Crowdfunding Schemes in Europe
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Crowdfunding in Asia
Crowdfunding in Asia May 2018 Introducing the first free directory of crowdfunding platforms across Asia. The data is based on the AlliedCrowds Capital Finder, a database of over 7,000 alternative finance capital providers across emerging markets. Our data has been used by organizations like FSD Asia, UNDP, World Green Economy Organization, GIZ, World Bank, and others in order to provide unique, actionable insights into the world of emerging market alternative finance. This is the latest of our regular reports on alternative finance in emerging markets; you can find all previous reports here. Crowdfunding rose in prominence in the post-financial crisis years (starting in 2012), and for good reason: a global credit crunch limited the amount of funding available to entrepreneurs and small businesses. Since then, crowdfunding has grown rapidly around the world. Crowdfunding is especially consequential in countries where SMEs find it difficult to raise capital to start or grow their businesses. This is the case in many Asian countries; according to the SME Finance Forum, there is a $2.3 trillion MSME credit gap in East Asia and the Pacific. Crowdfunding can help to fill this gap by offering individuals and small businesses an alternative source of capital. This can come in the form of donation-based as well as lending-based (peer-to-peer or peer-to-business) crowdfunding. In order to help entrepreneurs and small business owners to find the crowdfunding platform that’s right for them, we are releasing the first publicly available list of all crowdfunding platforms across Asia. The report is split into two key sections: the first one is an overview of crowdfunding platforms, and how active they are across the largest markets on the continent. -
Next-Gen Technology Transformation in Financial Services
April 2020 Next-gen Technology transformation in Financial Services Introduction Financial Services technology is currently in the midst of a profound transformation, as CIOs and their teams prepare to embrace the next major phase of digital transformation. The challenge they face is significant: in a competitive environment of rising cost pressures, where rapid action and response is imperative, financial institutions must modernize their technology function to support expanded digitization of both the front and back ends of their businesses. Furthermore, the current COVID-19 situation is putting immense pressure on technology capabilities (e.g., remote working, new cyber-security threats) and requires CIOs to anticipate and prepare for the “next normal” (e.g., accelerated shift to digital channels). Most major financial institutions are well aware of the imperative for action and have embarked on the necessary transformation. However, it is early days—based on our experience, most are only at the beginning of their journey. And in addition to the pressures mentioned above, many are facing challenges in terms of funding, complexity, and talent availability. This collection of articles—gathered from our recent publishing on the theme of financial services technology—is intended to serve as a roadmap for executives tasked with ramping up technology innovation, increasing tech productivity, and modernizing their platforms. The articles are organized into three major themes: 1. Reimagine the role of technology to be a business and innovation partner 2. Reinvent technology delivery to drive a step change in productivity and speed 3. Future-proof the foundation by building flexible and secure platforms The pace of change in financial services technology—as with technology more broadly—leaves very little time for leaders to respond. -
Moneylab Reader: an Intervention in Digital Economy
