VIEW FROM THE HILL LEGAL COMMUNITY Democrats look Attorneys enter back to future Pro Bono Hall Find Public Notices State Democrats are Jay Ku, Leslie McWilliams inside & online: hoping Bredesen run recognized for volunteer www.HamiltonCountyHerald.com could boost party hopes. work in family law. P3 P2 AP

Volume 104 | No. 43 Single Copy 50¢ CHATTANOOGA, HAMILTON COUNTY, TENNESSEE

October 27 – November 2, 2017 Finding joy What was going on in Chattanooga in 1967? Saturday, Oct. 28 in fighting A portrait of the late Dr. Earl Campbell Sr., who served 32 years as the school physician at the University of Chattanoo- for a ga, was unveiled during impressive ceremonies at Maclellan Gymnasium. Dr. Leroy Martin, the universi- ty’s chancellor, paid tribute ‘higher to Dr. Campbell. Nancy Campbell, daughter of Dr. and Mrs. Earl Campbell Jr., unveiled the portrait. W.D. Moon Jr., member purpose‘ of the law fi rm of Har- ris, Moon, Dineen and Franks, has been elected to the board of directors of Hamilton National Asso- ciates, Inc., according to J. E. Whitaker, chairman of the board and president of Photograph by David Laprad Hamilton National Associ- “I sometimes tell parents and employees that their case is important to them, but because it’s a novel situation, we’re also fighting to make sure another person ates, Inc. doesn’t go through the same thing,” attorney Justin Gilbert says. Sunday, Oct. 29 under the Individuals with tells an accused man he’s not  e United Fund of Gilbert loves a challenge, especially Disabilities Education Act to alone is Finch. And the coun- Chattanooga reported that protect their son’s right to be selor who takes on the case of a total of $1,644,365 has when it involves helping children educated with his non-disabled a troubled youth pro bono is been pledged in this year’s By David Laprad Down syndrome, needed Finch. friends in his zoned school. Finch. campaign.  is brings the He’d been fully included in the Without an attorney to advo- Deborah found Finch in campaign to within 95.5 very client who’s regular education classroom at cate for Hyde’s rights, they lost. Justin Gilbert, a Chattanoo- percent of its $1,720,317 needed an attor- his zoned school, Normal Park For the appeal, they hired ga attorney who takes cases goal, Sam E. Miles, cam- ney to fi ght for Elementary in Chattanooga, for Finch. involving disability laws. paign chairman, announced justice on their four years. As he neared third Finch is a fi ctional character As the Hamilton County at the third report meeting behalf has needed grade (and annual state testing, who represents a black defen- and Tennessee Departments of Friday. Atticus Finch. mother Deborah notes), the dant in a criminal trial in the Education reiterated their case, Some – a single mother being novel, “To Kill a Mockingbird.” Gilbert brandished copies of See 50 YEARS, page 15 principal decided Hyde would wrongfully evicted from her be removed from Normal Park But any attorney can fi ll that the IDEA, the Americans with apartment, a man accused of a and sent to Red Bank Elemen- role. Disabilities Act and Section INSIDE Ecrime he didn’t commit and a  e Legal Aid lawyer who 504 of the Rehabilitation Act, tary, where he’d be placed in a ■ FINANCIAL FOCUS P10 juvenile who’s made mistakes – special education classroom. represents her client in a land- all of which protect the right are fortunate to fi nd him. Deborah and Hyde’s father, lord-tenant battle is Finch.  e of individuals with disabilities ■ REAL ESTATE P13 Luka Hyde, a young boy with Greg, fi led for due process criminal defense attorney who stands outside a prison cell and See GILBERT, page 4

Representing Tennessee and Georgia clients since 1989

CIVIL WILLS & PERSONAL BUSINESS LITIGATION ESTATES INJURY LAW

724 Cherry St. Chattanooga, TN 37402 423-265-5100 www.epsteinlawfi rm.net 2 | October 27–November2,2017 Linda Minks Hood Minks Linda

EXECUTIVEDIRECTOR CHATTANOOGA BAR ASSOCIATION day outonbehalfofothers,Tennes Leslie, whomakesacrificesdayinand profession.” McWilliams “truemodelsofthelegal Justice JeffreyBivinscallsKuand that, theytakedifficultcases.” volunteering withLegalAid.Notonly a longhistoryofserviceandarestill in ourcommunity.eybothhave for allTennesseans,”shesays. advocacy forequalaccesstojustice tent supportofLAETandeffective to probonorepresentation,consis attorney’s long-lastingcommitment the ultimateacknowledgementofan are “trueprobonoheroes.” Paige EvattsaysKuandMcWilliams efforts onfamilylawcases. & Goldbothfocustheirvolunteer Leslie McWilliamsof Fame. SolopractitionerJayKuand of EastTennessee’sProBonoHall this year’sinducteesintoLegalAid Laprad David By ofFame toHall two Aidadds Legal But she hasn’t. But shehasn’t. all she’sdoneandhangupherhat. Lawyer oftheYearAwardin2014. LAET’s BruceC.BaileyVolunteer domestic violencework. 31 mediatorwithacertificationin of Children’sServicesandasaRule a staffattorneyfortheDepartment of HamiltonCountyJuvenileCourt, litem forthechildsupportdivision and families. demonstrated aheartforchildren organization. tinued todoprobonoworkforthe time withLegalAidended,shecon a staffattorneyatLAET.AfterKu’s became avolunteerandeventually After movingtoChattanooga,she staff attorneyinSt.Louis,Missouri. of thestatewouldsuffer.” Bivins says.“Evenworse,thepeople to provideequalaccessjustice,” see wouldnotbealeaderintheeffort “ Without volunteers like Jay and “ WithoutvolunteerslikeJayand Tennessee SupremeCourtChief “Jay andLesliearetruetrailblazers “e ProBonoHallofFameis LAET ProBonoProjectDirector Two Chattanoogaattorneysare “She’s still a regular volunteer at “She’s stillaregularvolunteerat “It wouldbeeasyforJaytolookat Ku wasalsotherecipientof She’s workedasaguardianad roughout hercareer,Kuhas Ku beganhercareerasaLegalAid Chattanooga Bar Association | The Pioneer Building | Suite 420 | 801 Broad Street | Chattanooga, TN 37402TN Chattanooga,StreetBroad | 801 423-756-3222 | 420| Suite | Building Pioneer The Fax:| Association BarChattanooga | 423-265-6602 | Bar Association Bar notes from the the notesfrom Chattanooga News and Newsand

Executive Committee Steven M.Jacoway Steven William Colvin G.

PRESIDENT-ELECT Bar Association Lee Davis Lee SECRETARY PRESIDENT - - - a two-and-a-half-year stint as an a two-and-a-half-yearstintasan daughter, Stephanie. State, shewasasingleparenttoher in 1983.WhileastudentatFlorida ida StateUniversityCollegeofLaw advantaged.” who havebecomeeconomicallydis just theunderclass.It’salsopeople the courts,”shesays.“It’snolonger to justiceandlegalrepresentationin “More peoplethaneverneedaccess help othersthroughprobonowork. Bono HallofFame.” honor towelcomeherthePro clients,” Evattcontinues.“Itisour leagues, communityandcountless loved byherfamily,friends,col- successful lives.” to co-parenttheirchildrenandlive tion open.isinturnallowspeople that keepsthelinesofcommunica Jay conductstheseclinicsinaway pro sedivorceclinics,”Evattadds. LAET andtheleadattorneyforour Barry Gold,right, withstate Supreme Court Justice Jeffrey Bivins, attended onbehalfof hislaw andnew partner inductee, Leslie McWilliams. McWilliams began her career with McWilliams beganhercareerwith McWilliams graduatedfromFlor- Ku encouragesallattorneysto “Jay iswell-respectedandwell- “Divorce isadifficultsubject,but Honorable Christie M. M. Christie Honorable John C. Harrison John C. PASTPRESIDENT TREASURER See Sell HALL OF FAME,3 OF page HALL Hamilton CountyHerald - - Board of Governors Barret S. Albritton S. Barret Jeffrey W.Jeffrey Maddux George G. Hixson G. George YLD REPRESENTATIVEYLD Brittany T.Brittany Faith Jimmy Rodgers Marc Harwell Marc Bono Hallof Fame inductee Jay Ku. Tennessee Supreme Court Justice Jeffrey Bivins and2017 Legal Aidof East Tennessee Pro Sheri FoxSheri

The Honorable Pamela The Pamela Honorable JUDICIAL REPRESENTATIVEJUDICIAL Ex-Officio Member Fleenor www.chattanoogabar.org www.hamiltoncountyherald.com Photographs provided 3

| CHATTANOOGA BAR ASSOCIATION BREDESEN, page 4 AP Photo/Erik Schelzig, File Schelzig, AP Photo/Erik See See Photograph provided Photograph October 27 – November 2, 2017 27 – November October As such, Dean wants to “Gov. Bredesen is somebody eliminate ideology and “polar extremes” from the election and stick with health care, edu- cation and job creation. - Bredesen, is running in the same template as Haslam and Bredesen, two former big-city mayors considered pro-busi ness pragmatists who focus on finances and leave the social squabbles to others. Former Democratic Gov. Phil Bredesen, 73, who is mulling a run for retiring U.S. U.S. retiring who is mulling a run for 73, Phil Bredesen, Gov. Democratic Former (2002-2010) governor as Tennessee’s terms two served seat, Corker’s Bob Sen. He the GOP. decidedly toward swung had already politics at a time when state mayor. as Nashville terms two served also

- - - Tennessee Supreme Court Justice Jeffrey Bivins greets 2012 Pro Bono Hall of Fame inductee inductee Fame Hall of Bono Pro 2012 greets Bivins Jeffrey Justice Court Supreme Tennessee Blackwell. Husch of firm the law of Joe Simpson - In doing so, they could be Rep. Sherry Jones, a Dem- “I feel like there are a lot of Dean, who has North With President Trump bul With President Trump Hamilton County Herald County Hamilton lying people in his cabinet andlying people in his U.S. Rep.across the country, of William- Marsha Blackburn U.S.son County and former of FogRep. Stephen Fincher Jump in West Tennessee are both positioning themselves as right-wing conservatives, saying they want to advance Trump’s policies on everything from repealing the Affordable Care Act to building walls at the Mexican border. opening the door for a mid dle-of-the-roader, even a Democratic in this state, where Trump carried nearly 70 per- cent of the vote in 2016. ocrat who has served in the Legislature for more than 20 years, says a Bredesen candida- cy will bring people back to the Democratic side of the ballot because they consider him a moderate. people out there that trust and respect him, and I think he can pull a lot of votes and he has a lot of money,” adds Jones, who is set to run for Davidson County Juvenile Court clerk next year but isn’t leaving the Legislature just yet. ern roots in common with the Senate [Corker’s seat] butthe Senate [Corker’s for thecould be a candidate Sen.seat held by Tennessee 2020. Lamar Alexander in - - “I’m a social worker with a law “But I’m fortunate and blessed to McWilliams and her husband are LAET announced its 2017 Pro e reception and induction were Previous indutees into LAET’s through Legal Aid sends us a glowing review of her work. ey’ve called her a god-send, an angel, a warrior and a friend,” Evatt adds. degree,” McWilliams says. be able to make legal families and help others in distress. is is a great job.” currently splitting their time between Chattanooga and Apalachicola, Florida. Bono Hall of Fame inductees during a reception at Hart Gallery on Oct. 19. Justice Blevins, along with a number of local judges and attorneys, attend ed the event. Sheri Fox, executive director of LAET, was also present. held in celebration of October as Na- tional Celebrate Pro Bono Month. Pro Bono Hall of Fame include Max Bahner, Bruce Bailey, omas Caldwell, William Carriger, Charles “Buz” Dooley, Marcy Eason, Richard Ruth Jr., Harold Schwartz Jr., Rich- ard Crotteau, Sam Elliott, Joseph Simpson, Glenn Stophel, Judge Jeff Hollingsworth, Virginia Love, the Hon. William “Meucke” Barker and Chancellor Howell Peoples. [email protected] Sam Stockard Bredesen recently conceded Political prognosticators Even though Gov. Bill He opted not to run for a benefit to him,” Geer points out. “He is someone who is in terested in making a difference and has not been advancing his own political ambition over the last few years. He is not a Washington insider, which is a plus this cycle – as it was in the last election.” he is considering entering the Senate race, but he isn’t saying anything beyond that. say a Democratic ticket led by Bredesen for U.S. Senate and former Nashville Mayor Karl Dean for governor could change the course of politics statewide. Haslam is considered a mod erate businessman more concerned with education and budgets, he isn’t Tennessee’s political bell cow. e far-right wing of the Republican Party is too busy chasing the coattails of President Trump to worry about Haslam as he enters the final year of two terms. - - - From page 2 From

VIEW FROM CAPITOL HILL CAPITOL FROM VIEW A former health insurance “at he has been out of Tennessee Democrats areTennessee Democrats formerPhil Bredesen, the He is, after all, the last “Phil Bredesen would trans She followed that position with Upon marrying, McWilliams McWilliams’ law partner, Barry “She grew up poor, she’s a survivor McWilliams’ desire to make a dif “e first time I met Leslie was Evatt says McWilliams’ zealous “Every client she’s represented

HALL OF FAME form the race if he runs. He would bring national attention and big money to the race,” Vanderbilt political scientist John Geer says. “But no one should count out James Mack- ler. He has a great narrative, and 2018 could be a Demo- cratic year. (President Donald) Trump’s popularity continues to slide, and while his base is intact now, that may not be true by the summer of 2018.” executive who acquired so much wealth he declined his gubernatorial salary, Bredesen will turn 74 in November. But Geer says age isn’t an issue for Bredesen, nor is his absence from political office for eight years. politics for eight years could be canvassing the state to findcanvassing the state politicalcandidates at every star is alevel, but their next who haswell-known veteran stripespeople of all political holding their breath. and a two- mayor of Nashville alterterm governor, could the landscape of Tennessee politics if he enters the race for U.S. Senate to fill the void by departing Republican Sen. Bob Corker in 2018. Democrat to win a statewide election. assistant prosecutor in Little Rock, Arkansas. three years as an administrative attor- ney in Tallahassee, Florida. moved to Tennessee, where she connected with attorneys Mary Ann Green and Karla Gothard, who need- ed help with their family law practice. She continued to practice family law after her partners left and eventually became certified in the field. Gold, says volunteering at Legal Aid was an easy step for her. of serious domestic violence and she wants to help,” Gold says. ference extends to her home, where she’s fostered nine children, one of whom she adopted. as opposing counsel,” Evatt recalls. “She taught me an important lesson through that experience: representing clients means making their problems your own and fighting for them as if the cases were your own.

ness is undeniable. Dems hope Bredesen run will reinvigorateparty n www.hamiltoncountyherald.com 4 | October 27 – November 2, 2017 Hamilton County Herald www.hamiltoncountyherald.com

GILBERT From page 1

to be fully included, and said, HCH “Not so fast.” Hamilton County Herald Gilbert successfully rep- 102 years of service resented Hyde’s rights to be educated in his “least restrictive Telephone 423-602-9270 Fax 423-602-9269 environment,” a legal principle 735 Broad Street Suite 406 being tested around the U.S. Chattanooga, TN 37402 After winning Hyde’s case, Gilbert packed his bags and – CHATTANOOGA – headed to Detroit where the David Laprad Editor city’s Teacher of the Year in [email protected] 2014 is fi ghting the same battle Dianna Chambers on behalf of her child. Display Advertising “Many school districts [email protected] now require kids with Down 615-254-5522 syndrome to be educated with Julia Warren their non-disabled peers, but Foreclosures, Public Notices [email protected] there are pockets around the 901-521-1196 country that are still behind,” Gilbert acknowledges. “ ose Donna Gosnell Circulation, Online Subscriptions are challenging cases, but kids customerservice@ with intellectual disabilities ad- hamiltoncountyherald.com vance more quickly when they 615-254-5522 associate with non-disabled – CORPORATE OFFICES– peers.” 193 Jefferson Ave. Gilbert hopes the precedent Memphis, TN 38103 he set with the Hyde case will Photograph by David Laprad Eric Barnes be used around the country to Gilbert with Luka Hyde and his parents, Deborah and Greg Publisher, CEO [email protected] keep children with Down syn- drome in their least restrictive Isabella League To control what they per- cases involving the restraint Lyle Graves environment. Associate Publisher, Gilbert also saw a higher ceived as a disciplinary prob- and isolation of special educa- “I sometimes tell parents Executive Editor purpose in the case of Isabella lem, Isabella’s teachers placed tion students. [email protected] and employees that their case is League, a young Knox Coun- her within the confi nes of a  e defense said the teach- important to them, but because Pam Mallett ty girl with Down syndrome. standing and folded gym mat er’s actions were no diff erent it’s a novel situation, we’re also Chief Financial Officer Unlike Luka’s case, which (4 feet by 4 feet) 21 times over than putting a child in time out. [email protected] fi ghting to make sure another involved the legal principle of the course of four days.  is Gilbert called it nothing less person doesn’t go through the Member of: least restrictive environment, violated the Special Education than abuse. “Sadly, child abuse same thing,” Gilbert says. “In Tennessee Press Association League suff ered inappropriate Behavior Supports Act, which happens everywhere,” he says. National Newspaper Association most cases, they see the higher disciplinary measures at her the Tennessee Legislature Gilbert prevailed in the American Court & Commercial purpose.” passed to provide guidance in Newspapers school, Gilbert explains. See GILBERT page 10

BREDESEN From page 3 proponent for allowing charter offi cer, prosecuting cases for reports she co-sponsored legis- schools to open. the military. lation making it more diffi cult I admire greatly, and certainly  e Democrats have some Having raised more than for the DEA to catch people he could make his own deci- other potential statewide $750,000 even before Corker shipping illegal opioids into the sion,” Dean says. “But I can tell winners, including state Sen. announced his decision to step country. He recently started a you, again, based on my travels Jeff Yarbro of Nashville and away from the Senate, Mack- digital ad campaign urging her Subscription $15 per year and talking to all diff erent types Reps. John Ray Clemmons and ler is unfazed by the Bredesen to withdraw. By mail of people, he is widely admired, Bo Mitchell, both of Davidson factor, calling himself an “out- His website also touts a Single copy • 50 cents not only for his service as County. For now, though, the sider” who is more concerned column saying Democrats’ best Postmaster send governor and mayor, but for party’s hope lies with Bredesen about child health care and bet is to look toward a future changes of address to: his personality and sort of his and, most likely, Dean. education than looking for the with young, energetic Mack- Hamilton County Herald problem-solving approach to P.O. Box 3008 Mackler’s outlook next political contribution or ler rather than the past with Memphis, TN 38173 politics. TV sound bite. Bredesen. “He is admired by Demo- Mackler, a 45-year-old Hamilton County Herald “It makes no diff erence to  e problem with that crats, Republicans and inde- Nashville attorney, isn’t sitting my plans. I got into this race outlook is this: Bredesen has USPS #120710 quietly. published weekly by pendents.” against a popular sitting sena- more name recognition than Hamilton County Herald, LLC., Bredesen’s candidacy bodes He gave up tor who people said I couldn’t everyone else in the Democrat- Periodicals Postage well for the Democratic guber- a profi table beat,” Mackler acknowledges. ic Party combined. And, the paid at natorial candidate too. Dean law practice “Here I am six months down money. Chattanooga, Tennessee in the wake of Material published in the Hamilton County is squared off with House Dem- the road with an incredible And, one little important Herald is compiled at considerable expense and is ocratic Leader Craig Fitzhugh 9/11, enlisted response from the people of thing: He can win in a Trump for the sole and exclusive use of our subscribers. from Ripley in West Tennessee, in the Army Tennessee as someone who universe, whether it’s strong or The contents of the Hamilton County Herald who is trying to put his name and fl ew may not be republished, resold or reproduced is not a career politician like crumbling. in any manner, in whole or in part without the out there and separate himself helicopters Marsha Blackburn. consent of the publisher. Any infringement may from Dean through his Ten- Mackler for the 101st be subject to legal redress. “And I believe that’s what Sam Stockard is a Nash- nessee roots and lifelong sup- Airborne the people of Tennessee want, ville-based reporter covering The records contained in the Hamilton Coun- Division before taking on the ty Herald are taken from those fi led in the public port for public schools. While someone who has that proven the Legislature for the Nash- record and do not necessarily refl ect the fi nancial mayor of Nashville, Dean was a job of judge advocate general standing of the parties involved. Care is taken to record of service and sacrifi ce ville Ledger, Knoxville Ledger, publish suits, judgements, other documents but is not a career politician.” Hamilton County Herald and exactly as they appear in the public record. Mackler isn’t afraid to go on Memphis Daily News. He can However, the Hamilton County Herald assumes no liability for errors or omissions. Persons who the attack, either. He’s calling be reached at sstockard44@ rely solely on these contents do so at their own for Blackburn to step away gmail.com. risk. from the Senate race amid Any explanation of these items, as well as correction of any erroneous information, will be published upon timely notifi cation by proper correspondence. The editors are responsible for the writing and display of the news, data and features in this newspaper. If you have a question or suggestion, We’re social you may call during normal business hours. – Susanne Reed, General Manager 423-602-9270 facebook.com/Hamilton-County-Herald [email protected] October 27 - November 2, 2017 HAMILTON COUNTYPage 5 www.HamiltonCountyHerald.com H  Public Notices

