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Home , Air Force Day, Arma Konda, Betla National Park, Birsinghpur, Dachigam National Park, Dampa Tiger Reserve

DAMS AND RIVERS ()

DAM RIVER STATE Tehri Dam Bhagirathi Lakhwar Dam Uttarakhand Idukki Arch Dam Periyar Bhakra Nangal Dam Satluj Pakal Dul Dam Marusudar Jammu & Sardar Sarovar Dam Narmada Ranjit Sagar Dam Ravi Punjab Baglihar Dam Chenab Jammu & Kashmir Chamera I Dam Ravi Himachal Pradesh Pong Dam Beas Himachal Pradesh Jamrani Dam Gola Uttarakhand Ramganga Dam Ramganga Uttarakhand Nagarjuna Sagar Dam Krishna /AP Nagi Dam Nagi Lakya Dam Lakhya Sholayar Dam Sholayar Koyna Dam Koyna Supa Dam Kali Nadi Karnataka Karjan Dam Karjan Gujarat Koteshwar Dam Bhagirathi Uttarakhand Rihand Dam Rihand Indira Sagar Dam Narmada Pillur Dam Bhavani Tamil Nadu Upper Kodayar Dam Kodayar Tamil Nadu Chakra Dam Chakra Karnataka Bhandardara Dam Paravara Maharashtra Ukai Dam Tapi Gujarat Upper Aliyar Dam Aliyar Tamil Nadu Aruna Dam Aruna Maharashtra Dam Bhavani Tamil Nadu Podagada Dam Podagada

States and their Capitals (India)

STATE CAPITAL % OF URBAN SEX RATIO YEAR OF POPULATION FORMATION

Andhra Pradesh 33.49* 992* 1956 22.67 920 1987 14.08 954 1975 Bihar Patna 11.3 916 1935 Raipur 23.24 991 2000 Panaji 62.17 968 1961 Gujarat Gandhinagar 42.58 918 1960 24.25 877 1966 Himachal Pradesh Shimla 10.04 974 1971 Jammu and Kashmir 27.21 883 1948 (summer), RanchiJammu (winter) 24.05 947 2000 Karnataka Bengaluru 38.57 968 1956 Kerala Thiruvananthap 47.72 1084 1956 uram Madhya Pradesh 27.63 930 1956 Maharashtra Mumbai 45.23 946 1960 20.21 987 1947 20.08 986 1970 51.51 975 1972 28.97 931 1963 Odisha Bhubaneswar 16.68 978 1948

Punjab Chandigarh 37.49 893 1966 24.89 926 1948 24.97 889 1975 Tamil Nadu 48.45 995 1969 Telangana 2014 26.18 961 1956 Uttar Pradesh Lucknow 22.28 908 1937 Uttarakhand Dehradun 30.55 963 2000 West 31.89 947 1947

UNIONTERRITORIES CAPITAL % OF URBAN FEMALES YEAR OF POPULATION PER 1000 ESTABLISHMEN MALES T Andaman and Nicobar 35.67 878 1956 Islands Chandigarh Chandigarh 97.25 818 1966 Dadar and Nagar Silvassa 46.62 775 1944 Daman and Diu Daman 75.16 618 1987 Delhi 97.5 866 1952 Lakshadweep Kavaratti 78.08 946 Puducherry Pondicherry 68.31 1038 1954

COUNTRY AND CAPITAL

Country Capital Akrotiri and Dhekelia Åland Islands Albania

Algeria Algiers American Samoa Pago Pago Andorra Angola Luanda The Valley Antigua and St. John's Barbuda Argentina Buenos Aires Aruba Oranjestad Canberra Austria Bahamas Nassau Barbados Bridgetown Belarus Belize Belmopan Hamilton Bolivia La Paz Bonaire Kralendijk Bosnia and Herzegovina Botswana Gaborone Brasília British Virgin Road Islands Burkina Faso Ouagadougou Burundi Bujumbura Cameroon Yaoundé Canada Ottawa Cape Verde Praia George Town Central African Bangui Republic Chad N'Djamena Chile Santiago Colombia Bogotá Comoros Moroni Congo (Congo- Brazzaville Brazzaville) Costa Rica San José

Croatia Cuba Havana Curacao Willemstad Czech Republic Democratic Kinshasa Republic of the Congo (Congo- Kinshasa) Denmark Djibouti Djibouti Dominica Roseau Dominican Republic Santo Domingo (Timor- Leste) Ecuador Quito El Salvador San Salvador Equatorial Guinea Malabo Eritrea Asmara Estonia Ethiopia Addis Ababa Faroe Islands Tórshavn Fiji Suva Finland French Guiana Cayenne Gabon Libreville Gambia Banjul Ghana Accra Gibraltar Greece Greenland Nuuk Grenada St. George's Guadeloupe Basse-Terre Guatemala Guatemala City Guinea Conakry Guinea-Bissau Bissau Guyana Georgetown Haiti Port-au-Prince Honduras Tegucigalpa SAR of China/Victoria Hungary Iceland Reykjavík India

Iraq Ireland Douglas Ivory Coast Yamoussoukro Jamaica Kingston Saint Astana Kenya Nairobi Kosovo Kurdistan Erbil Latvia Lesotho Maseru Liberia Monrovia Libya Tripoli Liechtenstein Lithuania Luxembourg Luxembourg SAR of China/Macau Macedonia Madagascar Antananarivo Malawi Lilongwe Malé Mali Bamako Malta Martinique Fort-de-France Mauritania Nouakchott Mauritius Port Louis Mexico Mexico City Moldova Chisinau Monaco Montenegro Morocco Rabat Mozambique Maputo (Burma) Nagorno-Karabakh Namibia Windhoek Netherlands

New Zealand Wellington Nicaragua Managua Niger Niamey Nigeria Abuja Nicosia Norway Palestine East Jerusalem Panama Panama City Paraguay Asunción Peru Lima Poland Puerto Rico San Juan Réunion Saint-Denis Romania Rwanda Kigali Saba The Bottom Saint Barthélemy Gustavia Saint Kitts and Basseterre Nevis Saint Lucia Castries Saint Martin Marigot San Marino San Marino Sao Tome and São Tomé Principe Senegal Dakar Serbia Seychelles Victoria Sierra Leone Freetown Singapore Slovakia Slovenia Somalia Mogadishu Somaliland Hargeisa South Africa Pretoria South Sudan Juba Sri Jayawardenepura- Kotte Sudan Khartoum

Suriname Paramaribo Svalbard Swaziland Mbabane Sweden Switzerland Tanzania Dodoma Togo Lomé Transnistria Trinidad and Port of Spain Tobago Tunisia Tunis Uganda Kampala Ukraine Kiev United Arab Emirates Washington, D.C. Uruguay Montevideo US Virgin Islands Charlotte Amalie Vanuatu Port Vila Vatican City Venezuela Caracas Sana'a Zambia Lusaka Zimbabwe Harare

COUNTRY AND CURRENCY

Country Currency Afghanistan Afghani Akrotiri and Euro Dhekelia Åland Islands Euro Albania Lek Algeria Dinar American Samoa Pago Pago Andorra Euro Angola Kwanza

Anguilla East Caribbean Dollar Antigua and East Caribbean Dollar Barbuda Argentina Peso Armenia Dram Aruba Aruban florin Australia Australian dollar Austria Euro Azerbaijan Manat Bahamas Bahamian Dollar Bahrain Bahraini dinar Bangladesh Taka Barbados Barbadian Dollar Belarus Belarusian ruble Belgium Euro Belize Belize Dollar Bermuda Bermudian Dollar Bhutan Bhutanese ngultrum Bolivia Boliviano Bonaire USDollar Bosnia and Convertible mark Herzegovina Botswana Pula Brazil Real British Virgin USDollar Islands Brunei Brunei dollar Bulgaria Lev Burkina Faso CFA franc Burundi Burundian franc Cambodia Riel Cameroon CFA franc Canada Canadian Dollar Cape Verde Cape Verdean escudo Cayman Islands Cayman Islands Dollar Central African CFA franc Republic Chad CFA franc Chile Peso China Renminbi (yuan) Colombia Peso Comoros Comorian franc Congo (Congo- CFA franc Brazzaville) Costa Rica Costa Rican colon Croatia Kuna Cuba Cuban peso Curacao Netherlands Antillean guilder

Cyprus Euro Czech Republic Czech koruna Democratic Congolese franc Republic of the Congo (Congo- Kinshasa) Denmark Danish krone Djibouti Djiboutian franc Dominica East Caribbean Dollar Dominican Republic Dominican peso East Timor (Timor- US Dollar Leste) Ecuador US dollar Egypt Egyptian pound El Salvador USDollar Equatorial Guinea CFA Franc Eritrea Nakfa Estonia Euro Ethiopia Birr Faroe Islands Faroese króna Fiji Fijian dollar Finland Euro France Euro/CFP franc French Guiana Euro Gabon CFA franc Gambia Gambian dalasi Georgia Lari Germany Euro Ghana Ghana cedi Gibraltar Gibraltar pound Greece Euro Greenland Danish Krone Grenada East Caribbean Dollar Guadeloupe Euro Guatemala Guatemalan quetzal Guinea Guinean franc Guinea-Bissau CFA franc Guyana Guyanese dollar Haiti Haitian gourde Honduras Honduran lempira Hong Kong Hong Kong dollar Hungary Forint Iceland Icelandic króna India Indian rupee Indonesia Rupiah Iran Rial Iraqi dinar Ireland Euro Isle of Man Pound sterling

