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TULI TORONTO NEWS the Latest Mortgage News, Views and Announcements

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TULI TORONTO NEWS the Latest Mortgage News, Views and Announcements I S S U E 3 A P R I L 2 0 2 0 TULI TORONTO NEWS The latest mortgage news, views and announcements Covid 19 - Update A Useful Guide Related To Your Mortgage and COVID-19 PAGE 2-3 C OVID-19 And Your Mortgage Payment: Deferred Mortgage Contact List PAGE 4-5 COVID-19 List of the most relevant relief measures PAGE 6-7 Why aren't mortgage rates plunging? PAGE 8 Tuli Parubets p. 647-896-2233 Covid-19 e. [email protected] w. tulitoronto.com edition Broker lic# M12002312 WHAT YOU NEED TO KNOW Tuli Parubets p. 647-896-2233 e. [email protected] w. tulitoronto.com Broker lic# M12002312 WHAT YOU NEED TO KNOW CONTINUED Tuli Parubets p. 647-896-2233 e. [email protected] w. tulitoronto.com Broker lic# M12002312 CONTACT LIST FOR MORTGAGE PAYMENT DEFERRALS In order for you to make a mortgage payment deferral, please refer to following contact list and #s. If I can be of any help, please don’t hesitate to contact me. Alterna Credit Union 1-877-560-0100 or local branch B2B 1-800-263-8349 or 1-866-334-4434 https://www.globenewswire.com/news- release/2020/03/18/2002939/0/en/Laurentian-Bank-Financial-Group-is- supporting-its-customers-during-the-COVID-19-pandemic.html BMO 1-877-788-1923 https://www.bmo.com/main/personal/bmo-branches-coronavirus-update/ Bridgewater Bank 1-866-243-4301 [email protected] subject - Mortgage Payment Relief Assistance CIBC 1-800-465-2422 https://www.cibc.com/en/personal-banking/advice-centre/covid- 19/requesting-financial-assistance.html CMLS 1-888-995-2657 [email protected] subject - Mortgage Payment Relief Assistance Community Trust 1-800-268-1576 Desjardins Credit Union 1-855-688-2433 https://www.desjardins.com/ca/covid-19/index.jsp Duca Credit Union 1-866-900-3822 https://www.duca.com/about-us/resources/duca-news/in-the-event-of- financial-challenges-due-to-covid-19-were-here-to-help/ Equitable Bank 1-888-334-3313 https://www.equitablebank.ca/covid-19 First National Financial 1-888-488-3313 [email protected] First Ontario Credit Union 1-800-616-8878 https://www.firstontario.com/covid19 Haventree 1-855-272-0051 [email protected] subject - Mortgage Payment Relief Assistance Home Trust 1-855-270-3630 Tuli Parubets [email protected] p. 647-896-2233 e. [email protected] w. tulitoronto.com Broker lic# M12002312 CONTACT LIST FOR MORTGAGE PAYMENT DEFERRALS In order for you to make a mortgage payment deferral, please refer to following contact list and #s. If I can be of any help, please don’t hesitate to contact me. HSBC 1-888-310-4722 IC Savings 416-253-4007 ICICI 1-888-424-2422 Manulife 1-877-765-2265 MCAP 1-800-265-2624 [email protected] subject - Mortgage Payment Relief Assistance Meridian Credit Union 1-866-592-2226 or local branch Merix/Lendwise 1-877-637-7881 or [email protected] Marathon 1-855-503-6060 or [email protected] subject - Mortgage Payment Relief Assistance National Bank https://www.nbc.ca/en/about-us/news/news- room/press-releases/2020/20200317-covid-19-la-bnc-offrira-des- mesures-de-soutien-aux-clients.html Optimum 1-866-809-5800 or [email protected] RBC 1-866-809-5800 https://www.rbc.com/covid-19/index.html RFA/Street Capital Mortgage begins with 4 1-866-939-5005 [email protected] RFA/Street Capital Mortgage begins with 6 1-877-776-6888 [email protected] RFA/Street Capital Mortgage begins with 7, 8 or 9 1-833-228-5697 [email protected] RMG 1-866-809-5800 or [email protected] subject - Mortgage Payment Relief Assistance Scotiabank 1-800-472-6842 https://www.scotiabank.com/ca/en/about/relief-and- support/coronavirus-covid-19.html TD 1-888-720-0075 https://www.td.com/ca/en/personal- banking/covid-19/ Verico Lifecycle 1-855-805-7107 [email protected] XMC 1-877-775-2970 [email protected] subject - Mortgage Payment Relief Assistance Tuli Parubets p. 647-896-2233 e. [email protected] w. tulitoronto.com Broker lic# M12002312 LIST OF THE MOST RELEVANT RELIEF MEASURES Our friend Chandor Gauthier, CPA, CA at Crowe Soberman LLP put together a single list of the most relevant relief measures, organized by type. I highly recommend clicking through to their summary post which will be added to and/or edited as new measures are released. Click here for the up to date listing of the topics covered below https://www.crowe.com/ca/crowesoberman/insights/covid-19-relief-measures There is a new $200 one-time payment per child up to the age of 12. In the link above, go down to Ontario Support for Families. The application form is fairly short. Feel free to share with your friends and contacts who could also benefit from this. Tuli Parubets p. 647-896-2233 e. [email protected] w. tulitoronto.com Broker lic# M12002312 LIST OF THE MOST RELEVANT RELIEF MEASURES CONTINUED Tuli Parubets p. 647-896-2233 e. [email protected] w. tulitoronto.com Broker lic# M12002312 INTEREST RATES ARE PLUNGING – SO WHY AREN'T MORTGAGE RATES? "People tend to think that when someone walks into a bank to ask for a home loan, if they are approved, the bank just takes the cash out of some safe at the back, hands it over to the borrower and charges them interest over time to make a profit.But, in fact, banks don't keep that much money just lying around either — they typically borrow it themselves and make money on the spread between how much they're charged for it and how much they turn around and charge the borrower for it." To read the full article put out by CBC news explaining what is currently happening with mortgage rates. CLICK HERE Tuli Parubets p. 647-896-2233 e. [email protected] w. tulitoronto.com Broker lic# M12002312 .
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