Health Research Centre, Dodowa, Ghana, 7Entomology and Parasitology Division, National Institute for Trypanosomiasis Research, Kadua, Nigeria, 8Women’s Health Project, Department of Community Health. University of the Witwatersrand, Johannesburg, South Africa, 9Swiss Tropical Institute, Basel, Switzerland and 10Canadian International Development Agency, Hull, Quebec, Canada This paper presents the findings of a multi-centre study assessing the impact of Health Workers for Change (HWFC) workshops in seven different primary care sites, based on the common core protocol described in this paper. The paper discusses a common methodology used by the studies, consisting of a triangulation of qualitative and quantitative methods. Such methodologies are inherently complex as they require com- parisons across systems, sites and procedures. The studies were conducted in six sites in Africa and one site in Argentina. Generally, the intervention resulted either in positive change or in no change, except in the area of staff relationships where conflicts were more frequent after the intervention than before. -
Implications of Community Infrastructure Provision in the Development of Medium-Sized Towns in Kwara State Nigeria Adedayo, A
Ethiopian Journal of Environmental Studies and Management EJESM Vol. 5 no.4 (Suppl.2) 2012 IMPLICATIONS OF COMMUNITY INFRASTRUCTURE PROVISION IN THE DEVELOPMENT OF MEDIUM-SIZED TOWNS IN KWARA STATE NIGERIA ADEDAYO, A. and *AFOLAYAN, G.P. http://dx.doi.org/10.4314/ejesm.v5i4.S23 Received 20th September 2012; accepted 1st November 2012 Abstract Infrastructure has been recognized as the crux of human settlement development. This paper therefore examines the implications of community provision of infrastructure in the development of medium – sized towns in Nigeria. Medium-sized towns are settlements with population size of between 5,000 and 20,000. Data were collected from both primary and secondary sources. The findings generally revealed a high level of community participation in the provision of such infrastructure as schools, electricity, roads, water, market stalls, health facilities, and town halls. However, variations exist among the medium – sized towns in the type and number of infrastructure provided by community action. Kendall’s Coefficient Concordance (W) used to test the degree of variations in ranks revealed a significant agreement in the ranking. Hierarchical Cluster Analysis used to classify the medium – sized towns based on infrastructure provision produced three classes. The general implication of this study is that, infrastructure provision by community action can lead to a balanced regional development as other smaller towns around the study emulate the action. Recognizing the role of small – sized towns in a balanced regional development process, government should encourage the people through the provision of financial support, machineries and technical know-how in the provision of infrastructure. This paper recommends the integration of community development plans with those of the local government towards achieving even development. -
Isbn: 978-978-57350-2-4