Israel New Shekel Italy Euro Ivory Coast CFA franc Jamaica Jamaican Dollar Japan Yen sterling Jordan Jordanian dinar Kazakhstan Tenge Kenya Kenyan shilling Kosovo Euro Kurdistan Dinar Kuwait Kuwaiti dinar Kyrgyzstan Som Laos Kip Latvia Euro Lebanon Lebanese pound Lesotho Lesotho loti Liberia Liberian dollar Libya Dinar Liechtenstein Swiss franc Lithuania Euro Luxembourg Euro Macau Macanese pataca Macedonia Macedonian denar Madagascar Malagasy ariary Malawi Kwacha Malaysia Ringgit Maldives Maldivian rufiyaa Mali CFA franc Malta Euro Martinique Euro Mauritania Ouguiya Mauritius Mauritian rupee Mexico Mexican peso Moldova Moldovan leu Monaco Euro Mongolia Tögrög Montenegro Euro Morocco Moroccan dirham Mozambique Mozambican metical Myanmar (Burma) Kyat Nagorno-Karabakh Armenian dram Namibia Namibian dollar Nepal Nepalese rupee Netherlands Euro New Zealand New Zealand dollar Nicaragua Nicaraguan cordoba Niger CFA franc

Nigeria Naira North Korea North Korean won Northern Cyprus Turkish lira Norway Norwegian krone Oman Rial Pakistan Pakistani Rupee Palestine Israeli Shekel Panama US Dollar, Panamanian balboa Paraguay Guaraní Peru Nuevo sol Philippines Philippine Peso Poland Zloty Portugal Euro Puerto Rico USDollar Qatar Riyal Réunion Euro Romania Romanian leu Russia Russian ruble Rwanda Rwandan franc Saba USDollar Saint Barthélemy Euro Saint Kitts and East Caribbean Dollar Nevis Saint Lucia East Caribbean Dollar Saint Martin Euro San Marino Euro Sao Tome and Dobra Principe Saudi Arabia Saudi riyal Senegal CFA franc Serbia Serbian dinar Seychelles Seychellois rupee Sierra Leone Leone Singapore Singapore dollar Slovakia Euro Slovenia Euro Somalia Somali shilling Somaliland Somaliland shilling South Africa South African rand South Korea South Korean won South Sudan South Sudanese pound Spain Euro Sri Lanka Sri Lankan rupee Sudan Sudanese pound Suriname Surinamese dollar Svalbard Norwegian krone Swaziland Lilangeni

Sweden Swedish krona Switzerland Swiss franc Syria Syrian pound Taiwan New Taiwan dollar Tajikistan Somoni Tanzania Tanzanian shilling Thailand Baht Togo CFA franc Transnistria Transnistrian ruble Trinidad and Trinidad and Tobago Tobago Dollar Tunisia Tunisian dinar Turkey Turkish lira Turkmenistan Turkmen new manat Uganda Ugandan shilling Ukraine Ukrainian hryvnia United Arab UAE dirham Emirates United Kingdom Pound sterling United States US Dollar Uruguay Uruguayan peso US Virgin Islands US Dollar Uzbekistan Uzbekistan som Vanuatu Vanuatu vatu Vatican City Euro Venezuela Bolívar fuerte Vietnam dong Yemen Yemeni rial Zambia Zambian kwacha Zimbabwe US dollar

COUNTRIES AND THEIR PARLIAMENTS

Country Name Parliament Name Afghanistan Shora Australia Parliament Bangladesh Jatia Parliament Bhutan Tasongadu Canada Parliament China National People Congress Denmark Folketing Egypt People's Assembly France Parlement Germany Bundestag Great Britain Parliament Hungary Országgyűlés

Iceland Althing India Sansad Iran Majilis Ireland Oireachtas Israel The Knesset Italy Parlamento Italiano Japan Diet Kuwait Majlis-al-Umma Lativa Saeima Malaysia Majilis Maldives Majilis Magnolia Khural Nepal Rashtriya Panchayat Netherlands States General (Staten-Generaal) Norway Storting Oman Majlis Pakistan Majlis-e-Shoora Poland Scym Russia Duma Spain Crotes Sweden Riksdag South Africa Parliament Switzerland Federal Assembly Taiwan Yuan Turkey Grand National Assembly USA Congress Uzbekistan Oliy Majlis

MOUNTAIN RANGES IN INDIA AND THEIR LOCATIONS

PEAK REGION STATE Nanda Devi Garhwal Himalaya Uttarakhand Amsot Peak Shivalik Hills Uttar Pradesh Betalongchhip Jampui Hills Tripura Laxmidevipalli Telangana Nilgiri Hills Tamil Nadu Eastern Himalaya Sikkim Guru Shikhar Aravali Rajasthan Odisha Mount Saramati Naga Hills Nagaland Mizoram Shillong Peak Khasi Hills Meghalaya Mount Iso Senapati District Manipur Maharashtra Satpura Madhya Pradesh Western Ghats Kerala

Mullayanagiri Western Ghats Karnataka Parasnath Parasnath Hills Jharkhand K2 Karakoram Jammu and Kashmir Saltoro Kangri Karakoram Jammu and Kashmir Reo Purgyil Western Himalaya Himachal Pradesh Hills Haryana Girnar Junagadh District Gujarat Sosogad Western Ghats Goa Bailadila Range Dantewada District Chhattisgarh Someshwar Fort West Champaran Bihar Kangto Eastern Himalaya Arunachal Pradesh Eastern Ghats

STATES AND RIVERS

City River State Agra Yamuna Uttar Pradesh Ahmedabad Sabarmati Gujarat Allahabad Uttar Pradesh Ayodhya Saryu Uttar Pradesh Badrinath Ganges Uttarakhand Kolkata Hooghly West Bengal Cuttack Odisha New Delhi Yamuna Delhi Dibrugarh Brahmaputra Assam Ferozpur Punjab Brahmaputra Assam Haridwar Ganges Uttarkhand Hyderabad Musi Telangana Narmada Madhya Pradesh Kanpur Ganges Uttar Pradesh Kota Chambal Rajasthan Jaunpur Gomti Uttar Pradesh Patna Ganges Bihar Godavari Andhra Pradesh Srinagar Jhelum Jammu & Kashmir Surat Tapti Gujarat Tiruchirapalli Tamil Nadu Varanasi Ganges Uttar Pradesh Krishna Andhra Pradesh Vadodara Vishwamitri Gujarat Mathura Yamuna Uttar Pradesh Auraiya Yamuna Uttar Pradesh Etawah Yamuna Uttar Pradesh Bangalore Vrishabhavathi Karnataka Farrukhabad Ganges Uttar Pradesh Fatehgarh Ganges Uttar Pradesh

Kannauj Ganges Uttar Pradesh Mangalore Netravati, Gurupura Karnataka Shimoga Tunga River Karnataka Bhadravathi Bhadra Karnataka Hospet Tungabhadra Karnataka Karwar Kali Karnataka Bagalkot Ghataprabha Karnataka Honnavar Sharavathi Karnataka Chambal Madhya Pradesh Gorakhpur Rapti Uttar Pradesh Lucknow Gomti Uttar Pradesh Kanpur Ganges Uttar Pradesh Cantonment Shuklaganj Ganges Uttar Pradesh Chakeri Ganges Uttar Pradesh Malegaon Girna River Maharashtra Sambalpur Mahanadi Odisha Rourkela Brahmani Odisha Pune Mula, Mutha Maharashtra Daman Daman Ganga River Daman Madurai Vaigai Tamil Nadu Thiruchirapalli Kaveri Tamil Nadu Chennai Cooum, Adyar Tamil Nadu Coimbatore Noyyal Tamil Nadu Erode Kaveri Tamil Nadu Tirunelveli Thamirabarani Tamil Nadu Bharuch Narmada Gujarat Karjat Ulhas Maharashtra Nashik Godavari Maharashtra Mahad Savitri Maharashtra Nanded Godavari Maharashtra Pennar Andhra Pradesh Nizamabad Godavari Andhrapradesh Sangli Krishna Maharashtra Karad Krishna, Koyna Maharashtra Hajipur Ganges Bihar Shipra Madhya Pradesh

Food Festivals Around the World

Each country in the world has unique culinary treasures and food traditions. These are celebrated in delicious and colourful food festivals around the world. Discover the delights of the world’s food festivals for more finger-licking fun! Ivrea Orange Festival – Ivrea, Italy (held in February) Maslenitsa Festival (Pancake Festival) –Moscow, Russia (held in February or March) Melbourne Food & Wine Festival – Melbourne, Australia (held in February–March)

International Mango Festival –New Delhi, India (held in July) Maine Lobster Festival – Harbor Park, Rockland, Maine, USA (held in July–August) San Francisco Street Food Festival – San Francisco, USA (held in August) Mistura Food Festival – Lima, Peru (held in September) Oktoberfest –, Germany (held in October) Baltic Herring Festival – Helsinki, Finland (held in October) Alba White Truffle Festival – Alba, Italy (held in October-November) Monkey Buffet Festival –Lopburi Province, Thailand (held in November) Chocolate Festival – London, UK (held in December)

PM Visits (Jan 15-Sep 30)

1.SEYCHELLES (i) Area visited : Victoria (ii) Agreements: The two sides inked 4 agreements on cooperation in hydrography, renewable energy, infrastructure development and sale of navigation charts and electronic navigational charts. (iii) President: James Michel (iv) Currency: Seychellois rupee (v) Capital: Victoria

2.MAURITIUS (i) Area visited : Port Louis (ii) Purpose: Modi was the chief guest at the Mauritian National Day on 12 March. (iii) Agreements: The two countries inked 5 agreements on Ocean Economy, improvement in Sea and Air Transportation Facilities at Agalega Island in Mauritius, cultural co-operation, co- operation in the field of Traditional System of Medicine and Homeopathy. (iv) President: Ameenah Gurib (v) Prime Minister: Anerood Jugnauth (vi) Currency: Mauritian rupee (vii) Capital: Port Louis

3.SRI LANKA (i) Area visited : Colombo, Jaffna (ii) Agreements: The two countries signed 4 agreements on visa, customs, youth development and building Rabindranath Tagore memorial in Sri Lanka (iii) President: Maithripala Sirisena (iv) Prime Minister: Ranil Wickremesinghe (v) Currency: Sri Lankan rupee (vi) Capital: Sri Jayawardenepura Kotte, Colombo

