Environmental and Social Monitoring Report

2nd Annual Report 1 January - 31 December 2018

May 2019

UZB: Small Business Finance Project

Prepared by JSICB Ipak Yuli Bank, JSCB Hamkorbank, JSCB Davr Bank, and JSILC Uzbek Leasing International for Ministry of Finance, Republic of Uzbekistan and the Asian Development Bank ABBREVIATIONS

ADB - Asian Development Bank CCRA - Climate change Risk Assessment CBU - Central Bank of Uzbekistan DVB - Davr Bank Joint-Stock Commercial Bank EA - Executive Agency EMP - Environmental Management Plan IA - Implementation Agency IEE - Initial Environmental Examination ESMS - Environmental and Social Management System FIL - Financial Intermediary Loan GAP - Gender Action Plan HKB - Hamkorbank Joint-Stock Commercial Bank IYB - Joint Stock Innovation Commercial Bank “Ipak Yuli” MOF - Ministry of Finance PFI - Participating Financial Institution PIAL - Prohibited Investment Activities List SPS - Safeguard Policy Statement TA - Technical Assistance ALC - Joint Venture “UzbekLeasing International A.O.”, JSC

NOTES

(i) The fiscal year (FY) of the Government of Uzbekistan ends on 31 December. FY before a calendar year denotes the year in which the fiscal year ends, e.g., FY2018 ends on 31 December 2018.

(ii) In this report, "$" refers to United States dollars.

This environmental and social monitoring report is a document of the borrower. The views expressed herein do not necessarily represent those of ADB's Board of Directors, Management, or staff, and may be preliminary in nature.

In preparing any country program or strategy, financing any project, or by making any designation of or reference to a particular territory or geographic area in this document, the Asian Development Bank does not intend to make any judgments as to the legal or other status of any territory or area. TABLE OF CONTENTS

PART I - INTRODUCTION ...... 4 1.1. Short Description of the Program ...... 4 1.2. Summary of Activities and Project Progress During the Previous 12 Months...... 4 1.3 Project organization and environmental management team, including organizational relationships with PFIs, sub-borrowers etc...... 6 Part II: Environmental issues ...... 10 Part III: Compliance with ADB’s Social Protection Requirements and ADB’s Prohibited Investment Activities List ...... Error! Bookmark not defined. Part IV: ESMS operations (for PFIs which are financing B-category sub-projects) ...... Error! Bookmark not defined.

Annex 1: Annual Environmental and Social Performance Report JSC “Uzbek Leasing International A.O.” ...... 18 Annex 2: Annual Environmental and Social Performance Report - JSCB Hamkorbank ...36 Annex 3: Annual Environmental and Social Performance Report - PJSCB “DAVR BANK” ...... 49 Annex 4: Annual Environmental and Social Performance Report - JSICB “Ipak Yuli” .....66 Annex 5: Photos ...... 215

PART I - INTRODUCTION

1.1. Short description of the program

1. The proposed financial intermediary loan (FIL) of $100 million provide US Dollar funding to the participating financial institutions (PFIs) to finance investment and working capital loans to small businesses. In addition, $0.5 million technical assistance (TA) support the selected PFIs to improve their lending and outreach to small businesses, and enhance financial literacy of small businesses. The impact will be improved contribution of small businesses to economic growth and employment. The outcome will be increased sustainable provision of PFIs’ financing to small businesses. The PFIs are expected to set examples for other financial institutions on how to deepen their outreach, while retaining good asset quality and funding private enterprise activities that generate jobs.

2. The output will be expanded capacity of the PFIs for financing to small businesses. At project completion, at least 20% of the eligible sub-loans are expected to be made to women-owned small businesses, and at least 60% of the eligible sub-loans are expected to be made to rural small businesses outside the capital. The capacity development TA will complement this output by focusing on measures for strengthening PFIs’ credit underwriting policies and procedures, developing a credit scoring system as well as financial literacy training to small businesses. The output will also include an established environmental and social management system (ESMS) embedded in each PFI’s operations for adequate management of environmental and social issues in compliance with the ADB’s Safeguard Policy Statement (2009) and national laws and regulations.

1.2. Summary of Activities and Project Progress During the Previous 12 Months

3. In the course of project implementation, 166 subprojects were financed within 12 months. Most projects, in particular 126 projects (making 75.9% of the projects financed by the banks engaged in the Project), are financed by JSICB “Ipak Yuli”. PJSCB “DAVR BANK” and JSCB Hamkorbank finnaced 15 projects (9.04%) each, while bank JSC “Uzbek Leasing International A.O.” financed 10 projects (6.02%) in 2018.

4. For each sub-project, a State Environmental Expertise (SEE) was carried out on the basis of a draft EIS (Environmental Impact Statement) and obtained approvals (Environmental Conclusions) of the State Committee for Ecology and Environmental Protection. Control over observance of the requirements of environmental legislation at the enterprises of each sub-project is assigned to the regional department for ecology and environmental protection (depending on which region and district the particular subproject belongs to).

5. All subprojects underwent preliminary environmental screening by the PFIs strictly following the Environmental and Social Management System (ESMS) procedures. All 166 projects belonged to Category “C” in a social respect and did not need the development of a Resettlement Action Plan within the scope of the Project.

6. In an environmental respect, as the Project screening demonstrated, 68 out of 166 financed projects (40.9%) were assessed as the projects of Category "B", while 98 projects (59.1%) were evaluated as Category “C” projects. As the results of the project screening evidence, none of the projects belonged to Category “A”.

7. Table 1 gives the total number of the sub-projects financed within the scope of the Project and number of projects of different categories based on the screening results.

Table 1: Summary of activities and project progress during 12 months

PFIs Total number Environmental Environmental Environmental of financed Category „A“ Category „B“ Category „C“ projects Projects Projects Projects

Qty % Qty % Qty % Qty % JSICB “Ipak Yuli” 126 75.9 - 0 53 77.91 73 74.5 PJSCB “DAVR 15 9.04 - 0 15 22.1 - 0 BANK” JSCB 15 9.04 - 0 - 0 15 15.3 Hamkorbank JSC “Uzbek 10 6.02 - 0 - 0 10 10.2 Leasing Total 166 100 - 0 68 100 98 100

8. Most of the 166 subprojects financed within the Small Business Financed Project, including 52 subprojects (31.2%) belong to production and construction and 51 subprojects (30.7%) belong to wholesale trade, which is one of the strategic directions of the economy of Uzbekistan. There is also a demand for financing of construction materials (14%) and food production (14%). Detailed information on the quantity of the total portfolio by sectors under Small Business Finance Project is given in Table 2 below.

1 The percentage ratio of the total number of projects of a concrete category is given.

Table 2: Quantity of the total portfolio by sectors under Small Business Finance Project

# PFI Number of Subprojects Total

Textile Production of construction materials Food beverages and Road Construction Agriculture Chemical industry Printing publishing and Wholesale trade tourism Pharmaceutica industry l 1 JSICB “Ipak 9 43 10 5 3 - 2 51 - 3 126 Yuli” 2 PJSCB “DAVR 7 6 - - 2 - - - - - 15 BANK” 3 JSCB 2 5 8 15 “Hamkorbank” 4 JSC “Uzbek 1 1 3 1 4 10 Leasing International A.O.” Summary 16 52 15 5 14 3 3 51 - 7 166 % 9.2 31.2 9.0 3.0 8.3 1.7 1.7 30.7 - 4.2 100

1.3 Project organization and environmental management team, including organizational relationships with PFIs, sub-borrowers etc.

9. The Ministry of Finance (MOF) is the executing agency. The MOF is responsible for: (i) Executing subsidiary loan agreements with the PFIs; (ii) Monitoring PFIs’ performance and compliance with project agreements against design and monitoring framework; (DMF) targets; (iii) Ensuring timely disbursement of ADB loan funds to PFIs; (iv) Submitting project completion report to ADB within 6 months from project closing date.

10. Participating financial institutions (PFIs) - Hamkorbank, Ipak Yuli Bank, Davr Bank, and Uzbek Leasing International A.O., acting as implementing agencies (IA) to carry out the project in accordance with the loan and project agreements of the government of Uzbekistan.

11. In each PFI established a project implementation unit (PIU) under its existing structure to oversee the implementation of the credit line activities at the respective PFI. The project organization chart is given in Figure 1.

Figure 1: Project Organization Chart

Note: ADB = Asian Development Bank; MOF = Ministry of Finance; PFI = participating financial institution; PIU = project implementation unit.

12. A PFI is responsible for: (i) Carry out credit origination and monitoring of eligible sub- borrowers in line with sound banking principles; (ii) Select subloans up to $300,000 in accordance with eligibility criteria set out in the project agreements; Monitor business outreach targets as agreed in the project agreements; (iii) Establish environmental and social management systems and ensure that sub-borrowers comply with ADB's Safeguard Policy Statement (SPS) and applicable environmental, health and safety and social laws and regulations of the Republic of Uzbekistan (iv) Manage financial reporting, accounting, and auditing of project-related activities; (v) Designate dedicated staff for project implementation unit; (vi)Implement Gender Action Plan (GAP); (vi) Submit to ADB annual audited financial statements that include an audit management letter and an audit opinion on the use of loan proceeds, and the statement of the imprest account; (vii) Submit to ADB quarterly progress reports using the format in Appendix 1 within 30 days from the end of each quarter, and respond to other information requests; (viii) Submit to ADB annual safeguards monitoring report in February each year.

13. At each PFI, for implementation of ESMS, project implementation units or divisions are created, in particular:

1. JSICB “Ipak Yuli” - In accordance with the Order of the Chairman of the Bank, Project Implementation Unit (PIU) was established in order to implement ESMS for Small Business Finance Project. It consists of: (i) Dinara Nurmukhamedova, ESMS Coordinator; (ii) Shuhrat Mamatov – Head of Division in the Project Finance Department; (iii) Dilmurod Kasimov – Head of Credit Portfolio Monitoring Department; 2. JSC “Uzbek Leasing International A.O.” – In accordance with the Order of the Chairman of the Bank, ESMS manager and coordinator appointed in scope of the projet: (i) Davlat Mukhrimov (ESMS manager); (ii) Feruzbek Bannapov (ESMS coordinator); 3. JSCB Hamkorbank - In accordance with the Order of the Chairman of the Bank, Coordinator for compliance with environmental regulations was appointed – A. Fazliev - Head of sector for environmental assessment and monitoring. 4. PJSCB “DAVR BANK” - In accordance with the Order of the Chairman of the Bank, Risk management division was established in order to implement ESMS for Small Business Finance Project; Abubakirov Nuriddin is a Head of Risk Management Division.

1.4 Capacity Building Process

14. As part of capacity building, sets of training were conducted for PFIs staff. Trainings were held within the scope of the project, which were attended by all PFI representatives as well as consultants engaged in the Project. The social and environmental specialists from every bank took the following trainings during 2018 reporting period:

• Under TA-8663 Sustainable Environmental Management of Projects in Central and West Asia training workshop and regional exchange on monitoring of environmental safeguards implementation was conducted on 19-21 April 2018 in Batumi, Georgia. The training workshop focused on implementation of Environmental Monitoring Guidelines for implementation of Environmental Protection Measures, which was developed for PIUs and PFIs staff to monitor environmental and social safeguards implementation in accordance with ADB's safeguard policy.

15. Besides the above mentioned training workshop, ADB consultants held the following trainings following the existing need at the project implementation stage and as required by PFIs:

1. For PJSCB “DAVR BANK” – Training “Promoting the approval and implementation of the environmental and social management system (ESMS / ESMS) for financial intermediaries (FI) in Uzbekistan” held in February, 2018 by ADB TA Consultant - IESMS Environmental and Social Management Systems Specialist - Irakli Kaviladze.

2. For JSCB Hamkorbank – Training “Promoting the approval and implementation of the environmental and social management system (ESMS / ESMS) for financial intermediaries (FI) in Uzbekistan” held in November, 2018 by ADB TA Consultant - IESMS Environmental and Social Management System Specialist - Irakli Kaviladze.

3. For JSICB “Ipak Yuli” – Training “Promoting the approval and implementation of the environmental and social management system (ESMS / ESMS) for financial intermediaries (FI) in Uzbekistan” held on 17 February, 2018 by ADB TA Consultant - IESMS Environmental and Social Management System Specialist - Irakli Kaviladze. On December 10th, 2018 ADB RETA Environmental Safeguards Consultant Armine Edigaryan delivered training on ESMS for JSCIB “Ipak Yuli Bank”.

4. For JSC “Uzbek Leasing International A.O.” – Training “Promoting the approval and implementation of the environmental and social management system (ESMS / ESMS) for financial intermediaries (FI) in Uzbekistan” held on 21 February, 2018 by ADB TA Consultant - IESMS Environmental and Social Management System Specialist - Irakli Kaviladze.

16. The representatives of the environmental and social departments of PFIs were also given relevant trainings within the scope of similar projects financed by other international finance institutions.

PART II – ENVIRONMENTAL ISSUES

2.1. Environmental issues in the previous 12 months

17. In 2018, total of 166 subprojects were financed by all banks (PFIs). 68 of these subprojects belonged to Category „B“. For the given 68 subprojects, no Initial Environmental Examination (IEE) was prepared and consequently, no Environmental Management Plan (EMP) as well as Environmetal Monitoring Plan (EMP) was developed.

18. According to SPS 2009, all projects belonging to Category “B” in an environmental respect, need the development of an IEE document, which must be submitted to ADB for approval. On November 23-24 of 2017, within the scope of the project: TA-9128 UZB: Strengthening Participating Financial Institutions, at the training held in the city of Tashkent, the ADB representatives stated that the subprojects financed within the scope of SME Project would be implemented in line with the requirements of the national legislation, in particular, for the subprojects of Category “B”, there would be no requirement to develop a separate IEE document.

19. For each sub-project, a State Environmental Expertise (SEE) was carried out on the basis of a draft EIS (Environmental Impact Statement) and obtained approvals (Environmental Conclusions) of the State Committee for Ecology and Environmental Protection. Control over observance of the requirements of environmental legislation at the enterprises of each subproject is assigned to the regional department for ecology and environmental protection (depending on which region and district the particular subproject belongs to).

20. In line with the ESMS document developed by each PFI, the representatives of environmental and social department are obliged to undertake permanent monitoring of the subprojects financed by them. The subprojects, which were assigned Environmental Category “B”, as per the charged obligation, are monitored at least once in every six months. According to the monitoring reports of PFIs only visual and desktop monitoring are conducted under the subprojects. None of the PFIs monitoring groups owns the equipment to measure the environmental quality indicators. Consequently, the PFI representatives undertake the monitoring only by visualization and exploration of the environmental documents developed within the scope of the subprojects. In case of complaints of the population or other concerned parties, needing the identification of the environmental quality indicators by means of measurements, the relevant unit of „Goskomekologia“ provides the required measurements.

21. As the annual reports submitted by PFIs show, there were no complaints filed and no incidents occurred in the implementation phase of the subprojects in 2018. Consequently, within the scope of the subprojects, no corrective measures were developed.

2.2. Explanations of instances in which environmental standards or guidelines were exceeded or environmental incidents happened

22. No similar cases were fixed within the scope of any project in 2018.

2.3. Required recommendations

23. Based on the examples described in the chapter 2.1, in the future, it will be presumably expedient to purchase the required equipment for the environmental team of the monitoring department at PFI to measure the environmental quality indicators. By using this equipment, the results of monitoring accomplished by PFIs will be more reliable.

PART III: COMPLIANCE WITH ADB’s SOCIAL PROTECTION REQUIREMENTS AND ADB’s PROHIBITED INVESTMENT ACTIVITIES LIST

3.1. Provide aassessment on these two sets of requirements 24. During the project implementation period, within 12 months, according to the reports submitted by PFIs, they did not face to significant environmental problems for each sub-project.

25. All subprojects underwent preliminary environmental screening by the PFIs strictly following the Environmental and Social Management System (ESMS). All PFIs have developed the Environmental and Social Management System (ESMS) document, which is approved by the Bank’s management and agreed with the Asian Development Bank.

Table 3: Dates of the ESMS document approved by PFI

PFIs ESMS approval Document updated on date (date):

JSICB “Ipak Yuli” 24.05.2017 Not updated PJSCB “DAVR BANK” 15.05.2017 Not updated JSCB “Hamkorbank” 29.05.2017 Not updated JSC “Uzbek Leasing International A.O.” 12.05. 2017 Not updated

26. At the stage of considering the submitted proposals, the screening was held within the scope of all projects. At this stage, first of all, the compliance of the subproject with the „Prohibited Investment Activities List“ developed by the Asian Development Bank was examined. If an action under the subproject complied with the prohibited activity of the ADB, the subproject was not financed.

27. All financed subprojects were realized on the territory either owned, or rented by the project implementing agency. Consequently, in a social respect, no direct or indirect impact on the local population was fixed at the screening stage of the subprojects.

3.2. A brief description of the taken measures

28. All requirements are implemented based on the ESMS documents. Implementation of corrective actions were not required during this reporting period.

3.3. Provide summary of actions taken to ensure compliance or corrective actions taken in case of non-compliance

29. None of the PFIs have presented the information about the number of accomplished audits, identified non-compliances or accomplished corrective actions.

PART IV: ESMS OPERATIONS (for PFIs which are financing B-category sub-projects)

4.1. A brief description of the effectiveness of the ESMS within 12 months

30. In line with the ESMS document developed by each PFI, the representatives of environmental and social department are obliged to undertake permanent monitoring of the subprojects financed by them. The subprojects, which were assigned Environmental Category “B”, as per the charged obligation, are monitored at least once in every six months.

31. In June of 2018, all employees of the environmental and social team of PFIs were given additional trainings within the scope of the Project. The goal of the training was to consolidate environmental monitoring skills.

4.2. Site inspections and audits – to summarize the number and type of site visits

32. Within the scope of 2 or 3 projects at the choice of each PFI, site visits were organized together with ADB TA Consultant - IESMS Environmental and Social Management System Specialist - Irakli Kaviladze.

33. A number of non-compliances were identified during the audits. Some of them were typical for all projects, while others, following the Project specifics, were characteristic for the given subproject only.

34. The following types of non-compliances were characteristic nearly for all projects:

1. The organizations implementing the subprojects financed within the scope of the Project did not have entities responsible for the environmental and social issues. 2. None of the subproject implementing organizations had a complaints log book in place.

35. With most of the subprojects, which needed hazardous materials to operate, the following non-compliances were identified at the stage of the implementation of subprojects:

1. Hazardous materials containers were placed on the floors in the buildings. None of the containers were placed on a secondary protective container (see Annex 5 for the photos). 2. Often, the waste containers were placed in a non-sheltered area and as a severer violation, the containers were damaged, in particular, they had no lids (see Annex 5 for the photos). 3. The soil in the vehicle repairs area was polluted and in addition, hazardous materials were found in such areas, in particular, the used oil was put in the vessel, which could not be closed in a pressure-tight manner and was placed directly on the ground (see Annex 5 for the photos).

Inconsistency Corrective Action Deadline 1 within the scope of the Project did not All subprojects should hire a qualified 1 month have entities responsible for the environmental and social specialist or a environmental and social issues project person with the relevant qualifications to formally take responsibility for these issues. 2 None of the subproject implementing A grievance book should be posted on 1 week organizations had a complaints log every site, listing all grievances or book in place proposals submitted in writing as well as verbally. 3 Hazardous materials containers were Containers of hazardous materials shall 1 month placed on the floors in the buildings be placed on second containers with a volume of 110% of the container containing the hazardous substance. Or if the hazardous substances are contained in several containers then the volume of the second container may be 25% of the total container volume. Containers containing hazardous substances should be disposed of properly and protected accordingly. 4 The waste containers were placed in Hazardous waste containers should be 1 month a non-sheltered area and as a located on a secondary protective severer violation, the containers were container. Containers should be closed damaged tightly and should be kept in a protected area from precipitation. 5 The soil in the vehicle repairs area In the event of minor spillages, the 2 was polluted and in addition, contaminated soil should be removed and months hazardous materials were found in placed in appropriate containers and such areas, in particular, the used oil subsequently transferred to a certified was put in the vessel, which could company for bidding. not be closed in a pressure-tight Hazardous waste containers should be manner and was placed directly on located on a secondary protective the ground container. Containers should be closed tightly and should be kept in a protected area from precipitation.

36. During the said working meeting, the representatives of the PFI environmental team were instructed on how to draft a compliance report and who and how had to develop corrective actions.

37. As the report developed by the social and environmental teams of PFIs stated, in the subprojects implementation phase, no incidents occurred and no complaints were filed within the scope of any subproject.

4.3 Corrective action plans – to report on timeliness of preparation and completion

38. None of the PFIs have presented the information about the number of accomplished audits, identified non-compliances or accomplished corrective actions.

4.4 Consultation and complaints – to report on any consultations undertaken and list any complaints received and how they were handled or resolved.

39. GRM system was established under each PFI. The PFI offices of all four banks and their regional branches designated the receivers of complaints from people affected by the project/sub-projects. Complaints received by the headquarters offices first refer back to the appropriate FI branch office. All complaints are addressed first by the FI branch office in coordination with local khokimiyat.

40. The FI branch offices/regional offices also monitor whether any complaints or resolutions have been received by the local khokimiyat. The grievance is addressed in accordance with the merits of the case and relevant legislation. A response to any complaint or inquiry should be provided within 15 calendar days after receipt.

41. In case if the branch office is unable to resolve the complaint, the ESMS Coordinator, in coordination with regional khokimiyat, should be responsible to resolve the problem and to inform the EA/PMU of any unresolved problems.

42. The PFI’s ESMS coordinator is responsible for coordinating actions to resolve complaints and follow up on activities as part of resolving the complaints, for recording all complaints, for forwarding them to appropriate staff for resolution; the status of resolution of complaints received, and for preparing a summary of the complaints received to be included in PFI’s annual report.

