TERMS AND CONDITIONS

This offer is valid only for Cargills Bank Mastercard Credit and Debit Card holders. 1. Christmas Promotion Terms and Conditions are as follows

Category Merchant Name Location Promotion Special conditions period Supermarket Cargills Food city All outlets Valid till 31st The cardholder has to spend December a total of LKR 10,000 or 15% Savings for 2019 above for a calender month Credit Cards with a minimum value of above LKR 2,000 per transaction at Cargills Food City.

The maximum Cash Back amount per month per Card Account will be LKR 7,500.

If the customer is eligible for a cash back, the monthly Cash back amount will be credited to the Cardholders Cargills Bank savings account on or before 14th working day of the following month.

Movie Ceylon Theatres Majestic City Valid till The offer is valid only during Cineplex 31st Monday to Thursday till 31st Buy 1 ticket and Get Empire Cineplex December December 2019. 1 ticket Free with a Regal Cinemas 2019 Pepsi (Credit A maximum of 03 tickets can Cards) be purchased through the credit card per day,per card account.

Promotion is valid over the counter & online transactions

Online transactions can be made through www.bookmyshow.com. KFC All outlets Valid till Maximum bill value is LKR 31st 10,000 20% Savings at KFC December for bills above LKR 2019 1,500 on Credit cards

TGIF Valid till 31st Minimum bill value is LKR 30% savings for December 2,500 Credit Cards 2019 Maximum bill value is 15,000 Offer valid only for food and Non alcoholic beverages. Coffee Club No 15, Fife Valid till 17th 10% savings on total bill 10%-Credit Road, 05 July 2020 (Excluding Liquor and 10%-Debit Vouchers)

The Paddington No 96,Kynsey Valid till 17th 15% savings on total bill 15%-Credit Road, July 2020 (Excluding Liquor and 15%-Debit Colombo 07 Vouchers)

ISSO No 53, Ananda Valid till 17th 10% savings on total bill Food & 10%-Credit Koomaraswamy July 2020 (Excluding Liquor and Beverages 10%-Debit Mawatha,Colombo Vouchers) 03

English Cake No 20, Sulaiman Valid till 17th 10% savings on total bill company terrace, July 2020 (Excluding Liquor and 10%-Credit Colombo 05 Vouchers) 10%-Debit

Hyve Dessert No 61, 10% savings on total bill 10%-Credit Thimbirigasyaya Valid till 17th (Excluding Liquor and 10%-Debit Road, January 2020 Vouchers) Colombo 05

Park Street No 48/A, Valid till 17th 10% savings on total bill Trattoria Park street, July 2020 (Excluding Liquor and 10%-Credit Colombo 07 Vouchers) 10%-Debit

& Co Pub & Kitchen No 45 Hospital Ln, Valid till 30th 15% off for food only 15% -Credit Cards Colombo 01 December 2019 Electronics Softlogic All Outlets Valid till Valid only for selected Up to 35% Saving 31st consumer electronics for Credit Cards December 2019

mysoftlogic.lk Online Valid till 31st Offer is available on Up to 35% Saving December mysoftlogic.lk for Credit Cards 2019 Valid only for selected consumer electronics

Wasi.lk Online Valid till 31st Offer valid on selected Up to 12.5 % December products. Savings for Credit 2019 Cards

Leisure Browns Resorts & For more details Valid till 20th Offer is valid only for Half Spas visit December Board and Full Board basis. www.brownshotel 2019 50%-Credit s.com Promo code- “CB40” 50%-Debit Siddhalepa Ayurved Mount Lavinia Valid till 31st 20% savings on the total bill a Hospital December for indoor patient 2019 Up to 20% Savings 15% savings for OPD to bill for Credit Cards above LKR 2500 Siddhalepa Spa Mount Lavinia and Valid till 31st 20% savings at Siddhalepa Colombo 07 December Spa for bills above LKR 3,000 20% Savings for 2019 ( Monday to Thursday) Credit Cards