sale, the purchaser shall only be entitled to a 35-5-101 have been met. Current Owner(s) of Property: Theresa R. Foreclosure Notices return of any money paid towards the purchase All right of equity of redemption, statutory Carter Hamilton County price and shall have no other recourse. Once and otherwise, and homestead are expressly The street address of the above described the purchaser tenders the purchase price, the waived in said Deed of Trust, but the under- property is believed to be 712 Northbrook Dr, Substitute Trustee may deem the sale final in signed will sell and convey only as Substitute Hixson, Tennessee 37343, but such address is NOTICE OF SUBSTITUTE TRUSTEE’S SALE Trustee, as trustee for Compass Mortgage, which case the purchaser shall have no remedy. Trustee. not part of the legal description of the property WHEREAS, default has occurred in the perfor- Inc. on December 9, 1998 at Book GI 5244, The real property will be sold AS IS, WHERE This sale is also subject to the right of redemp- sold herein and in the event of any discrepancy, mance of the covenants, terms and conditions Page 920; conducted by Shapiro & Ingle, LLP, IS, with no warranties or representations of tion by the INTERNAL REVENUE SERVICE/ the legal description herein shall control. of a Deed of Trust dated January 28, 2008, having been appointed Substitute or Successor any kind, express or implied, including without DEPARTMENT OF THE TREASURY, pursuant This sale is subject to, without limitation, all executed by BRENDA WILLETT PRICE, convey- Trustee, all of record in the Hamilton County limitation, warranties regarding condition of the to 26 U.S.C. 7425 by reason of the following matters shown on any applicable recorded plat; ing certain real property therein described to Register’s Office. Default has occurred in property or marketability of title. tax lien(s) of record in the original amount of any unpaid taxes; any restrictive covenants, TIM CALLAWAY, as Trustee, as same appears the performance of the covenants, terms, This office may be a debt collector. This $9,541.72 at Record Book GI 10380, Page easements, or setback lines that may be ap- of record in the Register’s Office of Hamilton and conditions of said Deed of Trust and the may be an attempt to collect a debt and any 760 as Instrument No. 2015011500009 plicable; any statutory right of redemption of any County, Tennessee recorded January 30, entire indebtedness has been declared due information obtained may be used for that $11,981.37 at Record Book GI 10367, Page governmental agency, state or federal; any prior 2008, in Deed Book GI 8578, Page 342; and and payable. purpose. 760 as Instrument No. 2014122300127 liens or encumbrances including those created WHEREAS, the beneficial interest of said Deed Party Entitled to Enforce the Debt: Nation- Shapiro & Ingle, LLP $37,904.87 at Record Book GI 10276, Page by a fixture filing or any applicable homeowners’ of Trust was last transferred and assigned star Mortgage LLC, its successors and assigns. Substitute Trustee 756 as Instrument No. 2014081100033 association dues or assessments; all claims or to Bayview Loan Servicing, LLC, a Delaware The following real estate located in Ham- 10130 Perimeter Parkway, Suite 400 $22,621.13 at Record Book GI 10189, Page other matters, whether of record or not, which Limited Liability Company who is now the owner ilton County, Tennessee, will be sold to the Charlotte, NC 28216 970 as Instrument No. 2014040800032 in may encumber the purchaser’s title and any of said debt; and WHEREAS, the undersigned, highest call bidder: Phone: (704) 333-8107 the real property records of Hamilton County matter that an accurate survey of the premises Rubin Lublin TN, PLLC, having been appointed Described property located at Hamilton Fax: (704) 333-8156 Register’s Office, Tennessee. might disclose. as Substitute Trustee by instrument to be filed County, Tennessee, to wit: www.shapiro-ingle.com If the U.S. Department of Treasury/IRS, the The following parties may claim an interest for record in the Register’s Office of Hamilton Described property located in Hamilton File No. 03-1107 State of Tennessee Department of Revenue, in the above-referenced property to be affected County, Tennessee. County, Tennessee, to wit: Oct. 13, 20, 27, 2017 Fmr18480 or the State of Tennessee Department of by the foreclosure: any judgment creditor or NOW, THEREFORE, notice is hereby given that Lot Seventy-five (75), Holiday Hills Labor or Workforce Development are listed lien holder with an interest subordinate to the the entire indebtedness has been declared due Subdivision, as shown by plat of record in SUBSTITUTE TRUSTEE’S SALE as Interested Parties in the advertisement, said Deed of Trust or any party claiming by, and payable, and that the undersigned, Rubin Plat Book 22, Page 30, in the Register’s Sale at public auction will be on November then the Notice of this foreclosure is being through, or under any of the foregoing. Such Lublin TN, PLLC, as Substitute Trustee or his Office of Hamilton County, Tennessee, to 9, 2017 on or about 11:00AM local time, at given to them and the Sale will be subject parties known to the Substitute Trustee may duly appointed agent, by virtue of the power, which plat reference is hereby made for a the Main door of the Hamilton County Court- to the applicable governmental entities’ include: Wells Fargo Financial National Bank duty and authority vested and imposed upon more particular description of said lot. house, Chattanooga, Tennessee, conducted right to redeem the property as required c/o Nicholas H. Adler; Barclays Bank Delaware said Substitute Trustee will, on November Street Address: 7752 Holiday Hills Circle, by the Substitute Trustee as identified and set by 26 U.S.C. 7425 and T.C.A. §67-1-1433. as assignee of Juniper c/o Shon Leverett. 9, 2017 at 10:00 AM at the Front Steps of Chattanooga, Tennessee 37416 forth herein below, pursuant to Deed of Trust This property is being sold with the express Terms of Sale will be public auction, for the Hamilton County Courthouse, located in Parcel Number: 129K-Q-003 executed by ROBERT JOHNSON AND MARY reservation that the sale is subject to confir- cash, free and clear of rights of homestead, Chattanooga, Tennessee, proceed to sell at Current Owner(s) of Property: Kim L. Bonds JOHNSON, to Title Works of VA, Trustee, on mation by the lender or trustee. If the sale is redemption and dower to the extent disclaimed public outcry to the highest and best bidder The street address of the above described November 17, 2014, at Record Book GI 10348, set aside for any reason, the Purchaser at or inapplicable, and the rights of Theresa R. for cash or certified funds ONLY, the following property is believed to be 7752 Holiday Hills Page 881 as Instrument No. 2014112500116 the sale shall be entitled only to a return of Carter, and those claiming through him/her/ described property situated in Hamilton County, Circle, Chattanooga, Tennessee 37416, but in the real property records of Hamilton County the purchase price. The Purchaser shall have it/them. Tennessee, to wit: such address is not part of the legal description Register’s Office, Tennessee. no further recourse against the Mortgagor, Any right of equity of redemption, statutory ALL THAT CERTAIN PARCEL/UNIT OF LAND IN of the property sold herein and in the event of Owner of Debt: Live Well Financial, Inc. the Mortgagee or the Mortgagee’s attorney. and otherwise, and homestead are waived in CITY OF CHATTANOOGA HAMILTON COUNTY, any discrepancy, the legal description herein The following real estate located in Hamilton MWZM File No. 17-000258-220 accord with the terms of said Deed of Trust, STATE OF TN, AS MORE FULLY DESCRIBED shall control. County, Tennessee, will be sold to the highest MACKIE WOLF ZIENTZ & MANN, P. C., Substi- and the title is believed to be good, but the IN BOOK 2557 PAGE 156 ID# 147B-D-021, This sale is subject to, without limitation, all call bidder subject to all unpaid taxes, prior tute Trustee(s) undersigned will sell and convey only as Sub- BEING KNOWN AND DESIGNATED AS LOT 6 matters shown on any applicable recorded plat; liens and encumbrances of record: Premier Building, Suite 404 stitute Trustee. HILLSBORO HEIGHTS NO. TWO (2), EASTDALE any unpaid taxes; any restrictive covenants, The land described herein is situated in the 5217 Maryland Way The right is reserved to adjourn the day FILED IN PLAT BOOK 14,AT PAGE 48. Parcel easements, or setback lines that may be ap- State of Tennessee, County of Hamilton, Brentwood, Tennessee 37027 of the sale to another day, time, and place ID: 147B D 021 plicable; any statutory right of redemption of any unincorporated area, described as follows: PHONE: (615) 238-3630 certain without further publication, upon an- PROPERTY ADDRESS: The street address of governmental agency, state or federal; any prior All that tract or parcel of land lying and being EMAIL: [email protected] nouncement at the time and place for the sale the property is believed to be 1712 TUNNEL liens or encumbrances including those created in the City of Chattanooga, Hamilton County, Oct. 13, 20, 27, 2017 Fmr18481 set forth above. If you purchase a property BLVD, CHATTANOOGA, TN 37406. In the event by a fixture filing or any applicable homeowners’ Tennessee, being Lot 17, of Unit 1, Concord at the foreclosure sale, the entire purchase of any discrepancy between this street address association dues or assessments; all claims or Highlands, as shown by plat recorded in plat SUBSTITUTE TRUSTEE’S SALE price is due and payable at the conclusion and the legal description of the property, the other matters, whether of record or not, which Book 25, Page 65, in the Register`s Office Sale at public auction will be on Novem- of the auction in the form of a certified/ legal description shall control. may encumber the purchaser’s title and any of Hamilton County, Tennessee. ber 6, 2017 at 10:00AM local time, at the bank check made payable to or endorsed CURRENT OWNER(S): BRENDA WILLETT PRICE matter that an accurate survey of the premises Being the same property conveyed to Robert west door, Hamilton County Courthouse, 625 to Shapiro & Ingle, LLP. No personal checks OTHER INTERESTED PARTIES: might disclose. D. Johnson and wife, Mary Susanne Johnson Georgia Ave., Chattanooga, Tennessee pursu- will be accepted. To this end, you must bring THE CITY OF CHATTANOOGA The sale of the The following parties may claim an interest from Mary Selves, a widow, by Warranty ant to Deed of Trust executed by Theresa R. sufficient funds to outbid the lender and any above-described property shall be subject in the above-referenced property to be affected Deed dated November 20, 1990, Recorded Carter, to Paul Hatcher, Trustee, as trustee other bidders. Insufficient funds will not be to all matters shown on any recorded plat; by the foreclosure: any judgment creditor or December 6, 1990, in Book 3793, Page 531, for American General Financial Services, Inc. accepted. Amounts received in excess of the any unpaid taxes; any restrictive covenants, lien holder with an interest subordinate to the in the Register`s Office for Hamilton County, on May 9, 2008 at Book GI 8664, Page 800; winning bid will be refunded to the successful easements or set-back lines that may be ap- said Deed of Trust or any party claiming by, in Book 3797 Page 531. conducted by Shapiro & Ingle, LLP, having been purchaser at the time the foreclosure deed plicable; any prior liens or encumbrances as through, or under any of the foregoing. Such APN: 158D-H-016 appointed Substitute or Successor Trustee, all is delivered. well as any priority created by a fixture filing; parties known to the Substitute Trustee may Tax ID: 15D-H-016 of record in the Hamilton County Register’s Of- This property is being sold with the express and to any matter that an accurate survey of include: Secretary of Housing & Urban Develop- Current Owner(s) of Property: ROBERT JOHN- fice. Default has occurred in the performance reservation that the sale is subject to confirma- the premises might disclose. This property is ment; Chattanooga Neighborhood Enterprise, SON AND MARY JOHNSON of the covenants, terms, and conditions of said tion by the lender or trustee. This sale may be being sold with the express reservation that Inc.; Joseph Jones; Clark Brothers Furniture. The street address of the above described Deed of Trust and the entire indebtedness has rescinded only by the Substitute Trustee at any it is subject to confirmation by the lender or Terms of Sale will be public auction, for property is believed to be 1511 Bunker Hill been declared due and payable. time. If the Substitute Trustee rescinds the Substitute Trustee. This sale may be rescinded cash, free and clear of rights of homestead, Drive, Chattanooga, TN 37421, but such ad- Party Entitled to Enforce the Debt: DLJ Mort- sale, the purchaser shall only be entitled to a at any time. The right is reserved to adjourn redemption and dower to the extent disclaimed dress is not part of the legal description of the gage Capital, Inc., its successors and assigns. return of any money paid towards the purchase the day of the sale to another day, time, and or inapplicable, and the rights of Kim L. Bonds, property sold herein and in the event of any The following real estate located in Ham- price and shall have no other recourse. Once place certain without further publication, upon unmarried, and those claiming through him/ discrepancy, the legal description referenced ilton County, Tennessee, will be sold to the the purchaser tenders the purchase price, the announcement at the time and place for the her/it/them. herein shall control. highest call bidder: Substitute Trustee may deem the sale final in sale set forth above. All right and equity of re- Any right of equity of redemption, statutory SALE IS SUBJECT TO OCCUPANT(S) RIGHTS Described property located at Hamilton which case the purchaser shall have no remedy. demption, statutory or otherwise, homestead, and otherwise, and homestead are waived in IN POSSESSION. County, Tennessee, to wit: The real property will be sold AS IS, WHERE and dower are expressly waived in said Deed accord with the terms of said Deed of Trust, THE RIGHT IS RESERVED TO ADJOURN THE All his right, title and interest in that certain IS, with no warranties or representations of of Trust, and the title is believed to be good, and the title is believed to be good, but the DAY OF THE SALE TO ANOTHER DAY, TIME AND parcel of land lying at 712 North Brook Drive, any kind, express or implied, including without but the undersigned will sell and convey only undersigned will sell and convey only as Sub- PLACE CERTAIN WITHOUT FURTHER PUBLICA- the City of Chattanooga, County of Hamilton, limitation, warranties regarding condition of the as Substitute Trustee. The Property is sold stitute Trustee. TION, UPON ANNOUNCEMENT AT THE TIME AND State of Tennessee, more property or marketability of title. as is, where is, without representations or The right is reserved to adjourn the day PLACE FOR THE SALE SET FORTH ABOVE. THE Lot Fifty-three (53). Unit One (1). North Brook This office may be a debt collector. This warranties of any kind, including fitness for a of the sale to another day, time, and place TERMS OF SALE ARE CASH. ANY TAXES OR Subdivision, as shown by plat of record in Plat may be an attempt to collect a debt and any particular use or purpose. certain without further publication, upon an- FEES WILL BE THE RESPONSIBILITY OF THE Book 31, Page 50, in the Register’s Office information obtained may be used for that THIS LAW FIRM IS ATTEMPTING TO COLLECT nouncement at the time and place for the sale PURCHASER. IF THE SALE IS SET ASIDE FOR of Hamilton County, Tennessee. purpose. A DEBT. ANY INFORMATION OBTAINED WILL set forth above. If you purchase a property ANY REASON, THE PURCHASER AT THE SALE Subject to restrictions of record in Book Shapiro & Ingle, LLP BE USED FOR THAT PURPOSE. at the foreclosure sale, the entire purchase SHALL BE ENTITLED ONLY TO A RETURN OF THE 2364, page 471, in the Register’s Office of Substitute Trustee Rubin Lublin TN, PLLC, Substitute Trustee price is due and payable at the conclusion PURCHASE PRICE. THE PURCHASER SHALL Hamilton County, Tennessee. 10130 Perimeter Parkway, Suite 400 119 S. Main Street, Suite 500 of the auction in the form of a certified/ HAVE NO FURTHER RECOURSE AGAINST THE Subject to anchor easement as shown on Charlotte, NC 28216 Memphis, TN 38103 bank check made payable to or endorsed GRANTOR, THE GRANTEE, OR THE TRUSTEE. recorded plat. Phone: (704) 333-8107 www.rubinlublin.com/property-listings.php to Shapiro & Ingle, LLP. No personal checks OTHER INTERESTED PARTIES: LVNV FUNDING Subject to conditions and easements Continued on page 6 Tel: (877) 813-0992 will be accepted. To this end, you must bring LLC AND UNIFUND CCR PARTNERS AND FLOW- of record in Book 2116, page 186, in Fax: (404) 601-5846 sufficient funds to outbid the lender and any ERS DIRECT AND DISCOVER BANK AND MID- the Register’s Office Hamilton County, Ad #124700 other bidders. Insufficient funds will not be LAND FUNDING LLC AND FIA CARD SERVICES, Tennessee. Oct. 13, 20, 27, 2017 Fmr18461 accepted. Amounts received in excess of the N.A. AND CAVALRY PORTFOLIO SERVICES LLC Subject to easements, restrictions, and Go to winning bid will be refunded to the successful AND TENNESSEE WHOLESALE FLORIST, INC. covenants of record, if any. www.HamiltonCountyHerald.com for SUBSTITUTE TRUSTEE’S SALE purchaser at the time the foreclosure deed AND 1ST INVESTMENT SERVICES/31 FIRST This being the same property conveyed to thousands of public records and Sale at public auction will be on November is delivered. TN BANK AND INTERNAL REVENUE SERVICE Theresa R. Carter from David Carter herein public notices. 6, 2017 at 12:00PM local time, at the west This property is being sold with the express AND TN DEPT OF REVENUE by Deed Recorded 06/16/03 in Deed Book door, Hamilton County Courthouse, 625 Geor- reservation that the sale is subject to confirma- THIS IS AN ATTEMPT TO COLLECT A DEBT AND 6716 at Page 896.0 HAMILTON COUNTY gia Ave., Chattanooga, Tennessee pursuant tion by the lender or trustee. This sale may be ANY INFORMATION OBTAINED WILL BE USED Street Address: 712 Northbrook Dr, Hixson, to Deed of Trust executed by Kim L. Bonds, rescinded only by the Substitute Trustee at any FOR THAT PURPOSE. Tennessee 37343 unmarried, to Northgate Title Escrow, Inc., time. If the Substitute Trustee rescinds the If applicable, the notice requirements of T.C.A. Parcel Number: 074G A 029 H  Page 6 Public Notices October 27 - November 2, 2017 www.HamiltonCountyHerald.com

Foreclosure/Trustee's Sales Scheduled in the Next 3 Weeks NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the perfor- Property Address Publication Dates Borrower Attorney mance of the covenants, terms and conditions of a Deed of Trust dated August 17, 2016, SALES TO TAKE PLACE ON 2017-10-30 executed by ANGELA B. PHILLIPS, ERIC D. PHIL- LIPS, conveying certain real property therein 703 West 46th Street, Chattanooga, 37410 2017-10-06; 2017-10-13; 2017-10-20 Cheryl E. Wright Wilson & Associates, PLLC described to MARK ROSSER, as Trustee, as 6026 Shirley Pond Road, Harrison, 37341 2017-10-06; 2017-10-13; 2017-10-20 Ramona J. McCoy Wilson & Associates, PLLC same appears of record in the Register’s Office 412 N Hickory St, Chattanooga, 37404 2017-10-06; 2017-10-13; 2017-10-20 Linda E. White Wilson & Associates, PLLC of Hamilton County, Tennessee recorded Sep- tember 2, 2016, in Deed Book GI 10843, Page SALES TO TAKE PLACE ON 2017-10-31 584; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and 162 Lynda Circle, Chattanooga, 37405 2017-10-06; 2017-10-13; 2017-10-20 Daniel J. Christopher and Mary J. Christopher C/O Tennessee Foreclosure Dept. assigned to Aurora Financial Group, Inc. who 2416 Charleston Square, Chattanooga, 37421 2017-10-06; 2017-10-13; 2017-10-20 Susan H. Hayes, M.D. C/O Tennessee Foreclosure Dept. is now the owner of said debt; and WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having SALES TO TAKE PLACE ON 2017-11-02 been appointed as Substitute Trustee by instru- 2105 Port Royal Drive, Soddy Daisy, 37379 2017-10-06; 2017-10-13 Emily Hankins Wilson & Associates, PLLC ment to be filed for record in the Register’s 4024 Hooker Rd , Chattanooga, 37410 2017-10-06; 2017-10-13; 2017-10-20 Battle, Franklin Shapiro and Ingle, LLP Office of Hamilton County, Tennessee. NOW, 3007 Kendale Drive, Chattanooga, 37406 Edward L. Key and Gloria A. Key Mackie Wolf Zientz & Mann, P.C. THEREFORE, notice is hereby given that the 6556 Esquire Dr , Hixson, 37343 2017-10-06; 2017-10-13; 2017-10-20 Wilson, Brenda Shapiro and Ingle, LLP entire indebtedness has been declared due 911 N Parkdale Avenue, Chattanooga, 37411 2017-09-08; 2017-09-15; 2017-09-22 Angelia A. Turner Wilson & Associates, PLLC and payable, and that the undersigned, Rubin 4045 East Freedom Circle, Ooltewah, 37363 2017-09-15; 2017-09-22; 2017-09-29 Keyna S. Moore Wilson & Associates, PLLC Lublin TN, PLLC, as Substitute Trustee or his 10408 Dayton Pike , Soddy Daisy, 37379 2017-09-29; 2017-10-06; 2017-10-13 Jiles, Arland Shapiro and Ingle, LLP duly appointed agent, by virtue of the power, 2027 Galahad Road, Chattanooga, 37421 Andre Calloway and Melanie Calloway C/O Tennessee Foreclosure Dept. duty and authority vested and imposed upon said Substitute Trustee will, on November 16, SALES TO TAKE PLACE ON 2017-11-03 2017 at 12:00 PM on the front steps of the West Side Entrance of the Hamilton County 7896 Tranquility Drive, Ooltewah, 37363 2017-09-29; 2017-10-06; 2017-10-13 Ernest Enterprises LLC Courthouse, 615 Walnut Street, Chattanooga, TN, located in Chattanooga, Tennessee, pro- SALES TO TAKE PLACE ON 2017-11-06 ceed to sell at public outcry to the highest and 7752 Holiday Hills Circle , Chattanooga, 37416 2017-10-13; 2017-10-20; 2017-10-27 Bonds, Kim L. Shapiro and Ingle, LLP best bidder for cash or certified funds ONLY, 991 North Sanctuary Road, Chattanooga, 37421 2017-08-18; 2017-08-25; 2017-09-01 Marvin Ray Swafford and Kay Swafford Wilson & Associates, PLLC the following described property situated 712 Northbrook Dr , Hixson, 37343 2017-10-13; 2017-10-20; 2017-10-27 Carter, Theresa Shapiro and Ingle, LLP in Hamilton County, Tennessee, to wit: LOT ONE HUNDRED SIXTEEN (116), SAVANNAH SALES TO TAKE PLACE ON 2017-11-09 ESTATES, UNIT (6), AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 46, PAGE 3, IN THE 1712 Tunnel Blvd, Chattanooga, 37406 2017-10-13; 2017-10-20; 2017-10-27 Brenda Willett Price Rubin Lublin TN, PLLC REGISTER`S OFFICE OF HAMILTON COUNTY, 2711 N Orchard Knob, Chattanooga, 37404 2017-10-20; 2017-10-27; 2017-11-03 Alan Wilsey and Sandra Wilsey The Kuperberg Law Firm LLC TENNESSEE. Parcel ID: 085K C 024 PROP- 3908 Birmingham Drive, Chattanooga, 37415 Bayview Loan Servicing, LLC Rubin Lublin TN, PLLC ERTY ADDRESS: The street address of the 1511 Bunker Hill Drive, Chattanooga, 37421 2017-10-13; 2017-10-20; 2017-10-27 Title Works of VA Mackie Wolf Zientz & Mann, P.C. property is believed to be 8803 Forest Pond Dr, Harrison, TN 37341. In the event of any SALES TO TAKE PLACE ON 2017-11-13 discrepancy between this street address and the legal description of the property, the legal 6626 Harrison Heights Drive , Harrison, 37341 2017-10-20; 2017-10-27; 2017-11-03 Richey, John Joseph Shapiro and Ingle, LLP 4130 Sunset Ave , Chattanooga, 37411 2017-10-20; 2017-10-27; 2017-11-03 Arnold, Calvin and Belinda Shapiro and Ingle, LLP description shall control. CURRENT OWNER(S): 203 Belvoir Ave, Chattanooga, 37411 2017-09-22; 2017-09-29; 2017-10-06 Donald McKenna Wilson & Associates, PLLC ANGELA B. PHILLIPS, ERIC D. PHILLIPS OTHER INTERESTED PARTIES: The sale of SALES TO TAKE PLACE ON 2017-11-16 the above-described property shall be subject to all matters shown on any recorded plat; 115 Fawn Dr , Chattanooga, 37412 2017-10-20 McCroskey, Capriest and Mattie Shapiro and Ingle, LLP any unpaid taxes; any restrictive covenants, 4108 Rogers Road, Chattanooga, 37411 2017-09-15 Sharon E. McClendon Wilson & Associates, PLLC easements or set-back lines that may be ap- 1403 Bunker Hill Drive, Chattanooga, 37421 2017-09-22; 2017-09-29; 2017-10-06 Michael S. Dugger Wilson & Associates, PLLC plicable; any prior liens or encumbrances as 4309 Tee Pee Drive, Chattanooga, 37406 2017-09-22; 2017-09-29; 2017-10-06 Ericca L. Baulding Wilson & Associates, PLLC well as any priority created by a fixture filing; 733 Sylvan Drive, Chattanooga, 37411 2017-09-22; 2017-09-29; 2017-10-06 Rickey Grissom Wilson & Associates, PLLC and to any matter that an accurate survey of 4803 Cordelia Lane, Chattanooga, 37416 2017-09-22; 2017-09-29; 2017-10-06 Opal Shaw Wilson & Associates, PLLC the premises might disclose. This property is 4912 Cameron Lane, Chattanooga, 37411 2017-09-22; 2017-09-29; 2017-10-06 Brandon Holt Wilson & Associates, PLLC being sold with the express reservation that 8514 Daisy Dallas Rd , Hixson, 37343 2017-09-22; 2017-09-29; 2017-10-06 Stewart, Teresa Shapiro and Ingle, LLP it is subject to confirmation by the lender or 127 Chickamauga Rd , Chattanooga, 37421 2017-09-22; 2017-09-29 Potter, Darrick Shapiro and Ingle, LLP Substitute Trustee. This sale may be rescinded 8803 Forest Pond Dr, Harrison, 37341 2017-10-13; 2017-10-20; 2017-10-27 Angela B Phillips, Eric D Phillips Rubin Lublin TN, PLLC 2304 N. Chamberlain Ave., Chattanooga, 37406 2017-09-29; 2017-10-06 Herman Thomas Solomon Baggett, LLC at any time. The right is reserved to adjourn 909 Woodmore Terrace, Chattanooga, 37411 2017-10-13; 2017-10-20; 2017-10-27 Alfred Cantrell and Carlynda Cantrell the day of the sale to another day, time, and 4404 Shelborne Dr , Chattanooga, 37416 2017-10-20; 2017-10-27; 2017-11-03 Bragg, John and Edna Shapiro and Ingle, LLP place certain without further publication, upon 7719 Basswood Drive, Chattanooga, 37416 2017-10-13; 2017-10-20; 2017-10-27 Kimberly Southern C/O Tennessee Foreclosure Dept. announcement at the time and place for the 7445 Tanya Dr , Harrison, 37341 2017-10-13; 2017-10-20; 2017-10-27 Thoresen, Cynthia Shapiro and Ingle, LLP sale set forth above. All right and equity of re- 905 Clay Hill Drive, Soddy Daisy, 37379 2017-10-20; 2017-10-27; 2017-11-03 James H Smith and Melissa L Smith C/O Tennessee Foreclosure Dept. demption, statutory or otherwise, homestead, 8118 Royal Dr , Chattanooga, 37421 2017-10-20; 2017-10-27; 2017-11-03 Coffey, Thomas Shapiro and Ingle, LLP and dower are expressly waived in said Deed 2507 Oak Street, Chattanooga, 37404 2017-10-27; 2017-11-03; 2017-11-10 Robert Turney Wilson & Associates, PLLC of Trust, and the title is believed to be good, 2507 Oak Street, Chattanooga, 37404 2017-10-27; 2017-11-03; 2017-11-10 Robert Turney Wilson & Associates, PLLC but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, SALES TO TAKE PLACE ON 2017-11-20 where is, without representations or warranties of any kind, including fitness for a particular 4613 Old Mission Rd., Chattanooga, 37411 2017-10-27; 2017-11-03; 2017-11-10 Tennessee Housing Development Agency Better Choice Notice Solutions use or purpose. THIS LAW FIRM IS ATTEMPT- 6911 Love Lane, Hixson, 37343 2017-10-27; 2017-11-03; 2017-11-10 Kimberly L Kaylor Better Choice Notice Solutions ING TO COLLECT A DEBT. ANY INFORMATION 10534 Snowhill Road, Ooltewah, 37363 2017-10-27; 2017-11-03; 2017-11-10 Barry L. Goodner Wilson & Associates, PLLC 10534 Snowhill Road, Ooltewah, 37363 2017-10-27; 2017-11-03; 2017-11-10 Barry L. Goodner Wilson & Associates, PLLC OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 Foreclosure Notices County, Tennessee, to wit: may encumber the purchaser’s title and any other bidders. Insufficient funds will not be S. Main Street, Suite 500 Memphis, TN 38103 ALL that tract or parcel of land lying and being matter that an accurate survey of the premises accepted. Amounts received in excess of the www.rubinlublin.com/property-listings.php Tel: Continued from page 5 in the Second Civil District of Hamilton County, might disclose. winning bid will be refunded to the successful (877) 813-0992 Fax: (404) 601-5846 Tennessee, being Lot Thirty-nine (39), Austin The following parties may claim an interest purchaser at the time the foreclosure deed Ad #125269 Fax: (704) 333-8156 Chase Estates, Phase II, as shown by play of in the above-referenced property to be affected is delivered. Oct. 13, 20, 27, 2017 Fmr18486 www.shapiro-ingle.com record in Plat Book 81, Page 54, Register’s by the foreclosure: any judgment creditor or This property is being sold with the express File No. 16-109294 Office for Hamilton County, Tennessee, to lien holder with an interest subordinate to the reservation that the sale is subject to confirma- NOTICE OF FORECLOSURE SALE Oct. 13, 20, 27, 2017 Fmr18484 which plat reference is hereby made for a said Deed of Trust or any party claiming by, tion by the lender or trustee. This sale may be STATE OF TENNESSEE, HAMILTON COUNTY more complete and accurate description through, or under any of the foregoing. Such rescinded only by the Substitute Trustee at any WHEREAS, Kimberly Southern, unmarried SUBSTITUTE TRUSTEE’S SALE of said lot. parties known to the Substitute Trustee may time. If the Substitute Trustee rescinds the executed a Deed of Trust to Mortgage Electronic Sale at public auction will be on Novem- BEING the same property conveyed by include: None. sale, the purchaser shall only be entitled to a Registration Systems, Inc., as Nominee For ber 16, 2017 at 10:00AM local time, at the Warranty Deed recorded in Book 9038, Page Terms of Sale will be public auction, for return of any money paid towards the purchase Mortgage Investors Group, Lender and Charles west door, Hamilton County Courthouse, 625 96 Register’s Office for Hamilton County, cash, free and clear of rights of homestead, price and shall have no other recourse. Once E. Tonkin, II, Trustee(s), which was dated No- Georgia Ave., Chattanooga, Tennessee pursu- Tennessee. redemption and dower to the extent disclaimed the purchaser tenders the purchase price, the vember 5, 2010 and recorded on November ant to Deed of Trust executed by Cynthia D. Street Address: 7445 Tanya Dr, Harrison, or inapplicable, and the rights of Cynthia D. Substitute Trustee may deem the sale final in 10, 2010 in Book GI 9287, Page 741, Hamilton Thoresen, to Frank Alvstad of Davidson County, Tennessee 37341 Thoresen, and those claiming through him/ which case the purchaser shall have no remedy. County, Tennessee Register of Deeds. TN, Trustee, as trustee for Mortgage Electronic Parcel Number: 086H A 016 her/it/them. The real property will be sold AS IS, WHERE WHEREAS, default having been made in Registration Systems, Inc. as nominee for Current Owner(s) of Property: Cynthia D. Any right of equity of redemption, statutory IS, with no warranties or representations of the payment of the debt(s) and obligation(s) SIRVA Mortgage, Inc. on October 12, 2009 at Thoresen and otherwise, and homestead are waived in any kind, express or implied, including without thereby secured by the said Deed of Trust Book GI 9038, Page 963, Instrument Number The street address of the above described accord with the terms of said Deed of Trust, limitation, warranties regarding condition of the and the current holder of said Deed of Trust, 2009101900174; conducted by Shapiro & property is believed to be 7445 Tanya Dr, Har- and the title is believed to be good, but the property or marketability of title. Tennessee Housing Development Agency, (the Ingle, LLP, having been appointed Substitute or rison, Tennessee 37341, but such address is undersigned will sell and convey only as Sub- This office may be a debt collector. This “Holder”), appointed the undersigned, Brock Successor Trustee, all of record in the Hamilton not part of the legal description of the property stitute Trustee. may be an attempt to collect a debt and any & Scott, PLLC, as Substitute Trustee, with all County Register’s Office. Default has occurred sold herein and in the event of any discrepancy, The right is reserved to adjourn the day information obtained may be used for that the rights, powers and privileges of the original in the performance of the covenants, terms, the legal description herein shall control. of the sale to another day, time, and place purpose. Trustee named in said Deed of Trust; and and conditions of said Deed of Trust and the This sale is subject to, without limitation, all certain without further publication, upon an- Shapiro & Ingle, LLP NOW, THEREFORE, notice is hereby given entire indebtedness has been declared due matters shown on any applicable recorded plat; nouncement at the time and place for the sale Substitute Trustee that the entire indebtedness has been declared and payable. any unpaid taxes; any restrictive covenants, set forth above. If you purchase a property 10130 Perimeter Parkway, Suite 400 due and payable as provided in said Deed of Party Entitled to Enforce the Debt: Na- easements, or setback lines that may be ap- at the foreclosure sale, the entire purchase Charlotte, NC 28216 Trust by the Holder, and that as agent for the tionstar Mortgage LLC d/b/a Mr. Cooper, its plicable; any statutory right of redemption of any price is due and payable at the conclusion Phone: (704) 333-8107 undersigned, Brock & Scott, PLLC, Substitute successors and assigns. governmental agency, state or federal; any prior of the auction in the form of a certified/ Fax: (704) 333-8156 Trustee, by virtue of the power and authority The following real estate located in Ham- liens or encumbrances including those created bank check made payable to or endorsed www.auction.com vested in it, will on November 16, 2017, at ilton County, Tennessee, will be sold to the by a fixture filing or any applicable homeowners’ to Shapiro & Ingle, LLP. No personal checks File No. 15-102937 10:00AM at the usual and customary location highest call bidder: association dues or assessments; all claims or will be accepted. To this end, you must bring Oct. 13, 20, 27, 2017 Fmr18485 at the Hamilton County Courthouse, Chatta- Described property located at Hamilton other matters, whether of record or not, which sufficient funds to outbid the lender and any October 27 - November 2, 2017 Public Notices Page 7 www.HamiltonCountyHerald.com

