DIME COMMUNITY BANCSHARES, INC. (Exact Name of the Registrant As Specified in Its Charter)

Total Page:16

File Type:pdf, Size:1020Kb

DIME COMMUNITY BANCSHARES, INC. (Exact Name of the Registrant As Specified in Its Charter) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): January 8, 2021 DIME COMMUNITY BANCSHARES, INC. (Exact name of the registrant as specified in its charter) Delaware 000-27782 11-3297463 (State or other jurisdiction of incorporation or (Commission File Number) (IRS Employer Identification No.) organization) 300 Cadman Plaza West, 8th Floor Brooklyn, New York 11201 (Address of principal executive offices) (Zip Code) (718) 782-6200 (Registrant’s telephone number) N/A (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4c) Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ Trading Title of each class Symbol(s) Name of each exchange on which registered Common Stock, $0.01 Par Value DCOM The NASDAQ Stock Market Preferred Stock, Series A, $0.01 Par Value DCOMP The NASDAQ Stock Market Item 7.01 Regulation FD Disclosure On January 8, 2021, the Registrant, along with Bridge Bancorp, Inc. (“the Company”), announced the declaration by the Company of a quarterly cash dividend of $0.24 per share, payable on February 12, 2021 to the Company’s shareholders of record on February 5, 2021. The Company’s shareholders as of the record date will include the former shareholders of the Registrant following the expected February 1, 2021 consummation of the merger of equals between the Company and the Registrant. Pursuant to the merger agreement dated July 1, 2020, the Registrant will not declare its typical quarterly dividend. As previously disclosed, each Registrant share of common stock will be exchanged for 0.648 shares of the Company common stock at the closing of the transaction. The text of the press release is attached as Exhibit 99.1 and is incorporated herein by reference. Exhibit 99.1 to this report is being “furnished” to the SEC and shall not be deemed “filed” for any purpose. Item 9.01 Financial Statements and Exhibits (d) Exhibits: Number Exhibit 99.1 Joint press release of the Registrant and the Company dated January 8, 2021 containing a discussion of the Company’s declaration of the cash dividends 104.1 The cover page from the Dime Community Bancshares, Inc.’s Form 8-K, formatted in Inline XBRL SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Dime Community Bancshares, Inc. (Registrant) /s/ PATRICIA M. SCHAUBECK Patricia M. Schaubeck Executive Vice President & General Counsel Dated: January 8, 2021 Exhibit 99.1 FOR IMMEDIATE RELEASE BRIDGE BANCORP, INC. AND DIME COMMUNITY BANCSHARES, INC. ANNOUNCE BRIDGE BANCORP FOURTH QUARTER 2020 DIVIDEND (Bridgehampton, NY and Brooklyn, NY – January 8, 2021) Bridge Bancorp, Inc. (the “Company”) (NASDAQ: BDGE), the holding company for BNB Bank, and Dime Community Bancshares, Inc. (“Dime”) (NASDAQ:DCOM), the holding company for Dime Community Bank, announced the declaration by the Company of a quarterly dividend of $0.24 per share. The dividend will be paid on February 12, 2021 to the Company’s shareholders of record as of February 5, 2021. The Company’s shareholders as of the record date will include the former Dime shareholders following the expected February 1, 2021 consummation of the merger of equals between the Company and Dime. Pursuant to the merger agreement dated July 2020, Dime will not declare its typical quarterly dividend. As previously disclosed, each Dime share will be exchanged for 0.648 shares of the Company at the closing of the transaction. The Company continues its trend of uninterrupted dividends. About Bridge Bancorp, Inc. Bridge Bancorp, Inc. is a bank holding company engaged in commercial banking and financial services through its wholly-owned subsidiary, BNB Bank. Established in 1910, BNB Bank, with assets of approximately $6.3 billion, operates 39 branch locations serving Long Island and the greater New York metropolitan area. Through its branch network and its electronic delivery channels, BNB Bank provides deposit and loan products and financial services to local businesses, consumers and municipalities. Title insurance services are offered through BNB Bank's wholly- owned subsidiary, Bridge Abstract. Bridge Financial Services, Inc., a wholly-owned subsidiary of BNB Bank, offers financial planning and investment consultation. For more information visit www.bnbbank.com. About Dime Community Bancshares, Inc. Dime Community Bancshares, Inc. is the holding company for Dime Community Bank, a New York State-chartered community commercial bank that was founded in 1864. Dime Community Bank is headquartered in Brooklyn, NY and operates 28 banking offices located throughout Brooklyn, Queens, the Bronx, Nassau and Suffolk Counties, New York. More information on Dime Community Bancshares, Inc. and Dime Community Bank can be found on Dime's website at www.dime.com. On July 1, 2020, the Company and Dime entered into an Agreement and Plan of Merger, pursuant to which Dime will merge with and into the Company, and Dime Community Bank will merge with and into BNB Bank. Following the merger, the Company will operate under the name “Dime Community Bancshares, Inc.” and BNB Bank will operate under the name “Dime Community Bank.” All shareholder and regulatory approvals have been obtained for the transaction, and the merger is expected to close effective February 1, 2021. Bridge Bancorp, Inc Investor Relations Contact John M. McCaffery Executive Vice President – Chief Financial Officer Phone: 631-537-1001; Ext. 7290 Email: [email protected] Dime Community Bancshares, Inc. Investor Relations Contact: Avinash Reddy Senior Executive Vice President – Chief Financial Officer Phone: 718-782-6200; Ext. 5909 Email: [email protected].
