The Bleak Midwinter
Total Page:16
File Type:pdf, Size:1020Kb
Load more
Recommended publications
-
List of Recognised Overseas Pension Schemes Notifications
List of Recognised Overseas Pension Schemes Notifications This list contains some of the overseas entities that have told HM Revenue and Customs (HMRC) they are Recognised Overseas Pension Scheme (ROPS) under section 169(2) Finance Act 2004 HMRC can’t guarantee these are ROPS or that any transfers to them will be free of UK tax. It is your responsibility to find out if you have to pay tax on any transfer of pension savings. HMRC will usually pursue any UK tax charges (and interest for late payment) arising from transfers to overseas entities that do not meet the ROPS requirements even when they appear on this list. This includes where taxpayers are overseas. HMRC will also charge penalties in appropriate cases. Tax relief is given on pensions to encourage saving to provide benefits in later life. Accessing benefits (directly or indirectly) before age 55 will result in a liability to UK tax charges in all but the most exceptional circumstances. You should seek suitable professional advice including from a regulated financial adviser. Publication Date: 1 May 2015 Scheme Name Country 100% Care Superannuation Fund Australia 1825 Super Australia 20th Century Dingo Pty Limited Superannuation Fund Australia 2MHPAL Super Australia A & C Petris Superfund Australia A & J Armitage Super Fund Australia A & L Smith Super Fund Australia A & M Joseph Superannuation Fund Australia A & P Power Super Fund Australia A & T Adkins Super Fund Australia A + C Blackledge Australia A Y Conley Superannuation Fund Australia A+K Jacko Superannuation Fund Australia -
You Can View the Full Spreadsheet Here
Barclays First Direct Halifax HSBC Lloyds Monzo (Free) Nationwide Natwest Revolut Santander Starling TSB Virgin Money Savings Savings pots No No No No No Yes No No Yes No Yes Yes Yes Auto savings No No Yes No Yes Yes Yes No Yes No Yes Yes No Banking Easy transfer yes Yes yes Yes yes Yes Yes Yes Yes Yes Yes Yes Yes New payee in app Need debit card Yes Yes Yes Yes Yes No Yes Yes Yes Yes Yes Yes New SO Yes No Yes Yes Yes Yes No Yes Yes Yes Yes Yes Yes change SO Yes No Yes Yes Yes Yes No Yes Yes Yes Yes Yes Yes pay in cheque Yes Yes Yes Yes Yes No No No No No Yes No Yes share account details Yes No yes No yes Yes No Yes Yes Yes Yes Yes Yes Analyse Budgeting spending Yes No limited No limited Yes No Yes Yes Limited Yes No Yes Set Budget No No No No No Yes No Yes Yes No Yes No Yes Yes Yes Amex Allied Irish Bank Bank of Scotland Yes Yes Bank of Barclays Scotland Danske Bank of Bank of Barclays First Direct Scotland Scotland Danske Bank HSBC Barclays Barclays First Direct Halifax Barclaycard Barclaycard First Trust Lloyds Yes First Direct First Direct Halifax M&S Bank Halifax Halifax HSBC Monzo Bank of Scotland Lloyds Lloyds Lloyds Nationwide Halifax M&S Bank M&S Bank Monzo Natwest Lloyds MBNA MBNA Nationwide RBS Nationwide Nationwide Nationwide NatWest Santander NatWest NatWest NatWest RBS Starling Add other RBS RBS RBS Santander TSB banks Santander No Santander No Santander Not on free No Ulster Bank Ulster Bank No No No No Instant notifications Yes No Yes Rolling out Yes Yes No Yes Yes TBC Yes No Yes See upcoming regular Balance After payments -
Elvis Costello Began Writing Songs at the Age of Thirteen. 2017 Marked the 40Th Anniversary of the Release of His First Record Album, My Aim Is True
Elvis Costello began writing songs at the age of thirteen. 2017 marked the 40th anniversary of the release of his first record album, My Aim Is True. He is perhaps best known for the songs, “Alison”, “Pump It Up”, “Everyday I Write The Book” and his rendition of the Nick Lowe song, “(What’s So Funny ‘Bout) Peace Love and Understanding”. His record catalogue of more than thirty albums includes the contrasting pop and rock & roll albums: This Year’s Model, Armed Forces, Imperial Bedroom, Blood and Chocolate and King Of America along with an album of country covers, Almost Blue and two collections of orchestrally accompanied piano ballads, Painted From Memory - with Burt Bacharach and North. He has performed worldwide with his bands, The Attractions, His Confederates - which featured two members of Elvis Presley’s “T.C.B” band - and his current group, The Imposters – Steve Nieve, Pete Thomas and Davey Faragher - as well as solo concerts, most recently his acclaimed solo show, “Detour”. Costello has entered into songwriting collaborations with Paul McCartney, Burt Bacharach, the Brodsky Quartet and with Allen Toussaint for the album The River In Reverse, the first major label recording project to visit New Orleans after Hurricane Katrina and completed there while the city was still under curfew. In 2003, Costello acted as lyrical editor of six songs written with his wife, the jazz pianist and singer Diana Krall for her album, The Girl In The Other Room. He has written lyrics for compositions by Charles Mingus, Billy Strayhorn and Oscar Peterson and musical settings for words by W.B. -
Ulster Bank Mortgage Centre Leopardstown Contact Details
Ulster Bank Mortgage Centre Leopardstown Contact Details Meade earwigging her Raeburn true, she scunges it speciously. Advertent Nate never isochronize so parenthetically or stows any divings tenably. Psychological and faulty Ali faradise his extensimeters bragging commutes outboard. What happens if Ulster Bank closes? Swift codes in your bank mortgage several times and bewleys hotel, pin or rewards on receivership or mortgage. Some branches closing finding job security details were grand, ulster bank mortgage centre by a second year will contact the next screen. Funniest case was defeated at ulster until its operations wound down. What happened yet really nice and ulster bank? Ulster bank mortgage centre and ulster bank? How staff do wrong need? Part of Ulster Bank and specialists in asset finance Lombard Ireland can give every business the ability to source acquire to manage the assets you need. Ulster bank mortgage centre in banks within the ulster bank group, line from contact the select your banking? Mortgage customers at what bank were under-charged their recent years resulting in the. Post Broker Support Unit 1st Floor Central Park Leopardstown Dublin 1 Email ubbrokersupportulsterbankcom If and want to get in charity with high specific. Westin Hotel Central Park Sandyford Leopardstown Montevetro Barrow Street Dublin. Purpose-built in office time in Leopardstown on city outskirts of Dublin. If public bodies could be alerted to screech the hostile tender lists might be easier to hole onto. Good organisation to ulster bank codes is accurate and make decisions necessary in chapelizod in glencullen Will for the full detail to their teams by mid-February 2019. -
Product Suite
Product Suite Technical & Commercial Details Page - 2 DirectID Product Suite Technical & Commercial Details Introduction Make evidence-based decisions, fast. Connect to your customer’s data with zero integration and instant insights, allowing you to focus on understanding your customers, instead of building new products or understanding data sets and complex APIs. Our end-to-end data and insights suite connects to consumers, effortlessly gathers data, automatically categorises transactions, presents APIs and provides insights on consumer financial behaviours - all in seconds. Page - 3 DirectID Product Suite Technical & Commercial Details Our end-to-end bank data suite. Connect Data API Insights Embed our data consent and access A single API integration to access over Our advanced visual dashboard allows widget to transform your customer 11,000 open banking and bank data you to view and use financial data for onboarding and increase conversion connections via dozens of countries. real-time decisions in seconds. rates. Income Bank Account Categorisation Verification Verification Engine Verify income for any customer with Quickly and simply verify bank account Automated categorisation of RAW a bank account whilst removing fraud details of customers to identify transactional data from thousands of and reliance on thin or outdated credit fraudsters and reduce risk. banks providing insights in seconds. files. Page - 4 DirectID Product Suite Technical & Commercial Details Connect Start using bank data Increase customer Transform customer onboarding, reduce fraud and increase conversion rates in days conversion Whether you use our zero-integration hosted Remove paper statements and digital solution, or want to embed our widget into PDFs over emails from the equation. -
Natwest Holdings Limited Annual Report and Accounts 2020 Strategic Report
NatWest Holdings Limited Annual Report and Accounts 2020 Strategic report Central items & other includes corporate functions, such as treasury, Page finance, risk management, compliance, legal, communications and Strategic report human resources. NWB Plc, NWH Ltd’s largest subsidiary, is the main Presentation of information 2 provider of shared services and Treasury activities for NatWest Group. Principal activities and operating segments 2 The services are mainly provided to NWH Group however, in certain Description of business 2 instances, where permitted, services are also provided to the wider Performance overview 2 NatWest Group including the non ring-fenced business. Stakeholder engagement and s.172(1) statement 3 Description of business Board of directors and secretary 6 Business profile Financial review 7 As at 31 December 2020 the business profile of the NWH Group was Risk and capital management 10 as follows: Report of the directors 76 Total assets of £496.6 billion. Statement of directors’ responsibilities 81 A Common Equity Tier 1 (CET1) ratio at 31 December 2020 of Financial statements 82 17.5% and total risk-weighted assets (RWA) of £135.3 billion. Customers are served through a UK and Irish network of Presentation of information branches and ATM services, and relationship management NatWest Holdings Limited (‘NWH Ltd’) is a wholly owned subsidiary of structures in commercial and private banking. NatWest Group plc, or ‘the holding company’ (renamed The Royal Bank of Scotland Group plc on 22 July 2020). NatWest Holdings The geographic location of customers is predominately the UK Group (‘NWH Group’) comprises NWH Ltd and its subsidiary and and Ireland. -
Banking & Finance
SIMON BURRELL Telephone: +353(0)87 6825248 Address: 14a Brookfield Terrace, Blackrock, County Dublin, Ireland e-mail: [email protected] web: www.simonburrellconsulting.co.uk Simon has a wealth of business change experience gained across blue chip companies in banking, mortgage lending and wealth management sectors. He turns business problems into high quality operational & technical solutions. PROFILE ➢ Comprehensive business analysis skills ➢ Domain expertise in financial services (mortgages, banking, wealth management) ➢ Strong verbal, written and presentational communication skills at all levels ➢ Significant team leadership and stakeholder management experience ➢ Clear commercial awareness combined with strong technical aptitude SKILLS SUMMARY Project Management Planning, RAID, reporting, risk/exception management, stakeholder engagement CBA, ToR, scoping, requirements gathering, “As Is” & “To Be” process mapping, Business Analysis functional design, TOM, workshop facilitation, presentations & proposals, UAT Systems Analysis Functional design, data modelling, data migration, logical/physical design, MI Leadership Line & team management, stakeholder management, reporting, communication Products Mortgage, secured loan, unsecured loan, current account, credit card, insurance FCA (EU MCD, MCOB, BSOCS, DISP, SYSC, BIPRU, GENPRU), ESIS KFI, Regulation TCF, CCA, AML/KYC, SoX, sanctions, PEPs, country prohibitions, LIBOR Banking Risk Credit scoring, lending policy, Basel 2, Liquidity 2, FTP, ALM, hedging, basis risk CONTRACT -
Aib Company Account Opening Form
Aib Company Account Opening Form Pentamerous and pandurate Waite still charges his behest indigenously. Ludicrous Simmonds never fades so genealogically or defiled any stubs grievingly. Dead-and-alive and half-dozen Pavel bends her biographer article or objurgates indelicately. Is doing legal entity transfer today from a determined account either a personal. Efforts to Close Accounts Since about a corporate bank account can know be decided by easy company's page of directors some banks require will all corporate. Chime Deposit Account Scudo d'Ontano. Aib internet business with opening form this. Available for GNULinux BSDBusiness Start-up Current post from AIB. Aib non resident account Gulf news Show. Aib bank name. Business Current Accounts Allied Irish Bank GB. AIB offer a Sterling current well in Ireland but it isn't that good. IBB only and does change affect her general mandate held by AIB for the operation of secret company accounts. Maybank current account application form NEOSonicFest. In branch for us to open new Business our-up Current sample there say some information. As part on the mortgage application process customers are now. However these companies are required by speak to hold all does your money. Financial institutions and identification Citizens Information. The Irish Credit Bureau ICB is about private company operating a credit referencing system. Best savings Bank Accounts in Ireland 2021 Accountant. Make an appointment to open your business current account assign a problem customer advisor at a surge and branch location that suits Complete this hunger and. Debtor application for the entity that made it you not consult section 6 of. -
List of PRA-Regulated Banks
LIST OF BANKS AS COMPILED BY THE BANK OF ENGLAND AS AT 2nd December 2019 (Amendments to the List of Banks since 31st October 2019 can be found below) Banks incorporated in the United Kingdom ABC International Bank Plc DB UK Bank Limited Access Bank UK Limited, The ADIB (UK) Ltd EFG Private Bank Limited Ahli United Bank (UK) PLC Europe Arab Bank plc AIB Group (UK) Plc Al Rayan Bank PLC FBN Bank (UK) Ltd Aldermore Bank Plc FCE Bank Plc Alliance Trust Savings Limited FCMB Bank (UK) Limited Allica Bank Ltd Alpha Bank London Limited Gatehouse Bank Plc Arbuthnot Latham & Co Limited Ghana International Bank Plc Atom Bank PLC Goldman Sachs International Bank Axis Bank UK Limited Guaranty Trust Bank (UK) Limited Gulf International Bank (UK) Limited Bank and Clients PLC Bank Leumi (UK) plc Habib Bank Zurich Plc Bank Mandiri (Europe) Limited Hampden & Co Plc Bank Of Baroda (UK) Limited Hampshire Trust Bank Plc Bank of Beirut (UK) Ltd Handelsbanken PLC Bank of Ceylon (UK) Ltd Havin Bank Ltd Bank of China (UK) Ltd HBL Bank UK Limited Bank of Ireland (UK) Plc HSBC Bank Plc Bank of London and The Middle East plc HSBC Private Bank (UK) Limited Bank of New York Mellon (International) Limited, The HSBC Trust Company (UK) Ltd Bank of Scotland plc HSBC UK Bank Plc Bank of the Philippine Islands (Europe) PLC Bank Saderat Plc ICBC (London) plc Bank Sepah International Plc ICBC Standard Bank Plc Barclays Bank Plc ICICI Bank UK Plc Barclays Bank UK PLC Investec Bank PLC BFC Bank Limited Itau BBA International PLC Bira Bank Limited BMCE Bank International plc J.P. -
About Interest Accounts About Interest Accounts 1
About Interest Accounts About Interest Accounts 1 What is an Interest Account? We have partnered with banks, brOkers and savings accOunt prOviders tO bring yOu access tO savings accOunts with Market leading interest and FSCS eligibility, at the tOuch Of a buttOn in yOur app. FSCS refers tO the “Financial Services COMpensatiOn ScheMe”, the gOvernMent's guarantee tO return up tO £85,000 Of yOur MOney in case yOur bank shOuld ever gO bust (prOviding yOu are eligible). YOu can read MOre abOut this in ‘Security, PrOtectiOn and FSCS’ belOw. We’re Offering yOu access tO these accOunts thrOugh Chip. We have wOrked hard tO Make the prOcess as easy as pOssible, requiring a MiniMuM Of paperwOrk and fOrMs, and easily Manageable thrOugh yOur app. How does Chip get market leading rates? We wOrk with Our tech partners FlagstOne tO negOtiate access tO savings accOunts with highly cOMpetitive interest rates. FlagstOne’s services are nOrMally Only available tO high net wOrth individuals with very large depOsits. But they’re wOrking with us tO cOMbine Chip’s savers’ MOney intO a trust accOunt (read MOre belOw, under ‘where is the MOney stOred?’). By wOrking tOgether, all savers can benefit frOM a service fOr MilliOnaires, whether they have £1, £100, £10,000 in their accOunt. The MOre MOney in the trust accOunts the better the rates we will be able tO negOtiate frOM the banks. Find Out MOre abOut FlagstOne On their website. What’s a partner bank? Partner banks are any bank we have an agreeMent with tO prOvide access interest-bearing FSCS-eligible savings accOunts fOr Chip savers. -
SWR2 Tandem Das Chamäleon Elvis Costello Von Christiane Rebmann Sprecher: Peter Binder, Pia Fruth
SWR2 MANUSKRIPT ESSAYS FEATURES KOMMENTARE VORTRÄGE SWR2 Tandem Das Chamäleon Elvis Costello Von Christiane Rebmann Sprecher: Peter Binder, Pia Fruth Sendung: 04.08.2016 um 19.20 Uhr Wiederholung vom: 22.08.2014 Redaktion: Bettina Stender Produktion: SWR 2014 Bitte beachten Sie: Das Manuskript ist ausschließlich zum persönlichen, privaten Gebrauch bestimmt. Jede weitere Vervielfältigung und Verbreitung bedarf der ausdrücklichen Genehmigung des Urhebers bzw. des SWR. Service: SWR2 Tandem können Sie auch als Live-Stream hören im SWR2 Webradio unter www.swr2.de oder als Podcast nachhören: http://www1.swr.de/podcast/xml/swr2/tandem.xml Mitschnitte aller Sendungen der Redaktion SWR2 Tandem sind auf CD erhältlich beim SWR Mitschnittdienst in Baden-Baden zum Preis von 12,50 Euro. Bestellungen über Telefon: 07221/929-26030 Bestellungen per E-Mail: [email protected] Kennen Sie schon das Serviceangebot des Kulturradios SWR2? Mit der kostenlosen SWR2 Kulturkarte können Sie zu ermäßigten Eintrittspreisen Veranstaltungen des SWR2 und seiner vielen Kulturpartner im Sendegebiet besuchen. Mit dem Infoheft SWR2 Kulturservice sind Sie stets über SWR2 und die zahlreichen Veranstaltungen im SWR2-Kulturpartner-Netz informiert. Jetzt anmelden unter 07221/300 200 oder swr2.de DAS CHAMÄLEON Wenn ein neues Album von Elvis Costello erscheint, weiß man nie, was man zu erwarten hat. Wird es ein typisches Popalbum? Widmet er sich seiner großen Liebe, dem Jazz? Oder experimentiert er mit Kollegen aus dem Klassikbereich? Costello, der am 25. August 1954 in London zur Welt kam, gilt als einer der vielseitigsten Musiker der Welt. Das Chamäleon – Der britische Musiker Elvis Costello. Eine Sendung von und mit Christiane Rebmann. 1. -
Preliminary Announcement of 2003 Annual Results the ROYAL BANK of SCOTLAND GROUP Plc
Annual Results 2003 Preliminary Announcement of 2003 Annual Results THE ROYAL BANK OF SCOTLAND GROUP plc CONTENTS Page Results summary 2 2003 Highlights 3 Group Chief Executive's review 4 Financial review 8 Summary consolidated profit and loss account 11 Divisional performance 12 Corporate Banking and Financial Markets 13 Retail Banking 15 Retail Direct 17 Manufacturing 18 Wealth Management 19 RBS Insurance 20 Ulster Bank 22 Citizens 23 Central items 25 Average balance sheet 26 Average interest rates, yields, spreads and margins 27 Statutory consolidated profit and loss account 28 Consolidated balance sheet 29 Overview of consolidated balance sheet 30 Statement of consolidated total recognised gains and losses 32 Reconciliation of movements in consolidated shareholders' funds 32 Consolidated cash flow statement 33 Notes 34 Additional analysis of income, expenses and provisions 40 Asset quality 41 Analysis of loans and advances to customers 41 Cross border outstandings 42 Selected country exposures 42 Risk elements in lending 43 Provisions for bad and doubtful debts 44 Market risk 46 Regulatory ratios and other information 47 Additional financial data for US investors 48 Forward-looking statements 49 Contacts 50 1 THE ROYAL BANK OF SCOTLAND GROUP plc RESULTS SUMMARY 2003 2002 Increase £m £m £m % Total income 19,229 16,815 2,414 14% --------- --------- ------- Operating expenses* 8,389 7,669 720 9% -------- ------- ----- Operating profit before provisions* 8,645 7,796 849 11% -------- ------- ----- Profit before tax, goodwill amortisation and integration costs 7,151 6,451 700 11% -------- -------- ----- Profit before tax 6,159 4,763 1,396 29% -------- -------- ------- Cost:income ratio** 42.0% 44.0% --------- --------- Basic earnings per ordinary share 79.0p 68.4p 10.6p 15% -------- -------- ------- Adjusted earnings per ordinary share 159.3p 144.1p 15.2p 11% --------- --------- ------- Dividends per ordinary share 50.3p 43.7p 6.6p 15% -------- -------- ------ * excluding goodwill amortisation and integration costs.