nooga, Tennessee, proceed to sell at public expressly waived in the Deed of Trust, said Harrison, Tennessee 37341 entire indebtedness has been declared due and the title is believed to be good, but the outcry to the highest and best bidder for cash, property being real estate situated in Hamilton Parcel Number: 094G-A-008.00 and payable. undersigned will sell and convey only as Sub- the following described property situated in County, Tennessee, and being more particularly Current Owner(s) of Property: John Joseph Party Entitled to Enforce the Debt: Wells stitute Trustee. Hamilton County, Tennessee, to wit: described as follows: Richey Fargo Bank, NA, its successors and assigns. The right is reserved to adjourn the day All that tract or parcel of land lying and being LOCATED IN THE THIRD CIVIL DISTRICT: The street address of the above described The following real estate located in Ham- of the sale to another day, time, and place in the City of Chattanooga, Hamilton County, Lot Twenty-four (24), North Chester Subdivi- property is believed to be 6626 Harrison ilton County, Tennessee, will be sold to the certain without further publication, upon an- Tennessee, being Lot 24, Eastern Hills Addi- sion, as shown by plat of record in Plat Book Heights Drive, Harrison, Tennessee 37341, highest call bidder: nouncement at the time and place for the sale tion No. 1, as shown by plat recorded in Plat 27, Page 131, in the Register’s Office of but such address is not part of the legal de- Described property located at Hamilton set forth above. If you purchase a property Book 21, Page 21, in the Register’s Office Hamilton County, Tennessee. SUBJECT To scription of the property sold herein and in the County, Tennessee, to wit: at the foreclosure sale, the entire purchase of Hamilton County, Tennessee. any governmental zoning and subdivision event of any discrepancy, the legal description THE LAND REFERRED TO HEREIN BELOW IS price is due and payable at the conclusion Being the same property conveyed by War- ordinances or regulations in effect thereon. herein shall control. SITUATED IN THE COUNTY OF HAMILTON, of the auction in the form of a certified/ ranty Deed recorded in Book 9287, Page SUBJECT To restrictions as set out in Book This sale is subject to, without limitation, all STATE OF TENNESSEE, AND IS DESCRIBED bank check made payable to or endorsed 739, in the said Register’s Office. 1976, Page 392, in the Register’s Office of matters shown on any applicable recorded plat; AS FOLLOWS: to Shapiro & Ingle, LLP. No personal checks THIS CONVEYANCE IS MADE SUBJECT TO Hamilton County, Tennessee, but omitting any unpaid taxes; any restrictive covenants, Lot Three (3), Block D, Royal Oaks Subdivi- will be accepted. To this end, you must bring THE FOLLOWING: any covenant or restriction based on race, easements, or setback lines that may be ap- sion, Unit Two (2), as shown by plat of record sufficient funds to outbid the lender and any Restrictions of record in Book 1403, Page color, religion, sex, handicap, familial status plicable; any statutory right of redemption of any in Plat Book 21, Page 83, in the Register’s other bidders. Insufficient funds will not be 472, as modified in Book 1478, Page 313, or national origin unless and only to the ex- governmental agency, state or federal; any prior Office of Hamilton County, Tennessee and the accepted. Amounts received in excess of the in the Register’s Office of Hamilton County, tent that said covenant (a) is exempt under liens or encumbrances including those created Eastern thirty-eight (38) feet for Lot Two (2), winning bid will be refunded to the successful Tennessee, but omitting any covenant or Chapter 42, Section 3607 of the United by a fixture filing or any applicable homeowners’ Block “D”, Royal Oaks Subdivision Unit Two purchaser at the time the foreclosure deed restriction based on race, color, religion, States Code or (b) relates to handicap hut association dues or assessments; all claims or (2), as shown by plat of record in Plat Book 21, is delivered. sex, handicap, familial status or national does not discriminate against handicapped other matters, whether of record or not, which Page 83, Register’s Office, Hamilton County, This property is being sold with the express origin unless and only to the extent that persons. SUBJECT To building requirements may encumber the purchaser’s title and any Tennessee, and being more particularly de- reservation that the sale is subject to confirma- said covenant (a) is exempt under Chapter as noted on recorded plat. SUBJECT To a ten matter that an accurate survey of the premises scribed as follows: BEGINNING at a point in tion by the lender or trustee. This sale may be 42, Section 3607, of the United States (10) foot drainage easement along all side might disclose. the Southern line of Royal Drive, said point rescinded only by the Substitute Trustee at any Code or (b) relates to handicap but does not and rear lot lines as noted on recorded plat. The following parties may claim an interest being the Northeastern corner of Lot Three time. If the Substitute Trustee rescinds the discriminate against handicapped persons. SUBJECT To a sixteen (16) foot power and in the above-referenced property to be affected (3), Block “D”; thence North sixty-six (66) sale, the purchaser shall only be entitled to a Utility Easement, as shown, described or telephone easement along the Northeast by the foreclosure: any judgment creditor or degrees forty (40) minutes West, along the return of any money paid towards the purchase noted on recorded plat. line as shown by lines on recorded plat. lien holder with an interest subordinate to the Southern line of Royal Drive, thirty-eight (38) price and shall have no other recourse. Once Drainage Easement on north and south ALSO KNOWN AS: 1627 Roberson Road, said Deed of Trust or any party claiming by, feet to a point; thence South twenty-three (23) the purchaser tenders the purchase price, the property lines as shown by survey prepared Hixson, TN 37343 through, or under any of the foregoing. Such degrees twenty (20) minutes West, a distance Substitute Trustee may deem the sale final in by Alfred L. Allen, registered land surveyor, This sale is subject to all matters shown parties known to the Substitute Trustee may of one hundred forty-five (145) feet, more or which case the purchaser shall have no remedy. Tennessee No. 269, dated September on any applicable recorded plat; any unpaid include: None. less, to a point in the Northeastern line of The real property will be sold AS IS, WHERE 24, 1990. taxes; any restrictive covenants, easements, Terms of Sale will be public auction, for Lot Twelve (12) of said Block; thence South IS, with no warranties or representations of Conditions, Restrictions, Reservations, or setback lines that may be applicable; any cash, free and clear of rights of homestead, forth-three (43) degrees two (2) minutes West any kind, express or implied, including without Limitations, Easements, etc., as set out on statutory rights of redemption of any govern- redemption and dower to the extent disclaimed a distance of forty (40) feet, more or less, limitation, warranties regarding condition of the the recorded plat. mental agency, state or federal; any prior liens or inapplicable, and the rights of John Joseph to a point marking the Southwest corner of property or marketability of title. Any governmental zoning and subdivision or encumbrances as well as any priority created Richey an unmarried man, and those claiming Lot Three (3); thence Northwardly, along the This office may be a debt collector. This ordinances or regulations in effect thereon. by a fixture filing; and to any matter that an ac- through him/her/it/them. line dividing Lots Two (2) and Three (3), a may be an attempt to collect a debt and any Parcel ID Number: 129L B 048 curate survey of the premises might disclose. Any right of equity of redemption, statutory distance of one hundred sixty (160) feet to information obtained may be used for that Address/Description: 7719 Basswood In addition, the following parties may claim and otherwise, and homestead are waived in the point of beginning. purpose. Drive, Chattanooga, TN 37416 an interest in the above-referenced property: accord with the terms of said Deed of Trust, Being the same property conveyed to Thomas Shapiro & Ingle, LLP Current Owner(s): Kimberly Southern TRACEY D. BURGESS and the title is believed to be good, but the W. Coffey from Richard D. Hughes and wife Substitute Trustee Other Interested Party(ies): N/A JOSHUA BURGESS undersigned will sell and convey only as Sub- Dotty A. Hughes, dated 4/18/07, recorded 10130 Perimeter Parkway, Suite 400 The sale of the property described above The sale held pursuant to this Notice may stitute Trustee. in Book 8310, Page 132, in the Register’s Charlotte, NC 28216 shall be subject to all matters shown on be rescinded at the Successor Trustee’s option The right is reserved to adjourn the day Office of Hamilton County, Tennessee. A Phone: (704) 333-8107 any recorded plat; any and all liens against at any time. The right is reserved to adjourn of the sale to another day, time, and place DEED CORRECTION WAS RECORDED IN Fax: (704) 333-8156 said property for unpaid property taxes; any the day of the sale to another day, time, and certain without further publication, upon an- BOOK 8600, PAGE 527. www.auction.com restrictive covenants, easements or set-back place certain without further publication, upon nouncement at the time and place for the sale Subject to restrictions as set out in instru- File No. 17-112401 lines that may be applicable; any prior liens or announcement at the time and place for the set forth above. If you purchase a property ment recorded in Book 1442, Page 75, in the Oct. 20, 27, Nov. 3, 2017 Fmr18497 encumbrances as well as any priority created sale set forth above. W&A No. 191463 at the foreclosure sale, the entire purchase Register’s Office of Hamilton County, Tennes- by a fixture filing; a deed of trust; and any mat- DATED October 10, 2017 price is due and payable at the conclusion see, but omitting any covenant or restriction SUBSTITUTE TRUSTEE’S SALE ter than an accurate survey of the premises WILSON & ASSOCIATES, P.L.L.C., of the auction in the form of a certified/ based on race, color, religion, sex, handicap, Sale at public auction will be on November might disclose; and Successor Trustee bank check made payable to or endorsed familial status or national origin unless and 16, 2017 at 10:00 a.m., local time, at the All right and equity of redemption, statutory Oct. 13, 20, 27, 2017 Fmr18494 to Shapiro & Ingle, LLP. No personal checks only to the extent that said covenant (a) is west door of the Hamilton County Courthouse, or otherwise, homestead, and dower are ex- will be accepted. To this end, you must bring exempt under Chapter 42, Section 3607, 615 Walnut Street, Chattanooga, TN 37402, pressly waived in said Deed of Trust, and the SUBSTITUTE TRUSTEE’S SALE sufficient funds to outbid the lender and any of the United States Code or (b) relates to pursuant to Deed of Trust executed by Alfred title is believed to be good, but the undersigned Sale at public auction will be on November other bidders. Insufficient funds will not be handicap but does not discriminate against Cantrell and wife, Carlynda Cantrell, to Dennie will sell and convey only as Substitute Trustee. 13, 2017 at 10:00AM local time, at the west accepted. Amounts received in excess of the handicapped persons. R. Marshall, as Trustee for Mortgage Elec- The right is reserved to adjourn the day of the door, Hamilton County Courthouse, 625 Geor- winning bid will be refunded to the successful Subject to Building Setback as shown on tronic Registration Systems, Inc. (“MERS”) as sale to another day, time, and place certain gia Ave., Chattanooga, Tennessee pursuant to purchaser at the time the foreclosure deed recorded plat. nominee for GMAC Mortgage, LLC dba ditech without further publication, upon announce- Deed of Trust executed by John Joseph Richey is delivered. Subject to all Notes, Stipulations, Restric- dated November 20, 2007, of record in Book ment at the time and place for the sale set an unmarried man, to Warranty Title, Trustee, This property is being sold with the express tions, Easements, Conditions and Regula- GI 8537, Page 874, in the Register’s Office for forth above. as trustee for Mortgage Electronic Registration reservation that the sale is subject to confirma- tions as set out on recorded plat. Hamilton County, Tennessee (“Deed of Trust”), This office is attempting to collect a debt. Systems, Inc. (“MERS”), solely as nominee for tion by the lender or trustee. This sale may be Subject to any applicable governmental zon- conducted by Padgett Law Group, having been Any information obtained will be used for Peoples Home Equity Inc on August 30, 2013 rescinded only by the Substitute Trustee at any ing ordinances or subdivision regulations in appointed Substitute Trustee, all of record in that purpose. at Book GI 10050, Page 745; conducted by time. If the Substitute Trustee rescinds the effect thereon. the Hamilton County Register’s Office. Default Brock & Scott, PLLC, Substitute Trustee Shapiro & Ingle, LLP, having been appointed sale, the purchaser shall only be entitled to a Street Address: 8118 Royal Dr, Chattanooga, in the performance of the covenants, terms, c/o Tennessee Foreclosure Department Substitute or Successor Trustee, all of record return of any money paid towards the purchase Tennessee 37421 and conditions of said Deed of Trust has been 4360 Chamblee Dunwoody Road, Ste 310 in the Hamilton County Register’s Office. De- price and shall have no other recourse. Once Parcel Number: 159J-C-008 made; and the entire indebtedness has been Atlanta, GA 30341 fault has occurred in the performance of the the purchaser tenders the purchase price, the Current Owner(s) of Property: Thomas W. declared due and payable. PH: 404-789-2661 FX: 404-294-0919 covenants, terms, and conditions of said Deed Substitute Trustee may deem the sale final in Coffey Party entitled to enforce the debt: Ditech File No.: 17-14921 FC01 of Trust and the entire indebtedness has been which case the purchaser shall have no remedy. The street address of the above described Financial LLC Oct. 13, 20, 27, 2017 Fmr18489 declared due and payable. The real property will be sold AS IS, WHERE property is believed to be 8118 Royal Dr, The hereinafter described real property located Party Entitled to Enforce the Debt: JPM- IS, with no warranties or representations of Chattanooga, Tennessee 37421, but such in Hamilton County will be sold to the highest NOTICE OF TRUSTEE’S SALE organ Chase Bank, National Association, its any kind, express or implied, including without address is not part of the legal description of call bidder subject to all unpaid taxes, prior WHEREAS, default has occurred in the successors and assigns. limitation, warranties regarding condition of the the property sold herein and in the event of liens and encumbrances of record:. performance of the covenants, terms, and The following real estate located in Ham- property or marketability of title. any discrepancy, the legal description herein Legal Description: ALL THAT PARCEL OF LAND conditions of a Deed of Trust Note dated No- ilton County, Tennessee, will be sold to the This office may be a debt collector. This shall control. IN HAMILTON COUNTY, STATE OF TENNES- vember 30, 2006, and the Deed of Trust of even highest call bidder: may be an attempt to collect a debt and any This sale is subject to, without limitation, all SEE, AS MORE FULLY DESCRIBED IN DEED date securing the same, recorded December Described property located at Hamilton information obtained may be used for that matters shown on any applicable recorded plat; BOOK 6468, PAGE 663, ID# 147JU023, 1, 2006, in Book No. GI 8167, at Page 650, County, Tennessee, to wit: purpose. any unpaid taxes; any restrictive covenants, BEING KNOWN AND DESIGNATED AS: TRACT and modified on March 9, 2016, In Book No. Certain real property situate in Hamilton Shapiro & Ingle, LLP easements, or setback lines that may be ap- ONE (1): LOT FIFTY-SEVEN (57) WOODMORE Gi10689, At Page 594 in Office of the Register County, Tennessee, and described as fol- Substitute Trustee plicable; any statutory right of redemption of any TERRACE SUBDIVISION, UNIT 2, AS SHOWN of Deeds for Hamilton County, Tennessee, lows, to-wit: 10130 Perimeter Parkway, Suite 400 governmental agency, state or federal; any prior BY PLAT OF RECORD IN PLAT BOOK 18, PAGE executed by Tracey D. Burgess and Joshua BEING Lot 31, Harrison Heights Subdivision, Charlotte, NC 28216 liens or encumbrances including those created 79, IN THE REGISTER`S OFFICE OF HAMIL- Burgess, conveying certain property therein as shown by plat of record in Plat Book Phone: (704) 333-8107 by a fixture filing or any applicable homeowners’ TON COUNTY, TENNESSEE. TRACT TWO (2): described to Kathryn L. Harris as Trustee for 33, page 306, in the Register’s Office for Fax: (704) 333-8156 association dues or assessments; all claims or BEGINNING AT THE NORTHWEST CORNER OF Mortgage Electronic Registration Systems, Hamilton County, Tennessee, to which re- www.shapiro-ingle.com other matters, whether of record or not, which LOT FIFTY-SEVEN (57), WOODMORE TERRACE Inc., as nominee for Community Mortgage cord reference is hereby made for a more File No. 14-059047 may encumber the purchaser’s title and any SUBDIVISION, UNIT TWO (2), AS SHOWN BY Corporation, its successors and assigns; and particular description thereof. Oct. 20, 27, Nov. 3, 2017 Fmr18483 matter that an accurate survey of the premises PLAT OF RECORD IN PLAT BOOK 18, PAGE the undersigned, Wilson & Associates, P.L.L.C., BEING all of the same property conveyed to might disclose. 79, IN THE REGISTER`S OFFICE OF HAMILTON having been appointed Successor Trustee by Kenton Mears by Quitclaim Deed from Diane SUBSTITUTE TRUSTEE’S SALE The following parties may claim an interest COUNTY, TENNESSEE; THENCE NORTH 70 Wells Fargo Bank, NA. Mears dated July 2, 1998 and filed of record Sale at public auction will be on Novem- in the above-referenced property to be affected DEGREES 53 MINUTES WEST 64.9 FEET TO NOW, THEREFORE, notice is hereby given in Book 5139, Page 869, Register’s Office ber 16, 2017 at 10:00AM local time, at the by the foreclosure: any judgment creditor or A POINT IN THE EAST LINE OF THE PROPERTY that the entire indebtedness has been declared for Hamilton County, Tennessee. west door, Hamilton County Courthouse, 625 lien holder with an interest subordinate to the CONVEYED TO THOMAS LEE JOHNSTON AND due and payable; and that an agent of Wilson & RESTRICTIONS: Georgia Ave., Chattanooga, Tennessee pursu- said Deed of Trust or any party claiming by, WIFE, LUCY D. JOHNSTON, BY DEED OF Associates, P.L.L.C., as Successor Trustee, by This conveyance is made subject to restric- ant to Deed of Trust executed by Thomas W. through, or under any of the foregoing. Such RECORD IN BOOK 1607, PAGE 678, IN THE virtue of the power, duty, and authority vested tions appearing of record in Book 2727, page Coffey, to Crump, Richardson & Young LLC, parties known to the Substitute Trustee may REGISTER`S OFFICE OF HAMILTON COUNTY, in and imposed upon said Successor Trustee, 183, and to conditions and easements in Trustee, as trustee for Mortgage Electronic include: None. TENNESSEE; THENCE SOUTHWARDLY, WITH by Wells Fargo Bank, NA, will, on December 14, Book 2116, page 186, Register’s Office for Registration Systems, Inc. as nominee for Terms of Sale will be public auction, for AND ALONG JOHNSTON`S EAST LINE, 83.5 2017 on or about 10:00 AM, at the Hamilton said County, and to all matters set out on Iserve Residential Lending, LLC on August 10, cash, free and clear of rights of homestead, FEET, MORE OR LESS, TO A POTNT; THENCE County Courthouse, Chattanooga, Tennessee, the aforesaid subdivision plat. 2011 at Book GI 9457, Page 137, Instrument redemption and dower to the extent disclaimed SOUTH 83 DEGREES 38 MINUTES EAST 51.4 offer for sale certain property hereinafter BEING all of the same property conveyed to No. 2011081700015; conducted by Shapiro & or inapplicable, and the rights of Thomas W. FEET TO A POINT IN THE WEST LINE OF SAID described to the highest bidder FOR certified John Joseph Richey by Warranty Deed from Ingle, LLP, having been appointed Substitute or Coffey, and those claiming through him/her/ LOT 57,WOODMORE TERRACE SUBDIVISION, funds paid at the conclusion of the sale, or Kenton Mears, dated August 30, 2013, of Successor Trustee, all of record in the Hamilton it/them. UNIT TWO (2); THENCE NORTH 18 DEGREES 48 credit bid from a bank or other lending entity record in Book 10050, Page 743, Register’s County Register’s Office. Default has occurred Any right of equity of redemption, statutory pre-approved by the successor trustee. The Office for Hamilton County, Tennessee. in the performance of the covenants, terms, and otherwise, and homestead are waived in Continued on page 8 sale is free from all exemptions, which are Street Address: 6626 Harrison Heights Drive, and conditions of said Deed of Trust and the accord with the terms of said Deed of Trust, Page 8 Public Notices October 27 - November 2, 2017 www.HamiltonCountyHerald.com

Building Permits plat reference is hereby made for a more Hamilton County particular description of said lot. Legal description taken from deed of con- Status Licensed Professional Contract veyance in Book 8099, Page 425, said Work Description Date Site Address Owner Address Address Value Register’s Office. Subdivision restrictions, building lines and 10/16/2017 033126L K 01400 PICKETT HOMES INC PICKETT HOMES INC NEW SINGLE FAMILY W/ $230,000.00 easement of record in Plat Book 47, Page 834 DARTMOUTH ST P O BOX 951 BRIAN SALES ATTACHED GARAGE & 95, in the Register’s Office of CHATTANOOGA 37405 RINGGOLD, GA 30736 3703 LANTERN RIDGE LN FINISHED BASEMENT. Subject to Easement of record at Instru- Residential (1-2 Units) New Construction CHATTANOOGA, TN 37421 ment Number Book 7963, Page 359, in the 10/18/2017 033127I A 02900 DARTMOUTH PROPERTIES GREEN TECH HOMES NEW SINGLE FAMILY $206,480.00 aforesaid Register’s Office. 1344 CARRINGTON WAY LLC PAUL TERUYA RESIDENCE, THREE This being the same property conveyed to CHATTANOOGA, TN 37405 25 E MAIN ST 1925 ROSSVILLE AVE BEDROOMS OVER Randy G. Johnson, by Sterling Jetton by Residential (1-2 Units) CHATTANOOGA, TN 37408 CHATTANOOGA, TN 37408 CRAWL SPACE WITH Warranty Deed dated September 29, 2006, New Construction ATTACHED GARAGE. filed of record on October 2, 2006 at Instru- 10/17/2017 033156K C 02900 DUMAS MARTIN JEFFREY JR PICKETT CONSTRUCTION NEW CONSTRUCTION OF $141,680.00 ment Number Book 8099, Page 425 and 2427 13TH AVE 105 KINGWOOD DR CO INC DUPLEX being the same property conveyed in Book CHATTANOOGA, TN 37407 CHATTANOOGA, TN 37412 TONY SMITH 7945, Page 423 in the aforesaid Register’s Residential (1-2 Units) New Construction PO BOX 370 HIXSON, TN 37343 Office. PROVIDED FOR INFORMATIONAL PURPOSES ONLY. 10/19/2017 033111 03212 AMUSEMENT CONSTRUCTION AMUSEMENT NEW SINGLE FAMILY $190,000.00 4103 GANN STORE RD COMPANY CONSTRUCTION CO., INC. RESIDENCE, FOUR Being the same property conveyed to the CHATTANOOGA 37343 5954 BRAINERD RD E MAGRATH BEDROOMS ON SLAB grantor(s) herein by deed being simultane- Residential (1-2 Units) CHATTANOOGA, TN 37421 5954 BRAINERD RD. W/ATTACHED GARAGE ously recorded herewith in Book 8348, page New Construction CHATTANOOGA, TN 37411 120, or Instrument No. 2007052300186 10/18/2017 033127I A 02900 DARTMOUTH PROPERTIES GREEN TECH HOMES NEW CONSTRUCITON OF $226,440.00 said Register’s Office. 1348 CARRINGTON WAY LLC PAUL TERUYA SINGLE FAMILY Street Address: 4404 Shelborne Dr, Chat- CHATTANOOGA 37405 25 E MAIN ST STE 201 1925 ROSSVILLE AVE RESIDENCE, THREE tanooga, Tennessee 37416 Residential (1-2 Units) CHATTANOOGA, TN 37408 CHATTANOOGA, TN 37408 BEDROOMS OVER Parcel Number: 129H-H-052 New Construction CRAWL SPACE WITH Current Owner(s) of Property: Edna J. Bragg ATTACHED GARAGE The street address of the above described 10/16/2017 1670 B 001,01 Greg Golian DURANGO ENTERPRISES Adding a new Garage $40,000.00 property is believed to be 4404 Shelborne Dr, 5432 ALABAMA AVE, BLDG 1 5432 Alabama Ave CANDACE ESPARZA CHATTANOOGA, TN 37409 CHATTANOOGA, TN 37409 3609 S. BROAD STREET Chattanooga, Tennessee 37416, but such Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 address is not part of the legal description of 10/20/2017 033120J M 01600 CHATTANOOGA PROPERTIES BRENT MERCER NEW CONSTRUCITON OF $183,600.00 the property sold herein and in the event of 4241 INLET LOOP LLC CONSTRUCTION LLC SINGLE FAMILY any discrepancy, the legal description herein CHATTANOOGA, TN 37416 P O BOX 19015 BRENT MERCER RESIDENCE, THREE shall control. Residential (1-2 Units) CHATTANOOGA, TN 37416 PO BOX 19015 BEDROOMS WITH This sale is subject to, without limitation, all New Construction CHATTANOOGA, TN 37416 ATTACHED GARAGE matters shown on any applicable recorded plat; 10/20/2017 033120J A 00503 CHATTANOOGA BRENT MERCER NEW CONSTRUCTION OF $165,000.00 any unpaid taxes; any restrictive covenants, 4245 INLET LOOP PROPOERTIES LLC CONSTRUCTION LLC SINGLE FAMILY easements, or setback lines that may be ap- CHATTANOOGA, TN 37416 P.O. BOX 19015 BRENT MERCER RESIDENCE, THREE plicable; any statutory right of redemption of any Residential (1-2 Units) CHATTANOOGA, TN 37416 PO BOX 19015 BEDROOMS WITH governmental agency, state or federal; any prior New Construction CHATTANOOGA, TN 37416 ATTACHED GARAGE liens or encumbrances including those created 10/20/2017 033120J M 01600 CHATTANOOGA PROPERTIES BRENT MERCER NEW CONSTRUCTION OF $183,600.00 by a fixture filing or any applicable homeowners’ 4249 INLET LOOP P O BOX 19015 CONSTRUCTION LLC SINGLE FAMILY association dues or assessments; all claims or CHATTANOOGA, TN 37416 CHATTANOOGA, TN 37416 BRENT MERCER RESIDENCE, THREE Residential (1-2 Units) New Construction PO BOX 19015 BEDROOMS WITH other matters, whether of record or not, which CHATTANOOGA, TN 37416 ATTACHED GARAGE may encumber the purchaser’s title and any 10/19/2017 033128G C 01900 JESTER MICHAEL ANTHONY JR OWNER NEW CONSTRUCTION OF $33,600.00 matter that an accurate survey of the premises 2425 HARRISON PIKE 900 MOUNTAIN CREEK RD OWNER . A TINY HOUSE might disclose. CHATTANOOGA 37406 APT #1-154 The following parties may claim an interest Residential (1-2 Units) CHATTANOOGA, TN 37405 in the above-referenced property to be affected New Construction by the foreclosure: any judgment creditor or lien holder with an interest subordinate to the 10/20/2017 128M B 034 Gregory Douglas Owner 24 X 24 Man Cave $12,000.00 said Deed of Trust or any party claiming by, 3701 Chief Vann Ln, BLDG 1 3701 Chief Vann Road Owner through, or under any of the foregoing. Such Chattanooga, TN 37406 Chattanooga, TN 37406 Residential (1-2 Units) New Construction parties known to the Substitute Trustee may include: Cavalry Portfolio Services LLC et al, assignee of Wells Fargo. Foreclosure Notices Terms of Sale will be public auction, for checks will be accepted. To this end, you must Deed of Trust, having been requested by US or place certain without further publication, cash, free and clear of rights of homestead, Continued from page 7 bring sufficient funds to outbid the lender and Bank Trust National Association as Trustee upon announcement at the time and place redemption and dower to the extent disclaimed MINUTES EAST, WITH AND ALONG THE WEST any other bidders. Insufficient funds will not be of American Homeowner Preservation Trust for the sale set forth above, or at any date or inapplicable, and the rights of John A Bragg LINE OF SAID LOT 57, WOODMORE TERRACE accepted. Amounts received, in excess of the Series 2015A+, as assignee of the ABN AMRO and time fixed by a preceding postponement. and Edna J. Bragg, and those claiming through SUBDIVISION, UNIT TWO (2), 72.1 FEET TO winning bid will be refunded to the successful MORTGAGE GROUP, INC., the owner and holder Alternatively, at its option, Successor Trustee him/her/it/them. THE POINT OF BEGINNING. purchaser at the time the foreclosure deed of said indebtedness so to do, and by virtue of may give a new Notice of Sale. Any right of equity of redemption, statutory Street Address: The street address of the is delivered. the authority and power vested in me by said The Kuperberg Law Firm, LLC and otherwise, and homestead are waived in property is believed to be 909 Woodmore This property is being sold with the express Deed of Trust will, on Thursday, November 9, Successor Trustee accord with the terms of said Deed of Trust, Terrace, Chattanooga, TN 37411, but such reservation that the sale is subject to confirma- 2017, at 10:00 am, at the usual and custom- 2771 Lawrenceville Hwy., Suite 109 and the title is believed to be good, but the address is not part of the legal description of tion by the lender or trustee. This sale may be ary location at the Hamilton County, Tennessee Decatur, Georgia 30033 undersigned will sell and convey only as Sub- the property. In the event of any discrepancy, rescinded by the Substitute Trustee at any time. Courthouse, sell at public outcry to the highest (404) 410-7700 stitute Trustee. the legal description herein shall control. THIS IS AN ATTEMPT TO COLLECT A DEBT, bidder for cash (or credit upon the indebted- File No.: 00118 The right is reserved to adjourn the day Map/Parcel Number: 147J U 026.00 AND ANY INFORMATION OBTAINED WILL BE ness secured if the lawful owner and holder Oct. 20, 27, Nov. 3, 2017 Fmr18498 of the sale to another day, time, and place Current owner(s) of Property: Alfred Cantrell, USED FOR THAT PURPOSE. thereof is the successful purchaser), free from certain without further publication, upon an- being one and the same person as Alfred M. Padgett Law Group, Substitute Trustee the equity of redemption, the statutory right of SUBSTITUTE TRUSTEE’S SALE nouncement at the time and place for the sale Cantrell, and wife, Carlynda Cantrell 6267 Old Water Oak Road, Suite 203 redemption, homestead, dower, elective share, Sale at public auction will be on November set forth above. If you purchase a property This sale is subject to all matters shown on Tallahassee, Florida 32312 and all other exemptions of Borrower of every 16, 2017 at 12:30PM local time, at the west at the foreclosure sale, the entire purchase any applicable recorded Plat or Plan; any PH: (850) 422-2520 kind, all of which have been expressly waived door, Hamilton County Courthouse, 625 Geor- price is due and payable at the conclusion unpaid taxes and assessments; any restric- FX: (850) 422-2567 by Borrower, THE FOLLOWING DESCRIBED gia Ave., Chattanooga, Tennessee pursuant to of the auction in the form of a certified/ tive covenants, easements or setback lines PLG#17-008357 PROPERTY IN HAMILTON COUNTY, TENNESSEE: Deed of Trust executed by John A Bragg and bank check made payable to or endorsed that may be applicable; rights of redemption, Oct. 13, 20, 27, 2017 Fmr18495 PART OF BLOCK “E”, ANDERSON’S ADDITION Edna J. Bragg, to Larry A. Weissman, Trustee, to Shapiro & Ingle, LLP. No personal checks equity, statutory or otherwise, not otherwise TO EAST CHATTANOOGA, AS SHOWN BY PLAY as trustee for Mortgage Electronic Registration will be accepted. To this end, you must bring waived in the Deed of Trust, including rights of NOTICE OF SUCCESSOR TRUSTEE’S SALE OF RECORD IN PLAT BOOK 3, PAGE 12, IN THE Systems, Inc. as nominee for SunTrust Mort- sufficient funds to outbid the lender and any redemption of any governmental agency, state HAMILTON COUNTY, STATE OF TENNESSEE REGISTER’S OFFICE OF HAMILTON COUNTY, gage, Inc. on May 21, 2007 at Book GI 8348, other bidders. Insufficient funds will not be or federal; and any and all prior deeds of trust, THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY TENNESSEE, BEING LOT 5 OF JOHN BLEVINS Page 122, Instrument No. 2007052300186; accepted. Amounts received in excess of the liens, dues, assessments, encumbrances, INFORMATION OBTAINED WILL BE USED FOR SUBDIVISION, ASH SHOWN BY PLAT OF RE- conducted by Shapiro & Ingle, LLP, having been winning bid will be refunded to the successful defects, adverse claims and other matters that THAT PURPOSE. CORD IN PLAT BOOK 61, PAGE 17, IN SAID appointed Substitute or Successor Trustee, all purchaser at the time the foreclosure deed may take priority over the Deed of Trust upon Default having been made in the terms, REGISTER’S OFFICE. of record in the Hamilton County Register’s Of- is delivered. which this foreclosure sale is conducted or conditions, and payments provided for in that BEING PART OF THE SAME PROPERTY CON- fice. Default has occurred in the performance This property is being sold with the express are not extinguished by this Foreclosure Sale. certain Deed of Trust dated August 14, 2001, VEYED TO ELAINE K. WRIGHT BY QUITCLAIM of the covenants, terms, and conditions of said reservation that the sale is subject to confirma- THE PROPERTY IS SOLD WITHOUT ANY REPRE- recorded at Instrument No. 2001083000182 DEED OF RECORD FROM COLIN D. LAND Deed of Trust and the entire indebtedness has tion by the lender or trustee. This sale may be SENTATIONS OR WARRANTIES, EXPRESSED OR of the Official Records of the Register of Deeds (A/K/A COLE D. LAND), UNMARRIED, DATED been declared due and payable. rescinded only by the Substitute Trustee at any IMPLIED, RELATING TO TITLE, MARKETABILITY of Hamilton County, Tennessee, from ALAN MAY 7, 1999, RECORDED JUNE 2, 1999 IN Party Entitled to Enforce the Debt: U.S. time. If the Substitute Trustee rescinds the OF TITLE, POSSESSION, QUIET ENJOYMENT WILSEY and SANDRA WILSEY (“Borrower”) to BOOK 5368, PAGE 830 IN THE REGISTER’S Bank Trust National Association, as Trustee sale, the purchaser shall only be entitled to a OR THE LIKE AND FITNESS FOR A GENERAL Executive Title of Chattanooga, Inc., Trustee, for OFFICE OF HAMILTON COUNTY, TENNESSEE. of Bungalow Series F Trust, its successors return of any money paid towards the purchase OR PARTICULAR USE OR PURPOSE. The title the benefit of ABN AMRO MORTGAGE GROUP, This is property commonly known as 2711 and assigns. price and shall have no other recourse. Once is believed to be good, but the undersigned INC., securing the indebtedness therein de- N. Orchard Knob, Chattanooga, Hamilton The following real estate located in Ham- the purchaser tenders the purchase price, the will sell and convey only as Substitute Trustee. scribed, which indebtedness is now due and County, Tennessee 37404. ilton County, Tennessee, will be sold to the Substitute Trustee may deem the sale final in The right is reserved to adjourn the sale to unpaid, and has been declared in default by This sale is subject to liens, easements, highest call bidder: which case the purchaser shall have no remedy. another time certain or to another day, time, the lawful owner and holder thereof; and encumbrances, property taxes, rights of re- Described property located at Hamilton The real property will be sold AS IS, WHERE and place certain, without further publication The undersigned The Kuperberg Law Firm, demption of taxing entities and other matters County, Tennessee, to wit: IS, with no warranties or representations of upon announcement on the day, time, and LLC, Successor Trustee, having been appointed which are prior in right to the lien of the aforesaid Map/Parcel: 129H-H-052 any kind, express or implied, including without place of sale set forth above or any subsequent by US Bank Trust National Association as Deed of Trust. If a high bidder failed to close All that tract or parcel of land lying and limitation, warranties regarding condition of the adjourned day, time, and place of sale. Trustee of American Homeowner Preservation a sale, the Successor Trustee shall have the being in Hamilton County, Tennessee and property or marketability of title. If you purchase a property at the foreclosure Trust Series 2015A+, to serve in the place option of making the sale to the next highest being known and designated as Lot No. 3, This office may be a debt collector. This sale, the entire purchase price is due and and stead of Executive Title of Chattanooga, bidder. The sale held pursuant to this Notice Re-subdivision of Lot 3, Josephine Smith may be an attempt to collect a debt and any payable at the conclusion of the auction in the Inc.; may be rescinded at the Successor Trustee’s Subdivision, as shown on plat of record in information obtained may be used for that form of a certified check made payable to or NOW, THEREFORE, The Kuperberg Law option at any time. The right is reserved to Plat Book 47, Page 95, in the Register’s Of- purpose. endorsed to Padgett Law Group. No personal Firm, LLC, Successor Trustee, pursuant to said adjourn the sale to another day, time and/ fice of Hamilton County, Tennessee, to which Shapiro & Ingle, LLP October 27 - November 2, 2017 Public Notices Page 9 www.HamiltonCountyHerald.com