ASSESSMENT AND REPAIR OF SOLAR STREETLIGHTS IN TOWNSHIP AND RURAL COMMUNITIES (Kwara, Kogi, Osun, Oyo, Nassarawa and Ekiti States) A. S. OLADEJI B. F. SULE A. BALOGUN I. T. ADEDAYO B. N. LAWAL TECHNICAL REPORT NO. 11 ISBN: 978-978-57350-2-4 NATIONAL CENTRE FOR HYDROPOWER RESEARCH AND DEVELOPMENT ENERGY COMMISSION OF NIGERIA UNIVERSITY OF ILORIN, ILORIN, NIGERIA DECEMBER, 2013 i TABLE OF CONTENTS Table of Contents ii List of Figures iii List of Table iii 1.0 Introduction 2 1.1Background 2 1.2Objectives 4 2. 0Assessment of ECN 2008/2009 Rural Solar Streetlight Projects 5 2.1 Results of 2012 Re-assessment Exercise 5 2.1.1 Nasarawa State 5 2.1.1.1 Keffi 5 2.1.2 Kogi State 5 2.1.2.1 Banda 5 2.1.2.2 Kotonkarfi 5 2.1.2.3 Anyigba 5 2.1.2.4 Dekina 6 2.1.2.5 Egume 6 2.1.2.6 Acharu/Ogbogodo/Itama/Elubi 6 2.1.2.7 Abejukolo-Ife/Iyale/Oganenigu 6 2.1.2.8 Inye/Ofuigo/Enabo 6 2.1.2.9 Ankpa 6 2.1.2.10 Okenne 7 2.1.2.11 Ogaminana/Ihima 7 2.1.2.12 Kabba 7 2.1.2.13 Isanlu/Egbe 7 2.1.2.14 Okpatala-Ife / Dirisu / Obakume 7 2.1.2.15 Okpo / Imane 7 2.1.2.16 Gboloko / Odugbo / Mazum 8 2.1.2.17 Onyedega / Unale / Odeke 8 2.1.2.18 Ugwalawo /FGC / Umomi 8 2.1.2.19 Anpaya 8 2.1.2.20 Baugi 8 2.1.2.21 Mabenyi-Imane 9 ii 2.1.3 Oyo State 9 2.1.3.1 Gambari 9 2.1.3.2 Ajase 9 2.1.4 Kwara State 9 2.1.4.1Alaropo 9 2.1.5 Ekiti State 9 2.1.5.1 Iludun-Ekiti 9 2.1.5.2 Emure-Ekiti 9 2.1.5.3 Imesi-Ekiti 10 2.1.6 Osun State 10 2.1.6.1 Ile-Ife 10 2.1.6.3 Oke Obada 10 2.1.6.4 Ijebu-Jesa / Ere-Jesa 11 2.2 Summary Report of 2012 Re-Assessment Exercise, Recommendations and Cost for the Repair 11 2.3 Results of 2013 Re-assessment Exercise 27 2.2.1 Results of the Re-assessment Exercise 27 2.3.1.1 Results of Reassessment Exercise at Emir‟s Palace Ilorin, Kwara State 27 2.3.1.2 Results of Re-assessment Exercise at Gambari, Ogbomoso 28 2.3.1.3 Results of Re-assessment Exercise at Inisha 1&2, Osun State 30 3.0 Repairs Works 32 3.1 Introduction 32 3.2 Gambari, Surulere, Local Government, Ogbomoso 33 3.3 Inisha 2, Osun State 34 4. -
Redalyc.Economic Efficiency of Commercial Vegetable Production
Tropical and Subtropical Agroecosystems E-ISSN: 1870-0462 [email protected] Universidad Autónoma de Yucatán México Mbanasor, J.A.; Kalu, K.C. Economic efficiency of commercial vegetable production system in Akwa Ibom state, Nigeria: a translog stochastic frontier cost function approach Tropical and Subtropical Agroecosystems, vol. 8, núm. 3, 2008, pp. 313-318 Universidad Autónoma de Yucatán Mérida, Yucatán, México Available in: http://www.redalyc.org/articulo.oa?id=93911235011 How to cite Complete issue Scientific Information System More information about this article Network of Scientific Journals from Latin America, the Caribbean, Spain and Portugal Journal's homepage in redalyc.org Non-profit academic project, developed under the open access initiative Tropical and Subtropical Agroecosystems, 8 (2008): 313- 318 SHORT NOTE [NOTA CORTA] ECONOMIC EFFICIENCY OF COMMERCIAL VEGETABLE Tropical and PRODUCTION SYSTEM IN AKWA IBOM STATE, NIGERIA: A TRANSLOG STOCHASTIC FRONTIER COST FUNCTION APPROACH. Subtropical [EVALUACIÓN DE LA EFICIENCIA ECONÓMICA DE LA PRODUCCIÓN COMERCIAL DE VEGETALES EN NIGERIA] Agroecosystems J.A. Mbanasor* and K.C. Kalu Department of Agribusiness and Management, Michael Okpara University of Agriculture, Umudike, Abia State, Nigeria. Email: [email protected] *Corresponding author SUMMARY RESUMEN This study employed a translog stochastic frontier cost Se evaluó la eficiencia económica de sistemas de function to measure the level of economic efficiency producción comercial de vegetales en Nigeria. Se and its determinants in commercial vegetable realizó un muestreo aleatorio multi etapa para production Systems. A multi-stage random sampling seleccionar 150 agricultores de los cuales se obtuvo technique was used to select 150 vegetable farmers información de ingresos, egresos y costos. -
Agulu Road, Adazi Ani, Anambra State. ANAMBRA 2 AB Microfinance Bank Limited National No