43. During this reporting period no complaints were received. PART V: CONCLUSION AND ACTION PLAN

5.1 Conclusions

44. Following the reports submitted by PFIs, we can say as follows:

1. In an environmental respect, as the Project screening demonstrated, 68 out of 166 financed subprojects (40.9%) were assessed as the subprojects of Category "B", while 98 subprojects (59.1%) were evaluated as Category “C” projects. 2. None of the financed subprojects belonged to category “B” in a social respect. 3. Within the scope of the Project, all PFIs hire environmental and social specialists. In addition, all PFIs have developed an Environmental and Social Management System (ESMS) document. These documents are approved by the bank management and agreed with the ADB. 4. A number of trainings and working meetings were given to all PFIs about the methods and approaches to accomplish the screening and post-subproject monitoring and audit; 5. In November of 2018, all environmental and social representatives of all PFIs were given practical training about the monitoring and inspection of projects as well as registration of non-compliances and development of corrective actions. 6. As per the delivered information, all projects assigned environmental Category “B”, are given an environmental audit at least once in every six months. However, none of the banks submitted the statistics of the accomplished environmental audits. They did not submit a list of identified non-compliances or developed corrective actions, either. 7. None of the PFIs has the equipment to measure environmental quality indicators. 8. Often, the subproject implementing organizations do not hire staff responsible for the environmental and social issues. 9. Most project implementing organizations do not have complaints log book in place.

5.2 Action plan for the next reporting period

45. The table 4 below shows the action plans of the PFIs in 2019.

Table 4: Action plan for PFIs for the next reporting period

PFIs Issues Actions required Responsibility Time JSCB Changes of ESMS trainings Head of the Upon «Hamkorbank»; responsible for new staff environmental and request JSICB «Ipak staff under PFI social department/ Yuli»; PFI safeguards JSC “Uzbek manager Leasing International A.O.” PJSCB “DAVR BANK”

JSCB The measuring The measuring Chairman of the September, «Hamkorbank»; equipment are equipment (for Board 2019 JSICB «Ipak not used during noise, dust, etc.) Yuli»; the monitoring. must be JSC “Uzbek purchased for all Leasing PFIs within the International scope of the A.O.” Project. PJSCB “DAVR BANK”

JSCB The presented All banks must PFI safeguards June, 2019 «Hamkorbank»; annual reports submit complete manager JSICB «Ipak are incomplete. annual reports Yuli»; required by ADB. JSC “Uzbek Leasing All banks must International submit a detailed A.O.” schedule of the PJSCB “DAVR environmental BANK” monitoring planned in 2019.

ANNEXES

Annex 1: Annual Environmental and Social Performance Report JSC “Uzbek Leasing International A.O.”

Name of Organization JSC “Uzbek Leasing International A.O.” Completed by (name): Mukhrimov Davlat (ESMS manager) Position in organisation: Senior specialist of Date: March 13, 2019 Finance & Administration Department

A. Portfolio Information

Report covering period: FY 2018 From: January 2018 To: December 2018 Number of Leases 152 (approved projects during FY 2018) approved during the period: Amount US$ 28.9 mln

B. For the reporting period, please provide the following information about your portfolio where applicable:

Average lease SECTORS:* Number of leases for amount this period Percent of total lease (Please complete) the period (US$`000) amount for the period Agriculture 86.44 30 6.34% (including poultry) (2 593.14)

Business and other 42.03 22 2.26% services (924.76)

276.51 Chemical 17 11.48% (4 700.72)

110.97 Construction 55 14.91% (6 103.34)

Construction 107.38 45 11.81% materials production (4 832.06)

Food production and 96.98 31 7.35% processing (3 006.50)

281.05 Medicine 27 18.54% (7 588.31) 188.20 Oil & gas industry 10 4.59% (1882.04)

Paper production and 156.91 15 5.75% Printing (2 353.67)

61.14 Pharmaceutical 3 0.45% (183.43)

137.02 Textile 16 5.36% (2 192.28)

126.29 Tourism & catering 3 0.93% (378.88)

61.78 Trade 30 4.53% (1 853.42)

91.58 Transport 20 4.47% (1 831.56)

63.20 Other 8 1.24% (505.63)

123.28 TOTAL 332 100% (40 929.74) * e.g.: automobiles, construction equipment, manufacturing equipment, etc.

Please provide information on top 10 leases in your portfolio:

Company/ Type of lease Tenor of Value of Industry Any environmental Project lease exposure Sector2 and social risks and name (months) (US$ mn) measures taken to mitigate the risks* ATLANT Financial 60 3.11 Medicine Category “C” METAL Lease LLC JAHON Back Lease 60 1.73 Chemical Category “C” INVEST Industry PLAST (3rd project) BAXT Financial 36 1.23 Chemical Category “C” POLIMER Lease Industry ZAK- Financial 60 1.23 Paper Category “C” QOGOZ Lease production (2nd and printing project)

2 Please use any standard classification or the sectors listed in the earlier table Shofirkon Financial 60 1.22 Construction Category “C” Super Lease Avto (4th project) SHOX- Financial 87 0.90 Medicine Category “C” SHIFO (3rd Lease project) SHOXRUH Financial 76 0.91 Medicine Category “C” BIZNES Lease PLUS (2nd project) BIG Financial 60 0.73 Medicine Category “C” PHARM Lease (3rd project) Uychi Back Lease 36 0.62 Agriculture Category “C” Parranda FABIENNE Back Lease 60 0.59 Chemical Category “C” INTER Industry GROUP (3rd project)

*Please attach E&S due diligence reports with the E&S monitoring and ESAP verification/updates, where available, for those leases.

Please provide details on any leases in textile and agro-sectors currently in portfolio:

Tenor of Descriptio Exposur lease Share Main E&S and labor n of main e, (date of in total impacts identified and Client business/ (US$`000 signing portfoli mitigation measures activity ) – date of o proposed* ending) No impact on the environment either at the implementation or operation phases; and May no direct or indirect 2018 JUHAL QALIN economic impact on the Textile 311.82 - 0.76% QOGOZ local population will April occur as a result of the 2022 project implementation. The project is in line with the requirements of the ADB. AGRO BIO July No impact on the Agriculture 14.33 0.04% HOLDING (EUR) B 2018 environment either at - the implementation or June operation phases; and 2023 no direct or indirect economic impact on the local population will occur as a result of the project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and January no direct or indirect 2014 INTRAN SERVIS economic impact on the Agriculture 57.08 - 0.14% (II) local population will June occur as a result of the 2019 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and May no direct or indirect 2015 JAHONGIR economic impact on the Textile 23.95 - 0.06% SERVIS ООО local population will Nov. occur as a result of the 2017 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and October no direct or indirect 2018 economic impact on the AL-HAKIM PLYUS Textile 295.50 - 0.72% local population will Sep. occur as a result of the 2023 project implementation. The project is in line with the requirements of the ADB. May No impact on the 2018 environment either at STIMUL TEXTILE Textile 321.24 0.78% - the implementation or April operation phases; and 2023 no direct or indirect economic impact on the local population will occur as a result of the project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and Sep. no direct or indirect 2018 economic impact on the ALO PARRANDA Agriculture 279.54 - 0.68% local population will August occur as a result of the 2023 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and Sep. no direct or indirect 2018 Le Uat De Bukara economic impact on the Textile 280.00 - 0.68% ООО local population will August occur as a result of the 2023 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and July no direct or indirect 2018 AGRO BIO economic impact on the Agriculture 136.77 - 0.33% HOLDING (USD) B local population will June occur as a result of the 2023 project implementation. The project is in line with the requirements of the ADB. No impact on the January environment either at 2019 the implementation or AND-BELITA ЧП Textile 100.00 - 0.24% operation phases; and Dec. no direct or indirect 2021 economic impact on the local population will occur as a result of the project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and Nov. no direct or indirect CILASUN 2014 economic impact on the TASHKENT ИП Textile 1.74 - 0.00% local population will ООО Oct. occur as a result of the 2019 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and August no direct or indirect BAXODIR 2015 economic impact on the ABDURAXMONOV Agriculture 7.09 - 0.02% local population will ICH July occur as a result of the 2020 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or Jan. operation phases; and 2016 no direct or indirect GAZALKENT - economic impact on the Textile 18.64 0.05% SERVIS GLASS Dec. local population will 2020 occur as a result of the project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at May the implementation or 2016 operation phases; and BOBO-DEXQON Agriculture 11.28 - 0.03% no direct or indirect April economic impact on the 2020 local population will occur as a result of the project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and April no direct or indirect 2016 economic impact on the MAX AND TOP Textile 3.48 - 0.01% local population will March occur as a result of the 2019 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and April no direct or indirect 2017 COTTON ROAD economic impact on the Textile 18.61 - 0.05% СП ООО 3 local population will March occur as a result of the 2020 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and Sep. no direct or indirect 2016 SHOXJAHON economic impact on the Agriculture 5.46 - 0.01% HAYITOV (I) local population will August occur as a result of the 2019 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or Jan. operation phases; and 2017 SHOXJAHON no direct or indirect Agriculture 4.48 - 0.01% HAYITOV (II) economic impact on the Dec. local population will 2019 occur as a result of the project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and Jan. no direct or indirect 2017 Ququmboy economic impact on the Agriculture 542.80 - 1.33% Naslchilik Parranda local population will Dec. occur as a result of the 2021 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and June no direct or indirect 2017 economic impact on the O'YROT KELAJAGI Agriculture 12.24 - 0.03% local population will May occur as a result of the 2020 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and June no direct or indirect BAHTIGUL 2017 economic impact on the OZODA Agriculture 11.28 - 0.03% local population will SHOHJAHON May occur as a result of the 2022 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and June no direct or indirect 2017 economic impact on the BEK ФХ Agriculture 9.37 - 0.02% local population will May occur as a result of the 2020 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and June no direct or indirect 2017 Saydaliyev economic impact on the Agriculture 4.23 - 0.01% Muxriddin local population will May occur as a result of the 2020 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and June no direct or indirect 2017 KAVSAR ZAMIN economic impact on the Agriculture 3.63 - 0.01% AGRO local population will May occur as a result of the 2020 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and August no direct or indirect 2017 AZIM TOSH economic impact on the Textile 30.60 - 0.07% RIVOJI local population will July occur as a result of the 2022 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and Sep. no direct or indirect 2017 economic impact on the ZOKIR (UZS) Textile 52.21 - 0.13% local population will Dec. occur as a result of the 2021 project implementation. The project is in line with the requirements of the ADB. Mirzaobod Feb. No impact on the Agriculture 444.97 1.09% Universal Trade 2018 environment either at Cluster ЧП 2 - the implementation or Jan. operation phases; and 2021 no direct or indirect economic impact on the local population will occur as a result of the project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and Feb. no direct or indirect 2018 COTTON ROAD 4 economic impact on the Textile 114.75 - 0.28% UZS local population will Jan. occur as a result of the 2021 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and Feb. no direct or indirect 2018 economic impact on the ZAMIN (I) (UZS) Agriculture 12.72 - 0.03% local population will April occur as a result of the 2019 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and March no direct or indirect 2018 economic impact on the NAVRO'ZBOY ФХ Agriculture 7.23 - 0.02% local population will Feb. occur as a result of the 2021 project implementation. The project is in line with the requirements of the ADB. June No impact on the AGRO BIO 2018 environment either at Agriculture 157.44 0.38% HOLDING (UZS) C - the implementation or May operation phases; and 2023 no direct or indirect economic impact on the local population will occur as a result of the project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and July no direct or indirect 2018 AGRO BIO economic impact on the Agriculture 25.83 - 0.06% HOLDING (UZS) D local population will June occur as a result of the 2021 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and July no direct or indirect AGRO BIO 2018 economic impact on the HOLDING (USD to Agriculture 23.62 - 0.06% local population will UZS) A June occur as a result of the 2023 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or May operation phases; and 2018 no direct or indirect NAYMAN INVEST - economic impact on the Agriculture 13.37 0.03% OOO April local population will 2023 occur as a result of the project implementation. The project is in line with the requirements of the ADB. No impact on the April environment either at 2018 QODIR ASR the implementation or Agriculture 5.27 - 0.01% AGRO operation phases; and March no direct or indirect 2021 economic impact on the local population will occur as a result of the project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and May no direct or indirect 2018 NAJIM-TOSH economic impact on the Agriculture 10.26 - 0.03% OBOD ФХ local population will April occur as a result of the 2023 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and July no direct or indirect 2018 Paxtaobod Tekstil economic impact on the Textile 509.41 - 1.24% Sanoat OOO local population will June occur as a result of the 2023 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and June no direct or indirect 2018 SAYID PLAST economic impact on the Textile 47.95 - 0.12% PLYUS III local population will May occur as a result of the 2023 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at June the implementation or 2018 QORAYOZBOBO operation phases; and Agriculture 26.80 - 0.07% FX no direct or indirect May economic impact on the 2021 local population will occur as a result of the project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and June no direct or indirect 2018 economic impact on the ZOMIN TUTZORI Textile 62.39 - 0.15% local population will May occur as a result of the 2022 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and July no direct or indirect 2018 economic impact on the BOSTANBEK ФХ Agriculture 83.32 - 0.20% local population will June occur as a result of the 2023 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and Dec. no direct or indirect 2018 NAYMAN INVEST economic impact on the Agriculture 10.86 - 0.03% OOO II local population will Nov. occur as a result of the 2023 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or Dec. operation phases; and 2018 no direct or indirect AKMAL Agriculture 25.77 - 0.06% economic impact on the Nov. local population will 2023 occur as a result of the project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or operation phases; and Nov. no direct or indirect 2018 economic impact on the UZVEROS A Agriculture 6.04 - 0.01% local population will Oct. occur as a result of the 2021 project implementation. The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or Jan. operation phases; and 2019 no direct or indirect (Dec.31. economic impact on the UZVEROS B Agriculture 17.63 18) 0.04% local population will - occur as a result of the Dec. project implementation. 2021 The project is in line with the requirements of the ADB. No impact on the environment either at the implementation or Jan. operation phases; and 2019 no direct or indirect (Dec.31. Uychi Parranda economic impact on the Agriculture 622.43 18) 1.52% OOO local population will - occur as a result of the Dec. project implementation. 2021 The project is in line with the requirements of the ADB. TOTAL 4 785.42 11.69% * Please attached E&S due diligence reports for those clients performed according to Appendices 8 and 9 of your ESMS policy.

C. Environmental & Social Management System (ESMS)

Processes Yes/No Details and comments Has your organization developed and Yes The Environmental and Social implemented an ESMS? Management Policy of Uzbek Leasing International A.O. was approved by the Board of Directors and states that: The objectives of the environmental and social management system are: i) To avoid, and when avoidance is not possible, to minimize and mitigate or offset adverse impacts of subprojects on the environment and affected people; and ii) To maximize opportunities for environmental and social benefits. Were any transactions rejected on account of No If yes, please provide details. the ULI’S Exclusion List? Were there any transactions categorized as No cat A (category 1-2) reviewed with the application of IFC Performance Standards? If so, please separately provide examples of E&S due diligence reports for these projects. Were any transactions rejected due to No If yes, please provide details. environmental and/or social concerns? Were there any difficulties and/or constraints No If yes, please provide details. related to the implementation of environmental procedures? Were there any material environmental and No If yes, please provide details. social issues associated with borrowers during the reporting period in particular? Please attach 3 copies of E&S due diligence Please find attached files: reports for leases signed in the reporting 1. -- period in various sectors 2. -- 3. -- Capacity Yes/No Details and Comments Please provide the name and contact Yes Davlat Mukhrimov (ESMS manager) information of the Environmental Officer or Mob.: +998909896633 Coordinator who has the overall responsibility e-mail: [email protected] for the implementation of ESMS. Feruzbek Bannapov (ESMS coordinator) Mob.: +998909983377 e-mail: [email protected]

ESMS manager and coordinator are regularly attended training workshop orgonised by ADB and IFC and local authorities. Please provide current staffing of other core Yes Mainly ESMS manager and ESMS ESMS persons in the organization involved cordinator. with ESMS implementation. Regional representatives of ULC, Staff of Credit Department and Monitoring Department will assist ESMS manager and cordinator. What was the budget allocated to the ESMS Yes Staff costs and training as well as and its implementation during the year? any actual costs regarding to the ESMS and its implementation during the year was included to the Ordinary Core Business Expenses.

Supervision and monitoring Yes/No Details and comments Do you supervise the performance of your Yes Evaluate environmental compliance projects? of a target client company with applicable requirements during due diligence, such as site visits, collection of necessary E&S documentation (e.g., certificates and authorizations), and preparation of E&S due diligence reports (or an E&S section of the credit application) Do you receive non-financial reporting from Yes Request and review periodic your clients. If so, please provide examples. reports of projects (ECO 2 and 3), including reports of incidents and accidents, get copies of monitoring reports (ECO 2 and 3) that the project owners submit to the local government authorities (if they are obliged to do so by the legislation). Do you conduct client site visits? Please Yes Conducting site visits, monitoring attach examples of E&S monitoring reports the implementation of E&S action (with E&S action plan implementation plan (if any) by the clients, updates) reviewing clients’ annual reports, and recording clients’ E&S ongoing performance. Describe how the borrower’s environmental Yes Environmental and Social (ES) and social performance is monitored (e.g. performance of projects will be site visit by bank staff; inspection by evaluated by the ESMS Manager environmental/health authorities; copies of on an annual basis, including status updated or renewed permits, reports from the of implementation of the Corrective borrower; other (please specify). Actions (if those are required). The benchmark for performance will be the ongoing compliance with the applicable environmental and social safeguard national requirements. The Company will ensure that the owners of projects under categories 1-4 and for projects using ADB funds of category B (ADB categorization) or category 3-4 prepares and submits all necessary reports required by ZVOS certificate. Based on these reports and the quarterly or semiannually site visits, the ESMS Manager will review and assess the project’s environmental and social safeguard performance. Do borrowers receive visits by local Yes If so, please provide details environment and labour regulatory authorities Complex issues with multiple to monitor their environmental and social parties involved are more likely to performance? occur in projects with high social and environmental impacts. Investigation can be organized internally, or the company may designate third-party experts (State Committee of Nature, local Administration office (Khokimiyat), etc.) to investigate when impartiality is important or when complex technical matters are involved. If an extensive investigation is found to be necessary, it should be initiated swiftly before circumstances change or the conflict escalates further. Reporting Yes/No Details and comments Is there an internal process to report on Yes If yes, please explain the process, environmental and social issues to Senior reporting format and frequency and management? actions taken if any. ULI appoints Environmental Manager which is supported by Environmental Coordinator (ESMS Officers). The ESMS Manager reports to the Chief Executive Officer of the ULI. Each project in early stage should be submitted with required documents to ESMS manager for endorsement and if it doesn’t meet criteria of eligible sub- borrowers the project won’t be considered and discussed in Credit Committee of ULC. Do you prepare any environmental and social No If yes, please provide copies of reports: these reports. - For other MLAs - Other stakeholders - S&E reporting in the Annual Report - Sustainability reports Stakeholder engagement Yes/No How many complaints have you received Nil during the reporting period through (1) external and (2) internal communication channels? Please provide details of those, i.e. how N/A those have been considered, what were the outcomes

Annex 2: Annual Environmental and Social Performance Report - JSCB Hamkorbank

Please provide responses to the questions below. Please include additional sheets or attachments as required to provide details on questions that have been answered Yes. The PFIs are required to submit the performance report to TA consultant.

Name of Organization JSCB Hamkorbank Completed by (name): Avazbek Fazliev Position in organization: Head of sector for Date: March 15, 2019 environmental assessment and monitoring Reporting period From: January 1, 2018 To: December 31, 2018

A. Portfolio Information

Report Covering Period: From: To: January 1, 2018 December 31, 2018

For the reporting period, please provide the following information about your portfolio where applicable:

Business Lines Product line Description Total exposure Average loan outstanding for or transaction most recent FY size year end (in US$) (in US$) Retail Loans or other financial products banking/Consumer for individuals (includes retail 121 395 559 834 loans housing finance and vehicle leasing) Long term: Transactions with tenor greater than 12 months SME Any lending, leasing or other financial assistance to any corporate or legal entity other 235 872 365 48 196 than an individual, with individual transactions less than US$ 1 million Subproject Any lending, leasing or other finance/Large financial assistance to any Corporate finance corporate or legal entity other 81 259 880 1 766 519 than an individual, with individual transactions larger than US$ 1 million Trade finance Short term (ST): Transaction with tenor less than 12 months ST Corporate finance 25 112 387 105 959 ST Trade finance 11 236 967 1 605 281 Other Microfinance 118 619 604 4 305 Other (if applicable) Please describe

Exposure by Industry Sectors If there is any exposure in the area of SME finance please provide an indicative % of portfolio that these sectors represent of the total SME portfolio.