Substitute Trustee L. Smith executed a Deed of Trust to Mortgage 4360 Chamblee Dunwoody Road, winning bid will be refunded to the successful sold herein, and, in the event of any discrep- 10130 Perimeter Parkway, Electronic Registration Systems, Inc., as Ste 310 purchaser at the time the foreclosure deed ancy, the legal description herein shall control Suite 400 nominee for SunTrust Mortgage, Inc., Lender Atlanta, GA 30341 is delivered. Current Owner(s) of Property: Kimberly Charlotte, NC 28216 and Larry A. Weissman, Trustee(s), which PH: 404-789-2661 FX: 404-294-0919 This property is being sold with the express L. Kaylor Phone: (704) 333-8107 was dated March 27, 2007 and recorded on File No.: 16-02468 FC04 reservation that the sale is subject to confirma- Other Interested Parties: Fax: (704) 333-8156 March 29, 2007 in Book GI 8288, Page 150, Oct. 20, 27, Nov. 3, 2017 Fmr18500 tion by the lender or trustee. This sale may be This sale is subject to tenant(s)/ www.shapiro-ingle.com Hamilton County, Tennessee Register of Deeds, rescinded only by the Substitute Trustee at any occupant(s) rights in possession. File No. 14-056120 subsequently modified by a Loan Modification SUBSTITUTE TRUSTEE’S SALE time. If the Substitute Trustee rescinds the This sale is subject to all matters shown Oct. 20, 27, Nov. 3, 2017 Fmr18504 Agreement recorded July 31, 2008 in Book Sale at public auction will be on November sale, the purchaser shall only be entitled to a on any applicable recorded plat; any unpaid 8727, Page 920 Hamilton County, Tennessee 13, 2017 at 12:00PM local time, at the west return of any money paid towards the purchase taxes; any restrictive covenants, easements, NOTICE OF TRUSTEE’S SALE Registry of Deeds, subsequently modified by door, Hamilton County Courthouse, 625 Geor- price and shall have no other recourse. Once or setback lines that may be applicable; any WHEREAS, default has occurred in the a Loan Modification Agreement recorded April gia Ave., Chattanooga, Tennessee pursuant to the purchaser tenders the purchase price, the statutory rights of redemption of any govern- performance of the covenants, terms, and 15, 2014 in Book 10194, Page 465 Hamilton Deed of Trust executed by Calvin Richard Arnold Substitute Trustee may deem the sale final in mental agency, state or federal; any prior liens conditions of a Deed of Trust Note dated August County, Tennessee Registry of Deeds. and Belinda A. Arnold, to First American Title which case the purchaser shall have no remedy. or encumbrances as well as any priority created 14, 1998, and the Deed of Trust of even date WHEREAS, default having been made in Insurance Company, Trustee, as trustee for The real property will be sold AS IS, WHERE by a fixture filing; and to any matter that an ac- securing the same, recorded August 20, 1998, the payment of the debt(s) and obligation(s) Compass Mortgage, INc. on March 28, 2003 IS, with no warranties or representations of curate survey of the premises might disclose. in Book No. GI 5164, at Page 97, in Office of thereby secured by the said Deed of Trust at Book GI 6631, Page 911; conducted by any kind, express or implied, including without In addition, the following parties may claim the Register of Deeds for Hamilton County, and the current holder of said Deed of Trust, Shapiro & Ingle, LLP, having been appointed limitation, warranties regarding condition of the an interest in the above-referenced property: Tennessee, executed by Keith D Johnson SunTrust Mortgage, Inc., (the “Holder”), ap- Substitute or Successor Trustee, all of record property or marketability of title. Kimberly L. Kaylor. and Gloria Johnson and Willie Johnson, Sr., pointed the undersigned, Brock & Scott, PLLC, in the Hamilton County Register’s Office. De- This office may be a debt collector. This If the United States or the State of Tennes- conveying certain property therein described as Substitute Trustee, with all the rights, powers fault has occurred in the performance of the may be an attempt to collect a debt and any see have any liens or claimed lien(s) on the to Thomas E. Dixon as Trustee for Compass and privileges of the original Trustee named in covenants, terms, and conditions of said Deed information obtained may be used for that Property, and are named herein as interested Mortgage Inc; and the undersigned, Wilson & said Deed of Trust; and of Trust and the entire indebtedness has been purpose. parties, timely notice has been given to the Associates, P.L.L.C., having been appointed NOW, THEREFORE, notice is hereby given declared due and payable. Shapiro & Ingle, LLP applicable governmental entity(-ies), and the Successor Trustee by Wells Fargo Bank, NA. that the entire indebtedness has been declared Party Entitled to Enforce the Debt: JPM- Substitute Trustee sale will be subject to any applicable rights of NOW, THEREFORE, notice is hereby given due and payable as provided in said Deed of organ Chase Bank, National Association, its 10130 Perimeter Parkway, Suite 400 redemption held by the entity(-ies) as required that the entire indebtedness has been declared Trust by the Holder, and that as agent for the successors and assigns. Charlotte, NC 28216 by 26 U.S.C. § 7425 and/or Tennessee Code due and payable; and that an agent of Wilson & undersigned, Brock & Scott, PLLC, Substitute The following real estate located in Ham- Phone: (704) 333-8107 § 67-1-1433. Associates, P.L.L.C., as Successor Trustee, by Trustee, by virtue of the power and authority ilton County, Tennessee, will be sold to the Fax: (704) 333-8156 All right and equity of redemption, statu- virtue of the power, duty, and authority vested vested in it, will on November 16, 2017, at highest call bidder: www.shapiro-ingle.com tory and otherwise, homestead, and dower in and imposed upon said Successor Trustee, 10:00AM at the usual and customary location Described property located at Hamilton File No. 17-112752 are expressly waived in said Deed of Trust, by Wells Fargo Bank, NA, will, on December 14, at the Hamilton County Courthouse, Chatta- County, Tennessee, to wit: Oct. 20, 27, Nov. 3, 2017 Fmr18505 and the title is believed to be good; however, 2017 on or about 10:00 AM, at the Hamilton nooga, Tennessee, proceed to sell at public Lot 1, SUNSET AVENUE SUBDIVISION, being the undersigned will sell and convey only as County Courthouse, Chattanooga, Tennessee, outcry to the highest and best bidder for cash, a revised subdivision of part of Lot A-2 and NOTICE OF SUBSTITUTE TRUSTEE`S SALE Substitute Trustee. offer for sale certain property hereinafter the following described property situated in Lot A-3, RESTRICTED MONTCREST SUBDIVI- WHEREAS, default has occurred in the The transfer shall be AS IS, WHERE IS, AND described to the highest bidder FOR certified Hamilton County, Tennessee, to wit: SION, as shown on plat of record in Plat Book performance of the covenants, terms, and WITH ALL FAULTS, and without warranties of any funds paid at the conclusion of the sale, or The following described real estate located 67, Page 5, in the Register’s Office, Hamilton conditions of a Deed of Trust dated July 31, kind, express or implied, as to the condition credit bid from a bank or other lending entity in the Third Civil District of Hamilton County, County, Tennessee, to which plat reference is 2007, executed by Kimberly L. Kaylor, an un- of the Property and the improvements located pre-approved by the successor trustee. The Tennessee: hereby made for a more particular description married woman, to Kathryn L. Harris, Trustee, thereon, including merchantability or fitness sale is free from all exemptions, which are Lot Fifteen (15), Clay Hill Subdivision, as of said property. for Community Mortgage Corporation, its for particular purpose. Trustee shall make no expressly waived in the Deed of Trust, said shown by plat of record in Plat Book 64, LESS AND EXCEPT that property conveyed to successors and assigns, and appearing of covenant of seisin or warranty of title, express property being real estate situated in Hamilton Page 31, in the Register’s Office of Hamilton Eastern Tennessee Power Company by deed record on August 2, 2007, in the Register’s or implied, and will sell and convey the subject County, Tennessee, and being more particularly County, Tennessee. recorded in Book X, Volume 10, page 216, Office of Hamilton County, Tennessee, at real Property by Substitute Trustee’s Deed only. described as follows: Being in the same land described in a deed in the said Register’s Office, but TOGETHER Instrument Number 2007080200113, Deed The right is reserved to adjourn the day Being Lot Number Twenty-one (21), J. J. to Mark A, Patterson and wife, Audra S. WITH the right of access to said property as Book GI 8425, Page 127; and of the sale to another day, time, and place Rogers Addition to Foxwood Heights, as Patterson by Deed dated March 18, 2002 referenced in said deed. WHEREAS, the beneficial interest of said certain without further publication, upon an- shown by Plat of record in Plat Book 830, and recorded at Book 6186, Page 294, in Being the same property conveyed by deed Deed of Trust was last transferred and assigned nouncement at the time and place for the sale Page 196 and adjacent tract described in the Register’ s Office of Hamilton County, recorded in Book 5739, page 846, in the Reg- to Tennessee Housing Development Agency, set forth above. Deed Book 1588, Page 183 in the Registers Tennessee. ister’s Office of Hamilton County, Tennessee. the party entitled to enforce said security This property is being sold with the express Office of Hamilton County, Tennessee. Said The instrument constituting the source of the Street Address: 4130 Sunset Ave, Chat- interest; and having appointed Clear Recon reservation that the sale is subject to confir- Lot and adjacent tract make one tract more Borrower’s interest in the foregoing described tanooga, Tennessee 37411 LLC, the undersigned, as Substitute Trustee mation by the lender or trustee. This sale may particularly described as: Beginning at a property was a Warranty Deed recorded at Parcel Number: 157B G 053.01 by instrument filed or being filed for record be rescinded by the Substitute Trustee at any point in the South line of the turnaround Book 8288, page 148 in the Register’s Office Current Owner(s) of Property: Calvin Richard in the Register’s Office of Hamilton County, time. at the South terminus of Richard Avenue: of Hamilton County, Tennessee. Arnold Tennessee, with all of the rights, powers, and THIS LAW FIRM IS ACTING AS A DEBT COL- thence West 20 feet, more or less; thence SUBJECT To any governmental zoning and The street address of the above described privileges of the original Trustee named in said LECTOR AND IS ATTEMPTING TO COLLECT A North 8 feet, thence Northwest, North, subdivision ordinances or regulations in property is believed to be 4130 Sunset Ave, Deed of Trust. DEBT. ANY INFORMATION OBTAINED WILL BE Northeast and North with said turnaround effect thereon. Chattanooga, Tennessee 37411, but such NOW, THEREFORE, notice is hereby USED FOR THAT PURPOSE. 78 feet, more or less, to common corner SUBJECT To restrictions as set out in instru- address is not part of the legal description of given that the entire indebtedness has been Clear Recon LLC of Lots 21 and 22 located in the West line ment recorded in Book 5637, Page 820, in the property sold herein and in the event of declared due and payable as provided in said Substitute Trustee of Richard Avenue 639.17 feet, more or the Register’s Office of Hamilton County, any discrepancy, the legal description herein Deed of Trust, and that the undersigned, Clear 5751 Uptain Road less, South of the South line of Hoyt Street; Tennessee, shall control. Recon LLC, as Substitute Trustee or his duly Suite 514 thence West 196 feet along the dividing line SUBJECT To conditions and easements This sale is subject to, without limitation, all appointed agent, by virtue of the power, duty, Chattanooga, Tennessee 37411 of Lots 21 and 22 to a point; thence South recorded in Book 2116, Page 186, in the Reg- matters shown on any applicable recorded plat; and authority vested and imposed upon said Phone: 877-319-8840 along the Westerly line of Lot 21, and its ister’s Office of Hamilton County, Tennessee. any unpaid taxes; any restrictive covenants, Substitute Trustee will, on November 20, 2017, File No: 1292-275A extension 224.45 feet, more or less, to a SUBJECT To subsurface sewage disposal easements, or setback lines that may be ap- at 10:00 AM, local time, at the Hamilton Oct. 27, Nov. 3, 10, 2017 Fmr18499 point; thence Eastwardly 210 feet, more system easement as shown, described or plicable; any statutory right of redemption of any County Courthouse, located in Chattanooga, or less, to a point, thence Northwardly noted on recorded plat. governmental agency, state or federal; any prior Tennessee, proceed to sell at public outcry SUBSTITUTE TRUSTEE’S SALE 145.3 feet, more or less, to the point of SUBJECT To ten (10) foot Electric Power liens or encumbrances including those created to the highest and best bidder for cash or Sale at public auction will be on Novem- beginning. Subject to utility easement, Board, Power and Communication Easement by a fixture filing or any applicable homeowners’ certified funds ONLY, the following described ber 30, 2017 at 10:00AM local time, at the as shown or as specified on said recorded as shown, described or noted on record plat. association dues or assessments; all claims or property situated in Hamilton County, to wit: west door, Hamilton County Courthouse, 625 plat. Subject to any governmental zoning SUBJECT To building setback lines as shown, other matters, whether of record or not, which Land in Hamilton County, Tennessee, being Georgia Ave., Chattanooga, Tennessee pursu- and subdivision ordinances and regulations described or noted on recorded plat. may encumber the purchaser’s title and any Lot No. One Hundred Twenty ant to Deed of Trust executed by Paul F. Sells, in effect thereon. Parcel ID Number: 058P A 002.15 matter that an accurate survey of the premises Two (122), on the Revision of Units III & to Arnold M. Weiss, Esq., Trustee, as trustee ALSO KNOWN AS: 1103 Richard Avenue, Address/Description: 905 Clay Hill Drive, might disclose. IV, Sterling Park, of record in Plat Book for Wells Fargo Bank, N.A. on December 17, Chattanooga, TN 37404 Soddy Daisy, TN 37379. The following parties may claim an interest 27, Page 71, which plan amended the 2007 at Book GI 8552, Page 37, Instrument This sale is subject to all matters shown Current Owner(s): James H. Smith and wife in the above-referenced property to be affected plan of record in Plat Book 27, Page 55, No. 2007122600218; conducted by Shapiro & on any applicable recorded plat; any unpaid Melissa L. Smith. by the foreclosure: any judgment creditor or Register’s Office for said County, to which Ingle, LLP, having been appointed Substitute or taxes; any restrictive covenants, easements, Other Interested Party(ies): Secretary of lien holder with an interest subordinate to the plans reference is hereby made for a more Successor Trustee, all of record in the Hamilton or setback lines that may be applicable; any Housing and Urban Development; HSBC said Deed of Trust or any party claiming by, complete description. County Register’s Office. Default has occurred statutory rights of redemption of any govern- Bank Nevada, N.A.; Precision Recovery through, or under any of the foregoing. Such LESS AND EXCEPTING THEREFROM a small in the performance of the covenants, terms, mental agency, state or federal; any prior liens Analytics, Inc. as assignee of GE Money parties known to the Substitute Trustee may triangle out of the Northern corner of said and conditions of said Deed of Trust and the or encumbrances as well as any priority created Bank/Care Credit; SunTrust Bank; and include: None. Lot 122, described as: Beginning at the entire indebtedness has been declared due by a fixture filing; and to any matter that an ac- Branch Banking and Trust Company. Terms of Sale will be public auction, for Northern most corner of said Lot 122 in the and payable. curate survey of the premises might disclose. The sale of the property described above cash, free and clear of rights of homestead, Western curved line of Love Lane; thence Party Entitled to Enforce the Debt: Wells In addition, the following parties may claim shall be subject to all matters shown on redemption and dower to the extent disclaimed Southeastwardly along said line, 20 feet to Fargo Bank, N.A., its successors and assigns. an interest in the above-referenced property: any recorded plat; any and all liens against or inapplicable, and the rights of Calvin Richard a point; thence Westwardly 54 feet, more The following real estate located in Ham- KEITH D JOHNSON said property for unpaid property taxes; any Arnold and Belinda A. Arnold, and those claim- or less, to a point in the line dividing Lots ilton County, Tennessee, will be sold to the GLORIA JOHNSON restrictive covenants, easements or set-back ing through him/her/it/them. 121 and 122, in said subdivision, located highest call bidder: WILLIE JOHNSON, SR. lines that may be applicable; any prior liens or Any right of equity of redemption, statutory South 40 degrees 46 minutes West, 52.3 Described property located at Hamilton CHATTANOOGA AREA SCHOOLS FEDERAL encumbrances as well as any priority created and otherwise, and homestead are waived in feet from the beginning point; thence North County, Tennessee, to wit: CREDIT UNION by a fixture filing; a deed of trust; and any mat- accord with the terms of said Deed of Trust, 40 degrees 46 minutes East, 52.3 feet to Being all of the same property as deeded to MAXIMUS CHILD SUPPORT SERVICES ter than an accurate survey of the premises and the title is believed to be good, but the the beginning. Earl Ellis and wife, Ola R. Ellis by S.C. Akins PALISADES COLLECTION, LLC might disclose; and undersigned will sell and convey only as Sub- Being the same property conveyed to by deed dated October 27, 1950, recorded The sale held pursuant to this Notice may All right and equity of redemption, statutory stitute Trustee. Kimberly L. Kaylor by deed from Paragon in Book 1041, Page 155 and being further be rescinded at the Successor Trustee’s option or otherwise, homestead, and dower are ex- The right is reserved to adjourn the day Relocation Resources, Inc., of record in described as follows: To find the point of at any time. The right is reserved to adjourn pressly waived in said Deed of Trust, and the of the sale to another day, time, and place Book 8425, Page 124, Register’s Office beginning commence at the Northwestern the day of the sale to another day, time, and title is believed to be good, but the undersigned certain without further publication, upon an- for Hamilton County, Tennessee. intersection of Maryland Drive and Shady place certain without further publication, upon will sell and convey only as Substitute Trustee. nouncement at the time and place for the sale Subject to all easements, restrictive cov- Drive, said intersection also being the South- announcement at the time and place for the The right is reserved to adjourn the day of the set forth above. If you purchase a property enants and conditions, and other matters eastern corner of Block Eleven (11), Shady sale set forth above. W&A No. 117410 sale to another day, time, and place certain at the foreclosure sale, the entire purchase of record, including all items set out on any Grove Addition, as shown by plat of record DATED October 12, 2017 without further publication, upon announce- price is due and payable at the conclusion applicable plat of record. in Plat Book 16, Page 34, in the Register’s WILSON & ASSOCIATES, P.L.L.C., ment at the time and place for the sale set of the auction in the form of a certified/ Street Address: 6911 Love Lane, Hixson Office of Hamilton County, Tennessee: Successor Trustee forth above. bank check made payable to or endorsed Tennessee 37343 thence Northwardly along the Western line Oct. 20, 27, Nov. 3, 2017 Fmr18506 This office is attempting to collect a debt. to Shapiro & Ingle, LLP. No personal checks Map and Parcel: 091C C 021 of Shady Grove, Five Hundred Eighty-four Any information obtained will be used for will be accepted. To this end, you must bring The street address and parcel number(s) of (584) feet to the Northeastern corner of NOTICE OF FORECLOSURE SALE that purpose. sufficient funds to outbid the lender and any the above described property are believed to STATE OF TENNESSEE, HAMILTON COUNTY Brock & Scott, PLLC, Substitute Trustee other bidders. Insufficient funds will not be be correct; however, such references are not Continued on page 18 WHEREAS, James H. Smith and Melissa c/o Tennessee Foreclosure Department accepted. Amounts received in excess of the a part of the legal description of the property 10 | October 27 – November 2, 2017 Hamilton County Herald www.hamiltoncountyherald.com

Comptroller’s Office: Financial Focus Stan Russell More control over spending [email protected] needed at Chattanooga CVB Does market  e Comptroller’s Offi ce sioners as required by Resolu-  e Comptroller’s Offi ce is recommending the Chatta- tion 207-27, and the CVB is not also recommends the Hamilton nooga Convention and Visitors adequately documenting how County Commission require volatility scare you? Bureau board of directors take gifts cards received by local transparency from the CVB Halloween is almost upon us. Of course, on Halloween steps to adopt detailed poli- businesses are used. and any other non-profi t orga- night, you may see a parade of monsters, demons, Trans- cies concerning how the CVB Overall, the CVB’s opera- nization that receives county formers and other frightening individuals stopping by your spends its money. tional policies and procedures funds. house, exercising their right to demand candy.  e Comptroller’s Offi ce has are very general.  e Comp- “ e Chattanooga CVB Fortunately, their appearance will be unlikely to cause you completed a review of Hamil- troller’s Offi ce believes more receives nearly all of its funding unpleasant dreams. But some people seem to have real fears ton County’s hotel and motel detailed policies should be from hotel and motel taxes,” about other things – such as what may happen in the fi nan- taxes, which are forwarded to adopted by the board to specify said Comptroller Justin Wilson. cial markets. One way to keep those fears at bay is to avoid the CVB.  e annual report valid expenditures. “It’s vital that taxpayers have certain impulsive moves, such as the following: is required by Public Chapter Examples of items to address confi dence that this money Avoid ducking out of the market 170, Public Acts of 2017. in the policies are when local is used to promote the CVB’s  e report contains three meals are allowable, a reason- mission.  at assurance can be Consider this: In March 2007, the Dow Jones Industrial fi ndings and some observations able amount for employee re- achieved if employees are fol- Average stood at about 12,275 points. Exactly two years related to the CVB’s expendi- tirement gifts and the appropri- lowing detailed policies on how later, in the immediate aftermath of the fi nancial crisis, the tures from July 1, 2015 through ateness of other miscellaneous money should be spent.” Dow had fallen to about 6,500 – a drop of 47 percent and June 30, 2016. One of the expenses. If you suspect fraud, waste or the Dow’s lowest point in 12 years. fi ndings reveals the CVB did While some CVB expenses abuse of public money in Ten- By that time, a lot of people had gone to the investment not maintain detailed receipts may appear lavish or ques- nessee, call the Comptroller’s sidelines. So, what did they miss? for 36 percent of the credit card tionable compared to county Offi ce toll-free hotline at 800 Depending on how long they stayed out of the market, charges examined by auditors. government departments, they 232-5454 or fi le a report online they may have missed some, or perhaps most, of one of the Other fi ndings disclose the might be considered reasonable at www.comptroller.tn.gov/ longest and strongest bull markets in history, because, just CVB is not making written re- or necessary within the tourism hotline. eight years later, the Dow had soared to almost 21,000, a ports to the Hamilton County promotion and recruitment Source: Justin Wilson, Comptroller gain of 223 percent. Of course, investing does involve the Mayor and Board of Commis- industry. risk of losing principal, and there is no guarantee the market will perform as it has in the past. However, it’s fair to say that if you duck out of the market during its lower points, GILBERT From page 4 established in League’s case nature of the proceedings to you might not benefi t from the gains that may follow. to help a child who’d been the slow-moving wheels of matter. His victory in the case Avoid chasing “hot” stocks confi ned to a room smaller justice, there are more bumps made him the fi rst attorney to than 40 square feet in size. He in the road than most attorneys By the time you hear about a supposedly “hot” stock, it secure a verdict under SEBSA. also shut down old bathrooms would like. may already be cooling off . Also, how trustworthy is the From there, Gilbert began one school had converted into “When a child is changing source? Does this tip come from an unbiased, knowledge- work on a series of isolation isolation spaces. and the school year is passing, able individual? If not, you have reason to question its value. and restraint cases across the Hyde and League’s cas- getting those cases through Even more important, though, you need to ask if the hot state. In addition to handling es both illustrate a constant the courts is stressful,” Gilbert stock is appropriate for your needs, goals and risk tolerance. cases in which children were factor in the cases Gilbert admits. “ e laws are complex, If not, it’s not so hot. placed in cubicles or closets, takes – none of them are easy. and the more complex they are, Avoid taking on too much – or too little – risk Gilbert used the precedent From the emotionally taxing the harder a case is to resolve.” If you feel the need to push your portfolio toward the But Gilbert isn’t looking for maximum possible returns, you might invest too aggressive- easy. He likes the compelling ly and take on too much risk. Conversely, if you are deter- nature of his clients’ stories and mined to avoid any amount of loss, at any time, you might fi nds the legal issues involved invest so conservatively that your portfolio won’t grow interesting. Moreover, when a enough to help you achieve your long-term goals. You need case is diffi cult, it tends to also to strike a balance between risk and reward that is appro- be rewarding to win. priate for you, and you need to make investment choices “ e most challenging, but suitable for your individual risk tolerance. also the most meaningful, cases Avoid owning too many of the same investments are the ones involving abuse – when a child with a disability If you own a lot of one particular fi nancial asset and a experiences an abusive educa- market downturn aff ects that asset class strongly, your tional environment,” Gilbert portfolio could suff er. But if you spread your investment says. “If I’m able to get that dollars among domestic and international stocks, bonds, child out of a bad situation and U.S. Treasury securities, certifi cates of deposit (CDs) and so into a better one – and secure on, you may not be as susceptible to a downturn, because compensation for the parents – diff erent types of investments often perform diff erently at then I can feel good about the any given time. work I’ve done.” Keep in mind, though, that while diversifi cation can help Jacqui Helbert reduce the eff ects of market volatility, it can’t guarantee profi ts or protect against all losses. Gilbert can take pride in No matter what you do, you can’t take all the uncertainty what he’s accomplished on out of investing. But by understanding market volatility and behalf of journalist Jacqui the composition of your portfolio, you can invest with more Helbert, who hired him to confi dence. represent her in a case regard- ing a violation of her freedom is article was written by Edward Jones for use by your lo- of speech. cal Edward Jones Financial Advisor (member SIPC). Contact Helbert, 33, is a former Stan at [email protected]. employee of WUTC, a National Public Radio affi liate owned by the University of Tennessee at Chattanooga. She lost her job as a reporter with the station in the wake of

See GILBERT, page 11 www.hamiltoncountyherald.com Hamilton County Herald October 27 – November 2, 2017 | 11