READER A N INTERVENTION IN DIGITAL ECONOMY FOREWORD BY SASKIA SASSEN EDITED BY GEERT LOVINK NATHANIEL TKACZ PATRICIA DE VRIES INC READER #10 MoneyLab Reader: An Intervention in Digital Economy Editors: Geert Lovink, Nathaniel Tkacz and Patricia de Vries Copy editing: Annie Goodner, Jess van Zyl, Matt Beros, Miriam Rasch and Morgan Currie Cover design: Content Context Design: Katja van Stiphout EPUB development: André Castro Printer: Drukkerij Tuijtel, Hardinxveld-Giessendam Publisher: Institute of Network Cultures, Amsterdam, 2015 ISBN: 978-90-822345-5-8 Contact Institute of Network Cultures phone: +31205951865 email: [email protected] web: www.networkcultures.org Order a copy or download this publication freely at: www.networkcultures.org/publications Join the MoneyLab mailing list at: http://listcultures.org/mailman/listinfo/moneylab_listcultures.org Supported by: Amsterdam University of Applied Sciences (Hogeschool van Amster- dam), Amsterdam Creative Industries Publishing and the University of Warwick Thanks to everyone at INC, to all of the authors for their contributions, Annie Goodner and Morgan Currie for their copy editing, and to Amsterdam Creative Industries Publishing for their financial support. This publication is licensed under Creative Commons Attribution NonCommercial ShareAlike 4.0 Unported (CC BY-NC-SA 4.0). To view a copy of this license, visit http://creativecommons.org/licenses/by-nc-sa/4.0/. EDITED BY GEERT LOVINK, NATHANIEL TKACZ AND PATRICIA DE VRIES INC READER #10 Previously published INC Readers The INC Reader series is derived from conference contributions and produced by the Institute of Network Cultures. They are available in print, EPUB, and PDF form. The MoneyLab Reader is the tenth publication in the series. -
Crowdfunding Platforms: Ecosystem and Evolution Full Text Available At
Full text available at: http://dx.doi.org/10.1561/1700000061 Crowdfunding Platforms: Ecosystem and Evolution Full text available at: http://dx.doi.org/10.1561/1700000061 Other titles in Foundations and Trends® in Marketing Entertainment Marketing Natasha Zhang Foutz ISBN: 978-1-68083-332-4 The Cultural Meaning of Brands Carlos J. Torelli, Maria A. Rodas and Jennifer L. Stoner ISBN: 978-1-68083-286-0 Ethnography for Marketing and Consumer Research Alladi Venkatesh, David Crockett, Samantha Cross and Steven Chen ISBN: 978-1-68083-234-1 The Information-Economics Perspective on Brand Equity Tulin Erdem and Joffre Swait ISBN: 978-1-68083-168-9 Full text available at: http://dx.doi.org/10.1561/1700000061 Crowdfunding Platforms: Ecosystem and Evolution Yee Heng Tan Tokyo International University Japan [email protected] Srinivas K. Reddy Singapore Management University Singapore [email protected] Boston — Delft Full text available at: http://dx.doi.org/10.1561/1700000061 Foundations and Trends® in Marketing Published, sold and distributed by: now Publishers Inc. PO Box 1024 Hanover, MA 02339 United States Tel. +1-781-985-4510 www.nowpublishers.com [email protected] Outside North America: now Publishers Inc. PO Box 179 2600 AD Delft The Netherlands Tel. +31-6-51115274 The preferred citation for this publication is Y. H. Tan and S. K. Reddy. Crowdfunding Platforms: Ecosystem and Evolution. Foundations and Trends® in Marketing, vol. 14, no. 2, pp. 53–172, 2020. ISBN: 978-1-68083-699-8 © 2020 Y. H. Tan and S. K. Reddy All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, mechanical, photocopying, recording or otherwise, without prior written permission of the publishers. -
Equity Crowdfunding: All Regulated but Not Equal
DePaul Business and Commercial Law Journal Volume 13 Issue 3 Spring 2015 Article 2 Equity Crowdfunding: All Regulated but Not Equal Garry A. Gabison Follow this and additional works at: https://via.library.depaul.edu/bclj Recommended Citation Garry A. Gabison, Equity Crowdfunding: All Regulated but Not Equal, 13 DePaul Bus. & Com. L.J. 359 (2015) Available at: https://via.library.depaul.edu/bclj/vol13/iss3/2 This Article is brought to you for free and open access by the College of Law at Via Sapientiae. It has been accepted for inclusion in DePaul Business and Commercial Law Journal by an authorized editor of Via Sapientiae. For more information, please contact [email protected]. Equity Crowdfunding: All Regulated but Not Equal Garry A. Gabison* This Article describes how different countries have approached eq- uity crowdfunding. It focuses on countries or regulatory authorities that either expressed their awareness of the phenomenon but decided to adopt a holding pattern (monitoring and investigating) or new laws and regulations. Countries like Australia have opted to reaffirm how their current set of regulations applies to crowdfunding whereas others like the United States, Italy, the United Kingdom, and France have elected to create new exemptions in an effort to facilitate equity crowdfunding. This Article compares how each country decided to regulate the different participantsin the crowdfunding process. While the results of these various efforts are still mostly unseen, this Article takes an early look at the regulatory impact using one U.K. based platform as an example of how regulations can boost investment. CONTENTS I. INTRODUCTION ........................................... -
I Investigations Into the Structure of Crowdfunding Research
Investigations into the Structure of Crowdfunding Research and the Role of the Content and Linguistic Cues in Risk Disclosure in Crowdfunding Campaigns A thesis submitted in fulfilment of the requirements for the degree of Doctor of Philosophy Ahmad Ridhuwan Abdullah Master of Science in Finance (Northern University of Malaysia) Bachelor of Business Administration in Finance (MARA University of Technology) School of Economics Finance and Marketing College of Business RMIT University March 2019 i DECLARATION I certify that except where due acknowledgement has been made, the work is that of the author alone; the work has not been submitted previously, in whole or in part, to qualify for any other academic award; the content of the thesis is the result of work which has been carried out since the official commencement date of the approved research program; any editorial work, paid or unpaid, carried out by a third party is acknowledged; and, ethics procedures and guidelines have been followed. Ahmad Ridhuwan Abdullah 25 March 2019 ii ACKNOWLEDGEMENTS First and foremost, I would like to thank my supervisors, Professor Jason Potts, Dr Nthati Rametse, and Dr Joanne Laban for their wisdom and constructive supervision, consistent encouragement, and intellectual commitment in guiding me since the first day of my study and upon finishing writing this thesis. Special thanks to Professor Jason Potts who is kind- hearted enough to allow me to develop my own academic interests. I must thank my family members, especially my wife Siti Salwani Abdullah and my daughter Dhia Alia for their support and encouragement throughout my study. They went through hard times throughout the research process and I am grateful for their patience and understanding. -
START up FUNDING New Product Idea? How to Raise Finance
START UP FUNDING new product idea? How to raise finance * crowdfunding vs traditional funding methods London San Francisco Salisbury Introduction CONTENTS 1. Crowdfunding * * * * 526 k+ 95% 50% £2.5 bn Overview Raising finance new businesses of uk companies are of uk gdp generated by uk gdp in 2013 2. Other Funding Methods registered in 2013 small businesses small businesses Overview * Data from ... Detailed Breakdown * UK National Statistics 3. Pitch your idea to industry There are a number of avenues to raise funds for a new idea. We have presented a few in the next chapter but it is not an exhaustive list. The aim of this guide is to give you vital 4. IS IT A Business ? information on how to increase your chances of success to raise finance, whether you are using on-line methods such as Crowdfunding or a more traditional approach like pitching 5. Intellectual Property your product to industry. (Protecting your project) How Innovate can help, see here. 6. How Innovate can help Want help with your Crowdfunding campaign? 7. Appendix Additional Online Content List of Crowdfunding websites (organised by industry) To make the most of this brochure, please use the hyper links throughout to browse additional content on the web. About Innovate Product Design For more information about the sponsor and writer of this brochure please visit the ‘How Innovate Can Help’ section. Innovate Product Design Ltd 2014 winners 2 London San Francisco Salisbury 3 Sources: Mass Solution, Kickstarter.com 1 CROWDFUNDING 1 m raised by crowdfunding campaigns successfuly raised by pebble on plastforms in 2013 funded in 2012 kickstarter the big four Also known as crowd financing and equity crowfunding, Kickstarter describes it as “the practice of funding a project or venture by raising many small amounts of money from a large number of people, typically via the Internet.” kickstarter indiegogo THERE ARE 3 MAIN Startup FUNDING MODELS: 1 Reward based: crowdfunder crowdcube Raise finance in exchange of a reward and/or voting rights. -
Venture Capital Newsletter
Venture Capital Newsletter Newsletter Vol. 1 25/05/2018 Cass M&A and PE Society I NSIDE VENTURE Getting Started CAPITAL By Albert Steffes 1. Introduction to VC The Cass M&A and PE Society of Cass Business School is delighted to present the very first Venture Capital Newsletter. 2. Exclusive Interview: Stasher Since 2017, the society has expanded its field expertise and established a separate Venture Capital (VC) department with a 3. Crazy Softbank Funding Head of VC. The prerogative being that it is quite different to other types of Private Equity and therefore requires a different 4. Promising Tech Start-Ups: approach and focus. Wrisk, Coinfirm & ProSapient We would like to give keen students the chance to dig deeper into this field and explore it as a career path, and introducing it as a financing option for upcoming Entrepreneurs among the Cass community. This newsletter will provide students with interesting articles “The biggest secret in on VC topics, exclusive interviews with Venture Capitalists and venture capital is that the Entrepreneurs, and ultimately the hottest news and trends in best investment in a the industry. successful fund equals or We hope the reader will find this newsletter informative and outperforms the entire rest enjoyable to read while arousing curiosity. of the fund combined.” For further information or enquiries, please reach out to the -Peter Thiel- contact persons at the end of this newsletter. The Cass M&A and PE Society hope you enjoy the reading and that it provides you with new insight. Let us get started – take a deep breath and let us immerse ourselves in the world of Venture Capital… Venture Capital - Newsletter Page 2 Introduction to Venture Capital By Albert Steffes Venture Capital – a word itself that triggers excitement from readers, “Venture capital is respect from fellow investors, and a hopeful awe from on-going about 0.02% of the U.S. -
Crowd Involvement in CHEST: Insights and Recommendations for Crowdsourcing in Innovative Funding Schemes and Successful Crowdfunding of Digital Social Innovations
Crowd involvement in CHEST: Insights and recommendations for crowdsourcing in innovative funding schemes and successful crowdfunding of Digital Social Innovations 1 Table of Content 1 Introduction ..................................................................................................................................... 3 2 Crowdsourcing Digital Social Innovation in CHEST .......................................................................... 4 2.1 CHEST open call design and results ......................................................................................... 4 2.2 Community engagement supporting idea generation ............................................................ 6 2.3 CHEST CrowdMonitor: Crowd evaluation of beneficiaries ..................................................... 9 3 Crowdfunding ................................................................................................................................ 10 3.1 Types of crowdfunding .......................................................................................................... 10 3.2 Overview of crowdfunding market and platforms ................................................................ 12 3.3 Factors of success .................................................................................................................. 15 3.4 Guidelines for planning and implementing a successful crowdfunding campaign for DSI ... 15 3.4.1 Step 1: Decide if crowdfunding is appropriate for your project .................................. -
The Economics of Crowdfunding : Entrepreneurs’ and Platforms’ Strategies Jordana Viotto Da Cruz
The Economics of Crowdfunding : Entrepreneurs’ and Platforms’ Strategies Jordana Viotto da Cruz To cite this version: Jordana Viotto da Cruz. The Economics of Crowdfunding : Entrepreneurs’ and Platforms’ Strategies. Sociology. Université Sorbonne Paris Cité, 2017. English. NNT : 2017USPCD030. tel-01899518 HAL Id: tel-01899518 https://tel.archives-ouvertes.fr/tel-01899518 Submitted on 19 Oct 2018 HAL is a multi-disciplinary open access L’archive ouverte pluridisciplinaire HAL, est archive for the deposit and dissemination of sci- destinée au dépôt et à la diffusion de documents entific research documents, whether they are pub- scientifiques de niveau recherche, publiés ou non, lished or not. The documents may come from émanant des établissements d’enseignement et de teaching and research institutions in France or recherche français ou étrangers, des laboratoires abroad, or from public or private research centers. publics ou privés. |_|_|_|_|_|_|_|_|_|_| UNIVERSITE PARIS 13 U.F.R. DE SCIENCES ÉCONOMIQUES ÉCOLE DOCTORALE : ERASME NO 493 THÈSE Pour obtention du grade de Docteur de l’Université Paris 13 Discipline : Sciences Économiques Présentée et soutenue publiquement par Jordana VIOTTO DA CRUZ Le 13 novembre 2017 « The Economics of Crowdfunding: Entrepreneurs’ and Platforms’ Strategies » Directeurs de thèse Marc BOURREAU, Télécom ParisTech François MOREAU, Université Paris 13 Jury Thierry PÉNARD, Professeur, Université Rennes 1 Président Paul BELLEFLAMME, Professeur, Aix-Marseille Université Rapporteur Jörg CLAUSSEN, Professeur, Ludwig-Maximilians-Universität München Rapporteur Françoise BENHAMOU, Professeur, Université Paris 13 Examinateur Marc BOURREAU, Professeur, Télécom ParisTech Directeur de thèse François MOREAU, Professeur, Université Paris 13 Directeur de thèse UNIVERSITÉ PARIS 13 U.F.R. -
Název 1 99Funken 2 Abundance Investment 3 Angelsden
# Název 1 99funken 2 Abundance Investment 3 Angelsden 4 Apontoque 5 Appsplit 6 Barnraiser 7 Bidra.no 8 Bloom venture catalyst 9 Bnktothefuture 10 Booomerang.dk 11 Boosted 12 Buzzbnk 13 Catapooolt 14 Charidy 15 Circleup 16 Citizinvestor 17 CoAssets 18 Companisto 19 Crowdcube 20 CrowdCulture 21 Crowdfunder 22 Crowdfunder.co.uk 23 Crowdsupply 24 Cruzu 25 DemoHour 26 DigVentures 27 Donorschoose 28 Econeers 29 Eppela 30 Equitise 31 Everfund 32 Experiment 33 Exporo 34 Flzing v 35 Fondeadora 36 Fundit 37 Fundrazr 38 Gemeinschaftscrowd 39 Goteo 40 GreenVesting.com 41 Greenxmoney 42 Hit Hit 43 Housers 44 Idea.me 45 Indiegogo 46 Innovestment 47 Invesdor.com 48 JD crowdfunding 49 Jewcer 50 Karolina Fund 51 Katalyzator 52 Ketto 53 Kickstarter 54 KissKissBankBank 55 Kreativcisobe 56 Labolsasocial 57 Lanzanos 58 Lignum Capital 59 Marmelada 60 Massivemov 61 Mesenaatti.me 62 Monaco funding 63 Musicraiser 64 MyMicroInvest 65 Nakopni me 66 Namlebee 67 Octopousse 68 Oneplanetcrowd International B.V. 69 Penězdroj 70 Phundee 71 PledgeCents 72 Pledgeme 73 Pledgemusic 74 Pozible 75 PPL 76 Projeggt 77 Rockethub 78 Seed&Spark 79 Seedmatch 80 Seedrs 81 Snowballeffect 82 Spacehive 83 Spiele offensive 84 Start51 85 Startlab 86 Startme 87 Startnext 88 Startovac 89 Startsomegood 90 Syndicate Room 91 TheHotStart 92 Thundafund 93 Tubestart 94 Ulule 95 Venturate 96 Verkami 97 Vision bakery 98 Wemakeit 99 Wishberry 100 Zoomal Legenda: *Sociální média Vysvětlení zkratek pro sociální média F - Facebook T - Twitter Lin - LinkedIn G+ - Google plus YouT - YouTube Insta - Instagram -
REWARD-BASED CROWDFUNDING for CREATIVE PROJECTS by Aiste Juozaponyte 1548985 GRADUATION ASSIGNMENT SUBMITTED in PARTIAL FULFILLM
REWARD-BASED CROWDFUNDING FOR CREATIVE PROJECTS BY Aiste Juozaponyte 1548985 GRADUATION ASSIGNMENT SUBMITTED IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE DEGREE OF BACHELOR OF COMMUNICATION- SYSTEMS OF THE INSTITUTE OF COMMUNICATION AT THE UTRECHT UNIVERSITY OF APPLIED SCIENCES UTRECHT, 2012 06 04 Management summary Crowdfunding is an emerging phenomenon that is taking the idea of investment into a new and never before seen level. Organizations and individuals find themselves achiev- ing successful results by relying on widely dispersed individuals rather than professional investors. The main aim of this thesis centers on potentials for non-professional creative individuals to use reward-based crowdfunding. The theoretical framework defines crowdfunding practice and gives an overview of how it emerged from another nascent term - crowdsourcing. Reward-based crowdfunding, as the focus of this study, is explained in greater detail by observing one of the most popular platforms for creative projects called Kickstarter. In addition, this chapter highlights that the crowd is playing a leading role in crowdfunding initiatives. Participating individuals are part of a community where conver- gence and collaboration take place. Furthermore, theory suggests that reward-based crowdfunding is not solely focused on economic aspects, as social attributes are shaping the scope of activities and goals. Conducted qualitative research confirms that several potentials are current for non- professional creative individuals to use reward-based crowdfunding model as researched on Kickstarter. Not only can they raise funding, but also gain significant public attention for their projects presented on Kickstarter. An appealing and transparent communication approach should be implemented, such as defining goals using S.M.A.R.T.