LICENSED MICROFINANCE BANKS (MFBs) IN NIGERIA AS AT FEBRUARY 13, 2019 S/N Name Category Address State Description 1 AACB Microfinance Bank Limited State Nnewi/ Agulu Road, Adazi Ani, Anambra State. ANAMBRA 2 AB Microfinance Bank Limited National No. 9 Oba Akran Avenue, Ikeja Lagos State. LAGOS 3 ABC Microfinance Bank Limited Unit Mission Road, Okada, Edo State EDO 4 Abestone Microfinance Bank Ltd Unit Commerce House, Beside Government House, Oke Igbein, Abeokuta, Ogun State OGUN 5 Abia State University Microfinance Bank Limited Unit Uturu, Isuikwuato LGA, Abia State ABIA 6 Abigi Microfinance Bank Limited Unit 28, Moborode Odofin Street, Ijebu Waterside, Ogun State OGUN 7 Above Only Microfinance Bank Ltd Unit Benson Idahosa University Campus, Ugbor GRA, Benin EDO Abubakar Tafawa Balewa University Microfinance Bank 8 Limited Unit Abubakar Tafawa Balewa University (ATBU), Yelwa Road, Bauchi BAUCHI 9 Abucoop Microfinance Bank Limited State Plot 251, Millenium Builder's Plaza, Hebert Macaulay Way, Central Business District, Garki, Abuja ABUJA 10 Accion Microfinance Bank Limited National 4th Floor, Elizade Plaza, 322A, Ikorodu Road, Beside LASU Mini Campus, Anthony, Lagos LAGOS 11 ACE Microfinance Bank Limited Unit 3, Daniel Aliyu Street, Kwali, Abuja ABUJA 12 Achina Microfinance Bank Limited Unit Achina Aguata LGA, Anambra State ANAMBRA 13 Active Point Microfinance Bank Limited State 18A Nkemba Street, Uyo, Akwa Ibom State AKWA IBOM 14 Ada Microfinance Bank Limited Unit Agwada Town, Kokona Local Govt. Area, Nasarawa State NASSARAWA 15 Adazi-Enu Microfinance Bank Limited Unit Nkwor Market Square, Adazi- Enu, Anaocha Local Govt, Anambra State. ANAMBRA 16 Adazi-Nnukwu Microfinance Bank Limited Unit Near Eke Market, Adazi Nnukwu, Adazi, Anambra State ANAMBRA 17 Addosser Microfinance Bank Limited State 32, Lewis Street, Lagos Island, Lagos State LAGOS 18 Adeyemi College Staff Microfinance Bank Ltd Unit Adeyemi College of Education Staff Ni 1, CMS Ltd Secretariat, Adeyemi College of Education, Ondo ONDO 19 Afekhafe Microfinance Bank Ltd Unit No. -
Department of Geography & Environment Management University of Abuja, Gwagwalada, Abuja, Nigeria Email: [email protected]
Ethiopian Journal of Environmental Studies & Management 9 (1): 45 – 55, 2016. ISSN:1998-0507 doi: http://dx.doi.org/10.4314/ejesm.v9i1.5 Submitted: August 13, 2015 Accepted: January 11, 2015 POVERTY AS A PRECURSOR FOR SPATIAL PATTERN OF WATERBORNE DISEASES PREVALENCE IN KWARA STATE, NIGERIA: A GEOGRAPHER’S VIEW AKANBI, O.A. Department of Geography & Environment Management University of Abuja, Gwagwalada, Abuja, Nigeria Email: [email protected] Abstract This study aims at looking at the relationship between poverty and spatial pattern of waterborne diseases in Kwara State. The study involved 353 household heads across the three senatorial districts of the study area. Multi-stage sampling technique was adopted to obtain all the relevant data. In all, in-depth- interviews (IDI) were conducted and 664 questionnaires were also administered in the randomly selected settlements of the wards on the subject matter. Data from all these sources were subjected to correlation analysis, thus for Kwara North Senatorial district, the p-value of .008 < 0.05 level of significance stood at a correlation level of 0.530 at 22 df. Additionally, for Kwara Central Senatorial district, the p- value of .352 > 0.05 level of significance stood at a correlation level of 0.199 at 22 df, while for Kwara South Senatorial. This because the p-value of .194 > 0.05 level of significance at a correlation level of 0.275 at 22 df. The study revealed that poverty has much influence on the prevalence of waterborne diseases: it therefore concludes that as a result of poverty, accessing adequate safe water facilities in the study area is a mirage. -
Document of the World Bank
Document of The World Bank Public Disclosure Authorized Report No: ICR00002968 IMPLEMENTATION COMPLETION AND RESULTS REPORT (IDA-42190) ON A Public Disclosure Authorized CREDIT IN THE AMOUNT OF SDR 138.10 MILLION (USD200.00 MILLION EQUIVALENT) TO THE FEDERAL REPUBLIC OF NIGERIA FOR THE LAGOS METROPOLITAN DEVELOPMENT AND GOVERNANCE PROJECT Public Disclosure Authorized March 24, 2014 Public Disclosure Authorized Urban Development and Services Practice 2 (AFTU2) Country Management Unit AFCW2 Africa Region CURRENCY EQUIVALENTS Exchange Rate Effective March 14, 2014 Currency Unit = Naira SDR 1.00 = USD 1.55 USD 1.00 = 165.15 NGN FISCAL YEAR January 1 – December 31 ABBREVIATIONS AND ACRONYMS BD Bidding Documents BER Bid Evaluation Reports CDM Clean Development Mechanism CEA Component Executing Agencies CMC Citizens’ Mediation Centers COS Central Office of Statistics, Lagos CPS Country Partnership Strategy DBO Design Build Operate DPL Development Policy Loan DPO Development Policy Operation ESIA Environmental and Social Impact Assessment ESMP Environmental and Social Management Plans GIS Geographic Information Systems ICR Implementation Completion and Results Report IDA International Development Association IFMIS Integrated Financial Management System LASEPA Lagos State Environmental Protection Agency LASG Lagos State Government LASURA Lagos State Urban Renewal Authority LASURA Lagos State Urban Renewal Authority LASURB Lagos State Urban Renewal Board LAWMA The Lagos Waste Management Authority LG Local Government LUTP Lagos Urban Transport Project -
Self-Image of In-School Adolescents in Offa Local Government Area of Kwara State, Nigeria: Implications for Counselling Practices
International Journal of Instruction January 2020 ● Vol.13, No.1 e-ISSN: 1308-1470 ● www.e-iji.net p-ISSN: 1694-609X pp. 523-534 Received: 18/10/2018 Revision: 24/08/2019 Accepted: 29/08/2019 OnlineFirst:14/11/2019 Self-image of in-School Adolescents in Offa Local Government Area of Kwara State, Nigeria: Implications for Counselling Practices Aminat Adeola Odebode Dr., Department of Counsellor Education, Faculty of Education, University of Ilorin, Ilorin, Nigeria, [email protected] Many adolescents are anxious, depressed and have poor psychological well-being due to their self-image. This study therefore, investigated the self-image of in- school adolescents in Offa Local Government Area of Kwara State, Nigeria. The study also examined the influence of gender, age and class type on the respondents’ perception. This study employed a descriptive survey method. A total of 400 secondary school students in Offa were selected through purposive and systematic sampling techniques. The participants responded to a researcher- designed instrument entitled ‘Self-image Inventory” (SII). The validity of the instrument was done by team of experts. The reliability of the instrument was established using test re-test reliability method which yielded a coefficient of 0.76. Data were analyzed using descriptive and inferential statistics. Analysis of Variance and t-test statistical tools were employed to test the hypotheses at 0.05 level of significance. Results showed that in-school adolescents in Offa LGA have negative self-image. Similarly, a significant difference existed based on class type. It is recommended among others that counsellors in schools should be allowed to perform their therapeutic roles so they can help in-school adolescents to develop positive self-image.