DOCSLIB.ORG

To Volume 78

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
To Volume 78 December 1992 A80 Index to Volume 78 GUIDE TO PAGE REFERENCES IN MONTHLY ISSUES Issue Text "A " Pages Issue Text "A " pages Index to Index to tables tables January 1-106 1-71 72-73 July 459-578 1-68 70-71 February 107-168 1-83 84-85 August 579-632 1-83 84-85 March 169-222 1-73 74-75 September .... 633-726 1-85 86-87 April 223-312 1-68 70-71 October 727-800 1-71 72-73 May 313-402 1-81 82-83 November .... 801-878 1-83 84-85 June 403-458 1-68 70-71 December 879-976 1-68 70-71 The "A" pages consist of statistical tables and reference information. Statistical tables are indexed separately (see p. A70 of this issue). Pages Pages ABU DHABI 509 Automated clearinghouses Agriculture, U.S. Department of 512 Services 729 Aid to Families with Dependent Children 894 Unit cost 515 Allison, Theodore E., statement 529 Amer, Howard A., appointed Assistant Director, Division of Banking Supervision and Regulation 687 American Bankers Association 816 BANC A Nazionale del Lavoro 512, 685 Angell, Wayne D. Bank for International Settlements, Basle 33, 600, 682 Federal Reserve System, expenses and budget, statement . 515 Bank Holding Company Act of 1956 Annual Statistical Digest, 1991, published 910 Orders issued under Articles A.N.B. Holding Company, Ltd 627 An analysis of potential Treasury auction techniques 403 ABC Bancorp 963 ABN AMRO Bank, N.V., Amsterdam, Asset-backed commercial paper programs 107 The Netherlands 296 Banking markets and the use of financial services by ABN AMRO Holding N.V., Amsterdam, households 169 The Netherlands 296 Changes in family finances from 1983 to 1989: ABN AMRO North America, Inc 296 Evidence from the survey of consumer finances Acquisition Corporation 963 Article 1 Allied Bank Capital, Inc 627 Errata 274 Allied Irish Banks pic, Dublin, Ireland 58 Deregulation and competition in Japanese banking 579 Alpha Financial Group, Inc 101, 456 Developments in the pricing of credit card services 652 AMCORE Financial, Inc 930 Evolution of the U.S. commercial paper market American Bancshares, Inc 721 since 1980 879 American Interstate Bancorporation, Inc 309 Expanded HMDA data on residential lending: Ames National Corporation 59 one year later 801 AmFirst Financial Services, Inc 163 Federal Reserve Banks as fiscal agents and APM Bancorp, Inc 218 depositories of the United States 727 Arlington State Banc Holding Company 627 Monetary policy report to the Congress 223, 633 Arvest Bank Group, Inc 379, 445 Recent developments affecting the profitability Associated Banc-Corp 380, 383 and practices of commercial banks 459 Aurora First National Company 380 State and local government sector: long-term trends Australia and New Zealand Banking Group Limited, and recent fiscal pressures 892 Melbourne, Australia 292 Treasury and Federal Reserve foreign Baily Financial Corporation 874 exchange operations 19, 242, 484, 738 Banc One Colorado Corporation 876 U.S. international transactions in 1991 313 Banc One Corporation .... 99, 159, 310, 573, 699, 722, 876 Atlanta Journal Constitution, publication of articles Banc One Mortgage Corporation 310 on mortgage lending 807 Banc One Ohio Corporation 699 Auction techniques by the U.S. Treasury, Banc One Texas Corporation 932 article on analysis 403 BanCentral Corporation 721 Australian government and indexed-linked bonds 606 Banco de Santander, S.A. de Credito, Ausubel, Lawrence 665 Santander, Spain 60, 72, 163 Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis December 1992 A81 Pages Pages Bank Holding Company Act of 1956—Continued Bank Holding Company Act of 1956—Continued Orders issued under—Continued Orders issued under—Continued Bancorp of Mississippi, Inc 721 Community Bancorp of Louisiana, Inc 454 Banc West Bancorp, Inc 571 Community Bank Group, Inc 