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AgriProFocus is an international network with Dutch roots that promotes and drives farmer entrepreneurship among farmers and their organisations. We believe that primary producers worldwide are the key to local economic growth and sustainable agri-food systems. Only Not a member yet? in this way we can sustainably feed 9 billion people by 2050. Register here: We are active in Africa (12 countries), http://agriprofocus.com/registration Indonesia and in the Netherlands and organizes a regular calendar of Business 2 Business events and fairs, expert meetings, knowledge events and debates. Moreover the network provides brokering services as well as an active online space for networking and exchange.

Sign Up! Meet and interact with over 900 members from and over 10,000 worldwide members. Access an online Market Place. Create Business Opportunity. Promote your product. Share Experiences Inside Forward, 1 Previous Finance Fairs, 2 Cooperative Bank of (CBO) S.C, 5 Oromia Insurance Company (OIC), 6 Oromia Credit and Saving S.C (OCSSCO), 8 Buusaa Gonofaa MFI, 9 Duro Abaro Farmers Marketing Union, 11 Meki Batu Fruits & Vegetables Producer Cooperatives Union, 12 Yuniyeenii Qonna Maraa Raayyaa Kajawaa, 14 Uta Wayu Multi-Purpose Cooperative Union, 16 Duro Shalla SACCO Union, 18 LIVES, 21 Oxfam, 22 Red een Kind, 24 HU-ISSD, 25 Development Expertise Center (Dec), 26 Canadian Hunger Foundation (CHF), 28 FSRE-Fund/ICCO Cooperation, 29 Oromia Agricultural Research Institute - Adami Tulu Agricultural Research Center, 30 Send a Cow Ethiopia, 32 Solagrow PLC, 34 TGT Enterprise, 35 Bere Sericulture Production Limited Company, 36 Directories, 38 Agri-Business Finance Fair Batu March 27-28, 2015

Developed by: AgriProFocus Ethiopia in cooperation with Oxfam

Graphic Design: Gizaw Legesse/AgriProFocus Ethiopia

Cover Photo: Meki Batu Fruits & Vegetables Producer Cooperatives Union

All information in this catalogue is provided by the financial institutions, the capacity builders and the private companies profiled here in. The Directories included are also assembeled from various public sources. The publisher will not be held responsible for any content provided in this catalogue.

Finance Fair Organization: This Batu Agribusiness Finance Fair Catalogue is prepared and disseminated by AgriProFocus Ethiopia in collaboration with Oxfam. The aim is to bring farmers, farmers’ organizations and rural enterprises from one side, and financial service providers from the other side together at the presence of capacity builders/NGOs, research institutes and policy makers to discuss on the rural financial service Forward provision successes, challenges, and recommendations against the challenges. This finance fair is based on prevailing mismatch between demand and supply of financial services in rural areas, and investment capacity of farmers and entrepreneurs of central rift valley areas.

Gerrit Holtland The information contained in the catalogue, if judiciously utilized, are believed to be vital to farmers, farmers’ Country Coordinator organizations, rural enterprises, financial service providers, AgriProFocus Ethiopia capacity builders/NGOs and policy makers for the purpose [email protected] of curbing problems of mismatch in demand and supply of www.agriprofocus.com/ethiopia financial services in rural areas. Moreover, it contributes in bringing more farmers and financial service providers together through open discussions at the forum and subsequent contacts. Parallel with these, the forum contributes towards promotion of investment.

So far, AgriProFocus Ethiopia conducted seven finance fairs in the country: Batu Finance Fair is the eighth one. On these finance fairs, farmers, farmers’ organizations, rural enterprises, financial service providers, capacity builders/ NGOs and policy makers came together and discussed on how to curb problems of mismatch between demand for and supply in financial services in rural areas being accompanied by some recommendations.

We do have opinion that careful and continuous use of these successive Finance Fairs can improve intuitive understanding of farmers, financial service providers and capacity builders on financial services provision successes, challenges and possible recommendations. We also suppose policy makers make use of the recommendations made in these regards. Meanwhile, your comments and constructive suggestions are highly appreciated to make the aim of the Finance Fair a success.

1 Agribusiness Finance Fair - Batu Previous Finance Fairs Batu is the 8th Finance Fair AgriProFocus is an international network with Dutch roots that promotes and drives farmer entrepreneurship among farmers and their organisations. We believe that primary producers worldwide are the key to local economic growth and sustainable agri-food systems. We are active in Africa (12 countries), Indonesia and in the Netherlands and organizes a regular calendar of Business 2 Business events and fairs, expert meetings, knowledge events and debates. Moreover the network provides brokering services as well as an active online space for networking and exchange. AgriProFocus Ethiopia is working on a range of themes in agricultural development. One of the major themes is access to finance in agriculture. The economy of Ethiopia is largely based on agriculture, but like elsewhere in Africa the level of investment in agriculture has been less than 15% and this affects the growth of agriculture seriously. Banks have for long considered farmers, agricultural Coops and rural SMEs as being not bankable as they lack organizational capacities and professionalism, and also the lack of collateral is an issue. For those that do have a valid business case, it was often impossible to get access to finance as Banks have little or no means of managing the risks related to agriculture. The idea of our Finance Fair aims to connect the Demand & Supply side of the finance sector, so that both can understand each other’s businesses and would work together. The event will have a market place where farmers look at the display areas of MFIs, Banks, equipment suppliers, other farmer organizations and capacity builders. Moreover, finance and investment focused papers will be presented and discussions would be held in the event. The second day of the event would be a field visit as experience sharing opportunity. To address this problem of mismatch between demand and supply sides of financial service provisions, AgriProFocus Ethiopia organized seven Finance Fairs since 2012. This Batu Agribusiness Finance Fair is the eighth one. 2012 The 1st Agribusiness Finance Fair was successfully organized in Jimma on October 2012. It was organized in collaboration with Jimma University, College of Agriculture & Veterinary Medicine. More than 250 individuals attended, (from Government Offices, Academic Institution, NGO’s, MFI’s, Banks, Insurance, Union / Cooperatives, MSEs). 10 Organizations attended the Market Place. (NGO’s, MFI’s, Banks, Insurance, Union / Cooperatives & SMEs). 8 Papers presented. Field visit organized by TechnoServe (Their work with NIB International Bank and Cooperative Bank of Oromia). 2012 The 2nd Agri-Business Finance Fair was held in Hawassa on December 2012. It was organized in collaboration with Hawassa University, College of Agriculture. Attended by 471 participants (From Hawassa University, Government Offices, NGOs, Banks, Microfinance Institutions, Unions, Cooperatives, Rural SMEs & Farmers). 16 organizations exhibited their products & services. 4 papers presented. Field visit organized by Commercial Bank of Ethiopia & TechnoServe.

Agribusiness Finance Fair - Batu 2 2013 The 3rd Agri-Business Finance Fair was held in Bahir Dar in April 2013. Bahir-Dar University/Integrated Seed Sector Development Amhara Program II was co-sponsor of the fair. 250 farmers & professional attended the fair. 17 organizations, from MFIs, Banks, Private companies & Capacity Builders, were exhibited their products & Services. 4 papers presented. Field visit organized by BDU/ISSD II Project. Follow up discussion was made with (Buna International Bank, CBE, Abay Bank & ACSI). 2013 The 4th Finance Fair was held in Mekelle on August 24 & 25 , 2013. Mekelle University/Integrated Seed Sector Development II Project was Previous Finance Fairs co-sponsor of the fair. 300 individuals attended. 12 organizations, from MFIs, Banks, Private companies and Capacity Builders, were exhibiting their products & Services. 4 papers presented. Field visit organized by MU/ISSD II Project. Hawassa 2014 The 5th Finance Fair took place in Hawassa, the city that hosted the 2nd Finance Fair also. It was on March 1&2, 2014 at Hawassa University Agricultural College compound. Hawass University/ISSD was the co-sponsor. 350 individuals attended. Over 17 organizations exhibited their product and services 5 Papers were presented A field visit to Kayo Seed Producer Cooperative, organized by HU/ISSD 2014 Bishoftu city hosted the 6th Finance Fair organized on July 15-16 in collaboration ISSD South & West Oromia Unit/Oromia Seed Enterprise . More than 350 individuals attended. Over 15 organizations exhibited their product and services 7 Papers were presented A field visit to Biftu Farmers’ Primary Seed Producer Cooperative operating in Lume Wereda 50 km from Bishoftu. Haramaya 2014 The 7th Finance Fair was organized in Haramaya on November 7-8, 2014 in colaboration with Haramaya University/ISSD Program. Arround 400 people attended. 20 organizations exhibited their product and services 7 Papers were presented Field visits to Haqan Gudina Multi-Purpose Cooperative and Jiru Siresa Milk and Milk products producers (women) cooperative took place.

3 Agribusiness Finance Fair - Batu Previous Finance Fairs

Few results to mention... Farmers got the opportunity to meet & discuss different stakeholders that offer financial & non-financial products/ services. Farmers got right information on the type of products & services offered & conditions on access. Trigger business relationship, collaboration & partnership. Savings deposit & potential deal making was possible. Communication & knowledge sharing on a broader context. The concept ‘’who will serve the Missing Middle’’ discussed very well. Private sector engaged. Academic institutions were find to be the right place to host the Fair. New Partnership were established between Buna International Bank and USAID/AGP-AMDe Project. More than 236,000,000 Birr was approved to be given to the cooperatives and unions up on the fulfillment of the requirements by the lenders. Taking the idea from the event, ISSD/HU organizes a workshop to linking farmers with the financial institution, which is connecting both connect the demand and supply side. Establishment of Partnership with Banks, MFI’s and capacity builders to organize the Finance fairs in collaboration. In this partnership; money, time& expertise were utilized to meet the objective of the event. Support in Business Proposal Preparation initiated, and AgriProFocus Ethiopia is planning to help farmers’ organizations on their loan requesting proposals in parallel with the ongoing Finance Fair events.