Recommended publications
  • Form 10-K Dime Community Bancshares, Inc
    UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-34096 DIME COMMUNITY BANCSHARES, INC. (Exact name of registrant as specified in its charter) NEW YORK 11-2934195 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 898 VETERANS MEMORIAL HIGHWAY, SUITE 560, HAUPPAUGE, NY 11788 (Address of principal executive offices) (Zip Code) Registrant’s telephone number, including area code: 631-537-1000 Securities registered pursuant to Section 12(b) of the Act: Trading Symbol Name of each exchange on which registered DCOM The Nasdaq Stock Market, LLC DCOMP The Nasdaq Stock Market, LLC Securities registered pursuant to Section 12(g) of the Act: (Title of Class) None Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☒ No ☐ Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ◻ No ☒ Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.
    [Show full text]
  • DIME COMMUNITY BANCSHARES, INC. (NASDAQ: DCOM) Investor Presentation July 2018 Forward-Looking Statements
    DIME COMMUNITY BANCSHARES, INC. (NASDAQ: DCOM) Investor Presentation July 2018 Forward-Looking Statements This presentation contains a number of forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended (the "Exchange Act"). These statements may be identified by use of words such as "anticipate," " become, " "believe," "continue," "could," "estimate," "expect," "intend," "increase, " "likely," "may," "outlook," "plan," "potential," "predict," "project," "should," "will," "would" and similar terms and phrases, including references to assumptions. Forward-looking statements are based upon various assumptions and analyses made by Dime Community Bancshares, Inc. (the "Holding Company," and together with its direct and indirect subsidiaries, the "Company") in light of management’s experience and its perception of historical trends, current conditions and expected future developments, as well as other factors it believes appropriate under the circumstances. These statements are not guarantees of future performance and are subject to risks, uncertainties and other factors (many of which are beyond the Company’s control) that could cause actual conditions or results to differ materially from those expressed or implied by such forward-looking statements. Accordingly, you should not place undue reliance on such statements. Factors that could affect our results include, without limitation, the following: • the timing and occurrence or non-occurrence
    [Show full text]
  • DIME COMMUNITY BANCSHARES, INC. (NASDAQ: DCOM) Investor Presentation November 2018 Forward-Looking Statements
    DIME COMMUNITY BANCSHARES, INC. (NASDAQ: DCOM) Investor Presentation November 2018 Forward-Looking Statements This presentation contains a number of forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended (the "Exchange Act"). These statements may be identified by use of words such as "anticipate," " become, " "believe," "continue," "could," "estimate," "expect," "intend," "increase, " "likely," "may," "outlook," "plan," "potential," "predict," "project," "should," "will," "would" and similar terms and phrases, including references to assumptions. Forward-looking statements are based upon various assumptions and analyses made by Dime Community Bancshares, Inc. (the "Holding Company," and together with its direct and indirect subsidiaries, the "Company") in light of management’s experience and its perception of historical trends, current conditions and expected future developments, as well as other factors it believes appropriate under the circumstances. These statements are not guarantees of future performance and are subject to risks, uncertainties and other factors (many of which are beyond the Company’s control) that could cause actual conditions or results to differ materially from those expressed or implied by such forward-looking statements. Accordingly, you should not place undue reliance on such statements. Factors that could affect our results include, without limitation, the following: • the timing and occurrence
    [Show full text]
  • DIME COMMUNITY BANCSHARES, INC. (NASDAQ: DCOM) Investor Presentation July 2020 Forward-Looking Statements
    DIME COMMUNITY BANCSHARES, INC. (NASDAQ: DCOM) Investor Presentation July 2020 Forward-Looking Statements This presentation contains a number of forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 21E of the Securities Exchange Act of 1934, as amended (the "Exchange Act"). These statements may be identified by use of words such as “annualized,” “anticipate,” “believe,” “continue,” “could,” “estimate,” “expect,” “intend,” “seek,” “may,” “outlook,” “plan,” “potential,” “predict,” “project,” “should,” “will,” “would” and similar terms and phrases, including references to assumptions. Forward-looking statements are based upon various assumptions and analyses made by Dime Community Bancshares, Inc. together with its direct and indirect subsidiaries, the “Company”, in light of management’s experience and its perception of historical trends, current conditions and expected future developments, as well as other factors it believes appropriate under the circumstances. These include statements regarding the proposed merger of the Company with Bridge Bancorp, Inc. (the “Merger”). These statements are not guarantees of future performance and are subject to risks, uncertainties and other factors (many of which are beyond the Company’s control) that could cause actual conditions or results to differ materially from those expressed or implied by such forward-looking statements. Accordingly, you should not place undue reliance on such statements. These factors include, without limitation,