722 Bank Corporation of Georgia 874 Community Financial of Kentucky, Inc 163 Bank of New York Company, Inc 797 Community First Bankshares, Inc 218, 309, 630, 874 BankAmerica Corporation 299, 338, 707 Community Group, Inc 454 Bankers Trust New York Corporation 723 Continental Bancorporation 380 Banner Bancorp, Ltd 627 CoreStates Financial Corp 779 Barnett Banks, Inc 218, 630 Country Bancorporation 99 Baylor Bancshares, Inc 628 Country Bankers, Inc 628 BB&T Financial Corporation 382, 454 County Bancshares, Inc 573 Belleville Bancshares, Corporation 163 Coweta Bancshares, Inc 218 Bellwood Community Holding Company 963 Cowlitz Bancorporation 163 Berkshire Financial Services, Inc 571 Crescent Banking Company 380 Crossroads Bancshares, Inc 722 Big Sioux Financial, Inc 573 Crosswhite Bankshares, Inc 218 Bigfork Bancshares, Inc 722 CS Bancshares, Inc 380, 795 Blythedale Bancshares, Inc 630 CSB Bancorp Inc 99 BMC Bankcorp, Inc 723 Daupin Deposit Corporation 573 Boatmen's Bancshares, Inc 163, 370, 382, 723, 963 Dawson Corporation 380 BOK Financial Corporation 963 Decatur Investment, Inc 963 Bowbells Holding Company 721 Denmark Bancshares, Inc 876 BRAD, Inc 454 Deuel County Interstate Bank Company 963, 966 Brenton Banks, Inc 876 Dickinson Financial Corporation 722 Broadmoor Capital Corporation 795 Dixon Bancshares, Inc 380 Brooke Corporation 966 Donnelly Bancshares, Inc 722 Brooke Holdings, Inc 630, 797 DunC Corp 571 Browning Partners International, Inc 380 Dunlap Iowa Holding Co 963 Bushton Investment Company, Inc 218 Eagle Financial Services, Inc 99 BW3 Bancorporation 99 Edwards Brothers Holding Company, Inc 628 Camilla Bancshares, Inc 454 Elkton Holding Company 218 Capitol Bancorp Ltd 628 F & M Bancorporation 573 Cardinal Bancshares, Inc 797 F & M National Corporation 380 Carolina First BancShares, Inc 795 F. Calvin Packard Family Limited Partnership 218 Carolina First Corporation 937 F.N.B. Corporation 101 Carrollton Bancshares Corporation 963 F.S.B. Bancorporation, Inc. of Fort Morgan ESOP 219 CB Financial Corporation 218 F.S.B., Inc 550, 796 CB&T Clarksburg Corporation 704 F.W.S.F. Corporation 722 CB&T Financial Corp 628 Farmers National Bancorp, Inc 99 CB&T Financial Corporation 704 Farmers State Bancshares, Inc 571 CBA Bankshares, Inc 628 Farmers State Corporation 218 CBI-Illinois, Inc 454 Farmersville Bancshares, Inc 163 CBOC, Inc 163 FBOP Corporation 723 CBS Bancshares, Inc 309 Fidelity Southern Corporation 967 Central Bancompany, Inc 218 Fifth Third Bancorp 165, 573 Central Bancshares, Inc 797, 963 Financial Institutions, Inc 628 Central Delaware Financial Bancorp, Inc 722 Financial Investors of the South, Inc 219 Central Financial Bancorp, Inc 722 First Alabama Bancshares, Inc 101 Central Financial Corporation 795 First American Bank of Virginia 705 Centura Banks, Inc 99, 101, 876 First Autauga Bancshares, Inc 309 Chadwick Bancshares, Inc 218 First Bancorp of Kansas 964 Chase Manhattan Corporation 165 First Bancorp, Inc 101, 571 Chemical Bank 74 First Bancshares Corporation 628 Chemical Banking Corporation 74 First Bancshares of St. Landry, Inc 136 Childress Bancshares of Delaware, Inc 963 First Bank System, Inc 571, 948 Childress Bancshares, Inc 963 First Banks, Inc 454 Chuo Trust and Banking Company, Limited, First Beardstown Bancorp, Inc 163 Tokyo, Japan 446 First Busey Corporation 165 Citizens Bank Group, Inc 380 First Capital Bancorp, Inc 454 Citizens Holding Company, Inc 628 First Cecilian Bancorp, Inc 99 Citizens National Bancorp, Inc 874 First Central Bancshares, Inc 454 City Holding Company 454, 628 First Citizens Bancorp 722 CNB Bancshares, Inc 380 First Citizens Financial Corp 163 CNB of Central Indiana, Inc 380 First Commercial Bancshares, Inc 220 Coal City Corporation 963 First Commercial Corporation 98, 379 Colorado National Bankshares, Inc 874 First Commonwealth Financial Corporation 381 Columbia Bancorp 630 First Community Bancshares, Corp 628 Comerica Bank 554 Comerica Incorporated 101, 554, 630 First Community Bancshares, Inc 165, 310, 795 Commerce Bancshares, Inc 454 First Evergreen Corporation 99 Commercial Bancorp of Georgia, Inc 723 First Fidelity Bancorp, Inc 795 Commercial Financial Corp 454 First Financial Corporation 100, 795 Commonwealth Financial Corporation 874 First Financial Corporation of Idabel 100 Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis December 1992 A82 Federal Reserve Bulletin • December 1992 Pages Pages Bank Holding Company Act of 1956—Continued Bank Holding Company Act of 1956—Continued Orders issued under—Continued Orders issued under—Continued First Holding Company of Park River Inc 163 Kansas Bank Corporation 164 First Integrity Bancshares, Inc 628 Key Centurion Bancshares, Inc 964 First Interstate BancSystem of Montana, Inc 939 Keystone Financial, Inc 572 First Maryland Bancorp 58 KLT Bancshares, Inc 309 First Metro Bancorp 628 KSAD, Inc 629 First Mid-Illinois Bancshares, Inc 631 Lake Forest Bancorp, Inc 100 First Midwest Corporation of Delaware 964 Lakeland First Financial Group, Inc 572 First National Agency of Bagley, Inc 454 Laredo National Bancshares, Inc 139 First National Bancorp 163, 874 Leachville State Bancshares, Inc 219 First National Bank of Artesia Employee Liberty Bancorp, Inc 964 Stock Ownership Plan, 163 Lindo, Inc 164 First National Johnson Bancshares, Inc 100 Lisco State Company 873 First Nebraska Bancs, Inc 873 Lockhart Bankshares, Inc 455 First Neighborhood Bancshares, Inc 219 Lockhart Bankshares-Delaware, Inc 455 First of America Bank Corporation 162, 371 LoLyn Financial Corporation 875 First Security Financial Corporation 627 Lost Pines Bancshares-Delaware, Inc 629 First Southeast Missouri Bancorporation 628 Mabrey Insurance Agency, Inc 455 First State Bancorp of Princeton, Illinois, Inc 795 Magna
Load more

Recommended publications
  • H.2 Actions of the Board, Its Staff, and The
    ANNOUNCEMENT H.2, 1995, No. 17 Actions of the Board, its Staff, and BOARD OF GOVERNORS the Federal Reserve Banks; OF THE Applications and Reports Received FEDERAL RESERVE SYSTEM During the Week Ending April 29, 1995 ACTIONS TAKEN BY THE BOARD OF GOVERNORS TESTIMONY AND STATEMENTS One-dollar coin for the current one-dollar banknote - - statement by Governor Kelley to the Subcommittee on Domestic and International Monetary Policy of the House Committee on Banking and Financial Services, May 3, 1995. Authorised, April 28, 1995. BANK HOLDING COMPANIES Illinois Financial Services, Inc., Chicago, Illinois -- request for reconsideration of Board’s approval of application to acquire Archer Financial Corporation, Archer National Bank, and Chicago National Bank. Denied, April 24, 1995. BANK MERGERS Premier Bank, Inc., Wytheville, Virginia -- to acquire certain assets and assume certain liabilities of four branches of NationsBank of Virginia, N.A., Richmond, Virginia, and to establish branches. Approved, April 24, 1995. BANKS. FOREIGN Banco Frances del Rio de la Plata S.A., Buenos Aires, Argentina -- to establish a representative office in New York, New York. Approved, April 24, 1995. Farmers Bank of China, Taipei, Taiwan -- to establish a state'licensed, limited branch in Los Angeles, California. Approved, April 24, 1995. INTERNATIONAL OPERATIONS Chemical Bank, New York, New York -- to make an investment in Chemical Investment Bank Limited, London, England. Permitted, April 28, 1995. Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis H 2 APRIL 24, 1995 TO APRIL 28, 1995 PAGE 2 ACTIONS TAKEN BY THE BOARD OF GOVERNORS REGULATIONS AND POLICIES Public welfare investments by state member banks delegation of authority to Federal Reserve Banks to approve certain public welfare investments (Docket R-0877).
    [Show full text]
  • U.S. SBA Office of Advocacy--Small and Micro Business Lending For
    Office of Advocacy www.sba.gov/advo Advocacy: the voice of small business in government Small Business and Micro Business Lending in the United States for Data Years 2008-2009 Office of Advocacy U.S. Small Business Administration December 2010 Created by Congress in 1976, the Office of Advocacy of the U.S. Small Business Administration (SBA) is an independent voice for small business within the federal government. Appointed by the President and confirmed by the U.S. Senate, the Chief Counsel for Advocacy directs the office. The Chief Counsel advances the views, concerns, and interests of small business before Congress, the White House, federal agencies, federal courts, and state policy makers. Economic research, policy analyses, and small business outreach help identify issues of concern. Regional Advocates and an office in Washington, D.C., support the Chief Counsel’s efforts. For more information on the Office of Advocacy, visit www.sba.gov/advo or call (202) 205-6533. Receive email notices of new Office of Advocacy information by signing up on Advocacy’s Listservs at http://web.sba.gov/list. þ ADVOCACY NEWSLETTER þ ADVOCACY PRESS þ ADVOCACY REGULATORY NEWS þ ADVOCACY RESEARCH Foreword This edition of the Office of Advocacy’s annual study of lending to small and micro businesses by most depository institutions in the United States continues the expanded coverage of previous editions. In addition to banks, other depository institutions such as federal and state savings banks and savings and loan associations are included. Geographic coverage includes the United States and its territories. The two types of data used in this study are based on reports made by depository institutions to their respective regulating agencies—Call Reports for June 2009 and Community Reinvestment Act (CRA) reports for 2008.
    [Show full text]
  • U.S. Bancorp 2009 Annual Report U.S. B Anco Rp 20 09 a Nn Ua L Re
    (1,1) -1- 090314 USB_09AR_cover.indd 2/25/10 3:34:19 PM Quality Strength Leadership U.S. Bancorp U. S. B anco rp 2009 20 09 Annual Report Annual A nn ua l Re po rt 090314 USB_09AR_cover.indd 1 22/25/10/25/10 33:34:18:34:18 PPMM (1,1) -2- 090314 USB_09AR_cover.indd 2/25/10 3:34:47 PM U.S. Bancorp At A Glance Corporate I Ranking U.S. Bank is 5th largest U.S. commercial bank Asset size $281 billion Executive Offi ces U.S. Bancorp Deposits $183 billion 800 Nicollet Mall Loans $195 billion Minneapolis, MN 55 Customers 17.2 million Payment services and merchant processing International Common Stock T and Registrar Wholesale banking and trust services National BNY Mellon Shareow Consumer and business banking our transfer agent a and wealth management Regional paying agent and di Bank branches 3,002 plan administrator, a shareholder records ATMs 5,148 Inquiries related to s NYSE symbol USB stock transfers, cha At year-end December 31, 2009 lost stock certificate and dividend payme to the transfer agent Sustainability Corporate Profi le BNY Mellon Shareow P.O. Box 358015 This annual report was printed at U.S. Bancorp is a diversified financial services Pittsburgh, PA 1525 Hennegan, a company committed Phone: 888-778-13 to sustaining a healthy and safe holding company and the parent company of 201-680-6578 (inter environment by exceeding regulatory Internet: bnymellon. and environmental requirements as U.S. Bank National Association, the fi fth-largest defi ned by local, state and federal commercial bank in the United States.
    [Show full text]
  • Federal Register / Vol. 62, No. 217 / Monday, November 10, 1997 / Notices 60513
    Federal Register / Vol. 62, No. 217 / Monday, November 10, 1997 / Notices 60513 Vice President) 100 North 6th Street, Company, Wilmington, Delaware; to sale to (or purchase from) a customer, Philadelphia, Pennsylvania 19105-1521: merge with Harrisburg Bancshares, Inc., subject to the limitations and 1. PSB Bancorp, Inc., Philadelphia, Houston, Texas, and thereby indirectly conditions, pursuant to § 225.28(b)(7)(ii) Pennsylvania; to become a bank holding acquire Harrisburg Bancshares, Inc., of the Board's Regulation Y, and acting company by acquiring 100 percent of Reno, Nevada, and Harrisburg Bank, as agent for the private placement of the voting shares of Pennsylvania Houston, Texas. securities, pursuant to § 225.28(b)(7)(iii) Savings Bank, Philadelphia, Board of Governors of the Federal Reserve of the Board's Regulation Y. Pennsylvania. System, November 5, 1997. 2. The Bank of Nova Scotia, Toronto, B. Federal Reserve Bank of Jennifer J. Johnson, Ontario, Canada; to acquire Iron Richmond (A. Linwood Gill III, Deputy Secretary of the Board. Mountain Depository Corporation, New Assistant Vice President) 701 East Byrd York, New York, and thereby engage in [FR Doc. 97±29643 Filed 11±7±97; 8:45 am] Street, Richmond, Virginia 23261-4528: buying, selling and storing bars, rounds, 1. Eastern Virginia Bankshares, Inc., BILLING CODE 6210±01±F bullion, and coins of gold, silver Tappahannock, Virginia; to become a platinum, palladium, copper, and any bank holding company by acquiring 100 FEDERAL RESERVE SYSTEM other metal approved by the Board, for percent of the voting shares of company's own account and the Southside Bank, Tappahannock, Notice of Proposals To Engage in account of others, and providing Virginia, and Bank of Northumberland, Permissible Nonbanking Activities or incidential services such as arranging Incorporated, Heathsville, Virginia.
    [Show full text]
  • Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received
    Federal Reserve Release H.2 Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications and Reports Received No. 35 Week Ending August 31, 2002 Board of Governors of the Federal Reserve System, Washington, DC 20551 H.2 Board Actions August 25, 2002 to August 31, 2002 Regulations And Policies Financial System Resilience -- request for comment on a Draft Interagency White Paper on Sound Practices to Strengthen the Resilience of the U.S. Financial System (Docket No. R-1128). - Approved, August 22, 2002 (AC) (AC) = Addition or Correction Board - Page 1 of 1 H.2 Actions under delegated authority August 25, 2002 to August 31, 2002 BS&R Banking Supervision and Regulation RBOPS Reserve Bank Operations and Payment Systems C&CA Consumer and Community Affairs IF International Finance FOMC Federal Open Market Committee OSDM Office of Staff Director for Management Bank Branches, Domestic Secretary AmSouth Bank, Birmingham, Alabama -- to establish a branch at 1415 West 5th Street, Laurel, Mississippi. - Approved, August 27, 2002 Secretary AmSouth Bank, Birmingham, Alabama -- to establish branches at 2531 John Hawkins Parkway, Hoover; 8455 Tuttle Avenue, Sarasota, Florida; 2320 South U.S. Highway 77, Lynn Haven; and 200 Grand Boulevard, Destin. - Approved, August 30, 2002 Dallas Community Bank, Granbury, Texas -- to establish a branch at 6224 Colleyville Boulevard, Suite B, Colleyville. - Approved, August 28, 2002 Cleveland Fifth Third Bank, Cincinnati, Ohio -- to establish a branch at 2211 Hayes Avenue, Sandusky. - Approved, August 27, 2002 Chicago First Banking Center, Burlington, Wisconsin -- to establish a branch at the intersection of State Highways 81 and 23, Darlington.
    [Show full text]
  • Federal Register/Vol. 63, No. 164/Tuesday, August 25, 1998/Notices
    Federal Register / Vol. 63, No. 164 / Tuesday, August 25, 1998 / Notices 45247 indicated. The application also will be and thereby engage in making and or the offices of the Board of Governors available for inspection at the offices of servicing loans, pursuant to § not later than September 8, 1998. the Board of Governors. Interested 225.28(b)(1) of Regulation Y; Money A. Federal Reserve Bank of Chicago persons may express their views in Station, Inc., Columbus, Ohio, and (Philip Jackson, Applications Officer) writing on the standards enumerated in thereby engage in data processing, 230 South LaSalle Street, Chicago, the BHC Act (12 U.S.C. 1842(c)). If the pursuant to § 225.28(b)(14)(i) of Illinois 60690-1413: proposal also involves the acquisition of Regulation Y; and DJJ Leasing Limited, a nonbanking company, the review also Cincinnati, Ohio, and thereby engage in 1. Advance Bancorp, Inc., includes whether the acquisition of the leasing personal or real property, Homewood, Illinois to engage de novo nonbanking company complies with the pursuant to § 225.28(b)(4) of Regulation through its subsidiary, Advance standards in section 4 of the BHC Act. Y. Applicant also applied to acquire an Bancorp, Inc., Homewood, Illinois, in Unless otherwise noted, nonbanking option to acquire 19.9 percent of Star extending credit and servicing loans, activities will be conducted throughout Banc Corporation. pursuant to § 225.28(b)(1) of Regulation the United States. Star Banc Corporation, Cincinnati, Y. Unless otherwise noted, comments Ohio, also has applied to acquire 19.9 Board of Governors of the Federal Reserve regarding each of these applications percent of the voting shares of Firstar System, August 19, 1998.
    [Show full text]
  • U.S. Bancorp (USB)
    Strategic Report for U.S. Bancorp Ah Sung Yang Karen Bonner Andrew Dialynas April 14, 2010 US Bancorp Table of Contents Executive Summary ....................................................................................................... 3 Company Overview ........................................................................................................ 5 Company History ................................................................................................... 5 Business Model ..................................................................................................... 8 Competitive analysis .................................................................................................... 10 Industry Overview ................................................................................................ 10 Porter’s Five Forces Analysis .............................................................................. 11 Competitive Rivalry......................................................................................... 11 Entry and Exit ................................................................................................. 12 Supplier Power ............................................................................................... 13 Buyer power ................................................................................................... 14 Substitutes and Complements ........................................................................ 15 Financial Analysis .......................................................................................................
    [Show full text]
  • Small and Micro Business Lending For
    SBA Office of Advocacy SBA Office Small Business and Micro Business Lending in the United States for Data Years 2005-2006 Business Lending in the United States for Data Years Small Business and Micro Small Business and Micro Business Lending in the United States, for Data Years 2006-2007 June 2008 Created by Congress in 1976, the Office of Advocacy of the U.S. Small Business Administration (SBA) is an independent voice for small business within the federal govern- ment. Appointed by the President and confirmed by the U.S. Senate, the Chief Counsel for Advocacy directs the office. The Chief Counsel advances the views, concerns, and interests of small business before Congress, the White House, federal agencies, federal courts, and state policy makers. Economic research, policy analyses, and small business outreach help identify issues of concern. Regional Advocates and an office in Washington, DC, support the Chief Counsel’s efforts. For more information on the Office of Advocacy, visit http://www.sba.gov/advo or call (202) 205-6533. Receive email notices of new Office of Advocacy information by signing up on Advocacy’s Listservs at http://web.sba.gov/list ; ADVOCACY NEWSLETTER ; ADVOCACY PRESS ; ADVOCACY REGULATORY NEWS ; ADVOCACY RESEARCH June 2008 No. 327 Small Business and Micro Business Lending in the United States for Data Years 2006-2007 by Victoria Williams and Charles Ou, U.S. Small Business Administration, Office of Advocacy, Office of Economic Research, 2008. 124 pages. Introduction Overall Findings Annually, the Office of Advocacy prepares a The pace of borrowing and lending in the small study on institutional lending to small firms.
    [Show full text]
  • FBOP Corporation–Written Agreement
    UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. Written Agreement by and between Docket No. 09-110-WA/RB-HC FBOP CORPORATION Oak Park, Illinois and FEDERAL RESERVE BANK OF CHICAGO Chicago, Illinois WHEREAS, FBOP Corporation, Oak Park, Illinois (“FBOP”), a registered multi-bank holding company, owns and controls: Park National Bank, Chicago, Illinois; California National Bank, Los Angeles, California; San Diego National Bank, San Diego, California; Pacific National Bank, San Francisco, California; North Houston Bank, Houston, Texas; Madisonville State Bank, Madisonville, Texas; Bank USA National Association, Phoenix, Arizona; Citizens National Bank, Teague, Texas; and Community Bank of Lemont, Lemont, Illinois, (each a “Bank”, collectively, the “Banks”); and various nonbank subsidiaries (collectively, the “Consolidated Organization”); WHEREAS, in recognition of their common goal to maintain the financial soundness of FBOP and the Consolidated Organization, FBOP and the Federal Reserve Bank of Chicago (the “Reserve Bank”) have mutually agreed to enter into this Written Agreement (the “Agreement”); and [Page Break] WHEREAS, on August 28, 2009, the board of directors of FBOP, at a duly constituted meeting, adopted a resolution authorizing and directing Michael Kelly to enter into this Agreement on behalf of FBOP, and consenting to compliance with each and every provision of this Agreement by FBOP and its institution-affiliated parties, as defined in sections 3(u) and 8(b)(3) of the Federal Deposit Insurance Act, as amended (the “FDI Act”) (12 U.S.C. §§ 1813(u) and 1818(b)(3)). NOW, THEREFORE, FBOP and the Reserve Bank agree as follows: Risk Management 1.
    [Show full text]
  • Annual Report
    2016 Annual Report GreatWesternBank.com 1 Great Western Bancorp, Inc. Making Life Great 2 TO OUR STOCKHOLDERS Focusing on What Matters As a locally-focused community bank, our company has always been about building meaningful relationships with the individuals and businesses we serve. Simply put, our mission is to Make Life Great. We do that by living our values of putting the customer first and doing the right thing. Making Life Great is part of our culture and our employees live up to those values every day. In FY16, Making Life Great was defined in a number of new and exciting ways. Our financial performance for the most recent fiscal year was once again strong. Net income grew by 20.1% year- over-year and fully-diluted EPS increased by 21.6%. Each of these measures are calculated excluding the impact of non-recurring costs we incurred related to the acquisition of HF Financial Corp. Our return on average tangible common equity was an impressive 15.1%, driven largely by our outstanding efficiency ratio of 49.6%. Finally, we increased our quarterly dividend to $0.17 per share, an increase of 21%. Driving performance and results has always been a part of Making Life Great, but in FY16 our company delivered under pressure. Four months after National Australia Bank, Ltd. completed its divestiture of GWB, we returned to the acquisition arena and announced our agreement to acquire HF Financial Corp., a strong South Dakota-based organization with $1.2 billion in total assets. The acquisition, valued at $142 million, signaled a clear indication to the market that we were returning to our acquisitive roots.
    [Show full text]
  • View Annual Report
    2669_Narr_p01-17_Q6.qxd 2/26/07 5:42 PM Page A 2006 annual report and form 10-k positive results strategic acquisitions return to shareholders financial performance enhanced customer data protection top banking team agency ratings credit quality expanded distribution investments in our business european payments expansion new products 2669_Narr_p01-17_Q6.qxd 2/26/07 5:42 PM Page B positive results come in various forms– sustainable earnings, geographic expansion, technological advances, customer service, competitive advantages, shareholder return, innovative products and dedicated employees. we delivered positive results on many fronts in 2006. CORPORATE PROFILE U.S. Bancorp, with total assets of Our company’s diverse business mix $219 billion at year-end 2006, is a of products and services is provided diversified financial holding company through four major lines of business: serving more than 14.2 million Wholesale Banking, Payment Services, customers. U.S. Bancorp is the parent Wealth Management and Consumer company of U.S. Bank, the sixth Banking. Detailed information about largest commercial bank in the U.S. these businesses can be found U.S. Bank operates 2,472 banking throughout this report. U.S. Bancorp offices in 24 states, primarily in is headquartered in Minneapolis, MN. the lower and upper Midwest and U.S. Bancorp employs approximately throughout the Southwest and 50,000 people. Northwest, and conducts financial business in all 50 states. Visit U.S. Bancorp online at usbank.com CONTENTS FINANCIALS page 2 corporate overview page
    [Show full text]
  • Forward Wisconsin 1999 Annual Report
    Annual Report 1 9 9 9 Business in Motion Message from the Governor Dear Wisconsin Friends: Wisconsin has enjoyed an unprecedented period of economic development success during the past decade. We can all take pride in the pro-business, pro-jobs climate that we have created in our great state. By working together, as strong partners, we have built a strong economic founda- tion that supports business growth, development and diversity. Our common goal of strengthening our economy and individual businesses has culminated in an exceptional network of partners throughout the state that assist Forward Wisconsin and the Department of Commerce in their efforts to further stimulate business investment. I take great pride in the fact that I am a part of that dedicated network of partners, playing an integral role in working with you to make our state a better place in which to work, play and do business. For Wisconsin is a state that exemplifies the spirit of leadership and progressive business growth. And as we approach the new millennium, we can be proud of our collective accomplishments and revel in the final results. Yet, Wisconsin’s leaders continue to look to the future and embrace new directions and challenges; challenges that will provide our state’s next generation with a vital Tommy G. Thompson, index of growth opportunities and economic development potential. Governor & Forward Wisconsin Chairman Forward Wisconsin is helping to pave the way for this new direction with the results of their 1999 target industry market research. The research, conducted by The Wadley-Donovan Group, took a comprehensive look at the business climate and revealed a framework for future marketing efforts.
    [Show full text]