BA-QUIZ-EBOOK-Splessons.Pdf
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Stay Connected With SPNotifier EBooks for Bank Exams, SSC & Railways 2020 General Awareness EBooks Computer Awareness EBooks Monthly Current Affairs Capsules 1. Which of these is not a source of funds for D. The rate at which one PSB lends to other the commercial banks? PSB A. Deposits B. Capital C. Borrowings from RBI 6. A currency which is hyper sensitive and D. Call money borrowings fluctuates frequently is known as ____________ A. Core currency 2. The RBI acts as Banker’s Bank implies B. Hard currency which of these? C. Soft currency A. Banks maintain their deposits with RBI D. Demand currency B. RBI lends to commercial banks in times of need C. RBI advises banks on monetary matter’s 7. Any risk arising on chances of a D. All the above government failing to make debt repayments or not honouring a loan agreement is known as ___________ 3. The currency notes deposited in the A. Credit risk currency chest is the property of B. Sovereign risk _____________ C. Longevity risk A. RBI D. Liquidity risk B. Ministry of Finance C. Respective Banks D. IBA 8. An Inchoate instruments as per Negotiable Instrument Act is a document which is_______ 4. The International Monetary Fund’s main A. Incomplete purpose is to grant loan to _______ B. Handwritten A. Developed countries C. Incorrect B. Member countries only D. Inappropriate C. Central bank of a country D. Any country in need 9. Which among the following is the oldest existing organisation? 5. What do you understand by the Minimum A. RBI Lending Rate (MLR)? B. IMF A. The rate at which Commercial banks lend to C. WHO Central Bank D. ILO B. The rate at which Central Banks lends to member banks C. The rate at which Commercial Bank lends to 10. The Institute for Development and public Research in Banking Technology was founded by RBI in 1996. It is based on which city? A. New Delhi 15. SDR are supplementary foreign-exchange B. Mumbai reserve assets defined and maintained by C. Hyderabad A. RBI D. Kanpur B. IMF C. World Bank D. ADB 11. Additional shares given to the current shareholders without any additional cost, based upon the number of shares that a 16. Who is the beneficiary of the Letter of shareholder owns is known Credit? as____________ A. Exporter A. Preferential shares B. Paying Bank B. Right issues C. Issuing Bank C. Bonus shares D. Importer D. Debenture 17. Which of these is a process developed by 12. In accounting and finance, what does EBIT SEBI for applying to IPO? stands for? A. DEMAT A. Earning Before Interest and Taxes B. SCSB B. Export Banking and Investment Trading C. FPO C. Electronic Bond and Interest Transaction D. ASBA D. Exchange Board of Indian Trading 18. If Cash Reserve Ratio is lowered, the credit 13. The investment banks facilitate the sale of creation will _____________ securities in which market? A. Decrease A. Retail market B. Increase B. Primary market C. Remain unchanged C. Wholesale market D. Cannot be determine D. Secondary market 19. Hilton Young Commission is related to 14. When we divide the core capital of the which of these? bank with the aggregated risk weighted A. RBI assets, the outcome that we receive is B. RRB known as__________ C. NABARD A. SLR D. SEBI B. GAAR C. CRAR D. LAF 20. Foreign Institutional Investors (FII) are A. Bio-Tech park required to register with which institution B. Space Car to invest in Indian market? C. Bullet train A. RBI D. Talking robot astronaut B. IBA C. SEBI D. IRDAI 26. India’s first all women post office was set up in which city? A. Chandigarh 21. Which of these agencies is responsible for B. New Delhi administering laws regarding foreign trade C. Pune and foreign investment in India? D. Hyderabad A. EXIM B. SEBI C. RBI 27. The 2019 WTO ministerial meeting of D. DGFT developing and least developed countries was held in which city in India? A. New Delhi 22. What does BFSI stand for? B. Mumbai A. Banking Facility and Secure Insurance C. Hyderabad B. Banking for Financial Services & Investment D. Surat C. Banking, Financial Services, and Insurance D. Banking Foreign Services in India 28. The portion of a company’s profit that is not paid out as dividend to shareholders is 23. Market Stabilization scheme (MSS) is an know as________ instrument of ________ A. Deferred Tax Assets A. Fiscal policy B. Risk Weighted Assets B. Monetary policy C. Capital Reserves C. Income policy D. Revaluation Reserves D. Economic policy 29. The Asset Management Companies in 24. The Reserve Bank of Australia (RBA) India are regulated by______________ recently printed which denomination A. LIC banknote with spelling mistake? B. SEBI A. USD 50 C. RBI B. USD 20 D. EXIM C. USD 10 D. USD 100 30. DIPAM is under the control of which ministry? 25. Kirobo is world’s first __________ A. Ministry of Power B. Ministry of Home Affairs B. two lakh C. Ministry of Commerce & Industry C. three lakh D. Ministry of Finance D. four lakh 31. In order to boost the credit growth, the 35. The Union Cabinet has approved Reserve Bank of India (RBI) has eased Cash amendments to the Banking Regulation Reserve Ratio (CRR) requirement of Act to empower the Reserve Bank of India commercial banks for _____. (RBI) to have better control over _____. A. One year A. A.Multi-State Cooperative banks B. Two years B. B. Payments Banks C. Three years C. C. Small Finance Banks D. Five years D. Both A and B 32. The Reserve Bank of India (RBI) will 36. What is current Repo rate as per the 6 the conduct the “Financial Literacy Week Bi-monthly Monetary Policy announced by 2020” from February 10 to February 14, the RBI? 2020. What is the theme of the week? A. 5.25% A. Know Your Customer B. 5.15% B. Customer Protection C. 5.40% C. Micro, Small and Medium Enterprises D. 4.90 % (MSMEs) D. Farmers and how they benefit by being a part of the formal banking system 37. Which of the following public sector banks has signed a pact with Credit Analysis and Research Limited (CARE) for accessing 33. Which digital payment company of India credit qualities of Small and Medium has launched an all-in-one QR, point-of- Enterprises (SME)? sale (POS) device for merchants across A. Punjab National Bank India? B. Bank of Baroda A. MobiKwik C. Union Bank of India B. Google Pay D. Indian Bank C. Paytm D. Amazon Pay 34. Under the comprehensive health insurance 38. RBI has bought _____ crore of long-term plan “Reliance Health Innity” launched by securities in fourth special open market Reliance General Insurance Company operation and has sold Rs 2950 crore of Limited what is the minimum sum insured short term bonds. amount? A. Rs 8000 A. one lakh B. Rs 5000 C. Rs 12000 D. Rs 10,000 2. PPP 3. FDI in a year A. Only 1 39. Who among the following is appointed as B. Only 2 the Managing Director of the State Bank of C. Only 3 India (SBI)? D. All 1, 2 & 3 A. Mahender Kumar Garg B. Dr. Ashima Goyal C. Challa Sreenivasulu Setty 44. A “closed economy” is an economy in D. Dr. Ajit Kumar Saxena which – A. The money supply is fully controlled B. Deficit financing takes place 40. For which urban cooperative bank account C. Only exports take place holders the Reserve Bank of India (RBI) has D. Neither exports nor imports take place restricted the cash withdrawals up to Rs. 35,000? A. Apna Sahakari Co-Op Bank Ltd 45. In which Plan was the growth rate target B. Ahmedabad Mercantile Co-Op Bank exceeded? C. Sri Guru Raghavendra Sahakara Bank A. First D. Nutan Nagarik Sahakari Bank B. Fifth C. Sixth D. None of these 41. The Second Five Year Plan laid more stress upon- A. Agriculture 46. The ‘Slack Season’ in the Indian Economy B. Industrialization is- C. Removing poverty A. March – April D. Self-reliance B. Sept – Dec C. Jan – June D. Feb – April 42. The steel plants at Durgapur, Bhilai, and Rourkela were established during the period of- 47. Which of the statements given is/are A. First Five Year Plan correct? B. Second Five Year Plan 1. The nation-wide scheme of the National C. Third Five Year Plan Child Labour Projects (NCLP) is run by the D. Fourth Five Year PIan Union Ministry of Social Justice and Empowerment. 2. Gurupadswamy Committee dealt with the 43. Which of the following is/are / an issues of child labor. indicator of the financial health of a A. 1 only country? B. only 1. GDP C. Both 1 and 2 D. Neither 1 nor 2 B. Community-based Pro-poor Initiative C. Swarnajayanti Gram Swarozgar Yojana D. National Social Assistance Programme 48. India’s wage policy is based on – A. Cost of living B. Standard of living 53. What is the main objective of the C. Productivity Antyodaya program? D. None of the above A. Uplift the poor B. Uplift the urban poor C. Uplift the farmer 49. Unemployment which occurs when D. Uplift the landless labor workers move from one job to another job is known as – A. Seasonal unemployment 54. Which of the following schemes launched B. Frictional unemployment by the Govt. of India aims at enhancing the C. Cyclical unemployment livelihood security of the people in rural D. Technological unemployment areas by guaranteeing hundred days of employment in a financial year to a rural household whose adult members 50.