    [Show full text]
  • Dime Community Bank Supports New Market Growth and Advances Digital Customer Experience with Fiserv
    November 2, 2017 Dime Community Bank Supports New Market Growth and Advances Digital Customer Experience with Fiserv New York area bank adopts modern core platform and leading-edge digital solutions to meet customer expectations for anytime, anywhere access BROOKFIELD, Wis.--(BUSINESS WIRE)-- Fiserv, Inc. (NASDAQ:FISV), a leading global provider of financial services technology solutions, announced today that Dime Community Bank, a $6.44 billion asset financial institution based in Brooklyn, New York, will accelerate its transformation to a robust community commercial bank model by moving to a modern, real-time core banking platform and integrated suite of digital banking solutions from Fiserv. The bank will utilize this technology to uniquely tailor services to the needs of business, retail and commercial customers as part of its ongoing expansion plans. Dime Community Bank has been among the leading commercial real estate multi-family lenders in New York, a business in which it has specialized for more than 50 years. In 2014, Dime started on a path to transform and re-energize the bank's business by adding branches, launching new digital channels and establishing new commercial lending services. "Upgrading our technology foundation is an essential step in differentiating in the competitive markets we serve," said Ken Mahon, president and CEO, Dime Community Bank. "Only Fiserv was able to provide the up-to-date core platform along with integrated solutions that enable us to be more efficient while delivering unique commercial, retail and digital experiences to our customers." Fiserv will provide Dime with integrated solutions that eliminate the need for staff to log into separate systems or manually gather data from independent information siloes, and strong business and cash management capabilities to serve an expanding commercial customer base.
    [Show full text]
  • CEIS Review Visual Presentation
    CEIS Review, Inc. Consulting Services to the Financial Community Loan Review Programs Loan Loss Reserve General & Specialized ALLL Methodology Validation Acquisition Due Diligence ALLL Methodology Refinement Portfolio Stress Testing & Credit Process & Concentration Analysis Procedures Reviews CRE & C&I Adherence to Regulatory & Impairment Analysis Industry Best Practices Management & Administration Management Office Joseph J. Hill, Chairman, President, CEO [email protected] Elaine M. Cottrell, Managing Principal, COO [email protected] Elizabeth Williams, Managing Director, Special Projects [email protected] Justin J. Hill, Managing Director, Marketing & Administration [email protected] Matthew Tuck, Managing Director, Senior Editor [email protected] Gary Dycus, Executive Consultant, Senior Response Editor [email protected] Segment Review Managers / Specialists John P. Macukas, Managing Director, Structured Finance Review [email protected] Santiago Morera, Managing Director, International Review [email protected] Caridad Errazquin, Managing Director, Editor [email protected] Paul H. Gottwald, Director, Real Estate Review [email protected] Dean Giglio, Managing Director, Stress Testing [email protected] David Vest, Managing Director, Stress Testing [email protected] Administration & Analysis Christopher Fredericks, Director, Chief Analyst & LR Administrator [email protected] Kimberly Phillips, Marketing & Administrative Assistant [email protected] Monika Sinkiewicz,
    [Show full text]
  • Dime Community Bank Named Official Retail and Commercial Bank of the New York Islanders and UBS Arena
    May 17, 2021 Contact: Julie Levy (631) 537-1000, ext. 7211 [email protected] Jay Beberman 609-947-0358 [email protected] Dime Community Bank Named Official Retail and Commercial Bank of the New York Islanders and UBS Arena [HAUPPAUGE, NY] – Dime Community Bank announced today that it has reached an agreement to become the official retail and commercial bank of the New York Islanders and the new UBS Arena at Belmont Park, the New York metropolitan area’s most anticipated new live entertainment venue. Dime has also been named a founding partner of UBS Arena, the cutting edge live entertainment and sports venue, scheduled to open in the fall. Dime has become one of Greater Long Island’s largest community banks since its merger earlier this year with BNB Bank. Dime has $13 billion in assets and more than 60 branches from Montauk to Manhattan. The partnership with UBS Arena gives the Bank a high profile foothold at a location central to its New York City / Long Island network. UBS Arena is a $1.1 billion multi-purpose arena under construction and development adjacent to the Belmont Park racetrack. The world class entertainment venue, with its timeless and classic design, will bridge its iconic past with today’s advanced technology and amenities. In addition to being the new home to the famed New York Islanders Hockey Club, UBS Arena is one of the few venues in the world designed with a sharp focus on music and will create one of the best and most special experiences for both artists and audiences.