4.SINGAPORE (i) Area visited : Singapore

(ii) Purpose: Prime Minister Modi attended the state-funeral of Lee Kuan Yew, the first Prime Minister of Singapore. (iii) President: Tony Tan (iv) Prime Minister: Lee Hsien Loong (v) Currency: Singapore dollar (vi) Capital: Singapore

5.FRANCE (i) Area visited : Paris, Toulouse, Neuve-Chapelle (ii) Agreements: India and France signed 17 agreements on stalled nuclear project in Jaitapur in Maharashtra, development of indigenous nuclear energy industry in India, cooperation in the economic sector, cooperation in the field of renewable energy etc. (iii) President: François Hollande (iv) Prime Minister: Manuel Valls (v) Currency: Euro (vi) Capital: Paris

6.GERMANY (i) Area visited : Berlin, Hannover

(ii) Purpose: To promote Indo-German trade and investments. PM Narendra Modi pitched his Make in India campaign to various German industries. (iii) President: Joachim Gauck (iv) Chancellor: Angela Merkel (v) Currency: Euro (vi) Capital: Berlin

7.CANADA (i) Area visited : Ottawa,Toronto, Vancouver (ii) Purpose: Both countries signed agreements on civil aviation, rail regulation, education and skillsdevelopment, space cooperation, and projects focused on maternal, newborn and child health. (iii) Monarch: Elizabeth II (iv) Prime Minister: Stephen Harper (v) Currency: Canadian Dollar (vi) Capital: Ottawa

8.CHINA (i) Area visited : Xi'an, Beijing,Shanghai (ii) Agreements: India and China signed 24 agreements worth over 10 billion dollars. Some of the agreements between include development of railway between the two countries, education exchange agreement, agreement in mining sector and agreement in broadcasting sector between Doordarshan and CCTV, etc. (iii) President: Xi Jinping (iv) Premier: Li Keqiang (v) Currency: Yuan (vi) Capital: Beijing

9.MONGOLIA (i) Area visited : Ulan Bator (ii) Agreements: Both the countries signed 14 agreements on air services agreement, cyber

security, cooperation in the field of animal health and dairy and traditional systems or medicine and homeopathy, etc. (iii) President: Tsakhiagiin Elbegdorj (iv) Prime Minister: Chimed Saikhanbileg (v) Currency: Yuan (vi) Capital: Ulan Bator

10.SOUTH KOREA (i) Area visited : Seoul (ii) Purpose: Modi's visit to South Korea was part of India's East Asia policy and Modi's attempt to promote his Make in India concept to Korean investors. (iii) Agreements: Both the countries inked 7 agreements on avoidance of double taxation and formalising consultations between National Security Councils of the two nations, and cooperation in audio-visual co-production, etc. (iv) President: Park Geun-hye (v) Prime Minister: Hwang Kyo-ahn (vi) Currency: South Korean won (vii) Capital: Seoul

11. BANGLADESH (i) Area visited : Dhaka (ii) Agreements: Both the countries inked 22 agreements on curbing human trafficking, smuggling of fake currency and setting up an Indian Economic Zone, Land Boundary Agreement (LBA) etc. (iii) President: Md. Abdul Hamid (iv) Prime Minister: Sheikh Hasina (v) Currency: Bangladeshi taka (vi) Capital: Dhaka

12.UZBEKISTAN (i) Area visited : Tashkent (ii) Agreements: Both the countries signed 3 agreements to boost cooperation between their foreign offi ces and in the field of culture and tourism (iii) President: (iv) Prime Minister: Shavkat Mirziyoyev (v) Currency: Uzbekistani som (vi) Capital: Tashkent

13.KAZAKHSTAN (i) Area visited : Astana (ii) Agreements: Both the countries signed 5 agreements on including defence, railways and uranium supply, cooperation in the framework of the International North South Transport Corridor and to improve surface connectivity. (iii) President: Nursultan Nazarbayev (iv) Prime Minister: Karim Massimov (v) Currency: Kazakhstani tenge (vi) Capital: Astana

14. RUSSIA (i) Area visited : , Bashkortostan

(ii) Purpose: To attend 7th BRICS Summit (Theme: BRICS partnership: A powerful factor for global development) and Shanghai Cooperation Organisation (SCO) Summit. [Note: India will host the 8th BRICS Summit in 2016] (iii) President: (iv) Prime Minister: Dmitry Medvedev (v) Currency: Russian ruble (vi) Capital: Moscow

15.TURKMENISTAN (i) Area visited : Ashgabat (ii) Agreements: India and Turkmenistan signed 7 agreements in the fields of defence, supply of chemical products, foreign affairs, sports, science and technology, medicine and tourism. (iii) President: Gurbanguly Berdimuhamedow (iv) Currency: Turkmen new manat (v) Capital: Ashgabat

16.KYRGYZSTAN (i) Area visited : Bishkek (ii) Agreements: Both the countries signed 4 agreements on cooperation in defence, culture, Election Commissions and in the sphere of Standards. (iii) President: Almazbek Atambayev (iv) Prime Minister: Temir Sariyev (v) Currency: Kyrgyzstani som (vi) Capital: Bishkek

17.TAJIKISTAN (i) Area visited : Dushanbe (ii) Agreements: Both the countries signed 2 agreements in the field of culture and human resource development. India is to set up computer labs in 37 schools in Tajikistan. (iii) President: Emomali Rahmon (iv) Prime Minister: Kokhir Rasulzoda (v) Currency: Tajikistani somoni (vi) Capital: Dushanbe

18. (i) Area visited : Abu Dhabi,Dubai (ii) Agreements: India and the United Arab Emirates decided to set up a multi-billion dollar fund to raise $75 billion to support investment in India’s investment sector. PM Narendra Modi offered $1 trillion investment opportunity to UAE. (iii) President: Khalifa bin Zayed Al Nahyan

(iv) Prime Minister: Mohammed bin Rashid Al Maktoum (v) Currency: United Arab Emirates dirham (vi) Capital: Abu Dhabi

19. IRELAND (i) Area visited : Dublin (ii) Purpose: To seek Ireland’s support for India’s membership of UN Security council and international export control regimes (iii) President: Michael D. Higgins (iv) Prime Minister: Enda Kenny

(v) Currency: Euro (vi) Capital: Dublin

20. UNITED STATES OF AMERICA (i) Area visited: New York, San Francisco (ii) Purpose: a. To attend Group of Four (G4) Summit b. To host 'India-U.S. StartUp Konnect 2015' programme c. To attend 2015 Leaders' Summit on U.N. Peacekeeping (iii) President: Barack Obama (iv) Currency: Dollar (v) Capital: Washington, D.C.

SPORTS:TROPHIES AND TERMS

NAME OF CUP/TROPHIES ASSOCIATED TERMS GAME Badminton Europian Cup, Narang Cup, Thomas Alley, Base Line,Backcourt, , Carry, Clear, Cup, Uber Cup, World Cup, Konica Center Line, Deuce, Double fault, Drop, Fault, Cup,Yonex Cup, Flick, Net Shot, Push Shot Basketball Federation Cup, S.M. Arjuna Raja Basket, Blocking,Double Team, Dunk, Dribbling, Trophy, Todd Memorial Trophy, Jump Ball, Mutiple throws William Jones Cup Chess Naidu Trophy, Khaitan Trophy, Limca Absolute Pin, Attack, Bind, Bishop, Board, Trophy, World Cup Check, Checkmate, Castling, Duffer, Pawn Cricket Ashes, Asia Cup, Benson and Ashes, Boundary, Bowling, Caught, Chinaman, Hedges Cup, ICC Champions Cover Drive, Diamond , Duck, Four, Trophy,C. K Nayadu Trophy, French Cut, Full Toss, Crease, Cow Corner, Deodhar Trophy, Copa America Duck, Follow on, Googly, Gully, Golden Duck, Trophy, Gavaskar-Border Trophy, Hat-trick, Hit wicket, LBW, Leg-bbreak, Leg bye, J.D.Birla Trophy,Gillette Cup, Irani Mankad, Maiden over, No ball, Off break, On Trophy, Jawahar Lal Nehru Cup, drive, Out, Over, Mandatory over, Pitch, Natwest Trophy,NKP Salve Popping crease, Rubber, Run down, Run out, Challenger Trophy, Sharjah Cup, Single, Sixer, Silly Point, Square Leg, Stone Vijay Hazare Trophy, Ranji Trophy, walling, Straight drive, Stumped, Twelth man, ICC World Cup,Wisden Trophy, Wicket, Wide, Yorker, Singer Cup Football Airline Cup, America Cup, Asia Cup, Back Heel, Back Pass, Ball Carrier, Bicycle Asian Women’s Cup, Bandodkar Kick, Center Spot, Corner Flag, Farpost, Foul, Trophy, B.C. Roy Trophy, Begum FIFA, Cross, Defender, Corner kick, Direct free Hazrat Mahal Cup, BILT cup, kick, Dribble, Dummy Run, Goal Kick, Give and Bordoloi Trophy, Colombo Cup, DCM Go, Hat-trick, Off side, Penalty kick, Throw in, Cup, Durand Cup, European Cup, FA Tripping, Goalkeeper, Header, Goal line, Cup, Federation Cup, Gold Cup, Kickoff, Inswinger, Midfielder, Nearpost, Govemor’s Cup, Great Wall Cup, IFA Penalty, Penalty Spot, Red Card, Referee Shield, Independence Day Cup,Indira Yellow Card , Obstruction, Shot, Striker, Gandhi Trophy, Jawaharlal Nehru Sweeper, Toe Poke, Touch Line, Tackle, Gold Cup, Kalinga Cup, Kings Cup, Through Pass, Zone Defense, Trapping the ball, Lal Bahadur Shastri Trophy, Volley, Wingers McDowell Cup, Merdeka Cup, Nagjee Trophy, Nijam Gold Cup, Rovers