GILBERT From page 10 a controversial story she wrote about a meeting between high school students from Cleve- land, Tennessee, and a pair of legislators. On March 7, the students, who’d formed a group called the Gay-Straight Alliance, met separately with Sen. Mike Bell (R) and Rep. Kevin Brooks (R) to discuss a now-dead bill that would compel transgender people to use the public school bathroom that corresponded to their sex at birth. Decked out in bulky head- phones, cumbersome recording gear and a press pass, Helbert accompanied the students and captured the day’s conversa- tions. Although she did not identify herself to the legis- lators as a reporter, she did introduce herself and shake their hands. During the meetings, Bell rejected the legitimacy of trans- gender identities, calling them “hogwash,” adding he would likely vote against the bill be- Photographs by David Laprad cause of its divisive nature. Isabella League looks at Gilbert, who represented her and her family in a disciplinary case involving her school. After Herbert’s story about the meetings aired, Bell said he lived. Once settled in, Gilbert send an associate to get things was unaware he was being re- joined a local firm, where he rolling when he fell in love corded. e piece also angered continued to do employer- and with the city while scouting for certain legislators – who hold institution-side ADA work. locations. “If anyone was going the university’s purse strings. Over time, something began to move to Chattanooga, it was Two weeks after the meet- to shift within Gilbert. He going to be me,” he says. ings, UTC terminated Helbert. didn’t develop a distaste for Before making the leap to In a statement, a university representing employers and the Scenic City, however, Gil- spokesman said the school’s institutions, but he did reach bert had to win over one of the decision to fire her was “based a point where he wanted to toughest juries he’d ever faced. on a violation of journalism switch sides and advocate for It didn’t go well. ethics.” individuals instead. “Lynda and I read a book It was a heavy blow to the “ere were cases in which about how to tell your kids young journalist’s career. the employer was right – and who might be frightened about In the hopes of bringing winning those cases was re- switching schools that you’re about change that would warding,” Gilbert recalls. “But moving to another city,” adds prevent the same thing from there were also times when I Gilbert, a father of four. “e happening to another reporter, was successful but felt like a author said to prepare their Helbert decided to sue the uni- different outcome would have favorite dinner and make it an versity. e first attorney she been reached had I been on the upbeat occasion. But when we spoke with told her she didn’t other side.” told them we were moving, have a case because Tennessee In 1998, Gilbert struck out they all cried.” is an at-will state, meaning on his own. He launched e Mom and dad threw out employers have broad rights to Gilbert Firm as a one-man op- the jury’s verdict and moved terminate employees. eration and began representing everyone to Chattanooga, rough a relative, Helbert individuals in the kinds of cases anyway. Today, Gilbert runs then met with Gilbert, who, in he’d become good at winning the firm – Gilbert McWherter addition to his IDEA and ADA for the other side. Scott Bobbitt – from his office work, represents individuals “I felt there was a greater in the Tallan Financial Center in employment disputes. He need there that wasn’t being downtown. told her she did have a case. met. ere weren’t many He also devotes time to writ- Seven months later, the parties lawyers who knew their way ing literature he hopes will help involved are working toward a around that side of the law. people better understand the settlement. Plus, I was more aligned phil- issues he’s tackled in his cases. Meanwhile, Helbert has Jacqui Herbert lost her reporter’s job at WUTC after she wrote a controversial osophically to the individual’s In addition to drafting legal taken a job with a podcasting story but regained her journalistic integrity after Gilbert represented her in a interest,” Gilbert explains. guidance for attorneys, judg- company out of San Francisco. lawsuit against the university. “I like representing indi- es and teachers to help them “Mr. Gilbert saved my career,” viduals. I feel like I can make understand how children with she points out. “Without him, I international lawyer. While there, Gilbert was a difference in their lives,” he Down syndrome can be includ- would have lost my integrity as After earning his Juris Doc- exposed to ADA work for continues. “I also like being ed with their peers, he’s putting a journalist.” tor from Southern Methodist employers and institutions. able to pick the cases with the together a resource book for Finding a niche University in Dallas, he spent Instead of representing individ- issues I want to advocate for.” parents on how to tackle the an additional year earning a uals, he defended companies Gilbert gradually hired more challenges of inclusion. Gilbert did not set out Master of Laws degree at the and schools against lawsuits lawyers and opened an office “It’s like learning a foreign to become an attorney who University of Edinburgh in and kept those entities in com- in Franklin, which put him language by being immersed in advocates for individuals in Scotland. “I thought I’d need an pliance with the law. near the federal courthouse in the culture that speaks it,” Gil- disability, employment, age international degree to be an After two years of being Middle Tennessee, where he bert says. “It works better and discrimination and sexual international lawyer.’’ stuck in traffic, Gilbert and his presented many of his cases. faster – and it can help them harassment cases. A Middle But when Gilbert returned recent bride, Lynda, decided In 2011, Gilbert began to for the rest of their lives.” Tennessee native who spent his to Dallas, a large firm that prac- Dallas was too hectic for them consider opening an office Gilbert hopes to have the high school years in Arkansas, ticed U.S. law offered him a job. and moved to Jackson, Ten- in Chattanooga for the same Gilbert hoped to become an He took it. nessee, where Gilbert’s parents reason. He was planning to See GILBERT, page 12 12 | October 27 – November 2, 2017 Hamilton County Herald www.hamiltoncountyherald.com

Pass it Down receives Spirit of Innovation Award Storytelling platform Pass family in sharing their stories. it Down is the recipient of In his acceptance speech, the Chattanooga Chamber Cummings also unveiled an of Commerce’s 2017 Spirit of effort to corral memories about Innovation Award. a city or place, to be piloted in “ank you to the Chamber Chattanooga. and this city,” said founder and Silicon Valley native Leslie CEO Chris Cummings during Miley keynoted the Spirit of the awards luncheon Oct. 20. Innovation luncheon. “My wife and I moved here two “Building a city takes time. years ago. We feel embraced Be attentive, go slow, be inclu- and at home because Chatta- sive,” Miley said. “We do better nooga welcomed us with open when we work together. If arms and made it easy to start a you’re doing that, you’re doing company.” the right thing.” Pass it Down is a digital bi- Miley has worked in en- ography service that preserves gineering leadership roles family memories. e service at Slack, Twitter, Apple and includes story prompts that can Google, and now works with be answered in video, audio, Venture for America to enable text or photo from a phone, Silicon Valley tech profession- tablet or computer. ese als to spend a year in other digital stories then become a cities working with venture customized print book. capitalists and innovation Pass it Down’s greetingSto- centers or districts on growing ry Memory Boxes include their respective tech commu- hand-selected questions from nities. Photograph provided the world’s top biographers Source: Chattanooga Chamber of Commerce Pass It Down founder and CEO Chris Cummings, seated second from right, and his team at the recent Spirit of Innovation with tips and instructions on awards luncheon. the inside to guide friends and

GILBERT From page 11 required the trainer to be eval- many levels.” uated and stitched with thick Life in the Scenic City latter book completed by De- horse stitches by a veterinarian, Although Gilbert lost his cember. not a medical doctor. opening argument with his jury The one that got away “When the trainer protested, of four kids, the city of Chatta- the owner fired him.” While Gilbert can look nooga eventually won everyone Gilbert took the resulting back on a string of successes, over, so dad is no longer on the retaliation case all the way to no attorney wins every case – hook for the move. the Tennessee Supreme Court, especially Finch. While Gilbert e family has made its where he lost. usually gleans his lessons from home on Signal Mountain, “e Court said the train- his losses and moves on, one which serves as a base of er should have complained case still haunts him. operations from which the to someone other than the “A few years ago, I repre- children attend various public owner,” Gilbert explains. “Of sented a horse trainer who and private schools and play course, there isn’t anyone high- was badly injured when a competitive tennis. er than the owner, and no one horse kicked him in the head,” Gilbert and his wife have else to complain to. at deci- Gilbert explains. “Instead of been married 22 years – one sion still bothers me because providing him proper medical less year than Gilbert has been it’s wrong – very wrong – on treatment, the horse’s owner practicing law. While they don’t Photograph by David Laprad play tennis, they do enjoy hiking Gilbert and his family outside their Signal Mountain home together, and the 49-year-old Gilbert occasionally gets togeth- been denied any real education for her and her family. er with “some old men to play and ultimately the opportunity League’s mother, Donna old-men basketball.” for further education, employ- Taylor, echoes Deborah’s A family photograph in ment and independent living,” words about Gilbert. “Justin has Gilbert’s office shows a cluster Luka Hyde’s mother, Debo- been a God-send to Isabella. of bright smiles. As the attor- rah, says. “Mr. Gilbert is an He’s a remarkable person and ney gathers together with a few expert advocate for the rights lawyer,” she adds. “He’s worked of his clients one afternoon at of those with disabilities, and countless hours on her behalf. Centennial Park in Chattanoo- his work is changing the future ings change when men like ga to celebrate their victories, a for students with disabilities in Justin take on problems.” similar smile has formed on the Tennessee.” Across town, Helbert is face of Hyde, who today is in League is sporting an equally sitting alone at a table at the a classroom with his non-dis- radiant smile. As she sits on Frothy Monkey, her gaze fixed abled friends because of the a park bench with Gilbert on her laptop as she commutes work Gilbert has done. and looks up at him, her face online to the West Coast, “Without Mr. Gilbert’s is beaming. League might be where she was able to secure a excellent representation and young, but she remembers the job thanks to Gilbert’s zealous expertise, our son would have abuse she suffered and under- advocacy in her case. stands what her attorney did “He’s a true advocate,” she says. “He cares about people.” e same could be said Count on about Finch – not the fictional character that populates the the Herald pages of Harper Lee’s classic for your novel but the idealistic and determined attorney who rises weekly up in every advocate who, like Gilbert, spends their days and Sudoku. nights fighting for justice on behalf of their clients. 13

| GREATER CHATTANOOGA ASSOCIATION OF REALTORS GCAR, page 14 PRESIDENT Sue Sims Ian O’Shea See See PRESIDENT PRESIDENT ELECT Myra Cochran October 27 – November 2, 2017 27 – November October Clayton Taylor Joanna Jackson Martha Alexander Founded in 1912 Photograph by Alex McMahan Alex by Photograph TREASURER & STATE DIRECTOR TREASURER & STATE Northwest Georgia Council Georgia Northwest www.gcar.net Another item being discussed in have recouped the losses in value fol- lowing the recent recession, analysts at NAR have calculated that these gains will once again be swept away if isdeduction interest tax the mortgage removed. NAR suggests that Amer- icans could see a drop of more than 10 percent in home values with these suggested changes. federal tax reform is the removal of state and local property taxes as a tax deduction. ese incentives have proven critical for a strong housing market – which in turn creates jobs and builds stable communities. If this deduction is also removed, then these - PRESIDENT Joe Pleva Ben Pitts Bill Raines John HealyJohn Steve Hunt Russ Elliott Jeff Jennings - Robert Fisher Commercial Council Commercial

is tax deduction was first en Looking back in time to the 1986 While American home owners Dan Griess John Payne John Jon Hughes Jon Robyn Ring Paula Palmer Paula Robert Fisher Robert Backer Myra Cochran acted in 1913 and has been a bed- rock of the home ownership value proposition since its inception. NAR estimates that home-owning families with incomes from $50,000-$200,000 could face average tax hikes of $815 in the year after enactment. Tax Reform Act, there were several changes that affected commercial real estate. NAR noted that after this was enacted, property values in the com mercial sector dropped significantly. is drop not only affected owners but also negatively impacted state and local tax revenue. Kevin Wamack Jennifer Cooper Brenda Pargeon Becky Cope English Brandi Thompson Pearl

Hamilton County Herald County Hamilton ® Amnicola Hwy. | Chattanooga, Tn 37406 | 423 -698-8004 423-698-8001 | | | Amnicola 37406 Fax: Hwy. Chattanooga, Tn

REALTOR ASSOCIATION PRESIDENT’S MESSAGE MLS CHAIR PRESIDENT Kim Bass TREASURER Mark Hite Vicki Trapp Vicki Geoff Ramsey PRESIDENT-ELECT Mark Hite Nathan Walldorf Nathan Association of Realtors IMMEDIATE PAST PRESIDENT PAST IMMEDIATE President, Greater Chattanooga 2017 Board of Directors of Board 2017 Kyle Barels owns Dance Tonight with Casey Haywood in the Main Street Arts District. He also is a real estate agent with Signature Brokers. agent with Signature estate is a real He also Arts District. in the Main Street Haywood with Casey Tonight Dance owns Barels Kyle citizens. A home mortgage interest deduction allows taxpayers who own their home to reduce their taxable income by the amount of interest which they pay to the mortgage company. - - Proposed tax Proposed hurts reform homeowners page BARELS, 14

Greater Chattanooga | Association of Greater T2963 Realtors See See Real Estate Real ® he spicy notes of Latin music fill the studio at Dance Tonight Chatta- nooga as co-owner Kyle Barels settles into a table seat in the small kitchen, Chattanooga Chattanooga The voice of real estate in Greater Chattanooga. News and News notes

from from the Greater

In the next room, his high-energy Born in Charlotte and raised in Federal income tax reform is a hot e NAR issued a “call to action” Currently, 83 percent of all federal Association Association of Realtors his perfect posture a testament to years of holding his upper body “in frame.” business partner, Casey Haywood, is giving a salsa lesson as Barels talks about his dual role as a dance entrepre By Nancy Henderson on dance floor in real estate, in real estate, Barels Barels at home www.hamiltoncountyherald.com neur and Realtor with Better Homes &neur and Realtor with Better Homes Gardens Real Estate Signature Brokers. Chattanooga, the small-statured Barels was 11 years old when his sister, who was teaching hip-hop, talked him into trying her class. “I immediately fell in love,” says Barels, 30. “It was just fun. topic in Washington right now, and some elements being discussed might actually harm middle-class home

owners, according to the National Association of Realtors. last week for its 1.3 million members to contact their senators and con- gressmen in Washington to encour- age them to reform our tax code and protect middle class homeowners. income taxes are paid by American homeowners, NAR has pointed out, so major changes like removing the mortgage interest tax deduc- tion could be a major blow to these T 14 |

GREATERGREATER CHATTANOOGACHATTANOOGA ASSOCIATIONASSOCIATION OFOF REALTORSREALTORS October 27–November2,2017 as well.” as well.” can affordtodo thisenjoytraveling simply because,typically,people who what itoffers.Butcanebb andflow live, eatandbreathethebenefits of a necessity,butthat’sjustbecause I points out.“Inmyeyes,it’sdefinitely ballroom isaluxuryitem,”Barels number ofstudentsdroppedoff. having financialdifficultieswhenthe the BrainerdVillagestudiostarted own hisbusiness.Butin2012, lessons aweek,neverintendedto Astaire wasteachingasmany50 enjoyed theadrenalineandfire.” and everythinglikethat,butIalways like towin.Iappreciatetheshows course. I’mnotvindictive,butIdo or withothers,inahealthyway,of competing insomefacet,withmyself son,” headmits.“Ialwayshavetobe hours aweek. events inthenation,practicing35 independent andfranchisedballroom competed insomeofthelargest els Bar- cha, cha- trot and and individualshowtorumba,fox be avarietyofsongsthatcomeon.” you goouttodance,there’sgoing dance wondersbecausewhenever much onhavingpeoplenotbeone- of freshair.at’swhywestriveso another oneanditwouldbeabreath one style,mentally,Icouldswitchto much, ifIgotalittlebitwornoutin recalls. “WhileIwastrainingso so Iwasn’tgoingtogetbored,”Barels were multiplestylestobefocusedon, and mybodyinfrontofamirror.” nus alunchwithmyfaceinbook pected towork10hoursaday,“mi- surprised todiscoverthathewasex six-month trainingperiodhewas hours ofclassesaday–duringhis of stretchingfollowedbyfiveorsix teaching –generally,90minutes demands oftheotherstyleshe’dbeen possibly beanytougherthanthe the spot. job asaninstructorandwashiredon Dance.” Barelsinterviewedforthe headline readsimply:“RealMenCan local FredAstaireDanceStudio.e newspaper adforapositionatthe their goals. ly withpeopletohelpthemachieve aspect andtheideaofworkingdirect a careerindance.Helovedthesocial competing beforedecidingtopursue modern –thenstartedteachingand into otherstyles–ballet,jazz,tap, was lacking.” and senseofaccomplishmentthatI world. Itwasjustthisfreeingfeeling It wasliketherenocareinthe BARELS “It can happen simply because “It canhappensimplybecause Barels, whoaftersixyearsatFred “I’m anextremelycompetitiveper- In additiontoteachingcouples “I reallyenjoyedthefactthatthere inking thatballroomcouldn’t In 2006,atage19,hespotteda Bitten bythebug,Barelsbranched

From page13 - - - Kyle Barels, owner of Dance Tonight Chattanooga onMainStreet, givingadance lesson to Robert andMiaYounger of Ooltewah. ple unable to participate to the fullest ple unabletoparticipate tothefullest a teacher,whenever Iwouldseepeo Fred AstaireandArthurMurray. “As reputation ofballroomfranchises like policy andbreakawayfrom theelite vowed toimplementanopen-door Books buildingonLeeHighway. the studiotoformerMcKayUsed they boughtthefranchiseandmoved mented eachotherbeautifully.”So, laidback andlow-key–“comple- in yourface,”whileBarelsismore wood is“animmediateballoflight realized theirpersonalities–Hay- chise, they the fran to takeover they’d like Haywood if asked himand the owners From the beginning, the partners From thebeginning,partners When - Hamilton CountyHerald - chised backing, and we have our chised backing,andwehaveour intimate, sowestillhavethatfran much smallerandit’smore thought itwasn’tforthem.…It’s send anyoneawaybecausethey and onethatcouldn’tpotentially that wasalittlebitmoreuniversal darn shame,”Barelsacknowledges. and CydCharisseare,that’sa know whoFredAstaire,GeneKelly ed itundertheDanceTonightname. Juicery, andtwoyearslaterrebrand- Street artsdistrictnexttoeLocal moved theirstudiototheMain less it’sbytheirchoice.’” reform. important effort. ing nation.Pleasejoinusin the home-owning nationtoahome-rent encouraging themnottoturn our nation arecontactinglegislators and with Realtorsacrossthestateand Greater ChattanoogaRealtorsalong punch toAmericanhomeowners. two itemscouldserveasaone-two will nothaveanyoneleavehereun GCAR “So, we wanted to have a name “So, wewantedtohaveaname “ere aresomepeoplewhodon’t In 2014,BarelsandHaywood Information: www.nar.realtor/tax/ For thesereasons,yourlocal

“I was like, ‘Never again. We “I waslike,‘Neveragain.We

me off,” Barels says. me off,”Barelssays. of theirde- From page13 turned turned ways ways sire, sire, al- that - - - safely sayI’venotlostacoupleyet.” of divorce,”herecounts.“AndIcan of peoplecometomeonthebrink requires give-and-take.“I’vehadalot to speak,andthatlife,likedancing, it reallydoestaketwototango,so of counselor,remindingcouplesthat sometimes findshimselfintherole indicator ofproblemsathome.Barels relationship-builder aswellan teaching. with himforthe11yearshe’sbeen the majorityofhisstudentshavebeen a party,you’regoingtodance.”Still, we moveconstantly.Ifyoucometo have lessons,we’reverysociable,but ever wehaveparties,whenever partly because,Barelsnotes,“When- ga attractsalotofyoungnewcomers, for moreinformation. west Georgia.Go towww.GCAR.net Dade andWalker countiesinnorth- in southeastTennesseeandCatoosa, Hamilton andSequatchiecounties Greater ChattanoogaRealtors serves National AssociationofRealtors. tors nationwidethatcomprise the boards andassociationsofReal- and isoneofmorethan1,400local zation hasmorethan1,800members students, DanceTonightChattanoo adhere toanyrulesorregulations.” do whatwewantwithouthavingto same time,itallowsustobasically brother andsisterstudios.Butatthe Chattanooga.” eregionalorgani “ e VoiceofRealEstateinGreater Dancing, he says, can be a great Dancing, hesays,canbeagreat While some studios cater to older While somestudioscatertoolder Greater Chattanooga Realtors is Greater ChattanoogaRealtorsis www.hamiltoncountyherald.com Photograph by Alex McMahan See page 24BARELS,page - - www.hamiltoncountyherald.com Hamilton County Herald October 27 – November 2, 2017 | 15

The Critic’s NAR explores top reasons for Corner By David Laprad choosing a career in real estate [email protected]

Most Realtors self-initiated all types of individuals, and the and 20 percent of women were their career in real estate and report’s findings reflect that,” referred by a friend, compared identify strong people skills as says NAR president William to 18 percent of men. the most important trait to be Brown. “at being said, NAR Seventy-five percent of ‘Only the Brave’ a successful agent, according remains committed to ensuring African-American members to the National Association of that its membership continues self-initiated their career in a touching tribute Realtors’ new research report, to reflect America’s growing real estate – more than any “Only the Brave” is based on the true story of the Granite “Choosing a Career in Real Es- diversity.” other ethnic group – while Mountain Hotshots, a crew of 20 firefighters from Prescott, tate: A Perspective on Gender, Choosing a career in real 27 percent of Asian members Arizona, 19 of whom perished while battling the Yarnell Hill Race and Ethnicity.” estate had their career in real estate Fire in 2013. e “Choosing a Career in referred by a friend, also more According to the report, A spoiler alert seems unnecessary for a film based on a Real Estate” report was devel- than any other group. nearly 70 percent of Realtors well-documented event, but if you feel blindsided, know that oped to discover how and why Attractive aspects of real self-initiated their career in real your awareness of what happened will add weight to every- Realtors (members of the NAR) estate estate based on interest in the thing that precedes it. When one of the firefighters talked chose real estate as a career and industry, and almost 20 percent like a love-struck school boy about a girl he’d just met, my to examine gender, race and Nearly seven in 10 Realtors were referred by a friend. heart twisted in place. ethnicity in real estate. found flexible hours to be the Sixty-nine percent of males e Granite Mountain boys were notable for being the “A career in real estate offers most attractive aspect about self-initiated their career com only municipal hotshot (or type-1 certified) crew in the a work environment and diver- - pared to 65 percent of females, See NAR, page 16 country. Since large agencies such as the Forest Service ran sity of opportunity that attracts most hotshot crews, this was no small accomplishment. But it was their tragic end that made 50 YEARS From page 1 Engineers has named Dr. Earl a study committee appointed their story worthy of big screen Blaine Adams, 27-year-old re- by the County Council last treatment. Only the Brave Monday, Oct. 30 search engineer at DuPont Co’s February. e size of the hotshot crew e first service in the First Chattanooga Nylon Plant, the e final report meeting must have presented a challenge Rated PG-13 for thematic Baptist Church’s new Golden co-recipient of a $1,000 prize of the United Fund campaign to the filmmakers, who needed content, sexual references, Gateway home Sunday morning shared by two other authors. will be held at 12:15 Friday at to keep the movie’s running time language and drug material was crowded with more than Dr. Adams is sharing the award the Read House, Sam E. Miles, at around two hours. But instead 2,100 worshippers. Dr. Luther with Dr. Donald C. Bogue, Uni- chairman, reminded volunteer of trying to accommodate every Joe ompson reminded the versity of Tennessee professor workers Wednesday. firefighter into what would have congregation that “a church of Chemical Engineering, and Friday, Nov. 3 been a bloated narrative, director Joseph Koninski and writ- is people, not a building.” He J. C. Whitehead of Tennessee ers Ken Nolan and Eric Warren Singer focused on the leader e County Council voted warned against the kind of pride Eastman Co. in Kingsport. of the group, Eric “Supe” March, and one of his hotshots, Wednesday to review plans for which could make First Baptist Thursday, Nov. 2 Brendan “Donut” McDonough, while sprinkling in a little of the new Central High School “cease to be Christ’s church.” everyone else. A comprehensive county before voting an appropriation. Open house was observed Sun- Brendan is first seen sitting on a couch with a bong in his recreation program, including e low bid submitted by T. U. day afternoon with more than lap and a buddy by his side. In the race to nowhere, he’s al- the creation of a permament Parks Co. of $2,691,000 for the 5,000 persons attending. ready lapped his opponents. But when an ex-girlfriend turns department of parks and rec- school is some $591,000 more H. Clay Evans Johnson, up pregnant, Brendan decides to apply for an open spot on reation and establishment of a than the $2.1 million the school president of Interstate Life and March’s crew. county conservation board, was board has available to construct Accident Insurance Co., was March gives Brendan a shot, possibly because of his recommended Wednesday by the building. elected to a three-year term personal history with substance abuse. Meanwhile, Supe is on the executive committee of dealing with a rocky patch in his marriage to a wife who’s the American Life Convention ready for him to stay home and become a father. at the 62nd annual meeting in I like how “Only the Brave” doesn’t shy away from the Dallas. darker shades of its characters but mixes those bold, black Tuesday, Oct. 31 strokes of paint with the brighter colors of their bravery and courage to create a more believable portrait of these people. e retirement of James While I also appreciated the time “Only the Brave” spent E. Powell as president of making sure I was emotionally invested in at least two of the Provident Life and Accident firefighters, I couldn’t help but think the families of the 18 Insurance Co. was announced other hotshots who died felt shortchanged by the movie, due Tuesday by president Robert to the reduced role their loved one was given and the way the L. Mclellan. Mr. Powell has film plays hard and fast with the facts. been associated with Provident (“Only the Brave” depicts the Granite Mountain crew as since 1931 and will continue having been together for several years when the turnover his association as a member of rate was actually quite high, says an www.azcentral.com Provident’s board of directors. article titled, “How accurate is ‘Only the Brave?’” Jay L. Levine, a native Chat- Still, as a dramatization of actual events, “Only the Brave” tanoogan, is one of eight new is engaging throughout and ultimately heartbreaking. I don’t general partners admitted to think any Hollywood filter could diminish the impact of the the Atlanta-based investment loss of these 19 courageous men. banking firm of Courts & Co. “Only the Brave” benefits from good casting. James Brolin Levine, the son of the late J. L. gives March a heavy dose of gravitas before he even opens Levine and Mrs. Levine, has his mouth. Supe was clearly an alpha male among alpha been with the firm since 1960. males but was not without his flaws, and Brolin brings every Wednesday, Nov. 1 aspect of this man to life with subtle authenticity. Sixty-nine businesses will Whether March is surveying a distant fire to chart its participate in Downtown Days course, or yelling at his wife when she brings up having kids, ursday-Saturday. Sponsored or having an awkward father-son moment with Brendan, by the Merchant’s Associa- Brolin nails every scene and commands our attention. tion, the slogan for the event Miles Teller was also well-cast as Brendan and seems is “More for Your Money in more engaged in the role than he has in other recent outings Downtown Chattanooga.” Ex- (such as “Fantastic Four”). He gives Donut’s journey from ceptional values and a chance bumbling, shiftless stoner to hotshot and attentive father a to win gift certificates totaling sense of validity and handles the film’s dramatic and comedic $1,000 will be offered. See CRITIC, page 22 e American Institute of 16 | October 27 – November 2, 2017 Hamilton County Herald www.hamiltoncountyherald.com

NAR From page 15 (36 percent). Sixty-one percent of Afri- being a real estate agent, fol- can-American members stated Amanda Banks lowed by interest in the indus- that real estate is more often a try (64 percent), working with second career, more than any joins Pinnacle’s people (54 percent), entrepre- other ethnic group. Male mem- neurial field (50 percent) and bers were more likely to have salary possibilities (49 percent). a previous career in manage- Broad Street office e report also surveyed ment or sales, and in contrast, Realtors about important skills female members were more Amanda Banks has joined Pinnacle to possess to be successful in likely to have a previous career Financial Partners as a mortgage advisor real estate. People skills (86 in management, office support assistant for the firm’s downtown Chatta- percent), self-motivation (84 and education. nooga office at 801 Broad St. Banks, with 10 years of experience, percent) and negotiation skills Income (73 percent) ranked as the most most recently served as a mortgage loan important skills in residential Females make up 63 percent processor for Peoples Home Equity. Prior real estate, while negotiation of NAR’s membership and roles included serving as a loan officer for skills (69 percent), problem those who work exclusively Principal Mortgage, First Horizon Bank solving skills (63 percent) in residential real estate have and United Capital Mortgage. and analytical reasoning (62 a median gross income of “Amanda is a great addition to our percent) were viewed as the top $46,700, compared to $54,600 team,” said Ross Kinney, Pinnacle’s resi- skills for commercial real estate for men. Women tend to be dential mortgage manager. “She’s dedicat- professionals. younger in age and more likely ed to her clients and to meeting all of their e report also surveyed to work part-time. When it needs.” members on whether they comes to residential business Banks studied accounting and finance began their career in real estate activity, women had a medi- at the University of Tennessee at Knox- Photograph by David Laprad or if they transitioned into their an of eight sales transactions, ville. Amanda Banks current position from another compared to seven for men. industry, and most Realtors (82 Asian members working percent) started their profes- exclusively in residential real mercial real estate, compared of all NAR members and had estate (71 percent), the largest sional career doing something estate have the highest me- to only four percent of females. the most transactions and group with less than one year outside of real estate. Real dian gross annual income of Hispanic and Latino mem- highest sales volume. of experience (25 percent) and estate is more often the second all ethnic groups at $56,800, bers make up the largest share Asian members had the are the youngest members. career for females (51 percent) followed by Caucasian mem- of those working exclusively highest median gross income, Hispanics and Latino mem- and the third career for males bers at $54,200, Hispanic and in residential real estate (71 sold the most expensive homes bers have the second most Latino members at $41,700 and percent), and Asian members and had the highest median median residential sales trans- African-American at $23,000. make up the largest share dollar value of residential sales actions and sold the third most PAPA HAUL AWAY ose who work in dual working in both commercial transactions. ey also had the expensive homes, according to SERVICES specialties, both residential and residential real estate (37 second highest median years the report. and commercial, tend to have percent). Twelve percent of of experience (10 years) and NAR offers many resourc- OMEOWNERS ROFESSIONALS H : P : higher gross median incomes at Caucasian members work only the second largest group of es to promote diversity in its •Junk Removal •Real Estate and in commercial real estate, com- members over 60 years in age Realtor membership through •Garage Cleanouts Construction cleanup $89,300. pared to three percent or less (29 percent). its Equal Opportunity and •Appliance Disposal •Estate Cleanouts Specialty •Evictions for all other ethnic groups. African-American mem- Cultural Diversity program, •Basement Cleanouts Seventy percent of female •Yard Debris Removal •Event Clean Up Dual specialists typically bers have the lowest median including education, grants, And Much More! And Much More! members work exclusively in have 10 residential transac- gross income and sell the least partnerships and events. e residential real estate, com- tions and one commercial expensive homes; however, NAR Diversity Initiative Grant Call (423) 629-0700 pared to 45 percent of male transaction. Dual specialists they make up the largest group Program provides grants to papaservices.com or visit members. Fifteen percent of tend to have more experience working less than 20 hours a help fund outreach efforts to We gladly accept VISA and Mastercard males work exclusively in com- in residential real estate than week and are also the largest minority consumers and bring those working exclusively in group to receive less than half more diversity into Realtor residential real estate and are their overall income from resi- membership and leadership. more likely than others to work dential real estate. NAR’s diversity course, At in small towns, rural areas and ese findings indicate that Home with Diversity, gives resort areas. the income of African-Ameri- Realtors tools and training to Race and ethnicity in real can members is more diversi- better serve today’s diverse estate fied outside the industry, and consumers. NAR has also suc- that real estate is only a part- cessfully built partnerships with Comparing the activity of time source of income. His- housing groups and profes- each ethnic group in real estate, panic and Latino members are sional real estate organizations the report finds that Caucasian the largest group specializing representing the multicultural members make up 82 percent exclusively in residential real community. e “Choosing a Career in Real Estate” report was based on a survey sent from March to April 2017 to 144,000 members of the NAR. A representative sample of 6,363 members responded to the survey, an adjusted response rate of 4.4 percent. Source: NAR

