YOUR OLDTIME STYLE PUBLICATION WITH TODAY’S NEWS FOR SENIORS

DECEMBER - 2019

FRASER VALLEY - LOWER MAINLAND EDITION Volume 25 - Number 1 FREE - Please take a copy or by SUBSCRIPTION see page three CANADIAN PUBLICATIONS MAIL PRODUCT SALES AGREEMENT #40025695 Inside This Issue ACCORDION TO DAN by Dan Propp...... 3 FESTIVE PANTOS, PLAYS AND MOUNTAIN MAGIC By Ursula Maxwell-Lewis...... 4 CINDY SHERMAN AT THE VANCOUVER ART GALLERY. by Lenora A. Hayman ...... 5 FINANCIAL NEWS by Rick C. Singh...... 6 THE PHARMACIST REVIEW...... 7 STRAIGHT FROM THE HORSES MOUTH by Mel Kositsky...... 8 WORD FIND PUZZLE...... 13 HOME IMPROVEMENT by Shell Busey...... 15 COZY CORNER by Janet Isherwood...... 15 WRITE AS I PLEASE by Mel Kositsky ...... 16 HERAKLION, CRETE: MEMORABLE MOMENTS by Chris Millikan...... 17

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Please visit www.Nostalgicroads.Weebly.com Search for Song CD’s by Dan Propp via cdbaby.com and also www.soundcloud.com plus books via www.amazon.ca 2 Today’s Senior Newsmagazine December, 2019

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Well, here we are Dog. There was so much almost in the year 2020. nostalgia to recall. Perhaps Can you believe it! some good memories Recently, while taking these words might jog. All a morning stroll, I saw those tapes and records a two-tone nineteen fif- Cullen played brought ties automobile. There back those times that once it was, shining like a diamond from the past, squished in were. For us listeners, the middle of a bunch of run of the mill current vehicles, such wonderful warm waiting for the green light. Madly, I fumbled about for memories his show made. my old yard sale digital camera and managed to capture How that music, mystery the image you see just in the nick of time. While having and comedy could stir. a coffee at a convenience store, a few minutes later, the All those great Jack following lyrics poured out. Benny shows and proba- IN THE BUSTLE OF RUSH HOUR MORNING bly his best line ever “I’m TRAFFIC still thinking it over”. Did In today’s bustle and rush, almost in the year 2020, you know that Benny wow, there’s nothing like going for a walk, seeing a helped save the nineteen fifties beauty waiting for a green light. Have Vancouver’s Orpheum lifestyles changed just a tad since, and how. The vehicles Theatre. He did a benefit shifted from yesterday’s standard transmissions, like here in Vancouver at the dude, totally out of sight. Seeing a vintage GM, age eighty or so. That Plymouth, or Ford that was new when we were just kids beautiful building sched- can evoke in us Bob Hope’s theme song, ‘Thanks For uled for demolition; it Seeing a nineteen fifties car in todays busy traffic is a vehicle to warm a The Memories’...or Tanks For The Memories. We can be would have been all over. senior’s heart. (Photo: Dan Propp) refuelled by those old days and for a few brief glorious There was everything moments back to the years of standard gears. Compared from Our Miss Brooks to Only The Shadow Knows. We How they could take us away. to what’s manufactured today to make driving such a could visualize her school principal Conklin’s looks. Maybe those times of Maypole dancing took us breeze. I guess those have been the ‘brakes’ over all What great classics Jack Cullen chose, from Al Jolson back to around nineteen fifty-one. In school where there these years. Creating a way of life that’s a real gas, truly and Eddy Cantor to Doris Day and Patty Page. His were ink wells, blotter roles, straight nibbed pens. high octane and supreme. Some of us can be really nightly easy going banter rekindled many a very special Playing marbles at recess and at lunch, it was so much pumped by those nineteen fifties which can automati- age. fun. The vision of Canadian life was viewed perhaps cally create a warm smile. By all the improvements As the New Year approaches, it might be a good with a different lens. The school bell was still rung by we’ve seen, the thrill of spotting a fifty-seven Pontiac, time to honour a great local TV show that was broadcast hand. We, with our parents, still listened to the CBC – on Buick or Chevy in today’s traffic can make strolling, for by CBUT, Channel