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Sun Life Guaranteed Investment Funds (GIFs) ANNUAL FINANCIAL STATEMENTS SUN LIFE ASSURANCE COMPANY OF CANADA December 31, 2015 Life’s brighter under the sun Sun Life Assurance Company of Canada is a member of the Sun Life Financial group of companies. © Sun Life Assurance Company of Canada, 2016. 36D-0092-02-16 Table of Contents Independent Auditors' Report 3 Sun MFS Dividend Income 196 Sun Beutel Goodman Canadian Bond 5 Sun MFS Global Growth 200 Sun BlackRock Canadian Balanced 10 Sun MFS Global Total Return 204 Sun BlackRock Canadian Composite Equity 15 Sun MFS Global Value 209 Sun BlackRock Canadian Equity 20 Sun MFS Global Value Bundle 214 Sun BlackRock Canadian Equity Bundle 25 Sun MFS International Growth 218 Sun BlackRock Cdn Composite Eq Bundle 29 Sun MFS International Growth Bundle 222 Sun BlackRock Cdn Universe Bond 33 Sun MFS International Value 226 Sun Canadian Balanced Bundle 38 Sun MFS International Value Bundle 230 Sun CI Cambridge Canadian Equity 42 Sun MFS Monthly Income 234 Sun CI Cambridge Cdn Asset Allocation 46 Sun MFS US Equity 238 Sun CI Cambridge Global Equity 50 Sun MFS US Equity Bundle 242 Sun CI Cambridge/MFS Canadian Bundle 54 Sun MFS US Growth 246 Sun CI Cambridge/MFS Global Bundle 58 Sun MFS US Value 250 Sun CI Signature Diversified Yield II 62 Sun MFS US Value Bundle 255 Sun CI Signature High Income 66 Sun Money Market 259 Sun CI Signature Income & Growth 70 Sun NWQ Flexible Income 264 Sun Daily Interest 74 Sun PH&N Short Term Bond and Mortgage 268 Sun Dollar Cost Average Daily Interest 78 Sun RBC Global High Yield Bond 272 Sun Dynamic American Value 82 Sun RBC North American Value 276 Sun Dynamic Equity Income 86 Sun RBC North American Value Bundle 280 Sun Dynamic Strategic Yield 90 Sun Schroder Emerging Markets 284 Sun Estate Settlement 94 Sun Sentry Conservative Balanced 288 Sun Fidelity Floating Rate High Income 99 Sun Sentry Global Mid Cap 293 Sun Fidelity Income Allocation 103 Sun Sentry Infrastructure 297 Sun Fidelity Monthly Income 107 Sun Sentry Value 301 Sun Fidelity NorthStar 111 Sun Sentry Value Bundle 305 Sun Fidelity True North 115 Sun Sionna Canadian Small Cap Equity 309 Sun Fiera Global Equity 119 Sun Strategic Income 313 Sun Fiera US Equity 123 Sun TD Canadian Bond 317 Sun Franklin Bissett Canadian Equity 127 Sun TD Dividend Income 321 Sun Franklin Bissett Cdn Equity Bundle 131 Sun TD Real Return Bond 325 Sun Franklin World Growth 135 Sun Templeton Global Bond 329 Sun Life Granite Balanced 139 Sun Trimark 333 Sun Life Granite Balanced Growth 144 Sun Trimark Canadian 337 Sun Life Granite Conservative 149 Notes to the Financial Statements 341 Sun Life Granite Enhanced Income 154 Sun Life Granite Growth 159 Sun Life Granite Income 164 Sun Life Granite Moderate 169 Sun MFS Canadian Bond 174 Sun MFS Canadian Equity Growth 179 Sun MFS Canadian Equity Growth Bundle 183 Sun MFS Canadian Equity Value 187 Sun MFS Canadian Equity Value Bundle 192 2 IndependentAuditors’Report To the Unitholders of: Sun Beutel Goodman Canadian Bond Sun Fiera US Equity Sun MFS Dividend Income Sun BlackRock Canadian Balanced Sun Franklin Bissett Canadian Equity Sun MFS Global Growth Sun BlackRock Canadian Composite Equity Sun Franklin Bissett Cdn Equity Bundle Sun MFS Global Total Return Sun BlackRock Cdn Composite Eq Bundle Sun NWQ Flexible Income Sun MFS Global Value Sun BlackRock Canadian Equity Sun PH&N Short Term Bond and Mortgage Sun MFS Global Value Bundle Sun BlackRock Canadian Equity Bundle Sun RBC Global High Yield Bond Sun MFS International Growth Sun BlackRock Cdn Universe Bond Sun RBC North American Value Sun MFS International Growth Bundle Sun Sionna Canadian Small Cap Equity Sun RBC North American Value Bundle Sun MFS International Value Sun CI Cambridge Cdn Asset Allocation Sun Schroder Emerging Markets Sun MFS International Value Bundle Sun CI Cambridge Canadian Equity Sun Sentry Conservative Balanced Sun MFS Monthly Income Sun CI Cambridge/MFS Canadian Bundle Sun Sentry Global Mid Cap Sun MFS US Equity Sun CI Cambridge Global Equity Sun Sentry Infrastructure Sun MFS US Equity Bundle Sun CI Cambridge/MFS Global Bundle Sun Sentry Value Sun MFS US Growth Sun CI Signature Diversified Yield II Sun Franklin World Growth Sun MFS US Value Sun CI Signature High Income Sun Life Granite Balanced Sun MFS US Value Bundle Sun CI Signature Income & Growth Sun Life Granite Balanced Growth Sun Money Market Sun Dynamic American Value