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Federal Deposit Insurance Corporation (FDIC) Failed Financial Institution Closing Manual, 2009
Description of document: Federal Deposit Insurance Corporation (FDIC) Failed Financial Institution Closing Manual, 2009 Requested date: 22-July-2012 Released date: 08-August-2012 Posted date: 14-April-2014 Source of document: FDIC Legal Division FOIA/PA Group 550 17th Street, NW Washington, D.C. 20429 Fax: 703-562-2797 FDIC's Electronic Request Form The governmentattic.org web site (“the site”) is noncommercial and free to the public. The site and materials made available on the site, such as this file, are for reference only. The governmentattic.org web site and its principals have made every effort to make this information as complete and as accurate as possible, however, there may be mistakes and omissions, both typographical and in content. The governmentattic.org web site and its principals shall have neither liability nor responsibility to any person or entity with respect to any loss or damage caused, or alleged to have been caused, directly or indirectly, by the information provided on the governmentattic.org web site or in this file. The public records published on the site were obtained from government agencies using proper legal channels. Each document is identified as to the source. Any concerns about the contents of the site should be directed to the agency originating the document in question. GovernmentAttic.org is not responsible for the contents of documents published on the website. Federal Deposit Insurance Corporation 550 17th Street, NW, Washington, DC 20429-9990 Legal Division August 8, 2012 FDIC FOIA Log Nos. 12-0715 and 12-0718 This letter will partially respond to your electronic message (e-mails) of July 22, 2012, in which you requested, pursuant to the Freedom of Information Act, 5 U.S.C. -
Re-Shaping a First World War Narrative : a Sculptural Memorialisation Inspired by the Letters and Diaries of One New Zealand
Copyright is owned by the Author of the thesis. Permission is given for a copy to be downloaded by an individual for the purpose of research and private study only. The thesis may not be reproduced elsewhere without the permission of the Author. Re-Shaping a First World War Narrative: A Sculptural Memorialisation Inspired by the Letters and Diaries of One New Zealand Soldier David Guerin 94114985 2020 A thesis submitted in partial fulfilment of the requirements for the degree of Doctor of Philosophy in Fine Arts Massey University, Wellington, New Zealand (Cover) Alfred Owen Wilkinson, On Active Service in the Great War, Volume 1 Anzac; Volume 2 France 1916–17; Volume 3 France, Flanders, Germany (Dunedin: Self-published/A.H. Reed, 1920; 1922; 1924). (Above) Alfred Owen Wilkinson, 2/1498, New Zealand Field Artillery, First New Zealand Expeditionary Force, 1915, left, & 1917, right. 2 Dedication Dedicated to: Alfred Owen Wilkinson, 1893 ̶ 1962, 2/1498, NZFA, 1NZEF; Alexander John McKay Manson, 11/1642, MC, MiD, 1895 ̶ 1975; John Guerin, 1889 ̶ 1918, 57069, Canterbury Regiment; and Christopher Michael Guerin, 1957 ̶ 2006; And all they stood for. Alfred Owen Wilkinson, On Active Service in the Great War, Volume 1 Anzac; Volume 2 France 1916–17; Volume 3 France, Flanders, Germany (Dunedin: Self-published/A.H. Reed, 1920; 1922; 1924). 3 Acknowledgements Distinguished Professor Sally J. Morgan and Professor Kingsley Baird, thesis supervisors, for their perseverance and perspicacity, their vigilance and, most of all, their patience. With gratitude and untold thanks. All my fellow PhD candidates and staff at Whiti o Rehua/School of Arts, and Toi Rauwhārangi/ College of Creative Arts, Te Kunenga ki Pūrehuroa o Pukeahu Whanganui-a- Tara/Massey University, Wellington, especially Jess Richards. -
Perspectives from Main Street: Bank Branch Access in Rural Communities