Two, Vancouver - Lolly-Too Dum tube radios - to the farm broad cast. Wow, things sure this retiree, on a rush hour morning, oh so worthwhile. with Betty Phillips and Ernie Prentice. have changed since those years, eh, but FAST. The following is a pun-ishing vehicle for greater A GREAT LOCAL TV PROGRAM Best wishes for the season and Happy New Year! pun-ishment. Do you recall Betty Phillips and Ernie Prentice in A VEHICLE FOR EVEN MORE PUNNERY Lolly Two Dumb? We used to watch it on CBUT, Please visit www.Nostalgicroads.Weebly.com Well, folks, guess that’s the way the Mercedes bends Channel Two as we watched on an old seventeen-inch Search for Song CD’s by Dan Propp via cdbaby.com because the Cadillac days of yesterday sure have lost TV – Admiral or RCA to name a few, with antennas on and also www.soundcloud.com their nineteen fifties fins. Today’s roads can’t a-ford rooftops or rabbit ears. All those great traditional songs. Plus books via www.amazon.ca rambling along. I suppose it depends. Like some in Windsor and Detroit, some you lose and some you win. Those times of the Pontiac Laurentian, Strato Chief, and Parisienne have changed life’s highways, fueled by NEWS & ADVERTISING DEADLINE ever changing political and environmental climates; now so distant from the nineteen fifty nine Malibu for BY THE 20th OF EACH MONTH goodness sakes, its just like some of us seniors keep Next Publication Date: clutching the standard messages of Sinatra singing ‘My TODAY’S SENIOR NEWSMAGAZINE LTD. Monday, December 23rd 2019 Way’. The only mileage left, perhaps, to today’s greater Fraser Valley / Lower Mainland Edition Box 61533 - Brookswood P.O. Langley, B. C. - V3A 8C8 conformity to computerization is to tuner up and help E-Mail: [email protected] many of yesterdays standard transmissions to help Telephone Contact Numbers renew. Publications Mail Registration #40025695 PRODUCTION / DISTRIBUTION There are probably more than a few of us who long Printed in Canada, Blackpress for the old non digital days in Vancouver. Perhaps the Main Office / Distribution 778-751-4188 following bit of rhyme might reprise another time. Publishers / Copyright Disclaimer: Main Office (previous) 604-574-1964 VANCOUVER BACK A FEW DECADES AGO No part of this publication may be reproduced, copied or transferred OFFICE HOURS: 9:00am-Noon Do you remember the studios of the CBC located at without first obtaining written permission from the Publisher, but we Tuesday, Wednesday, Friday do welcome requests. the Hotel Vancouver? How about CJOR in the basement The opinions expressed herein are those of the writers and do not Online: todaysseniornewsmagazine.com of the Grosvenor those days that used to be. Just a bit of necessarily reflect the opinions or views of the publishers, staff or nostalgia, for today’s consumer. Musicians like Monty employees of Today’s Senior. Emergency 604-992-0721 McFarlane, his sense of humour, so delightfully dry. To Due care and attention is used in checking advertising copy for ADVERTISING those special days, these reminders might take you back accuracy and legitimacy, but no warranty is implied or given by the to the Cave Theatre Restaurant. So much has waved publishers. We reserve the right to refuse any advertising or editorial John Ross 604-992-0783 submissions which we believe to be inconsistent with the concept of goodbye. Did you ever go to Isy’s Supper Club? Oh my, the publication. so much has changed. The Birks clock and Jewellers, All submissions should by typed (double spaced where possible). Woodward’s, Eaton’s, Simpson Sears and Scott’s Submissions and pictures are submitted at owner’s risk. Make copies SUBSCRIPTION Restaurant long since reigned. There were so many of important pictures and documents please and ensure you are the independent little retail outlets and pawn shops where authorized copyright holder of any supplied content. Twelve Issues for $30.00 (Tax Included) you could practically find anything you want. All submissions and columns fall under the Registration of Today’s Please enclose cheque or money order! There were transistor radios, tape recorders and Senior. Name ...... Polaroid cameras, wow. Those Vancouver days made us As Today’s Senior continues