Overview – Fusion Opics Efficient treasury operations

The ideal front-to-back office solution for regional and local banks Efficient, cost-effective treasury operations

Finastra Fusion Opics is the ideal front-to-back office solution for regional and local banks looking Finastra Fusion Opics is the ideal front-to-back to centralize their systems and gain increasing office solution for regional and local banks value from treasury operations. looking to centralize their systems and gain increasing value from treasury operations.

This is where Fusion Opics can help. Delivering transparency, flexibility and functionality on a single platform, it makes treasury operations more cost-effective, Build business, increase revenue, improve increasing overall profitability. It features customer service, reduce risks, and stay regional, country and local capabilities, compliant. All while keeping costs to a flexible and rapid deployment options as Fminimum. Whether you are a regional or well as online client portal capabilities. local player, all financial institutions have “The Finastra solution will especially Fusion Opics is built on more than 20 years these challenges on their to-do lists today. help improve our operational of core treasury and back-office experience. Where to start? Smart institutions are With unsurpassed straight-through efficiencies and provide a looking to integrate and automate their processing (STP) capabilities, it covers all platform from which we can grow systems, and streamline treasury operations aspects of a bank’s treasury operations, our business. as much as possible. This way, you can from deal inception through to settlement ” create a platform for cost-effective growth and accounting. Over 180 clients in over 300 Senior Vice President and unlock new opportunities across sites globally use Fusion Opics to simplify Leading Regional U.S. Bank the organization. core treasury processing. It enables banks to manage risk more effectively, consolidate systems, reduce costs and focus their attention on client needs.

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Introduction Advantages Regulation Capabilities Support Finastra Fusion Opics: Efficient, integrated treasury operations

Multi-asset class coverage .Net SOA architecture Flexible deployment Treasury Scalable, high volume Regional or global hubs Capital markets processing Front to back-o ce Derivatives Flexible customisation Unrivalled implementation Risk & compliance Interfacing & integration track record Microsoft design validation Rapid implementation options Hosted, Managed, SaaS

Customer web access Front-office Middle-office Trading/orders Deal pricing/capture Portfolio analysis Cash management Market feeds Credit risk Self service Position management Value at Risk

Accounting Flexible interfaces Back-office Multi-entity Trading systems Workflow based processing Multi-currency GL SWIFT Exception management Full reporting suite GL, DDA Confirmation/settlements STP enabled

Flexible interfacing Single platform Customizable toolkit

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Introduction Advantages Regulation Capabilities Support Finastra Fusion Opics in action

Integrated banking solution for foreign exchange and international trade finance, Fusion Opics supports regional U.S. bank’s expansion plans.

When a leading U.S. regional bank wanted a single, integrated solution to build its “We engaged an extensive foreign exchange (FX) and trade business to support international ambitions, it turned to analysis of vendor-based the Fusion Opics solution from Finastra. systems and Finastra was the Using Fusion Opics and Finastra Fusion only company able to provide Trade Innovation, with client front-end a single hosted customer services delivered via the FX and Trade front-end and integrated Finance modules of Finastra Fusion Corporate Channels, the software is back-office systems for both delivered as a service using the Finastra foreign exchange and trade SAS 70-certified hosting capability.

finance, without involving It enables the bank to provide its customers a third party. with a web-based front-end while delivering ” a best-of-breed back-office processing Senior Vice President & Manager system for trade finance and FX solutions. International Banking Division, Now, the bank can provide international U.S. regional bank banking customers with a full range of foreign exchange and trade products through a single portal, including spot, forward, window forward, non deliverable forwards, swaps, time options, bank notes, drafts, wires, letters of credit, standbys and collections.

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Introduction Advantages Regulation Capabilities Support The Finastra Fusion Opics advantage

One solution to flex with your ambitions. That’s why financial institutions with growth plans choose Fusion Opics. With quick time to market and features that support multiple asset classes across the entire treasury lifecycle, Fusion Opics helps organizations to manage risk more effectively, consolidate systems, reduce costs and focus on their clients.

Single, integrated treasury solution Front-to-back processing Risk management Regulatory compliance With a proven heritage in core treasury Fusion Opics provides deal pricing and entry, Fusion Opics delivers enhanced Finastra’s cloud-based solution simplifies functionality, Fusion Opics allows for position-keeping and risk management in a transparency with tools for cash transaction reporting, automating the the removal of spreadsheets and silo real-time environment. It enables increased forecasting, advanced risk management process and collecting, enriching and architecture. It improves the efficiency, automation and STP and its customization with cross-asset views, compliance, checking transaction information. accuracy and integrity of operations while features allow for business re-engineering limits monitoring and STP. Current clients By consolidating reporting across regulatory boosting trading volumes up by 50-80% and and fine tuning as your needs evolve. deployed on Fusion Opics have seen 50-80% regimes including EMIR, MiFID and MAR as reducing end-of-day batch processing by reduction in settlement errors. well as SFTR, it gives you more control and up to 50%. transparency. Transaction reporting becomes a much simpler, lower-cost process.

