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DAY NRLM Annual Action Plan KUDUMBASHREE DAY NRLM Annual Action Plan 2017-18 1 | P a g e Kudumbashree Mission DAY NRLM Annual Action Plan 2017-18 CONTENTS 1 Introduction 3 2 Phasing plan 5 3 Review of Progress of AAP 2016-17 6 4 Social Mobilization, Institution Building and 11 Capacity Building – Strategies and key activities 5 Financial Inclusion – Strategies and Key Activities 17 6 Livelihoods 19 7 Convergence, Pilots, Innovations and Partnerships 25 8 Systems 31 9 Other Activities 33 10 Timeline of Activities 34 11 Summary of Costs 35 12 List of Tables 36 13 Tribal special interventions in four districts Annexure – 1 A Project towards the social, financial and 14 livelihood inclusion of endosulphan victims and destitutes & mentally challenged persons Annexure – 2 15 Elderly Inclusion Project (NRLP) Annexure – 3 Comprehensive tribal and particularly vulnerable 16 Annexure – 4 tribal group development project (Attapady) 17 Kudumbashree NRO Annexure – 5 2 | P a g e Kudumbashree Mission DAY NRLM Annual Action Plan 2017-18 CHAPTER 1 Introduction The NRLM programme started in the State in 2012–13 with an objective to facilitate institution building and capacity building of grassroots institutions of the poor resulting in generation of social capital, social & financial inclusion and improvement in livelihoods. Under the Annual Action Plans (AAPs) of 2013-14, 2014-15, 2015-16 and 2016-17, Kudumbashree has undertaken various initiatives towards institution building and capacity building, social inclusion and social development and livelihood enhancement. Kudumbashree focused on social and financial inclusion of vulnerable sections like PwD and coastal population, and capitalization of institutions of poor in 2016-17 under NRLM. Further, in order to sustain livelihoods of the poor, Kudumbashree complemented the livelihood collectives with capacity building and other technical trainings. The fund received and the expenditure over the years furnished below. Fund Received & Expenditure (Rs. In lakh) Year Budget Allocation/Sanction Fund Released Expen % of Remarks Central State Total Central State Total diture Expendi ture 2012- 3938 1312 5250 1969 0 1969 1869 92 No state share 13 received during the year 2013- 2007 669 2676 2620.9 656 3276.9 3043.17 86 Central share of 14 2012-13 Rs.1617.40 and State share Rs.656 also received during the year 2014- 819 273 1092 1413 471 1884 2257.7 95 Central share of 15 2013-14 Rs.1003.5 and State share Rs.471also received during the year 2015- 849.05 566.03 1415.08 621.44 545.65 1167.09 1337.02 96.7 Central share of 16 2014-15 Rs.267.67 and State share Rs.207.14 also 3 | P a g e Kudumbashree Mission DAY NRLM Annual Action Plan 2017-18 received during the year 2016- 688 460 1148 996.26 664.17 1660.43 1345.90 61% Central share of 17 (up 2015-16 to Rs.651.87 and Januar State share y Rs.434.58 also 2017) received during the year Total 8301.05 3280.03 11581.08 7620.6 2336.82 9957.42 9957.42 4 | P a g e Kudumbashree Mission DAY NRLM Annual Action Plan 2017-18 CHAPTER 2 Phasing plan DAY NRLM has strengthened Kudumbashree Mission in its endeavour to eradicate absolute poverty from the State by facilitating organisation, institution building and capacity building of the institutions of the poor. From its very inception, Kudumbashree has attempted to bring every poor woman in the state within its fold and as a result, today Kudumbashree has universal coverage in every ward and every Panchayat, and nearly every hamlet. The Kudumbashree/NRLM foot print is given below in a nutshell. NRLM Foot print achieved Cumulative numbers Number of Districts / Blocks 14 / 152 Number of Neighborhood Groups (SHGs)/members 2,35,037 / 35,60,659 Number of Area Development Societies (Village Organisations) 15,995 Number of Community Development Societies (Cluster level 978 Federations) Number of JLGs groups / members 49,853/ 1,99,412 Number of Micro Enterprises (MEs received Kudumbashree 30,000 subsidy. MEs started with internal loan not included) Number of Livelihood Collectives 10 However, Kudumbashree envisages inclusion of all vulnerable poor into NHGs (Self Help Groups and their federations), all NHGs follow Panchasutras/Dashasutras, creation of large pool of social capital, poor households access multiple doses of investments, creation of sustainable livelihoods and enhancement of household level income, as part NRLM phasing plan. In the coming years, Kudumbashree would focus on saturation/expansion of coastal and tribal population as well as inclusion of Elderly, PwDs, Transgenders, endosuphan affected families, mentally challenged, Migrant labourers and destitutes. 5 | P a g e Kudumbashree Mission DAY NRLM Annual Action Plan 2017-18 CHAPTER 3 Review of Progress of AAP 2016-17 a. Physical progress in key areas of implementation : No. Program Progress 1 Institution Capacity building of more than 100 State Mission Staff Building & conducted. Training of 95 State & District level Master Capacity Building Trainers in IB & CB and 175 District & Block level Master Trainers in ME also conducted. Transaction based MIS has been piloted in Edapally block of Ernakulam district. 