Sun Life Granite Conservative Sun Sentry Value Bundle Sun Dynamic Equity Income Sun Life Granite Enhanced Income Sun TD Canadian Bond Sun Dynamic Strategic Yield Sun Life Granite Growth Sun TD Dividend Income Sun Fidelity Floating Rate High Income Sun Life Granite Income Sun TD Real Return Bond Sun Fidelity Income Allocation Sun Life Granite Moderate Sun Templeton Global Bond Sun Fidelity Monthly Income Sun MFS Canadian Bond Sun Trimark Canadian Sun Fidelity NorthStar Sun MFS Canadian Equity Growth Sun Trimark Sun Fidelity True North Sun MFS Canadian Equity Growth Bundle Sun Daily Interest Sun Canadian Balanced Bundle Sun MFS Canadian Equity Value Sun Dollar Cost Average Daily Interest Sun Fiera Global Equity Sun MFS Canadian Equity Value Bundle Sun Estate Settlement Sun Strategic Income (collectively, the Funds) We have audited the accompanying financial statements of the Funds, which comprise the statements of financial position as at 31 December 2015 and the statements of comprehensive income, changes in net assets attributable to holders of redeemable units and cash flows for the period ended 31 December 2015, and a summary of significant accounting policies and other explanatory information. Management’s responsibility for the financial statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with International Financial Reporting Standards, and for such internal control as Management determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. Auditors’ responsibility Our responsibility is to express an opinion on these financial statements based on our audits. We conducted our audits in accord- ance with Canadian generally accepted auditing standards. Those standards require that we comply with ethical requirements and plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. 3 An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditors’ judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditors consider internal control relevant to an entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of an entity’s internal control. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of accounting estimates made by Management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained in our audits is sufficient and appropriate to provide a basis for our audit opinion. Opinion In our opinion, the financial statements present fairly, in all material respects, the financial position of the Funds as at 31 December 2015 and their financial performance and their cash flows for the period ended 31 December 2015 in accordance with International Financial Reporting Standards. Kitchener, Canada Chartered Professional Accountants 29 April 2016 Licensed Public Accountants 4 Sun Beutel Goodman Canadian Bond Statement of Financial Position As at December 31, 2015 December 31, 2015 ($) Assets Current assets Investments (non-derivative financial assets) (note 2) 313,782 Cash - Receivable for investment units sold 500 Subscriptions receivable - Distribution receivable from underlying fund - Other receivable - 314,282 Liabilities Current liabilities Bank indebtedness 459 Redemptions payable 2 Payable for investment units purchased - Payable for fees & expenses 140 601 Net Assets Attributable to Holders of Redeemable Units 313,681 Statement of Comprehensive Income For the period from May 4, 2015 (inception date) to December 31, 2015 2015 ($) Income Net gains (losses) on investments Distributions from underlying fund 1,948 Net realized gain (loss) on sale of investments 256 Change in unrealized appreciation (depreciation) in value of investments 2,140 4,344 Expenses (note 5) Management fees 1,241 Insurance fees 427 Administration fees 84 Total operating expenses 1,752 Management fees waived/absorbed by the Manager (61) Increase (Decrease) in Net Assets Attributable to Holders of Redeemable Units from Operations 2,653 The accompanying Notes are an integral part of these financial statements. Sun Life GIFs 5 Sun Beutel Goodman Canadian Bond Statement of Changes in Net Assets Attributable to Holders of Redeemable Units For the period from May 4, 2015 (inception date) to December 31, 2015 2015 ($) Net Assets Attributable to Holders of Redeemable Units at beginning of period - Increase (Decrease) in Net Assets Attributable to Holders of Redeemable Units from Operations 2,653 Holder of Redeemable Unit Transactions Proceeds from Units Issued 524,520 Redemption of Units
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