    [Show full text]
  • Annual Report
    THEN NOW 2018 ANNUAL REPORT The mission of Helen Keller Services (HKS) is to enable individuals who are blind, visually-impaired, deaf-blind or have combined hearing-vision loss to live, work and thrive in the communities of their choice. HKS offers services and programs through two divisions: Helen Keller National Center for Deaf-Blind Youths and Adults (HKNC) and Helen Keller Services for the Blind (HKSB). Helen Keller National Center for Deaf-Blind Youths and Adults is the only comprehensive national program that provides information, referral, support and training exclusively to youths and adults who have a combined vision and hearing loss, their families and the professionals who work with them. Helen Keller Services for the Blind is a comprehensive rehabilitation program serving individuals of all ages who are blind or visually impaired and who may have additional disabilities, living in the New York metropolitan area. Children’s Learning Center graduation ceremony. 1 Table of Contents President’s Letter ..............................................................................2 HKNC and HKSB’s Reach ..............................................................4 Timeline: Celebrating 125 Years ...................................................6 125 Years: Brooklyn All The Way ............................................. 10 HKNC ............................................................................................... 12 2 HKSB ...............................................................................................
    [Show full text]
  • New York District Office Resource Guide
    METRO NEW YORK EDITION 2020 Small Business resource guide START GROW EXPAND YOUR BUSINESS 1 2 CONTENTS New York City Edition 2020 Local Business Funding Assistance Programs 8 National Success Story 26 National Success Story Jerado and Joyce Reynolds Jennifer and Jeff Herbert’s know their local landscape for meadery has expanded into a entrepreneurship support. multimillion dollar enterprise thanks to SBA assistance. 11 Local SBA Resource Partners 29 SBA Lenders 13 Your Advocates 33 Need Financing? 14 How to Start a Business 34 Go Global with International Trade 18 Workforce Recruitment 36 R&D Opportunities for 19 Emerging Leaders High Growth Startups 21 Opportunities for Veterans 38 National Success Story Cheeseburger Baby owner Write Your Business Plan 22 Stephanie Vitori persevered through a financial storm and a 25 Entrepreneurial Resources natural disaster. 42 Surety Bonds Contracting 44 National Success Story Jennifer Rahn steers the course for Admiral Engineering, succeeding as a small business subcontractor. 48 SBA Certification Programs 49 Woman-Owned Small Business certification ON THE COVER Gia Giasullo and Peter Freeman, courtesy of Brooklyn Farmacy & Soda Fountain; Dr. Mandë Holford, left, Jessica Ochoa Hendrix, courtesy of the SBA; Stephanie and Gabrie Vitori, courtesy of the SBA; Dawn Kelly, courtesy of the SBA 3 U.S. SMALL BUSINESS ADMINISTRATION A MESSAGE FROM THE ADMINISTRATOR t is my honor to serve as Administrator among entrepreneurs in disadvantaged of the U.S. Small Business communities, and continuing to prioritize Administration, leading a dedicated disaster relief. team of talented individuals across Within this resource guide, you will learn IAmerica who are focused on helping more about the tremendous tools the SBA entrepreneurs start, grow, and expand provides small businesses through our 68 their small businesses.