to grow in popularity, an increasing light up with wonder. Compared to today’s instant number of people and businesses are advertising their service, Address ...... developments, it seems like there was much more concept or product as either a regular advertisement or in a paid Phone ...... humanity and fun there. editorial format. Therefore we suggest that you follow logical Now that it’s December, it’s a good time for seniors consumer practices and guidelines when purchasing any products or City ...... services. Postal Code ...... to perhaps reflect. I know I still have a few cassette tapes The management and staff of Today’s Senior cannot recommend of Jack Cullen’s Owl Prowl on CKNW. Wow, what a any product or service that appears in Send To: great program he had. Today’s Senior Newsmagazine. TODAY’S SENIOR at Box 61533 Brookswood TO JACK CULLEN’S OWL PROWL P.O., Langley, B.C. V3A 8C8 I miss Jack Cullen’s Owl Prowl on CKNW, Top 4 Today’s Senior Newsmagazine December, 2019 FESTIVE PANTOS, PLAYS AND MOUNTAIN MAGIC

Christmas comes but once a year, and when it stages are set for pantomime magic. Musically Speaking classical concerts series with a comes ... I simply can't believe it's here already. After successfully staging Agatha Christie's Spider's twist. Video screens on either side of the stage give It's been a family Christmas tradition that I dust Web in Surrey and New Westminster in the fall, the fascinating close-ups of the VSO. Kallie Clayton, off my old Singer sewing machine, cut, pin and RCTC cast and crew are ready to raise the curtain on soprano, and Barb Towell, mezzo-soprano, will stitch up whatever fabric is in vogue and fulfill my Ellie King's Snow White at Surrey Arts Centre Dec. perform classical favourites as well as new pieces. role as Pyjama Gramma. My true gift-giving instincts 20-29 and at Massey Theatre, New Westminster, Jan. 3 Conductor will be Constantin Trinks . Call 604 876- actaully lean more to books, wine (not for the kids, and 4. Ellie King, the effervescent British-born RCTC 3434 tickets of course) and theatre tickets. Chocolate used to be Founding Artistic Director, knows that celebrating the Magic in the mountains: For something out of the included until my youngest grandson cheerfully season with pantomime hijinks, hilarity and audience ordinary, head up to Whistler where Vallea Lumina announced, "No sugar, Gran! Mom says it makes participation is a treat for all ages. Details at www. has transformed the forests of Cougar Mountain into me crazy." Theatre ( or movie) gift certificates and rtctheatreco.com a multimedia winter wonderland. Part of a global popcorn have turned out to be acceptable alternatives. Searching for something out of this world? Surrey Lumina series, you'll follow the footsteps of two long- Linda McCrossin, President of The Royal Canadian Little Theatre, 7024-184 St., has inside info on a ago hikers, Leonard and Gloria, as you search for a Theatre Company (also Director of Catering and Event leaderless alien landing at the North Pole in UFO hidden mystical valley where stardust falls. Bundle up Management at the Sheraton Vancouver Guildford HO HO Dec. 6-8 and Dec.13-15. Check www. for the fresh mountain air and admire the glittering Hotel) recently reminded me that the RCTC and city surreylittletheatre.com for the inside scoop. surroundings enhanced with a combination of emotive Langley Playhouse, 4307 -200th St., Langley, has lights, videos, sounds, and scenography along the 1km a unique offering - two radio plays. You'll be familiar trail. For full details https://vallealumina.com BITE, CHEW & LOOK GOOD TOO™ with A Christmas Carol, but a rewind to 1949 will Upcoming in 2020: In March and April the Royal Troubles . . . with your dentures? introduce you to Sam Spade in the Flopsy, Mopsy Canadian Theatre Company western Canadian and Cottontail Caper. Resist a tongue-in cheek private premier of Screwball Comedy goes on the road to While talking, eating . . . detective tale, if you can. Dec. 5,6,7 and 8 (matinee). Surrey, New Westminster, Maple Ridge, Chilliwack, We focus in lower hard to fit dentures Details at www.LangleyPlayers.com or call (604) Coquitlam and Vancouver stages. Picture an updated 