2 Social Inclusion & Tribal interventions such as deployment of 225 CRPs, Social conduct of 15 Ooru Adalaths and identification & Development training of 260 book keepers for tribal NHGs undertaken. It is planned to train 50 Master Trainers (3 to 4 per district) in SI & SD with particular focus on tribal communities in the month of March, 2017. Kudumbashree has also undertaken several activities in tribal areas in convergence with ST Department such as Community Kitchen. As part of social inclusion of vulnerable communities especially PwDs and coastal population into functionally effective and self-managed institutions, provided Revolving Fund to 100 PwD NHGs and CIF to 90 coastal CDSs as corpus to meet the members’ credit needs. As part of inclusion of mentally challenged and endosulphan affected families, a special programme initiated in Kasaragod District. Mobilisation of affected families into special NHGs initiated. A detailed plan of action developed and proposed to be submitted along with AAP of 2017-18. Under Women Empowerment and Gender, 320 Woman Counsellors have been selected and trained. A counselling day observed at the grass root level with support of LSGIs. These 320 counsellors are working as the community counsellors and collaborate with Gender Corner and Snehitha Gender Help Desk of Kudumbashree. 6 | P a g e Kudumbashree Mission DAY NRLM Annual Action Plan 2017-18 3 Financial Kudumbashree provided Revolving Fund (RF), Inclusion Community Investment Fund (CIF) and Vulnerability Reduction Fund (VRF) as resources in perpetuity to the CBO, not only to meet their credit needs and to address their vulnerabilities, but also to strengthen their institutional and financial management capacity. Rs. 84 lakhs has been disbursed to 560 NHGs as RF. Rs. 300 lakhs has been disbursed to 60 CDSs as CIF. 37.5 lakh disbursed to 50 ADSs as VRF. Moreover, Interest subvention has been released for a sum of Rs 386 lakhs for 51082 NHGS. (RF to PwD NHGs and CIF to coastal CDSs already mentioned under SI & SD). A Financial Literacy Campaign has been conducted in all districts and training to 978 CDS Vice chairpersons have been conducted with the support of Kudumbashree Training groups. Vidya Loan Awareness Campaign, an awareness regarding Educational loans conducted for 10th and 12th students in 14 blocks of the State with the support of RBI. Training for Bank Managers is scheduled for March, 2017. NHG - Bank Credit Linkage of Rs 1045 Crores achieved till 31st January, 2017. 34,170 NHGs linked in this year. CDSs conducted Banks-NHGs camps as part of linkage campaign. 4 Livelihoods Under NRLM, Kudumbashree supported Livelihood Collectives towards sustainable livelihoods and offered access to livelihoods knowledge, skills, technology and credit support through their federations with primary focus on scaling-up and layering of successful small- scale projects with the help of government agencies. 45 Director Board members of 5 Producer Companies have been trained in Cochin University of Science & Technology (CUSAT) in management of Producer Company. 30 Members of various Apparel Parks in Kannur have been provided with advanced skill training in National Institute of Fashion Technology (NIFT). 10 members of Thennala Agro Producer Company, Malappuram have been trained in development of a breakfast cereal in Council for Food Research & Development (CFRD). 75 members of Imashree Producer Company, Idukki have been trained in dairying in Kerala Vetenary University. Imashree has further been supported for networking with Kerala Feeds Ltd., a government cattle fodder 7 | P a g e Kudumbashree Mission DAY NRLM Annual Action Plan 2017-18 production company. The Goat Farmers Producer Company, Kannur has been supported with a team of 16 Veterinary CRPs. 177 Goat Farmers have been provided with training on farming as well as functions of producer companies. Mobilisation of farmers has been conducted towards formation of collectives in Alappuzha and Pathanamthitta. Approximately 500 members have been sensitized towards collectivization. Under NRLM, Kudumbashree also envisaged to support the purely un-organised sector of Non Timber Forest Produce (NTFP). 5 Districts and 25 Panchayats have been identified as potentially rich NTFP areas and interventions have been initiated in these panchayats to promote sustainable practices across the entire value chain of NTFP - regeneration, collection, processing & marketing. Survey of NTFPs (commodities, expected collection, quantity, value) has been completed in 25 Panchayats and a Resource Inventory has been developed to evaluate the present status and availability of forest resources with user community participation. Identification of NTFP collectors have been completed and formation of NTFP SHGs or special NHGs is under progress. Further intervention planned in the next year. As part of supporting Micro Enterprises to strengthen livelihoods of the poor, 175 Micro Enterprises Consultants (MECs), a pool of community practitioners (CRPs) have been trained by HLL Lifecare Training Division to ensure handholding and scale up of best practices.
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