Cup, Rajiv Gandhi Trophy, Santosh Trophy, Stafford Cup, Subroto Cup, FIFA Wolrd Cup, Vittal Trophy, UEFA Cup, U.S.Cup Golf Canada Cup, Eisenhower Trophy, Backdoor, Backspin, Backswing, Ball Mark, FedExCup Trophy, Muthiah Gold Best-ball foursome, Below the Hole, Bogey, Cup, Nomura Cup, Ryder Cup, Bunker, Caddie, Dip, Divot, Dormy, Digger, Topolino Trophy, Walker Cup, Prince Double Break, Double Hit, Flip, Flop Shot, of Cup, Paralamdi Trophy, Fairway, Fourball, Foursome, Flex, Flex Point, Royal Trophy, Grip, Grind, Greed holes, Links, Niblic, Par, Put, Rough, Stymied, Tee, Threesome Hockey Agha Khan Cup, Allwyn Asia Cup, Bully, Carry, Corner, Hat-trick, Hooking, Off- Azlan Shah Cup, Beighton Cup, side, Roll-in, Scoop, Short corner, Stick, Striking Bhimsen Trophy, BMW circle, Tie-breaker, Red Line, Power Play, Trophy,Bomaby Gold Cup, Penalty, Penalty Box, Penalty Shot, Champions Trophy, Bhyan Chand Interference,Tripping, Winger Trophy,European Nations Cup, Guru Nanak Cup, Indira Gandhi Gold Cup,World Cup, Rangaswami Cup, Scindia Gold Cup,Yadavindra Cup, Wellington Cup, Murugappa Gold Cup,Kuppuswamy Naidu Cup, Ranjit Singh Gold Cup Tennis Champions Cup, Davis Cup, Dr. Ad Court,Advantage, Angel-game, Alley,Ball, rajender Parsad Cup, Edgbaston Ballboys, Baseline, Crosscourt, Backhand Cup, Hamlet Cup, Lipton Trophy, stroke, Drop shot, Deuce, Double fault, Evert Cup, Federation Cup, Ghafar Fault,Footfault, Forecourt, Ground stroke, Half Cup, Grand Slam Cup, Mercedes volley, Let, Love, Smash, Volley,Net, Lob, Rally, Cup, Nation’s Cup, Weightman Cup, Linesman, Stance Wimbledon Trophy, World Cup, World Team Cup Volleyball Centennial Cup, Federation Cup, Blocking, Doubling, Heave, Holding, Love all, Indira Pradhan Trophy, Shivanthi Point, Service, Volley, Ceiling Height, Poles, Gold Cup, World Cup Service Line, Attack Line, Center Line Wrestling Bharat Kesri, Burdwan Shield, World Half nelson, Head lock, Heave, Hold, Rebouts, Cup Scissor

INTERNATIONAL DAYS

JANUARY 26th January International Customs Day

FEBRUARY 4 February World Cancer Day 13 February World Radio Day 20 February World Day of Social Justice

21 February International Mother Language Day [UNESCO]

MARCH 1 March Zero Discrimination Day [UNAIDS] 3 March World Wildlife Day 8 March International Women's Day 20 March International Day of Happiness 21 March International Day for the Elimination of Racial Discrimination 21 March World Poetry Day [UNESCO] 21 March International Day of Nowruz 21 March International Day of 22 March World Water Day 23 March World Meteorological Day [WMO] 24 March World Tuberculosis Day [WHO]

APRIL 2 April World Autism Awareness Day 6 April International Day of Sport for Development and Peace 7 April World Health Day [WHO] 12 April International Day of Human Space Flight 22 April International Mother Earth Day 23 April World Book and Copyright Day 23 April Day 24 - 30 April World Immunization Week [WHO] 25 April World Malaria Day [WHO] 26 April World Intellectual Property Day [WIPO] 28 April World Day for Safety and Health at Work 30 April International Jazz Day

MAY 3 May World Press Freedom Day 9-10 May World Migratory Bird Day [UNEP] 15 May International Day of Families 17 May World Telecommunication Day [ITU] 22 May International Day for Biological Diversity 23 May International Day to End Obstetric Fistula 29 May International Day of UN Peacekeepers 31 May World No-Tobacco Day [WHO]

JUNE 1 June Global Day of Parents 5 June World Environment Day [UNEP] 8 June World Oceans Day 12 June World Day Against Child Labour 14 June World Blood Donor Day [WHO] 15 June World Elder Abuse Awareness Day 17 June World Day to Combat Desertification and Drought

20 June World Refugee Day 21 June International Day of Yoga 26 June International Day against Drug Abuse and Illicit Trafficking

JULY 4 July (first International Day of Cooperatives Saturday in July) 11 July World Population Day 15 July World Youth Skills Day 18 July Nelson Mandela International Day 28 July World Hepatitis Day [WHO] 30 July International Day of Friendship 30 July World Day against Trafficking in Persons

AUGUST 12 August International Youth Day 19 August World Humanitarian Day 29 August International Day against Nuclear Tests 30 August International Day of the Victims of Enforced Disappearances

SEPTEMBER 5 September International Day of Charity 8 September International Literacy Day [UNESCO] 12 September Day for South-South Cooperation 15 September International Day of Democracy 16 September International Day for the Preservation of the Ozone Layer 21 September International Day of Peace 25 September World Maritime Day [IMO] 27 September World Tourism Day

OCTOBER 1 October International Day of Older Persons 2 October International Day of Non-Violence 5 October World Teachers’ Day [UNESCO] 5 October World Habitat Day 9 October World Post Day 10 October World Mental Health Day [WHO] 16 October World Food Day [FAO] 17 October International Day for the Eradication of Poverty 20 October World Statistics Day 24 October United Nations Day 24 October World Development Information Day 31 October World Cities Day

NOVEMBER 14 November World Diabetes Day 16 November International Day for Tolerance

19 November World Toilet Day 19 November World Philosophy Day 20 November Africa Industrialization Day 20 November Universal Children’s Day 21 November World Television Day 29 November International Day of Solidarity with the Palestinian People

DECEMBER 1 December World AIDS Day 5 December World Soil Day [FAO] 7 December International Civil Aviation Day [ICAO] 9 December International Anti-Corruption Day 10 December Human Rights Day 11 December International Mountain Day 18 December International Migrants Day 20 December International Human Solidarity Day

NATIONAL DAYS

JANUARY 4 -10 January Oil Conservation Week 10 -16 January Road Safety Week 12 January National Youth Day 15 January Army Day 15 -21 January Pin Code Week 25 January India Tourism Day 26 January Republic Day 30 January Martyrs Day 30 January National Cleanliness Day

FEBRUARY 24 February Excise Day

MARCH 4 -10 March National Safety Week 12 March Dandi March Day 15 March Consumers Day 16 March Immunization Day 23 March Martyrdom Day Of Bhagat Singh

APRIL 1 –7 April Prevention Of Blindness Week 7 April World Health Day 7–14 April Handloom Week 13 April Jallianwala Bagh Massacre / Baisakhi

14 April Customs Day 14 –20 April Fire Service Week

MAY 5 May National Labour Day 8 May World Red Cross Day 24 May Common-Wealth Day 31 May No Tobacco Day

AUGUST 9 August Quit India Movement Day 20 August Rajiv Gandhi’s Birth Anniversary (Sadbhavana Diwas)

SEPTEMBER 1 -7 September National Nutrition Week 5 September Teacher’s Day 14 September Sanchayika Day 14 September Divas

OCTOBER 1 October National Voluntary Blood Donation Day 1 -7 October Wild Life Week 2 October Mahatma Gandhi’s Birthday 2 October Anti-Leprosy Day 2 -8 October Prevention Of Blindness Week 2 -8 October Anti-Un-Touchability Week 6 October World Habitat Day (Housing) 8 October Day 10 October National Post Day 14 October World Standards Day 21 October Azad Hind Day 21 October Global Iodine Deficiency Disorder (Idd) Day 31 October Anti -Terrorism Day

NOVEMBER 2 November All Saints Day 9 November Legal Services Day 9 -14 November International Week Of Science 14 November Nehru’s Birthday-Children’s Day 16 November International Day For Tolerance And Peace 19 November National Integration Day (Indira Gandhi’s Birthday) 20 November Child Rights Day 26 November Constitution Day

DECEMBER 2 December National Pollution Control Day 3 December International Day Of Disabled Persons 3 December National Conservation Day 3 December Bhopal Gas Tragedy Day 4 December Naval Day

7 December Flag Day 8 December Saarc Day 8 -14 December All India Handicrafts Week 10 December Human Rights Day 14 December National Energy Conservation Day

IMPORTANT COMMITTEES 2014-2015

Ajay Shankar Committee :To review functioning of PPP Cell H Devaraj Commitee :Deemed university H R Khan Panel :To evaluate unclaimed PPF and Post Office Savings V V Daga Committee : To conduct forensic audit of NSEL Sivaramakrishnan Committee :Submit Report to build the for Andhra Pradesh Ramanujam Committee :To avoid obsolete laws Bimal Jalan Committee :To head the Expenditure Management Commission Hari Gautam Committee :To review the status of UGC Justice SB Sinha (One Member Commission):To Probe 2006 Meerut Fire Tragedy Suresh Prabhu Committee: To review gas pricing formula R S Sharma Expert Committee :To review the Company (Cost Records and Cost Audits) Rules 2014 Justice MB Shah Committee :Black Money Deepak Mohanty Committee : Data and Information Management in the RBI Arvind Mayaram Committee :To clear definition to the FDI and FII Nachiket Mor Committee : To permit NBFC's to work as Business correspondence P J Nayak Committee :Governance of Boards of Bank in India Bibek Debroy :For Restructuring the railway Pratyush Sinha :To assess compensation for coal blocks. Jairam Ramesh :On sustainable development T.K. Vishwanathan Committee: Bankruptcy code for small and medium enterprises (SMEs). K.V. Kamath panel:Examine the financial architecture for Micro, Small and Medium Enterprises (MSME) sector. Gopalakrishna Committee:Capacity Building in Banks and non-Banks. G N Bajpai Committee: National pension system (NPS) schemes in private sector. R A Mashelkar panel: To suggest best technologies for "Swachh Bharat" mission. T S R Subramanian Committee:To review five key green laws concerning protection and conservation of environment, , wildlife, water and air among others. B.S. Baswan committee: To revisit civil services examination pattern T. Haque Expert Group: Constituted by NITI Aayog on Land Leasing