534-7469. version of Cary Grant, Katherine Hepburn and 1930s Gateway Theatre, 6500 Gilbert Road, Richmond. and 40s Hollywood. For full information go to www. Chhun Lim, R.D. Joseph and the Amazing Technicolor Dreamcoat is rtctheatreco.com. DENTURE CLINIC In Fleetwood the heartwarming biblical musical story of Joseph, May your stage now be set for a Happy Hanukkah • New, Complete & Partial Dentures Jacob, and the coat of many colours. On stage Dec 12- (Dec 22-30) , a Merry Christmas and a full cast of • Same Day Relines, Soft Liner 31, but check on line for many ticket options at www. 2020 New Year blessings. • Dentures on Implants gatewaytheatre.com or call 604-270-1812. Ursula Maxwell-Lewis is a British Columbia writer • Repairs (while you wait) The Bell Performing Arts Centre, 6250-144 and photographer. She can be contacted at utravel@ • Free Consultation St, Surrey : A European Christmas: Hansel and shaw.ca • Second Opinion Save your Money Gretel & Tchaikovsky's Fifth is part of the Surrey Photos: Ellie King's Snow White offers panto family fun. by Royal Canadian Theatre Company - Brian Giebelhaus

604-507-9958 Unique ways to give Be kind: Going out of your way to be kind to someone NEW LOCATION (On Google Map) can make someone’s holiday season. Whether it is a co- 8118 - 164 Street, Surrey, B.C. V4N 0P2 this holiday season worker or someone in your community- think of the little things that can make someone feel special. FINALLY I CAN EAT! What is the best gift you have ever received? Was it a Maximize rewards: Cash in on your credit card rewards After 5 sets of dentures and a lot of money I saw the surprise, a toy, or an experience? dollars. Rewards cards like Walmart Rewards Mastercard ad in the paper that read bite, chew, look good too. The holidays are meant for bringing people together let you earn up to 1.25 per cent back in Walmart Rewards Focusing in hard to fit dentures and I thought why not. and giving back to your community and loved ones. As Dollars on your purchases from the retailer. Those rewards Nothing else worked over the years. And to my surprise I times evolve there are more unique ways to give than ever dollars can be redeemed on virtually anything the store sells found someone who cares and was patient. before. Here are a few to consider: in-store or online, including gifts. And lord and behold I can eat and chew after 15 years. Give from the heart: Prepare homemade baked goods Create memories: Bring friends and family together by So, if you are in this same boat, give him a chance, you will be pleased. for a fraction of the cost of store bought. Friends and fam- hosting a party. The best reward of the holiday season is ily appreciate when you have put thought into a personal- being together. Lillian, Surrey ized gift. Try a DIY hot chocolate kit and help keep them www.newscanada.com warm over those snowy winter nights. Today’s Senior Newsmagazine December, 2019 5 CINDY SHERMAN AT THE VANCOUVER ART GALLERY.

Article & photos by Lenora A. Hayman. The CINDY SHERMAN show at the Vancouver Art Gallery, from Oct. 26, 2019- Mar.8, 2020, is a series of photos, of herself, in which she has transformed herself beyond recogni- tion. Cindy Sherman was born in 1954 in Glen Ridge, New Jersey, and lives in New York. She became well known in the late 1970’s with a group of artists known as the Pictures Generation. Her one-person exhibition at the National Portrait Gallery, London is now travelling to our Vancouver Art Gallery. Using amazing make-up, hairstyles and costumes, she is transformed into fictitious characters. Dressed as a flapper, she recalled those 1920’s days when women broke convention by having bob-cuts, smok- ing and kicking up their heels in a Charleston. In an- other she is a clown and in others she is dressed as a man. The result of living in Rome for a couple of months, produced her History Portraits 1988-90, created from Old Master paintings. Aristocrats and Madonna and Child are featured. Have fun looking at Cindy Sherman converting into a socialite, a film noire heroine, an Asian in na- tional regalia or an elegant lady of leisure! All photos Photos: 4 “untitled” photos of Cindy Sherman by Lenora A. Hayman are “untitled”.