Siddhalepa Anarva Mount Lavinia Valid till 31st 25% savings on City Hotel December accommodation (suites & 2019 sea view rooms on BB basis) Up to 25% Savings for Credit Cards 25% savings at Anarva SKY 348 restaurant (Bar excluded) Siddhalepa Ayurved Wadduwa Valid till 31st 20% savings on a Health Resort December accommodation for Superior 2019 Rooms Up to 25% Savings for Credit Cards 25% savings on accommodation for Deluxe Rooms Melheim Resorts Haputale Valid till 31st Offer is valid only for Half December Board or Full Board basis. 40% Savings for 2019 Credit Cards Sigiriya Gate Hotel Dambulla Valid till 31st December 50%-Credit 2019 50%-Debit Citrus Waskaduwa Waskaduwa & Valid till 20th & Citrus Hikkaduwa Hikkaduwa December 2019 Up to 50% Discount on Half Board and Full Board basis for Credit Cards Black pool hotel Nuwaraeliya Valid till 20th This offer is Valid only for December Deluxe rooms.(Half 50%-Credit 2019 Board/Full Board?) 50%-Debit

Pegasus reef -club Wattala Valid till 31st This Offer is valid only for membership December Gold and Platinum Club 10%-Credit 2019 memberships 10%-Debit

Oak ray hotels & For more details Valid till 30th This offer is valid only for resorts visit April 2020 Half Board or Full Board 40%-Credit www.oakrayhotels Basis 30%-Debit .com

Lanka Hotels and Zand Hotel Valid till 40% off on Double/Triple Resorts Negombo 31st rooms with Full or Half 40% -Credit Elephant Reach December board basis 40%-Debit Yala 2019 The Beach Camp Yala

Clothing The Outlet store All outlets Valid on 23rd 15%-Credit and 24th 15%-Debit December 2019

Kids Ware House All outlets Valid on 15%-Credit 24th ,25th,30th 15%-Debit & 31st December 2019 Jewellery Fior Drissage Uptown-Liberty Valid till 31st Diamond jewellery only. 50%-Credit Plaza December 50%-Debit 2019 Beverly Jewellers All outlets Valid till 31st Up to 50% savings on White Up to 50% savings January 2020 Gold Jewellery at the for Credit Cards Colombo Beverly Jewellers.

Up to 20% Savings on Yellow Gold Jewellery at Panadura Beverly Jewellers & Colombo Beverly Jewellers. Abdeen Jewellers No 28, Valid till 31st Up to 25% discount on Temple Lane December Diamond and Gem studded Up to 25% Savings Colombo 03 2019 Jewellery for Credit Cards Up to 10% discount on Gold Jewellery Swarna Mahal All outlets Valid till 31st Flat 10% savings on Yellow Jewellers December Gold Jewellery for bills 2019 above 10% Savings for LKR 50,000 Credit Cards Mallika All outlets Valid till 31st Up to 20% discount on Hemachandra December Diamond studded Jewellery Jewellers 2019 Up to 20% Savings Up to 15% discount on 22KT for Gold Jewellery Credit Cards Devi Jewellers All outlets Valid till 31st Flat 10% savings on Labour December charges. 10% Savings for 2019 Credit Cards

Raja Jewellers All outlets Valid from Up to 45% savings on 16th Diamond Jewellery. Up to 45% Savings December to for Credit Cards 18th Up to 35% savings on Colour December Stone Jewellery. 2019 Up to 25% savings on Bridal Jewellery. Fitness Fitness First All outlets Valid till LKR 55,000 for Gym, Sauna December & Swimming pool at Special rates on 2019 Maitland Crescent Colombo Annual 07 membership fee for Credit Cards LKR 32,000 for Gym at K Zone, Ja-ela LKR 45,000 for Gym at World Trade Centre

Lifetime Fitness All outlets Valid till 31st December 10% Savings for 2019 Annual membership fee. Furniture Natuzzi & Lifestyle All outlets Valid till 31st Up to 35% Savings for Home store December selected items. 2019 Up to 35% Savings for Credit Cards Lionco Mattress All outlets Valid till 31st store December 2019 15% Savings for Credit Cards

Wood Field (Pvt) All outlets Valid till 31st This offer is valid only for Ltd December bills above LKR 50,000. 2019 10% Savings for Credit Cards

Automotive Auto Miraj All outlets Valid till 31st 25% savings on Full Detailing January 2020 package & Wheel alignment. Up to 25% Savings for Credit Cards 20% savings on Lube service package.

20% savings on Wash, Vacuum and Wax .

10% savings on Full painting & Gyeon coating. U & H Wheel All outlets Valid till 31st Up to 45% savings on Tires & Services December Batteries 2019 Up to 45% Savings for Credit Cards Pink Auto Shop All outlets Valid till 31st 10% Savings for Credit December Cardholders on selected 10% Savings for 2019 services. Credit Cards Opticians Wickramarachchi All outlets Valid till 31st Flat 20% Savings on Frames Opticians December & Sunglasses. Up to 20% Savings 2019 for Credit and Debit Flat 10% Savings on Cards Glaucoma & Retina Scan.

Free eye testing for Cargills Bank Credit & Debit card holders.

Rs.10,000 discounts on implant evaluation and Rs.25,000 discounts on full implantable device. Nawaloka Hospital Deshamanya, Valid 31st Healthcare 25% on Diabetes No 23 December Check up for Credit H K Dharmadasa 2019 Cards Mawatha, Colombo 02 Watches Wimaladharma & All outlets Valid till 31st Sons January 2020 Up to 30% Savings for Credit Cards

Travel A1 Travel No 70-1/1, Valid till 31st 10% Savings for Galle Road, January 2020 selected tours Dehiwala, Sri Lanka Cosmetics British Cosmetics Valid till 31st Minimum bill value is LKR 15% savings for Majestic City December 2,000 Credit Cards Beverly street 2019 Mount Lavania Insurance InsureMe Online Valid till 31st 10% Savings December for the Basic premium of Full 10% Savings for 2019 Motor Insurance. Credit Cards.

Education OCBT Campus No 320, Level 3, R. Valid till 31st Offer Valid for selected A. De Mel December Programmes. LKR 10,000 Instant Mawatha, 2019 Cashback for Credit Colombo Cards

2. Discount is not applicable for any vouchers and already discounted products.

3. Promotion will not be applicable for commercial use purchases.

4. Multiple transactions are not allowed for this promotion. 5. Cardholder is to settle the total bill payment via Credit or Debit Card issued by Cargills Bank Limited to be eligible for the settlement plan(s) mentioned herein.

6. Cargills Bank Ltd (The Bank) shall not be held liable to the Cardholder for any claims, losses, damages and/or with regard to the quality of goods and services and/or any other reason whatsoever that may arise from the products/services offered by the supplier.

7. In the event of misuse of the card at the service establishment involved in the promotion period, the Bank may at its discretion restrict the use of the card during the tenor of the promotion.

8. The Cargills Bank Ltd reserves the right to modify or change the terms and conditions applicable for the offer without any prior notice.

9. The Cargills Bank Ltd reserves the right to amend/withdraw this offer at its sole discretion.

10. In the event of any dispute, the decision of the Cargills Bank Ltd shall be considered final.

11. This offer cannot be exchanged for cash or conjunction with any other promotional programs or offers offered by the service establishment.

12. General terms and conditions for Cargills Bank Ltd Credit or Debit Card transactions will be applicable.

13. 0% Interest Installment Plan is made available by Cargills Bank Limited to the credit card holders of the Bank.

14. Cardholders will be able to enjoy 0% interest up to 36 months Installments for transactions above LKR 25,000 with a processing fee of LKR 500.

15. Under 0% interest Installment plan Cardholder can request 3,6,12,18,24, or 36 month Installment plans.

16. The Cardholder should inform the Cargills Bank Ltd Call centre within 14 days from the transaction performed date to convert the transaction in to Installments.

17. The total transaction amount will be blocked within the existing credit limit and the respective Installments will be billed to the statement on a monthly basis. The blocked transaction value will be gradually reduced along with the repayment of each Installment.

18. In the event the Cardholder’s credit card is terminated, cancelled, not renewed, or suspended due to any reason whatsoever or any breach of the terms and conditions herein including non payment of dues under the Installment Plan or any breach of the Cardholder agreement and the terms and conditions thereof, the outstanding Installments (including the Installments that are not billed) shall become immediately due and payable in full to the Cargills Bank Ltd.