Japan by Maintaining and Refining Its Network
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Special Feature Our values: The Bank has built up a deposit base of ¥174 trillion ($2,100 billion) through historical concerted efforts spanning its 130-plus years—a testament to three forms of value: “ Accessible,” “Trustworthy,” and “Proactive.” Looking ahead, the Bank remains committed to providing these three forms of value to its customers, with the aim of achieving sustainable growth into the future. Accessible The Bank aims to continue offering accessibility to financial services to customers in every corner of Japan by maintaining and refining its network. Trustworthy The Bank aims to be the most trustworthy bank for customers based on a strong fund- procurement base. Proactive The Bank aims to achieve sustainable growth through the proactive development of its earnings structure. Annual Report 2011 09 Special Feature Accessible We aim to continue offering accessibility to financial services. An Expansive and Accessible Network As of March 31, 2011, the Bank had a total of 24,248 outlets (234 branches and 24,014 post offices) as well as 26,331 ATMs nationwide. The Bank thus has a wide and concentrated nationwide outlet network. This network is the wellspring of the value the Bank provides. It offers unrivalled accessibility, which is one of the major reasons customers choose to bank with us. Japan Hokkaido Region Number of Domestic Outlets (As of March 31, 2011) 234 Branches 635 Outlets Average of Japan’s Mega Banks 24,014 Post Offices Hokkaido 5 Branches 1,487 Post Offices 1,683 ATMs Number of Domestic ATMs Tohoku ATM 26,331 ATMs 25,687 CD·ATMs Tohoku Region Total Number of CD·ATMs for Six Major City Banks (As of March 31, 2011) (As of September 30, 2010) Chubu Kanto Chugoku Kinki Shikoku Branches Kyushu/Okinawa 10 2,567 Post Offices 2,289 ATMs Chubu Region Kanto Region Kinki Region 33 Branches 111 Branches 44 Branches 4,497 Post Offices 4,996 Post Offices 3,415 Post Offices 4,550 ATMs 7,025 ATMs 4,107 ATMs Chugoku Region Shikoku Region Kyushu/Okinawa Region 11 Branches 6 Branches 14 Branches 2,249 Post Offices 1,156 Post Offices 3,647 Post Offices 2,169 ATMs 1,157 ATMs 3,351 ATMs Notes: 1. Outlets = Branches + post offices 2. Japan’s Mega Banks: The Bank of Tokyo-Mitsubishi UFJ, Ltd., Sumitomo Mitsui Banking Corporation, and Mizuho Bank, Ltd. 3. JAPAN POST BANK had 26,215 ATMs as of September 30, 2010. Sources: Created from published materials from each company. Japan Bankers Association official web site 10 JAPAN POST BANK Trustworthy We aim to be the most trustworthy bank. Massive Deposit Base Over the past 130 years since its founding, the Bank has provided savings products and services to customers across the country. Today, the Bank boasts one of the largest deposit balances in the world. Total Deposits of Major Banks Around the World US$ million JAPAN POST BANK Mitsubishi UFJ Financial Group, Inc. HSBC Holdings plc Sumitomo Mitsui Financial Group, Inc. Mizuho Financial Group, Inc. Bank of America Corporation JPMorgan Chase & Co. Wells Fargo & Company Citigroup Inc. Banco Santander, S.A. 0 500,000 1,000,000 1,500,000 2,000,000 2,500,000 Note: Japanese banks as of March 31, 2011, others as of December 31, 2010. Calculated based on foreign exchange rates as of the respective fiscal year-end. Source: Created from published materials Proactive We aim to achieve growth through the proactive development of our earnings structure. Building an Even Stronger Balance of Securities Excluding JGBs Earnings Structure As of March 31 ¥28.5 trillion The Bank’s earnings structure is premised on a stable business model in which the Bank attracts low-interest deposits and invests those deposits in securities, ¥22.3 trillion Japanese local primarily Japanese government bonds, to secure government bonds interest income. However, in order to build an even and Japanese Japanese local corporate bonds stronger earnings structure, the Bank is working to government bonds spread revenue sources by diversifying its assets and Japanese corporate bonds portfolio under a refined risk management system. Specifically, the Bank is increasing investment in Foreign Securities, etc* Foreign Japanese local government bonds, Japanese Securities, etc* ¥4.7 trillion corporate bonds, and foreign bonds. ¥9.9 trillion 2010 2011 * Classified as “Others” or “Other securities” in securities filings. Annual Report 2011 11.