DRAFT 2020 ANALYSIS of IMPEDIMENTS to FAIR HOUSING CHOICE CITY of HOUSTON Sylvester Turner, Mayor

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DRAFT 2020 ANALYSIS of IMPEDIMENTS to FAIR HOUSING CHOICE CITY of HOUSTON Sylvester Turner, Mayor DRAFT 2020 ANALYSIS OF IMPEDIMENTS TO FAIR HOUSING CHOICE CITY OF HOUSTON Sylvester Turner, Mayor HOUSING AND COMMUNITY DEVELOPMENT DEPARTMENT Tom McCasland, Director Language Assistance Those who are not able to speak, read, write or understand the English language may call 832.393.0550 to request translation assistance with documents, events or other information from the Housing and Community Development Department. The representative will put you on hold and contact an interpreter to help with your call. Asistencia de idioma Las personas que no pueden hablar, leer, escribir o entender el idioma inglés pueden llamar al 832.393.0550 para solicitar asistencia con la traducción de documentos, eventos u otra información del Housing and Community Development Department. El representante lo pondrá en espera y le comunicará con un intérprete para ayudarle con su llamada. Hỗ Trợ Ngôn Ngữ Những người không có khả năng nói, đọc, viết hoặc hiểu Tiếng Anh có thể gọi điện đến số 832.393.0550 để yêu cầu hỗ trợ dịch tài liệu, sự kiện hoặc thông tin khác từ Housing and Community Development Department. Người đại diện sẽ để quý vị chờ máy và liên hệ với thông dịch viên để trả lời cuộc gọi của quý vị. Table of Contents 1. Introduction ................................................................................................................................................ 8 Purpose of the Report ................................................................................................................................................ 8 Sources and Methods ................................................................................................................................................ 9 Summary of Findings ............................................................................................................................................... 10 2. Community Participation Process ............................................................................................................ 11 Surveys .................................................................................................................................................................... 11 Stakeholder Engagement ........................................................................................................................................ 12 Community Engagement ......................................................................................................................................... 13 Conclusion ............................................................................................................................................................... 14 3. Assessment of Past Goals and Actions ................................................................................................... 15 3. Community Profile ................................................................................................................................... 35 Demographic Profile ................................................................................................................................................ 35 Income Data ............................................................................................................................................................ 52 Poverty..................................................................................................................................................................... 60 Employment ............................................................................................................................................................. 65 Public Transportation System .................................................................................................................................. 72 Housing Profile ........................................................................................................................................................ 74 4. Community Amenities and Hazards ......................................................................................................... 86 Analyzing Community Asset Indicators .................................................................................................................... 86 Fair Housing Concerns ............................................................................................................................................ 97 5. Segregation, Integration, and Concentration ........................................................................................... 98 Residential Segregation by Race/Ethnicity .............................................................................................................. 98 6. Private Sector Lending Practices ........................................................................................................... 111 Home Mortgage Lending Practices ........................................................................................................................ 111 Banking .................................................................................................................................................................. 121 Fair Housing Concerns .......................................................................................................................................... 124 7. Public Policies ....................................................................................................................................... 125 Local Plans ............................................................................................................................................................ 125 Economic Development and Housing Initiatives .................................................................................................... 129 Development Regulations ...................................................................................................................................... 132 Other City Policies or Practices Related to Fair Housing ....................................................................................... 135 Houston Housing Authority .................................................................................................................................... 140 State and Federal Regulations and Other Policies Related to Fair Housing ......................................................... 143 Fair Housing Concerns .......................................................................................................................................... 146 8. Fair Housing Profile ............................................................................................................................... 147 Legal Framework ................................................................................................................................................... 147 Fair Housing Education and Enforcement Organizations ...................................................................................... 149 HUD Fair Housing Complaints ............................................................................................................................... 150 Local Fair Housing Information .............................................................................................................................. 158 Fair Housing Concerns .......................................................................................................................................... 165 Disaster Recovery in Houston ................................................................................................................... 166 Introduction ............................................................................................................................................................ 166 Research on Natural Disasters and Protected Classes ......................................................................................... 166 Impacts of Recent Disasters .................................................................................................................................. 167 Harvey Recovery Programs ................................................................................................................................... 169 Fair Housing Concerns .......................................................................................................................................... 172 10. Identification of Impediments to Fair Housing Choice Fair Housing Action Plan .................................. 173 Impediment #1: Discrimination in Housing ............................................................................................................. 174 Impediment #2: Lack of Knowledge about Fair Housing ....................................................................................... 176 Impediment #3: Lack of Housing Affordability and Options ................................................................................... 177 Impediment #4: Lack of Accessible Housing for Persons with Disabilities ............................................................ 179 Impediment #5: Lack of Income / Lack of Funding ................................................................................................ 181 Impediment #6: Segregated Housing Patterns Based on Race, Ethnicity, and Economic Status ......................... 183 Impediment #7: Lack
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