BOOKS AND AUTHORS

BOOK AUTHOR Kashmir: The Vajpayee Years A. S. Dulat Transcendence A.P.J. Abdul with Arun Tiwari The Seduction of Delhi Abhay K. Family Life Akhil Sharma Benazir Bhutto Anna Suvorova Sleeping on the Jupiter Anuradha Roy When God is a Traveller Arundhati Subramaniam Born Again on the Mountain Arunima Sinha Random Recollections C.V. Narasimahan Half Girlfriend Chetan Bhagat The Pakistan Paradox Christophe Jaffrelot The China Model Daniel A Bell The US-India Nuclear Agreement Dinshaw Mishtry God's Bankers Gerald Posner How Modi Won It Harish Khare Looking Away HarshMander Recasting India Hindol Sengupta Green Signals Jai Ram Ramesh Wnaderers All Janhavi Acharekar The First Firangis Jonathan Gil Harris Becoming Minority Jyotirmaya Tripathy, Sudarsan Padmanabhan The Rise of Big Business in India Kamal Aron, Mitra Chinoy RD Burman: The Prince of Music Khagesh Dev Burman Me Hijra, Me Laxmi Laxmi Shifting Ground Mahesh Rangrajan, K. Sivaramasundaram Memories of Belonging Malavika Karalekar Why I Assasinated Mahatma Nathuram Godse Gandhi The Last Wave Pankaj Sekhsaria The Rise of Islamic State Patrick Cockburn China: Confucius in the Shadow Poonam Surie The Dramatic Decade Pranab Mukherjee Super Economies Raghav Bahal Out of Line Ritu Menon The Past Before Us Romilla Thapar Greater Than Bradman Rudolf Lambert Fernandez Forged in Crisis Rudra Chaudhary Plying it My Way Sachin Tendulkar At Home in India Salman Khurshid India's Rise as an Asian Power Sandy Gordon Saurav Ganguly Saptarshi Sarkar Fragile Frontiers Saroj Kumar Rath Ghost of Calcutta Sebastian Ortiz India Shashtra Shashi Tharoor Beyond The Private World Subrata Bagachi Beyond Doubt Teesta Setalvad Gandhi at First Sight Thomas Weber

No Free Left Vijay Prasad Editor Unplugged Vinod Mehta Making India Awesome Chetan Bhagat The Courage to Act - A Memoir of a Ben S. Bernanke Crisis and Its Aftermath Ruled or Misruled: Story and Santosh Singh Destiny of Bihar Hungry Bengal: War, Famine, Riots Janam Mukherjee and the End of Empire Two Years Eight Months and Salman Rushdie Twenty Eight Nights 30 Women in Power: Their Voices, Naina Lal Kidwai Their Stories

INTERNATIONAL ORGANISATIONS HEADQUARTERS AND HEADS

INTERNATIONAL ORGANIZATION HEADQUARTERS HEADS African Development Bank Abidjan, Ivory Coast Donald Kaberuka (President) Asian Development Bank Metro Manila, Haruhiko Kuroda (President) Philippines Asia-Pacific Economic Cooperation Singapore Muhamad Noor (Executive (APEC) Director) Association of Southeast Asian Jakarta, Indonesia Surin Pitsuwan (Secretary- Nations (ASEAN) Generalm) Commonwealth of Nations London, United Queen Elizabeth II (Head) Kingdom Confédération africaine de football Kuala Lumpur, Issa Hayatou (President) (CAF) Malaysia European Council Strasbourg Thorbjørn Jagland (Secretary General) Federation Internationale de Football , Switzerland Sepp Blatter (Acting President) Association (FIFA) Federation Internationale des Echecs Athens, Greece Kirsan Ilyumzhinov (President) (FIDE) Food and Agriculture Organization Rome, Italy José Graziano da Silva (Director- (FAO) General) Gulf Cooperation Council Riyadh, Saudi Abdullatif bin Rashid Al Zayani Arabia (Secretary-General) Intergovernmental Authority on Djibouti City Mahboub Maalim (Executive Development (IGAD) Secretary) Internation Bank for Reconstruction Washington D.C., Jim Yong Kim (President) and Development (IBRD World Bank) United States

International Atomic Energy Agency Vienna, Austria Yukiya Amano (Director-General) (IAEA) International Civil Aviation Quebec, Canada Raymond Benjamin (Secretary- Organization (ICAO) General) International Committee of the Red Switzerland, Peter Maurer, Switzerland Cross (President) International Cricket Council (ICC) Dubai, United Arab N. Srinivasan (President) International Criminal Police Lyon, France Ronald Noble (Secretary-General) Organization (Interpol) International Federation of Red Cross , Switzerland Tadateru Konoé (President) and Red Crescent Societies International Labour Organization (ILO) Geneva, Switzerland Guy Ryder (Director-General) International Maritime Organization London, United Koji Sekimizu (Secretary-General) Kingdom International Monetary Fund Washington, D.C., Christine Lagarde (Managing United States Director) International Olympic Committee (IOC) , Thomas Bach (President) Switzerland International Organization for Migration Geneva, Switzerland William Lacy Swing (Director- (IOM) general) International Paralympic Committee Bonn, Germany Philip Craven (President) (IPC) International Rugby Board (IRB) Dublin, Ireland Bernard Lapasset (President) International Telecommunication Union Geneva, Switzerland Hamadoun Touré (Secretary- General) Islamic Development Bank (IDB) Jeddah, Saudi Ahmad Mohamed Ali (President) Arabia Nordic Council Copenhagen, Jan-Erik Enestam (Secretary- Denmark General) North Atlantic Treaty Organisation Brussels, Belgium Anders Fogh Rasmussen (NATO) (Secretary-General) Oceania Football Confederation (OFC) Auckland, New David Chung (President) Zealand Organisation for the Prohibition of The Hague, Ahmet Üzümcü (Director-General) Chemical Weapons (OPCW) Netherlands Organization (UNPO) The Hague, Ngawang Choephel (Secretary- Netherlands General) Organization of Petroleum Exporting Vienna, Austria Mohammed S. Barkindo Countries (OPEC) (Secretary-General) Shanghai Cooperation Organisation Beijing, China Bolat Nurgaliyev (Secretary- (SCO) General) South Asian Association for Regional Kathmandu, Nepal Ahmed Saleem (Secretary- Cooperation (SAARC) General) Southern Cone Common Market Montevideo Agustín Colombo Sierra (Director (Mercosur) of the Executive Secretariat) Union of European Football Nyon, Switzerland Michel Platini (President) Associations (UEFA) United Nations (UN) New York City, USA Ban Ki Moon (Secretary-General) United Nations Children's Fund New York City, USA Anthony Lake (Executive Director)

(UNICEF) United Nations Educational, Scientific Paris, France Irina Bokova (Director-General) and Cultural Organization (UNESCO) United Nations Industrial Development Vienna, Austria Kandeh Yumkella (Director- Organization (UNIDO) General) Universal Postal Union Bern, Switzerland Édouard Dayan (Director-General) World Food Programme (WFP) Rome, Italy Josette Sheeran (Executive Director) World Health Organization (WHO) Geneva, Switzerland Margaret Chan (Director-General) World Intellectual Property Geneva, Switzerland Francis Gurry (Director-General) Organization (WIPO) World Meteorological Organization Geneva, Switzerland Michel Jarraud (Secretary- (WMO) General) World Tourism Organization (UNWTO) Madrid, Spain Taleb Rifai (Secretary-General) World Trade Organization (WTO) Geneva, Switzerland Roberto Azevedo (Director- General)

BANKS AND THEIR TAGLINES

BANK TAGLINE Allahabad Bank A tradition of trust Andhra Bank Where India Banks Bank of Baroda India’s International Bank Bank of India Relationships beyond Banking Bank of Maharashtra One Family One Bank Canara Bank Together we Can Central Bank of India Build A Better Life Around Us, Central to you since 1911 Corporation Bank Prosperity for all Dena Bank Trusted Family Bank Indian Bank Your Tech-friendly bank Indian Overseas Bank Good people to grow with Oriental Bank of Commerce Where every individual is committed Punjab National Bank The Name you can Bank Upon Punjab & Sind Bank Where service is a way of life Syndicate Bank Your Faithful And Friendly Financial Partner Union Bank of India Good people to bank with United Bank of India The Bank that begins with “U” UCO Bank Honours Your Trust Vijaya Bank A friend You can Bank Upon IDBI Bank Ltd Banking for all Bharatiya Mahila Bank Empowering women, Empowering India

STATE BANK GROUP State Bank of India Pure Banking Nothing Else; With you all the way State Bank of Bikaner & Jaipur The Bank with a vision

State Bank of Patiala Blending Modernity with Tradition State Bank of Hyderabad You can always bank on us State Bank of Mysore Working for a better tomorrow State Bank of Travancore A Long Tradition of Trust

