130 South Main Street PO Box 988 Fond du Lac, WI 54936-0988

Phone 920.921.7700 www.nebat.com

May 30, 2018

«Customer_Name» «Address» «PO_Box» «City_State_and_Zip»

Customer Notice of Branch Closing

Thank you for your continued confidence in National Exchange Bank & Trust and allowing us to serve your financial needs as an independent, community bank based in Wisconsin. As a valued customer who has a relationship with our Cambria Office, we want to let you know of an upcoming change.

After careful thought and analysis, on September 28, 2018, at the close of our normal business day (4:00 p.m. CST), the National Exchange Bank & Trust Office located at 118 West Edgewater Street, Cambria, Wisc., will be closing permanently.

All of the services you currently use at this location may be accessed at any National Exchange Bank & Trust location throughout Southeastern Wisconsin. Please visit the Locations page of nebat.com or any office for a complete listing of locations and ATMs. No action is necessary by you to transfer your accounts to another location. Customers with a safe deposit box at this location will be contacted via a separate communication.

Neighboring National Exchange Bank & Trust locations are ready to serve you and include:

101 North High St. | Randolph Monday-Thursday: 7:30 a.m. – 5:00 p.m. Friday: 7:30 a.m. – 6:00 p.m. Saturday: 8:00 a.m. – 12:00 p.m.

113 Lake St. | Pardeeville Monday-Thursday: 8:00 a.m. – 5:00 p.m. Friday: 8:00 a.m. – 5:30 p.m. Saturday: 8:00 a.m. – 12:00 p.m.

120 North South St. | Kingston Monday-Friday: 8:30 a.m. – 4:30 p.m. Saturday: 8:30 a.m. – 11:00 a.m.

Don’t forget about easy bank-by-phone at 800-707-BANK and electronic banking options that include the ability to deposit checks via our mobile app.

Any person wishing to comment on this proposed branch closing may file comments with the director for district licensing of the Office of the Comptroller of Currency at One Financial Place, Suite 2700, 440 South LaSalle Street, Chicago, IL 60605. Comments should be received by the proposed closing date.

We appreciate your continued business and trust in us as we work to efficiently serve your financial needs into the future.

Sincerely,

James R. Chatterton President and Chief Operating Officer Please note: regulations require that each individual customer receive a notice; therefore, your household may receive more than one notification.