Energy 0,0 Metallurgy 2,1 Chemicals 1,5 Machinery and metal recycling (without medical production) 3,9 Wood recycling and paper production 1 Production of construction materials and glass products 5,1 Textile 12,7 Food & Beverages 3,1 Microbiological, milling, medical and other types of production 2,0 Agriculture 5,5 Agriculture servicing 0,1 Management of agriculture 0,0 Transportation 4,5 Communication 0,1 Construction 2,1 Construction and remodeling of residential and other buildings not used for production 0,0 Project research organizations 0,0 Internal trade 26,8 Material procurement and distribution 0,3 Procuring organization 0,1 IT servicing 0,1 Real estate 0,2 General commercial activity related to functioning of the market 0,5 Geology 0,0 Other types of production 0,1 Housing and utilities 1,0 Health, sports and tourism 1,0 Education 0,7 Culture and arts 0,1 Science and scientific servicing 0,0 Finance, credit and insurance 1,8 Social services 0,0 Other industries for consumers 23,4

If engaged in long term project finance/corporate finance, please provide information as requested of all loan assets meeting the following conditions: • Longer than 12 months tenor • Larger than US$ 1 million outstanding exposure

Name of Type of Tenor Value of Industr Safeguard Any Subpro- Subpro- loan of loan exposure y category outstanding ject ject (large (months (US$ mn) Sector* environment using corporate ) Env IR IP al and IR ADB / and IP issues funds SME/trad during e finance) reporting (yes/no) period and actions taken to address the issues "ARK EKO Corporate Productio No No TEKSTIL" 18 1 500 000 n √ МЧЖ ХК "EAST AGRO Corporate Productio No No INTERNATIO n √ NAL" 60 1 144 000 АГРОФИРМ АСИ МЧЖ "FAMILY Corporate Productio No No GROUP" n √ MChJ shaklidagi 18 1 500 000 Qo'shma Korxonasi "HAMKOR Corporate Services No No INVEST √ LIZING" 37 1 061 697 МЧЖ "HAMKORM Corporate No No AZLIZING" Services √ маъсулияти 36 1 108 508 чекланган жамияти "HEALTH Corporate Productio No No LINE" n √ Mas'uliyati 60 2 952 771 cheklangan jamiyati QK "IFODA Corporate Trade No No AGRO √ KIMYO 60 6 301 754 HIMOYA" МЧЖ "Omad metan Corporate Trade No No plyus" √ масъулияти 18 1 332 771 чекланган жамияти "Partner Corporate Services No No Business √ Leasing" 36 1 130 678 МЧЖ "QARSHI Corporate Productio No No YOG` n √ EKSTRAKSI YA" 18 1 660 193 Акциядорлик Жамияти "Sam Rafoat Corporate Productio 84 2 986 803 No No Tekstil" МЧЖ n √ "SAXOVAT Corporate Trade No No UNIVERSAL 60 1 057 097 √ FARM" МЧЖ "XAIT TEKS Corporate Productio No No INVEST" 54 1 385 150 n √ МЧЖ "САХОВАТ Corporate Productio No No ТЕКС" n √ ИШЛАБ ЧИКАРИШ 60 1 841 654 КОРХОНАС И AO Corporate Productio No No "BEKOBODS 84 1 122 400 n √ EMENT" Art Soft Tex Corporate Productio No No Spinning 60 2 859 174 n √ МЧЖ Bahor Chance Corporate Productio 60 2 280 000 No No Textile МЧЖ n √ BOBUR M Corporate Productio No No AND F МЧЖ n √ шакл 18 1 927 897 хорижий кор BOSTONLIQ- Corporate Productio No No PLASTEKS 18 2 425 418 n √ MCHJ CП *Уз-СЭ- Corporate Productio 18 2 548 922 No No МЮНГ* КО n √ Energy Corporate Productio No No Progress 60 1 466 000 n √ Metall МЧЖ M.CH.J Corporate Productio No No SHAKLIDAG n √ I "SAMERTEK S-GILAM" 60 1 349 480 UZBEK- TURKIYA QK SIRKECHI Corporate Productio No No TASHTEKSTI n √ L LLC JV SIRKECHI 60 1 612 000 TASHTEKSTI L LLC JV АКЦИОНЕР Corporate Productio No No НОЕ n √ ОБЩЕСТВО АЛМАЛЫКС КИЙ ГОРНО- 84 5 918 400 МЕТАЛЛУРГ ИЧЕСКИЙ КОМБИНАТ АО Corporate Productio No No КИЗИЛКУМ 180 6 844 022 n √ ЦЕМЕНТ ДП Corporate Productio 18 1 320 920 No No "Shinkontraktt n √ org" ИП ООО Corporate Productio No No "ALUMINIU 18 2 299 993 n √ M SYSTEMS" ИП ООО Corporate Productio No No "RUSO'ZBEK 18 1 580 000 n √ TEKS" МЧЖ Corporate Productio No No шаклидаги n √ "Great Wall 48 2 600 000 Ceramic Industries" КК МЧЖшак- Corporate Productio No No л"Merrymed 18 3 500 000 n √ farm"КК ОАЖ Corporate Productio No No Узметкомбин 60 2 000 000 n √ ат ООО "EURO Corporate Productio 60 1 251 500 No No BETON" n √ ООО ИП Corporate Productio No No ADM 24 1 068 889 n √ TEKSTIL СП Corporate Productio No No "MODERNA n √ CERAMIC 36 1 150 000 INDUSTRIES FERGHANA" СП ООО Corporate Productio No No "REMEDY 60 1 244 758 n √ GROUP" ФАРГОНА Corporate Productio No No ЁГ-МОЙ n √ АКЦИДОРЛ 18 1 204 903 ИК ЖАМИЯТИ ШУРТАН Corporate Productio No No ГАЗ КИМЕ n √ МАЖМУАС 60 4 722 128 И МЧЖ

*Please use the sectors listed in the earlier table or any standard classification or Note: Env=Environment, IR=Involuntary Resettlement, IP=Indigenous Peoples

B. Environmental and Social Management System (ESMS)

Policies & Processes Yes/No Has your organization developed and Yes If yes, please attach a copy of the ESMS to this implemented an ESMS? report. If there is an ESMS already in place, If yes, please provide a copy of the updates have there been any updates to the Yes including dates and reasons for the same. ESMS or policy and procedures adopted by your organization during the reporting period? Has senior management signed off on If yes, please provide the date and internal the updated policy/procedure? Yes communication indicating the same. Has your organization appointed staff Coordinator for compliance with environmental tasked to implement the ESMS? Yes regulations – A.Fazliev - Head of sector for environmental assessment and monitoring. He has 16 years experience in banking and MSME finance, bachelor’s degree. Please give details of any transactions rejected due to environmetnal and/or No social concerns. Please state any difficulties and/or constraints related to the No implementation of the ESMS. Please describe how you ensure that We demand the conclusion of local your subproject companies and their No environmental expertise. Conduct monitoring subprojects are operated in compliance and in case violations are identified loan is with the national laws and regulations suspended. Precautionary measures are and applicable ADB’s requirements. undertaken, which are described in the contract. Please give details of any material social and environmental issues No associated with clients during the reporting period in particular. In case the existing ESMS is not fully No Please provide information or cite funcional, what are the action plan recommendation made by ADB’s review beining implemented by your mission to improve the ESMS and its organization? implementation. Capacity Yes/No Please provide the name and contact Coordinator for compliance with environmental information of the Environmental and regulations – A.Fazliev - Head of sector for Yes Social Officer or Coordinator who has environmental assessment and monitoring. the overall responsibility for the Uzbekistan, 170119 implementation of ESMS. Andijan, 85 Babur st. tel: +998 74 2980043 (1125) mob: +998 90 2530690 [email protected] Training: 13/01/2018 World Bank: training for ESMS; 06/02/2018 ADB: training for ESMS; 23-24/03/2017 ADB: training for ESMS; 13-14/05/2018 workshop for ESMS from IFC. 05-06/08//2018 Green Climate Found: training for ESMS; 10-14/09/2018 Green Climate Found: training for ESMS; 14/11/2018 workshop for ESMS from ADB. Please provide current staffing of other All front and Back office staff was trained on- core ESMS persons in the organization site in the branches to comply with involved with ESMS implementation. Yes environmental policies. Head of front office is the focal point for the environment compliance at branches What was the budget allocated to the In our Bank the budget for the training not ESMS and its implementation during allocated. Trainings are organized as per No the year? reports and as per plan of study Monitoring Yes/No Do you receive environmental and social monitoring reports from No subproject companies that you finance? Do you check for ongoing compliance We check our clients in compliance with of your subproject companies with Yes national regulation and chek their activity national regulation and any other according to our ESMS policy requirements? Please describe how you monitor the After the loan’s disbursement we monitor the subproject company and their Yes activities of clients once every 6 or 12 months subproject’s social and environmental according to our ESMS policy performance. Please provide details of any accidents/ litigation/complaints/regulatory notices No and fines: - Any incidents of non-compliance with the applicable Environmental and Social Requirements - Covenants/conditionalities imposed by the Fund Manager to the subproject company as a result of any non-compliance Reporting Yes/No Is there an internal process to report on Report is provided monthly for mamagement: social and environmental issues to Yes 1. The report of the monitoring in the Senior management? branches 2. The report of the managar’s conclusions for financial projects Do you prepare any social and If yes, please provide copies of these reports. environmental reports: No - For other multilateral agencies - Other stakeholders - E&S reporting in the Report - Sustainability reports

Activities on ADB’s Prohibited Investment Activities List If any, please indicate the dollar percentage of loans or investments out of your total 0,38 % outstanding exposure provided to clients who are substantially involved in ADB’s Prohibited Investment Activities List (Refer to Attachment 1). If the percentage is not zero, please explain these exposures and any steps having been taken to reduce such exposure.

C. Subprojects Using ADB Funds

Please provide information about all new subprojects using ADB funds approved during this reporting period.

Name of Subproject Company: “Nukus Universal Bazasi” LTD

Subproject location: Karakalpagistan, Nukus city, Berdak street 6 Industry sector: Greenhouse

Value of exposure (US$ mn): 641 500,00

Safeguard category: Environment:√ (see Annex of Attachment 11) Involuntary Resettlement: Indigenous Peoples: Were any environmental due diligence undertaken We check our clients in compliance and by your organization? with national regulation and chek their activity according to our ESMS policy Any environmental assessment report or audit reports No reviewed by your organization?

What were the main environmental and social issues We check our clients in compliance associated with this subproject that were identified with national regulation and chek their through due diligence conducted by your organization, activity according to our ESMS policy and how were the issues dealt with (i.e., outcome of (in ESMS policy in more detail due diligence)? described process analysis of clients) Did you discuss with the subproject the applicable Yes, we discuss with the owner all our environmental and social safeguard requirements and check questions. their implementation?

Were any conditions or covenants related to No environmental and social issues made along with the investment?

Does the subproject comply with applicable Yes government requirements?

Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: “Baxt Imkon Rivoj Chorvasi” farm

Subproject location: Andijan region, Oltinko’l district

Industry sector: Cattle breeding, gardening

Value of exposure (US$ mn): 691 000,00

Were any conditions or covenants related to No environmental and social issues made along with the investment?

Does the subproject comply with applicable Yes government requirements?

Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: Andijon-Un LTD

Subproject location: Andijan region, Oltinko’l district

Industry sector: processing and packaging

Value of exposure (US$ mn): 250 000,00

Were any conditions or covenants related to No environmental and social issues made along with the investment?

Does the subproject comply with applicable Yes government requirements?

Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: “Rukhshabod Agro Sahovat” LTD

Subproject location: Bukhara region, Otbozor Rukhshabod village Industry sector: Greenhouse

Value of exposure (US$ mn): 350 000,00

Were any conditions or covenants related to No environmental and social issues made along with the investment?

Does the subproject comply with applicable Yes government requirements?

Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: “Navoiy Aziya Trans Servis” PE

Subproject location: Navoiy region, Karmana district, Nizamiy street 19 Industry sector: Greenhouse

Value of exposure (US$ mn): 150 000,00

Were any conditions or covenants related to No environmental and social issues made along with the investment?

Does the subproject comply with applicable Yes government requirements?

Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: “Temir Tulagan Boglari” farm

Subproject location: Samarkand region, Urgut district, Ilonli KFY Industry sector: Gardening

Value of exposure (US$ mn): 99 600,00

Were any conditions or covenants related to No environmental and social issues made along with the investment?

Does the subproject comply with applicable Yes government requirements?

Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: “Usta Salimhoji” PE

Subproject location: Surkhandarya region, Angor district, Ulugbek street 2 Industry sector: Cold storage

Value of exposure (US$ mn): 200 000,00

Were any conditions or covenants related to No environmental and social issues made along with the investment?

Does the subproject comply with applicable Yes government requirements?

Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: “Fursat Mahorat” PE

Subproject location: Surkhandarya region, Denov district, Urtabuz MFY Industry sector: Cold storage

Value of exposure (US$ mn): 232 700,00

Annex 3: Annual Environmental and Social Performance Report - PJSCB “DAVR BANK”

Name of Organization PJSCB “DAVR BANK” Completed by (name): Abubakirov Nuritdin Saydiganiyevich Position in organization: Head of risk Date: February 01, 2019 management division Reporting period From: 01.01.2018 To: 31.12.2018

A. Portfolio Information

Report Covering Period: From: To: 01.01.2018 31.12.2018

For the reporting period, please provide the following information about your portfolio where applicable:

Business Lines Product line Description Total exposure Average loan outstanding for or transaction most recent FY size year end (in US$) (in US$) Retail Loans or other financial products banking/Consumer for individuals (includes retail 30 531 895,86 1 200,91 loans housing finance and vehicle leasing) Long term: Transactions with tenor greater than 12 months SME Any lending, leasing or other financial assistance to any corporate or legal entity other 23 804 041,22 89 488,88 than an individual, with individual transactions less than US$ 1 million Subproject Any lending, leasing or other finance/Large financial assistance to any Corporate finance corporate or legal entity other 3 837 188,40 1 279 062,80 than an individual, with individual transactions larger than US$ 1 million Trade finance 0 0 Short term (ST): Transaction with tenor less than 12 months ST Corporate finance 757 292,57 68 844,78 ST Trade finance 0 0 Other Microfinance 13 868 008,66 5 612,31 Other (if applicable) Please describe 0 0

Exposure by Industry Sectors If there is any exposure in the area of SME finance please provide an indicative % of portfolio that these sectors represent of the total SME portfolio.

Industrial Sector % of Corporate Portfolio Apparel Chemicals Collective Investment Vehicles Common Carriers Construction and Real Estate 6% Consumer Goods 3% Crop Production Electrical Equipment, Appliances and Components Fabric Mills Fabricated Metal Product Manufacturing Finance & Insurance 1% Finishing (Dyeing, Printing, Finishing, etc.) Fishing Food & Beverages 3% Forestry Furniture and Related Products 4% Integrated Textile Operation (Spinning, Weaving/Knitting, but no Garment ) 3% Internet Subprojects Leather and Allied Products Livestock 8% Machinery and Other Industrial Nonmetallic Mineral Product Manufacturing Oil, Gas and Mining Plastics & Rubber Primary Metals Printing & Publishing Pulp & Paper Spinning (Yarn, Including Integrated with Fiber Production) Telecommunications Textiles - Others 10% Transport Service 11% Transportation Equipment Utilities Warehousing & Storage Wholesale and Retail Trade covering any of the following. Gasoline 51% stations, dry cleaners, printing, large auto and truck fleets, photographic film processing and any operations involving the use of any chemical of biological wastes or materials Wood Products

Name of Type of Tenor Value of Industr Safeguard Any Subpro- Subpro- loan of loan exposure y category outstanding ject ject (large (month (US$ mn) Sector* environment using corporate s) Env IR IP al and IR and ADB / IP issues funds SME/trad during e finance) reporting (yes/no) period and actions taken to address the issues ------*Please use the sectors listed in the earlier table or any standard classification or Note: Env=Environment, IR=Involuntary Resettlement, IP=Indigenous Peoples

B. Environmental and Social Management System (ESMS)

Policies & Processes Yes/No Has your organization developed and Yes Submitted implemented an ESMS? If there is an ESMS already in place, No New procedure was approved on 15.05.2017 have there been any updates to the for ESMS, a copy was submitted. ESMS or policy and procedures adopted by your organization during the reporting period? Has senior management signed off on No Management has not signed an updated policy the updated policy/procedure? Has your organization appointed staff Yes Abubakirov Nuriddin tasked to implement the ESMS? Head of Risk management division Please give details of any transactions Yes Several subprojects were rejected according to rejected due to environmetnal and/or ZVOS category and equipment's Country of social concerns. origin. Please state any difficulties and/or No There was not any difficulty regarding to constraints related to the implementation of ESMS. implementation of the ESMS. Please describe how you ensure that Yes All subprojects which refinanced by ADB were your subproject companies and their screened by following steps: subprojects are operated in compliance • in accordance with the list of prohibited with the national laws and regulations investment activities; and applicable ADB’s requirements. • according to the list of control questions for environmental screening; • According to the screening list for compliance with ADB's social risk measures Please give details of any material During refinancing subprojects, ESMS social and environmental issues Yes managers faced with many issues. For associated with clients during the instance, organization located near to schools, reporting period in particular. kindergartens, near to population living places but there was not found any seriously risks which can influence to environment and social) In case the existing ESMS is not fully No Existing ESMS approved fully functional funcional, what are the action plan beining implemented by your organization? Capacity Yes/No Please provide the name and contact Yes Abubakirov Nuriddin information of the Environmental and Head of Risk management division Social Officer or Coordinator who has Tel num: +998712070909 (internal numb 120) the overall responsibility for the Participated trainings: implementation of ESMS. 1) Promoting adaptation and implementation of environmental and social management system for financial intermediaries which held on November 23-24, 2017 2) Promoting the approval and implementation of the environmental and social management system (ESMS / ESMS) for financial intermediaries (FI) in Uzbekistan which held on February and seminar’s guest was Irakli Kaviladze (International Consultant of ADB) Please provide current staffing of other Yes Every year PJSCB “DAVR BANK” ESMS core ESMS persons in the organization managers organizes seminars for credit officers involved with ESMS implementation. in order to give correct perception to initiators of subprojects and implement monitoring while refinancing projects What was the budget allocated to the No Budget is not allocated ESMS and its implementation during the year? Monitoring Yes/No Do you receive environmental and Yes Monitoring manager of the bank fills the act- social monitoring reports from “Typical area monitoring form” during subproject companies that you finance? refinancing for subprojects of ADB. Moreover, positive conclusion of State committee for nature protection of Uzbekistan is required in order to analyze sub-projects. Do you check for ongoing compliance Yes Every six months, the project is monitored by of your subproject companies with monitoring officer. national regulation and any other requirements? Please describe how you monitor the Yes With access to the site, monitoring manager fills subproject company and their the act-“typical area monitoring form” after subproject’s social and environmental refinanced subproject. performance. Please provide details of any accidents/ No During researching environmental and social litigation/complaints/regulatory notices risks of subprojects there was not any incident, and fines: ligation and complaints. - Any incidents of non-compliance with the applicable Environmental and Social Requirements - Covenants/conditionalities imposed by the Fund Manager to the subproject company as a result of any non-compliance Reporting Yes/No Is there an internal process to report on Yes During the processing of documents, specialist social and environmental issues to of the credit department gives a conclusion on Senior management? approval of the project for refinancing, as well as on environmental and social checklist screening. After financing, every six months with the access to the site, the project will be monitored and environmental and social checklist will be completed by the monitoring department manager and the Bank's management will be informed about monitoring results. Do you prepare any social and No PJSCB “DAVR BANK” does not prepare any environmental reports: reports on social and environmental protection - For other multilateral agencies to other agencies. - Other stakeholders - E&S reporting in the Report - Sustainability reports

Activities on ADB’s Prohibited Investment Activities List If any, please indicate the dollar percentage of loans or investments out of your total outstanding 0% exposure provided to clients who are substantially involved in ADB’s Prohibited Investment Activities List (Refer to Attachment 1). If the percentage is not zero, please explain these 0% exposures and any steps having been taken to reduce such exposure.

C. Subprojects Using ADB Funds

Please provide information about all new subprojects using ADB funds approved during this reporting period.

Name of Subproject Company: OOO "Tanner Trade" LLC Subproject location: Tashkent city, South Industrial zone House 38 Industry sector: Production of construction materials Value of exposure (US$ mn): 300 000 Safeguard category: Environment: B (see Annex of Attachment 11) Involuntary Resettlement: C Indigenous Peoples: N/A Were any environmental due diligence undertaken Yes and by your organization? Environmental Screening Checklist and Social Safeguards Screening Checklists were attached

Any environmental assessment report or audit reports Yes reviewed by your organization? Conclusion of State committee for Nature protection (ZVOS) What were the main environmental and social issues associated with this subproject that were identified through due diligence conducted by your organization, No and how were the issues dealt with (i.e., outcome of due diligence)? Did you discuss with the subproject the applicable environmental and social safeguard requirements and Yes their implementation? Were any conditions or covenants related to environmental and social issues made along with the Yes investment? Does the subproject comply with applicable Yes government requirements? Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: "Turon Mega Story" LLC

Subproject location: Tashkent city, Mirza Ulugbek district, M. Yusuf street, house 53 Industry sector: Road construction Value of exposure (US$ mn): 300 000 Safeguard category: Environment: B (see Annex of Attachment 11) Involuntary Resettlement: C Indigenous Peoples: N/A Were any environmental due diligence undertaken Yes and by your organization? Environmental Screening Checklist and Social Safeguards Screening Checklists were attached

Name of Subproject Company: "Orchid Beauty" LLC Subproject location: Tashkent city, Sergeli district, Choshtepa street, house 29 Industry sector: Textile Value of exposure (US$ mn): 200 000 Safeguard category: Environment: B (see Annex of Attachment 11) Involuntary Resettlement: C Indigenous Peoples: N/A Were any environmental due diligence undertaken Yes and by your organization? Environmental Screening Checklist and Social Safeguards Screening Checklists were attached

Name of Subproject Company: "Kortexsocks" LLC

Subproject location: Tashkent region, Yuqori chirchiq district, Uzbekistan street Industry sector: Textile

Value of exposure (US$ mn): 206 929

Safeguard category: Environment: B (see Annex of Attachment 11) Involuntary Resettlement: C Indigenous Peoples: N/A Were any environmental due diligence undertaken Yes and by your organization? Environmental Screening Checklist and Social Safeguards Screening Checklists were attached

Were any conditions or covenants related to environmental and social issues made along with the Yes investment?

Does the subproject comply with applicable government requirements? Yes

Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: "Sanobar Ona Textile" LLC

Subproject location: Tashkent region, Zangiota district,

Industry sector: Textile

Value of exposure (US$ mn): 200 000

Were any conditions or covenants related to environmental and social issues made along with the Yes investment?

Does the subproject comply with applicable government requirements? Yes

Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: "Legendary Furniture" LLC

Subproject location: Tashkent region, Zangiota district, Yunusobod QFY, Soylik street Industry sector: Production of Furniture Value of exposure (US$ mn): 90 000 Safeguard category: Environment: B (see Annex of Attachment 11) Involuntary Resettlement: C Indigenous Peoples: N/A Were any environmental due diligence undertaken Yes and by your organization? Environmental Screening Checklist and Social Safeguards Screening Checklists were attached

Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: "Senior Group" LLC Subproject location: Tashkent city, Zafariy street, flat 14-A Industry sector: Construction Value of exposure (US$ mn): 280 000 Safeguard category: Environment: B (see Annex of Attachment 11) Involuntary Resettlement: C Indigenous Peoples: N/A Were any environmental due diligence undertaken Yes and by your organization? Environmental Screening Checklist and Social Safeguards Screening Checklists were attached

Name of Subproject Company: "Chambil Binni Nur" LLC Subproject location: Qashqadaryo region, Dekhqanabad district, M. Akhmedov street, flat 5 Industry sector: Service Value of exposure (US$ mn): 300 000 Safeguard category: Environment: B (see Annex of Attachment 11) Involuntary Resettlement: C Indigenous Peoples: N/A Were any environmental due diligence undertaken Yes and by your organization? Environmental Screening Checklist and Social Safeguards Screening Checklists were attached

Name of Subproject Company: "Chambil Binni Nur" LLC Subproject location: Tashkent city, shaykhontohur district, F. Odilov street, flat 13 Industry sector: Service Value of exposure (US$ mn): 201 000 Safeguard category: Environment: B (see Annex of Attachment 11) Involuntary Resettlement: C Indigenous Peoples: N/A Were any environmental due diligence undertaken Yes and by your organization? Environmental Screening Checklist and Social Safeguards Screening Checklists were attached Any environmental assessment report or audit reports Yes reviewed by your organization? Conclusion of State committee for Nature protection (ZVOS) What were the main environmental and social issues associated with this subproject that were identified through due diligence conducted by your organization, No and how were the issues dealt with (i.e., outcome of due diligence)? Did you discuss with the subproject the applicable environmental and social safeguard requirements and Yes their implementation? Were any conditions or covenants related to environmental and social issues made along with the Yes investment? Does the subproject comply with applicable government requirements? Yes Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: "Nixol Nur" LLC Subproject location: Tashkent city, shaykhontohur district, F. Odilov street, flat 13 Industry sector: Service Value of exposure (US$ mn): 201 000 Safeguard category: Environment: B (see Annex of Attachment 11) Involuntary Resettlement: C Indigenous Peoples: N/A Were any environmental due diligence undertaken and Yes by your organization? Environmental Screening Checklist and Social Safeguards Screening Checklists were attached

Were any conditions or covenants related to environmental and social issues made along with the investment? Yes

Does the subproject comply with applicable government requirements? Yes

Does the subproject comply with applicable ADB safeguard requirements? Yes

Name of Subproject Company: "Kesh zamin Qurilish Service" LLC

Subproject location: Qashqadaryo region, Shakhrisabz district, Qutchi QFY Chakar village Industry sector: Construction

Value of exposure (US$ mn): 130 300

Were any conditions or covenants related to environmental and social issues made along with the Yes investment?

Does the subproject comply with applicable government requirements? Yes

Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: "Kay Kay International" LLC

Subproject location: Tashkent city, Cholanzar district, Chopon ota street, flat 50/1 Industry sector: Pulp and paper production

Value of exposure (US$ mn): 130 000

Safeguard category: Environment: B (see Annex of Attachment 11) Involuntary Resettlement: C Indigenous Peoples: N/A Were any environmental due diligence undertaken and Yes by your organization? Environmental Screening Checklist and Social Safeguards Screening Checklists were attached

Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: "Aqua Max" LLC Subproject location: Tashkent city, Yashnobod district, Parkent Riyoziy street, flat 4/5 Industry sector: Tale production Value of exposure (US$ mn): 200 000 Safeguard category: Environment: B (see Annex of Attachment 11) Involuntary Resettlement: C Indigenous Peoples: N/A Were any environmental due diligence undertaken Yes and by your organization? Environmental Screening Checklist and Social Safeguards Screening Checklists were attached

Were any conditions or covenants related to environmental and social issues made along with the Yes investment?

Does the subproject comply with applicable government requirements? Yes

Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: "Comfort Luxury Garden"LLC Subproject location: Tashkent city, shaykhontohur district, Beltepa street, flat 5 Industry sector: Dampers production Value of exposure (US$ mn): 300 000

Were any conditions or covenants related to environmental and social issues made along with the Yes investment? Does the subproject comply with applicable Yes government requirements? Does the subproject comply with applicable ADB Yes safeguard requirements?

Name of Subproject Company: "Eltex" LLC

Subproject location: Tashkent city, Chorbog street, flat 13/1 Industry sector: Textile

Value of exposure (US$ mn): 100 000

Safeguard category: (see Annex of Attachment 11) Environment: B Involuntary Resettlement: C Indigenous Peoples: N/A

Were any environmental due diligence undertaken Yes and by your organization? Environmental Screening Checklist and Social Safeguards Screening Checklists were attached

Any environmental assessment report or audit reports Yes reviewed by your organization? Conclusion of State committee for Nature protection (ZVOS)

What were the main environmental and social issues associated with this subproject that were identified through due diligence conducted by your organization, No and how were the issues dealt with (i.e., outcome of due diligence)? Did you discuss with the subproject the applicable environmental and social safeguard requirements and Yes their implementation?

Were any conditions or covenants related to environmental and social issues made along with the Yes investment?

Does the subproject comply with applicable government requirements? Yes

Does the subproject comply with applicable ADB Yes safeguard requirements?

D. Sustainable Finance (subprojects with environmental and social benefits)

Sustainable finance Have you made any investments in subprojects that have social and environmental benefits such as investing in management systems, energy efficiency, renewable energy, cleaner production, carbon finance, pollution abatement and control, sustainable supply chain, corporate social responsibility, community development, etc.? Please list these in the format provided below: Subproject Value financed by the Financial Institution Type of social and Name (US$ million) environmental benefit

Annex 4: Annual Environmental and Social Performance Report - JSICB “Ipak Yuli”

Name of Organization JSICB “Ipak Yuli” Completed by (name): D.Nurmuhamedova, ESMS coordinator Date: March 2019 Reporting period From: 01.01.2018To:31.12.2018 Project No. Loan Number 3405-UZB,Small Business Finance Project

A. Portfolio Information

Report Covering Period: From:01.01.2018 To:31.12.2018

For the reporting period, please provide the following information about your portfolio where applicable:

Business Lines Product line Description Total exposure Average loan outstanding for or transaction most recent FY size year end (in US$) (in US$) Retail Loans and other financial 27 854 371 2 453 banking/Consumer products for individuals loans (consumer, housing, vehicle loans)

Loans or other financial products 41 099 734 13 883 for individuals (individual entrepreneurs) Long term: Transactions with tenor greater than 12 months SME Any lending, leasing or other 136 239 951 48 821 financial assistance to any corporate or legal entity other than an individual, with individual transactions less than US$ 1 million Subproject Any lending, leasing or other 68 739 615 2 135 475 finance/Large financial assistance to any Corporate finance corporate or legal entity other than an individual, with individual transactions larger than US$ 1 million Trade finance Wholesale and retail trade loans 70 596 347 29 733 Short term (ST): Transaction with tenor less than 12 months Transactions less than US$ 1 21 895 624 98 275 SME million Transactions larger than US$ 1 7 006 768 2 203 452 ST Corporate finance million ST Trade finance Wholesale and retail trade loans 13 789 220 20 696 Other Microfinance Other (if applicable) Please describe

Manufacturing, including: 43,8% - natural gas industry, coal industry and nonferrous metallurgy 0,2% - chemical industry 2,5% - polymer products 5,3% - mechanical engineering and metal working 3,9% - woodworking and furniture industries 2,1% - construction materials 5,4% - light industry 13,9% - food industry 4,9% - flour industry 0,3% - medical industry 0,4% - printing industry 1,7% - other industries 3,2% Construction 4,5% Transportandcommunication 4,0% Agriculture 6,4% Trade, inlcuding: 23,1% - wholesale 8,8% - retail 14,0% - catering 0,3% Services 18,1%

Total SME portfolio 100,0%

B. Environmental and Social Management System (ESMS) Policies & Processes Yes/No Has your organization developed and Yes On April 15th, 2013, the Bank's Supervisory Council implemented an ESMS? approved the Regulation “On the environmental and social risk management system” of the JSICB "Ipak Yuli". On September 13th, 2016, the Supervisory Council of the Bank approved the Policy “On the environmental and social risks management of JSICB "Ipak Yuli". According to the above-mentioned documents, all projects considered by the bank for financing must comply with the requirements of ESMS. In addition to the mentioned in connection with implementation of the ADB project 3471-UZB: Horticulture Value Chain Development, the Management Board of JSICB "Ipak Yuli" approved the ESMS Procedures for implementation of the said Project on May 24, 2017.

If there is an ESMS already in place, Yes If yes, please provide a copy of the updates including have there been any updates to the dates and reasons for the same. ESMS or policy and procedures JSICB Ipak Yuli also adopted E&S procedures for the adopted by your organization during the projects financed at the account of IFC funds on reporting period? November 2018. Has senior management signed off on Yes If yes, please provide the date and internal the updated policy/procedure? communication indicating the same The internal documents of the bank on ESMS were approved by the Supervisory Board and the Management Board of the Bank.

Has your organization appointed staff Yes IF yes, please provide information on number of staff tasked to implement the ESMS? and qualification (experience and education backgroud) to implment the ESMS. In order to implement the ESMS, the ESMS Coordinator was appointed in the Bank's Head office. In the branch offices, the heads of lending departments are appointed as regional ESMS managers (15 regional ESMS managers).Also all employees of the Bank's lending divisons are involved in the implementation of ESMS. Loan officers apply procedures for managing environmental and social risks when considering every project financed by the Bank.They ensure compliance with protective measures for environmental and social issues, and if required, ensure the availability of environmental documents for each decision on granting a loan. Moreover, the staff of the Loan Portfolio Monitoringdepartment carry out monitoring on the fulfillment of the ESMS obligations by the borrower after granting loan.All the above-mentioned staff are trained and have knowledge about ESMS procedures of the Bank. Dinara Nurmukhamedova is ESMS coordinatorof the Bank.D.Nurmuhamedova graduated from the International Law Faculty of the University of World Economy and Diplomacy (Bachelor). She received LLM degree from Kyushu University (Japan). She also graduated from the Tashkent Finance Institute (bachelor degree in accounting and audit). She has been working in the banking sector since 2004 and has experience of working in the legal department, loan department and risk management departments of the bank. Project Implementation Unit

In accordance with the Order of the Chairman of the Bank Project Implementation Unit was established in order to implement ESMS for Small Business Finance Project. It consists of: Dinara Nurmukhamedova, ESMS coordinator; Shuhrat Mamatov – Head of Division in the Project Finance Department; DilmurodKasimov – Head of Credit Portfolio Monitoring Department;

Please give details of any transactions Yes Some examples from the Bank’s practice when the rejected due to environmetnal and/or Bank rejected transactions due to environmental and social concerns. / or social concerns: - The client brought a contract for the purchase of slate, but could not provide information about percent of asbestos contained in the slate; - B category was assigned to the project, however the client did not bring the required documents (state expertise conclusion, etc.); - the client applied for funding the project of a poultry farm with more than 40 thousand hens. Please state any difficulties and/or Yes Sometimes there are difficulties in determining which constraints related to the category of environmental risk the project belongs to. implementation of the ESMS. Please describe how you ensure that Yes Financing of projects by the bank (project evaluation, your subproject companies and their categorization, financing and monitoring) is carried subprojects are operated in compliance out in accordance with Regulation “On the with the national laws and regulations environmental and social risk management” and and applicable ADB’s requirements. Policy “On the environmental and social risks management of JSICB "Ipak Yuli". According to Order of Chairman the loan officers of the Bank must ensure fulfillment of ESMS requirements set in the Project Agreement (Small business finance) and enternal bank documents. In particular, the loan officers have been familiarized with ESMS requirements, including ADB’s list of prohibited investments activities, Environmental exclusion Checklist. Necessary templates for evaluation of environmental and social impact were provided to loan and monitoring specialists. Environmenal screening checklist filled by a loan officer is checked and affirmed by ESMS mananger (coordinator). After financing of the project, monitoring specialists conduct monitoring and check weather Environmental management plan is implemented by client. In order to coordinate and monitor implementation of ESMS requirements, a Project Implementation Unit for Small Business Finance Project was organized in accordance with the Order of the Chairman of the Bank. In addition, according to the local legislation the divisions of the Committee on Ecology and Environmental Protection monitor compliance with the requirements stated in the State Expert Examination Conclusion by enterprises. Please give details of any material No n/a social and environmental issues associated with clients during the reporting period in particular. In case the existing ESMS is not fully No The existing ESMS is fully functional. funcional, what are the action plan beining implemented by your organization? Capacity Yes/No Please provide the name and contact Yes Please describe the training or learning activities the information of the Environmental and Environmental/Social Officer or Coordinator attended Social Officer or Coordinator who has during the year. the overall responsibility for the ESMS training implementation of ESMS.

ESMS Coordinator – Dinara Nurmukhamedova Tel. No. +998 (71) 140-69-43 Email: [email protected]

She participated and received Certificate at the ADB’ seminar for the implementation of the environmental and social management system for financial intermediaries in Uzbekistan, held on November 23- 24, 2017. She also participated in the following training courses and seminars: -Training Center of State Committee for Ecology and Environmental protection - 72 hours course on environmental management (Certificate dated 16 February 2018);

- Seminar by ADB consultant Irakli Kavidadze (17 February 2018); - Seminar of the Agency for Restructuring Rural enterprises on environmental management for commercial banks (Certificate, February 26, 2018) - She attended presentation made on E&S by ADB E&S consultant Armine Edigaryan on December 10th, 2018. - She also attended training conducted by E&S consultant of ADB Irakli Kaveladze on February 2nd and February 5th, 2019 year. Please provide current staffing of other Yes Please describe the training provided to the ESMS core ESMS persons in the organization persons and other team members during the year. involved with ESMS implementation.

Project Implementation Unit

In accordance with the Order of the Chairman of the Bank, Project Implementation Unit was established in order to implement ESMS for Small Business Finance Project. It consists of: Dinara Nurmukhamedova, ESMS Coordinator; Shuhrat Mamatov – Head of Division in the Project Finance Department; Dilmurod Kasimov – Head of Credit Portfolio Monitoring Department;

In order to educate loan and monitoring specialists of the bank, including ESMS officer, in the field of environmental management, the Bank organized training for 20 specialists of the bank from all branch offices and loan departments of the Head office together with Training Center of the State Committee for Ecology and Environmental Protection during the period of February 12-16, 2018 year. All specialists received certificates confirming upgrade of qualification in environmental management.

Also training was conducted in the Bank for 60 loan and monitoring specialists from all branches of the bank and the Head office on the topic: “Assistance in implementation of ESMS system for financial intermediaries in Uzbekistan, Small Business Finance Project” by ADB ConsultantMr.Irakli Kaviladze on February 17, 2018 in Tashkent.

Besides that, 18 loan and monitoring specialists of the Bank participated in a day-long training conducted by the Agency For Restructuring Rural Enterprises on the topic “Upgrading knowledge and qualification of loan officers working in the commercial banks which implement projects financed by International Finance Organizations” which was conducted during the period from 26 February to 13 March 2018 year.

On February 2nd, 2019 training was conducted in the Bank for small and micro finance loan officers of the Bank who work in Head office and by using video conference for regional branches, conducted by ADB Consultant Mr. Ikali Kaviladze.

On February 5th, 2019 similar training was conducted in the Bank for corporate finance and monitoring officers of the Bank who work in Head office and by using video conference for regional branches, conducted by ADB Consultant Mr. Ikali Kaviladze.

What was the budget allocated to the Yes Please provide budget details including staff costs ESMS and its implementation during and training as well as any actual costs. the year? Salaries of employees involved in the implementation of ESMS. Other costs are payable as required. Monitoring Yes/No Do you receive environmental and Yes After financing of the project, environmental and social monitoring reports from social issues are monitored according to the provided subproject companies that you finance? list of questions (template) which is provided to all monitoring divisions of the Bank. Also, the Bank's monitoring officer checks the implementation of the Environmental Management Plan of the project. Do you check for ongoing compliance Yes If yes, please describe the process including any of your subproject companies with social and environmental considerations if national regulation and any other applicable. requirements? When completing Analysis of the environmental impact of the project and the preparation of the Environmental Management Plan, the requirements for mitigation measures prescribed in the Conclusion of the State Committee on Ecological and Environmental Protection are considered. When monitoring is carried out, implementation of the activities envisaged in the environmental management plan is verified, thus implementation of the national rules and ADB’s standards is checked. Also, according to the local legislation, the divisions of the Committee on Ecology and Environmental Protection carriy out monitoring on implementation of the requirements, envisioned in the Conclusion of the State Committee on Ecology and Environmental Protection by enterprese. Please describe how you monitor the Yes Please describe and provide supporting subproject company and their documents such as environmental and social subproject’s social and environmental monitoring reports and please provide performance. information on the number of subprojects where a field visit was conducted by staff to review aspects including social and environmental issues. Under the ADB loan 3405-UZB: Small business finance project in 2018 the Bank provided finance to 127 projects for the total amount 18 005 445,28 USD. For some of the sub-projects equipment or materials have been already delivered and put into operation. Accordingly, at present, the bank conducted monitoring on environmental and social impacts for sub-projects of environmental “B” category where eqipment (materials) have been delivered. After financing was made for the sub-projects, the loan fileswere transferred from the Loan Departments to the Loan Monitoring Department (loan monitoring division of the branch). After familiarization with environmental and social protection documents the monitoring specialist during sight visit signed Act of Monitoring of environmental and social impact of the subproject. The monitoring specialist also checked implementation of environmental management plan. Monitoring of environmental/social issues for the above mentioned sub-projects was conducted after equipment is put into operation or raw materials delivered. The frequency of monitoring is in the course of usual monitorin.

Please provide details of any accidents/ No n/a litigation/complaints/regulatory notices and fines: - Any incidents of non-compliance with the applicable Environmental and Social Requirements - Covenants/conditionalities imposed by the Fund Manager to the subproject company as a result of any non-compliance Reporting Yes/No Is there an internal process to report on Yes If yes, please explain the process, reporting social and environmental issues to format and frequency and actions taken if any. Senior management? According to the adopted procedure, based on the results of the monitoring, if the borrower fails to meet the requirements for compliance with environmental protection measures, the monitoring specialist must notify the ESMS Coordinator for taking appropriate measures. The ESMS Coordinator should provide timely reports on the implementation of ESMS policies and procedures to the Management Board and interested parties of the Bank. Do you prepare any social and Yes If yes, please provide copies of these reports. environmental reports: - For other multilateral agencies Yes, prepared for Netherlands Development Finance - Other stakeholders Company (FMO) - E&S reporting in the Report - Sustainability reports

Activities on ADB’s Prohibited Investment Activities List If any, please indicate the dollar percentage of loans or investments out of your total outstanding 0% exposure provided to clients who are substantially involved in ADB’s Prohibited Investment Activities List (Refer to Attachment 1). If the percentage is not zero, please explain these n/a exposures and any steps having been taken to reduce such exposure.

C. Subprojects Using ADB Funds

Name of Subproject Company: LLC Texno Innovator

Subproject location: Andijan region, A. Chulpan village “Oq-yor”

Industry sector: Manufacturing

Purpose of loan Equipment for the production of plastic products. At the account of the loan an injection molding machine was purchased. The production technology is as follows: Injection molding machine (термоплаcтавтомат) is used for the manufacture of parts from thermoplastics by injection molding (производство изделий из пластмассы методом отлива).

Injection molding machine is designed to cast plastic products for domestic and other needs. It is possible to produce various polymer products.

The company is located in production area. On the north it borders with a polymer treatment company, on the east – with automobile road, from the south and west – enterprises engaged in treatment of silk cocoon.

Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C (environmental category by national class – 3) Were any environmental due The following environmental due diligence was undertaken by the diligence undertaken by your bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening. The above documents were filled by a loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion No.1399 of State ecological expertise were report or audit reports reviewed inspected by the loan specialist and the ESMS coordinator. by your organization? According to the Resolution of the Cabinet of Ministers of the Republic of Uzbekistan No.949 dated 22.11.2018 year production of polymer (plastic) products is 3rd category of environmental impact according to national environmental categorization system.

What were the main Impact on atmosphere: Emission into air of pollutants will not exceed environmental and social issues the established quotes. associated with the subproject that were identified through due Impact on water: For technological needs, water, taking into account diligence conducted by your repeated use, is used to cool the molds of injection molding organization, and how were the machines. The total consumption of production water 2,09 m3/day. issues dealt with (i.e., outcome of due diligence)? Waste:In the process of operation on the territory of the company the production and consumption wastes will be generated. Defect molding of plastic products will be reused (they are sent to the site of the crusher and sent to the manufacture of pellets). Did you discuss with the Yes. Bank specialists discussed, explained to the subproject owner subproject the applicable all the requirements regarding the environmental and social environmental and social safeguard that he/she should comply with during the implementation safeguard requirements and their of project. implementation?

Were any conditions or covenants The owner of the subproject should fulfill the requirement stated in related to environmental and the Conclusion of State Ecological Expertise. social issues made along with the investment?

Does the subproject comply with Yes, implementation of the project was permitted in accordance with applicable government the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B environmental category according to applicable ADB safeguard ADB classification. requirements?

Name of Subproject Company: LLC “Texnomebel invest”

Subproject location: Andijan region, Paxtaobod district

Industry sector: Textile – manufacture of knit goods

Purpose of loan Purchase of equipment – sewing machines manufactured by «Jack Sewing Machine Co.ltd» (КНР) и «Yiwu Moore Internatoinal Trade Co.ltd.» (КНР).

Value of exposure (US$): 299 980

Safeguard category: Environmental category B, Social category C (national class – 3rd category) Were any environmental due The following environmental due diligence was undertaken by the diligence undertaken by your bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening. The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion of State ecological expertise dated 23.05.2018 report or audit reports reviewed No.17/1240 were inspected by the loan specialist and ESMS by your organization? coordinator. According to the mentioned Conclusion, the project is given 3rd category of environmental impact. What were the main Total area of the project is 1.64 hectares. environmental and social issues The air in the production office is cleaned with the help of air- associated with this subproject conditioning ventilators and filters. that were identified through due Water supply demand of the firm will be taken from district water diligence conducted by your network. organization, and how were the Solid waste consists of communal wastes and waste clothes. It is issues dealt with (i.e., outcome of disposed to permitted waste site. due diligence)? Did you discuss with the Yes. Bank specialists discussed, explained to the subproject owner subproject the applicable all the requirements regarding the environmental and social environmental and social safeguard that he/she should comply with during the implementation safeguard requirements and their of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance with applicable government the Conclusion of State Ecological Expertize. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: “Alinur Invest” LLC

Subproject location: Tashkent region, O’rtaChirchiq, Qumovul, Bektemir.

Industry sector: Manufacture shoes and furnuture

Purpose of loan Purchase of equipment for the production of shoes and furniture products

Techhological process for shoes manufacture: The production technology of footwear on an industrial scale involves several steps: 1. The first stage in the production of footwear is design, the design phase consists of modeling and designing shoes through professional artists, fashion designers and designers. 2. The second production phase involves the production of shoes in batches in accordance with the primary sample. In addition, in the design process, two interrelated processes are carried out, including the development of the shape and dimensions of the pads, as well as the creation of a shoe model. The shape and dimensions of the shoe pads, which are the main basic tool in shoe manufacturing, directly affect the compliance of the internal dimensions of the manufactured products, the features of the structure of the feet, as well as the shape of the toe part, the height of the heel, the linearity of dimensions and, accordingly, the convenience of shoes in everyday use . With the help of sewing and other accessories, the base of the shoe is prepared. The equipment purchased also includes an injection and combining molding machine, which allows the casting of PVC soles of shoes directly to the base of the shoe, which gives the shoe a more solid base.

The production of furniture: The following equipment for production of furniture is purchased: -format cutting machine, edge banding machine, milling machines, grinding machine, band saw machine (форматно- раскроечныйстанок, Кромкооблицовочныйстанок, фрезерныестанки, шлифовальныйстанок, ленточнопильныйстанок)

Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C (National class according to ZVOS dated January 26th, 2018 – 3rd) Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion of State ecological expertise dated 26.01.2018 report or audit reports reviewed No.05/2-102. According to the mentioned Conclusion, the by your organization? project is given 3rd category of environmental impact.

What were the main The area of the site: The project provides for the industrial environmental and social issues production of shoes and furniture on an area of 0,48 associated with the subproject hectares.The production premises are already in place. that were identified through due Planned production capacity: The annual volume of furniture will diligence conducted by your be 110 sets in a year, 400 shoes in a day. organization, and how were the Polish and paint are not envisioned in the production of furniture. issues dealt with (i.e., outcome of Impact on atmosphere air: During the production the emission due diligence)? of pollutants, mainly non-organic dust, wood dust will take place. During the production there will be 16.8 tons of wood waste, 3 tons of metal and they will be handed for the secondary usage. Calculations of the maximum concentrations of pollutants in the air near of the industrial site did not reveal the excess of the established norms (quotas). Impact on water: Water consumption of the enterprise is used for household needs and irrigation. For technical needs and irrigation, it is planned use irrigation network near the territory of the plant. The total water consumption according to design calculations is 1,285 thousand m3 / year, including for technical needs – irrigation of the plant and roads (0.645 thousand m3/year), for production needs – 398.3 m3/year and the rest for household needs. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Were any conditions or covenants The owner of the subproject should fulfill the requirement stated related to environmental and in the Conclusion of State Ecological Expertise. social issues made along with the investment?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category for environmental applicable ADB safeguard impact according to ADB classification. requirements?

Name of Subproject Company: “New World Med” LLC

Subproject location: Tashkent city, Yashnabad region, Tuyona street, 205

Industry sector: Manufacturing

Purpose of loan Purchase of equipment for the production of bactericidal patches (медицинские пластыри). Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C (see Annex of Attachment 11) According to State environmental opinion dd 30.06.2017 national environmental class – 3rd. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. State Environmental Conclusion from 27.06.2017 No.04- report or audit reports reviewed 1341 of State ecological expertise were inspected by the loan by your organization? specialist and ESMS coordinator. According to the mentioned Conclusion, the project is given 3 category of environmental impact. What were the main Production lines for the production of medical patches, auxiliary environmental and social issues units, laboratory, it is planned to be located in a one-storey associated with this subproject production building of the main building, covers an area of 1091 that were identified through due m2. diligence conducted by your Impact on atmosphere air: Sources of allocation of polluting organization, and how were the substances in atmospheric air is packing medical patches and issues dealt with (i.e., outcome of mini boiler. From the projected production into the atmosphere due diligence)? from the three sources of emission will come polluting paper dust, carbon monoxide, nitrogen dioxide, sulfur dioxide. The calculation of the maximum concentrations generated by the emissions of sources showed the absence of exceeding the maximum permissible norms (quotas) outside the site for the pollutant. Impact on water: Water supply of the considered site is provided from the existing water supply system powered from the city water supply system. Water is necessary for domestic needs of workers. Normative water consumption and water disposal of the enterprise is 36.55 m3/day; 8,544 thousand m3 / year. Waste: In the process of technological operations will be formed: waste fluorescent lamps - 144 PCs/year will be passed to demercurization in a specialized enterprise; polyethylene waste - 1.24 t/year, as accumulated will be transferred to interested enterprises for recycling; waste polyethylene terephthalate (PET) - 1.09 t/year, waste clumped fabric - 0.36 t/year will be transferred to official waste site; waste paper-1,151 t/yearis formed in the process of unpacking polyurethane raw materials, as accumulation is transferred to interested enterprises for recycling; waste rags-0.36 t/year, formed at the enterprise in the form of worn clothing (overalls x/b), as the accumulation of waste are exported to specialized enterprises for recycling; solid domestic waste -20.1 tons/ year, 5 (low) hazard class, will be exported to the city landfill of solid domestic waste Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: “Delta Global Plast” LLC

Subproject location: Tashkent, Sergeli district

Industry sector: Manufacture of polymer products

Purpose of loan Purchase of equipment for manufacture of polymer packs for goods Value of exposure (US$): 150 000

Safeguard category: Environmental category B, Social category C (3rd category of environmental impact according to national environmental categorization system).

Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site. Any environmental assessment Yes. Statement of maximum permissible emission and positive report or audit reports reviewed Conclusion of State ecological expertise dated 18.01.2018 by your organization? No.03-01/13-08-127. According to the Resolution of the Cabinet of Ministers of the Republic of Uzbekistan No.949 dated 22.11.2018 year production of polymer (plastic) products is 3rd category of environmental impact according to national environmental categorization system.

What were the main Specialization of the enterprise is directed to the production of environmental and social issues goods for household purposes made of polyethylene - tubes and associated with this subproject castings (polyethylene flow 100 t/year), cast articles made of that were identified through due polystyrene (polystyrene consumption 50 t/year), of products of diligence conducted by your polypropylene - writing pens and castings (flow polypropylene organization, and how were the 100 t/year). issues dealt with (i.e., outcome of The operation of the enterprise is associated with the emission due diligence)? of pollutants into the atmosphere - calculations of the maximum concentrations of pollutants in the air outside the industrial site did not reveal any excess of the established (norms) quotas. According to the project, the total water consumption at the enterprise will be 0.933 thousand m3/year, of them for household needs (drinking needs, cooking, showers)-0.705 thousand m3/year, for watering of the territory - 0.022 thousand m3/year, for production needs - 0.206 thousand m3/year. Industrial water consumption will be spent on cooling equipment. The company has organized a system of water recycling. Production drains are not provided by the project. Discharge of household waste water is carried out in the city sewer. Waste of defective polymer products will be processed for reuse as secondary raw materials, plastic bags from raw materials will be returned to the supplier of raw materials, spent fluorescent lamps will be handed over for demercurization, cleaning cloth and overalls, will be handed over to recycled materials, Communal waste will be taken to the city waste landfill. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category for environmental applicable ADB safeguard impact according to ADB classification. requirements?

Name of Subproject Company: “Best Stone Service” LLC

Subproject location: Tashkent region, Yangiyul district

Industry sector: Manufacture

Purpose of loan Purchase of equipment for production of finishing materials (облицовочных материалов) Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C According to State Environmental Conclusion dd 4.08.2017 – 3rd category of environmental influence by national standards. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site. Any environmental assessment Yes. Positive Conclusion of State ecological expertise dated report or audit reports reviewed 04.08.2017 No.05/2-1473. According to the mentioned by your organization? Conclusion, the project is given 3rd category of environmental impact. What were the main Technology of treatment of stones: sawing, grinding, polishing environmental and social issues (распилка, шлифовка, полировка). associated with this subproject Impact on atmosphere: emission of the pollutants will not exceed that were identified through due established norms. diligence conducted by your Water for domestic and industrial needs will be used from public organization, and how were the water supply system. Water for industrial needs will be used on issues dealt with (i.e., outcome of the basis of circulating water supply system. due diligence)? There is no influence on ground water. Generated solid waste (stone parts, food waste, cloth waste, cleaning waste will be stored and disposed according to requirements State environmental conclusion.

Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category for environmental applicable ADB safeguard impact according to ADB classification. requirements?

Name of Subproject Company: Sharq Jilosi Memori LLC

Subproject location: Navoi region, Karmana District

Industry sector: Manufacturing of beton and construction blocks

Purpose of loan Purchase of mixer truck and front loader (автобетоносмеситель и фронтальный погрузчик).

Value of exposure (US$): 156 000

Safeguard category: Environmental category B, Social category C (see Annex of Attachment 11) (According to State Environmental Conclusion – 3rd category) Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. State Environmental Conclusion dd. 22.12.2017 report or audit reports reviewed No.1896/17 of State ecological expertise were inspected by the by your organization? loan specialist and ESMS coordinator. According to the mentioned Conclusion, the project is given 3 category of environmental impact. What were the main The project provides for the production of paving slabs environmental and social issues (брусчатка) in the amount of 8000 m2/year. associated with this subproject Impact on atmosphere: On the projected facility provides three that were identified through due sources of emission of which into the atmosphere will do 6,9713 diligence conducted by your t/year of pollutants, including inorganic dust - 6,971 tons/year. organization, and how were the Impact on water:Water supply for household and drinking issues dealt with (i.e., outcome of purposes is carried out by imported in an amount-145 m3 / year due diligence)? from the existing water supply networks of the city of Navoi. Technical water is to be taken from an artesian well with the help of an electric pump, the depth of which is 120 meters. Waste: During the production process, the following types of waste, scrap, seeding and household waste are formed which will be disposed according to the requirements of State environmental Conclusion. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: “RAVSHAN REAL HAMKOR” LLC

Subproject location: Navoiy, Navoiy city, I.Karimov 52/7

Industry sector: Providing of services in the field of land transport;

Purpose of loan Acquisitions of a crane SANY STC800S in order to provide service. Value of exposure (US$): 220 000

Safeguard category: Environmental category C, Social category C (see Annex of Attachment 11) Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “Rouston Bottlers” LLC

Subproject location: Namangan region, Mirishkor MFY, Do’stlik street

Industry sector: Manufacture non-alcoholic drinks

Purpose of loan Purchase of Aseptic Packaging Material (Rolls) for packing cold tea Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C National category of environmental impact - 3rd .

What were the main Enterprise is engaged in the production of beverages, juices environmental and social issues without alcohol and packaging (bottling). associated with this subproject Water usage: Water at the facility is mainly used for production that were identified through due of drinks, watering of the territory and improvement of sanitary diligence conducted by your and hygienic condition of premises. organization, and how were the Due to the fact that the territory is not sewage, it is designed to issues dealt with (i.e., outcome of discharge waste water generated in the course of the facility due diligence)? activity to the reinforced concrete place. Water in the volume of 8,8 thousand m3/year is used for production purposes. As a result of the activity of the facility, 6.5 thousand m3/year of wastewater is formed. It is assumed that the resulting wastewater will be treated and discharged for irrigation. Air emission: according to ecological conclusion, the emission into air is within established quotes. Solid waste: fruit waste, paper waste (utilization), special work clothes waste, food waste, waste mercury lamps (demercurization), domestic waste (transferred to official waste site) will be disposed as required in State environmental opinion.

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecologtrical Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B environmental category for applicable ADB safeguard environmental impact according to ADB classification. requirements?

Name of Subproject Company: “Bunyod Sanoat Textile” LLC

Subproject location: Namangan region, Namangan city, Orzu village

Industry sector: Manufacture of terry towels

Purpose of loan Purchase equipment for production of terry towels. Technological process consists of weaving of terry towels from cotton thread.

Value of exposure (US$): 180 900

Safeguard category: Environmental category B, Social category C. According to State ecological conclusion No.07-01/879 dd 4.08.2017 the national class is 3rd class of environmental impact. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion of State ecological expertise dd 04.08.2017 report or audit reports reviewed №07-01/879 were inspected by the loan specialist and ESMS by your organization? coordinator. According to the mentioned Conclusion, the project is given 3rd category of environmental impact. What were the main The area of the site: The enterprise is 8600 m2 including 7398 environmental and social issues m2 for gardening and 1706 m2 for buildings. Currently on site associated with this subproject there are sections: office, sewing room, terry towel that were identified through due manufacturing room, administrative complex, warehouse and diligence conducted by your toilet. organization, and how were the Planned production capacity: production of 67.68 tons per year issues dealt with (i.e., outcome of of big towels, napkins and small towels. The main raw materials due diligence)? for the production are towels and napkins. Working hours 8 hours a day 260 days a year. Total amount of workers: 22 people. Impact on atmosphere air: within the established norms. Impact on water: Water supply of the enterprise is planned to be carried out from its own artesian well with a standard flow rate of 0.062 thousand m3/year only for household needs and to make the place clean(sanitary purposes). In addition, during the operation of the plant, waste products such as rags, waste mercury lamps, incandescent lamps, solid domestic waste and estimates from the cleaning of the territory are formed and discharged according to requirements of state ecological conclusion. Food waste is passed on to the interested parties. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: FE LLC Remedy Group

Subproject location: Tashkent, Olmazor

Industry sector: Packaging of medical drugs (расфасовка готовых лекарственных средств) Purpose of loan Purchase of automatic ampoule inspection machine Value of exposure (US$): 245 500

Safeguard category: Environmental category B, Social category C ( (3rd category by national class of environmental impact) Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion dd. 26.05.2015 No.04-522 of State ecological report or audit reports reviewed expertise were inspected by the loan specialist and ESMS by your organization? coordinator. According to the mentioned Conclusion, the project is given 3 category of environmental impact. What were the main The main activity of the company packaging of finished drugs: environmental and social issues encapsulated and tablet dosage forms, filling finished dosage associated with this subproject forms in ampoules, packaging of herbal medicines (tinctures, that were identified through due syrups, solutions) in glass or polymer containers, packaging of diligence conducted by your infusion solutions in glass bottles. organization, and how were the Waste:In total, the company predicts the formation of 11 types of issues dealt with (i.e., outcome of waste, of which the most dangerous to the 1st class are spent due diligence)? mercury fluorescent lamps, to the 4th (low) class of danger are 9 types of waste. Most of waste will be passed over for recycling. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: LLC “Global Plast Tara”

Subproject location: Tashkent region, Zangiota

Industry sector: Manufacture polymer items

Purpose of loan Purchase of injection molding equipment for the production of plastic products (термопластавтомат инжекционное оборудование для производства пластмассовых изделий) Value of exposure (US$): 217 700

Safeguard category: Environmental category B, Social category C (see Annex of Attachment 11) (3rd class according to national standards for environmental impact categorization) Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion of State ecological expertise dated 08.01.2015 report or audit reports reviewed No.18/353 were inspected by the loan specialist and ESMS by your organization? coordinator. According to the Resolution of the Cabinet of Ministers of the Republic of Uzbekistan No.949 dated 22.11.2018 production of polymer items is 3rd national category of environmental impact.

What were the main The company specialized in the production of plastic films, environmental and social issues bottles for detergents, seats for stadiums, children's associated with this subproject playgrounds, plombiratory, plastic products (buckets, basins, that were identified through due dippers, etc.), sinks made of polypropylene, containers made of diligence conducted by your polypropylene and toothbrushes made of PVC. organization, and how were the The company has the following waste management system: issues dealt with (i.e., outcome of - polymer and polyethylene waste is recycled at the processing due diligence)? site; - waste fluorescent lamps are handed over to the enterprise for processing and neutralization of mercury-containing waste. According to State ecological conclusion environmental assessment of the submitted materials showed that the work was carried out in accordance with the requirements of existing regulations. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation? Were any conditions or covenants The owner of the subproject should fulfill the requirement stated related to environmental and in the Conclusion of State Ecological Expertise. social issues made along with the investment?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertize. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: LLC “Conita Product”

Subproject location: Tashkent region, Kibray

Industry sector: Production of non-alcoholic drinks

Purpose of loan Purchase of equipment for washing of bottles, filling and bottling water in 19 liter bottles Value of exposure (US$): 162 200

Safeguard category: Environmental category B, Social category C (see Annex of Attachment 11) According to national class is 3rd category. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes Conclusion of State ecological expertise dated 29.12.2017 report or audit reports reviewed No.05/3-2382 were inspected by the loan specialist and ESMS by your organization? coordinator. According to the mentioned Conclusion, the project is given 3rd category of environmental impact. What were the main The main activity of the company is the production of 19 liter environmental and social issues PET bottles, as well as bottling of bottled water in an amount of associated with this subproject 1800 m3/year. Bottles will be manufactured by the method of that were identified through due blowing of PET preforms. diligence conducted by your According to State ecological conclusion gross emissions of organization, and how were the polluting substances is 0,002215 t/year. The emitted substances issues dealt with (i.e., outcome of are represented by 4 ingredients: acetic acid, carbon monoxide, due diligence)? acetaldehyde and formaldehyde. The state ecological conclusion calculated the dispersion of emissions of pollutants into the atmosphere, where the results of calculations of dispersion fields in the surface layer of the atmosphere noted that the maximum surface concentration of pollutants does not exceed the established quota values outside the industrial site and the contribution of emissions to the pollution of the surface layer of the atmosphere is negligible. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertize. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: LLC Sultan Trade Plus

Subproject location: Tashkent region, Zangiota district

Industry sector: Porcelain production

Purpose of loan Purchase kiln (печь обжиговая туннельная)

Value of exposure (US$): 112 000

Safeguard category: Environmental category B, Social category C (see Annex of Attachment 11) (national class 3rd category) Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion from 15.06.2017 No.05/2-1082 of State report or audit reports reviewed ecological expertise were inspected by the loan specialist and by your organization? ESMS coordinator. According to the mentioned Conclusion, the project is given 3 category of environmental impact. What were the main At this facility, it is planned to manufacture porcelain products in environmental and social issues the amount of 240 thousand pieces / year. associated with this subproject Impact on atmosphere:The expected emissions of pollutants into that were identified through due the atmosphere will be carried out from the storage of bulk diligence conducted by your materials, porcelain kilns, boiler and kitchen. The annual organization, and how were the consumption of natural gas at the facility will be 163.81 thousand issues dealt with (i.e., outcome of m3. due diligence)? Impact on water:The source of water supply for drinking and domestic needs is tap water. In total, drinking water in the amount of 1.48 m3/day or 444.9 m3/year will be used for household needs of the facility. Underground water consumption from the projected artesian well for production needs will be 72.46 m3 / year. Surface water from the irrigation network in the amount of 55.8 m3/year will be used for irrigation purposes. Waste:During the operation of the facility is expected to form 10 types of waste in the amount of 17.82 t/year. It is such a waste as MSW (0.9 t); waste from the cleaning of premises and territories (6.9 t); waste of defective porcelain (6.2 t); waste rags (0,021 t); waste mercury lamp (0,0018 t); food waste (2.1 t) and fish tank with sump (0,46 t) which will be disposed according to the requirements stated in the State ecological conclusion. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: Polimaks LLC

Subproject location: Tashkent region, Angren district

Industry sector: Plate making and information activities (Изготовление печатных форм и информационная деятельность)

Purpose of loan Expanding the production of labels and packaging materials by purchasing equipment (оборудование для производства этикетов)

Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C (3rd environmental category by national class) Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening;

The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion dd. 26.02.2018 No.05/2-276 of State ecological report or audit reports reviewed expertise were inspected by the loan specialist and ESMS by your organization? coordinator. According to the mentioned Conclusion, the project is given3rd category of environmental impact. What were the main At this facility, work will be carried out on the application of deep environmental and social issues printing on packaging materials (1500 PCs/year), packaging associated with this subproject packages (90 million PCs/year) and labels (600 million that were identified through due PCs/year). diligence conducted by your Impact on atmosphere: According to State ecological conclusion organization, and how were the Installation of dust and gas cleaning equipment at this facility is issues dealt with (i.e., outcome of not envisioned by the project. Concentration of pollutants in due diligence)? near territories are within established norms. Impact on water:The source of water supply for domestic and industrial needs will be water from the pipeline. For household needs will be used tap water in the amount of 10054 m3 / year. For the industrial needs circulating water system will be used for cooling equipiment in an amount of 144 m3/year. Waste: During the operation of the facility it is expected to form 6 types of waste in the amount of 25,31 t / year. This waste such as waste metal barrels, cleaning rags, waste from cleaning the territory, waste mercury lamps will be disposed according to the requirements stated in the State ecological expertise.

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: LLC Navruz International Corp

Subproject location: Tashkent region, Kibray

Industry sector: Manufacture of soft drinks. mineral water and other bottled water

Purpose of loan The acquisition of the bottling line. Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C (see Annex of Attachment 11) (4th category of national class)

Any environmental assessment Yes. Conclusion of State ecological expertise dd. 7.12.2018 report or audit reports reviewed No.05/2-2435 were inspected by the loan specialist and ESMS by your organization? coordinator. According to the mentioned Conclusion, the project is given4 category of environmental impact. What were the main The main activity of the enterprise is the production of soft drinks environmental and social issues in the amount of 250,000 m3 / year, associated with this subproject Impact on atmosphere air: The project will not cause negative that were identified through due impact on atmosphere. diligence conducted by your Impact on water. Water will be used for domestic and organization, and how were the production purposes from public water system. issues dealt with (i.e., outcome of Waste water will be discharged to public sewerage system. due diligence)? Solid waste- two types of wastes – solid communal waste and waste LED lamps will be stored at designated placed and further disposed according to the requirements stated in the State Ecological conclusion.

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: Jahon-ServisLtd.

Subproject location: Tashkent city, Chilanzar

Industry sector: Manufacture of slippers from thermoplastic materials

Purpose of loan Purchase of equipment for production of slippers from thermoplastic materials Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C Environmental class by national standards – 3rd (Resolution of the Cabinet of Ministers No.949 dd.22.11.2018, paragraph 36). Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. State Environmental Conclusion No.03-01/13-08-1536 report or audit reports reviewed dated 25.07.2018 were inspected by the loan specialist and by your organization? ESMS coordinator.

What were the main The area of the allocated territory is 427 m2. Specialization of environmental and social issues the enterprise is directed to release sleepers from thermoplastic associated with this subproject materials such as EVA (ethylene vinyl acetate) in the amount of that were identified through due 286,000 pieces per year. As a raw material, it is planned to use diligence conducted by your granules of EVA 72 t/year. organization, and how were the Impact on atmosphere air: During the operation of the issues dealt with (i.e., outcome of production is projected one source of emissions into the air due diligence)? pollutants 3 items in the amount of 0.249 t / year (100%). The main contribution to air pollution at the plant will be made by the following ingredients: ethylene – 0.117 t/year (47%), vinyl acetate – 0.125 t/year (50%), EVA dust – 0.007 t/year (2.8%). The calculation of surface concentrations of pollutants formed by stationary sources of the enterprise showed that the maximum concentrations will be less than 0.1 MPC outside. The air will enter the four-section filter with an efficiency of 90%, then the purified air is released into the atmosphere.

Impact on water: The source of water consumption of the projected production will be the district water supply. According to the project, the total water consumption at the enterprise is 613,424 m3/year, including for household needs – 548,808 m3/year, for production needs – 18,44 m3/year. Waste. In the period of industrial activity of the enterprise assumes the formation of the following types of waste production and consumption; defective products (6,48 t/year); waste led lamps (0,00001 t/year); waste paper (0,026 ton/year); cleaning materials (0,016 t/year); scrap metal (0.2 t/year); polypropylene bags from under the raw materials (in 0.288 t/year); solid waste (2,962 t/year). For each type of the formed industrial waste the norm of formation, methods of temporary placement, and ways of utilization or burial is prescribed. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation? Were any conditions or covenants The owner of the subproject should fulfill the requirement stated related to environmental and in the Conclusion of State Ecological Expertise. social issues made along with the investment? Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements? Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: ООО “ALITEX INOVATION”

Subproject location: Tashkent city, Parkent region, Qorqalpoq

Industry sector: Manufacture

Purpose of loan Acquiring of 50 sewing machines FZYSI/S2, 10 paper clipboard image drawing printers and 3 roll packaging equipment Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C Environmental category by national standards- 4th category. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion from 01.02.2017 No. 05/2-142 of State report or audit reports reviewed ecological expertise were inspected by the loan specialist and by your organization? ESMS coordinator. According to the mentioned Conclusion, the project is given 4 category of environmental impact. What were the main Total area of the business is 17 450 m2. environmental and social issues Impact on atmosphere air: During the business, it may come out associated with this subproject 3 types of emissions into the air. Sources of release of pollutants that were identified through due into the air in the amount of 0.157 t/y during the production, diligence conducted by your including; sulphate 0.0006 t/y, carbon oxide 0.123 t/y, nitrogen organization, and how were the oxide 0.034 t/y. issues dealt with (i.e., outcome of The emission of pollutants does not exceed the quotas beyond due diligence)? the borders of the enterprise. Impact on water:The source of water supply for drinking and domestic needs is taken from the trench, which is located in the area. Total usage of water for household and other purposes is 11.6 thousand/year. Waste:During the operation of the facility is expected to have different types of waste in the amount of 97.85 t/y. It is such lamps 12 pcs, rags, food waste 18 t/y, polyethylene, paper waste and others. The solid waste will be stored, disposed or utilized in the prescribe in the state ecological conclusion order. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation? Were any conditions or covenants The owner of the subproject should fulfill the requirement stated related to environmental and in the Conclusion of State Ecological Expertise. social issues made along with the investment? Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: LLC NSA AGRO DEVELOPMENT

Subproject location: Tashkent region Zangiota district

Industry sector: Сultivation of agricultural products and retail trade with seeds

Purpose of loan Purchase of equipment, goods and materials for the construction of small greenhouse complex Value of exposure (US$): 125 000

Any environmental assessment Yes. Conclusion from 06.05.2017 No.05/2-343 of State report or audit reports reviewed ecological expertise were inspected by the loan specialist and by your organization? ESMS coordinator. According to the mentioned Conclusion, the project is given4 category of environmental impact.

What were the main Total area of the production is 4.74 hectare. At this facility, it is environmental and social issues planned to produce 20 tons of cucumber in a year. associated with this subproject Impact on water: In total, drinking water in the amount of 0.97 that were identified through due m3/day or 252.2 m3/year will be used for household needs of diligence conducted by your the facility. Surface water from the irrigation network in the organization, and how were the amount of 13035 m3/year will be used for irrigation purposes issues dealt with (i.e., outcome of from the stream. due diligence)? Waste: During the operation of the facility is expected to form 10 types of waste in the amount of 17.82 t/year. During the production it is produced 1.5 tons of household waste and the stems of the crop are handed in the garbage dump, 4408 tons of used polyethylene will be given for the secondary production.

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: OOO “MEGA SOFT”

Subproject location: Tashkent city, Olmazor district

Industry sector: Manufacture of corrugated boxes (изготовлениегофракоробок)

Purpose of loan Loan for purchase of real estate (объект недвижимости) Value of exposure (US$): 110 000

Safeguard category: Environmental category B, Social category C National environmental class – 3rd.

Any environmental assessment Yes. Conclusion from 26.10.2018 No.10-1636 of State report or audit reports reviewed ecological expertise were inspected by the loan specialist and by your organization? ESMS coordinator. According to the mentioned Conclusion, the project is given 3 category of environmental impact. What were the main Total area of the facility is 1636 m2. At this facility, it is planned environmental and social issues to manufacture boxes in the amount of 600 t / year associated with this subproject Impact on atmosphere: During the production, it is coming out 7 that were identified through due types of different emissions into the air. Yearly total amount of diligence conducted by your emissions are 0.7196 t. They include: hydrocarbon – 83,36 %, organization, and how were the dust of paper 0.08 % and carbon oxide – 12.78 %, nitrogen issues dealt with (i.e., outcome of dioxide 2.92 %, nitrogen oxide 0.70 %. The maximum due diligence)? concentration is within established norms. Impact on water:The source of water supply for drinking and domestic needs is coming from local city water network. In total, water in the amount of 0.0336 m3/day or 87 m3/year will be used. Waste: During the operation of the facility is expected to have different types of waste. It is such solid domestic waste, luminescent lamps, plastic waste, metal containers, metals and other types of paper and polyethylene wastes. The wastes will be stored, disposed (utilized) in the prescribed order. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: ООО «LOOMINNO»

Subproject location: Tashkent city, Yunusobod district

Industry sector: Manufacturing garments (производство швейной продукции)

Purpose of loan Loans for the purchase of raw materials to expand the production of garments (terry products) (на приобретение сырья для производства махровых изделии)

Value of exposure (US$): 300 000 Safeguard category: Environmental category B, Social category C (see Annex of Attachment 11) Environmental category by national standard is 3rd class Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; 3) Safeguard due diligence briefing note;

The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion dd. 11.03.2016 No.18/421z of State ecological report or audit reports reviewed expertise were inspected by the loan specialist and ESMS by your organization? coordinator.

What were the main Production will be carried out on the rented territory of Osborn environmental and social issues textile. associated with this subproject Impact on water:Artesian wells are used as a source of water that were identified through due supply for manufacturing and domestic needs. diligence conducted by your Impact on atmosphere air: within the established norms. organization, and how were the In addition, during the operation of the enterprise, waste issues dealt with (i.e., outcome of products such as rags, waste mercury lamps, solid domestic due diligence)? waste and estimates from the cleaning of the territory are stored and discharged as prescribed.

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: LLC Ziyovitdin Rivoj

Subproject location: Tashkent region, Keles

Industry sector: Manufacture dry construction mixtures

Purpose of loan Purchase of Equipment for the production of dry construction mixtures. Automated equipment for the production of dry building mixes. Equipment for the production of dry building mixtures, year 2017. Country of origin - Turkey, manufacturer "Teknokim Teknolojik Kimyasallar San.Tic.Ltd.Sti.". The kit includes: Mixer 2 pcs, 10t / hour, mixer for mixing substances 1 pc, elevator 2 pcs, rotary valve, sprayer, platform, bottom of the hopper, filter, air dryer, two-packer, pipeline for air supply, spiral pipe, electric motor with gearbox, elevator conveyor belt, mixer axis, steel sheet for bunker and platform, serpentine. Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C

The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion from 09.03.2017 No.18/414z of State ecological report or audit reports reviewed expertise were inspected by the loan specialist and ESMS by your organization? coordinator. According to the Resolution of the Cabinet of Ministers of the Republic of Uzbekistan No.949 dated 22.11.2018 production of materials used in construction is 3rd national category of environmental impact. What were the main Impact on water:As a source of drinking and manufacturing environmental and social issues water supply, as well as irrigation of the territory of the associated with this subproject enterprise, the existing district water supply network is used. that were identified through due Waste: During the operation of the facility is expected to have diligence conducted by your different types of waste. Waste paper bags, waste LED lamps, organization, and how were the municipal solid waste which will be disposed in the established issues dealt with (i.e., outcome of manner: papers waste and waste clothes will be passed over to due diligence)? recycling, waste Led lamps and solid communal waste will be taken to waste landfill. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B environmental category applicable ADB safeguard according to ADB classification. requirements?

Name of Subproject Company: Clean Ice

Subproject location: Tashkent, Shaykhantokhur district, KukchaDarvoza street, 8A

Industry sector: Textile

Purpose of loan Embroidery equipment Value of exposure (US$): 226 000

Safeguard category: Environmental category B, Social category C Enviromental category by national standard – 3rd class. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Positive Conclusion of State ecological expertise dated report or audit reports reviewed 29.07.2016 No.04-1182 were inspected by the loan specialist by your organization? and ESMS coordinator. According to the mentioned Conclusion, the project is given 3rd category of environmental impact. What were the main For the organization of the site rented premises with a total area environmental and social issues - 634.92 m2. According to the project, it is planned to organize a associated with this subproject workshop for the production of disposable knitted slippers in the that were identified through due designated area. The planned design capacity for the production diligence conducted by your of disposable knitted slippers - 8,630 pairs/year. organization, and how were the Impact on atmosphere air: Heating of the building will be issues dealt with (i.e., outcome of provided by electric heaters. In the process of sewing products due diligence)? in small quantities will be allocated cotton dust. Concentration of the above pollutants in the air outside the industrial site at the controllable level not exceeding the established quotas. Impact on water: As a source for household needs of the enterprise water from the existing intra-site networks powered from a city network of the water supply system will be used. According to the project, water consumption for household needs at the enterprise will be 721.2 m3/year. Discharge of household wastewater is planned to be carried out in the city sewer network. Waste. In the process of operation of the facility is expected to generate waste in the form of waste fluorescent lamps, textile waste in the form of scraps, solid waste from the life of workers and cleaning the territory. Used fluorescent lamps will be transferred to a specialized mercury lamp recycling facility. Textile waste will be transferred to the recycling facility. MSW (municipal solid waste) and estimates are taken to the waste landfill. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: Gospital «DOKTOR DI» LLC

Subproject location: Tashkent

Industry sector: Service

Purpose of loan Acquisition of medical equipment to expand the range of services provided Value of exposure (US$): 58 235

Safeguard category: Environmental category B, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: LLC "OLMOS BLOK"

Subproject location: Tashkent city, Olmozor district, Taraqqiyot 8

Industry sector: Concrete and reinforced concrete products and structures

Purpose of loan Acquisition of an auto concrete pump for production activities (автобетононасос) Value of exposure (US$): 266 000

Safeguard category: Environmental category B, Social category C (see Annex of Attachment 11) Environmental category by national standard 3rd class. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion from 06.02.2015 No.18/558z of State ecological report or audit reports reviewed expertise were inspected by the loan specialist and ESMS by your organization? coordinator.

What were the main It is planned to produce 48 400 m3/y concrete branded “TEKO”. environmental and social issues Impact on atmosphere air: Sources of release of pollutants into associated with this subproject the air in the amount of 1.8039 t/y during the production, that were identified through due including; carbon oxide, 0.013 t/y, inorganic dust 1.781 t/y, diligence conducted by your concrete dust 0.004 t/y . organization, and how were the The emission of pollutants does not exceed established norms. issues dealt with (i.e., outcome of Impact on water:The source of water supply for drinking and due diligence)? domestic needs is coming from local city water network. In total, water will be used in the amount of 9 143.7 m3/year. Thus, for household needs 474.1 m3/y, for manufacturing needs 7013.6 m3/y and for cleaning and gardening purposes 1 616 m3/y. Waste:During the operation of the facility is expected to have different types of waste. Waste concrete pieces, black metal pieces, waste filters, mercury lamps and waste cloth. Metal will be passed over to secondary utilization, lamps – to demercurization, solid domestic waste, waste filters – to waste landfill site. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: LLC “Usto Suxrob”

Subproject location: Samarkand region, Samarkand city

Industry sector: Construction

Purpose of loan Purchase of equipment - the crushing and screening line for the organization of activities for the production of reinforced concrete slabs. Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C (see Annex of Attachment 11) 3rd category by national environmental standard Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion of State ecological expertise dated 30.12.2016 report or audit reports reviewed No.2611 were inspected by the loan specialist and ESMS by your organization? coordinator. According to the mentioned Conclusion, the project is given 3rd category of environmental impact.

What were the main The project provides for the production of reinforced concrete environmental and social issues products associated with this subproject In the manufacture of reinforced concrete products is projected that were identified through due release into the atmosphere of some inorganic dust. diligence conducted by your organization, and how were the The processing technology provides for the use of water for issues dealt with (i.e., outcome of production needs from the arched network, due diligence)? The proposed activity involves generation of waste 5 types, of which waste fuel and lubricants belong to the 2 class of hazard, the conveyer belt applies to class 4, cleaning cloth belongs to the 3rd class, firmly-a household waste refers to hazard class 4 wastes as well as of clay fraction from the clean sump which shall be disposed according to the requirement of state ecological conclusion dd 30.12.2016 No.2611.

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertize. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: "AZIM TRAVEL SERVICE" LLC

Subproject location: Samarkand

Industry sector: Passenger transportation on land

Purpose of loan Acquisition of the bus GOLDEN / DRAGON XML 6122J13, YBL6751QP Minibus for rendering services. Value of exposure (US$): 72 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: LLC “Samarqand Gulobod”

Subproject location: Samarkand region,Urgut region,Mergancha

Industry sector: Manufacturing kitchen appliances

Purpose of loan Purchase of equipment and raw materials for the production of kitchen appliances Value of exposure (US$): 150 000

Safeguard category: Environmental category B, Social category C (see Annex of Attachment 11) National category of environmental impact – 3rd. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion of State ecological expertise dated 24.04.2017 report or audit reports reviewed No.864 were inspected by the loan specialist and ESMS by your organization? coordinator. According to the mentioned Conclusion, the project is given 3rd category of environmental impact. What were the main The project provides for the production of household items environmental and social issues (kettles, trays, bowls etc.). associated with this subproject Emission into the air will not exceed established norms. that were identified through due Water is consumed for irrigation, domestic, manufacturing and diligence conducted by your firefighting purposes. Water consumption household needs organization, and how were the 134,4 m3 / year and production water consumption 50,0 issues dealt with (i.e., outcome of m3/year, water consumption for the dining room 54,0 m3/year due diligence)? water consumption for wet cleaning 90,0 m3/year, watering the territory 180,0 m3 / year. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertize. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: ООО «SNG GAZ SERVICE»

Subproject location: Fergana region Uchkuprik district

Industry sector: Automotive Gas Compressor Station

Purpose of loan SNG GAZ SERVICE LLC plans to purchase a gas compressor Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C Environmental category by national standard – 3rd. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion from 14.01.2019 No.39 of State ecological report or audit reports reviewed expertise were inspected by the loan specialist and ESMS by your organization? coordinator. According to the mentioned Conclusion, the project is given 3 category of environmental impact. What were the main Total area of the business is 11 200 m2. It is planned to sell environmental and social issues compressed gas in the amount of 11 452.32 t/y associated with this subproject Impact on atmosphere air: The emission of pollutants is at the that were identified through due trace level, not exceeding the emission quotas. diligence conducted by your Impact on water:The source of water supply for drinking and organization, and how were the domestic needs is coming from local city water network. Water is issues dealt with (i.e., outcome of used for household needs 573.12 1 m3/y and for cleaning and due diligence)? gardening purposes 2700.67 m3/y. Waste:During the operation of the facility is expected to have different types of waste. It is such solid domestic waste, manufacturing waste, luminescent lamps, rags 0.05 t/y, waste of oil 0.010 t/y and used clothes 0.30 t/y, cleaning waste141.672 t/y, household waste 144.279 t/y and others which will be recycled or disposed in the manner prescribed in state ecological opinion. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: LLC Zemirtex Invest

Subproject location: Tashkent, Chilanzar district

Industry sector: Production of knitted and textile fabric

Purpose of loan Purchase of sewing equipment

Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category С

Any environmental assessment Yes. Draft of ZVOS (statement of environmental impact) and report or audit reports reviewed positive Conclusion from 04.05.2017 No.18/800z of State by your organization? ecological expertise were inspected by the loan specialist and ESMS coordinator. The project is 3 category of environmental impact. What were the main The main activity of company is production of circular knitted environmental and social issues fabrics. The production capacity of the enterprise is 3360 tons of associated with this subproject knitted fabric. that were identified through due Impact on atmosphere: According to the presented project, the diligence conducted by your company has the formation different types of wastes, including 1 organization, and how were the type - the first class of danger (waste mercury lamps) will be issues dealt with (i.e., outcome of recycled; 9 types - the fourth class (cotton down from knitting due diligence)? machines, etc); 4 types - the fifth low class of waste environmental hazard class. Waste: Limits on the placement of waste generated in the process of production by the enterprise are set in the amount of 27,259 t / year, including: waste class 1 -0,002 t/ year; 4 hazard class-18,442 t / year; 5 environmental hazard class-0,259 t/year

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: LLC Original Textile and Print

Subproject location: Tashkent city, Uchtepa, ZakariyaRoziy street, 1-proezd, 24

Industry sector: Textile

Purpose of loan The loan is used to purchase textile equipment to increase the volume of textile production Value of exposure (US$): 293 018

Safeguard category: Environmental category B, Social category C Environmental category by national standards- 4rth.

Any environmental assessment Yes. Conclusion from 12.10.2017 No.04-2095 of State report or audit reports reviewed ecological expertise were inspected by the loan specialist and by your organization? ESMS coordinator. According to the mentioned Conclusion, the project is given 4 category of environmental impact. What were the main The enterprise will be sewing knitwear. The planned production environmental and social issues capacity of the company is sewing 1200000 pieces of knitted associated with this subproject garments per year. that were identified through due Impact on atmosphere air: Sources of release of pollutants into diligence conducted by your the air when sewing products will be the processes of cutting organization, and how were the cloth, sewing products and marking the edge of the fabric and issues dealt with (i.e., outcome of the combustion of natural gas in gas stoves. The emission of due diligence)? pollutants is at the trace level, not exceeding the emission quotas beyond the borders of the enterprise. Impact on water: The source of water supply of the enterprise will be an artesian well. Water is necessary for economic and drinking needs and for irrigation of the territory and green plantings. Waste: The waste generated during the operation of the enterprise together with waste (garbage) in the form of waste from the life of working personnel and from cleaning the territory of 31.9 t/od, will be exported to the city landfill for the disposal of solid domestic waste; food waste generated in the dining room - 19.2 t/year. 5 hazard class, will be transferred to animal feed; waste rags 1.35 t/year, 4 hazard class, will be transferred for recycling; waste polyethylene - 0.05 t/year. 4-hazard class will be transferred for recycling; waste ferrous metal scrap in the form of worn parts of sewing machines-0.005 t/year. 5-hazard class will be transferred to recycling in Vtorchermet; waste fabric scraps, scraps and threads, defective products - 0.432 t/year. 5- hazard class will be partially returned to production, partially - implemented by interested enterprises. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: “Mirismoil Tex Invest” LLC

Subproject location: Tashkent city, YangiYo’l district, I.O’rozov street

Industry sector: Textile

Purpose of loan Расширение текущей деятельности приобретения оборудования для текстильного производства. Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C Environmental category by national standards – 4th class. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening. The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site. Any environmental assessment Yes. Conclusion of State ecological expertise dated 15.12.2015 report or audit reports reviewed No.05/2-1790. According to the mentioned Conclusion, the by your organization? project is given 4th category of environmental impact.

What were the main The projected enterprise is located on its own territory with a environmental and social issues total area of 8374 m2. In the plant it is planed to produce associated with this subproject knitwear. that were identified through due Planned production capacity: The annual volume production diligence conducted by your capacity will be 2,800 mln/pieces different kinds of knitwear organization, and how were the products in a year. issues dealt with (i.e., outcome of Working hours 8 hours a day 280 days a year. due diligence)? Total amount of workers: 200 people Impact on atmosphere air: concentration of air pollutants does not exceed established norms. Because of the production there will be 86 tons of thread and fabric waste. 67.2 tons of rags and used thread they will be handed for the secondary usage. Calculations of the maximum concentrations of pollutants in the air abroad of the industrial site did not reveal the excess of the established norms (quotas). Impact on water: Water consumption of the enterprise is used for household needs and irrigation. For technical needs and irrigation, it is planned use irrigation network near the territory of the plant. The total water consumption according to design calculations is 4,854.68 m3 / year, including for technical needs – irrigation of the plant and roads 427.68 m3/year. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category for environmental applicable ADB safeguard impact according to ADB classification. requirements?

Name of Subproject Company: LLC “Olmos Qurilish Invest”

Subproject location: Tashkent region, Yuqori-Chirchiq

Industry sector: Manufacturing of materials used in construction

Purpose of loan Hydraulic tracked excavator. Model: No. CDM 6225 Value of exposure (US$): 100 000

Safeguard category: Environmental category B, Social category C Environmental class by national standard 3rd. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion from 19.07.2016 No.03/3-101 of State report or audit reports reviewed ecological expertise were inspected by the loan specialist and by your organization? ESMS coordinator. According to the mentioned Conclusion, the project is given 3 category of environmental impact. What were the main The following main production shops and sites will be located on environmental and social issues the territory of the enterprise: a concrete mixing unit; an associated with this subproject administrative and household complex; raw materials that were identified through due warehouses; a container for household waste; a container for diligence conducted by your household waste.. organization, and how were the Impact on atmosphere air:Will not exceed permitted norms. issues dealt with (i.e., outcome of Impact on water: Water for domestic needs will be brought from due diligence)? the village Urtasaroy in plastic tanks with a volume of 5 l. For industrial purposes, water is taken from artesian wells. Waste: In the course of production activities in units of the company expected the formation of the following types of waste; waste electrodes - 0.02 MT/year (5th class of hazard); rags - 0,005 tons per year (hazard class 4); MSW - 0.1 t/year (hazard class 4); used batteries - 0,018 t/year (2 class of danger); waste tires - 0,045 tons/year (4 class of danger). Movement of all waste is prescribed in established order. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: LLC Ideal Inter Biznes

Subproject location: Tashkent city, Yakkasaray district

Industry sector: Manufacturing of polymer pipes

Purpose of loan Equipment for the production of polypropylene pipes Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C Environmental category by national standard – 3rd category Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion of State ecological expertise dated 25.05.2016 report or audit reports reviewed No.18/821 were inspected by the loan specialist and ESMS by your organization? coordinator. According to the Resolution of the Cabinet of Ministers of the Republic of Uzbekistan No.949 dated 22.11.2018 year production of polymer (plastic) products is 3rd category of environmental impact according to national environmental categorization system.

What were the main Production of polymer pipes and fittings is planned to be environmental and social issues organized in the leased area of 3300 m2. On the territory of the associated with this subproject enterprise will be organized administrative and household that were identified through due complex, production workshop, warehouses of raw materials diligence conducted by your and finished products. Heating of domestic and office premises organization, and how were the will be carried out at split systems. issues dealt with (i.e., outcome of Impact on atmosphere air:within established norms. due diligence)? Waste: In total, the company assumes the formation of five types of waste (industrial and household) in the form of defective polypropylene products, polypropylene bags, worn clothing, MSW and estimates. Polypropylene scraps and used polypropylene bags are processed here for reuse as raw materials. Worn clothing shall be recycled. Cost estimates of solid waste disposed of in a waste landfill. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: “Contact Inform Group” LLC

Subproject location: Tashkent city M.Ulugbek district

Industry sector: Construction services

Purpose of loan Purchase of construction equipment - SHANTUI road roller and SHANTUI bulldozer in order to give them for the rent. Value of exposure (US$): 86 080

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "AZ SA MAX"LLC

Subproject location: Tashkent city, M.Ulugbek district, M.Ulugbek district 23

Industry sector: On-land transportation services

Purpose of loan Purchase of special equipment: 5 concrete pump trucks (BSF38.16H), Semi-trailer cement truck Model CLY9401GFL and HOWO 6*4 in order to render service. Value of exposure (US$): 300 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: «BETOLUX» IE

Subproject location: Tashkent city, Shaykhontokhur district

Industry sector: Manufacturing

Purpose of loan Acquisition of stationary concrete plant ELKOMIX-120, 4 mixers - concrete mixers, 1st wheel loader to organize the production of concrete and concrete floor slabs Value of exposure (US$): 300 000

Any environmental assessment Yes, environmental assessment report is made. report or audit reports reviewed Environmental category by national standard 3rd class. by your organization?

What were the main The project provides for the production of concrete and concrete environmental and social issues floor slabs. associated with this subproject Impact on atmosphere:Emission into the air within the that were identified through due established norms. diligence conducted by your Impact on water: Water supply for household and drinking organization, and how were the purposes is carried out from the existing water supply networks issues dealt with (i.e., outcome of of the city of Tashkent. The water is used for the production due diligence)? manufacturing and communal purposes. :Waste: During the operation of the facility is expected to have different types of waste. Waste concrete pieces, waste lamps, waste peace’s of cloth. Waste will be disposed and recycled according to environmental management plan. For all types of waste temporary locations and storage conditions on the site is determined as well as its further disposal or utilization.

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: JV “Grand Art Ceramics” LLC

Subproject location: Tashkent region, Chinoz district

Industry sector: Manufacturing sanitary-technical ceramics

Purpose of loan Purchase of technological equipment for the production of sanitary ceramics (производство санитарно-технической керамики) Value of exposure (US$): 250 000

Safeguard category: Environmental category B, Social category C Environmental category 3rd by national Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Yes. Conclusion of State ecological expertise dated 20.11.2017 report or audit reports reviewed No.05/3-2065 were inspected by the loan specialist and ESMS by your organization? coordinator. According to the mentioned Conclusion, the project is given 3rd category of environmental impact. What were the main The main activity of the object is the manufacture of ceramic environmental and social issues sinks complete with a leg (14479 PCs/year); toilets complete associated with this subproject with a tank (7971 PCs/year) and ceramic bowls (3300 that were identified through due PCs/year). diligence conducted by your The inventory in the process of operation of the enterprise organization, and how were the revealed the formation of waste production and consumption of issues dealt with (i.e., outcome of 12 species. For each type of waste defined norm and standard due diligence)? of waste generation, calculated for them the limits of placement, which are summarized in the relevant tables of the project, for all types of waste identified temporary locations and storage conditions on the site, their further movement - disposal (or reuse, regeneration, etc.). Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertize. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: “Kin-no Biznes” PI

Subproject location: Tashkent region, Yuqori Chirchiq district, Istiqlol village

Industry sector: Manufacture of soap

Purpose of loan Acquisition of the technological line for the production of toilet soap and packaging equipment, as well as logistics services for the transportation of this equipment Value of exposure (US$): 92 350

Safeguard category: Environmental category B, Social category C Environmental category by national standard 3rd. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Conclusion of State ecological expertise from 16.01.2019 report or audit reports reviewed №05/3-61 were inspected by the loan specialist and ESMS by your organization? coordinator. According to the mentioned Conclusion, the project is given 3rd category of environmental impact. What were the main At the new soap manufacturing plant, it is planned to produce 10 environmental and social issues tons of soap in a year. For the production the company needs 7 associated with this subproject tons of granule soap, 1.5 tons of scent ingredients. that were identified through due Working hours 8 hours a day 300 days a year. diligence conducted by your Impact on atmosphere air: within established norms. organization, and how were the Impact on water:Water supply of the enterprise is planned to be issues dealt with (i.e., outcome of carried out from local drinking water network well with a due diligence)? standard flow rate of 533.1 m3/year only for household needs, production needs and to make the place clean(sanitary purposes) . The resulting industrial effluents in the amount of 524.1 m3 /year are sent into the collector-drainage network of the district. Waste.The waste of the main production will be formed in the form of special clothing, paper. In addition, during the operation of the plant, waste products such as rags, waste mercury lamps, solid domestic waste and estimates from the cleaning of the territory are formed and they will be given to the companies, which will be used as secondary production materials.

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: JV “Grand Ceramics” LLC

Subproject location: Tashkent region

Industry sector: Manufacturing of ceramics

Purpose of loan Acquiring the loan to purchase raw materials for production of ceramics. Value of exposure (US$): 30 000

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertize. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: «Turon Sarkor»LLC

Subproject location: Tashkent

Industry sector: Service

Purpose of loan Acquisition of a wheel excavator HYUNDAI Robex 140w-9s to give for the rent. Value of exposure (US$): 110 000

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “Great Result” LLC

Subproject location: Kashkadarya region, Shaxrisabz district, Oqdaryo

Industry sector: Manufacturing of furniture

Purpose of loan Acquisition of equipment for furniture production Value of exposure (US$): 100 000

Safeguard category: Environmental category B, Social category C (see Annex of Attachment 11) Environmental category by national standard – 4th. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Conclusion of State ecological expertise dated 30.10.2017 report or audit reports reviewed No.2036/б were inspected by the loan specialist and ESMS by your organization? coordinator. According to the mentioned Conclusion, the project is given 4 th category of environmental impact. What were the main The projected enterprise is located on its own territory with a environmental and social issues total area of 8220,6 m2. In the plant it is planed to produce associated with this subproject “MDF” doors and frames, tables, chairs and different kind of that were identified through due furniture as it is ordered on agreement. diligence conducted by your Impact on water: Water is mainly used for domestic needs, for organization, and how were the watering territory. Waste water is disposed to sealed issues dealt with (i.e., outcome of hydroisolated pool and taken away from time to time. Because due diligence)? of the production it is produced different kind of dust, damaged and contaminated thing to the environment. During the operation, it is used gas, electricity and water in the factory. Waste.. According to the calculations there will be 141.4 kg/day garbage in a day and they are gathered in one place and disposed in the established manner. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertize. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: “FatihLazzat Maya” LLC

Subproject location: Tashkent region, Yangiyul district

Industry sector: Food industry (yeast manufacture)

Purpose of loan Purchase of equipment Fresh Yeast Packaging Line (Yeast Wrapper Equipment) Value of exposure (US$): 270 000

Safeguard category: Environmental category B, Social category C (see Annex of Attachment 11) Environmental class by national standard – 3rd Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Conclusion of State ecological expertise dated 21.04.2017 report or audit reports reviewed No.05/3679 was issued. According to the mentioned Conclusion, by your organization? the project is given 3rd category of environmental impact.

What were the main The enterprise is engaged in the manufacture of baking yeast in environmental and social issues an amount of 6000 t/year. The structure of the enterprise associated with this subproject includes: yeast shop; separation of molasses; molasses storage that were identified through due with storage of sulfuric acid and ammonia water, as well as diligence conducted by your pumping and well. The number of employees is 46 people, organization, and how were the including ETW (engineering and technical worker) – 13 people. issues dealt with (i.e., outcome of The mode of operation is two-shift, 312 working days a year. due diligence)? Impact on atmosphere air: The inventory at the enterprise revealed six sources of emissions of pollutants into the atmosphere, five of them – organized and one unorganized. Waste. Waste is disposed in the prescribed in the environmental conclusion manner. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: «MA’RUFXO’JA ZIYO NUR»LLC

Subproject location: Tashkent region, Yangiyul district, Chan Tepa

Industry sector Service

Purpose of loan Acquisition the vehicles (special equipment) and concrete mixers (gas) HOHAN in the amount of 3 pieces in order to give for the rent. Value of exposure (US$): 231 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: «BIZNES SAMO YOLI» LLC

Subproject location: Tashkent region, Yangiyul district

Industry sector: Service

Purpose of loan Acquisition of special equipment, a crane, STC500 in the amount of 1 pc in order to render service. Value of exposure (US$): 133 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “Turon Porcelain” LLC

Subproject location: Tashkent, Chilanzar district

Industry sector: Manufacturing of porcelain

Purpose of loan Purchase of equipment Value of exposure (US$): 50 000

Safeguard category: Environmental category B, Social category C Environmental category by national standard – 3rd Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Conclusion from 28.05.2015 No.04-532 of State ecological report or audit reports reviewed expertise were inspected by the loan specialist and ESMS by your organization? coordinator. According to the mentioned Conclusion, the project is given 3 category of environmental impact. What were the main The activity of the company is ceramic tableware in the amount environmental and social issues of 2,500,000 pieces per year. The performance of the company associated with this subproject depends on the demand for products. that were identified through due Impact on atmosphere: The calculation of the highest diligence conducted by your concentrations of harmful substances in the air generated by organization, and how were the emissions outside the site of the enterprise did not reveal the issues dealt with (i.e., outcome of excess of the established quotas for all emitted pollutants. due diligence)? Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: LLC «SANTEX DIZAYN»

Subproject location: Namangan region, Namangan city, A,Temur 20

Industry sector: Manufacturing of polymer items

Purpose of loan To expand the activities of LLC SANTEX DIZAYN, purchase equipment for blowing and blow molding for the production of plastic containers. Value of exposure (US$): 200 000

Safeguard category: Environmental category B, Social category C Environmental category by national standard – 3rd category Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; 3) Safeguard due diligence briefing note; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Environmental class by national standards – 3rd (Resolution of report or audit reports reviewed the Cabinet of Ministers No.949 dd.22.11.2018, paragraph 36).. by your organization?

What were the main Impact on atmosphere: The emission of pollutants does not environmental and social issues exceed established norms. associated with this subproject Waste: Waste is stored and disposed (recycled) at the planned that were identified through due manner. diligence conducted by your organization, and how were the issues dealt with (i.e., outcome of due diligence)? Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: “Pipe Technologies” LLC

Subproject location: Tashkent city, Mirabad district

Industry sector Manufacturing polymer pipes

Purpose of loan Purchase of a mold (приобретение пресс-формы) Value of exposure (US$): 148 430

Safeguard category: Environmental category B, Social category C (see Annex of Attachment 11) Environmental category by national class-3rd. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site. Any environmental assessment Yes. Conclusion from 22.05.2018 No.03-01/13-08-1056 of State report or audit reports reviewed ecological expertise were inspected by the loan specialist and by your organization? ESMS coordinator. Environmental category by national class – 3rd category What were the main The company specializes in the processing of granulated environmental and social issues polyethylene and granulated polypropylene in the amount of 10 associated with this subproject t/year for the production of polymer pipes, drip irrigation tapes, that were identified through due fittings, tubes. diligence conducted by your Waste:Limits on the placement of waste generated during the organization, and how were the execution of works by the enterprise are set in the amount of issues dealt with (i.e., outcome of 29,099 t/year. Waste is disposed in the prescribed in the due diligence)? ecological conclusion manner. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation? Were any conditions or covenants The owner of the subproject should fulfill the requirement stated related to environmental and in the Conclusion of State Ecological Expertise. social issues made along with the investment? Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements? Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: “Agromir Kitab” LLC

Subproject location: Kashkadarya district, Selo Uznukir, Bogbon

Industry sector Grape material (виноматериал)

Purpose of loan Purchase of equipment for treatment of grape (изготовление виноматериала) Value of exposure (US$): 295 200

Safeguard category: Environmental category B, Social category C (see Annex of Attachment 11) Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site. Any environmental assessment Yes. Conclusion from 4.06.2015 No. 18/574z of State ecological report or audit reports reviewed expertise were inspected by the loan specialist and ESMS by your organization? coordinator. According to resolution No.949 dd.22.11.2018 environmental category is 4th. What were the main Impact on air: analysis of air near territory, revealed no environmental and social issues exceeding of established norms. associated with this subproject Water will be used from artesian well. that were identified through due Waste will be transferred to farms as animal feed. Solid diligence conducted by your domestic waste will be taken to waste landstill. organization, and how were the issues dealt with (i.e., outcome of due diligence)? Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation? Were any conditions or covenants The owner of the subproject should fulfill the requirement stated related to environmental and in the Conclusion of State Ecological Expertise. social issues made along with the investment? Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements? Does the subproject comply with Yes. The project is assigned B category according to ADB applicable ADB safeguard classification. requirements?

Name of Subproject Company: “Alfa Izvest” LLC

Subproject location: Bukhara region, Karaulbazar, Chulkuvar.

Industry sector: Production of construction tiles

Purpose of loan Loan to purchase equipment for production of construction materials – finishing tiles (производство отделочной плитки) Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C

Any environmental assessment Yes. positive Conclusion of State ecological expertise dated report or audit reports reviewed 25.11.2016 No.18/1938з. by your organization? According to the Resolution of the Cabinet of Ministers of the Republic of Uzbekistan No.949 dated 22.11.2018 year production of finishing materials used in construction is 3rd category of environmental impact according to national environmental categorization system.

What were the main Concentration pollutants in the air is within established quotes. environmental and social issues Waste will be disposed according to the requirements stated in associated with this subproject state environmental conclusion. that were identified through due diligence conducted by your organization, and how were the issues dealt with (i.e., outcome of due diligence)? Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category for environmental applicable ADB safeguard impact according to ADB classification. requirements?

Name of Subproject Company: LLC “Aluminium systems”

Subproject location: Tashkent region, Zangiata district

Industry sector: Aluminum accessories, radiators

Purpose of loan - Technological equipment (press, technological line) for manufacture of accessories, radiators.

Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C

Any environmental assessment Positive Conclusion of State Committee for nature protection of report or audit reports reviewed the Republic of Uzbekistan No.18/851 dated 16.09.2017 by your organization?

What were the main All solid waste is recycled: environmental and social issues Waste mercury lamps are handed over for de-mercuration to associated with this subproject the company in the TSA "SELTA"; that were identified through due Aluminum scrap is transferred to the shop for production of diligence conducted by your aluminum radiators; organization, and how were the Sludge from local sewage treatment plants is transferred to road issues dealt with (i.e., outcome of construction organizations to use in their activity; due diligence)? Waste plastic seals are transferred for recycling to the granules; Glass breakage as it accumulated and returned to suppliers; Used fabric filters are transferred to interested companies for recycling; Waste paper is transferred for recycling as secondary raw materials; Food waste in the dining room is transferred to the population for feeding animals; Wiping cloth is transferred to recycling Concentration of air pollutants is within established norms. Water will be taken from well. Production water is cleaned in company’s treatment facility and then, transferred to district treatment facilities.

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation and Conclusion of State Committee for nature social issues made along with the protection investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “AMONOV SHAXRAM SHAVKATOVICH” PE

Subproject location: Samarkand region, Samarkand city, A.Temur 124

Industry sector: Retail Trade

Purpose of loan Financing the loan for the purchase of goods: toys and accessories in order to sell them in the market. Value of exposure (US$): 100 000

Safeguard category: Environmental category C, Social category C

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “MULLAJANOVA XILOLA MUINJANOVNA” PE

Subproject location: Samarkand region Samarkand city Oqmachit

Industry sector: Retail Trade

Purpose of loan Financing the loan for purchase of goods: electric water pumps and bending machines in order to sell them in the market. Value of exposure (US$): 50 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

What were the main There is no environmental issues environmental and social issues associated with this subproject that were identified through due diligence conducted by your organization, and how were the issues dealt with (i.e., outcome of due diligence)? Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation? Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements? Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “Pulatov Alisher Baxtiyorovich” PE

Subproject location: Samarkand region Samarkand city, SiyobSavdo

Industry sector: Retail Trade

Purpose of loan Financing the loan for purchase of goods: motor vehicle parts in order to sell them in the market. Value of exposure (US$): 70 000

Safeguard category: Environmental category C, Social category C

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “Raxmanov Uktam MannonUgli” IE

Subproject location: Samarkand region Samarkand city, SiyobSavdo

Industry sector: Retail Trade

Purpose of loan Financing the loan for purchase of goods: motor vehicle parts in order to sell them in the market. Value of exposure (US$): 19 500

Safeguard category: Environmental category C, Social category C

Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? Environmental impact analysis (ecological screening); Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “Jabborov AmirjonSavdo” LLC

Subproject location: Samarkand region Samarkand city, GulabodYogoch

Industry sector: Retail Trade

Purpose of loan Financing the loan for purchase of goods: timber in order to sell them in the market. Value of exposure (US$): 100 000

Safeguard category: Environmental category C, Social category C

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “Aziz Dizayn Servi” LLC

Subproject location: Namangan region, Namangan city, Norin 1

Industry sector: Sewing

Purpose of loan Financing the loan to purchase cloth (textile material covered with PBX) in order to sew sport bags Value of exposure (US$): 34 675

Safeguard category: Environmental category B, Social category C

Any environmental assessment Not required report or audit reports reviewed by your organization?

What were the main No environmental and social issues associated with this subproject that were identified through due diligence conducted by your organization, and how were the issues dealt with (i.e., outcome of due diligence)? Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Payzimatov Akram Abdulaxatovch" IE

Subproject location: Namangan region, Namangan district Girvonbulok

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase semi-trailer for cement GUVEN MAKINA to carry cement from the producer to his shop in order to sell it in retail market Value of exposure (US$): 26 800

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Yusupov Maxmud Ibragimovich" IE

Subproject location: Namangan region, Namangan city 1-small district 39/5

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase 5 truck tractors branded "DAF" and 3 tent semi-trailers brand "KRONE SDP27" to sell them in retail market Value of exposure (US$): 97 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Dilxan Tex" LLC

Subproject location: Namangan region, Namangan city Dustlik 18/77

Industry sector: Manufacture

Purpose of loan Financing the loan to purchase 5 pieces sewing machine brand Long Xiang Fang Ji 12 Guage for the sewing of women's clothing Value of exposure (US$): 74 000

Safeguard category: Environmental category B, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

What were the main Statement of the environmental and social association of the environmental and social issues government is not demanded for this project associated with this subproject that were identified through due diligence conducted by your organization, and how were the issues dealt with (i.e., outcome of due diligence)? Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “MIRSAGATOV MIRSAID MIRVALIEVICH” PE

Subproject location: Tashkent region, Yangiyul district, YangiYulSavdo Commercial complex-9

Industry sector: Retail trade and transportation services

Purpose of loan Financing the loan to purchase a special vehicle HOVO to render transportation services Value of exposure (US$): 80 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Davronov Davlat Ulmasovich" IE

Subproject location: Tashkent city, Sergili district, Avtomajmua area 23

Industry sector: Retail trade

Purpose of loan Financing the loan on buying googds: motor vehicle spare parts in order to sell them in retail market Value of exposure (US$): 100 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "DJURAYEV FAZLIDDIN MUXAMMADOVICH" IE

Subproject location: Tashkent city, Urikzor Bazar area

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: construction materials in order to sell them in the market Value of exposure (US$): 100 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "UMURZAKOVA RAISA SHOVKATOVNA" IE

Subproject location: Tashkent city, Urikzor Bazar area

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: cosmetics in order to sell them in the market Value of exposure (US$): 60 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Hasanov Farmon Asatullo ogli" IE

Subproject location: Tashkent city, Urikzor Bazar area

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: household appliances in order to sell them in the market Value of exposure (US$): 100 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Jumayev Uygun Ubaydullaevich" IE

Subproject location: Tashkent city, Urikzor Bazar area

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods -sugar in order to sell in the market Value of exposure (US$): 100 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Masharipov Utkirbek Ismoilovich" IE

Subproject location: Tashkent city, Urikzor Bazar area

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: water pumps in order to sell them in the market Value of exposure (US$): 100 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Alimov Alisher Abdullayevich" IE

Subproject location: Tashkent city, Urikzor Market

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: water electrical pumps to sell them in the market Value of exposure (US$): 80 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Pulatov Yaxya Sadikovich" IE

Subproject location: Tashkent city, UrikzorMarket

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: sugar to sell them in the market Value of exposure (US$): 100 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: OK BRAVIUM UNIVERSAL

Subproject location: Tashkent city, Chilonzor district, Dombirabat 45

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase components and spare parts for air conditioners to sell them in the market. Value of exposure (US$): 100 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "RAXMONOV JAXONGIR KAXROMONOVICH" IE

Subproject location: Tashkent city, Sergili-6 district, YangiSergilist 3

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: motor vehicle spare parts to sell them in the market Value of exposure (US$): 73 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “ROZIKOV SHERZOD ABDUSHUKUROVICH” IE

Subproject location: Samarkand region Samarkand city, Uzbektrakti 12

Industry sector: Retail Trade

Purpose of loan Financing the loan for purchase of goods: motor vehicle parts in order to sell them in the market. Value of exposure (US$): 35 000

Safeguard category: Environmental category C, Social category C

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “Raximov Damir Tolibovich” IE

Subproject location: Samarkand region Samarkand city, SiyobSavdo

Industry sector: Retail Trade

Purpose of loan Financing the loan for purchase of goods: spare parts and household accessories in order to sell them in the market. Value of exposure (US$): 84 000

Safeguard category: Environmental category C, Social category C

Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization? What were the main There is no environmental issues environmental and social issues associated with this subproject that were identified through due diligence conducted by your organization, and how were the issues dealt with (i.e., outcome of due diligence)? Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “ZayniyevMamatqulAlmazovich” IE

Subproject location: Samarkand region Samarkand city, Rudaki 148

Industry sector: Retail Trade

Purpose of loan Financing the loan for purchase of kitchen water sprayers for dishes and sinks in order to sell them in the market. Value of exposure (US$): 45 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Name of Subproject Company: “Muxtorov Azamat Sayfiyevich” IE

Subproject location: Samarkand region Samarkand city, SiyobSavdo

Industry sector: Retail Trade

Purpose of loan Financing the loan for the acquisition of motor vehicle spareparts in order to sell them in the market. Value of exposure (US$): 88 900

Safeguard category: Environmental category C, Social category C

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "MAMADALIYEV ERKINJON JO‘RAYEVICH" IE

Subproject location: Tashkent city, Urikzor Bazar area

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: water electrical pumps to sell them in the market Value of exposure (US$): 45 000 Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "ISLAMOV ALISHER HAMIDULLAEVICH" IE

Subproject location: Tashkent city, Urikzor Bazar area

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: water electrical pumps to sell them in the market Value of exposure (US$): 60 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "REALFACT LEASING" LLC

Subproject location: Tashkent city, Chilonzor district, UsmonNosir 53

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: animal feedstuff to sell them in the market. Value of exposure (US$): 100 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "ASQAR NAIMOV" Family Business

Subproject location: Kashkadarya region, Shakhrisabz district, KunchiqarXujast

Industry sector: Manufacture of garments (вышивание)

Purpose of loan Financing the loan to purchase a computerized machine EMB ROIDERY:421 in order to increase sewing process of national clothes (chopon) (вышивальное оборудование) Value of exposure (US$): 27 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Health Star Farm" LLC

Subproject location: Namangan region, Namangan city, Kashkarst

Industry sector: Manufacture pharmaceutical items (расфасовка готовыхлекарственных средств) Purpose of loan Financing the loan to "NJP-400c Automatic Capsule Filling machine, blister packing machine DPP-140A, CH-100 agitator, Semi-automatic gel filling and closing machine KPNJ-A, Horizontal packing machine KL-250SZ" for the production of medication. Value of exposure (US$): 63 000

Safeguard category: Environmental category C, Social category C Environmental category by national standard – 4th. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator.

Any environmental assessment Yes. Conclusion of State ecological expertise dated 18.01.2017 report or audit reports reviewed No.06-07/01. by your organization?

What were the main Statement of the environmental and social association of the environmental and social issues government did not have any prohibition for the realization this associated with this subproject project. that were identified through due diligence conducted by your organization, and how were the issues dealt with (i.e., outcome of due diligence)? Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Were any conditions or covenants The owner of the subproject must fulfil social, environmental and related to environmental and requirements of labor legislations. social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "FOZILJONOV ELMUROD YOKUBJON O`G`LI" IE

Subproject location: Tashkent city, Yunusabad-5 district, 38-A

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: wallpapers to sell them in the market Value of exposure (US$): 180 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “Sabirjanov Hasan Nurmaxamatovich” IE

Subproject location: Andijon region, Andijon city, S. Jura

Industry sector: Retail trade

Purpose of loan Financing the loan for purchasing ceramic tiles in order to sell them in retail market Value of exposure (US$): 121 900

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: Mega Power Invest Ltd.

Subproject location: Tashkent city, Olmazor district Usta Shirin125E

Industry sector: Wholesale trade

Purpose of loan Financing for purchasing goods: polyethylene pipes for sale. Value of exposure (US$): 98 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "YUKSALISH-ENGINEERING" LLC

Subproject location: Tashkent city, Uysozlarst. 29

Industry sector: Transport Service

Purpose of loan Financing the loan to purchase 2 tractor trucks HOWO and 2 trailers PHILLAYA to use them in construction service. Value of exposure (US$): 64 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "LAZIZAXON BUSINESS UNIVERSAL" LLC

Subproject location: Tashkent city, Sergili district, Choshtepa 139

Industry sector: Service

Purpose of loan Financing the loan to purchase 4 concrete mixing transport truck to use them for service. Value of exposure (US$): 300 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "SafarovOtabekMurtazoyevich" IE

Subproject location: Tashkent city, UrikzorMarket

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: porcelain and kitchen equipment to sell them in the market Value of exposure (US$): 40 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "MUXAMEDOV ANVAR ADXAMOVICH" IE

Subproject location: Tashkent city, Almazar district, UstaShirinst 125

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: buying ceramic tiles to sell them in the market Value of exposure (US$): 5 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "XABIBULLAYEV ABROR SHUKURULLO O'G'LI" IE

Subproject location: Tashkent city, Cilonzor district, Qatortol 19

Industry sector: Transport Service

Purpose of loan Financing the loan to purchase a truck branded LG933 in order to render transport services Value of exposure (US$): 54 830+27 690 + 27 690

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Safarov Firuz Aminovich" IE

Subproject location: Tashkent city, UrikzorMarket

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: heaters to sell them in the market Value of exposure (US$): 35 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Ashurov Anvar O`ktamovich" IE

Subproject location: Tashkent city, UrikzorMarket

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: household appliances and glass products to sell them in the market Value of exposure (US$): 70 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Olimov Mirzohid Botirovich" IE

Subproject location: Tashkent city, UrikzorMarket

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: glass products to sell them in the market Value of exposure (US$): 83 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Nasulloyeva Amina Sadiyevna" IE

Subproject location: Tashkent city, UrikzorMarket

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: heaters in order to sell them in the market Value of exposure (US$): 60 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "NIYAZOV ALISHER NURIDDINOVICH" IE

Subproject location: Tashkent city, UrikzorMarket

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods: household appliances to sell them in the market Value of exposure (US$): 100 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Raxmonov Umidillo Amonovich" IE

Subproject location: Navoiy region, Karmana region, Argun

Industry sector: Transport Service

Purpose of loan Financing the loan to buy vehicle-mounted crane branded “Zoomlion” to give for rent Value of exposure (US$): 188 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "TashevMuzaffarMaxammatovich" IE

Subproject location: Navoiy region, Navoiy district, Parvoz 9-10

Industry sector: Transport Service

Purpose of loan Financing the loan to purchase vehicle-mounted crane “XCMG 2018” to give for the rent

Value of exposure (US$): 210 500

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “GOLD LAVASH” LLC

Subproject location: Samarkand region Samarkand city, At the area of “MortridAgrotexServis” LLC Industry sector: Service

Purpose of loan Financing the loan for the acquisition of kitchen stove in order to cook national food (lavash). Value of exposure (US$): 10 100

Safeguard category: Environmental category C, Social category C

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "XODIYEV BEKZOD AKBAROVICH" IE

Subproject location: Kashkadarya region, Shakhrisabz district, Yangiqishloq

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase goods for sale: a polyethylene terephthalate brandCZ-302 granules. Value of exposure (US$): 62 480

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Mega Camera Stroy" LLC

Subproject location: Namangan region, Namangan city, A.Navoiy 42

Industry sector: ElevatorService(Установка лифтов и камер наблюдения)

Purpose of loan Financing the loan to purchase 2 pieces of lift to install in the building. Value of exposure (US$): 25 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “ART STAR CLASS” LLC

Subproject location: Samarkand region Samarkand city, Pochvonst 5

Industry sector: Retail Trade

Purpose of loan Financing the loan for the purchase of household appliances in order to sell them in the market. Value of exposure (US$): 50 000

Safeguard category: Environmental category C, Social category C

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “Axmedov Xojiakbar Ulugbekovich” IE

Subproject location: Andijon region, Andijon city, A. Navoiyshox

Industry sector: Retail trade

Purpose of loan Financing the loan for buying goods for sale: ceramic tiles Value of exposure (US$): 20 200

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Murod-Ziyo-Kelajagi" NEI

Subproject location: Namangan region, Namangan city, Girvonsoy 15

Industry sector: Education service

Purpose of loan Loan for purchase of automobile for company’s needs Value of exposure (US$): 24 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "ME`MOR MEXANIZATSIYA QURILISH" Private Business

Subproject location: Tashkent city, Glinka st. 29A

Industry sector: Service

Purpose of loan Loan to purchase front loader XCMG from China to use them for rendering construction service. Value of exposure (US$): 24 257

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Umarov Botir Bakidjanovich" IE

Subproject location: Tashkent city, Olmazar district, UstaShirin 125

Industry sector: Retail trade

Purpose of loan Loan to buy goods for sale: electrical products in order to resell them in retail market Value of exposure (US$): 20 004.80

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “SABIROVA LOLA BAXADIROVNA” IE

Subproject location: Tashkent city, Y.X.Xojib 18-5

Industry sector: Retail Trade

Purpose of loan Loan to purchase women’s clothes to sell them in the market. Value of exposure (US$): 10 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “RajabovOtabekKadirbekovich” IE

Subproject location: Tashkent city, Chilonzor 24-29-43

Industry sector: Retail Trade

Purpose of loan Financing the loan to purchase the cloth to sell them in the market. Value of exposure (US$): 50 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "ABDURAXMONOV DOSTONBEK ABDURASHITOVICH" IE

Subproject location: Tashkent city, UrikzorMarket

Industry sector: Retail Trade

Purpose of loan Loan to purchase porcelain products to sell them in the market Value of exposure (US$): 20 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “SHODIYEV SHERZODJON SHAVKATOVICH” IE

Subproject location: Samarkand region Samarkand district, SSG Shurboi

Industry sector: Retail Trade and services

Purpose of loan Financing the loan for the buying special machinery SANY auto crane (model STC600S) dvig.78728218, chassis LFCNNF5P2J2027403 (CHINA) for rendering services Value of exposure (US$): 150 000

Safeguard category: Environmental category C, Social category C

Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization? What were the main There is no environmental issues environmental and social issues associated with this subproject that were identified through due diligence conducted by your organization, and how were the issues dealt with (i.e., outcome of due diligence)? Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation? Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Saitniyozov Matnazar Matyakubovich" IE

Subproject location: Tashkent city Sergili district, Sergili-6 11/1

Industry sector: Retail trade

Purpose of loan Loan to purchase goods for sale: motor vehicle spare parts in order to resell them in retail market Value of exposure (US$): 150 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "IGAMBERDIYEV XAMIDULLA AMANULLAYEVICH" IE

Subproject location: Tashkent city, Urikzor Market

Industry sector: Retail Trade

Purpose of loan Loan to purchase electro household goods to sell them in the market Value of exposure (US$): 40 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "NIYAZOV DILMUROD TAXIRDJANOVICH" IE

Subproject location: Tashkent city, Urikzor Bazar area

Industry sector: Retail Trade

Purpose of loan Loan to purchase souvenirs from China to sell them in the market Value of exposure (US$): 100 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "BALTABAYEV UKTAM ACHILBAYEVICH" IE

Subproject location: Tashkent city, UrikzorMarket

Industry sector: Retail Trade

Purpose of loan Loan to purchase souvenirs from China to sell them in the market Value of exposure (US$): 100 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "ZAKIROV KAMOL QOBILOVICH" IE

Subproject location: Tashkent city, UrikzorMarket

Industry sector: Retail Trade

Purpose of loan Loan to purchase souvenirs from China to sell them in the market Value of exposure (US$): 95 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "Wolf Trans" LLC

Subproject location: Namangan region, Namangan city, Kosonsoy 27

Industry sector: Transportation service

Purpose of loan Loan for the acquisition of 3 pieces of truck tractor of the brand "MAN" and 2 pieces of "SCHMITZ CARGOBULL" semi-trailer of the brand "KRONE SDP27" to carry goods internationally. Value of exposure (US$): 90 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: “Tespack Engineering” LLC

Subproject location: Samarkand region Samarkand district, Kaynnama

Industry sector: Manufacture of polymer goods

Purpose of loan Purchase of equipment - injection-molding machine (термопласт – автомат) Value of exposure (US$): 37 400

Safeguard category: Environmental category B, Social category С Environmental category by national class – 3rd. Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 1) Environmental impact analysis (ecological screening); 2) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site. Any environmental assessment Yes. Conclusion of state ecological expertise dated 12.01.2016 report or audit reports reviewed No.18/2064z. by your organization? According to the Resolution of the Cabinet of Ministers of the Republic of Uzbekistan No.949 dated 22.11.2018 year production of polymer (plastic) products is 3rd category of environmental impact according to national environmental categorization system.

What were the main The main activity of the designed enterprise will be the environmental and social issues production of polymer materials-PET preforms, glasses in the associated with this subproject amount, caps and containers. that were identified through due During the operation of the enterprise, 3 unorganized sources of diligence conducted by your emission of pollutants into the air of 2 names are projected. organization, and how were the Calculations of the maximum concentrations of pollutants in the issues dealt with (i.e., outcome of air near of the territory of the enterprise did not reveal excess of due diligence)? the established norms (quotas). Water from the well located on the territory of the enterprise will be used as a source for drinking and technical water supply of the enterprise. According to the project, the total water consumption at the enterprise will be 406.92 m3/year, including for household needs - 404.42 m3/year, for cooling devices - 2.5 m3/year. Domestic wastewater in the amount of 404.42 m3/year will be discharged into the reinforced concrete cesspool and as accumulated taken to the places specified by SES. Formation of industrial effluents technology is not provided. In the process of production activities in the divisions of the enterprise is expected to form the following types of waste: waste defective products - 9.08 t/year (recycled), waste fluorescent lamps - 0.0189 t/year (demercurization) , cleaning rags (clothing) - 0.04964 t/year, solid waste - 4,067 t/year, food waste - 0.54 t/year, estimates - 3.0 t/year. Waste will be disposed in the prescribed manner. Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Does the subproject comply with Yes, implementation of the project was permitted in accordance applicable government with the Conclusion of State Ecological Expertise. requirements?

Does the subproject comply with Yes. The project is assigned B category for environmental applicable ADB safeguard impact according to ADB classification. requirements?

Name of Subproject Company: "Bonu-Bunyod-Sevinch" LLC

Subproject location: Tashkent

Industry sector: Retail Trade

Purpose of loan Loan to purchase goods for sale: household goods from China to sell them in the local market Value of exposure (US$): 90 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "ORIENT TELECOM STROY" LLC

Subproject location: Tashkent city, Chilonzor district, Sanoat 38

Industry sector: Wholesale Trade

Purpose of loan Loan to purchase goods for sale: the equipment for manufacturing paving slabs (оборудование куплено для продажи) Value of exposure (US$): 65 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Not required for this type of activity report or audit reports reviewed by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: "SLEEP IN STYLE"

Subproject location: Tashkent city, Yunusabad district, 4/1/125

Industry sector: Wholesale Trade

Purpose of loan Loan to purchase goods for sale:funiture slides to resell them Value of exposure (US$): 69 111

Safeguard category: Environmental category C, Social category C

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment? Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: PE "Artikor"

Subproject location: Tashkent city, Uchtepa district, Segizboevst.№ 2B

Industry sector: Whole sale of construction materials

Purpose of loan Loan to purchase cement brand name ПЦ-450 and ПЦ-500 to resell them in wholesale market. Value of exposure (US$): 240 000

Safeguard category: Environmental category B, Social category C

Were any environmental due The following environmental due diligence was undertaken by diligence undertaken and by your the bank: organization? 3) Environmental impact analysis (ecological screening); 4) Social safeguards screening; The above documents were filled by loan specialist and reviewed by ESMS coordinator. The loan specialist also conducted field visit to learn situation on site.

Any environmental assessment Environmental assessment report is not required for this type of report or audit reports reviewed activity by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: LLC "OPTIMUM SMART"

Subproject location: Tashkent city, Yakkasaray district, Boburst.№ 6

Industry sector: Restaurants and food delivery services

Purpose of loan Purchase of equipment, namely food processing equipment, from Visteks LLC Value of exposure (US$): 87 242.48

Safeguard category: Environmental category B, Social category C

Any environmental assessment Environmental assessment report is not required for this type of report or audit reports reviewed activity by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation. social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: LLC "DEFACTUM LABORATORIES"

Subproject location: Financing the loan to purchase building and ultrasound machine in order to increase the business in medical sphere. Industry sector: Medical Service

Purpose of loan Purchase of the building and medical equipment (ultrasonography equipment) in order to make service in medical sphere. Value of exposure (US$): 300 000

Safeguard category: Environmental category B, Social category C

Any environmental assessment Environmental assessment report is not required for this type of report or audit reports reviewed activity by your organization?

What were the main There is no nvironmental issues. Medical waste is disposed in environmental and social issues the prescribed for medical waste manner. associated with this subproject that were identified through due diligence conducted by your organization, and how were the issues dealt with (i.e., outcome of due diligence)? Did you discuss with the Yes. Bank specialists discussed, explained to the subproject subproject the applicable owner all the requirements regarding the environmental and environmental and social social safeguard that he/she should comply with during the safeguard requirements and their implementation of project. implementation?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: LLC "TAPESH TRANS"

Subproject location: Tashkent city, Uchtepa district, XalqaYulist.№ 6

Industry sector: Transportation service

Purpose of loan Acquisition of 8 Mercedes Benz trucks from UAB "TRUCKTREIDAS" in order to operate the business in transportation service sphere. Value of exposure (US$): 200 000

Safeguard category: Environmental category C, Social category C

Any environmental assessment Environmental assessment report is not required for this type of report or audit reports reviewed activity by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Name of Subproject Company: LLC “NAVOIY-F.S.K.”

Subproject location: Navoiy region, Navoiy city, Me’morlarst.№ 34

Industry sector: Render services

Purpose of loan Acquisition of Zoomlion QY55V5322 mobile crane from NEWINDU INTERNATIONAL LTD. Value of exposure (US$): 205 000

Safeguard category: Environmental category B, Social category C

Any environmental assessment Environmental assessment report is not required for this type of report or audit reports reviewed activity by your organization?

Were any conditions or covenants The owner of the subproject must fulfil requirements of labor related to environmental and legislation social issues made along with the investment?

Does the subproject comply with Yes. applicable government requirements?

Does the subproject comply with Yes. applicable ADB safeguard requirements?

Annex 5: Photos

Figure 1: Working meeting on the site Figure 2: Improperly placed hazardous materials

Figure 3: Improperly placed hazardous Figure 4: Improperly placed hazardous materials materials

Figure 5: Damaged waste containers Figure 6: Damaged waste containers

Figure 7: Damaged waste containers Figure 8: Hazardous waste placed on the ground in an uncontrolled manner

Figure 9: Used oil placed in an Figure 10: Used containers (hazardous uncontrolled manner waste) placed on the ground