Perspectives from Main Street: Bank Branch Access in Rural Communities November 2019 B O A R D O F G O V E R N O R S O F T H E F E D E R A L R E S E R V E S YSTEM Perspectives from Main Street: Bank Branch Access in Rural Communities November 2019 B O A R D O F G O V E R N O R S O F T H E F E D E R A L R E S E R V E S YSTEM This and other Federal Reserve Board reports and publications are available online at https://www.federalreserve.gov/publications/default.htm. To order copies of Federal Reserve Board publications offered in print, see the Board’s Publication Order Form (https://www.federalreserve.gov/files/orderform.pdf) or contact: Printing and Fulfillment Mail Stop K1-120 Board of Governors of the Federal Reserve System Washington, DC 20551 (ph) 202-452-3245 (fax) 202-728-5886 (email) [email protected] iii Acknowledgments The insights and findings referenced throughout this Listening Session Outreach report are the result of the collaborative effort, input, and analysis of the following teams: Bonnie Blankenship, Federal Reserve Bank of Cleveland Overall Project Coordination Jeanne Milliken Bonds, formerly of the Federal Reserve Bank of Richmond Nathaniel Borek, Federal Reserve Bank of Andrew Dumont, Board of Governors of the Philadelphia Federal Reserve System Meredith Covington, Federal Reserve Bank of Amanda Roberts, Board of Governors of the St. Louis Federal Reserve System Chelsea Cruz, Federal Reserve Bank of New York Andrew Dumont, Board of Governors of the Trends in the Availability of Federal Reserve System Bank Branches -
Lab Activity and Assignment #2
Lab Activity and Assignment #2 1 Introduction You just got an internship at Netfliz, a streaming video company. Great! Your first assignment is to create an application that helps the users to get facts about their streaming videos. The company works with TV Series and also Movies. Your app shall display simple dialog boxes and help the user to make the choice of what to see. An example of such navigation is shown below: Path #1: Customer wants to see facts about a movie: >> >> Path #2: Customer wants to see facts about a TV Series: >> >> >> >> Your app shall read the facts about a Movie or a TV Show from text files (in some other course you will learn how to retrieve this information from a database). They are provided at the end of this document. As part of your lab, you should be creating all the classes up to Section 3 (inclusive). As part of your lab you should be creating the main Netfliz App and making sure that your code does as shown in the figures above. The Assignment is due on March 8th. By doing this activity, you should be practicing the concept and application of the following Java OOP concepts Class Fields Class Methods Getter methods Setter methods encapsulation Lists String class Split methods Reading text Files Scanner class toString method Override superclass methods Scanner Class JOptionPane Super-class sub-class Inheritance polymorphism Class Object Class Private methods Public methods FOR loops WHILE Loops Aggregation Constructors Extending Super StringBuilder Variables IF statements User Input And much more.. -
Steve Smith Steve Smith
• SPEED • POWER • CONTROL • ENDURANCE • SPECIAL TECHNIQUE ISSUE STEVESTEVE SMITHSMITH VVITALITAL TTECHECH TTALKALK BBUILDUILD SSUPERUPER CCHOPSHOPS!! BBOZZIOOZZIO,, PPHILLIPSHILLIPS,, BBISSONETTEISSONETTE,, BBELLSONELLSON,, WWECKLECKL,, AANDND MMOREORE TTHEHE TTECHNICALECHNICAL EEDGEDGE HHUNDREDSUNDREDS OOFF GGREATREAT EEXERCISESXERCISES FFOROR YYOUROUR HHANDSANDS AANDND FFEETEET WIN JJOHNOHN DDOLMAYANOLMAYAN Exciting Sights OOFFFF TTHEHE RRECORDECORD And Sounds From Sabian & Hudson Music TTHEHE MMANYANY KKITSITS OOFF BBILLILL BBRUFORDRUFORD $4.99US $6.99CAN 05 WIN A Drum Lesson With Tico Torres 0 74808 01203 9 Contents ContentsVolume 27, Number 5 Cover photo by Alex Solca STEVE SMITH You can’t expect to be a future drum star if you haven’t studied the past. As a self-proclaimed “US ethnic drummer,” Steve Smith has made it his life’s work to explore the uniquely American drumset— and the way it has shaped our music. by Bill Milkowski 38 Alex Solca BUILDING SUPER CHOPS 54 UPDATE 24 There’s more than one way to look at technique. Just ask Terry Bozzio, Thomas Lang, Kenny Aronoff, Bill Bruford, Dave Weckl, Paul Doucette Gregg Bissonette, Tommy Aldridge, Mike Mangini, Louie Bellson, of Matchbox Twenty Horacio Hernandez, Simon Phillips, David Garibaldi, Virgil Donati, and Carl Palmer. Gavin Harrison by Mike Haid of Porcupine Tree George Rebelo of Hot Water Music THE TECHNICAL EDGE 73 Duduka Da Fonseca An unprecedented gathering of serious chops-increasing exercises, samba sensation MD’s exclusive Technical Edge feature aims to do no less than make you a significantly better drummer. Work out your hands, feet, and around-the-drums chops like you’ve never worked ’em before. A DIFFERENT VIEW 126 TOM SCOTT You’d need a strongman just to lift his com- plete résumé—that’s how invaluable top musicians have found saxophonist Tom Scott’s playing over the past three decades. -
GRAM PARSONS LYRICS Compiled by Robin Dunn & Chrissie Van Varik
GRAM PARSONS LYRICS Compiled by Robin Dunn & Chrissie van Varik. As performed in principal recordings (or demos) by or with Gram Parsons or, in the case of Gram Parsons compositions, performed by others. Gram often varied, adapted or altered the lyrics to non-Parsons compositions; those listed here are as sung by him. Gram’s birth name was Ingram Cecil Connor III. However, ‘Gram Parsons’ is used throughout this document. Following his father’s suicide, Gram’s mother Avis subsequently married Robert Parsons, whose surname Gram adopted. Born Ingram Cecil Connor III, 5th November 1946 - 19th September 1973 and credited as being the founder of modern ‘country-rock’, Gram Parsons was hugely influenced by The Everly Brothers and included a number of their songs in his live and recorded repertoire – most famously ‘Love Hurts’, a truly wonderful rendition with a young Emmylou Harris. He also recorded ‘Brand New Heartache’ and ‘Sleepless Nights’ – also the title of a posthumous album – and very early, in 1967, ‘When Will I Be Loved’. Many would attest that ‘country-rock’ kicked off with The Everly Brothers, and in the late sixties the album Roots was a key and acknowledged influence, but that is not to deny Parsons huge role in developing it. Gram Parsons is best known for his work within the country genre but he also mixed blues, folk, and rock to create what he called “Cosmic American Music”. While he was alive, Gram Parsons was a cult figure that never sold many records but influenced countless fellow musicians, from the Rolling Stones to The Byrds. -
920686299-MIT.Pdf
Essays on Banking and Local Credit Markets by Hoai-Luu Q. Nguyen S.B. Economics, Minor in Mathematics, Massachusetts Institute of Technology (2007) Submitted to the Department of Economics in partial fulfillment of the requirements for the degree of MASSACHUSETTS INSTITUTE Doctor of Philosophy OF TECHNOLOLGY at the JUN 09 2015 MASSACHUSETTS INSTITUTE OF TECHNOLOGY LIBRARIES· June 2015 © 2015 Hoai-Luu Q. Nguyen. All rights reserved. The author hereby grants to MIT permission to reproduce and distribute publicly paper and electronic copies of this thesis document in whole or in part. Signature redacted Author .......... y Department of Economics May 15, 2015 Signature redacted Certified by .......................................... Michael Greenstone Milton Friedman Professor of Economics, University of Chicago Signature redacted Thesis Supervisor Certified by ....... Robert M. Townsend Elizabeth & James Killian Professor of Economics Thesis Supervisor Signature------- - redacted Accepted by .. /~ Ricardo J. Caballero Ford International Professor of Economics Chairman, Departmental Committee on Graduate Studies Essays on Banking and Local Credit Markets by Hoai-Luu Q. Nguyen Submitted to the Department of Economics on May 15, 2015, in partial fulfillment of the requirements for the degree of Doctor of Philosophy Abstract This thesis consists of three chapters on banking and local credit markets. The first chapter studies the relationship between bank-specific capital and credit access in a new setting: bank branch closings in markets where the branch network is dense. Existing regulation in the U.S. is targeted toward areas with few branches where closings inhibit physical access to the branch network. I show that, even in crowded markets, closings can have large effects on local credit supply. -
Richards Stepping Down As County Treasurer