WHAT’S CANADA’S “My family have been apple farmers since the early something that is also very important to their organization, 1900s,” says Kemp. “20 years ago, Mike Gibson and I so we’re working together to get to a point where our apple FAVOURITE APPLE? came together with another business partner to create Al- supply is local 100 per cent of the year and we’re getting goma, combining our family farms.” close to reaching our goal.” You might think we gravitate to Macintosh or Red Deli- Even though Kemp and Gibson aren’t blood relatives, How does one grow local apples in the winter in On- cious apples, but according to Kirk Kemp, Canada’s top Algoma is truly a family business, with both of Kemp’s tario? They don’t, but when stored the proper way an apple selling apple is the Gala. In fact, Kemp sells about 15 mil- sons, Eric and Byron, involved in the business. Eric man- picked at the season’s peak in September, can be sold in lion pounds of Gala apples each year. ages the packaging plant and Byron helps manage the farm. August and still be as fresh and crisp as it was when it was Kirk Kemp is a third-generation apple farmer and the It’s also a business that is growing fast. Planting over picked 11 months ago. This means keeping the apples in brains behind the 1,400 acres of apple trees at Algoma Or- 100 acres of new apple trees each year, Algoma is able to a refrigerated room, one degree above freezing with low chards in Clarington, Ontario. With more than a million ap- supply fresh, local apples year-round. Currently, they can oxygen and carbon dioxide levels, which essentially puts ple trees producing a dozen different varieties – including supply local apples 85 per cent of the year, supplementing them to sleep so they don’t dry out. MacIntosh, Empire, Cortland, Honey Crisp and, of course, the rest from the southern hemisphere once they run out. You can find local apples grown by Algoma Orchards Gala – it’s no wonder Algoma Orchards is the country’s “We’ve been working with Loblaws for about 35 years year-round at a Loblaws near you. largest apple grower and packer. now,” says Mike Gibson. “Local is our business and that is www.newscanada.com 6 Today’s Senior Newsmagazine December, 2019

flow through your estate, such as to make use of tax government disability benefits. For these individuals, losses or deductions or to apply any special instructions an annuity settlement option or testamentary trust may contained in the will, it may be a better idea to name be more appropriate. a beneficiary directly on a contract where possible. Spousal issues, especially for more than one Having assets flow through your estate may subject marriage(s): them to claims by your estate creditors, and/or probate Another example of failing to consider tax and administration fees. Furthermore, if your will is implications often involves second marriages or submitted for probate, it becomes a matter of public separated and estranged spouses. For example, you record, available for anyone to view. have named your new spouse as beneficiary of your When a beneficiary other than your estate is named RRSP or RRIF to provide for them after your death, on an insurance investment (such as a guaranteed and named your children (perhaps from a previous FINANCIAL NEWS investment fund contract (GIF)) the death benefit marriage) as beneficiaries under your will to inherit bypasses your estate and therefore avoids probate the rest of your estate. You assume that your spouse By Rick C. Singh, Hon. BA, CSA fees (and potentially other estate administration fees). will roll over your RRSP and RRIF to their RRSP or CRS Financial Group Ltd. The proceeds are then paid directly to the beneficiary, RRIF, and pay tax on the withdrawal. But what if they usually within two weeks after receiving all necessary don’t? Instead, he or she just takes the cash. Well, COMMON WEALTH TRANSFER MISTAKES, documents. By avoiding your estate, the death benefit your estate could be responsible for any taxes on the IT NEVER ENDS… may also avoid claims by creditors of the estate and RRSP or RRIF which effectively means it comes out In previous months I have written about common challenges to the validity of the will which can delay of your children’s inheritance. wealth transfer mistakes because as a financial the distribution