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Introduction Advantages Regulation Capabilities Support Fusion Opics: Meeting clearing and reporting regulations

Back-loading ICE Bloomberg & Support for Central Counterparty Fast deployment Reuters Clearing (CCP)transactions Fusion Opics enables banks to replace CM EE Automated and interactive CCP workflow multiple incumbent systems and and trade reporting decreases risk and procedures with a single platform that has

UREX increases STP levels. regulatory reporting and best practices SEFs MarkitSERV “built in”. As a result, you can deploy new Direct Flexible design and architecture business offerings, enter new markets and LC Award-winning for innovation, Fusion provide broader instrument coverage much ade processing CCPs for H messagin fe eds Opics is designed on a single .NET service- more quickly. oriented architecture platform delivering Broker with g flexible customization features and high statements Cross-product tr levels of scalability. Fusion Opics ‘gives us Trade repositories & Finastra the scalability and flexibility for our future compression tools Fusion Opics transaction & processing needs according (DTCC, Triptima) to one client. Efficient, cross-product collater ime and repor al margining Real-t

Credit checks tin g Market data

GL Swift CH Email Fax... variations

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Introduction Advantages Regulation Capabilities Support Product capabilities “Expanding our collaboration Finastra Fusion Opics provides a complete end-to-end solution for treasury operations, with cross-asset coverage, powerful risk and workflow with Finastra offers us a full management capability—all built on leading-edge technology. Fusion Opics fledged treasury solution that is a flexible, scalable solution with rich feature set.

Robust treasury components across meets NIB Bank’s requirements. Core treasury Capital markets institutional channels Fusion Opics core treasury processing Supporting a vast number of standard Finastra Fusion Opics… has been proven over many years in government and corporate securities Trading desk production environments at some of within the global markets, Fusion Opics has Faster, flexible data is delivered via a will be seamlessly integrated the world’s largest financial institutions. the flexibility to create formulaic interest configurable trader desktop providing a It delivers full STP and covers a wide range calculations of more complex, structured, single consolidated deal capture, pre-deal of instruments in FX, money markets nonstandard securities. position and counterparty credit checks, with our core banking back-office and exchange traded derivatives. Fusion real-time position Profit & Loss (P&L) and Opics supports complexity such as split Derivatives desk-level risk stats. Real-time market system. This will enhance our value settlement, automatic refixing, In Fusion Opics, derivatives are brought data feeds with Reuters and Bloomberg, flexible money market schedules and tax under the standard of cross-asset trade interfaces with EBS, Reuters dealing treasury operations and keep our processing. Rich settlement functionality processing for position management, interfaces for FX and money market deals including SWIFT confirmation matching, workflow, trade confirmation accounting plus advanced pricing with Numerix, Fincad payments, Continuous Linked Settlement and settlement. The system supports and Savvysoft. What-if deals and scenarios, commitments to our customers (CLS) processing and cross product complex, non-standard instruments and limits and exception monitoring are netting enable smooth automation. a full range of swaps, caps & floors, swap also available. and continue to offer them the Connectivity to dedicated Reuters and EBS options and credit derivatives. interfaces extends the solution further. best experience. Inherent capabilities such as Standard ” Settlement Instructions (SSI) hierarchy, multi-currency sub general ledger (GL), Khurram Agha flexible revaluation and rate feeds round out CIO, NIB Bank its core treasury capabilities.

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Introduction Advantages Regulation Capabilities Support Sales desk Back-office Finastra Fusion Opics: Delivering a web-based, customer facing FX portal solution A web-based, customer facing FX portal designed to lower total cost of ownership Workflow management solution addresses the e-banking needs of a The Finastra Fusion Opics Workflow bank’s corporate customers and their retail Manager consolidates all back-office branches. It is designed to reduce total cost processing with a configurable exception- of ownership (TCO); improving usability based processing engine. The result is and customer service providing immediate a single front-to-back STP solution with access to customer account information. user defined exception management to Position and P&L are segregated and streamline operations. automated customer mark-ups and a configurable spread matrix are included. Settlements and confirmation The solution includes, automatic pricing The system features automated to client customers, white-labelled client confirmation management through flexible access, and integrated web access to news, instruction maintenance and application, blogs, corporate videos or market headlines stringent authorization controls and links. embedded logic to create and transmit more than 50 SWIFT message types. Middle-office Value at Risk, Parametric, Monte Carlo and Cash management Historical Simulation portfolio simulations Finastra Fusion Opics delivers all the are supported along with hedging, functions required to project forward optimization, portfolio management and funding by managing daily cash positioning, back testing capabilities. User-defined short-term funding requirements and rules and limits monitoring with flexible “ long-term liquidity. Over the last year, we have settled 1.6 trillion AUD and sophisticated notification features are available. A centralized, dashboard view of all risks across the institution provides you worth of settlements through the Finastra Fusion Opics with an environment of protection. system. Out of that there have been absolutely no mistakes attributed to the system.”