Established 1865 VOL. 32, NO. 38 75 CENTS HOMEDALE, OWYHEE COUNTY, IDAHO WEDNESDAY, SEPTEMBER 20, 2017 Richards stepping down as county treasurer Reynolds Creek rancher plans to focus on land issues, family With the 12th anniversary of her appointment has recommended her chief deputy, Annette and the capable staff is in place to assure it approaching, Owyhee County Treasurer Dygert, as her successor. On Oct. 3, the continues,” Richards wrote in her resignation Brenda Richards tendered her resignation county’s Republican Central Committee will letter, a copy of which The Owyhee Avalanche Monday. choose a nominee to forward to the Board of obtained. “This isn’t a decision I made lightly,” the County Commissioners for appointment. Richards said she wants to spend more time Reynolds Creek rancher and public lands “This was not an easy decision to make, with her two grandchildren and her mother grazing champion said. but I am confi dent that as I reach my 12-year Brenda Richards Richards plans to step down on Oct. 20. She anniversary … that the offi ce is in a great place, –– See Richards, page 6 Clearing the way Hurricane teaches Marsing graduate in Texas life lesson Tara Bush’s co-worker inspires school district relief fundraiser A fundraiser happening this of Texas, week in the Marsing School Harvey District to help victims of didn’t dam- Hurricane Harvey has roots age Bush’s and reason nearly 1,900 miles home. away. “But after Tara Bush, a Marsing High the storm School Class of 2000 graduate, there was al- lives and works in Houston. -
“I Felt a Kind of Sweet Giddiness When I Met Mingus.”
LONDON a MEMPHIS a EL PORTAL APRIL 2016 Issue 269 FEATURES 40 TRACEY THORN TheEverythingButTheGirl singer speaks to Andrew Male aboutthehighsandlowsoflife as an indie icon, and her new career as an acclaimed author. 46 FIELD MUSIC After12yearsofDIYjazz-pop- soul,andaheartyendorsement fromPrince,istheworldfinally ready for the Brewis Brothers? Ben Myers find out. 50 DAVE DAVIES TheyoungestKinkbrother takesMarkPaytressona journeyintohisremarkable musicalpast,andapresent world of psychic magick and extraterrestrials. 58 MICHAEL CHAPMAN Celebrating 50 years on the road, the hard-as-nails Yorkshire singer-songwriter givesBenThompsonamusical survival masterclass. 62 JONI MITCHELL Howdida’60sacousticfolkicon reinvent herself and confound her critics in the 1970s? David Frickewatchesthechanges. COVER STORY 70 IGGY POP On the eveofhisfarewellfrommusic, Mr James Osterberg speaks to KeithCameronabout50years on the rock’n’roll front line. Plus: Swan-song collaborators Josh Homme, Matt Helders andDeanFertitadiscussthe method and madness of Iggy old and new. “I felt a kind of sweet giddiness whenImetMingus.” JONIMITCHELLLOOKSBACKONTHE LIBERATIONOFHERJAZZYEARS.P62 Henry Diltz MOJO 3 Desert blooms: Joni Mitchell takes the air outside Las Vegas, Nevada, May 1978. MOJO 63 AN DOWN THE BLOCK OUTSIDE THE BAKED POTATO ON TUESDAY 3. Named after the main dish on the menu, the small, venerable Los Angeles jazz d by pianist Don Randi in 1970 – hosted a popular residency by a combo of top, ers who also happened to be among the busiest session musicians in town. The r, saxophonist Tom Scott, made records with John Coltrane’s producer Bob Thiele ing business in TV and movie scores. But the other cats were his equals in resumé. Sample was a founding member of hard-bop-turned-R&B stars The Crusaders; Bennett grew up in the bebop era and worked with singers Peggy Lee and Ella ummer John Guerin played with Thelonious Monk, Lou Rawls and Linda Ronstadt late line-up of The Byrds. -
Sample Customer Notice of Branch Closing
130 South Main Street PO Box 988 Fond du Lac, WI 54936-0988 Phone 920.921.7700 www.nebat.com May 30, 2018 «Customer_Name» «Address» «PO_Box» «City_State_and_Zip» Customer Notice of Branch Closing Thank you for your continued confidence in National Exchange Bank & Trust and allowing us to serve your financial needs as an independent, community bank based in Wisconsin. As a valued customer who has a relationship with our Cambria Office, we want to let you know of an upcoming change. After careful thought and analysis, on September 28, 2018, at the close of our normal business day (4:00 p.m. CST), the National Exchange Bank & Trust Office located at 118 West Edgewater Street, Cambria, Wisc., will be closing permanently. All of the services you currently use at this location may be accessed at any National Exchange Bank & Trust location throughout Southeastern Wisconsin. Please visit the Locations page of nebat.com or any office for a complete listing of locations and ATMs. No action is necessary by you to transfer your accounts to another location. Customers with a safe deposit box at this location will be contacted via a separate communication. Neighboring National Exchange Bank & Trust locations are ready to serve you and include: 101 North High St. | Randolph Monday-Thursday: 7:30 a.m. – 5:00 p.m. Friday: 7:30 a.m. – 6:00 p.m. Saturday: 8:00 a.m. – 12:00 p.m. 113 Lake St. | Pardeeville Monday-Thursday: 8:00 a.m. – 5:00 p.m. Friday: 8:00 a.m. – 5:30 p.m. -
Safaris to the Heart of All That Jazz
Safaris to the heart of all that jazz.... JoniMitchell.com 2014 Biography Series by Mark Scott, Part 6 of 16 In January of 1974, Joni began an extensive tour of North America with the L.A. Express, wrapping up with three concerts at the New Victoria Theatre in London, England. The final concert at the New Victoria was videotaped and an edited version was broadcast on the BBC television program The Old Grey Whistle Test in November of 1974. Larry Carlton and Joe Sample were playing with The Crusaders at the time and both opted not to go on the road with Joni and the L.A. Express. Guitarist Robben Ford replaced Larry Carlton and Larry Nash filled in for Joe Sample on piano. In a 2011 interview for JoniMitchell.com, Max Bennett said that although the pay was good for this tour, the musicians could have made more money playing gigs in L.A. and doing session work in the recording studios. Max said that the musicians loved the music, however, and that they were treated royally in every way throughout the tour. Excellent food, first class accommodations, limousines, private buses and private planes were all provided for the band’s comfort. Max also made a point of mentioning the quality of the audiences that attended the concerts. Attention was focused on the performances so completely that practically complete silence reigned in the theaters and auditoriums until after the last note of any given song was performed. For Max Bennett, “As far as tours go - I've been on several tours - this was the epitome of any great tour I've ever been on. -
Are Credit Markets Still Local? Evidence from Bank Branch Closings†
American Economic Journal: Applied Economics 2019, 11(1): 1–32 https://doi.org/10.1257/app.20170543 Are Credit Markets Still Local? Evidence from Bank Branch Closings† By Hoai-Luu Q. Nguyen* This paper studies whether distance shapes credit allocation by esti- mating the impact of bank branch closings during the 2000s on local access to credit. To generate plausibly exogenous variation in the incidence of closings, I use an instrument based on within-county, tract-level variation in exposure to post-merger branch consolida- tion. Closings lead to a persistent decline in local small business lending. Annual originations fall by $453,000 after a closing, off a baseline of $4.7 million, and remain depressed for up to six years. The effects are very localized, dissipating within six miles, and are especially severe during the financial crisis. JEL G21, G34, L22, R12, R32 ( ) tretching back to Marshall 1890 , a rich literature studies how distance shapes ( ) investment Helpman 1984, Brainard 1997 , trade Tinbergen 1962; Krugman S ( ) ( 1991a; Helpman, Melitz, and Rubinstein 2008 , and economic activity more gen- ) erally Krugman 1991b, Glaeser et al. 1992 . Indeed, the fundamental driver of ( ) agglomeration economies is the idea that geographic proximity reduces the costs of transferring labor, goods, and importantly, information Duranton and Puga 2004 . ( ) Over the last few decades, however, technological changes have dramatically low- ered the costs of transmitting and processing information. This raises the question of whether distance still matters for informationally intensive activities. The banking sector is a natural environment for assessing this question since an extensive body of research holds that informational asymmetries are central to credit allocation e.g., Akerlof 1970 and Stiglitz and Weiss 1981 and information technol- ( ) ogies have had an especially pronounced impact there.