of your estate by weeks, months or Under these circumstances, there are two advisor I am exposed to many unique estate planning even years. Also, if a beneficiary of the family class strategies that can be utilized to prevent this from situations. I am continuing this month with some is named or a beneficiary is named irrevocable, the happening: additional wealth transfer mistakes as there are so insurance investment offers you the potential for 1) It is possible that the legal representative many that most Canadians are not aware of most of creditor protection while alive. (executor) of the estate to make a unilateral election to them. Adding a joint owner other than your spouse: deduct the amount paid from the RSP of RRIF in the This article will focus on the following, 1) adding Placing non registered assets into joint ownership estate. By doing so, this limits the tax burden in the a joint owner other than your spouse, 2) lump sum to with right of survivorship is one of the most common estate and shifts the income inclusion to the surviving adult beneficiaries, and 3) spousal issues, especially methods of avoiding probate. On the death of one spouse. for more than one marriage(s). joint owner, the asset transfers directly to the survivor 2) If you have RRIF, and the contract allows, Failing to update beneficiary designations: bypassing the deceased’s estate. However, there are consider naming your spouse as a successor When a life event such as a birth, death, marriage, some significant disadvantages with joint ownership, annuitant or joint Life. On your death, the RRIF will separation or divorce occurs people often remember particularly when someone other than your spouse is automatically transfer to your spouse on a tax deferred to review and update their will accordingly but added as a joint owner. basis ensuring that your estate will not have to pay the may forget to review their beneficiary designations. For example, you are single with two adult children. tax. For second marriage situations where you want to Make sure you review your will and any beneficiary Your daughter lives in town and your son lives on the provide an income stream to your spouse but want to designations to make sure that they still reflect your other side of the country. Your health is failing and ensure that anything left in the RRIF on your spouse’s testamentary intentions. This is a common oversight your daughter is caring for you. To help her to take death goes to your children, you name your children and often results in the courts having to decide. care of you, you add your daughter as joint owner as irrevocable beneficiaries so that no changes can be Failing to name a beneficiary or naming one’s to your bank and investment accounts which are made to the income stream without your children’s estate as beneficiary: your only assets. Your intention as per your will is authorization. Unless there is specific reason for having assets to divide your estate equally between your kids. On If you have any questions on any of the above your death the accounts common wealth transfer mistakes, you can contact automatically transfer to Rick Singh at CRS Financial Group. Call 604-535- LIFE INSURANCE your daughter. If your 3367 or email: [email protected]. You can also daughter is not honest and write or visit us at our office in White Rock at Suite doesn’t return the funds 50-1480 Foster St. White Rock, BC V4B 3X7. MORTGAGE INSURANCE to your estate there is nothing left for your son COMPETITIVE RATES IN BC and will probably result in a lawsuit. The court DOWNSIZING FOR RETIREMENT RELIEF 30 YEARS OF PERSONALIZED SERVICE will try to determine your intention. Was this a gift For some of us, the countdown to retirement ▼ MALE FEMALE to the daughter or merely is well underway. As we draw nearer to that antic- ' ϭϬϬ͕ϬϬϬ ϮϱϬ͕ϬϬϬ ϱϬϬ͕ϬϬϬ ϭ͕ϬϬϬ͕ϬϬϬ ϭϬϬ͕ϬϬϬ ϮϱϬ͕ϬϬϬ ϱϬϬ͕ϬϬϬ ϭ͕ϬϬϬ͕ϬϬϬ an agency agreement? ipated work-free lifestyle, downsizing our homes ϰϬ Ψϭϭ͘ϱϮ Ψϭϳ͘ϭϬ ΨϮϳ͘ϰϱ ΨϱϬ͘ϰϬ Ψϵ͘ϳϲ Ψϭϰ͘ϴϭ ΨϮϭ͘ϭϱ Ψϯϲ͘ϵϬ That is why it is important is also becoming a big priority. After all, we still that you document your ϰϱ Ψϭϱ͘ϯϬ ΨϮϰ͘ϳϱ Ψϯϵ͘ϭϱ Ψϳϯ͘ϴϬ Ψϭϭ͘ϳϵ Ψϭϵ͘ϭϯ ΨϮϳ͘ϬϬ ΨϱϬ͘ϴϱ want to live comfortably even without a regular intentions so the courts paycheque — and moving into a smaller home is ϱϬ Ψϭϵ͘ϱϯ Ψϯϱ͘ϭϬ ΨϲϬ͘ϳϱ Ψϭϭϴ͘ϯϱ Ψϭϱ͘ϲϲ ΨϮϳ͘ϬϬ ΨϰϮ͘ϳϱ ΨϴϬ͘ϭϬ can administer your estate one way to make that happen. ϱϱ ΨϮϴ͘ϳϭ Ψϱϵ͘ϭϴ ΨϭϬϰ͘ϴϱ ΨϮϬϲ͘ϱϱ ΨϮϰ͘Ϯϴ Ψϰϯ͘ϲϱ Ψϳϰ͘ϳϬ Ψϭϰϲ͘Ϯϱ according to your wishes. If you’re just starting to think about downsiz- ϲϬ Ψϰϱ͘ϯϲ ΨϭϬϬ͘ϯϱ Ψϭϴϯ͘ϲϬ Ψϯϲϰ͘Ϭϱ Ψϯϲ͘ϳϱ ΨϳϮ͘ϰϱ ΨϭϮϳ͘ϴϬ ΨϮϱϮ͘ϰϱ Your other alternative is to make sure you have ing, decluttering experts say the time get rid of ϲϱ Ψϳϳ͘ϱϴ Ψϭϳϯ͘ϳϬ ΨϯϮϳ͘ϲϬ ΨϲϱϮ͘ϮϬ Ψϱϴ͘ϵϱ Ψϭϭϰ͘ϳϱ ΨϮϭϰ͘ϮϬ ΨϰϮϱ͘Ϯϱ a properly executed stuff is now. Decluttering can be overwhelming, ϳϬ Ψϭϯϴ͘ϭϱ ΨϯϬϳ͘ϭϯ Ψϱϳϱ͘ϭϬ Ψϭ͕ϭϰϬ͘ϯϬ ΨϭϬϰ͘ϲϬ ΨϮϮϮ͘ϳϱ Ψϯϵϲ͘ϵϬ ΨϳϵϬ͘ϲϱ Power of Attorney for so the sooner you can clear things out the easier Rates quoted above are monthly, for preferred non-smoker *Preferred Term 10 property which could it will be when it finally comes time to move. If Available No medical life Insurance up to $500,000 allow your child to assist you’re feeling super sentimental or undecided in administering your about giving away certain items, consider stor- We quote and represent the major Insurance companies finances without having to ing them elsewhere to see if you miss them. You Disability, Critial Illness. Whole Life and Universal Life plans add them as joint owner. might be surprised by just how little you really Please call our Office for rates under age 40 Lump sum to adult need. beneficiaries: Join buy, swap and sell sites to turn your items Sometimes providing a into cash or organize a garage sale in your neigh- lump sum payment to adult beneficiaries is not bourhood. Keep in mind that charitable organiza- wise. This could be the tions like Diabetes Canada are always looking for case if the beneficiary is textiles and small household goods and will glad- not financially responsible ly take items off your hands. Arrange a pickup, >>͗ 604-535-3367 1-877-535-3367 and may spend the money find a donation box near you or learn about what frivolously or perhaps is items are needed at declutter.diabetes.ca. WWW.CRSFINANCIAL.CA disabled and may lose their www.newscanada.com Today’s Senior Newsmagazine December, 2019 7

ECS into products with specific purposes: Endo In- COLD WEATHER flame to reduce pain and inflammation, Endo Brain to enhance cognition, Endo Bliss to enhance relaxa- INCREASES HOME tion, Endo Calm to enhance resistance to stress, and Endo Sleep to enhance sleep quality. We have already CARBON MONOXIDE been getting positive feedback on the line, in particu- lar, with the Endo Inflame to help with various body THREAT aches such as arthritic pain. Medical marijuana definitely has its place in ther- As temperatures dip and we crank up the heat, the apy for many patients, but for those who are looking risk for carbon monoxide (CO) poisoning significant- THE PHARMACIST to support their ECS with non-prescription options, ly increases. The arrival of cold weather is a timely it is exciting to know that they do exist! Come talk reminder for all of us to take the proper precautions to REVIEW to one of our Integrative Pharmacists to see if any of help protect our families from harm. Here’s what you these products are right for you to try. need to know about CO: By Fred Cheng, R.Ph. and Christine Cheng, R.Ph. Christine and Fred Cheng are a passionate, Hidden threat: Dubbed the “silent killer,” CO has NATURAL SUPPORT FOR THE charismatic sister-brother pharmacist team at their no smell, taste or colour and it strikes most during the ENDOCANNABINOID SYSTEM unique, family-operated Pharmasave stores in Clo- winter, when more fuel-burning appliances are used to verdale and Steveston, B.C. They specialize in natural heat homes. Carbon monoxide sources may include, Marijuana continues to be a hot topic in the news remedies and compounding for both human and vet- but are not limited to, heaters, fireplaces, furnaces, and in everyday conversation because it is touted to erinarian use. Everything mentioned in their article is appliances or cooking sources using coal, wood, pe- have benefits for so many health conditions. Research available InStore. troleum products or other fuels emitting CO as a by- into how marijuana appears to have so many ben- product of combustion. Attached garages with doors, efits focuses on tetrahydrocannabinol (THC), which ductwork or ventilation shafts connected to a living is primarily responsible for the