BANKS AND THEIR CHAIRMAN

BANK CHAIRMAN Allahabad Bank Rakesh Sethi Andhra Bank Satish Kumar Kalra Bank of Baroda P.S. Jayakumar Bank of India M.O. Rego Bank of Maharashtra Sushil Muhnot Canara Bank Rakesh Sharma Central Bank of India Rajeev Rishi Corporation Bank Sadhu Ram Bansal Dena Bank Aswini Kumar Indian Bank Mahesh Kumar Jain Indian Overseas Bank R. Koteeswaran Oriental Bank of Commerce Animesh Chauhan Punjab National Bank Usha Ananthasubramanian Punjab & Sind Bank Jatinder Bir Singh Syndicate Bank Arun Srivastava Union Bank of India Arun Tiwari United Bank of India P. Srinivas UCO Bank Arun Kaul Vijaya Bank Kishore Kumar Sansi IDBI Bank Ltd Kishore Kharat Piraji Bharatiya Mahila Bank Usha Ananthasubramanian State Bank Group Arundhati Bhattacharya

BANKS AND THEIR HEADQUARTERS

BANK HEADQUARTER Allahabad Bank Kolkata Andhra Bank Hyderabad Bank of Baroda Mumbai Bank of India Mumbai Bank of Maharashtra Pune Canara Bank Bangalore Central Bank of India Mumbai Corporation Bank Mangalore

Dena Bank Mumbai Indian Bank Chennai Indian Overseas Bank Chennai Oriental Bank of Commerce New Delhi Punjab National Bank New Delhi Punjab & Sind Bank New Delhi Syndicate Bank Manipal Union Bank of India Mumbai United Bank of India Kolkata UCO Bank Kolkata Vijaya Bank Bangalore IDBI Bank Ltd Mumbai Bharatiya Mahila Bank New Delhi

STATE BANK GROUP State Bank of India Mumbai State Bank of Bikaner & Jaipur Jaipur State Bank of Patiala Punjab State Bank of Hyderabad Hyderabad State Bank of Mysore Bangalore State Bank of Travancore Thiruvananthapuram

NATIONAL PARKS AND STATES

NATIONAL PARK STATE Campbell Bay National Park Andaman and Mahatma Gandhi Marine National Park Middle Button Island National Park Mount Harriet National Park North Button Island National Park Rani Marine National Park Saddle Peak National Park South Button Island National Park Andhra Pradesh Sri Venkateswara National Park Arunachal Pradesh Dibru-Saikhowa National Park Assam Bihar Chhattisgarh Kanger Ghati National Park

Mollem National Park Goa National Park, Velavadar Gujarat Gir Forest National Park Marine National Park, Haryana Himachal Pradesh Great Himalayan National Park Jammu and Kashmir National Park Jharkhand Hazaribagh National Park Karnataka Bannerghatta National Park (Bannerghatta Biological Park) National Park Kerala Mathikettan National Park Silent Valley National Park Bandhavgarh National Park Madhya Pradesh Kanha National Park Plant Fossils National Park Satpura National Park Maharashtra Sanjay Gandhi National Park Tadoba National Park Keibul Lamjao National Park Manipur Sirohi National Park Meghalaya Mizoram Phawngpui Blue Mountain National Park Ntangki National Park Nagaland Bhitarkanika National Park Odisha Nandankanan Zoological Park Harike Punjab

Darrah National Park Rajasthan Mount Abu Wildlife Sanctuary Ranthambore National Park Sariska Reserve Khangchendzonga National Park Sikkim Tamil Nadu Marine National Park Indira Gandhi Wildlife Sanctuary and National Park National Park Palani Hills National Park Kasu Brahmananda Reddy National Park Telangana Mahavir Harina Vanasthali National Park Uttar Pradesh Uttarakhand Jim Corbett National Park Valley of Flowers National Park West Bengal Neora Valley National Park National Park

WILDLIFE SANCTUARIES AND STATES

NAME STATE Spike Island Wildlife Sanctuary Andaman and Nicobar Islands Defence Island Wildlife Sanctuary Barren Island Wildlife Sanctuary Paget Island Narcondum Island Swamp Island James Island Reef Island Bluff Island Sir Huge Rose Island Andhra Pradesh Nagarjunsagar-Srisailam Tiger Reserve

Gundla Brahmeswaram Wildlife Sanctuary Papikonda Wildlife Sanctuary Sri Venkateswara National Park Bird Sanctuary Coringa Wildlife Sanctuary Krishna Wildlife Sanctuary Pakhui Tiger Reserve Arunachal Pradesh Dibang Wildlife Sanctuary Kamlang Wildlife Sanctuary Itanagar Wildlife Sanctuary Sessa Orchid Sanctuary Kane Wildlife Sanctuary Talley Valley Wildlife Sanctuary Bornadi Wildlife Sanctuary[3] Assam Garampani Wildlife Sanctuary Hoollongapar Gibbon Sanctuary Sonai Rupai Wildlife Sanctuary Laokhowa Wildlife Sanctuary Barela Salim Ali Zubba Saheni Bihar Wildlife Sanctuary Gautam Budha Wildlife Sanctuary Kanwar Lake Bird Sanctuary Nakti Dam Wildlife Sanctuary Rajgir Wildlife Sanctuary Udaypur Wildlife Sanctuary Valmikinagar Wildlife Sanctuary Sukhna Chandigarh Achanakmar Wildlife Sanctuary Bhairamgarh Wildlife Sanctuary Bhagwan Mahavir Goa Bondla Wildlife Sanctuary Salim Ali Bird Sanctuary Marine National Park, Gulf of Kutch Gujarat Nal Sarovar Rupi Bhabha Sanctuary Himachal Pradesh Kugti Wildlife Sanctuary Karakoram Wildlife Sanctuary Jammu and Kashmir Kanji Wildlife Sanctuary Surinsar-Mansar Baltal Changtang Wildlife Sanctuary Jharkhand Gautam Budha Wildlife Sanctuary Hazaribagh Wildlife Sanctuary Mahuadand Wildlife Sanctuary Ghataprabha Bird Sanctuary Karnataka

Bhadra Wildlife Sanctuary Wildlife Sanctuary Cauvery Wildlife Sanctuary Ranganthittu Bird Sanctuary Ranibennur Blackbuck Sanctuary Parambikulam Wildlife Sanctuary Kerala Chimmony Wildlife sanctuary Idukki Thattekkad Bird Sanctuary Bori Wildlife Sanctuary Madhya Pradesh Bagdara Wildlife Sanctuary Gandhi Sagar Sanctuary Sanctuary Kuno Wildlife Sanctuary Ratapani Tiger Reserve Snajay-Dubri Wildlife Sanctuary Singhori Wildlife Sanctuary Maharashtra Tadoba Andhari Tiger Project Chandoli National Park Phansad Wildlife Sanctuary Bor Wainganga Mizoram Intanki Nagaland Chilika Bird Sanctuary Odisha Nalbana Bird Sanctuary Debrigarh Wildlife Sanctuary Ushakothi Abohar Punjab Harike Lake Mount Abu Wildlife Sanctuary Rajasthan Baretha Chambal Jaswant Sagar Wildlife Sanctuary Keladevi Wildlife Sanctuary Nahargarh Sawai Mansingh Sundha Mata Van Vihar Tamil Nadu Pulicat Lake Bird Sanctuary Nagarjunsagar-Srisailam Tiger Telangana Reserve Asan Bradge Bird Watching Uttar Pradesh Chandra Prabha Wildlife Sanctuary Chilla

Kaimoor Sanctuary Katarniaghat Wildlife Sanctuary Ranipur Sanctuary Sohagi Barwa Sanctuary Kishanpur Wildlife Sanctuary Hastinapur Sanctuary Mahavir Swamy Nawabganj Okhla Bird Sanctuary Askot Musk Deer Sanctuary Uttarakhand Valley of Flowers National Park Govind Pashu Vihar Wildlife Sanctuary Kedarnath Wild Life Sanctuary Buxa Tiger Reserve West Bengal Murti Wildlife

SCHEMES LAUNCHED BY PRIME MINISTER

PRADHAN MANTRI SURAKSHA BIMA YOJANA • Eligibility – age group 18-70 having saving bank account can be enrolled under scheme. • Premium – rs 12 per annum • Payment mode – through saving bank account of the subscriber • Insurance cover - for accidental death- rs 2 lakh, for partial disability rs 1 lakh

PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA • Eligibility – age group 18-50 having saving bank account can be enrolled under scheme. • Premium – rs 330 per annum • Payment mode – through saving bank account of the subscriber • Insurance cover - for rs 2 lakh in case of death due to any reason

ATAL PENSION YOJANA • Purpose – pension • Age – minimum 18 years and maximum 40 years • Fixed pension – Rs 1000 to Rs 5000 per month at the age of 60 years • Contribution depends upon your age • Government contribution – 50% of your contribution or Rs 1000, whichever is lower • Saving bank account is mandatory

ATAL MISSION FOR REJUVENATION AND URBAN TRANSFORMATION (AMRUT) AND SMART CITIES • Project scope- 100 smart Cities and 500 cities for AMRUT • Central allocation – Rs 48000 crore for smart cities and Rs 50000 crore for AMRUT • Period – 5 years • Smart cities to be selected through City Challenge Competition

• AMRUT will cover all cities with population more than 1 lakh and above

SKILL DEVELOPMENT PROGRAM • It will provide training and skill development to 500 million youth of our country by 2020, covering each and every village.

PRADHAN MANTRI AWAS YOJANA • It is a of the scheme “Housing for All”. • The aim of this scheme is to construct more than two crore houses across the length and bredth of the nation. • The target beneficiaries of the scheme would be poor and people living under EWS and LIG categories in urban establishments of the country. • The government would provide an interest subsidy of 6.5% on housing loans availed by the beneficiaries for a period of 15 years from the start of loan. • The houses under Pradhan Mantri Awas Yojana would be allotted to preferably the female member of the family.

DIGITAL INDIA • Aim – To ensure the government services are made available to citizens electronically. • Digital India has three core components. These include- The creation of digital infrastructure, Delivering services digitally, Digital literacy • The project is slated for completion by 2019. • Monitored and Controlled by - Ministry of Communications and IT • 9 Key points of Digital India Programme are as follow- 1. Broadband Highways 2. Universal Access to Phones 3. Public Internet Access Programme 4. e-Governance – Reforming government through Technology 5. e-Kranti – Electronic delivery of services 6. Information for All 7. Electronics Manufacturing – Target NET ZERO Imports 8. IT for Jobs 9. Early Harvest Programmes

HERITAGE CITY DEVELOPMENT AND AUGMENTED YOJANA • Amount allocated – Rs 500 Crore • City allocated – 12 cities (namely, Ajmer, Amaravati,(Andhra Pradesh), Amritsar, Badami, Dwarka, Gaya, Kanchipuram, Mathura, Puri, Varanasi, Velankanni and Warangal). • Aim – To bring together urban planning, economic growth and heritage conservation in an inclusive manner to preserve the heritage character of each Heritage City.

SUKANYA SAMRIDDHI ACCOUNT YOJANA • Investment type- small deposit account • Where – post office and selected banks • Max number of account- 1 account per girl • Max number of accounts per family – max. 2 girl child • Age – from birth till 10 years of girl child • Min. deposit – Rs 1000/ per year, further multiple of rs 100 • Max. deposit – 1.5 lakh/year • Interest rate – 9.1% of financial year 2014-15. it will change every year • Partial withdrawl – 50% allowed at the age of 18 years of girl

• Maturity – 21 years from the date of account open or marriage, whichever is earlier

PAHAL SCHEME • Aim - to bring transparency and terminate pilferage from distribution of funds sponsored by Central .

MICRO UNITS DEVELOPMENT AND REFINANCE AGENCY LTD (MUDRA) BANK • Regulate the lender and the borrower of microfinance and bring stability to the microfinance system through regulation and inclusive participation. • MUDRA Bank has rightly classified the borrowers into three segments: the starters, the mid- stage finance seekers and the next level growth seekers. To address the three segments, MUDRA Bank has launched three loan instruments: Shishu: covers loans upto Rs 50,000/- Kishor: covers loans above Rs 50,000/- and upto Rs 5 lakh Tarun: covers loans above Rs 5 lakh and upto Rs 10 lakh

PRADHAN MANTRI JAN DHAN YOJANA • It is the flagship financial inclusion plan of the NDA Government. • All Indian citizens can now avail of a bank account despite the lack of KYC documentation. These bank accounts are valid for a year within which account holders must furnish proof of having applied for valid documents required to comply with KYC norms. • Under the scheme: 1. Account holders will be provided zero-balance bank account with RuPay debit card, in addition to accidental insurance cover of Rs 1 lakh(to be given by 'HDFC Ergo'). 2. Those who open accounts by January 26, 2015 over and above the 1 lakh ₹ accident, they will be given life insurance cover of ₹ 30,000(to be given by LIC). 3. After Six months of opening of the bank account, holders can avail 5,000 ₹ overdraft from the bank.

BETI BACHAO, BETI PADHAO (SAVE GIRL CHILD, EDUCATE GIRL CHILD) • Its aims is to generate awareness and improving the efficiency of welfare services meant for women. • The scheme was initiated with an initial corpus of Rs 100 crore. • The Ministry of Women and Child Development will be responsible for budgetary control and administration of the scheme at the Central level • Madhuri Dixit is the brand ambassador of this scheme.

SWACHH BHARAT ABHIYAN • For ensuring hygiene, waste management and sanitation across the nation “Swachh Bharat Mission” launched. • This will be tribute to Mahatma Gandhi on his 150th birth anniversary to be celebrated in the year 2019. • It aims to provide every rural family with a toilet by 2019. • It is expected to cost over ₹62000 crore. • Fund sharing between the Central Government and the State Government and Urban Local Bodies (ULBs) is 75%:25% (90% : 10% for North Eastern and special category states). • Modi selected 9 public figures to propagate this campaign.

PRADHAN MANTRI KHANIJ KSHETRA KALYAN YOJANA (PMKKKY) • This is a new programme meant to provide for the welfare of areas and people affected by mining related operations, using the funds generated by District Mineral Foundations (DMFs).

• The objective of PMKKKY scheme will be - (a) To implement various developmental and welfare projects/programs in mining affected areas that complement the existing ongoing schemes/projects of State and Central Government; (b) to minimize/mitigate the adverse impacts, during and after mining, on the environment, health and socio-economics of people in mining districts; and (c) to ensure long-term sustainable livelihoods for the affected people in mining areas.

STATES AND CHIEF MINISTERS

STATE CHIEF MINISTER Andhra Pradesh Nara Chandrababu Naidu Arunachal Pradesh Nabam Tuki Assam Tarun Gogoi Bihar Nitish Kumar Chhattisgarh Raman Singh Delhi (NCT) Arvind Kejriwal Goa Laxmikant Parsekar Gujarat Anandiben Patel Haryana Manohar Lal Himachal Pradesh Virbhadra Singh Jammu and Kashmir Mufti Mohammad Sayeed Jharkhand Raghubar Das Karnataka Siddaramaiah Kerala Oommen Chandy Madhya Pradesh Shivraj Singh Chouhan Maharashtra Devendra Fadnavis Manipur Okram Ibobi Singh Meghalaya Mukul Sangma Mizoram Lal Thanhawla Nagaland T.R. Zeliang Odisha Naveen Patnaik Puducherry (UT) N. Rangasamy Punjab Parkash Singh Badal Rajasthan Vasundhara Raje Sikkim Pawan Kumar Chamling Tamil Nadu J. Jayalalithaa Telangana K. Chandrasekhar Rao Tripura Manik Sarkar Uttar Pradesh Akhilesh Yadav Uttarakhand Harish Rawat West Bengal Mamata Banerjee

STATES AND GOVERNORS

STATE GOVERNOR Andhra Pradesh E.S Lakshmi Narasimhan Arunachal Pradesh J.P. Rajkhowa Assam Padmanabha Balakrishna Acharya (Add. Charge) Bihar Ram Nath Kovind Chhattisgarh Balramji Dass Tandon Goa Smt. Mridula Sinha Gujarat Om Prakash Kohli Haryana Prof. Himachal Pradesh Acharya Dev Vrat Jammu and Kashmir N. N. Vohra Jharkhand Mati Droupadi Murmu Karnataka Vajubhai Vala Kerala Justice (Retd.) Palaniswamy Sathasivam Madhya Pradesh Ram Naresh Yadav Maharashtra Chennamaneni Vidyasagar Rao Manipur V. Shanmuganathan Meghalaya V. Shanmuganthan Mizoram Lt. General (Retd.) Nirbhay Sharma Nagaland Padmanabha Balakrishna Acharya Odisha Dr. S. C. Jamir Punjab Kaptan Singh Solanki Rajasthan Kalyan Singh Sikkim Niwas Dadasaheb Patil Tamil Nadu Dr. K. Rosaiah Telangana E.S Lakshmi Narasimhan (Add. Charge) Tripura Tathagata Roy Uttar Pradesh Ram Naik Uttarakhand Dr. Krishan Kant Paul West Bengal Keshari Nath Tripathi

NUCLEAR POWER PLANTS

POWER STATION LOCATION STATE Tarapur Atomic Power Station Tarapur Maharashtra Rajasthan Atomic Power Station Rawatbhata Rajasthan Kakrapar Atomic Power Station Kakrapar Gujarat Kudankulam Nuclear Power Plant Kudankulam Tamil Nadu Kaiga Nuclear Power Plant Kaiga Karnataka Madras Atomic Power Station Kalpakkam Tamil Nadu Narora Atomic Power Station Narora Uttar Pradesh

Gorakhpur Atomic Power Station Fatehabad Haryana

THERMAL POWER PLANTS

NAME LOCATION STATE Mundra Thermal Power Station Mundra Gujarat Korba Super Thermal Power Plant Jamani Palli Chhattisgarh Trombay Thermal Power Station Trombay Maharastra Sanjay Gandhi Thermal Power Madhya Pradesh Station Satpura Thermal Power Station Sarni Madhya Pradesh Ukai Thermal Power Station Ukai dam Gujarat Dahanu Thermal Power Station Dahanu Maharastra Thermal Power Station Chachai Madhya Pradesh Wardha Warora Power Plant Warora Maharastra Angul Thermal Power Station Angul Odisha Talcher Thermal Power Station Talcher Odisha Hirakud Captive Power Plant Hirakud Odisha Mejia Thermal Power Station Durlavpur West Bengal Farakka Super Thermal Power Farakka West Bengal Station Chandrapura Thermal Power Chandrapura Jharkhand Station Budge Budge Thermal Power Plant Budge Budge West Bengal ONGC Tripura Power Company Palatana-Udaipur Tripura Durgapur Thermal Power Station Durgapur West Bengal Bokaro Thermal Power Station Bokaro Jharkhand Durgapur Thermal Power Station Durgapur West Bengal Titagarh Thermal Power Station Titagarh West Bengal Rihand Thermal Power Station Rihand Nagar Uttar Pradesh Super Thermal Power Shaktinagar Uttar Pradesh Station NTPC Dadri Vidyutnagar Uttar Pradesh Anpara Thermal Power Station Anpara Uttar Pradesh Thermal Power Station Assan Haryana Obra Thermal Power Station Obra Uttar Pradesh Kota Super Thermal Power Plant Kota Rajasthan Rosa Thermal Power Plant Rosa Uttar Pradesh Feroj Gandhi Unchahar Thermal Unchahar Uttar Pradesh Power Plant Parichha Thermal Power Station Parichha Uttar Pradesh Panki Thermal Power Station Panki Uttar Pradesh Rajghat Power Station Rajghat Delhi Thermal Power Station Faridabad Haryana Simhapuri Thermal Power Station Krishnapattanam Andhra Pradesh Neyveli Zero Lignite Power Station Neyveli Tamil Nadu

HYDRO POWER PLANTS

STATION STATE Tehri Dam Uttarakhand Koteshwar dam Uttarakhand Nathpa Jhakri Himachal Pradesh Pong Himachal Pradesh Bhakra Dam Punjab Chamera Dam Himachal Pradesh Salal Hydroelectric Power Station Jammu & Kashmir Uri Hydroelectric Project Jammu & Kashmir Dulhasti Jammu & Kashmir Dhauliganga-I Uttarakhand Baira Suil Himachal Pradesh Sewa Jammu & Kashmir Nimmo-Bazgo Jammu & Kashmir Chutak Jammu & Kashmir Parbati Hydroelectric Project Himachal Pradesh Kishanganga Hydroelectric Project Jammu & Kashmir Srisailam Dam Andhra Pradesh,Telangana Sharavathi Karnataka Kalinadi Karnataka Nagarjuna Sagar AP, TS Idukki Kerala Mettur Dam Tamil Nadu Koyna Maharashtra Sardar Sarovar Gujarat Indira Sagar Madhya Pradesh Omkareshwar Madhya Pradesh Bansagar Dam Madhya Pradesh Ghatghar Pumped Storage Maharashtra Mulshi Dam Maharashtra Bargi Dam Madhya Pradesh Madikheda Dam Madhya Pradesh Jayakwadi Dam Maharashtra Balimela Power Station Odisha Hirakud Dam Odisha Upper Kolab Power Station Odisha Sindol Complex Power Station Odisha Teesta-V Sikkim Penchat Jharkhand Loktak Manipur Rangit Sikkim Lower Subansiri Hydroelectric Arunachal Pradesh Power Project

Khuga Dam Manipur Umiam-Umtru Hydroelectric Power Meghalaya Project

FDI IN INDIA

RECENT POLICY MEASURES 100% FDI allowed in medical devices FDI cap increased in insurance & sub-activities from 26% to 49% 100% FDI allowed in the telecom sector. 100% FDI in single-brand retail. FDI in commodity exchanges, stock exchanges & depositories, power exchanges, petroleum refining by PSUs, courier services under the government route has now been brought under the automatic route. Removal of restriction in tea plantation sector. FDI limit raised to 74% in credit information & 100% in asset reconstruction companies. FDI limit of 26% in defence sector raised to 49% under Government approval route. Foreign Portfolio Investment up to 24% permitted under automatic route. FDI beyond 49% is also allowed on a case to case basis with the approval of Cabinet Committee on Security. Construction, operation and maintenance of specified activities of Railway sector opened to 100% foreign direct investment under automatic route.

SECTORS WITH RESTRICTIONS

SECTORS WHERE FOREIGN DIRECT INVESTMENT IS PROHIBITED : Lottery Business including Government /private lottery, online lotteries, etc. Gambling and Betting including casinos etc. Chit funds Nidhi company-(borrowing from members and lending to members only). Trading in Transferable Development Rights (TDRs) Real Estate Business (other than construction development) or Construction of Farm Houses Manufacturing of Cigars, cheroots, cigarillos and cigarettes, of tobacco or of tobacco substitutes Activities / sectors not open to private sector investment e.g. Atomic Energy and Railway Transport (other than construction, operation and maintenance of (i) Suburban corridor projects through PPP, (ii) High speed train projects, (iii) Dedicated freight lines, (iv) Rolling stock including train sets, and locomotives/coaches manufacturing and maintenance facilities, (v) Railway Electrification, (vi) Signaling systems, (vii) Freight terminals, (viii) Passenger terminals, (ix) Infrastructure in industrial park pertaining to railway line/sidings including electrified railway lines and connectivities to main railway line and (x) Mass Rapid Transport Systems.) Services like legal, book keeping, accounting & auditing.

SECTORS WITH CAPS Petroleum Refining by PSU (49%). Teleports (setting up of up-linking HUBs/Teleports),Direct to Home (DTH), Cable Networks (Multi- system operators (MSOs) operating at national, state or district level and undertaking upgradation of

networks towards digitalization and addressability), Mobile TV and Headend-in-the-Sky Broadcasting Service (HITS) – (74%). Cable Networks (49%). Broadcasting content services- FM Radio (26%), uplinking of news and current affairs TV channels (26%). Print Media dealing with news and current affairs (26%). Air transport services- scheduled air transport (49%), non-scheduled air transport (74%). Ground handling services – Civil Aviation (74%). Satellites- establishment and operation (74%). Private security agencies (49%). Private Sector Banking- Except branches or wholly owned subsidiaries (74%). Public Sector Banking (20%). Commodity exchanges (49%). Credit information companies (74%). Infrastructure companies in securities market (49%). Insurance and sub-activities (49%). Power exchanges (49%). Defence (49% above 49% to CCS).

SECTORS REQUIRING CENTRAL GOVERNMENT APPROVAL Tea sector, including plantations – 100%. Mining and mineral separation of titanium-bearing minerals and ores, its value addition and integrated activities -100%. FDI in enterprise manufacturing items reserved for small scale sector – 100%. Defence – up to 49% under FIPB/CCEA approval, beyond – 49% under CCS approval (on a case-to- case basis, wherever it is likely to result in access to modern and state-of-the-art technology in the country). Teleports (setting up of up-linking HUBs/Teleports), Direct to Home (DTH), Cable Networks (Multi- system operators operating at National or State or District level and undertaking upgradation of networks towards digitalization and addressability), Mobile TV and Headend-in-the Sky Broadcasting Service(HITS) – beyond 49% and up to 74%. Broadcasting Content Services: uplinking of news and current affairs channels – 26%, uplinking of non-news and current affairs TV channels – 100%. Publishing/printing of scientific and technical magazines/specialty journals/periodicals – 100%. Print media: publishing of newspaper and periodicals dealing with news and current affairs- 26%, Publication of Indian editions of foreign magazines dealing with news and current affairs- 26%. Terrestrial Broadcasting FM (FM Radio) – 26%. Publication of facsimile edition of foreign newspaper – 100%. Airports – brownfield – beyond 74%. Non-scheduled air transport service – beyond 49% and up to 74%. Ground-handling services – beyond 49% and up to 74%. Satellites – 74%. Private securities agencies – 49%. Telecom-beyond 49%. Single brand retail – beyond 49%. Asset reconstruction company – beyond 49% and up to 100% Banking private sector (other than WOS/Branches) – beyond 49% and up to 74%, public sector – 20%.

Pharmaceuticals – brownfield – 100%.

CROPS AND SEASONS IN INDIA

In India there are mainly three seasons:

KHARIF CROPS Kharif Crops are sown at the beginning of the south-west and harvested at the end of the south-west monsoon. Sowing seasons-May to July Harvesting season-September to October Important crops: Jowar, bajra, , maize, cotton, groundnut, jute, hemp, sugarcane, tobacco, ete.

RABI CROPS Rabi Crops need relatively cool climate during the period of growth but warm climate during the germination of their seed and maturation. Sowing season-october-December Harvesting season-February-April Important crops: wheat, barley, gram, linseed, mus•tard, masoor, pea~ and potatoes.

ZAID CROPS Besides the kharif and rabi crops, there are certain crops which are being raised throughout the year due to artificial irrigation. Important crops: watermelon, toris, cucumber, leafy and other vegetables.

TOP CREDIT RATING AGENCIES IN INDIA

CRISIL LIMITED Corporate office – Mumbai, Maharashtra. Establishment – 1987 CRISIL headquartered at Mumbai is India’s largest and first credit rating agency; and a global leader in research, ratings and risk & policy advisory services. It is one of the top credit rating agency in India which has won many prestigious awards in the credit rating category and had assessed more than 61000 entities.

CREDIT INFORMATION BUREAU INDIA LIMITED -(CIBIL) Corporate office – Mumbai, Maharashtra Establishment – 2000 CIBIL headquartered at Mumbai is an Credit Information Company which maintains records of an individual‘s payments related to credit cards and loans. The information about users credit cards and loans is later used by the CBIL to generate Credit information reports which are used to approve loan applications.

FITCH RATINGS INDIA PRIVATE LTD.

Corporate office – New York, USA Establishment – 1913 Fitch Ratings, a Fitch Group company is a among the top credit rating agencies in India incorporated in 1913 in New York, USA. Fitch Ratings provides financial information services in more than 30 countries and has over 2000 employees working at 50+ offices worldwide.

CREDIT ANALYSIS & RESEARCH LTD. (CARE) Corporate office – Mumbai, MaharashtraEstablishment – 1993 CARE Ratings is second-largest among the credit rating agencies in India as far as Indian origin company is concerned. CARE’s rating businesses can be divided into various segments like for banks, IPO grading and sub-sovereigns. Company’s shareholders includes leading domestic banks and financial institutions in India.

ICRA LIMITED Corporate office – , Haryana Establishment – 1991 ICRA limited is a joint venture between Moody’s Investors and various financial services companies is a part of ICRA group which was founded in 1991. It is a Credit rating agency listed on the National Stock Exchange and Bombay Stock Exchange. ICRA has four subsidiaries ICRA Management Consulting Services Ltd, ICRA Techno Analytics Ltd, ICRA Online Ltd, PT. ICRA Indonesia and ICRA Lanka Ltd.

ONICRA Corporate office – Gurgaon, Haryana Establishment – 1993 Onicra Credit Rating Agency is a Credit and Performance Rating company based in Gurgaon and founded in 1993. Onicra is among the top 10 credit rating agencies in India offering smart and innovative solutions like risk assessment, analytical solutions and ratings to MSMEs, corporate and individuals.

SME RATING AGENCY OF INDIA LTD. (SMERA) Corporate office -Mumbai, Maharashtra Establishment – 2005 SMERA Ratings Ltd a Mumbai based company now expanded to 13 more locations was founded in year 2005. SMERA a joint venture of SIDBI, several private sector banks in the country and Dun & Bradstreet Information Services India Pvt. Ltd. (D&B). Since 2005 SMERA rated over 23,000 MSMEs pan India.