Matt Arthur Senior Business Analyst, Suncorp Bank

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Introduction Advantages Regulation Capabilities Support Accounting Technical highlights Finastra Fusion Opics offers a full multi- High performance Message-based rules engine entity, multi-currency GL, giving financial Tiered architecture allows organizations to By enabling users to build an instrument institutions the flexibility to define their own run tasks in parallel and ensures scalability from a library of existing processes, this accounting structure and posting rules. to meet the needs of your operation as feature significantly streamlines the Integrated hedge accounting supports they evolve. introduction of new products and allows for compliance with the provisions of the flexible workflow management. Financial and International Accounting Low TCO Standards Board’s FAS133 and IAS39 Low-touch deployment and Software as Smart client relating to accounting for derivative a Service (SaaS) options minimize risk This feature provides an interactive and transactions used in hedging activities. and cost. highly responsive user interface, offering users immediate access to critical data and Reporting and inquiries .NET Service-Oriented Architecture the ability to work offline, reducing costs. Fusion Opics inquiries allow users to closely Business components can be reused monitor transactions and position activity. across all of the system’s instruments, Customizable desktop The solution enables you to conduct a wide enabling you to make a change to one Fusion Opics menus, trading screens, range of inquiries including open database component without having to change the blotters and position inquiries are all and customized reporting. entire system. This dramatically improves easily customized for each user or groups maintenance and reduces time to market. of users. Flexible interfacing Transactions are easily and efficiently Integrated Custom client passed directly into the system for Modern XML and flexible integration The open architecture of Fusion Opics position management and downstream capabilities allow for increased keeps the Smart Client separate from settlement processing. revenue opportunities. core Fusion Opics processing to allow easy substitution of an alternative user interface. This allows financial institutions to substitute their own entry screens directly into Fusion Opics processing, validation and security.

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Introduction Advantages Regulation Capabilities Support Flexible deployment Private cloud ecosystem

Fusion Opics is available on the cloud as a Managed Hosted Service. This allows for rapid deployment and global availability.

Treasury via SaaS can include hosting technical infrastructure, web access, 24x7x365 monitoring and support and disaster recovery.

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Introduction Advantages Regulation Capabilities Support Professional services and customer support SAG reviews have helped more than An industry proven best practice approach – that’s the guiding principle 80% of participating customers to of our professional services and support model. Finastra clients benefit identify ways to utilize their Finastra from our long track record of successful implementations. software more effectively and use more system functionality.

Best-practice delivery Centre of excellence Scalable support model: The Finastra delivery model is incorporated Co-located with our development teams, As a Finastra client, you can choose from into our entire product life-cycle. the 200-strong Finastra Service Delivery a standard, professionalized support We leverage best practice business Centre ensures that we share best practice model or a specialized, premium support processes in the design, development and both internally and with partners. It enables package depending on your needs. Because quality assurance of all of our products. us to refine implementations offsite before Finastra support has a broad, global “We appreciated the SAG service While we acknowledge that one size doesn’t taking them back to the client. footprint that operates in all time zones and fit all in financial software, we know that a regions, Finastra teams can scale to your delivery approach that focuses on industry Customer support requirements. that provides a direct and effective proven best practice process models helps Finastra clients benefit from the expert our clients to save costs and benefit from knowledge of 1000+ resources worldwide Valuable advisory services: communication channel between the institutional knowledge Finastra has whose primary function is to provide Our Systems Advisory Group (SAG) provides developed across thousands of successful professional, scalable software support and system reviews to help clients understand banks and the system vendor implementations. It means: maintenance. how to use their Finastra systems more effectively and derive maximum value from • Faster implementation: Repeatable (Finastra). Deep domain expertise: their applications. ” delivery means projects are shorter and Our technical and application support more predictable. people have strong industry and product • Reduced TCO: Clear focus avoids Mr. Tang Yong Feng knowledge with continuous technical and unnecessary expenditure. Team leader, Treasury Systems – industry training programs to ensure that • Less risk: A standard, proven approach Finastra support teams can meet your China Minsheng Banking Corporation means many risks have already evolving business needs. been mitigated.

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Introduction Advantages Regulation Capabilities Support Finastra is unlocking the power of finance for everyone by creating a platform for open innovation in the world of financial services. VIsit us at finastra.com/fusion-treasury

About Finastra Corporate Headquarters Finastra is building an open platform that accelerates collaboration and innovation in fi nancial services, creating better 4 Kingdom Street experiences for people, businesses and communities. Supported by the broadest and deepest portfolio of fi nancial services Paddington software, Finastra delivers this vitally important technology to fi nancial institutions of all sizes across the globe, including London W2 6BD 90 of the world’s top100 banks. Our open architecture approach brings together a number of partners and innovators. United ingdom Together we are leading the way in which applications are written, deployed and consumed in fi nancial services to evolve T: +44 20 3320 5000 with the changing needs of customers. Learn more at fi nastra.com

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