psychoactive proper- CHOCOLATE MUFFINS YOU’LL space can also be sources. ties as well as other cannabinoids such as cannabidiol The risk: Carbon monoxide is responsible for (CBD), a non-psychoactive cannabinoid that actually HAVE THE “HOTS” FOR more than 300 deaths each year and is the number one attenuates the actions of THC. In a community phar- cause of accidental poisonings, according to Statis- macy where we do not actually dispense marijuana, tics Canada. Compounding the issue and concern is we field many inquiries into the drug. We began to that CO poisoning is notoriously difficult to diagnose, wonder what else there was to support the endocan- often until it’s too late. The symptoms mimic those nabinoid system (ECS). of many other illnesses including nausea, headaches, It is important to have a basic understanding of the dizziness, weakness, chest pain and vomiting. In more ECS, which is a cell-signaling system based on the severe poisoning cases, people may experience diso- science of cannabis (“cannabinoid”) found within the rientation or unconsciousness, or suffer long-term body (“endo”). There are cannabinoid receptors found neurological disabilities, cardiorespiratory failure or throughout the body, which the two main ones being death. CB1 (found mainly in the brain) and CB2 receptors Take action: Equipping your home with working (found in immune cells, the gastrointestinal tract and carbon monoxide alarms is the only way to detect this in the peripheral nervous system). Our bodies can poisonous gas. For premium protection against both make endocannabinoid molecules (such as ananda- CO and fire, the First Alert 10-Year Battery Smoke & Carbon Monoxide Alarm is equipped with a sealed mide and 2-arachidonoylglycerol [2-AG]) from di- Attention hot sauce fans and those with bored battery that powers the alarm for a decade – eliminat- etary fats and these molecules can bind to CB1 and taste buds. If you never thought of pairing chili and ing the need to replace the batteries for the life of the CB2 receptors. It is also important to note there are chocolate, you’re in for a treat. Feed your Tabasco and alarm. Install CO and smoke alarms on each level of key enzymes that impact the synthesis and metabo- chocolate addiction simultaneously with these little your home, including the basement, as well as in and lism of these endocannabinoids. pillows of deliciousness that are guaranteed to leave near every sleeping area. If CO symptoms appear, or When it comes to natural health products that may everyone guessing what the secret ingredient is. impact the ECS, it is not surprising that fish oils can if an alarm sounds, get everyone outside to fresh air immediately and then call 911. support the ECS. Although the omega-6 fatty acid, Spiced Chocolate Muffins www.newscanada.com arachidonic acid is a precursor to anandamide, an Prep time: 10 minutes endocannabinoid that promotes a sense of bliss and Cook time: 25 minutes calming, too much dietary arachidonic acid is also as- Makes: 20 muffins sociated with greater inflammation in the body. How- ever, eicosapentaenoic acid (EPA) and docosahexae- Ingredients: noic acid (DHA), also found in fish oils are readily 4 oz cooking chocolate converted to compounds that have affinity for both 2 cups self-raising flour (sifted) 7 days a wk. Shuttle to CB1 and CB2 receptors. 1 tsp baking powder YVR & Bellingham Airports, Along with EPA and DHA, other natural products ¼ cup dark muscovado sugar (or brown sugar) Cruise Ship Services, Via that can impact the ECS include clove oil (contains a 1 cup milk Rail, Eye Clinic, Tswsn compound that binds well to CB2 receptors to help re- Ferry, etc. Serving White 1/3 cup melted butter Rock/South Surrey, duce pain), echinacea purpurea (contains alkylamides 2 eggs, beaten Surrey & Langley that bind to CB2 recepts to boost the immune system 1/3 cup dark chocolate chips as well as decrease the breakdown of anandamide) 1/3 cup white chocolate chips and more. Emerald™ Health Naturals has grouped 2 tsp Tabasco Habanero sauce (or more to taste) natural health products with similar actions on the Directions: DENTURE TIPS

1. Preheat the oven to 200°C (400° F). Did You Know? NATURAL MOOD SOLUTION 2. Break the chocolate into a bowl and heat over a pan Good health depends on many things, including digestion. