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SELF – HELP APPROACH AS a MODEL of WOMEN ENTREPRENEURSHIP (A Study of Angalakuduru Village in Guntur District of Andhra Pradesh)

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SELF – HELP APPROACH AS a MODEL of WOMEN ENTREPRENEURSHIP (A Study of Angalakuduru Village in Guntur District of Andhra Pradesh) IC Value 2016 : 61.33| SJIF Impact Factor(2017) : 7.144| ISI Impact Factor (2013): 1.259(Dubai)|UGC J No :47335 Research Paper Volume - 6, Issue- 3, March 2018 | e-ISSN : 2347 - 9671| p- ISSN : 2349 - 0187 EPRA International Journal ofEconomic and Business Review SELF – HELP APPROACH AS A MODEL OF WOMEN ENTREPRENEURSHIP (A Study of Angalakuduru Village in Guntur District of Andhra Pradesh) Senior Faculty, Department of Rural Development, Acharya Dr. V. Divyathejomurthy Nagarjuna Univeristy, Guntur Dist., - 522510, Andhra Pradesh, ABSTRACT Self Help is an attracting world-wide attention due to their effectiveness in tacking the development requirement. Self help is a solution for the multiple problems created by KEYWORDS: external finance and credit for development activities. It paves way for mobilsation, Self Help, self-manage- collection and pooling of local resources and for its distribution on the need basis. As ment, self reliance, poverty, the resources under distribution are contributed by the people, their proper use, repayment and recycling are ensured by the contributing group and the community. Self-Help promotion is a process. Self help groups are structures which enable people’s participation to self-management, self reliance and sustainability and eliminating the culture of dependence. INTRODUCTION AREAS FOR DEVELOPMENT OF WOMEN The gender issues were subsumed by the concern for ENTREPRENEUR poverty, unemployment and backwardness in India’s early In the present scenario women has undertake the different rural development efforts. The focus on women, currently income generating activities such as dairy, vegitables, gaining momentum is mostly due to the efforts of central, Agarabathi, Candles, Coconut and Coir, Trailoring, Soaps, state government and voluntary organisations and social earments, handicrafts manufacturing, Sweets and Bakery, reformers. Education, employment, income generation, assets Leather bags, various masala making, Dry Fish, Leaf let building, priority in decision making bodies are some of the making, cooking and catering, painting, construction material, strategies followed in favour of empowering the women. boys fiber molding, Kirana and Tea Stall, embroidery, EMPOWERMENT decorative Wasl art, pickle making, flower vendors, jewellery According to the Country Report of the Government of and other electrical goods. India “Empowerment means making from a weak position to Growth and Development of Women Entrepreneurship execute a power”. Women entrepreneurship is the most (or) Women Entrepreneurship in India. powerfull tool of change of position in the society. Women According to Ministry of Micro, Small and Medium entrepreneurship through self help groups also brings Enterprises women-owned enterprises accounted for just 10 empowerment through reduction of poverty, unemployment, percent of the total 10.5 million enterprises in the country in inequalities and functions as a means of importing their status 2001 – 02. It is however, important to know that more than within the family. 85 percent women entrepreneurs were operating as DEFINITION OF ENTREPRENEUR unregistered entities and apparently based in rural areas, Although there has been a number of generally acceptable perhaps an indication that they are income-generating activity definitions, most of which vary a lot in focus and scope, there for self/family. Women enterprises were concentrated in is no official definition of entrepreneurship. On the other sectors with particular case of entry and low returns. This hand, increased academic interest in the entrepreneurship is does not mean that women entrepreneurs are not into quality bringing a sharper focus on the subject. products/ services, but their number would be relatively The word entrepreneur is derived from the French word small. This is borne out of the fact that the average investment entreprende, which means “to undertake”. The Webster in a Micro, Small Enterprise (MSE) was only Rs.1.47 lakhs, Dictionary explains that the team entrepreneur is applicable as revealed by the third census of small-scale industries. Some to “One who organises, manages and assumes the risks of a category of women informally takes up business activities business or enterprise”. The general perception of the like academic and non-academic coaching, fabric painting, entrepreneur as starter of business is reflected by the definition making dresses, tailoring etc., as part – time activities as well in the BBC English Dictionary, which refers to an as to supplement family income (Dr. Achut P. Pennekar). entrepreneurs as “a person who sets up business”. (Rajeev In recent years at State and National level, in particular, Roy). District level associations are also coming up to enrol more B 68 Volume - 6, Issue- 3, March 2018 www.eprawisdom.com Dr. V. Divyathejomurthy women entrepreneurs in different district. In Andhra Pradesh, Women’s Development Corporation Schemes Association of Lady Entrepreneurs of Andhra Pradesh (WDCS). (ALEAP), is a prominent body formed in 1993, Karnataka, Khadi and Village Industries Commission Association of Women Entrepreneurs of Karnataka Schemes. (AWAKE), Self Employed Women’s Association (SEWA) Small Industries Development Bank of India was formed in early 1970 at Ahmadabad, Women (SIBI) Schemes. Entrepreneurship Promotion and Association (WEPA), was Mudra Yojana Scheme for women has been formed in 2001 at Chennai and other organisations have been launched by the Government of India etc., promoting entrepreneurship among existing and prospective NEED FOR THE STUDY women entrepreneurs through a number of programmes. Women empowerment in India even after 73 years of National Bank for Agriculture and Rural Development independence planned Development has by-passed. For the (NABARD) and Small Industries Development Bank of India women entrepreneurs who are disadvantages, the gap between (SIDBI), as apex refinancing institutions, Commissinerate of the rich and poor has been widening despire rapid technology Industries at the state level and a number of other institutions changes and galloping globalization. The overall goal of provide opportunities and incentives for women enterprises. empowerment of women has so far been seen in generalized Union Ministries of Micro, Small and Medium Enterprises, improvement in the society. In order to fill-up the said gaps and Agro and Rural Enterprises have released in February in the earlier studies the present study “Self Help as a Model 2007, a comprehensive package of promotional measures for Approach of Women Entrepreneurship (A study of micro and small manufacturing and service enterprises, in Angalakuduru village in Guntur District of Andhra Pradesh” continuation of the facilities already offered to this sector. has been selected). GOVERNMENT INITIATIVES FOR OBJECTIVES OF THE STUDY WOMEN ENTREPRENEURS The main objectives of the present study are: The Government programme for women entrepreneurs began 1. To study the concept of Entrepreneurship for as early as 1954 in India but the actual participation began empowerment of women. only in 1974. A number of conferences, special policies and 2. To evaluate the impac of self-help groups on women schemes or programmes have been launched to uplift the entrepreneurs in rural areas. women entrepreneurs. A few important programme as 3. To give suggestions to boost women entrepreneurs . follows. 20- Paints Programmes (Old and New) – 1975. METHODOLOGY Industiral Policy Resolution of 1978, which In the light of the above objectives, the present study is recognised women entrepreneurs as a special group, based on the source of primary data as well as secondary needing assistance and support. data. In the first stage, Angalakuduru village has been selected International decade for women between 1976 and on purposive sampling method in Guntur District of Andhra 1985. Pradesh. In the next stage, the selected village consist of 190 International conference on women entrepreneurs self help groups, only 15 self help groups among 190 have held at New Delhi in 1984. been selected on random sampling method, each group consist The year 2000 was declared as the year of of 10 members making the sample 150 members. Data have empowerment of women was in India. been collected from the members of the group with help of National policy for empowerment of women was interview method and focused group discussion. One of the formally announced in the country in 2001. primary objectives of self help groups is that each member Integrated Rural Development Programme in 1978. should undertake income generating activity. The groups Training of Rural Youth for Sefl – Employement in which availed of assistance for individual activities, which are 1979. by and large are area specific. The secondary data has obtained Development of Women and Children in Rural from published and unpublished sources. A simple statistical Areas in 1982 -83. tools such as averages, percentages has been used for the Rashtriya Mahila Kosh in 1993. purpose of analysis the data. Self help groups in 1995. Socio – economic conditions of the sample respondents Swarnajayanthi Gram Swarazgar Yojana in 1999. and participation of the self help group women entrepreneurs Mahila Samridhi Yojana in 1993. conditions like type of family, Age, Education, Activities of Indira Mahila Yojana in 1995 women entrepreneurs, Budget of the business by the women Women Entrepreneur Development Programme owners, place of business carried out by women entrepreneurs,
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