Pick up a copy at any of our 52 news racks in the county. See a map of their locations on our web site. www.hamiltoncountyherald.com Hamilton County Herald October 27 – November 2, 2017 | 17

Sales, tax-preparation positions at risk Artificial intelligence targets white-collar jobs In the age of computers, the for their services occurs at ran- lucrative job, tied to revenue may end up with no options if way we do business is changing dom times and require unique and company goals for growth. your current job is outsourced at a record pace. Some change solutions. But, predictions show that sales to a robot. is good. But, inevitably, some is So, which jobs will be im- roles may be hit the hardest. ird, never stop learning. also quite painful. pacted? In fact, it’s estimated that re- Gone are the days when you One concern many profes- Anything that is routine and tail sales jobs may go away could learn one trade and sionals have is whether or not has the ability to be replaced completely. stick with it. Change is their job may be replaced by a by a computer is at risk. For If you work in one of constant, and to stay em- robot. Career Corner example, a tax accountant may these areas, the prospect ployed, you must also stay Although it may seem Angela Copeland, career coach potentially be replaced by a of a computer replac- on top of trends. impossible, there is a reason- computer program. ing your job can be Although the thought able chance your job may be strategists are least likely to be e same holds true for scary. But, there are of robots replacing impacted over the course of automated. ese roles all re- many logistics, transportation a few things you can our jobs is a scary your career. quire new, unique and creative and manufacturing jobs. do to prepare and one, preparing will A study released from the thoughts each day. Factory positions once held to minimize the ensure you’ll be University of Oxford found Jobs that require a high level by people are being replaced negative impact: ready to grow and that approximately 47 percent of human touch are also less by robots. Since 2013, Amazon First, don’t assume change along with of all U.S. jobs are at risk of likely to be impacted. ey has increased the use of robots you’ll work for one com- the evolving job automation over the coming include social workers, nurses almost 700 percent. It has pany forever. Working for market. decades. So, which jobs are safe and clergy members. ese gone from an average of 461 more than one company and what can we do to mini- roles all require an extensive robots per facility in 2013 to an diversifies your risk, and Angela Co- mize any negative impact? amount of human interaction average of more than 3,200 per increases your professional peland, a career Let’s start with the jobs least to be successful. facility in 2017. network. coach and founder of Cope- likely to be impacted. Highly unpredictable jobs One area susceptible to ro- Second, work to devel- land Coaching, can be reached ey fall into three cate- are also less likely to be impact- botics that’s the most surpris- op more than one skill you at copelandcoaching.com. gories. Creative jobs such as ed. Included are roles such as ing is sales. could be paid for. is re- artists, engineers and business emergency plumber. e need Sales has been a potentially duce the chances that you n Link on UT Motivation? Bowl game, saving coach’s job

Butch Jones will be Tennes- yards per game), fifth in passing see’s football coach Saturday yards per game (206.3), and night against Kentucky in seventh in pass efficiency rating Lexington. (147.5). It could be his last as the He’s coming off his worst Vols’ coach. game of the season – 13-of-28 Jones is on a sizzling hot for 117 yards with two inter- seat after the Vols (3-4, 0-4 ceptions against Mississippi SEC) were dominated by Dave Link State. No. 1-ranked Alabama 45-7 Knoxville-based journalist Johnson, of Rancho Cu- last Saturday. Speculation is covering UT Sports camonga, California, enrolled rampant Jones will be fired or at Kentucky in January of 2016 already is on his way out. 17-13 victory over UMass on and entered fall camp No. 2 on Jones likely needs to win Sept. 23. It’s a span of 210 min- the depth chart behind Drew out and win a bowl game to utes, 25 seconds of actual game Barker. save his job. It starts against time without a TD and covers When Barker was injured Kentucky (5-2, 2-2 SEC) in a 43 offensive possessions. in the third game against New 7:30 EDT kickoff (TV: SEC Kentucky is motivated by Mexico State, Johnson took Network). gaining bowl eligibility with a over as the starter and led the “I want to make this clear victory after losing to Missis- Wildcats to seven wins. He that Tennessee is not OK with sippi State 45-7 last Saturday. threw for 2,037 yards and 13 being 3-4, and definitely Butch e Wildcats’ other SEC loss touchdowns and completed Jones is not OK with being was at home to Florida, 28-27, 54.7 percent of his passes in 3-4,” Jones says. “And we have on Sept. 23. Kentucky has SEC 2016 as Kentucky finished to keep working and work our victories at South Carolina 7-6 and in a three-way tie for way through this and work our (23-13) and at home against second in the SEC at 4-4 with Quinn Foster | UK Athletics way out of this.” Missouri (40-34). Tennessee and Georgia. Kentucky quarterback Stephen Johnson has performed well this season but is UT opened as a rare “It’s going to be a great Johnson was Kentucky’s coming off his worst game of the year, a 45-7 loss at Mississippi State. challenge going to Lexington 5.5-point underdog against MVP in the 33-18 loss to Tennessee is second in the Snell leads the Wildcats’ on Saturday night,” Jones ac- Kentucky in a border rivalry Georgia Tech in the TaxSlay- SEC in passing yards allowed rushing with 541 yards and knowledges. dominated in recent years by er Bowl when he completed (158 yards per game), but it’s a six touchdowns, averaging 4.1 e Vols had better be up to the Vols. 19-of-34 passes for 175 yards skewed statistic because UT’s yards per carry. Junior Sihiem the challenge. eir coach’s job Tennessee has won 31 of its and a touchdown and rushed run defense is so vulnerable. King is second with 203 yards could be at stake. last 32 games against Kentucky. for a team-high 49 yards and a Last Saturday, Alabama’s and a 4.8-yard average and no Its last loss to the Wildcats was Matchups to watch touchdown. Jalen Hurts and Tua Tagovailoa rushing touchdowns. 10-7 in the final game of the is year, Johnson retained combined to go 22-of-33 for However, Kentucky rushed 2011 season, Derek Dooley’s Johnson vs. UT ‘D’ the starting job with Barker’s 332 yards and two touchdowns for only 115 rushing yards second as UT’S coach. Kentucky senior quarterback return and is completing 61.2 with one interception (by against Mississippi State, and Fifth-year Kentucky coach Stephen Johnson is in his sec- percent of his passes. He’s backup Tagovailoa) against the Snell had a season-low 18 yards Mark Stoops has his best ond season as the starter after thrown for 1,355 yards with Vols. on seven carries. It was the chance to break a 0-4 streak spending two years at College nine touchdowns and four Wildcats’ RBs vs. UT ‘D’ Wildcats’ third-worst rushing against the Vols. of the Desert in Palm Desert, interceptions and is Kentucky’s game of the season. Kentucky sophomore Benny Tennessee hasn’t scored California. third leading rusher with 198 Tennessee is last in the SEC Snell Jr. will be the next top an offensive touchdown in 14 Johnson entered the Mis- yards (3.7-yard average per in rushing defense, allowing running back to test Tennes- quarters, a streak dating back sissippi State game fourth in carry) and two rushing touch- 338 yards per game. (Vander- see’s run defense. to the second quarter of their the SEC in total offense (230.3 downs. See UT FOOTBALL, page 24 Page 18 Public Notices October 27 - November 2, 2017 www.HamiltonCountyHerald.com Foreclosure Notices stitute Trustee. Bank National Association, as Trustee, suc- include: None. Parcel Number: 157 B E 017 Continued from page 9 The right is reserved to adjourn the day cessor in interest to Bank of America, National Terms of Sale will be public auction, for Current Owner(s) of Property: Charles A. of the sale to another day, time, and place Association, as successor by merger to LaSalle cash, free and clear of rights of homestead, Danner, IV the Lot conveyed by The Administration certain without further publication, upon an- Bank National Association, as Trustee, on redemption and dower to the extent disclaimed The street address of the above described and Trust Company, Trustee, et al, to S.C. nouncement at the time and place for the sale behalf of the holders of Washington Mutual or inapplicable, and the rights of William D. property is believed to be 107 Talley Rd, Akins by deed dated February 27, 1950, set forth above. If you purchase a property Asset-Backed Certificates, WMABS, Series Posey and Leigh A. Posey, and those claiming Chattanooga, Tennessee 37411, but such and registered in Book 1018, Page 659, in at the foreclosure sale, the entire purchase 2006-HE1, its successors and assigns. through him/her/it/them. address is not part of the legal description of said Register’s Office, the point of beginning: price is due and payable at the conclusion The following real estate located in Ham- Any right of equity of redemption, statutory the property sold herein and in the event of thence Westwardly along the Northern line of the auction in the form of a certified/ ilton County, Tennessee, will be sold to the and otherwise, and homestead are waived in any discrepancy, the legal description herein of said Akins lot, One Hundred Forty (140) bank check made payable to or endorsed highest call bidder: accord with the terms of said Deed of Trust, shall control. feet: thence Northwardly, on a line parallel to to Shapiro & Ingle, LLP. No personal checks Described property located at Hamilton and the title is believed to be good, but the This sale is subject to, without limitation, all the Western line of Shady Drive Seventy-five will be accepted. To this end, you must bring County, Tennessee, to wit: undersigned will sell and convey only as Sub- matters shown on any applicable recorded plat; (75) feet: thence Eastwardly One Hundred sufficient funds to outbid the lender and any BEING a part of the property conveyed to stitute Trustee. any unpaid taxes; any restrictive covenants, forty (140) feet to the Western line of Shady other bidders. Insufficient funds will not be Esteel McKeel, by deed of record in Book The right is reserved to adjourn the day easements, or setback lines that may be ap- Drive: thence Southwardly, along the Western accepted. Amounts received in excess of the 743, Page 86, in the Register’s Office of of the sale to another day, time, and place plicable; any statutory right of redemption of any line of Shady Drive, Seventy-five (75) feet to winning bid will be refunded to the successful Hamilton County, Tennessee, and more certain without further publication, upon an- governmental agency, state or federal; any prior the point of beginning, and being generally purchaser at the time the foreclosure deed particularly described as follows: nouncement at the time and place for the sale liens or encumbrances including those created known as Lot Fifteen (15), Block Six (6), is delivered. BEGINNING at a point on the Southeast set forth above. If you purchase a property by a fixture filing or any applicable homeowners’ Shady Gove Addition. This property is being sold with the express line of Sims Road, 540 feet, more or less, at the foreclosure sale, the entire purchase association dues or assessments; all claims or Being the same property conveyed to Paul reservation that the sale is subject to confirma- Northeastwardly as measured along the price is due and payable at the conclusion other matters, whether of record or not, which F. Sells by virtue of a Quit Claim Deed re- tion by the lender or trustee. This sale may be Southeast line of Sims Road from its in- of the auction in the form of a certified/ may encumber the purchaser’s title and any corded in Book 4918, page 993, recorded rescinded only by the Substitute Trustee at any tersection with the Northeast line of Peace bank check made payable to or endorsed matter that an accurate survey of the premises in the Register’s Office of Hamilton County, time. If the Substitute Trustee rescinds the Street; thence Northeastwardly along the to Shapiro & Ingle, LLP. No personal checks might disclose. Tennessee. sale, the purchaser shall only be entitled to a Southeast line of Sims Road, 90 feet to the will be accepted. To this end, you must bring The following parties may claim an interest Street Address: 705 Shady Dr, Chattanooga, return of any money paid towards the purchase Southwest line of the Sallie Brown property; sufficient funds to outbid the lender and any in the above-referenced property to be affected Tennessee 37412 price and shall have no other recourse. Once thence Southeastwardly along the Sallie other bidders. Insufficient funds will not be by the foreclosure: any judgment creditor or Parcel Number: 169B B 017 the purchaser tenders the purchase price, the Brown Southwest line, 200 feet, more or accepted. Amounts received in excess of the lien holder with an interest subordinate to the Current Owner(s) of Property: Paul F. Sells Substitute Trustee may deem the sale final in less; then Southwestwardly along the Cleo winning bid will be refunded to the successful said Deed of Trust or any party claiming by, The street address of the above described which case the purchaser shall have no remedy. Briggs property, 90 feet, more or less; thence purchaser at the time the foreclosure deed through, or under any of the foregoing. Such property is believed to be 705 Shady Dr, The real property will be sold AS IS, WHERE Northwestwardly 200 feet, more or less, to is delivered. parties known to the Substitute Trustee may Chattanooga, Tennessee 37412, but such IS, with no warranties or representations of the point of beginning. This property is being sold with the express include: None. address is not part of the legal description of any kind, express or implied, including without Being the same property conveyed by deed reservation that the sale is subject to confirma- Terms of Sale will be public auction, for the property sold herein and in the event of limitation, warranties regarding condition of the record in Book 5213, Page 136, in the Reg- tion by the lender or trustee. This sale may be cash, free and clear of rights of homestead, any discrepancy, the legal description herein property or marketability of title. ister’s Office of Hamilton County, Tennessee. rescinded only by the Substitute Trustee at any redemption and dower to the extent disclaimed shall control. This office may be a debt collector. This Street Address: 277 Sims Dr, Chattanooga, time. If the Substitute Trustee rescinds the or inapplicable, and the rights of Charles A This sale is subject to, without limitation, all may be an attempt to collect a debt and any Tennessee 37415 sale, the purchaser shall only be entitled to a Danner, IV and Charles S Johns, and those matters shown on any applicable recorded plat; information obtained may be used for that Parcel Number: 117N D 013 return of any money paid towards the purchase claiming through him/her/it/them. any unpaid taxes; any restrictive covenants, purpose. Current Owner(s) of Property: William D. price and shall have no other recourse. Once Any right of equity of redemption, statutory easements, or setback lines that may be ap- Shapiro & Ingle, LLP Posey and Leigh A. Posey the purchaser tenders the purchase price, the and otherwise, and homestead are waived in plicable; any statutory right of redemption of any Substitute Trustee The street address of the above described Substitute Trustee may deem the sale final in accord with the terms of said Deed of Trust, governmental agency, state or federal; any prior 10130 Perimeter Parkway, Suite 400 property is believed to be 277 Sims Dr, which case the purchaser shall have no remedy. and the title is believed to be good, but the liens or encumbrances including those created Charlotte, NC 28216 Chattanooga, Tennessee 37415, but such The real property will be sold AS IS, WHERE undersigned will sell and convey only as Sub- by a fixture filing or any applicable homeowners’ Phone: (704) 333-8107 address is not part of the legal description of IS, with no warranties or representations of stitute Trustee. association dues or assessments; all claims or Fax: (704) 333-8156 the property sold herein and in the event of any kind, express or implied, including without The right is reserved to adjourn the day other matters, whether of record or not, which www.auction.com any discrepancy, the legal description herein limitation, warranties regarding condition of the of the sale to another day, time, and place may encumber the purchaser’s title and any File No. 17-113514 shall control. property or marketability of title. certain without further publication, upon an- matter that an accurate survey of the premises Oct. 27, Nov. 3, 10, 2017 Fmr18515 This sale is subject to, without limitation, all This office may be a debt collector. This nouncement at the time and place for the sale might disclose. matters shown on any applicable recorded plat; may be an attempt to collect a debt and any set forth above. If you purchase a property The following parties may claim an interest SUBSTITUTE TRUSTEE’S SALE any unpaid taxes; any restrictive covenants, information obtained may be used for that at the foreclosure sale, the entire purchase in the above-referenced property to be affected Sale at public auction will be on November easements, or setback lines that may be ap- purpose. price is due and payable at the conclusion by the foreclosure: any judgment creditor or 22, 2017 at 10:00AM local time, at the west plicable; any statutory right of redemption of any Shapiro & Ingle, LLP of the auction in the form of a certified/ lien holder with an interest subordinate to the door, Hamilton County Courthouse, 625 Geor- governmental agency, state or federal; any prior Substitute Trustee bank check made payable to or endorsed said Deed of Trust or any party claiming by, gia Ave., Chattanooga, Tennessee pursuant to liens or encumbrances including those created 10130 Perimeter Parkway, Suite 400 to Shapiro & Ingle, LLP. No personal checks through, or under any of the foregoing. Such Deed of Trust executed by William D. Posey and by a fixture filing or any applicable homeowners’ Charlotte, NC 28216 will be accepted. To this end, you must bring parties known to the Substitute Trustee may Leigh A. Posey, to Wesley D. Turner, Trustee, as association dues or assessments; all claims or Phone: (704) 333-8107 sufficient funds to outbid the lender and any include: None. trustee for Long Beach Mortgage Company on other matters, whether of record or not, which Fax: (704) 333-8156 other bidders. Insufficient funds will not be Terms of Sale will be public auction, for November 4, 2005 at Book GI 7745, Page 236, may encumber the purchaser’s title and any www.shapiro-ingle.com accepted. Amounts received in excess of the cash, free and clear of rights of homestead, Instrument No. 2005111400080; conducted matter that an accurate survey of the premises File No. 16-106876 winning bid will be refunded to the successful redemption and dower to the extent disclaimed by Shapiro & Ingle, LLP, having been appointed might disclose. Oct. 27, Nov. 3, 10, 2017 Fmr18516 purchaser at the time the foreclosure deed or inapplicable, and the rights of Paul F. Sells, Substitute or Successor Trustee, all of record The following parties may claim an interest is delivered. and those claiming through him/her/it/them. in the Hamilton County Register’s Office. De- in the above-referenced property to be affected SUBSTITUTE TRUSTEE’S SALE This property is being sold with the express Any right of equity of redemption, statutory fault has occurred in the performance of the by the foreclosure: any judgment creditor or Sale at public auction will be on November reservation that the sale is subject to confirma- and otherwise, and homestead are waived in covenants, terms, and conditions of said Deed lien holder with an interest subordinate to the 30, 2017 at 10:00AM local time, at the west tion by the lender or trustee. This sale may be accord with the terms of said Deed of Trust, of Trust and the entire indebtedness has been said Deed of Trust or any party claiming by, door, Hamilton County Courthouse, 625 Geor- rescinded only by the Substitute Trustee at any and the title is believed to be good, but the declared due and payable. through, or under any of the foregoing. Such gia Ave., Chattanooga, Tennessee pursuant to time. If the Substitute Trustee rescinds the undersigned will sell and convey only as Sub- Party Entitled to Enforce the Debt: U.S. parties known to the Substitute Trustee may Deed of Trust executed by Charles A Danner, sale, the purchaser shall only be entitled to a IV and Charles S Johns, to Robbie L McLean, return of any money paid towards the purchase Trustee, as trustee for Mortgage Electronic price and shall have no other recourse. Once Registration Systems, Inc. as nominee for First the purchaser tenders the purchase price, the Financial of Tennessee Home Loans, LLC on Substitute Trustee may deem the sale final in November 17, 2011 at Book GI 9532, Page 9, which case the purchaser shall have no remedy. Instrument No. 2011121200135; conducted The real property will be sold AS IS, WHERE by Shapiro & Ingle, LLP, having been appointed IS, with no warranties or representations of Substitute or Successor Trustee, all of record any kind, express or implied, including without in the Hamilton County Register’s Office. De- limitation, warranties regarding condition of the fault has occurred in the performance of the property or marketability of title. covenants, terms, and conditions of said Deed This office may be a debt collector. This of Trust and the entire indebtedness has been may be an attempt to collect a debt and any declared due and payable. information obtained may be used for that Party Entitled to Enforce the Debt: Wells purpose. Fargo Bank, N.A., its successors and assigns. Shapiro & Ingle, LLP The following real estate located in Ham- Substitute Trustee ilton County, Tennessee, will be sold to the 10130 Perimeter Parkway, Suite 400 highest call bidder: Charlotte, NC 28216 Described property located at Hamilton Phone: (704) 333-8107 County, Tennessee, to wit: Fax: (704) 333-8156 SITUATED in District 1 Ham·11ton County, www.auction.com Tennessee in the City of Chattanooga and File No. 17-110216 being known and designated as the north 55 Oct. 27, Nov. 3, 10, 2017 Fmr18517 ft. of Lot 3 and the south 1 ft. of Lot 4 Block 1 Gillespie Terrace Subdivision as shown NOTICE OF TRUSTEE’S SALE by plat of record in Plat Book 10, page 8 in WHEREAS, default has occurred in the the Register’s Office for Hamilton County, performance of the covenants, terms, and Tennessee to which plat specific reference conditions of a Deed of Trust Note dated is hereby made and incorporated herein as November 21, 2006, and the Deed of Trust if copied verbatim. SUBJECT to restrictions of even date securing the same, recorded of record in Book V, Volume 19, page 426 December 4, 2006, in Book No. GI 8168, at in said Register’s Office. SUBJECT to line Page 940, in Office of the Register of Deeds agreement of record in Deed Book2486, for Hamilton County, Tennessee, executed by page 206 in said Register’s Office. Barry Lyndon Goodner and Christine Goodner, FOR PRIOR DEED REFERENCE SEE DEED conveying certain property therein described BOOK 6374, PAGE 316 IN SAID REGISTER’S to Equity Title & Trust as Trustee for Mortgage OFFICE. Electronic Registration Systems, Inc., as TAX ID# 157 BE 017 nominee for Taylor, Bean & Whitaker Mortgage Property Address: 107 Talley Road, Chat- Corp., its successors and assigns; and the tanooga, TN 37411 undersigned, Wilson & Associates, P.L.L.C., Street Address: 107 Talley Rd, Chattanooga, having been appointed Successor Trustee by Tennessee 37411 Wilmington Trust, National Association, not in October 27 - November 2, 2017 Public Notices Page 19 www.HamiltonCountyHerald.com