Agribusiness Finance Fair - Batu 4 Vision Committed to Breakthrough! To be competent, reputable and socially responsible Bank in Africa. Mission Establishment To Provide full-fledged and customer Cooperative Bank of Oromia S.C.was established to fulfill responsive banking services for the demand and supply gap observed in the financial Financial Institutions cooperative societies, individuals, services among cooperatives and other operators in & other entities with special Ethiopia. CBO (S.C.) was registered commercially on emphasis to agricultural and agro- October 29, 2004 in accordance with article 304 of based businesses financing, and to Commercial Code of Ethiopia. It was established in line maximize shareholders value through with proclamation no. 84/1994 with authorized capital of Birr 300 million. It started operation on 8th March 2005, use of competent and disciplined with paid up share capital of birr 112 million. employee, visionary leaders and modern banking technologies. Salient Features Ownership Broad ownership base and diversified (in million) ownership structure Cooperative 62.86 First bank of its kind in the country • Primary Cooperatives 51.62 First private bank in the country • Cooperatives Union 10.73 established with big paid up capital • Cooperatives Federation 0.52 Social and cultural values oriented services Non-Cooperative 37.14 Investment •Organizations and Associations 20.47 The Bank has invested in: •Individuals 16.67 Oromia Insurance Company (OIC) Orologo PLC Elemtu Dairy PLC Gutu Oromia PLC Address: Cooperative Bank of Oromia Olympia, Africa Avenue CBO Branches No. of Branches P.O.BOX 201053 City Branches () 38 Addis Ababa, Ethiopia Phone: +251-115-522759 Special Zone of Oromia 11 Fax: +251-115-00037 Outlying Branches 95 [email protected] Total Branches 108

5 Agribusiness Finance Fair - Batu Financial Institutions Oromia Insurance Company (S.C) OIC is an innovative company that transacts all classes of insurance under one roof. Number of Branches: 12 branches at upcountry towns and 17 in Addis Ababa

Number of Rural Clients: DANIEL NEGASSA Farmers organized in cooperative unions (more than Head, Micro Insurance Dep’t 19,978 households) Addis Ababa Tel: +251 911 146 072 Total rural portfolio: +251 118 962 094 From 2010 - February 2015 : E-mail: [email protected] Sum Insured: More than Birr 50,000,000.00 www.oromiainsurancecompany.com.et Premium: More than Birr 4,000,000.00 Agricultural Service Products Multi peril Index Based Name of the Multi peril Crop Weather Index Livestock Livestock Insurance product Insurance Crop Insurance Insurance Insurance Requirement for applying ≥ 0.25 hectare for all Group Groups or individual Groups or in terms of activities? crops with ≥10 Livestock Individuals in -Group pastoral Zone Requirements in terms of Collected and paid by Collected Collected and paid by Intermediaries premium payments intermediaries and paid by intermediaries or Insurers may intermediaries collect Modes of claim Insurer pay to Insurer pay to Insurer pay to Insurer or payments Intermediaries then they Intermediaries Intermediaries Intermediaries pay to individuals then they pay to then they pay to pay to individuals individuals individuals How is risk assessed? On spot loss verification Depend on Death report Satellite (Physical farm rainfall amount from the assigned based forage assessment) committee availability Requirement for the Call, letter through fax No need Letter, ”photo of No need applications(documents) carcass” for the claim Application procedure DAs - Union – OIC No need Individual- No need (claim) committee/group- OIC Period of insurance Cropping season Cropping season One year One year with two seasons

Products • Group Term • Individual Term • Mortgage Protection Insurance (MPI) • Whole Life (with or without profit) • Endowment (with or without profit) • Anticipated Endowment (with or without profit) • Endowment Annuity (with or without profit) • Educational Endowment (with or without profit) • Pure Endowment • Riders • Accidental Death Benefit (ADB) • Accidental Death and Dismemberment Benefits (AD & D) LIFE INSURANCE • Comprehensive Accidental Insurance Benefits (CAI) • Waiver of Premium Benefits (WOP) • Funeral Expenses Cover • Terminal Illness/Dread Disease Cover Agribusiness Finance Fair - Batu 6 OIC: Other Services Products

General Accident Insurance • Personal Accident/Individual & Group • Workmen’s Compensation/Employer’s Liability • Accident & Illness/Medical Insurance

Fire and Allied Perils Financial Institutions • Fire & Allied Perils - Material Damage • Fire & Allied Perils – Loss of Profits Motor Insurance • Private Motor Vehicles Comprehensive including Personal Accident Benefits Third Party Only Third Party with Fire & Theft • Commercial Motor Vehicles Comprehensive including Personal Accident Benefits in case of Own Goods Carrying Third Party Only Third Party with Fire & Theft • Motor Trader’s Comprehensive Garage & Showroom Risks Road Risks General Third Party Liability • Agricultural Machinery and Implements • Motor Cycles and Other Motor-Driven Vehicles Money Insurance Engineering • Contractors’ All Risks (CAR) • Erection All Risks (EAR) • Machinery Breakdown • Boiler and Pressure Vessel • Electronic Equipment Insurance • Contractors’ Plant and Machinery, and others Aviation (Cargo and Hull) Travel Insurance Bonds • Bid • Performance • Advance Payment • Supply • Maintenance • Customs

LIFE INSURANCE LIFE All Risks Insurance Plate Glass Marine Insurance – Cargo • Sea & Air Freight • Inland Transit • Species/Money • Inland Carriers Liability General Liability Insurance • Product Liability • Public Liability • Professional Indemnity

7 Agribusiness Finance Fair - Batu Financial Institutions Oromia Credit and Saving S.C (OCSSCO)

Contact Address: OCSSCO Head Quarter Geographic Operational Area: Tel: +251-115-57-11-59/45 Oromia National Regional State Fax: +251-115-57-11-52 Harari Regional State www.oromiamicrofinance.cm Finfine City Administration Kazanchis, Odaa Tower Building Diredawa City Administration Finfine Agricultural Credit Products OCSSCO Loan Products Product Parameter Rural GB loan Agricultural Input Loan MSE Loan Urban GB Loan Target Clients Gender Both Both Both Both Loan methodology Group Group Licensed Group Enterprises Age Range of Clients, 18-60 >18 >18 years 18-60 Loan Amount Range Up to 15,000 Up to 15,000 Based on business Up to 15,000 /ETB/ feasibility Loan Term Max. of 1yr Max. of 1 yr Up to 3yrs Max. of 1 yr Repayment Modality End of term End of term Installment Installment Interest Rates 15% 15% 10% 10% Application fees 3% upfront 3% upfront 2% in cash 3% upfront Pre-loan Saving 5% upfront 5% upfront 15-20% 5% upfront Monthly Saving 25.00 25.00 100.00 25.00 Agricultural Service Products Product Parameter OCSSCO Saving Products Voluntary Savings Compulsory Regular Sorema / Handura / Non-interest Current Saving Pension/ Minor/ Bearing Account Target Clients Loan customers All All All All All

Deposit Type Mandatory Voluntary Voluntary Voluntary Voluntary Voluntary Age Range 18+ unrestricted 18+ unrestricted unrestricted 18+ Deposit period range Depends on loan Unrestricted ≥5 yrs ≥5 yrs Unrestricted Unrestricted term Min. Opening Balance 5% of the loan 10 10 10 10 1,000.00 Deposit Frequency Monthly up front Unlimited Unlimited Unlimited Unlimited Unlimited Interest Rates 5% 5% 6-10% 6-12% No No OCSSCO has been providing micro insurance for group based /GB/ clients that are mainly farmers. The company has also been under pilot test to introduce index base cattle and crop insurances. Status as of June 30, 2014: Active Client: 1 million; Branch Outreach: 302 full-fledged branches and 82 service posts Loan Disbursement: 3 billion; Saving Mobilization: 2 billion

Agribusiness Finance Fair - Batu 8 Buusaa Gonofaa MFI

29 branches in Oromia region 22 Rural service Facilities in 6 districts of Oromia region Number of Rural clients 47,958 (March 2014) Total rural loan portfolio 107,031,675 Average loan size 2,232 Financial Institutions Input loan( Individual malt barely, Name of Loan Homa-Homa - micro- Individual- RSF wheat, maize) Product Group Term loan irrigation loan loan vale chain financing Requirement for Group members Business visit; Business visit; Group members applying in terms of approval Collateral Collateral or approval activities or personal personal guarantor guarantor Requirements in Not required Economic Economic viability Not necessary terms of profitability viability condition Requirement in Harvesting season Cash flow basis Cash flow basis Harvesting season terms of cash flow cash out flow cash out flow (of loan or business) consideration consideration Requirement in Clean track record Clean track Clean track record Clean track record terms of credit record history Requirement in - - - - terms of sales contract Collateral Group joint liability Personal Personal guarantor Personal requirement guarantor guarantor How is risk Group members Business visit Business visit Group members assessment? own assessment own assessment Requirement for - - - - the applications (document) Application Oral at branch office Oral at branch Oral at RSF office Oral at branch procedure or village office office or village Interest rate 24% 18% 24% 18% (average) Payback schedule (min./max. period) Min. amounts 200 1,000 1,000 1,000

Max. amount 6,000 50,000 50,000 10,000

Grace period 9 months 3 months 4 months 9 months

9 Agribusiness Finance Fair - Batu Financial Institutions Buusaa Gonofaa MFI

Agricultural saving products Planned time Compulsory Product Name Saving account Time deposit deposit saving Requirement to open ID Card, 2 ID Card, 2 ID Card, 2 Access to loan account photographs photographs photographs Application In person In person In person In person procedure Interest rate 6% 8% plus 7% plus 5% Minimum amount 10 birr 500 20 10 Withdrawal on demand and On maturity On maturity Immediately after procedure quick settling loan payment

Other Services

Weather index crop insurance Fast deposit and loan collection service through use of POS

Agribusiness Finance Fair - Batu 10 Duro Abaro Farmers Marketing Union

Year of establishment • Duro Abaro Farmers Marketing union was

established in 2012 based on national rules and Unions regulation for cooperative governance. Vision • To see a competitive market outlets that benefit Duro Abaro farmers marketing organization both nationally and internationally. Mission • Seek to provide embedded services to its member farmers marketing organizations and serve as a channel for high market reach. Strategic Objective • To render efficient marketing service for members • To increase market share for members produce through customer satisfaction • To distribute its product for members of the union on fair price • To increase financial sources of the union for its sustainability Capital of the Union • The total capital of the union is 2,461,400.54 birr • Fixed asset estimated at about 1,680,000 birr • Working capital accounts for birr 781,400.54

Members of the union • 15 primary cooperatives having 1808members out of which 397 were female members Contact address Duro Abaro Farmers Marketing Organization Union, Oromiya Region West Arsi Zone Arsi Negelle District Ethiopia, Email:[email protected]

11 Agribusiness Finance Fair - Batu Meki Batu Fruits & Vegetables Producer Cooperatives Union

Unions Head office located in Meki township at 135km on the road to Hawassa and 60km south of Mojo town south in East Shoa Zone, woreda of Oromia region Vision To see betterment in members living condition and a union with a good competing capacity in the free market Members’ Products economy. Mission Fresh Fruits and To contribute to improvement in production, productivity Vegetables and marketability of members products. Tomato Onion Pepper Potato Cabbage Beans (G/beans& H/ beans) Papaya Seeds Beans (G/beans& H/ beans) Onion Maize

Established on May 11, 2002, currently the number of member Cooperatives in the Union reached 150, of which three of them are women Cooperatives. The total number of individual members in the 150 Cooperatives is 7994, and 1414 of them are women. The members of the Cooperatives family size is 53,154 (26,406 Male and 26,748 Female).

Agribusiness Finance Fair - Batu 12 Unions

Major Functions • To consolidate and sell members’ produce to local and foreign market • To supply appropriate agricultural inputs for producers at fair price, on time and required amount. • To facilitate better access to credit service • To collect and distributing market information to producers • Provision of technical and advisory support for producers • To provide mechanization and maintenance services • To provide Training & education • To participate in cooperatives Social service

12 year’s Organizational development: 2002 to 2014 At establishment On Parameter May 2002 As at June 2014 Growth Membership 2 woredas (Dugda & 6 Woredas in 2 Zones 3 folds geographic coverage ATJK) in 4 woredas (Dugda ,, ATJK & ) in East shewa zone

2 Woredas (Ziway-Dugda & Dodota) in Arsi zone Number of member 12 150 12.5 folds primary cooperatives Household head 527 (461 male & 66 7,994(male 6580 & 1414 female) 15 folds of total members female) 14 Folds for Men 24.4 Folds for Women Family members of 2635 (330 female &2305 53,154 (male 26,406 &26,748 21folds member household male) Female ) heads (20.2; 80; 11.6) folds Size of irrigated land 400ha Above 4,002 ha 10 folds owned by members, Hectare Capital, Birr 500,000 birr 60,000,000mil (120 fold)

13 Agribusiness Finance Fair - Batu Yuniyeenii Qonna Maraa Raayyaa Kajawaa Misooma waliiniitiif wajjin haa hojjennu!! Unions Teessoo: Naannoo Oromiyaa, Godina Arsii Lixaa aanaa Kofalee, Magaalaa Kofalee Bilbila: +251461120782 Moobaayila: +251916000054

1. Hundeeffama Yuniyeenichaa qonnaan bulaan tekinoloojii • Caamsaa 10, 2000 haraatti akka fayyadamuufi guddina hawas-dinagdeen aanicha keessatti • Baayi’naa wldaalee bu’uuraa 26 gumachaa guddaa godhee akka • Miseensota Dhira 5435 dubartii 682 (mara6120) argamu. • Qooda murta’e 166; qarshiidhaan 830,000.00 • Kan bitame 40.692 ; qarshiidhaan 203465.00 5. Ergama • Kennaa aragatan 70,245.00 • Yuniyeenii bu’aa miseensotaatiif kan hojjatu • Qarshii galmee 26,000.00 • Tajaajila saffisaaf ga’umsa qabu miseensotaaf hawaasa nannootiif 2. Haala yeroo ammaa yuniyeenichaa kennu • Qooda bitame: 228484.20 • Rakko hawas-dinagee isaa hiikuuf of danda’anii akka socho’an taasiisu • Kennaa 753125.10 • Miseensi ofitti amanamummaa akka • Qarshii kafalame 36,000.00 horatu taasisuu • Bay’ina miseensota waldaale bu’uura 36; dhiirri • Human dandeettii isaanii akka 9077 dubartiin 1248 (mara 10325) cimsatan taasisuu • Kaapitaala: Qrshii 3929787.00 • Qooda Dhaabbilee biro wajjin qabu 6. Hojiilee Gurguddoo - Baankii Walda’a Gamtaa Oromiyaa 168,000.00 Yuuniyeenii Hojjataa Jiru - Federeshinii Qonna Oromiyaa 80,000.00 • Callaa Guddistuu adda addaa - Bondii Hodha laga Abbayyaatiif 20,000.00 dhiyeessuuf raabsuu • Omisha miseensotaatiif gabaa barbaadu 3. Naannoo Hojii Yuniyenichaa • Tajaajila liqii kennuu Daangaan hojii isa Godina arsii Lixaa, aanaa Kofalee yoo ta’u – aanaan Kofalee qilleensa baddaa fi badda • Leenjii miseensotaaf kennuu dare kan qabu waan ta’eef omisha garbuu nyaataa • Tajaajila odiitii kennu fi garbuu biiraatiin kan beekamtuudha. Kana males qamadii boqqolloo, talbaa, baaqelaa fi kuduraafi • Tajaajila mekanaayizeeshinii kennuu muduraa kan akka moose, raafuu maramaa, kaarotii, • Tajaajila konkolaataa geejibaa hundee dimmaa fi kkf oomishuun ni beekamti. Gama kennuu biraatiin aanaan kun horsiisa loonitiin beekamtuu waan taateef oomisha bu’aa horii irratti xiyyeffatamee • Tajaajila midhaan/sanyii filatamaa yoo hojjatame bu’aan gaariin ni argama. qulqulleesu kennuu

4. Mul’ata 7. caasaa yuuniyeenichaa Qonnaan bulaan miseensa yuniyeeni ta’ee • Yaa`ii waliigalaa-108 cimee hojjachudhaan oomishaa fi omishtummaa • Hojii Raawachiiftuu namaa -7 guddisudhaan galii qotee bulaa akka guddatuuf • Koree to`annoo -3 Agribusiness Finance Fair - Batu 14 8. Hojjetoota 9. Qabeenya dhaabbataa yuuniyeenichaa yuuniyeenichaa • Waajjira balbala torba • Hojigeggeessa-tokko • Hojjetaa Herregaa-2 • Mana kuusaa sadarkaa isaa eegate kuntaala 10,000- • Maallaqa qabaa-1 15,000 kan qabu • Hojjeta mana kuusaa-1 • Maashinii sanyii qulqulleessu

• Gurgurtaa meeshaa-1 Unions • Hojetaa Agronoomii-1 • Konkolaataa haamaa tokko /kombaayinara • Waardiyaa-2 • Konkolaataa fe`iinsaa tokko • Haala mijeesitu-1 • Ogeessa gabaa-1 • Mootor saayikelii tokko • Opereetara kombaayineraa-1

10. bu`aa waggaa waggaan hanga bara 2005

2001 2002 2003 2004 2005 26022 62862 654066.99 547810 600242.94

11. Kaapitaala Yuuniyeenii bara baraan hanga bara 2005

2001 2002 2003 2004 2005 269616.7 320791 701397.94 1412638.14 1773876.49

12. hojiilee gurguddoo yuuniyeenichi hojetaa ture

Gosa hojii saf 2001 2002 2003 2004 2005

Daapiif yuuriyaa ku 10493 16638 10186 21373 27048

Sanyii filatamaa Ku 215 820 1148 1415 2100

Farra aramaa Lit 2043 111130 1520 1750 3214

Farra waagii Lit 500 160 1046 2500

Misooma waliiniitiif wajjin haa hojjennu!! Sanyii kuduraa Kg 140 125 847 2050

Gabaa omishaa ku 1380 800 1450 2005

15 Agribusiness Finance Fair - Batu Uta Wayu Multi-Purpose Cooperative Union Contact Details: Unions Ato Huseen Hamu: CU manager Ato Muktar Adem: Deputy Manager +251-46-110-1395 + 251-93-423-6172 Shashemene Town, West Arsi Zone, Oromia Region

Uta Wayu Multi-purpose farmers’ Cooperative Union, located in Vision town at 250km south west of Addis • To see the zone is food secured Ababa, is one of the Unions found in West in increasing the production and Arsi Zone of Oromia National Regional productivities of the area. State. • To see more dynamic fully functional The Union has been established in multipurpose cooperative that give February 01/06/1998 E.C by 19 Primary full service for the wellbeing of the Cooperatives consisted (Male 6636 & community. Female 898) a total of 7534 members by the small initial capital of 172,000.00 Birr in Shashamane district. Mission Currently Uta Wayu Farmers’ Cooperative • Reduce the market fluctuation in the area by reducing individual merchant Union has boosted its capital to intervention which exploits the 28,609,977.79 Ethiopian birr and the smallholder’s farmers number of member primary cooperative society has also augmented to 180 • To create valid and functional representing 42,068 Male & 8,146 Female cooperatives that solve totally the needs of farmers with the total number 50,214 household farmers of six weredas: (Arsi Nagele, • To reduce the shortage of seeds in Shashemene, Qore Shala, Siraro and participating in the seed multiplication Wondo). activities

Objectives • To provide agricultural inputs (fertilizer, improved seed, chemical, shopping, mechanization) and different services those increase the production and productivity of members with reasonable price and on time. • Providing effective training for primary cooperatives boards to build their management capacity. • Create good market environments to the members in their area • Increase the benefit of primary cooperative and their members though providing marketing fund as the cooperative purchase their product with right price and weighting scale. • Supervise the activities of the primary MP cooperative to strength them and to give more service to the individual members

Agribusiness Finance Fair - Batu 16 Current Activities • Agricultural input supplying and distribution to its members. •Market information and linkage. • Provision of Audit services to its members. • Technical trainings for members, non-members and staff. • Grain marketing services. • Tractor and mechanization services.

• Multiplication of improved seeds. Unions • Providing transportation services to its members. • Providing credit and storage facilities for the input as well as for the produce. • Supply and distribution of consumer goods. • Supply and distribution of construction materials. • Promoting weather index insurance for farmers.

Future plan of the unions • Importing and supplying Agricultural inputs 179741713.23Construction of G+3 building at Shashemene town for different purposes. • Delivering the market information. • Agro processing service. • Mechanization services. • Exporting Agricultural products. • Environmental protection. • Improved seed multiplication, cleaning and packing services. • Giving training and education to the members. • Promoting new agricultural technologies. • Facilitating credit services for its members. Financial Position of the Union

Year Fixed Asset Current Asset Liabilities Capital Profit Dividend

1998 90,576.00 8,131,543.54 7,805,248.21 416,871.33 202,878.96 71,007.63

1999 119,030.64 726,604.14 10,362,978.55 845,634.78 199743.38 128,735.75

2000 281,823.81 2,869,435.86 30,849,636.88 3,151,259.67 3,452,730.60 1,210,205.71

2001 1,284,760.48 4,787,388.67 6,072,149.15 2,586,264.27 2,586,264.27 905,192.49

2002 1,271,465.06 47,576,992.41 45,642,656.20 6,262,035.27 208,745.33 73,060.86 2003 1,812875.33 43,190,214.42 36,140,161.01 8,862,928.74 3,411,317.59 1,193,961.16

2004 1,857,282.61 224,094,952.77 211,760,484.59 14,978,250.79 7,098,615.71 2,484,515.50

2005 20,786,936.06 158,954,777.17 152,186,122.77 27,555,590.46 8,267,791.46 5,787,454.02 17 Agribusiness Finance Fair - Batu Duro Shalla SACCO Union Vision BACKGROUND OF THE UNION • To see SACCOs that contributes In Ethiopia, the potential income generating activities that can be financed are for the well being of the people and enormous and classified as on farm and off-farm. On farm activities includes small Unions economic and social development of livestock and crop production, input supply, purchase of oxen and fattening, while off- farm activities include traditional handicrafts, wide varieties of petty trade including its communities and beyond banking, food and soft drinks, kiosk, and grain milling. enriching the lives of our members. • To see strong and vibrant SACCOs None of those business activities and investment ventures described above can take off without the availability of sufficient financial resource. that can satisfy the needs of its member’s user. Whatever types of business opportunities people decide to engage in, there must • To see free all members of Duro be adequate source of financial resource they can easily access. People can borrow money from friends, family members, local money lenders, and so on. However the Shalla SACCO’s union from poverty rate of interest is usually so high in the case of money lenders that the borrower and vulnerability. basically works for the local money lenders. To address this problem, various primary SACCOs have been established as per the Mission cooperative proclamation no 147/98 in the west Arsi zone. The main purpose is to • To be leading provider of high provide saving and credit services to its members with the aim of creating permanent quality member service and source of financial resources from which people can take loans either to invest in their diversified financial products. existing business ventures or start new ones as required. • To organize autonomous, dedicated, To strengthen and consolidate efficient financial resource management of primary member controlled, and operated SACCOs in west Arsi zone, Duro Shalla SACCO union was established in Apr. 2001 saving and credit cooperatives. E.C, as per the cooperative proclamation no 147/98, and given a license by Oromia Region Cooperative Promotion Bureau to operate as saving and credit institution. The Objectives problem of non-viable SACCOs still exists and different studies have shown that there • To build financial strength, including are only few viable SACCOs. As a result of much effort within the SACCOs movement providing sufficient financial services Duro Shalla SACCO union is planning to change its direction towards a business and risk management that will ensure Principles. The viable SACCOs argued that making surplus and developing strong continued service to membership. SACCOs was in member’s interest in the long term, rather than short term gain of cheap loans only. • To achieve activities that primary SACCOs cannot achieve individually In view of the above, Duro Shalla SACCOs union was established to promote, develop, and provide support services to the primary SACCOs as well as to support the income- and establish sound financial generating effort of the wider public, especially the women’s in the five district institutions. (Shashemene, Shalla, Arsi Negelle, Siraro, and Wondo) of West Arsi Zone with future • To provide technical and other expansion strategy where there is no adequate financial services and with a mission to necessary material support to promote culture of saving and providing financial services to its members SACCOs. primary SACCOs. The SACCO’S Union implements its program with active participation of the • To promote viable and sustainable beneficiary communities and partnership of sect oral line departments and ECC- SACCOs in the rural areas. SDCOM (FSRDP). The implementation program is witnessed to have made positive • To minimize risk and to be cost contributions to the improvement of rural livelihoods as demonstrated by enhanced effective strategy for primary SACCOs. income earning opportunities, strengthened grassroots capabilities, and specially the • To build better investment ground empowerment of women and other marginal groups. for primary SACCOs. The local economy of the community is predominantly dependent on farm. However, • To create linkage with banks and the farm based economy by itself cannot sustain the life of the community. Thus, other financial institutions. there is a dire need to diversify house hold income sources to reduce food insecurity • To make strong chain with internal and vulnerability. One way of achieving this could be through sustaining food security auditing system in the primary at all level by increasing income generation opportunities. SACCOs. A possible intervention option includes promotion of saving mobilization (both in cash & in kind) economic mobilization and community investment. The program relies on Key Objectives participatory approach where communities take the lead in project identification and The overall objective of the union design of intervention experiences that can guide future implementation initiatives. SACCOs is to improve food security in the woreda’s of Siraro, Shala, CURRENT STATUS OF THE UNION Shashemene, Wondo, Arsi Nagelle The initial capital of the union in 2009 (during establishment) was birr. 118,000.00, in by accompanying producers in the 2010 has been 155,000, in 2011 has been 266,955.40 in 2012 has been 1,470,149.66 exercise of their right to food. and currently, in 2013 the capital of the union reached birr 4,357,509.12. The saving of member’s primary SACCO’s reached birr 1,955,689 & sheer of member’s primary SACCO’s reached birr 446,308.00 Specific Objectives Initially, Duro Shalla SACCO union has 33 primary SACCOs with 2,433 individual • Enhancement of saving and members in 2009. In the year 2010 the union has 38 primary SACCOs with 2,703 investment culture in the community individual members. In the year 2011 the union has 47 primary SACCOs with 3,195 • Encouragement of asset and income individual members. In the year 2012 the union has 55 primary SACCOs with 4,726 diversification in urban and rural individual members and currently the union has 81 primary SACCOs with 7,126 communities individual members. Among members 70.57 are women’s who are farmers. • To improve the socio-economic Out of the loan disbursed in the year 2010 the union has earned 16,509.10 from situation of women /men interest rate, in the year 2011 the union has earned from interest rate 11,051.25 and in the year 2012 the union has earned from interest rate 119,845.33. This year 2014 the union SACCO’s will be expecting 800,600 birr interest from loan. Agribusiness Finance Fair - Batu 18 Haramaya Finance Fair

19 Agribusiness Finance Fair - Batu Haramaya Finance Fair

Agribusiness Finance Fair - Batu 20 Capacity Builders

21 Agribusiness Finance Fair - Batu Oxfam Capacity Builders

Agribusiness Finance Fair - Batu 22 Capacity Builders

23 Agribusiness Finance Fair - Batu Capacity Builders Red een Kind

Number or Agribusiness clients: Farmers: through its partner-EKHC (>600 Farmers) Operational area: SNNPR Producer org: about 8 cooperatives are established Rural SME: not yet found...but, there is a huge (GamoGofa zone) demand for this service! Email: [email protected] Total rural portfolio: Website: www.redeenkind.nl Farmers: app 90% Producer org: app 10% Rural SME: 0

Area of Specialization Participatory market assessment/research Youth focused agri. skills training Business support services (life skills, entrepreneurial) Community development & organization Special focus on "marginalized groups”

Business Development Services Access to Management Name Type of Access to Markets finance (external Support(accounting, Advocacy the Services sources) OD etc)

City Branches X X (Addis Ababa) (we wish to work (together with part- with specialized ners keen to support agencies to create set up of effective market linkages coop.)

Other services Eg. Investment Grants

Red een Kind is relatively a new entrant into the field of Agri-business. It strives to contribute to rural economic development while stimulating sound social development. ReK seeks to cooperate with expertise organizations (in the field of agri-business) to play meaningful role to make “farming” an attractive venture. Skills development for youth is crucially vital. The rural youth will specifically be coached through viable agri-business opportunities, which later could evolve into stronger value chains. We want to contribute towards this end, together with our partners. We also would like to establish strong linkages with resourceful organizations, in the areas of promoting rural entrepreneurship & SMEs. Agribusiness Finance Fair - Batu 24 Address Facebook.com/issdoromiyaeast http://www.haramaya.edu.et/rch/projects/issd-ethiopia http://www.issdethiopia.org/ Business development services varieties. Volume of seed produced by the SPCs are also The Integrated Seed Sector Development increasing from year to year and contributing significantly (ISSD) Ethiopia programme is implemented to the region’s seed demand. by a consortium of partners including four Capacity Builders universities (Bahir Dar, Haramaya, Hawassa, and 24100 Mekelle), Oromia Seed Enterprise, Ethiopian Seed 22100 Total Production 20100 18787.84 Producers and Growers’ Association, and Centre 18100 for Development Innovation (CDI) of Wageningen 16100 University and Research Centre. 14100 12100 The first phase of the ISSD programme was 10100 8100 6342.3 implemented from 2009 to 2011 mainly through 6100 the LSB (Local Seed Business) project, where 34 4100 Production Volume (Qt) Production Seed Producers’ Cooperatives (SPCs), under the 2100 689 1411 100 LSB scheme, the LSB farmer groups have been 2010 2011 2012 2013 supported to become technically better equipped Seed production trends by SPCs from 2010-2013 in west and East Hararghe Zones. and more commercial in their seed production and marketing efforts, as well as to become more The HU-ISSD programme aims also at strengthening small autonomous in their operations in the seed sector. and medium-scale private seed producers, supporting their establishment and operations, and enhancing capacity The ISSD Ethiopia phase II programme was building through promoting public private partnerships. On launched in January 2012 with the objectives to the basis of assessment of the potential agribusiness firms, strengthen the development of a vibrant, market two private seed producers, which were supposed to be oriented and pluralistic seed sector in Ethiopia. competent and having the capacity to grow and diversify The programme follows the ISSD development seed businesses, were selected and started seed business principles in targeting its activities at specific through technical support provided by the programme. sectors, including local seed businesses (LSBs), private seed producers (operating at a regional Under the partnership and innovation project component, scale) and seed companies (operating at a national the ISSD programme aims at developing a mechanism with scale), but also promoting institutional innovation institutionalised regional coordinating bodies to facilitate in the sector through partnerships components. innovations and learning in the seed sector related challenges In addition, the programme supports services beyond the local level. Major innovative projects currently addressing different sectors, including research under implementation include: experimentation with and studies, sharing experiences and lessons post-harvest seed processing technologies for enhancing learnt, and capacity development. quality seed production; institutionalisation of seed quality advisory services at HU; establishing cooperative-based Haramaya University (HU) - ISSD Oromia East seed education and extension system; enhancing availability Programme is one of the arms of the project hosted of Hararghe specialty coffee seedlings through farmer- by Haramaya University working in the region participatory variety selection (PVS); and production of early (East and West Hararghe Zones of Oromia National generation seeds (EGS). Regional State) to promote entrepreneurship at local levels in the seed sector, thereby increasing The Knowledge Sharing and Capacity Development farmers’ access to and availability of quality and component (KSCD) has been mandated to facilitate quantity seed at affordable prices in the region. knowledge sharing and lessons learnt through different Accordingly, the programme has been supporting communication strategies to partners and stakeholders at SPCs in collaboration with different partners local, regional and, national levels. Accordingly, activities of and stakeholders. Currently, more than 40 SPCs the ISSD programme especially those associated with SPCs have been established in the region by HU-ISSD in seed business have been intensively promoted through programme and scaling up partners. The majority diverse communication channels including, publications, of the established SPCs have started production radio and television, seed exhibitions, mini-media, farmers’ and marketing of seeds of different crops and field days, travel visits, website, social media and others. 25 Agribusiness Finance Fair - Batu Capacity Builders Development Expertise Center (Dec) Vision DEC Aspires to see all Underprivileged Chil- dren Properly Fostered. Mission Promote capacity building for sustainable local development. Development Expertise Center Organizational Set-up (DEC) is an Ethiopian Residence Charity Structurally, the organization has a general assembly (GA) Organization established in May 2007 by ini- and a governing board. The Board is the higher legislative tiation of Edukans Foundation, the Nether- body of the organization that deals with decision making lands and re-registered in October 2009 as on policies and guidelines of the organization. It has a per the new Charities and Societies Procla- mandate to elect an Executive Director of the organization mation of the country, bearing a registration who executes the day to day activities with subordinate number, 0009. Directors. DEC has a management team that consists of core staff members led by the Executive Director. In Establishment regard to administrative system, DEC has all the necessary Development Expertise Center (DEC)is an documents and procedures of accounts with efficient Ethiopian Residence Charity Organization accountants. established in 2007, to promote Quality DEC has been working on more than 10 programs and / Education which makes basic difference in or projects in three regional states (Oromia, Amhara, the life of the underprivileged Children and and Afar) and Addis Ababa City Administration. The community members with special emphases major program areas of the organization include to children, youth and women and poor Capacity Development, Education, Early Child Care and households. Development (ECCD), Sexual and Reproductive health (SRH), and Food Security and Entrepreneurship. In the past Legal Personality six years, DEC has been working on the programs with all The legal personality of DEC is affirmed by its partners and stakeholders at expected standard and its statutes approved by its constituencies, results. For its good result registered, the organization has the registration Certificate Secured from the received several certificates and awards from government Charities and Societies Agency in addition line ministries and respective local communities for its Agreements at Federal Regional and District practical application in line to its plan and performance as level with respective line Bureaus. initially planned.

Core Values Respect Collaboration Accountability and Transparency Equity Integrity Commitment Excellence and Innovation Team work Compassion Professionalism Agribusiness Finance Fair - Batu 26 Programs of DEC

Project Departments Projects Projects under Education Connect 4 Change (C4C) department Edukans Education Expedition (EEE) Star School (SS) Child Friendly School Environment (CFS) Girls’ Power (GP) Equal Education (EE)

End School violence (ESV) Capacity Builders Student Led School Sanitation and Hygiene (SLSSH) Digital T Exchange (DTE) Projects under Food Security and Adequate farm-FSRE ONE Entrepreneurship department Connect the spent and generate employment-FSRE TWO Water for improved livelihood of Pastoralist Community CMDRR Institutional Embedment Fit for better life (F4L) Ethiopian Social Accountability Program Two (ESAP2) Projects under Sexual and The World Starts with Me( WSWM) Reproductive Health department My World My Life (MWML) SHARE Frame Projects under Early Childhood Women Self Help Groups as disaster risk reduction and Care and Development department mitigation strategy Reaching Women Parenting Education Early Learning Program Transition Cooperation/ Partnership Projects under Partners Capacity Linking and learning Development department Admin and Finance Admin Finance HR

Programs of DEC

Linking & Linking & Learning Learning

Sexual & Food Security & Admin & Education Reproductive Entrepreneurship ECCD Finance Health

the Include Include Excluded

27 Agribusiness Finance Fair - Batu Capacity Builders Canadian Hunger Foundation (CHF)

For 51 years, the Canadian Hunger Building Resilience Foundation has empowered the world’s poorest families to increase their incomes Programming that builds resilience aims to address the risks and and to sustainably produce enough nutritious vulnerabilities that make people susceptible to shocks by addressing food to meet their needs. We have worked their root causes, and not just their consequences, and helping in over 50 countries in Asia, Africa and the them to maintain or improve their situations even in the face of Americas, and are currently running 12 these changes. Building household resilience is a key approach projects in 15 countries that support over to CHF’s food security and inclusive sustainable economic growth 450,000 people and their communities. programming. We see resilience as an outcome of our work that must be identified and built into program design and delivery from The Canadian Hunger Foundation’s the start, as with the cross-cutting themes. CHF takes an integrated, fundamental approach is to respect and systemic approach to considering the inherent risks of ongoing empower local populations as architects of changes and predicted trends in economic, social and environmental their own development. This approach helps systems, especially in the context of the most vulnerable. CHF’s identify hidden assets, untapped potential, resilience approach helps households manage socio-economic and networks of people, skills and resources environmental shocks and stressors and makes it easier for them to — all of which give communities the adapt to unexpected change. power to transform themselves and create stable and sustainable livelihoods. CHF’s Market-led Development development practice is grounded in three CHF’s approach to market-led development uses a combination of core approaches: value chain and entrepreneurial approaches to engage the poor Partnership with Local Organizations more significantly in local, regional and international markets in and Private Sector Companies an environmentally and socially responsible manner. Recognizing that the poor increasingly interact with markets as producers, CHF has a long history of working with consumers, labourers and entrepreneurs, our approach begins with and through local NGOs and a great deal the premise that understanding and improving this interaction is of experience in forging constructive, key to maximizing development results. It treats farmers and their responsive relations with them. Our households as business entities who can reduce their own poverty approach to partnerships is based on respect; by optimizing the use of the productive resources available to trust and reciprocity; and mutually-agreed them. We conduct end market research and value chain analysis to goals, with joint accountability for delivering identify productivity and competitiveness improvements, as well results. CHF provides partners and other as entrepreneurial and employment opportunities. Our market-led stakeholders with high-quality technical development approach builds on CHF’s long experience with asset- assistance. We have developed a solid base based approaches that target interventions strategically, according of expertise in building the capacity of local to the potential and aspirations of participants. Equitable access to NGOs and networks and practical experience opportunities and a sustained, inclusive growth orientation are key in strengthening the capacity of rural principles of our approach. communities, local government and national institutions in areas related to agriculture CHF has been working in East Africa and the Horn since 1983. It and rural development. established a permanent presence in Ethiopia in 2002, when it was invited by the GoE to launch a “relief-to-development” project in response to a devastating drought. Since then, CHF has worked in 6 regions of the country managing six projects totalling $35 million. Currently CHF is implementing two projects in Ethiopia funded by the Canadian Department of Foreign Affairs, Trade and Development’s (DFATD). The Benishangul-Gumuz Food Security and Economic Growth Program (BSG-FSEG) is improving the livelihoods of over 25,000 households in seven woredas of the Benishangul-Gumuz region and the Market-led Improved Livelihoods in Eastern Amhara (MILEAR) Project is improving the food and economic security of 8,000 households in Ethiopia’s Eastern Amhara region. For more information, please contact: Salfiso Kitabo, Country Director [email protected] T: (251-11) 372-6341/42 www.chf.ca

Agribusiness Finance Fair - Batu 28 FSRE-Fund/ICCO Cooperation

ICCO is the interchurch organization for development cooperation. We work in 44 countries in Africa, Asia and Latin America.

Food Security and Rural Entrepreneurship Fund (FSRE-Fund) is financed by the Embassy of the Kingdom of the Netherlands (EKN) in Ethiopia and managed by ICCO-Cooperation on behalf of AgriProFocus Ethiopia. Capacity Builders

FSRE-Fund support Agri- The Fund has two windows: Business through value chain 1. The Innovation Fund (IF) provides Innovation Grants development (IG) of up to €100,000 to organisations supporting smallholder farmers, producer organisations and/or FSRE-Fund supports innovations in small and medium enterprises, NGOs, MFIs, Research the area of food security and farmer Organisations, BDS suppliers, Producers’ Organisations, entrepreneurship by Ethiopian rural Chambers of Commerce, and Private Sector Business civil society actors including producer Associations. organisations (POs), small and medium 2. The Matching Grant Fund (MGF) offers 50% Matching enterprises (SMEs), and Business Grants (MG) of up to €40,000 to private business Development Service Providers (BDS), companies as a complementary fund for innovations. NGOs and MFIs. The entrepreneurs can be assisted by BDS providers. Main Results to Date • FSRE-Fund management fully operational since January 2013. Procedural guidelines and system inplace. • From the 1st call 10 innovative and 5 matching grant projects are identified and under implementation. • A total of 11000 smallholder farmers are working directly and indirectly with innovative projects • From the 2nd call 10 innovative projects identified and are starting implementation • Program operation externally reviewed • For the 3rd Call 9 projects were selected and ready to Calls & Contact operate Calls for Proposals with detailed application guidelines are being announced on media and on AgriProFocus Ethiopia website: www.agriprofocus.com/ethiopia More information on FSRE-Fund activities, previously awarded projects, and on subsequent Calls can be found the FSRE Fund Menu of our home page. Contact Us: FSRE-Fund Management Meskel Flower RD, Near Dreamliner Hotel, Behind United Bank, 4th Floor, Addis Ababa

29 Agribusiness Finance Fair - Batu OROMIA AGRICULTURAL RESEARCH INSTITUTE Capacity Builders ADAMI TULU AGRICULTURAL RESEARCH CENTER

Located in MRV, 167 km South of Addis Ababa. It lies at latitude 70 9’ N, Longitude 380 7’ E. Altitude: 1650 m.a.s.l. Vision Annual Rainfall (mean): 766.59 mm. To see food secured and market Temperature: Mean max. 270c; Mean min. 120c. oriented surplus Producers and Total Land holding: 300 ha livelihood improved community in Oromia

ATARC was established in 1968 as testing site of Holeta Mission Agricultural Research Center on 40 ha of land with 50 Improve the production and indigenous cattle. The Objective was - to evaluate meat productivity of livestock sector and & milk production potential of indigenous cattle breed horticultural crops on sustainable types. basis through generating, adapting and disseminating compatible In 1974, a crossbreeding program was initiated (exotic technologies for target stakeholders x local) i.e Holstein Frisian, Jersey and Simmental sires while considering the conservation and were crossed to the indigenous dam line (Borana and management of the natural resource Barka) to improve the milk production performance of base of the mandate area. the local animals. Mandate Towards the end of 1993, the center was transferred • Adapt, generate and demonstrate from IAR to OADB. pertinent technologies ATARC was designated to be National Beef research • Training farmers project coordinator in 1997. • Technical support for all stakeholders In 2001, OARI was established as an independent Research Institute.

Highlights of Achievements

Vegetables Onion and Tomato seed production Recognizing the need and importance of quality vegetable seed of especially Onion and tomato in the central rift valley, the center started Vegetable Seed production with some model farmers. With this attempt community based quality vegetable seed producers were established by farmers for the farmers.

Agribusiness Finance Fair - Batu 30 Dairy improvement ATARC has made a significant effort in reaching farmers in mid rift-valley of Oromia with dairy technologies. For example, about 7 cooperatives were established at different PAs in A/T/J/K district. The cooperatives were given with improved dairy animals ranging from 7- 11 head per cooperatives The activity was carried out after discussion with target farmers, PA leaders and district office of Agriculture. The animals are jointly managed Simmental X Borana Cows by the farmers (members of cooperatives) with

frequent monitoring of researchers. As a result Capacity Builders the cooperative members have generated income from the sale of milk despite the Important characteristics of nutritional improvement ensured in the house Simmental x Borana Cows hold. • Serve for dual purpose (Meat & milk) Feeds & Feeding • 8 hours grazing and ad lip roughage after grazing Beef Technologies • 2 Kg concentrate for maintenance and Farmers Research Group (FRG) and graduated • 0.5Kg concentrate/litre for milk farmers were organized in to cooperatives production (primary coops) and started fattening in a larger scale. Productive Performance 305 days milk yield (first lactation) for F1: The farmers were experienced and well trained 2022kg (on-station) 1486.5kg(on-farm). in cattle fattening technologies by FRG project As lactation number increases from 1st to in previous years based on their interest and 4th , there is slight increases in milk yield experience the center organized them in to reaching 2341 and 2225 kg for 50% and 75% groups so that they can sustain the work for Simmental crosses, respectively better income earning. Daily milk yield: 6-12 lit/day and Butter fat content: 5% Currently, the farmers started transporting animals to be fattened from Yabello. Efforts have been made to linked cooperative with district microfinance for credit service.

IRRIGATION AND WATER HARVESTING RESEARCH TEAM

31 Agribusiness Finance Fair - Batu Capacity Builders ETHIOPIA

VISION: To see food secure and self-reliant Communities of Ethiopia MISSION: To build self-sufficient and resilient families contributing to dynamic communities able to manage their own destiny CORE VALUES: Integrity; Stewardship; Quality; Equity and equality; and Learning & improving

WHO WE ARE Send a Cow (SAC), a UK based International NGO, was formed in 1988 by a group of West Country farmers responding to a request to provide assistance to Uganda after its civil war. Over 500 cows were sent by air and they thrived. Over subsequent years, livestock were sourced in country and SAC’s approach widened to include both developing effective community groups and training in broader farming techniques than just livestock. Send a Cow (SAC) is transforming lives of hundreds of thousands of poor families in many African countries including Ethiopia. Supporting poor people to realize their potential is a critical component of Send a Cow’s intervention strategy. This support takes shape in the form of transferring knowledge and skills to improve management of their resources and social relations at family and community level for sustainable livelihoods development. It also takes shape in the formation of effective community institutions with capacity building support from SAC projects. Self-Help Groups whose formation is based on affinity rather than homogeneity, is the basis for sustainable community institutions development. Currently, SAC has five main Country Programs in Uganda, Rwanda, Ethiopia, Kenya and Lesotho and it is developing new initiatives in Zambia and Burundi. Send a Cow Ethiopia, as a branch of Send a Cow UK, has been operating in Ethiopia since March 2006 G.C. As a developmental charity it works with poor and smallholder rural farmers to promote food and livelihood security through the development of sustainable low-input agriculture, enabling farmers to manage their crops and animals in an integrated and environmentally friendly manner for improved productivity and sustainability. It supports poor rural farmers by providing skill training on Natural Resources management, Gender and Social Development, Improved Animal Management, Water and Sanitation, Saving and Credit, Small Scale Business Development, Value Addition and Marketing. Send a Cow is working to enable poor, smallholder rural families to create strong dynamic communities that can come out of poverty.

WHAT WE DO In order to attain food and livelihood security, Send a Cow intervenes in five major areas, namely Sustainable Organic Agriculture /SOA/, Integrated Animal Management /IAM/, Natural Resource Management /NRM/, Gender and Social Development /GSD/, Improved Equine Management and Water and Sanitation /WATSAN/ that all have their key role to improve food and livelihood security.

WHERE WE WORK Send a Cow has been working in two regions of the country in partnership with local NGOs and also direct implementation. It is in the Oromiya and South Nations, Nationalities and Peoples Regions that the organization is currently intervening i.e., East Shoa Zone ( Ziway), Arsi Zone

Agribusiness Finance Fair - Batu 32 (Kofole), West Shoa Zone (Dendi – Kotoba) in Oromiya and Gamo Gofa and Wolayita Zones in the SNNPR. Send a Cow will expand its programme to other Regions as well depending on the availability of resources.

OUR BENEFICIARIES Send a Cow’s beneficiaries are poor households in rural areas of Ethiopia who cannot meet their basic needs, have potential for self help and development and willing to work in groups to address individual, group, and community issues. Apart from this, we are working to meet the needs of a wider range of poor and marginalized groups in particular; those affected by HIV/AIDS, disabled, women and elderly.

OUR ACHIEVEMENTS/IMPACT Capacity Builders Send a Cow’s credibility and reputation has been growing because of its approaches and impacts that have changed lives of tens of thousands of people in Africa. This has attracted many organizations and developed an interest to work with us. In the last seven years, Send a Cow has established 253 groups /SHGs/, which have 7,123 members of which nearly 45% are female. Out of these groups, 98 groups have graduated, some organized into cooperatives and have got legal entity, while others preferred to stay as Self Help Groups. In both cases, they became institutions initiating community development works in their locality. They support orphanages, build roads, bridges and demonstrate the skill and knowledge they got from Send a Cow to community members through schools and individual farms. The graduated and existing groups have impacted 178,075 community members besides their improvement in income and food self sufficiency. A Gender and Social Development network has also been established between all project implementing partners as one of the strategy that facilitate mainstreaming gender and social development in all projects and thereby bring about larger impact and consistency throughout all project implementing partners. All partners developed gender policy, conducted gender analysis with group members and a lot of changes have been observed at household level gender relation. Besides these, each partner developed three to five years group graduation (exit) plan. Send a Cow is also promoting cornerstone values which are emanated from the community norms and values and used as individual and group principles. It is all about the harmonious relationship among people and with surrounding environment. The beneficiaries are practicing them and benefiting out of them. Progressive changes have also been observed in the life of the community at family level like creation of family assets, improvement in family nutrition and health, improvement in family relationship, increased number of children go to school, improvement in individual self-perception and self- esteem, improvement in animal management and productivity, personal hygiene and environmental sanitation. The involvement of women in leadership and decision making, the existence of farmers who became trainers, better management of natural resources, farmers taking community development into their hands and farmers became donors are some of the changes that have been observed at community level. Furthermore, changes have also come at program level because of lessons learnt, experience shared, staff capacity improved, better planning and improved resources utilization.

OUR FUTURE Send a Cow aspires to see a confident and thriving rural community and be an active development agency in fighting against poverty. It will continue to work in addressing the developmental challenges of rural poor across regions (geographical expansion) for a wider impact. It is also Send a Cow’s future direction that includes focusing on urban agriculture and changing its working modality to direct implementation step by step in addition to working with partners. Based on its long experience from different countries, Send a Cow believes that improvement in the production and productivity of smallholder farmers will greatly impact food and livelihood security of the country at large, and leading smallholder farmers to participate in the agri-business in a competitive environment . 33 Agribusiness Finance Fair - Batu Private Companies

Company: Solagrow PLC Contact person: Jan J. van de Haar Address: Egdu 8 City: Hidi, Debre Zeit State: Oromia Country: Ethiopia Phone: 0912-200456 Email: [email protected] Website: www.solagrow.nl

Solagrow PLC is producing and selling quality seeds of improved potato and vegetable varieties. Solagrow represents HZPC Holland (seed potatoes), Bejo Seeds (seeds of onion, tomato, cabbage, carrot, red beet), Pop Vriend (seeds of beans, peas and sugar corn) and Van de Bilt (linseed). Ethiopian agriculture and horticulture is thus getting enriched with early and high-yielding varieties of these food crops. We support farmers’ Producer Groups in crop production, applying a full and balanced crop rotation. Our cropping technology and (rental) machinery will support farmers to gain the required high crop quality, connecting them to profitable markets, local and export.

Agribusiness Finance Fair - Batu 34 Agricultural Mechanization in Ethiopia TGT’s mission is to build a sustainable and socially responsible business which enables small farm holders and agri-entrepreneurs to increase their production by using proven Rumptstad tractors and implements. We are introducing 2-wheel tractors (2WT) and implements that are appropriate and affordable for small farm holders. Number or Agribusiness Clients: Farmers: 12.7 million small farm holders Private Companies Private

FROM TRADITIONAL (OXEN) PLOUGHING . . .

. . . TO APPROPRIATE TECHNOLOGY WITH SCIENTIFIC VERIFICATION

Megenagna Building, 2nd Floor, P.O. Box 1224, Addis Ababa, Ethiopia Tel. # +251-116-62-37-24/23 +251-911-20-13-80 Fax # +251-116-62-30-58 Mahalet Solomon: [email protected] Samuel Setargie: [email protected] www.tgtenterprise.com 35 Agribusiness Finance Fair - Batu Private Companies Bere Sericulture Production Limited Company VISION To become a world-class of silk processing center by the year 2025

MISSION Committed to realize; stakeholders’ needs through entwined effort of local community with globally completive vicinity of the firms which in turn supports national development priorities, by deploying highly motivated, skilled and disciplined employees. We strongly believe that winning the public confidence is the basis of our success.

A brief description of Bere Sericulture Production Limited Company

The leading Sericulture organization in The first company in Ethiopia to link local Ethiopia, established in 2009. producer with outlet market segments. Pioneer to introduce modern sericulture Currently PLC has various stakeholders which play Technology to the country. critical role in familiarizing the silk production in the country. It has 67 out growers and 10 indirect farmers stretched across the Zone as of January 31, It has strong correspondent relationship with 2014. Research centers, Universities, Government Organs and the like. Main products and services of the PLC is raw cocoon, thread of silk, market link, and Now a day, it seeks to have reliable and long- provide training to farmers, out growers and standing relationships with many internationally employees. Serve as the best center of the acclaimed donors, financial institution, loan experience sharing for students, tourists and providers and so on throughout the world in the like. order to be a competitive sector. Plays a catalytic role in the economic progress It links backward and forward that is serve as a & development of the country. means of sericulture technology transfer to the farmers and take the products of the farmer to the market link.

The main activities performed in the company are: Enabling farmers to engage in the production Create a market link to the farmers in order to of the sericulture production generate income from the cocoon sale at local Distributing mulberry seeds/buds or castor level to minimize a market risk of the farmers seeds to framers and any volunteer to Serve as a technology transfer center in the participate in the sericulture production country Practical experience sharing with farmers and Making a practical research in improving students on the farm of the company mulberry varies in the local community to get Rearing silkworms best yield of the leave of the mulberry Processing cocoon into wings Create work opportunity for youth, women, and to the others Training farmers to excises sericulture production by own themselves Serve as a training center of the sericulture industry and so on activities are performing in the company Agribusiness Finance Fair - Batu 36 The overall number of employees of the company Bere Sericulture

Administrative employees are 11 Organizational Structure Rears are 14 Farm workers 5 Thread makers are 5 Therefore, total number of the employees in the company is 35 Private Companies Private

Our Values Value the importance of our role in national development endeavor and step-up for commitment Corporate Citizenship Abide by the law of Ethiopia and other countries in which we do business Care about society’s welfare and the environment Customer Satisfaction Strive to excel in our business and satisfy our customers Dedicated to offer quality products to our customers’ and aspire Quality Service to be branded with quality in the minds of our customers and the general public Encourage new ideas that can improve and boost the farmers’ Innovation performance Recognize the significance of solidarity for success Teamwork Respect diversity of viewpoints Integrity Committed to the highest ideal of honor and straightforwardness Employees Recognize our employees as valuable organizational resources Understand that the sustainability of our business depends on Confidence our ability to maintain and build up the public's confidence The long run or strategic view of the company It will be a competent company in the silk rearing, processing, and marketing products of sericulture in the global market segment It will be a role model company in the country in link both forward and backward economic system of the farmers It will plant silk processing machine ( weaving, reeling, spinning) It will be a center of training service It will be an egg producing center and distributer of the larvae to farmers Collaborate with Government organs, university and research centers 37 Agribusiness Finance Fair - Batu

Agricultural Input ADDIS LIVESTOCK PRODUCTION & PRODUCTIVITY IMPROVEMENTS SERVICE PLC Suppliers Location: Addis Ababa, Ethiopia

Directories Phone: +251 114 667599 Agricultural Input Supply Enterprise Fax: +251 111 442671 Location: Addis Ababa, Ethiopia Mobile: +251 111 981239 Fax: +251 11 5541367 Mobile: +251 91 1211797 GACMAS PLC Kebele: 15-16 Location: Addis Ababa, Ethiopia House No.: 292/2-15 Phone: +251 114 341520 Fax: +251 114 341520 Bruh Tesfa Irrigation and Water Technology PLC Mobile: +251 911 202796 Location: Mekelle, Ethiopia Phone: +251 34 440 0474 Alcktech Comp Phone 2: +251 11 5502990 Location: Addis Ababa, Ethiopia Phone 3: +251 11 5157622 Phone: +251 111 630436 Fax: +251 34 4400467 Fax: +251 111 630432 Fax 2: +251 11 5157660 ADIAM BUSINESS PLC CHILALO AGRICULTURAL INPUT SUPPLY Location: Addis Ababa, Ethiopia Location: Arsi, Ethiopia Phone: +251 11 5546006 Fax: +251 233 311539 Fax: +251 11 5546006 Mobile: +251 911 840988 Mobile: +251 91 1628996 Kebele: 12 Astunet Business Enterprise PLC Location: Addis Ababa, Ethiopia Urban Agriculture Office Phone: +251 11 6627967 Location: , Ethiopia Phone 2: +251 11 6627961 Phone: +251 33 1120072 Fax: +251 11 6627965 Mobile: +251 91 1203372 Middle Awash Agricultural Development Ent. Sub-City: Bole Location: Addis Ababa, Ethiopia House No.: 1206 Phone: +251 115 525606/ +251 221 114592 Fax: +251 115 507317 Olive Agriculture Solution PLC Location: Addis Ababa, Ethiopia Quba General Trading Phone: +251 11 5522021 Location: Addis Ababa, Ethiopia Fax: +251 95 8036238 Phone: +251 118 500601 Mobile: +251 91 1523359 Fax: +251 112 782251 Sub-City: Kirkos Mobile: +251 911 219729 | +251 911 242124

Abulkhase PLC ITALIAN MACHINE TOOLS PLC Location: Addis Ababa, Ethiopia Location: Addis Ababa, Ethiopia Phone: +251 11 2756471 Phone: +251 11 4668419 Phone 2: +251 11 6546768 Fax: +251 11 4668418 Phone 3: +251 11 6612048 Mobile: +251 91 1207006 Fax: +251 11 2752903 Kebele: 50 House Number: 431 GEDEB Engineering PLC Location: Addis Ababa, Ethiopia ALocation Addis Ababa Phone: +251 11 4664261 Phone: +251 11 6550405 Fax: +251 11 4167939 Mobile: +251 91 1211178/1436531 Mobile: +251 91 1207218 Kebele: 1 Sub-City: Kirkos House Number: NEW Kebele: 02/03 House NO.: 196 Periplus Business PLC Location: Addis Ababa, Ethiopia G.E.M ENGINEERING Phone: +251 111 565256 Location: Ethiopia Fax: +251 111 565256 Phone: +251 114 401197 Mobile: +251 911 911 210668/+251 11 789090 Fax: +251 114 404095 Mobile: +251 911 208221 HAJI FEYISSA DEGAGA IMPORT/EXPORT Location: Addis Ababa, Ethiopia GOGGLE TRADING PLC Phone: +251 11 1564640/1553346/1112030 Location: Ethiopia Fax: +251 11 1551428 Mobile: +251 911 304297 Mobile: +251 91 1225816 Kebele: 12 Abinet Shewangizaw Mandefro Location: Addis Ababa, Ethiopia ALI ABDU ALI Phone: +251 114 167626 Location: Addis Ababa, Ethiopia Fax: +251 114 167646 Phone: +251 11 4670202 Mobile: +251 911 212129/ +251 911 421988 Fax: +251 11 4670203 Agribusiness Finance Fair - Batu 38 Mobile: +251 91 1208066 House Number: 536 Kebele: 9 House Number: 39 AMBASEL TRADING HOUSE PLC Location: Addis Ababa, Ethiopia Hiwot Agricultural Mechanization Plc Phone: +251 11 4666145/6374/6231/6197 Location: Addis Ababa, Ethiopia Fax: +251 11 4666257/6388 Phone: +251 115 152838 Fax: +251 115 534588 RIES ENGINEERING S.C. Location: Addis Ababa, Ethiopia HABTAMU AYELE MAMAO Phone: +251 11 4421133 Location: Addis Ababa, Ethiopia Fax: +251 11 4420667 Fax: +251 11 5534260 Kebele: 13 Mobile: +251 91 1425734/1426493 House Number: 1044 Kebele House Number: 624 KALEB SERVICE FARMERS HOUSE PLC Location: Addis Ababa, Ethiopia Phone: 4391459/4393675

Gizachew Anteneh Import Export Foreign Trade Auxiliary Companies Private Location: Addis Ababa, Ethiopia Fax: 4393674 Phone: +251911439721 Mobile: 1203360 Mobile: +251911439721 Kebele Sub City: Yeka House Number: 9999/1 Kebele: 08 House Number: 006/07

ACME ENGINEERING AND TRADING PLC Location: Addis Ababa, Ethiopia Banks, Insurance Phone: +251 11 6639615/6611088/6188280 Companies & MFIs Fax: +251 11 6637778 Mobile: +251 91 1641733 Kebele House Number: 2348 Banks

MIHRETEAB HABTE UNITED BANK S.C. Location: Addis Ababa, Ethiopia Location Addis Ababa, Ethiopia Mobile : +251 91 2120193 Phone +251 114 655222/40/41/42 Kebele: 7 Fax +251 114 655243/44 House Number: 536 Kebele 6

AMARE HAILE WORKNEH ABAY BANK S.C Location: Addis Ababa, Ethiopia Location Addis Ababa, Ethiopia Phone: +251 11 6601161 Phone +251-118-30-20-30/11-5158782 Mobile: +251 91 1601161 Fax +251-115-52-88-52/011-5528882 Kebele: Kebele 17/18 House Number: NEW CONSTRUCTION & BUSINESS BANK S.C. REFARM PLC Location Addis Ababa, Ethiopia Location: Addis Ababa, Ethiopia Phone +251 115 512300 Phone: +251 116 181688 Fax +251 115 515103 Fax: +251 116 181685 Kebele 10 Mobile: +251 913 926679/ +251 914 706171 House Number 17

CHEMTEX PLC Bunna International Bank Location: Addis Ababa, Ethiopia Location Addis Ababa, Ethiopia Phone: +251 11 5519557/5532033 Phone +251- 111- 58-08-25 Fax: +251 11 5517453 Fax +211 11 158 0832 Mobile: +251 91 1201600 House Number: 988/44 Zemen Bank Location Addis Ababa, Ethiopia JOS INTERNATIONAL TRADING PLC Phone +251 115 539363 Location: Addis Ababa, Ethiopia Phone: +251 11 2787044 COMMERCIAL BANK OF ETHIOPIA Fax: +251 11 2766760 Location Addis Ababa, Ethiopia Mobile: +251 91 1237902 Phone +251 115 51 50 04/5511271/5151113 Kebele: 2 Fax +251 115 514522/5504588 Kebele 1 SOLOMON & ELENI IMPORTER, EXPORTER & FOREIGN TRADE AUXILIARY PLC DASHEN BANK SC Location: Addis Ababa, Ethiopia Location Addis Ababa, Ethiopia Phone: +251 11 5502437 Phone +251 114 661380/+251 -11- 467 18 03 Fax: +251 11 5530010 Fax +251 114 653037 Mobile: +251 91 1401954 Kebele 5 Kebele 39 Agribusiness Finance Fair - Batu DEVELOPMENT BANK OF ETHIOPIA Location Addis Ababa, Ethiopia Insurance Companies Directories Phone +251 115 511188/89 Fax +251 115 511606 Ethiopian Insurance Corporation Kebele 17-18 Location Addis Ababa, Ethiopia House Number 612 Phone +251 11 5512400 Fax +251 11 5517499 AWASH INTERNATIONAL BANK S.C. Location Addis Ababa, Ethiopia GLOBAL INSURANCE S.C Phone +251 116 637752/53/54 Location Addis Ababa, Ethiopia Fax +251 116 627765 Phone 1567400/1565850 Kebele 2 Fax 1566200 House Number ALEM BULD. Kebele 20 House Number 1294-4-3 COOPERATIVE BANK OF OROMIA Location Addis Ababa NILE INSURANCE CO. (SC) Phone 5506025 Location Addis Ababa Fax 5150489 Phone 5514999 Mobile 1405209 Fax 5514592 Kebele 17 Mobile 1201542 House Number 630 Kebele 15 House Number ESL BUL. WEGAGEN BANK S.C Location Addis Ababa, Ethiopia NYALA INSURANCE S.C. Phone +251 115 523800 Location Addis Ababa, Ethiopia Fax +251 115 523520 Phone 6626667 Kebele 17 Fax 6626706 House Number 1146 Mobile 1207589 Kebele 13 BERHAN INTERNATIONAL BANK S.C House Number 330 Location Addis Ababa, Ethiopia Phone +251 116 55 47 24/+251 116 62 3421 Lucy Insurance S.C. Fax +251 116 622 34 31 Location Addis Ababa, Ethiopia Phone +251 114 671784, +251 118 965968, +251 118 LION INTERNATIONAL BANK S.C 965970 Location Addis Ababa Fax +251 114 671896 Phone 6626900/6626050/6626000 Fax 6627114/15 NATIONAL INSURANCE COMPANY OF ETHIOPIA S.C.(NICE) Kebele 12 Location Addis Ababa House Number NEW Phone +251 114 661129/27/4652448 Fax +251 11 4650660 Debub Global Bank S.C Mobile +251 91 1201688 Location Addis Ababa, Ethiopia Kebele 6 Phone +251-11-8-50-12-07 House Number 894

BANK OF ABYSSINIA AWASH INSURANCE COMPANY S.C. Location Addis Ababa, Ethiopia Location Addis Ababa Phone +251 115 514130/5546734 Phone 5526050/5525949 Fax +251 115 510409/5511575 Fax 5526091 Mobile +251 91 1243320 Kebele 2 Kebele 15 House Number NEW

Oromia International Bank AFRICA INSURANCE CO./S.C./ Location Addis Ababa, Ethiopia Location Addis Ababa, Ethiopia Phone +251-118 960 017/+251-118 960 017 Phone +251 11 6637716 Fax +251-115 503 737/+251-115 507 070 Fax +251 11 6638253/54 Kebele 2 NIB INTERNATIONAL BANK SC House Number 3170 Location Addis Ababa, Ethiopia Phone +251 115 503288/5503304 Nile Insurance Company S.C Fax +251 115 504349 Location Addis Ababa, Ethiopia Kebele 17 Phone +251 114 42 57 54/ 42 60 00 House Number 1146 Fax +251 115 51 45 92 Mobile +251 911 20 15 44 ADDIS INTERNATIONAL BANK S.C Location Addis Ababa, Ethiopia LION INSURANCE COMPANY Phone +251-116-6627671/91/+251-115-549800 Location Addis Ababa Fax +251-115-540530 Phone 6187000/6632943 Kebele 17/18 Fax 6632940 Mobile 1236123 Agribusiness Finance Fair - Batu 40 Kebele 12 House Number 16/2 Bussa Gonofa MIcrofinance S.C NIB INSURANCE COMPANY S.C. Mr.Teshome.Y Location Addis Ababa, Ethiopia [email protected] Phone +251 11 5528195/96/5535129 0114-653283 /0114-654155 Fax +251 11 5528193 Addis Ababa Mobile +251 11 1250619 Kebele 20 Baladera Saving and Credit Cooperative House Number 206/207 +251 114 404613

Ethio-Life Insurance S.C. Dedebit Credit and saving Institutions S.C (DECSI) Location Addis Ababa, Ethiopia Mr.Atakliti.K Phone +251 11 554 96 50-52 [email protected] Fax +251 11 554 96 53 034-4409306 or 034-4410250 Mekelle OROMIA INSURANCE COMPANY S.C. Location Addis Ababa, Ethiopia Diredawa MIcrofinance S.C (Dire) Companies Private Phone +251 11 895 95 84/79 Mr. Sentayehu.K Fax +251 11 550 31 92 [email protected] Mobile +251 911 512289/90/91 025-1119247/025-119246 THE UNITED INSURANCE CO.SC. Location Addis Ababa Digaf MIcrofinance S.C Phone 4655656 Mr. Feleke B. Fax 4653258 [email protected] Mobile 1201119 [email protected] Kebele 6 0112-132928 or 0911-430783 House Number 909 Addis Ababa

Tsehay Insurance S.C Eshet Microfinance S.C Location Addis Ababa, Ethiopia Mr.Kebede Phone +251 111 11 98 16/111 11 97 68 [email protected] Fax +251 111 11 98 86 0113-206451/53/52 Addis Ababa Abay Insurance Company Location Addis Ababa, Ethiopia Gasha MIcrofinance S.C Phone +251 11 553 53 00 Mr.Nebeyleul.T Fax +251 11 515 76 90 [email protected] 0116-558830 or 0116-558831 Addis Ababa Microfinance Institutions Harbu MIcrofinance S.C Amhara Credit and Saving Institutions S.C (ACSI) Mr.Tesfaye B. Mr.Mekonnen.Y [email protected] [email protected] 0116-631878 or 0116-185510 058-220-16-51 /52 Addis Ababa Bahir Dar Letta MIcrofinance S.C Addis Credit and saving Institutions S.C (ADCSI) Mr.Solomon T. Mr. Awash Abetew [email protected] [email protected] 0116-636947 0111-572720 Addis Ababa Addis Ababa Meklit MIcrofinance S.C Agar Microfinance S.C Mrs.Netanet Mr. Hailu.L [email protected] [email protected] 0115-507964/0112-131887 046-1105952/ 046-1103881 Addis Ababa Shasemene Metemamen MIcrofinance S.C Africa Vilage Financial services S.C (AVFS) Mr.Gemechu Mrs. Kibre Dawit [email protected] [email protected] 0116-615398 0113-204732 Addis Ababa Addis Ababa Oromia Credit and saving S.C (Ocssco) Benshangul Gumuz MIcrofinance S.C Mr. Teshome Mr.Zelalem [email protected] [email protected] 0115-534870/72/73 057-7750666 Addis Ababa Assosa 41 Agribusiness Finance Fair - Batu Omo MIcrofinance S.C Agricultural Institutes and Mr. Ake [email protected] NGOs

Directories 046-2202053/52/51 Ethiopian Institute of Agricultural Research Awassa Addis Ababa 251 11 646 2633 Poverty eradication and Community Empowerment Addis Ababa Microfinance Institutions S.c (PEACE) Mr. Tezera K. Oromiya Agricultural Outputs Marketing Agency [email protected] Addis Ababa 251-11-6521541 / 42 251 11 554 0463 Addis Ababa St. Bole Road, Addis Ababa

Lamida Agriculture Specialized Financial and Promotional Institutions S.C Addis Ababa (SFPI) 251 91 101 4268 Mr. Solomon St. Bole Road, Addis Ababa [email protected] 0116-614804/622780/81 ESAE - Ethiopian Society of Agricultural Engineers Addis Ababa Addis Ababa 251 11 551 7631 Shashimene eddir yelimat Agar S.C (SEYAMFI) Addis Ababa

Mr. Edossa WSMVSAC - Saint Mary Vocational School for [email protected] Agriculture and Commerce 046-1105952/ 046-1103881 Addis Ababa Shashimene 251 34 440 7877 Addis Ababa Sidama MIcrofinance S.C Mr. Tarkegn Teppo Agricultural And Trade [email protected] Addis Ababa 046-2200850/ 204704 251 11 11 82 928 Addis Ababa Awassa Kassa Mohammed Impex Wasasa MIcrofinance S.C Addis Ababa Mr. Amsalu A. 251 91 148 5690 [email protected] St. Bole, Addis Ababa 0111-234181/82/83 Addis Ababa Tigray Agricultural Marketing Support Agency Wisdom Microfinance S.C Tigray Mr. Werku T. 251 44 08 963 St. Hawelti, Mekelle [email protected] 0116-463569/0116-511435 Amazon International Addis Ababa Addis Ababa 251 01 72 6596 MIcrofinance S.C St. Zekarias Woldai, Addis Ababa Mr. Arif A. [email protected] Enateh 0256-663745 or 0256-662733 Addis Ababa Harar 251 91 186 6606 St. Ayat, Addis Ababa

Gambela MIcrofinance S.C MOS Mr. Ochala C. Addis Ababa 251 11 71 0165 Gambela St. Piassa Street, Addis Ababa

Lefayeda Credit and Saving S.C Hellens International Mr. Muluken B. Addis Ababa 251 11 11 58 459 [email protected] Addis Ababa Addis Ababa Fodap Addis Ababa 251 11 654 2853 Dynamic Microfinance Inst.S.C Addis Ababa Addis Ababa Ethio Chat Animal Agriculture Somali Microfinance Institutions S.C Dire Dawa 251 11 11 29 14 Mr. Sentayehu Ketema Dire Dawa 0913-399644 FARM-Africa (Ethiopia) - Food and Agricultural Research Management Addis Ababa 251 11 155 8971 Addis Ababa

IAR - Institute of Agricultural Research Oromia 251 22 111 21 86 Nazareth Agribusiness Finance Fair - Batu 42 www.agriprofocus.com/ethiopia and exchange. an active onlinespace for networking provides brokering aswell services as and debates. Moreover thenetwork expert meetings, knowledge events Business 2events andfairs, and organizes aregular calendar of Indonesia andintheNetherlands We are active inAfrica (12 countries), billion peopleby 2050. in thisway we can sustainably feed 9 sustainable agri-food systems. Only key to local economic growth and producersprimary worldwide are the their organisations. We believe that entrepreneurship amongfarmers and promotes anddrives farmer network withDutch roots that AgriProFocus isaninternational Meet andinteractwith from Ethiopia andover Promote your product. over 900members Share Experiences 10,000 worldwide Access anonline Create Business Market Place. Opportunity. Sign Up! members. http://agriprofocus.com/registration Not amemberyet? Register here:

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