    [Show full text]
  • Creating the Best Business Bank in New York from Montauk to Manhattan BRIDGE BANCORP, INC
    July 1, 2020 Creating The Best Business Bank in New York From Montauk to Manhattan BRIDGE BANCORP, INC. Disclaimers Cautionary Note Regarding Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include, but are not limited to, statements about (i) the benefits of a merger (the “Merger”) between Bridge Bancorp, Inc. (“Bridge”) and Dime Community Bancshares, Inc. (“Dime”), including future financial and operating results, cost savings, enhancements to revenue and accretion to reported earnings that may be realized from the Merger; (ii) Bridge’s and Dime’s plans, objectives, expectations and intentions and other statements contained in this presentation that are not historical facts; and (iii) other statements identified by words such as "may", "assumes", "approximately", "will", "expects", “anticipates”, “intends”, “plans”, “believes”, “seeks”, “estimates”, “targets”, “projects”, or words of similar meaning generally intended to identify forward-looking statements. These forward-looking statements are based upon the current beliefs and expectations of the respective management of Bridge and Dime and are inherently subject to significant business, economic and competitive uncertainties and contingencies, many of which are beyond the control of Bridge and Dime. In addition, these forward-looking statements are subject to various risks, uncertainties and assumptions with respect to future business strategies and decisions that are subject to change and difficult to predict with regard to timing, extent, likelihood and degree of occurrence. As a result, actual results may differ materially from the anticipated results discussed in these forward-looking statements because of possible uncertainties.
    [Show full text]
  • Community Reinvestment Act Performance Evaluation
    NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES FINANCIAL FRAUDS AND CONSUMER PROTECTION DIVISION One State Street New York, NY 10004 PUBLIC SUMMARY COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Date of Evaluation: June 30, 2017 Institution: Dime Community Bank 300 Cadman Plaza West, 8th Floor Brooklyn, NY 11201 Note: This evaluation is not an assessment of the financial condition of this institution. The rating assigned does not represent an analysis, conclusion or opinion of the New York State Department of Financial Services concerning the safety and soundness of this financial institution. TABLE OF CONTENTS Section General Information ......................................................................... 1 Overview of Institution’s Performance .............................................. 2 Performance Context ........................................................................ 3 Institution Profile Assessment Area Demographic & Economic Data Community Information Performance Tests and Assessment Factors .................................. 4 Lending Test Investment Test Service Test Additional Factors Glossary ........................................................................................... 5 GENERAL INFORMATION This document is an evaluation of the Community Reinvestment Act (“CRA”) performance of Dime Community Bank (“Dime” or the “Bank”) prepared by the New York State Department of Financial Services (“DFS” or the “Department”). This evaluation represents the Department’s current assessment and rating of the
    [Show full text]
  • Long Island Resilient in Grip of Unprecedented Pandemic
    LIBN.COM VOLUME 67 NUMBER 51 ■ LIBN.COM Part of the network DECEMBER 25-31, 2020 ■ $2.00 Photo by Judy Walker Northwell Health team members Jami Benavides, RN, and Shan Malik, MD are on the front line of the fight against COVID-19. CRISIS 2020 Long Island resilient in grip of unprecedented pandemic The year in review ›› pages 4-19 2 I LONG ISLAND BUSINESS NEWS I December 25-31, 2020 I LIBN.COM TO OUR HEALTHCARE HEROES THANKFrom everyone here at Aboff’s Paints, we want to thank youYOU for all of your hard work, bravery, and dedication over the past few months during this COVID-19 pandemic and always. You are our true heroes! BRING YOUR I.D. BADGE TO ANY ABOFF’S LOCATION AND RECEIVE: * 20% Off BENJAMIN MOORE PAINTS *20% off List Price. Excluding Aura. www.aboffs.com LONG ISLAND’S #1 BENJAMIN MOORE RETAILER Aboff’s has been helping Long Islanders paint their homes and businesses for over 90 years. Let our staff of experienced paint experts help you with your next project. LONG ISLAND BUSINESS NEWS I December 25-31, 2020 I LIBN.COM I 3 NEWSMAKERSOFTHEYEAR EVERYWEEK LIBN EVENTS Real Estate 1B Public/Legal Notices 4 GOING VIRAL 23 Classifieds Law & Government 10 HELP WANTED Finance/Accounting 14 BANKING ON RECOVERY SEE THE 2021 EVENT LINEUP AT LIBN.COM/EVENTSDIRECTORY Healthcare Events Long Island Business News hosts an array of 17 THE WAR ON COVID award programs, panel discussions, educational forums and more throughout the year. To view the full event lineup, nom- inate, and register to attend at libn.com/eventsdirectory.
    [Show full text]