its individual capacity but solely as trustee of as shown, described or noted on recorded particularly described as follows: Other Interested Parties: Victor Keith How- of the United States Code or (b) relates to MFRA Trust 2014-1. plat. Subject to Declaration of Covenants, Located in the City of Chattanooga, Ham- ard, Linda Gayle Howard, Linda Gayle Cole, handicap but does not discriminate against NOW, THEREFORE, notice is hereby given Restrictions, and Lien of Assessments for ilton County, Tennessee and being more Pioneer Credit Company and Tennessee handicapped persons. that the entire indebtedness has been declared Heritage Green Subdivision as set out in particularly described as follows: Lot Ten, Housing Development Agency Any governmental zoning and subdivision due and payable; and that an agent of Wilson & Book 4794, page 640 and amended in Book (10) Block C, Don Moore’s Resubdivision This sale is subject to tenant(s)/ ordinances in effect thereon. Associates, P.L.L.C., as Successor Trustee, by 4832, page 121, Book 4838, page 282, of part of Blocks C, D, and E, Montcrest occupant(s) rights in possession. Subject to all notes, stipulations, restrictions, virtue of the power, duty, and authority vested Book 4928, page 663 and Book 5132, page Subdivision, as shown by plat of record in This sale is subject to all matters shown easements, conditions, and regulations as in and imposed upon said Successor Trustee, 26, said Register’s Office. Subject to any Plat Book 19, Page 59, in the Register’s on any applicable recorded plat; any unpaid set out on recorded plat. by Wilmington Trust, National Association, not and all matters as set out on plat of record Office of Hamilton County, Tennessee. taxes; any restrictive covenants, easements, Street Address: 104 North Parkdale Ave, in its individual capacity but solely as trustee in Plat Book 58, page 109, Register’s Office ALSO KNOWN AS: 4108 Rogers Road, or setback lines that may be applicable; any Chattanooga, Tennessee 37411 of MFRA Trust 2014-1, will, on November 20, of Hamilton County, Tennessee. Chattanooga, TN 37411 statutory rights of redemption of any govern- Parcel Number: 157G L 035 2017 on or about 3:00 PM, at the Hamilton ALSO KNOWN AS: 1020 Norfolk Green This sale is subject to all matters shown mental agency, state or federal; any prior liens Current Owner(s) of Property: Robert M. County Courthouse, Chattanooga, Tennes- Circle, Chattanooga, TN 37421-8217 on any applicable recorded plat; any unpaid or encumbrances as well as any priority created Love, Jr. see, offer for sale certain property hereinafter This sale is subject to all matters shown taxes; any restrictive covenants, easements, by a fixture filing; and to any matter that an ac- The street address of the above described described to the highest bidder FOR certified on any applicable recorded plat; any unpaid or setback lines that may be applicable; any curate survey of the premises might disclose. property is believed to be 104 North Parkdale funds paid at the conclusion of the sale, or taxes; any restrictive covenants, easements, statutory rights of redemption of any govern- In addition, the following parties may claim Ave, Chattanooga, Tennessee 37411, but such credit bid from a bank or other lending entity or setback lines that may be applicable; any mental agency, state or federal; any prior liens an interest in the above-referenced property: address is not part of the legal description of pre-approved by the successor trustee. The statutory rights of redemption of any govern- or encumbrances as well as any priority created Victor Keith Howard, Linda Gayle Howard, the property sold herein and in the event of sale is free from all exemptions, which are mental agency, state or federal; any prior liens by a fixture filing; and to any matter that an ac- Linda Gayle Cole, Pioneer Credit Company any discrepancy, the legal description herein expressly waived in the Deed of Trust, said or encumbrances as well as any priority created curate survey of the premises might disclose. and Tennessee Housing Development Agency. shall control. property being real estate situated in Hamilton by a fixture filing; and to any matter that an ac- In addition, the following parties may claim If the United States or the State of Tennes- This sale is subject to, without limitation, all County, Tennessee, and being more particularly curate survey of the premises might disclose. an interest in the above- referenced property: see have any liens or claimed lien(s) on the matters shown on any applicable recorded plat; described as follows: In addition, the following parties may claim an SHARON E. MCCLENDON Property, and are named herein as interested any unpaid taxes; any restrictive covenants, LOCATED IN THE SECOND CIVIL DISTRICT interest in the above-referenced property: SECRETARY OF HOUSING AND URBAN DE- parties, timely notice has been given to the easements, or setback lines that may be ap- OF HAMILTON COUNTY, TENNESSEE: Lot GERALD WEBB, JR VELOPMENT applicable governmental entity, and the sale plicable; any statutory right of redemption of any One (1) Final Plat Raymond Goodner Resub- ANGELA S. WEBB CITY OF CHATTANOOGA will be subject to any applicable rights of governmental agency, state or federal; any prior division, as shown by plat of record in Plat HERITAGE GREEN HOMEOWNERS’ ASSOCIA- The sale held pursuant to this Notice may redemption held by the entity as required by liens or encumbrances including those created Book 36, page 151, in the Register’s Office TION, INC. be rescinded at the Successor Trustee’s option 26 U.S.C. § 7425 and/or Tennessee Code § by a fixture filing or any applicable homeowners’ of Hamilton County, Tennessee. INTERNAL REVENUE SERVICE at any time. The right is reserved to adjourn 67-1-1433. association dues or assessments; all claims or ALSO KNOWN AS: 10534 Snowhill Road, ATTENTION: WENDY SMOOT the day of the sale to another day, time, and All right and equity of redemption, statu- other matters, whether of record or not, which Ooltewah, TN 37363 On or about February 2, 2015, the United place certain without further publication, upon tory and otherwise, homestead, and dower may encumber the purchaser’s title and any This sale is subject to all matters shown States of America, Internal Revenue Service, announcement at the time and place for the are expressly waived in said Deed of Trust, matter that an accurate survey of the premises on any applicable recorded plat; any unpaid filed a federal tax lien against the Defendant, sale set forth above. W&A No. 126335 and the title is believed to be good; however, might disclose. taxes; any restrictive covenants, easements, Gerland and Angela D. Webb, recorded in the DATED October 19, 2017 the undersigned will sell and convey only as The following parties may claim an interest or setback lines that may be applicable; any Register’s Office of Hamilton County, Tennes- WILSON & ASSOCIATES, P.L.L.C., Substitute Trustee. in the above-referenced property to be affected statutory rights of redemption of any govern- see, Book GI10391 and Page 937. On or Successor Trustee The transfer shall be AS IS, WHERE IS, AND by the foreclosure: any judgment creditor or lien mental agency, state or federal; any prior liens about November 30, 2015, the United States Oct. 27, Nov. 3, 10, 2017 Fmr18523 WITH ALL FAULTS, and without warranties of any holder with an interest subordinate to the said or encumbrances as well as any priority created of America, Internal Revenue Service, filed a kind, express or implied, as to the condition Deed of Trust or any party claiming by, through, by a fixture filing; and to any matter that an ac- federal tax lien against the Defendant, Gerland NOTICE OF SUBSTITUTE TRUSTEE`S SALE of the Property and the improvements located or under any of the foregoing. Such parties curate survey of the premises might disclose. and Angela D. Webb, recorded in the Register’s WHEREAS, default has occurred in the thereon, including merchantability or fitness known to the Substitute Trustee may include: In addition, the following parties may claim an Office of Hamilton County, Tennessee, Book performance of the covenants, terms, and for particular purpose. Trustee shall make no Secretary of Housing and Urban Development. interest in the above-referenced property: GI10619 and Page 454. Any interest in the conditions of a Deed of Trust dated July 28, covenant of seisin or warranty of title, express Terms of Sale will be public auction, for BARRY LYNDON GOODNER property held by the United States of America, 1989, executed by Victor Keith Howard and or implied, and will sell and convey the subject cash, free and clear of rights of homestead, CHRISTINE GOODNER Internal Revenue Service, by virtue of the Linda Gayle Howard, Husband and Wife, to real property by Substitute Trustee’s Deed only. redemption and dower to the extent disclaimed MRC RECEIVABLES CORPORATION, CRG aforementioned federal tax lien is both junior Delta Title, Trustee, for TENNESSEE HOUS- The right is reserved to adjourn the day or inapplicable, and the rights of Robert M. ASSIGNEE OF FCNB/SPIEGEL and inferior to the interests held by Wells Fargo ING DEVELOPMENT AGENCY, its successors of the sale to another day, time, and place Love Jr and Melissa J. Love, and those claiming MIDLAND CREDIT MANAGEMENT, INC. Bank, NA. Provided, however, that the United and assigns, and appearing of record on certain without further publication, upon an- through him/her/it/them. ASSIGNEE OF HOUSEHOLD/ARBOR States of America, Internal Revenue Service, August 3, 1989, in the Register’s Office of nouncement at the time and place for the sale Any right of equity of redemption, statutory The sale held pursuant to this Notice may pursuant to 26 U.S.C. §7425 and 28 U.S.C. Hamilton County, Tennessee, at Book 3639 set forth above. and otherwise, and homestead are waived in be rescinded at the Successor Trustee’s option §2410(c), shall have one hundred and twenty Page 355; and This property is being sold with the express accord with the terms of said Deed of Trust, at any time. The right is reserved to adjourn (120) days from the date of the sale within WHEREAS, the beneficial interest of said reservation that the sale is subject to confir- and the title is believed to be good, but the the day of the sale to another day, time, and which to redeem the property by virtue of its tax Deed of Trust was last transferred and assigned mation by the lender or trustee. This sale may undersigned will sell and convey only as Sub- place certain without further publication, upon lien(s) herein by payment of the actual amount to TENNESSEE HOUSING DEVELOPMENT be rescinded by the Substitute Trustee at any stitute Trustee. announcement at the time and place for the paid by the purchaser at the foreclosure sale, AGENCY, the party entitled to enforce said time. The right is reserved to adjourn the day sale set forth above. W&A No. 317663 plus any amount in excess of the expenses security interest; and having appointed Clear THIS OFFICE IS ACTING AS A DEBT COLLECTOR of the sale to another day, time, and place DATED October 18, 2017 necessarily incurred in connection with such Recon LLC, the undersigned, as Substitute AND IS ATTEMPTING TO COLLECT A DEBT. ANY certain without further publication, upon an- WILSON & ASSOCIATES, P.L.L.C., property, less the income from such property, Trustee by instrument filed or being filed for INFORMATION OBTAINED WILL BE USED FOR nouncement at the time and place for the sale Successor Trustee plus a reasonable rental value of such property. record in the Register’s Office of Hamilton THAT PURPOSE. set forth above. If you purchase a property Oct. 27, Nov. 3, 10, 2017 Fmr18519 As required by 26 U.S.C. §7425(b), the United County, Tennessee, with all of the rights, Clear Recon LLC at the foreclosure sale, the entire purchase States of America, Internal Revenue Service powers, and privileges of the original Trustee Substitute Trustee price is due and payable at the conclusion NOTICE OF TRUSTEE’S SALE has been given timely notice of this action. named in said Deed of Trust. 5751 Uptain Road of the auction in the form of a certified/ WHEREAS, default has occurred in the The sale held pursuant to this Notice may NOW, THEREFORE, notice is hereby Suite 514 bank check made payable to or endorsed performance of the covenants, terms, and be rescinded at the Successor Trustee’s option given that the entire indebtedness has been Chattanooga, Tennessee 37411 to Shapiro & Ingle, LLP. No personal checks conditions of a Deed of Trust Note dated July at any time. The right is reserved to adjourn declared due and payable as provided in said Phone: (877) 319-8840 will be accepted. To this end, you must bring 16, 2008, and the Deed of Trust of even date the day of the sale to another day, time, and Deed of Trust, and that the undersigned, Clear File No: 1292-265A sufficient funds to outbid the lender and any securing the same, recorded July 17, 2008, in place certain without further publication, upon Recon LLC, as Substitute Trustee or his duly Oct. 27, Nov. 3, 10, 2017 Fmr18526 other bidders. Insufficient funds will not be Book No. 8717, at Page 791, in Office of the announcement at the time and place for the appointed agent, by virtue of the power, duty, accepted. Amounts received in excess of the Register of Deeds for Hamilton County, Tennes- sale set forth above. W&A No. 324897 and authority vested and imposed upon said SUBSTITUTE TRUSTEE’S SALE winning bid will be refunded to the successful see, executed by Gerald Webb, Jr and Angela DATED October 19, 2017 Substitute Trustee will, on November 20, 2017, Sale at public auction will be on November purchaser at the time the foreclosure deed S. Webb, conveying certain property therein WILSON & ASSOCIATES, P.L.L.C., at 11:00 AM, local time, at the Hamilton 30, 2017 at 10:00AM local time, at the west is delivered. described to Hatcher Title & Escrow Agency, Inc Successor Trustee County Courthouse, located in Chattanooga, door, Hamilton County Courthouse, 625 Geor- This property is being sold with the express as Trustee for Mortgage Electronic Registration Oct. 27, Nov. 3, 10, 2017 Fmr18521 Tennessee, proceed to sell at public outcry to gia Ave., Chattanooga, Tennessee pursuant to reservation that the sale is subject to confirma- Systems, Inc., as nominee for Avelo Mortgage, the highest and best bidder for cash or certified Deed of Trust executed by Robert M. Love Jr tion by the lender or trustee. This sale may be L.L.C. D/B/A Senderra Funding, its successors NOTICE OF TRUSTEE’S SALE funds ONLY, the following described property and Melissa J. Love, to Arnold M. Weiss, Esq., rescinded only by the Substitute Trustee at any and assigns; and the undersigned, Wilson & WHEREAS, default has occurred in the situated in Hamilton County, to wit: Trustee, as trustee for Wells Fargo Bank, N.A. time. If the Substitute Trustee rescinds the Associates, P.L.L.C., having been appointed performance of the covenants, terms, and The land referred to herein below is situated on September 30, 2005 at Book GI7700, sale, the purchaser shall only be entitled to a Successor Trustee by Wells Fargo Bank, NA. conditions of a Deed of Trust Note dated in the County of Hamilton, State of Tennessee, Page 911, Instrument No. 2005100500074; return of any money paid towards the purchase NOW, THEREFORE, notice is hereby given January 12, 2005, and the Deed of Trust and is described as follows: conducted by Shapiro & Ingle, LLP, having been price and shall have no other recourse. Once that the entire indebtedness has been declared of even date securing the same, recorded Lot Four (4), Block Fourt (4), Biltmore appointed Substitute or Successor Trustee, all the purchaser tenders the purchase price, the due and payable; and that an agent of Wilson & February 16, 2005, in Book No. GI 7429, at Estates, as shown by Plat recorded in Plat of record in the Hamilton County Register’s Of- Substitute Trustee may deem the sale final in Associates, P.L.L.C., as Successor Trustee, by Page 711, and modified on July 3, 2017, In Book 13, pages 18 and 19, in the Register’s fice. Default has occurred in the performance which case the purchaser shall have no remedy. virtue of the power, duty, and authority vested Book No. Gi11090, At Page 365 in Office of Office of Hamilton County, Tennessee. of the covenants, terms, and conditions of said The real property will be sold AS IS, WHERE in and imposed upon said Successor Trustee, the Register of Deeds for Hamilton County, For prior title see deed recorded in Book Deed of Trust and the entire indebtedness has IS, with no warranties or representations of by Wells Fargo Bank, NA, will, on December 14, Tennessee, executed by Sharon E. McClendon, 2243, page 728, in the Register’s Office been declared due and payable. any kind, express or implied, including without 2017 on or about 10:00 AM, at the Hamilton conveying certain property therein described of Hamilton County, Tennessee. Party Entitled to Enforce the Debt: Wells limitation, warranties regarding condition of the County Courthouse, Chattanooga, Tennessee, to Arnold M. Weiss, Esq. as Trustee for Wells SUBJECT TO Restrictions as set out in Fargo Bank, NA, its successors and assigns. property or marketability of title. offer for sale certain property hereinafter Fargo Bank, N.A.; and the undersigned, Wilson instrument recorded in Book 797, page The following real estate located in Ham- This office may be a debt collector. This described to the highest bidder FOR certified & Associates, P.L.L.C., having been appointed 665, in the Register’s Office of Hamilton ilton County, Tennessee, will be sold to the may be an attempt to collect a debt and any funds paid at the conclusion of the sale, or Successor Trustee by Wells Fargo Bank, N.A.. County, Tennessee. highest call bidder: information obtained may be used for that credit bid from a bank or other lending entity NOW, THEREFORE, notice is hereby given SUBJECT TO Utility Easement as set out Described property located at Hamilton purpose. pre-approved by the successor trustee. The that the entire indebtedness has been declared in instrument recorded in Book 797, page County, Tennessee, to wit: Shapiro & Ingle, LLP sale is free from all exemptions, which are due and payable; and that an agent of Wilson & 665, in the Register’s Office of Hamilton In the City of Chattanooga, Hamilton County, Substitute Trustee expressly waived in the Deed of Trust, said Associates, P.L.L.C., as Successor Trustee, by County, Tennessee as shown on survey of Tennessee: 10130 Perimeter Parkway, Suite 400 property being real estate situated in Hamilton virtue of the power, duty, and authority vested Hopkins-Morton Engineering Co., Inc., Draw- Lot 8, Block 6, according to the plat of blocks Charlotte, NC 28216 County, Tennessee, and being more particularly in and imposed upon said Successor Trustee, ing No. 1089-451-1, dated July 19, 1989. three(3), six (6), and seven (7), Belvoir Park Phone: (704) 333-8107 described as follows: by Wells Fargo Bank, N.A., will, on December Parcel ID: 157-G-G-029 revised plat, as shown by plat of record in Plat Fax: (704) 333-8156 Located in the City of Chattanooga, Hamil- 28, 2017 on or about 10:00 AM, at the Commonly known as 4613 Old Mission Rd, Book 14, Page 46, in the Register’s Office www.auction.com ton County, Tennessee: Lot Forty-two (42), Hamilton County Courthouse, Chattanooga, Chattanooga, TN 37411 of Hamilton County, Tennessee. File No. 15-101737 Heritage Green, as shown by plat of record Tennessee, offer for sale certain property However, by showing this address no ad- This conveyance made subject to the fol- Oct. 27, Nov. 3, 10, 2017 Fmr18527 in Plat Book 58, page 109 in the Register’s hereinafter described to the highest bidder ditional coverage is provided lowing: Office of Hamilton County, Tennessee. FOR certified funds paid at the conclusion The street address and parcel number(s) of Restrictions as set out in instrument recorded SUBSTITUTE TRUSTEE’S SALE Subject to any governmental zoning and of the sale, or credit bid from a bank or other the above described property are believed to in Book 793 Page 673, in the Register’s Sale at public auction will be on November subdivision ordinances or regulations in lending entity pre-approved by the successor be correct; however, such references are not Office of Hamilton County, Tennessee, but 27, 2017 at 11:00 am local time, at the west effect thereon. Subject to conditions and trustee. The sale is free from all exemptions, a part of the legal description of the property omitting any covenant or restriction based door, Hamilton County Courthouse, 625 Geor- easements of record in Book 2116, page which are expressly waived in the Deed of sold herein, and, in the event of any discrep- on race, color, religion, sex, handicap, gia Ave., Chattanooga, Tennessee pursuant to 186, said Register’s Office. Subject to Trust, said property being real estate situated ancy, the legal description herein shall control familial status or national origin unless and fifteen (15) foot water, gas, utility, power, in Hamilton County, Tennessee, and being more Current Owner(s) of Property: Linda Gayle only to the extent that said covenant (a) is Continued on page 20 communications and sidewalk easement Cole exempt under Chapter 42, Section 3607, Page 20 Public Notices October 27 - November 2, 2017 www.HamiltonCountyHerald.com Foreclosure Notices is delivered. Any right of equity of redemption, statutory JECT TO Conditions, restrictions, reserva- ALSO KNOWN AS: 2507 Oak Street, Chat- Continued from page 19 This property is being sold with the express and otherwise, and homestead are waived in tions, easements, as set out in instrument tanooga, TN 37404 reservation that the sale is subject to confirma- accord with the terms of said Deed of Trust, recorded in Book 2267, Page 671, in the This sale is subject to all matters shown Deed of Trust executed by Daniel P Rose, to Old tion by the lender or trustee. This sale may be and the title is believed to be good, but the Register’s Office of Hamilton County, Ten- on any applicable recorded plat; any unpaid Colonial Title and Closing Services, Trustee, rescinded only by the Substitute Trustee at any undersigned will sell and convey only as Sub- nessee. SUBJECT TO Provisions regarding taxes; any restrictive covenants, easements, as trustee for Mortgage Electronic Registra- time. If the Substitute Trustee rescinds the stitute Trustee. subdivision plats of record in instrument or setback lines that may be applicable; any tion Systems, Inc. as nominee for Mortgage sale, the purchaser shall only be entitled to a The right is reserved to adjourn the day recorded in Book 2116, Page 186, in the statutory rights of redemption of any govern- Solutions of Colorado, LLC on July 14, 2015 return of any money paid towards the purchase of the sale to another day, time, and place Register’s Office of Hamilton County, Ten- mental agency, state or federal; any prior liens at Book GI 10522, Page 363; conducted by price and shall have no other recourse. Once certain without further publication, upon an- nessee. SUBJECT TO Twenty (20) foot Sani- or encumbrances as well as any priority created Shapiro & Ingle, LLP, having been appointed the purchaser tenders the purchase price, the nouncement at the time and place for the sale tary Sewer Easement as shown in recorded by a fixture filing; and to any matter that an ac- Substitute or Successor Trustee, all of record Substitute Trustee may deem the sale final in set forth above. If you purchase a property plat. SUBJECT TO Building setback line as curate survey of the premises might disclose. in the Hamilton County Register’s Office. De- which case the purchaser shall have no remedy. at the foreclosure sale, the entire purchase shown by dotted lines, or as specified on In addition, the following parties may claim fault has occurred in the performance of the The real property will be sold AS IS, WHERE price is due and payable at the conclusion said plat. SUBJECT TO Sixteen (16) foot an interest in the above- referenced property: covenants, terms, and conditions of said Deed IS, with no warranties or representations of of the auction in the form of a certified/ Utility Easement as shown on recorded plat. ROBERT TURNEY of Trust and the entire indebtedness has been any kind, express or implied, including without bank check made payable to or endorsed SUBJECT TO Sixteen (16) foot Power and SABRINA TURNEY declared due and payable. limitation, warranties regarding condition of the to Shapiro & Ingle, LLP. No personal checks Telephone Easement as shown on recorded The sale held pursuant to this Notice may Party Entitled to Enforce the Debt: Pin- property or marketability of title. will be accepted. To this end, you must bring plat. SUBJECT TO Sewer line as shown on be rescinded at the Successor Trustee’s option gora Loan Servicing LLC, its successors and This office may be a debt collector. This sufficient funds to outbid the lender and any recorded plat. SUBJECT TO Such state of at any time. The right is reserved to adjourn assigns. may be an attempt to collect a debt and any other bidders. Insufficient funds will not be facts as noted on plat recorded in Plat the day of the sale to another day, time, and The following real estate located in Ham- information obtained may be used for that accepted. Amounts received in excess of the Book 34, Page 93, in the Register’s Office place certain without further publication, upon ilton County, Tennessee, will be sold to the purpose. winning bid will be refunded to the successful of Hamilton County. Tennessee. announcement at the time and place for the highest call bidder: Shapiro & Ingle, LLP purchaser at the time the foreclosure deed ALSO KNOWN AS: 4594 Tarpon Trail, Chat- sale set forth above. W&A No. 310897 Described property located at Hamilton Substitute Trustee is delivered. tanooga, TN 37416 DATED October 20, 2017 County, Tennessee, to wit: 10130 Perimeter Parkway, Suite 400 This property is being sold with the express This sale is subject to all matters shown WILSON & ASSOCIATES, P.L.L.C., A certain tract or parcel of land in HAMILTON Charlotte, NC 28216 reservation that the sale is subject to confirma- on any applicable recorded plat; any unpaid Successor Trustee County, State of Tennessee, described as Phone: (704) 333-8107 tion by the lender or trustee. This sale may be taxes; any restrictive covenants, easements, Oct. 27, Nov. 3, 10, 2017 Fmr18532 follows, to-wit: Fax: (704) 333-8156 rescinded only by the Substitute Trustee at any or setback lines that may be applicable; any lN THE SECOND CIVIL DISTRICT OF HAMILTON www.shapiro-ingle.com time. If the Substitute Trustee rescinds the statutory rights of redemption of any govern- NOTICE OF TRUSTEE’S SALE COUNTY, TENNESSEE: File No. 16-107626 sale, the purchaser shall only be entitled to a mental agency, state or federal; any prior liens WHEREAS, default has occurred in the Lot Sixty-five (65), Seven Lakes P.U.D., Phase Oct. 27, Nov. 3, 10, 2017 Fmr18528 return of any money paid towards the purchase or encumbrances as well as any priority created performance of the covenants, terms, and One (I), Lots 62-65, as shown by Revised price and shall have no other recourse. Once by a fixture filing; and to any matter that an ac- conditions of a Deed of Trust Note dated April Plat of record in Plat Book 96, Page 9, in SUBSTITUTE TRUSTEE’S SALE the purchaser tenders the purchase price, the curate survey of the premises might disclose. 12, 2010, and the Deed of Trust of even date the Register’s Office of Hamilton County, Sale at public auction will be on November Substitute Trustee may deem the sale final in In addition, the following parties may claim securing the same, recorded April 14, 2010, Tennessee. 30, 2017 at 10:00AM local time, at the west which case the purchaser shall have no remedy. an interest in the above- referenced property: in Book No. GI 9146, at Page 432, in Office of TOGETHER WITH all benefits, rights, door, Hamilton County Courthouse, 625 Geor- The real property will be sold AS IS, WHERE ERIC TRAVIS the Register of Deeds for Hamilton County, Ten- privileges, and easements. SUBJECT TO the gia Ave., Chattanooga, Tennessee pursuant IS, with no warranties or representations of SAMANTHA J TRAVIS nessee, executed by Darrius Russell, conveying burdens, covenants, restrictions, bylaws, to Deed of Trust executed by Jason Corley, to any kind, express or implied, including without The sale held pursuant to this Notice may certain property therein described to PRLAP, rules, regulations, and easements all as Mark A. Rosser, Esq., Trustee, as trustee for limitation, warranties regarding condition of the be rescinded at the Successor Trustee’s option INC. as Trustee for Bank of America N.A.; and set forth in Declarations of Covenants and Mortgage Electronic Registration Systems, Inc. property or marketability of title. at any time. The right is reserved to adjourn the undersigned, Wilson & Associates, P.L.L.C., Restrictions Seven Lakes Community and as nominee for USAA Federal Savings Bank on This office may be a debt collector. This the day of the sale to another day, time, and having been appointed Successor Trustee by Bylaws for Seven Lakes Homeowner’s As- November 4, 2014 at Book GI 10338, Page may be an attempt to collect a debt and any place certain without further publication, upon Lakeview Loan Servicing, LLC. sociation, Inc., of record in Book 8901 , Page 369, Instrument No. 2014110700062; con- information obtained may be used for that announcement at the time and place for the NOW, THEREFORE, notice is hereby given 179, as amended in Book 9232, Page 539, ducted by Shapiro & Ingle, LLP, having been purpose. sale set forth above. W&A No. 324903 that the entire indebtedness has been declared in the Register’s Office of Hamilton County, appointed Substitute or Successor Trustee, Shapiro & Ingle, LLP DATED October 19, 2017 due and payable; and that an agent of Wilson & Tennessee, and on recorded plat. all of record in the Hamilton County Register’s Substitute Trustee WILSON & ASSOCIATES, P.L.L.C., Associates, P.L.L.C., as Successor Trustee, by Being the same property conveyed to Daniel Office. Default has occurred in the performance 10130 Perimeter Parkway, Suite 400 Successor Trustee virtue of the power, duty, and authority vested P. Rose by Warranty Deed recorded in Book of the covenants, terms, and conditions of said Charlotte, NC 28216 Oct. 27, Nov. 3, 10, 2017 Fmr18531 in and imposed upon said Successor Trustee, 10522, page 360, in the Register’s Office Deed of Trust and the entire indebtedness has Phone: (704) 333-8107 by Lakeview Loan Servicing, LLC, will, on Janu- of Hamilton County, Tennessee. been declared due and payable. Fax: (704) 333-8156 NOTICE OF TRUSTEE’S SALE ary 11, 2018 on or about 10:00 AM, at the Street Address: 8222 Towncreek Cir, Party Entitled to Enforce the Debt: USAA www.auction.com WHEREAS, default has occurred in the Hamilton County Courthouse, Chattanooga, Ooltewah, Tennessee 37363 Federal Savings Bank, its successors and File No. 17-111365 performance of the covenants, terms, and Tennessee, offer for sale certain property Parcel Number: 104K-A-3.00 assigns. Oct. 27, Nov. 3, 10, 2017 Fmr18529 conditions of a Deed of Trust Note dated hereinafter described to the highest bidder Current Owner(s) of Property: Daniel P. Rose The following real estate located in Ham- September 17, 2007, and the Deed of Trust FOR certified funds paid at the conclusion The street address of the above described ilton County, Tennessee, will be sold to the NOTICE OF TRUSTEE’S SALE of even date securing the same, recorded of the sale, or credit bid from a bank or other property is believed to be 8222 Towncreek highest call bidder: WHEREAS, default has occurred in the September 21, 2007, in Book No. GI 8475, at lending entity pre-approved by the successor Cir, Ooltewah, Tennessee 37363, but such Described property located at Hamilton performance of the covenants, terms, and Page 952, and modified on August 17, 2017, trustee. The sale is free from all exemptions, address is not part of the legal description of County, Tennessee, to wit: conditions of a Deed of Trust Note dated May In Book No. Gi 10828, At Page 85 in Office which are expressly waived in the Deed of the property sold herein and in the event of Lots Three (3), Five (5) and Seven (7), Block 20, 2016, and the Deed of Trust of even date of the Register of Deeds for Hamilton County, Trust, said property being real estate situated any discrepancy, the legal description herein “C”, Craven Land Company, as shown by securing the same, recorded May 20, 2016, Tennessee, executed by Robert Turney and in Hamilton County, Tennessee, and being more shall control. plat of record in Plat Book 4, page 9 and in Book No. GI 10748, at Page 258, in Office Sabrina Turney, conveying certain property particularly described as follows: This sale is subject to, without limitation, all 10, Register’s Office of Hamilton County, of the Register of Deeds for Hamilton County, therein described to Robert M. Wilson, Jr. as LOCATED IN THE CITY OFCHATTANOOGA, matters shown on any applicable recorded plat; Tennessee. Tennessee, executed by Eric Travis and Saman- Trustee for Mortgage Electronic Registration HAMILTON COUNTY, TENNESSEE:Being any unpaid taxes; any restrictive covenants, TOGETHER WITH a Driveway Easement tha J Travis, conveying certain property therein Systems, Inc., as nominee for Countrywide Lot No. 8, Beverly Heights, as shown by easements, or setback lines that may be ap- recorded simultaneously herewith. described to Wilburn J. Evans as Trustee for Bank, FSB, its successors and assigns; and plat of record in Plat Book 15, Page 66, in plicable; any statutory right of redemption of any Being part of the same real estate conveyed Mortgage Electronic Registration Systems, the undersigned, Wilson & Associates, P.L.L.C., the Register’s Office of Hamilton County, governmental agency, state or federal; any prior to William E. Benns and wife, Ying Hua Benns Inc., as nominee for FirstBank, its successors having been appointed Successor Trustee by Tennessee. SUBJECT TO any governmental liens or encumbrances including those created by Warranty Deed from Gary M. Engelhardt and assigns; and the undersigned, Wilson & Ditech Financial, LLC. zoning and subdivision ordinances and by a fixture filing or any applicable homeowners’ and wife, Alice E. Engelhardt dated March Associates, P.L.L.C., having been appointed NOW, THEREFORE, notice is hereby given regulations in effect thereon. SUBJECT TO association dues or assessments; all claims or 31, 1994 and recorded in Book 4324, page Successor Trustee by FirstBank. that the entire indebtedness has been declared Restrictions recorded in Book 961, Page other matters, whether of record or not, which 389, Register’s Office of Hamilton County, NOW, THEREFORE, notice is hereby given due and payable; and that an agent of Wilson & 409, said Register’s Office. may encumber the purchaser’s title and any Tennessee. that the entire indebtedness has been declared Associates, P.L.L.C., as Successor Trustee, by ALSO KNOWN AS: 3109 Lookaway Trail, matter that an accurate survey of the premises Street Address: 905 Battlefield Trl, Chat- due and payable; and that an agent of Wilson & virtue of the power, duty, and authority vested Chattanooga, TN 37406 might disclose. tanooga, Tennessee 37409 Associates, P.L.L.C., as Successor Trustee, by in and imposed upon said Successor Trustee, This sale is subject to all matters shown The following parties may claim an interest Parcel Number: 155P F 009 virtue of the power, duty, and authority vested by Ditech Financial, LLC, will, on November 16, on any applicable recorded plat; any unpaid in the above-referenced property to be affected Current Owner(s) of Property: Jason Corley in and imposed upon said Successor Trustee, 2017 on or about 10:00 AM, at the Hamilton taxes; any restrictive covenants, easements, by the foreclosure: any judgment creditor or The street address of the above described by FirstBank, will, on December 14, 2017 on County Courthouse, Chattanooga, Tennessee, or setback lines that may be applicable; any lien holder with an interest subordinate to the property is believed to be 905 Battlefield Trl, or about 10:00 AM, at the Hamilton County offer for sale certain property hereinafter statutory rights of redemption of any govern- said Deed of Trust or any party claiming by, Chattanooga, Tennessee 37409, but such Courthouse, Chattanooga, Tennessee, offer described to the highest bidder FOR certified mental agency, state or federal; any prior liens through, or under any of the foregoing. Such address is not part of the legal description of for sale certain property hereinafter described funds paid at the conclusion of the sale, or or encumbrances as well as any priority created parties known to the Substitute Trustee may the property sold herein and in the event of to the highest bidder FOR certified funds paid credit bid from a bank or other lending entity by a fixture filing; and to any matter that an ac- include: NSHE Lansdown, LLC. any discrepancy, the legal description herein at the conclusion of the sale, or credit bid from pre-approved by the successor trustee. The curate survey of the premises might disclose. Terms of Sale will be public auction, for shall control. a bank or other lending entity pre-approved by sale is free from all exemptions, which are In addition, the following parties may claim cash, free and clear of rights of homestead, This sale is subject to, without limitation, all the successor trustee. The sale is free from all expressly waived in the Deed of Trust, said an interest in the above- referenced property: redemption and dower to the extent disclaimed matters shown on any applicable recorded plat; exemptions, which are expressly waived in the property being real estate situated in Hamilton DARRIUS RUSSELL or inapplicable, and the rights of Daniel P Rose, any unpaid taxes; any restrictive covenants, Deed of Trust, said property being real estate County, Tennessee, and being more particularly ATLANTIC MORTGAGE COMPANIES and those claiming through him/her/it/them. easements, or setback lines that may be ap- situated in Hamilton County, Tennessee, and described as follows: The sale held pursuant to this Notice may Any right of equity of redemption, statutory plicable; any statutory right of redemption of any being more particularly described as follows: All that tract or parcel of land lying and be rescinded at the Successor Trustee’s option and otherwise, and homestead are waived in governmental agency, state or federal; any prior LOCATED IN THE CITYOFCHATTANOOGA, being in the City of Chattanooga, Hamilton at any time. The right is reserved to adjourn accord with the terms of said Deed of Trust, liens or encumbrances including those created HAMILTON COUNTY, TENNESSEE: Lots County, Tennessee, being Lot 7, Block 18, the day of the sale to another day, time, and and the title is believed to be good, but the by a fixture filing or any applicable homeowners’ One Hundred Forty-six (146), One Hundred Glenwood, as shown by plat recorded in place certain without further publication, upon undersigned will sell and convey only as Sub- association dues or assessments; all claims or Forty-seven (147), and One Hundred Forty- Plat Book 3, Page 52, in the Register’s announcement at the time and place for the stitute Trustee. other matters, whether of record or not, which eight (148), Murray Hills Subdivision, 11th Office of Hamilton County, Tennessee. THIS sale set forth above. W&A No. 323832 The right is reserved to adjourn the day may encumber the purchaser’s title and any Addition, as shown by plat of record in Plat CONVEYANCE IS MADE SUBJECT TO THE DATED October 24, 2017 of the sale to another day, time, and place matter that an accurate survey of the premises Book 34, Page 93, in the Register’s Office FOLLOWING: Restrictions of record in Book WILSON & ASSOCIATES, P.L.L.C., certain without further publication, upon an- might disclose. of Hamilton County, Tennessee. SUBJECT I, Volume 20, Page 320, in the Register’s Successor Trustee nouncement at the time and place for the sale The following parties may claim an interest TO Any governmental zoning and subdivision Office of Hamilton County, Tennessee, but Oct. 27, Nov. 3, 10, 2017 Fmr18546 set forth above. If you purchase a property in the above-referenced property to be affected ordinances or regulations in effect thereon. omitting any covenant or restriction based at the foreclosure sale, the entire purchase by the foreclosure: any judgment creditor or SUBJECT TO Unrecorded easements, dis- on race, color, religion, sex, handicap, fa- NOTICE OF TRUSTEE’S SALE price is due and payable at the conclusion lien holder with an interest subordinate to the crepancies or conflicts in boundary lines, milial status or national origin unless and WHEREAS, default has occurred in the of the auction in the form of a certified/ said Deed of Trust or any party claiming by, shortage in area and encroachments which only to the extent that said covenant (a) is performance of the covenants, terms, and bank check made payable to or endorsed through, or under any of the foregoing. Such an accurate and complete survey would exempt under Chapter 42, Section 3607, conditions of a Deed of Trust Note dated July to Shapiro & Ingle, LLP. No personal checks parties known to the Substitute Trustee may disclose. SUBJECT TO Unfiled mechan- of the United States Code or (b) relates to 26, 2011, and the Deed of Trust of even date will be accepted. To this end, you must bring include: None. ics’ or materialman’s liens. SUBJECT TO handicap but does not discriminate against securing the same, recorded July 29, 2011, sufficient funds to outbid the lender and any Terms of Sale will be public auction, for Conditions, restrictions, reservations, ease- handicapped persons. Conditions, Restric- in Book No. GI 9445, at Page 216, in Office other bidders. Insufficient funds will not be cash, free and clear of rights of homestead, ments, as set out in instrument recorded tions, Reservations, Limitations, Ease- of the Register of Deeds for Hamilton County, accepted. Amounts received in excess of the redemption and dower to the extent disclaimed in Book 1335, Page 107, as implemented ments, etc., as set out on the recorded plat. Tennessee, executed by Mitchell Coker, convey- winning bid will be refunded to the successful or inapplicable, and the rights of Jason Corley, in Book 2363, Page 390, in the Register’s Any governmental zoning and subdivision ing certain property therein described to Arnold purchaser at the time the foreclosure deed and those claiming through him/her/it/them. Office of Hamilton County, Tennessee. SUB- ordinances or regulations in effect thereon. M Weiss as Trustee for Mortgage Electronic October 27 - November 2, 2017 Public Notices Page 21 www.HamiltonCountyHerald.com

Registration Systems, Inc., as nominee for DIVISION WALTER LEWIS EBERHARDT IT IS ORDERED that publication be made for at Little Debbie Parkway, Ooltewah, Hamilton Branch Banking and Trust Company, its suc- DEJUAN L. GULLEDGE It is appearing from allegations in Plaintiff’s four successive weeks in the Hamilton County County, TN 37363 (35° 04’ 12.74” North cessors and assigns; and the undersigned, VS Bill, which is sworn to, that the defendant is a Herald, a newspaper published in Hamilton and 85° 03’ 58.35” West). Public comments Wilson & Associates, P.L.L.C., having been MARVINA LATRICE KITCHENS non-resident of the State of Tennessee, so that County, Tennessee, notifying said non-resident regarding potential effects from this site on appointed Successor Trustee by Branch Bank- It is appearing from allegations in Plaintiff’s the ordinary process of law cannot be served that unless ANNETT EVANS answers and makes historic properties may be submitted within ing & Trust Company. Bill, which is sworn to, that the defendant is a upon WALTER LEWIS EBERHARDT. defense to said complaint in the offi ces of 30-days from the date of this publication to: NOW, THEREFORE, notice is hereby given non-resident of the State of Tennessee, so that IT IS ORDERED that publication be made for the Circuit Court Clerk of Hamilton County, I.Avila, Terracon, 2105 Newpoint Place, Suite that the entire indebtedness has been declared the ordinary process of law cannot be served four successive weeks in the Hamilton County Tennessee, within thirty (30) days after the 600, Lawrenceville, GA 30043, 770-623-0755 due and payable; and that an agent of Wilson & upon MARVINA KITCHENS. Herald, a newspaper published in Hamilton fourth weekly publication of this order, the or [email protected]. Associates, P.L.L.C., as Successor Trustee, by IT IS ORDERED that publication be made for County, Tennessee, notifying said non-resident same will be taken as admitted by ANNETT Oct. 27, 2017 Mmr18538 virtue of the power, duty, and authority vested four successive weeks in the Hamilton County that unless WALTER LEWIS EBERHARDT an- EVANS and the case will be set for hearing ex in and imposed upon said Successor Trustee, Herald, a newspaper published in Hamilton swers and makes defense to said complaint parte or without ANNETT EVANS presence. Public Notice by Branch Banking & Trust Company, will, on County, Tennessee, notifying said non-resident in the offi ces of the Circuit Court Clerk of This 18th day of October 2017. The following vehicle - 2005 Chev., Vin# November 20, 2017 on or about 3:00 PM, that unless MARVINA KITCHENS answers and Hamilton County, Tennessee, within thirty (30) Larry L. Henry 2G1WF52E559368999 located at 3629 Helen at the Hamilton County Courthouse, Chat- makes defense to said complaint in the offi ces days after the fourth weekly publication of this Circuit Court Clerk Ln., Chatt, TN 37412, is in the possession tanooga, Tennessee, offer for sale certain of the Circuit Court Clerk of Hamilton County, order, the same will be taken as admitted by J. Wheeler, D.C. of Sherkenia Footes, who is requesting title property hereinafter described to the highest Tennessee, within thirty (30) days after the WALTER LEWIS EBERHARDT and the case will Deputy Clerk to said vehicle. All parties holding any legal bidder FOR certifi ed funds paid at the conclu- fourth weekly publication of this order, the be set for hearing ex parte or without WALTER Attorney for Plaintiff: interest in the vehicle must contact the person sion of the sale, or credit bid from a bank same will be taken as admitted by MARVINA LEWIS EBERHARDT presence. Richard Brent Teeter in possession by certifi ed mail, return receipt or other lending entity pre-approved by the KITCHENS and the case will be set for hear- This 10th day of October 2017. Oct. 27, Nov. 3, 10, 17, 2017 Cmr18536 requested within 10 business days of this ad. successor trustee. The sale is free from all ing ex parte or without MARVINA KITCHENS Larry L. Henry Oct. 27, 2017 Mmd18541 exemptions, which are expressly waived in the presence. Circuit Court Clerk STATE OF TENNESSEE Deed of Trust, said property being real estate This 22nd day of 2017. Heather Nolan GENERAL SESSIONS COURT OF HAMILTON Public Notice situated in Hamilton County, Tennessee, and Larry L. Henry Deputy Clerk COUNTY These two vehicles will be auctioned off Nov. being more particularly described as follows: Circuit Court Clerk Attorney for Plaintiff: Docket Number: 13GS7072 13, 2017, 9am at 2924 Rossville Blvd., Situated in Hamilton County, Tennessee By T. Skolfi eld Richard Brent Teeter Plaintiff: REPUBLIC FINANCE Chatt., TN 37407 and being known and designated as all Deputy Clerk Oct. 20, 27, Nov. 3, 10, 2017 Cmr18503 Defendant: PHILLIPS RICKEY D 2001 Chev. Vin# 2G1WH55K419139283 of Lot One (1), Ashland Pare Townhomes Attorney for Plaintiff: Date of this Order: 10/19/2017 & 1999 Hyun. Vin# KMHJF25F7XU833241 Subdivision, as shown on Plat recorded in Pro Se Non-Resident Notice Appearance Date: 12/18/2017 Oct. 27, 2017 Mmr18542 Plat Book 36, Page 320, in the Register’s Oct. 6, 13, 20, 27, 2017 Cmr18469 State of Tennessee, County of Hamilton At 11:00 a.m. Offi ce for Hamilton County, Tennessee, to Docket No. 17D2196 Appearance Address: Court of General Ses- Public Auction which plat reference is hereby made for a STATE OF TENNESSEE DIVISION sions, Civil Division Nov. 25,2017 @, Main Street Storage , more complete description. Together with GENERAL SESSIONS COURT OF HAMILTON LARRY WHITAKER Room 111 Hamilton County City Courts Building Ooltewah TN 9:00 AM, 423.238.6552. non-exclusive, rights of ingress and egress COUNTY VS 600 Market Street Contents of the following units will be sold to as provided for in document of record in Docket Number: 16GS10026 CAROLINE M. WHITAKER Chattanooga, TN 37402-1911 satisfy owners lien for rent due law 10-4-213. Book 3042, page 249, Register’s Offi ce Plaintiff: FIRST HERITAGE CREDIT OF TEN- It is appearing from allegations in Plaintiff’s ORDER OF PUBLICATION All items or spaces may not be available on the for Hamilton County, Tennessee. NESSEE Bill, which is sworn to, that the defendant is a It appearing from the record in this cause day of the sale. We reserve the right to refuse ALSO KNOWN AS: 929 Ashland Terrace, Defendant: DUNNAHOO NICKOLAS non-resident of the State of Tennessee, so that that the defendant is a non-resident of Ten- any and all bids. This is a cash only sale and Chattanooga, TN 37415 Date of this Order: 09/28/2017 the ordinary process of law cannot be served nessee, and certain property or money has a $50 deposit is required. Kirstyn Miller-24, This sale is subject to all matters shown Appearance Date: 11/27/2017 upon CAROLINE M. WHITAKER. been attached. Matha Phillips-47, Michael Jones-60, Athony on any applicable recorded plat; any unpaid At 11:00 a.m. IT IS ORDERED that publication be made for One or more civil warrants have issued but Valencia-61 & RV180, Winford Cantrell-87, Carl taxes; any restrictive covenants, easements, Appearance Address: Court of General Ses- four successive weeks in the Hamilton County returned unserved, and an attachment issued Baker-104, Karen E. Jones-120, Chad Kilpat- or setback lines that may be applicable; any sions, Civil Division Herald, a newspaper published in Hamilton and was levied upon certain property or money. rick-125, Cody Snyder-130, John Stewart-133, statutory rights of redemption of any govern- Room 111 Hamilton County City Courts Building County, Tennessee, notifying said non-resident IT IS ORDERED that publication be made Dorothy Wilson-170, Nicole Ninteman-231, mental agency, state or federal; any prior liens 600 Market Street that unless CAROLINE M. WHITAKER answers requiring the defendant to appear at the time Tim Veazey-253, Chris Kranske-268, Michael or encumbrances as well as any priority created Chattanooga, TN 37402-1911 and makes defense to said complaint in the and place stated above and defend this suit, Gentry-355, Randy Wittman-272301, Roy by a fi xture fi ling; and to any matter that an ac- ORDER OF PUBLICATION offi ces of the Circuit Court Clerk of Hamilton or a judgment by default may be entered Kirkpatrick 280293, Shawn Cunningham-C35, curate survey of the premises might disclose. It appearing from the record in this cause County, Tennessee, within thirty (30) days after against him. This Order shall be published in Karla Forrester-RV083, Danny Sample-RV083, In addition, the following parties may claim that the defendant is a non-resident of Ten- the fourth weekly publication of this order, the a newspaper by this County as required by law. Douglas Coomer-RV184 an interest in the above- referenced property: nessee, and certain property or money has same will be taken as admitted by CAROLINE M. LARRY L. HENRY, CLERK Oct. 27, Nov. 3, 2017 Mmr18543 MITCHELL COKER been attached. WHITAKER and the case will be set for hearing Kim Emmett, Deputy Clerk The sale held pursuant to this Notice may One or more civil warrants have issued but ex parte or without CAROLINE M. WHITAKER Attorney for Plaintiff: PUBLIC NOTICE be rescinded at the Successor Trustee’s option returned unserved, and an attachment issued presence. Mayfi eld and Lester The following vehicles will be up for auction at any time. The right is reserved to adjourn and was levied upon certain property or money. This 11th day of October 2017. Oct. 27, Nov. 3, 10, 17, 2017 Cmr18537 in Chattanooga, TN on or after 11/11/2017 the day of the sale to another day, time, and IT IS ORDERED that publication be made Larry L. Henry at 8:00am- place certain without further publication, upon requiring the defendant to appear at the time Circuit Court Clerk Brown’s Hook & Book 2924 Rossville Blvd- announcement at the time and place for the and place stated above and defend this suit, Heather Nolan 2004 Chevy 3GNEC12T74G157432, 1999 sale set forth above. W&A No. 320945 or a judgment by default may be entered Deputy Clerk Honda 1HGCG5648XA151609 Carter’s Tow- DATED October 24, 2017 against him. This Order shall be published in Attorney for Plaintiff: Misc. ing 1619 Dodds Ave- 2008 Hyundai KMHH- WILSON & ASSOCIATES, P.L.L.C., a newspaper by this County as required by law. Richard Brent Teeter Notices N66F48U281416 KC Towing 2924 Rossville Successor Trustee LARRY L. HENRY, CLERK Oct. 20, 27, Nov. 3, 10, 2017 Cmr18508 Blvd- 2003 Hyundai KMHCT4AE5HU253823 Oct. 27, Nov. 3, 10, 2017 Fmr18547 Kim Emmett, Deputy Clerk Oct. 27, 2017 Mmr18544 Attorney for Plaintiff: Non-Resident Notice Brian L. O’Shaughnessy State of Tennessee, County of Hamilton Public Notice of Meetings Oct. 6, 13, 20, 27, 2017 Cmr18475 Docket No. 17D2251 Committee Meetings and Regular Meetings DIVISION Hamilton County Board of Commissioners Court Non-Resident Notice PHILLIP ANDREW SLAUGHTER Hamilton County, Tennessee Notices State of Tennessee, County of Hamilton VS Pursuant to TCA 8-44-103, public meetings Docket No. 17D2140 REBECCA DAWN SLAUGHTER of the Hamilton County Board of Commission- DIVISION It is appearing from allegations in Plaintiff’s ers and Commission Committees will be held, Francisco Rafael Velasquez Bill, which is sworn to, that the defendant is a and will transact such business as may lawfully STATE OF TENNESSEE VS non-resident of the State of Tennessee, so that come before them. GENERAL SESSIONS COURT OF HAMILTON Leandra Martenz Vasquez Gomez the ordinary process of law cannot be served Wednesday, November 8, 2017, 9:30 AM, COUNTY It is appearing from allegations in Plaintiff’s upon REBECCA SLAUGHTER. Recessed Meeting. Docket Number: 16GS13371 Bill, which is sworn to, that the defendant is a IT IS ORDERED that publication be made for Wednesday, November 8, 2017, 9:30 AM, Plaintiff: TRUST FEDERAL CREDIT UNION non-resident of the State of Tennessee, so that four successive weeks in the Hamilton County Agenda Preparation Session. Defendant: MIRACLE BRIAN J the ordinary process of law cannot be served Herald, a newspaper published in Hamilton Wednesday, November 15, 2017, 9:30 AM, Date of this Order: 09/26/2017 upon Leandra Martenz Vasquez Gomez. County, Tennessee, notifying said non-resident Regular Meeting. Appearance Date: 11/27/2017 IT IS ORDERED that publication be made for that unless REBECCA SLAUGHTER answers Committee Meetings At 11:00 a.m. four successive weeks in the Hamilton County and makes defense to said complaint in the Board of Commissioners Committees may Appearance Address: Court of General Ses- Herald, a newspaper published in Hamilton offi ces of the Circuit Court Clerk of Hamilton meet prior to said meetings at 8:30 AM and/ sions, Civil Division County, Tennessee, notifying said non-resident County, Tennessee, within thirty (30) days after or immediately following said meetings. Room 111 Hamilton County City Courts Building that unless Leandra Martenz Vasquez Gomez the fourth weekly publication of this order, the Meeting Locations: 600 Market Street answers and makes defense to said com- same will be taken as admitted by REBECCA Regular and Agenda meetings, Courthouse, Chattanooga, TN 37402-1911 plaint in the offi ces of the Circuit Court Clerk SLAUGHTER and the case will be set for hear- Room 402, 625 Georgia Avenue, Chattanooga, ORDER OF PUBLICATION of Hamilton County, Tennessee, within thirty ing ex parte or without REBECCA SLAUGHTER Tennessee It appearing from the record in this cause (30) days after the fourth weekly publication of presence. Committees, 8:30 AM meetings, County that the defendant is a non-resident of Ten- this order, the same will be taken as admitted This 18th day of October 2017. Commission Offi ce, Room 401, County Court- nessee, and certain property or money has by Leandra Martenz Vasquez Gomez and the Larry L. Henry house. Committees, after Regular meetings, been attached. case will be set for hearing ex parte or without Circuit Court Clerk Commission Conference room adjacent to One or more civil warrants have issued but Leandra Martenz Vasquez Gomez presence. J. Wheeler, D.C. Room 402, County Courthouse. returned unserved, and an attachment issued This 4th day of October, 2017. Deputy Clerk To discuss auxiliary aids or services needed and was levied upon certain property or money. Larry L. Henry Attorney for Plaintiff: to facilitate participation, those with disabili- IT IS ORDERED that publication be made Circuit Court Clerk Richard Brent Teeter ties may contact the ADA Coordinator, Equal requiring the defendant to appear at the time By T. Skolfi eld Oct. 27, Nov. 3, 10, 17, 2017 Cmr18535 Employment Opportunity Offi cer Ken Jordan, and place stated above and defend this suit, Deputy Clerk 317 Oak Street, Suite 220, Chattanooga, or a judgment by default may be entered Attorney for Plaintiff: Non-Resident Notice Tennessee, 37403, (423) 209-6146. Hearing against him. This Order shall be published in Richard Brent Teeter State of Tennessee, County of Hamilton impaired callers may use the Tennessee Relay a newspaper by this County as required by law. 1415 Market Street Docket No. 17D2250 Service, (800) 848-0298 or (423) 209-6131. LARRY L. HENRY, CLERK Chattanooga, TN 37402 DIVISION W.F. (Bill) Knowles Kim Emmett, Deputy Clerk Oct. 13, 20, 27, Nov. 3, 2017 Cmr18488 JAMES DEWAYNE EVANS County Clerk Attorney for Plaintiff: VS Oct. 27, 2017 Mmr18545 Mayfi eld and Lester Non-Resident Notice ANNETT WHEELER TAYLOR EVANS Oct. 6, 13, 20, 27, 2017 Cmr18472 State of Tennessee, County of Hamilton It is appearing from allegations in Plaintiff’s PUBLIC NOTICE: Docket No. 17D1973 Bill, which is sworn to, that the defendant is a Cellco Partnership and its controlled affi liates Non-Resident Notice DIVISION I non-resident of the State of Tennessee, so that doing business as Verizon Wireless (Verizon State of Tennessee, County of Hamilton CRYSTAL CAMILLE EBERHARDT the ordinary process of law cannot be served Wireless) is proposing to build a 199 foot Docket No. 17D2037 VS upon ANNETT EVANS. Monopole Telecommunications Tower located 22 | October 27 – November 2, 2017 Hamilton County Herald www.hamiltoncountyherald.com

Events [email protected] Super Crossword WINE INFUSED by King Features Drive-through fl u vaccine clinics of Southern Writers. SouthWord’s keynote address CHI Memorial Convenient Care locations in Signal will be delivered by Wendell Berry, an American Mountain and LaFayette, Georgia will host drive- novelist, poet, environmental activist, cultural critic through fl u vaccine clinics on Saturday, Oct. 28, 8 and farmer. Berry has written many novels, short a.m.-noon. Most insurance companies will pay 100 stories, poems and essays. percent of the cost. The vaccine is $25 for those Other authors in attendance will include poet T.J. who don’t have insurance. Jarrett, author of “Ain’t No Grave;” short story and No appointment is necessary. You must be fever novel writer Jill McCorkle, whose works include “The free to receive the vaccine. Anyone who gets the Cheer Leader” and “July 7th”; Lee Smith, author fl u shot will be asked to wait 15 minutes after receiv- of the New York Times bestseller “The Last Girls”; ing it to make sure there are no adverse reactions. Charles Frazier, author of the 1997 National Book Award for Fiction winner “Cold Mountain”; fi ction The Centers for Disease Control and Prevention writer and environmental activist Silas House, recommends everyone older than six months get a author of more than 100 published short stories fl u vaccine each year. Once you receive the vaccine, and poems; and bestselling novelist, poet and short it takes about two weeks for your body to develop story writer Ron Rash. antibodies and provide protection against the fl u. Flu activity usually peaks between December and In addition to the panel discussions and readings, February, according to the CDC. the event will feature book signings, a luncheon on Friday recognizing new inductees into the ● CHI Memorial Convenient Care – Signal Fellowship of Southern Writers and a BBQ luncheon Mountain will offer the fl u vaccine to people age Saturday featuring writers John Shelton Reed and 16 and older. The practice is located at 238 Taft Roy Blount Jr. Highway. Tickets for the SouthWord Literary Feast are avail- ● CHI Memorial Convenient Care – LaFay- able on line at SouthernLitAlliance.org or by calling ette will offer the fl u vaccine to people age 5 (423) 267-1218. and older. The practice is located at 615 East Villanow St. Grateful Gobbler Walk SouthWord Literary Feast Registration is open for the 18th annual Grateful Gobbler Walk. The 5K walk, run and stroll will take The Southern Lit Alliance will present the South- place Thanksgiving morning, Thursday, Nov. 23, 8 Word Literary Feast Nov. 3- 4, with Friday’s events a.m. The proceeds will benefi t the Maclellan Shelter taking place at the University of Tennessee at for Families. The cost to participate is $25 for walk- Chattanooga’s University Center and Saturday’s ers and runners 13 years and older and $10 for ages events occurring at both Lindsay Street Hall and the 12 and under. Teams and individuals can register, Bessie Smith Cultural Center. volunteer and donate at www.gratefulgobblerwalk. The event will consist of readings, discussions and org. panels with published members of the Fellowship

CRITIC From page 15 acres of mountain greenery, the movie is beautiful to behold. Together with cine- moments admirably. matographer Claudio Miranda, Koninski  at said, there might have been an captured the dusty majesty of Arizona in occasional disconnect between Teller a way that felt like a clarion call to visit and Koninski. Certain scenes are stagey the place where those men gave their and awkward, due to either odd framing lives and soak up the lingering essence of or bad timing or delivery.  ose mo- their courage. ments don’t kill the fi lm because they’re  ose shots, and the close-ups of outnumbered by scenes that work well, Brolin’s weathered face, framed to look but they do stick out like a sore thumb. bigger than the mountains, are worth a If Koninski occasionally stumbled trip to see “Only the Brave” in a theater. behind the camera, he nailed the parts Wait until it comes out in formats for that mattered.  e scene where the the home and you’ll miss out on the fi refi ghters lose their lives is devastating. fi lm’s quiet grandeur. And some of the quiet moments, such Perhaps I’ll visit Arizona someday as one in which March does his best to and walk the trail that leads to where a apologize to Brendan for an undeserved wildfi re that leapt from tree to tree like tongue-lashing, are just as eff ective. a rampaging beast found those men “Only the Brave” is also a gorgeous and shortened their lives. Until then, I fi lm. In red-hot fl aming shots set deep have “Only the Brave,” an imperfect but within a forest and long shots of or- touching tribute to their sacrifi ce. ange-red teeth slowly chewing away

Super Crossword puzzle solution for this week: www.hamiltoncountyherald.com Hamilton County Herald October 27 – November 2, 2017 | 23 Real Estate Partners debuts Southside office

Photographs by David Laprad Agents Eileen Turner (who also serves as office manager), Susan Rearden-Gentry and Trish Savage

Agent Susan Wilson and her “plus one”

Real Estate Partners owner Darlene Brown (left) takes a trip down memory lane with Starr Kerr of First Choice Title Real Estate Partners Agent Sarah Brogdon and Keller Williams 525 West Main Street agent Kelly Cooper On-site parking (423) 265-0088 www.homesrep.com

Agents Kristen Hardy and Teresa Groves

Agent Paula Daniels (right) talks with agent Kristen Hardy

Agent Jan Thompson

The break room at Real Estate Partners’ downtown office serves as a refuge for Corky Coker, owner of Chestnut Prop- three partygoers erties and the building in which Real Estate Partners’ downtown office is housed, surveys the build-out Agent Ryan May

Natalie Martin, listing coordinator for agent Grace Frank, chats with her husband

Agents Susan Gilmore, Alan Sue Shaw, broker of Real Estate Partners’ Shallowford Road office, Baird and Melissa Hennessey shares a photo and a laugh with agent Eileen Turner 24 | October 27 – November 2, 2017 Hamilton County Herald www.hamiltoncountyherald.com

BARELS From page 14 it’s what I live by and what the other good-natured male allows me to keep driving, and models, he wears a bra at the Of all the dance styles, Ar- that’s having a purpose greater fashion shows.) gentine tango is Barels’ person- than myself. Despite the extreme physi- al favorite because it encourag- “If you wake up every day cality of dance instruction – or, es originality, doesn’t require and you’re trying to just make more accurately, because of it a set timing, and nurtures money or just go to work and – Barels works out at the gym communication between part- clock in so you can clock out, several days a week. “My body ners. is ability to genuinely then you’re going to burn out is my instrument,” he says. connect with people, along eventually or you’re not going “And my instrument needs with the thirst for a challenge, to work to your full potential to operate at its maximum serves him well in his dance as a human being. Having a potential.” business as well as his latest purpose greater than one’s self Helping people improve venture, selling real estate with is vital.” their lives step by step, whether Signature Brokers. Barels is heavily involved in it’s through dancing or mov- “e housing market in community fundraising work ing to a new home, is Barels’ Chattanooga is phenomenal,” through both Dance Tonight passion. he explains of his 2015 decision Chattanooga and Signature “I love dancing and I love to become a Realtor and focus Brokers. Each June, he and his ballroom and I love real estate. primarily on the sales side. “It’s staff present “Dancing with But it wouldn’t matter if I was stable, and we’re in an extreme the Stars Chattanooga,” with digging ditches. I was blessed to seller’s market. Coming from proceeds going to the Partner- learn, early on, that my purpose a business perspective, it was ship for Families, Children and is to help people see the truth time to pounce.” Adults. about themselves and be the Barels now spends most of In the fall, the studio’s best versions of themselves his time listing, showing and professionals compete in “Dare that they can be and constantly selling homes but still teaches to Dance” on behalf of the strive for that, and also to not 30 to 35 dance lessons a week. Kidney Foundation. Barels also live out of fear, but to live out Both require a lot of interaction raises funds at the American of love. “at’s the most vital with clients. So where does he Heart Association’s “Go Red” thing that I’ve learned and that find the energy? events. rough the real estate I like to share with people. “A lot of caffeine,” he jokes. firm, he supports St. Jude “If we all spent more time “Seriously, it’s mental focus Children’s Hospital and “Bras trying to improve the quality of Photograph by Alex McMahan and purpose. I’m not trying to for a Cause,” which promotes life of the people around us,” he “Having a purpose greater than one’s self is vital,” says Kyle Barels, co-owner sound too philosophical, but breast cancer awareness. (Like adds, “it’d be a happier place.” of Dance Tonight and a real estate agent with Signature Brokers.

UT FOOTBALL From page 17 going into the Mississippi State in rushing defense (222 yards game, but gave up 282 on the per game). bilt is 13th in the SEC (305 ground against the Bulldogs. “We need to run the football, yards allowed per game). It was the Wildcats’ worst and John Kelly obviously is Kentucky is 10th in the SEC run defense in a game this one of our best playmakers on in rushing offense (135 yards season, but their second con- our offense and on our football per game). secutive poor showing. Mis- team,” Jones said. “It all starts “ey have a very, very good souri rushed for 213 yards and with being able to run the foot- running back corps with Benny averaged 6.5 yards per carry ball, because when you display Snell,” Jones noted, “but they against Kentucky. the ability to run the football, it have running backs from the Junior John Kelly is UT’s opens everything up.” skill set standpoint that really leading rusher, but the Vols Noteworthy complement each other.” are 11th in the SEC in rushing Last year, Snell earned All- offense (124.6), one spot ahead Injury update SEC Freshman honors when he of Kentucky. Jones announced Monday rushed for 1,091 yards, a school Kelly is fifth in the SEC in that junior offensive lineman record for a freshman, with rushing yards (615) and is Jack Jones’ career is over due to 13 touchdowns and a 5.9-yard averaging 4.9 yards per carry reoccurring neck and shoulder Chet White | UK Athletics average. His 192 yards against with six rushing TDs. He ran injuries. Josh Allen, above, and Denzil Ware, Kentucky’s “Blitz Brothers,” will likely cause Missouri was a school record for 62 yards on 12 carries (5.2- e four-star recruit from problems for Tennessee’s increasingly thin offensive line, which this week lost for a freshman. yard average) against Alabama; Murfreesboro Oakland started Jack Jones to a career-ending hed-neck issue. Vols run vs. Cats ‘D’ UT had 64 net rushing yards the first three games of the against the Tide. Mississippi State and leads the loss and team-high 6.5 sacks. Kentucky was allowing just season at left guard and was Kentucky is third in the SEC Wildcats in catches (32) and 97 rushing yards per game replaced for the UMass game Wildcats’ last win receiving yards (369), and is by Venzell Boulware. After not tied for second in TD catches Kentucky beat Tennessee being in the lineup the next Single o ce space available at with two. 10-7 on Nov. 26, 2011, in the week against Georgia, Boul- Junior tight end C.J. Conrad last game of the season with Tidwell & Izell on the 15th Floor ware announced he was leaving leads Kentucky in TD catches senior wide receiver Matt of the SunTrust building. team. UT also lost projected (three) and has nine catches for Roark playing quarterback. UT starting lineman Chance Hall The space has two conference 195 yards. finished 5-7 and 1-7 in the SEC to injury in preseason. (last place). It was the first time rooms and a kitchen. Plenty of Kentucky’s Blitz Brothers storage space for les. Backup quarterback Quinten UT ever lost seven SEC games. Dormady is having his shoulder Kentucky’s defensive end/ e Wildcats entered the 220 square feet (20 ft. x 11 ft.). evaluated this week, Jones says. linebacker duo of Josh Allen game with both of their starting Building has an attached garage e coach said Dormady could and Denzil Ware, dubbed the quarterbacks, Morgan Newton for parking. have played (he didn’t) in Sat- “Blitz Brothers,” are among the and Maxwell Smith, question- urday’s loss to Alabama after nation’s top pass rushers. able due to injuries. having issues with his shoulder In the past two seasons, Roark hadn’t played quar- Contact Jerry during the week of practice. they’ve combined for 184.5 terback since his days at North Tidwell or Juice’s streak tackles, 30 tackles for loss, 19.5 Cobb High in Acworth, Geor- sacks, 11 quarterback hurries, gia, before taking over behind Adam Izell Kentucky senior receiver and six forced fumbles. center for the Tennessee game. regarding this Garrett ‘Juice’ Johnson has Allen was named a mid-sea- He completed 4 of 6 passes for caught a pass in 17 consecutive o ce space: son, second-team All-Amer- 15 yards, but ran 24 times for games and ranks among the ican by the AP and Sports 124 yards. 423-602-7511 top four in the program’s ca- Illustrated. He’s the team’s reer receiving yards list (1,919). fourth-leading tackler (40), has Dave Link is a freelance jour- Johnson had five catch- the team-high 8.5 tackles for nalist living in Knoxville. Space will become available on October 1, 2017 es for 36 yards in the loss to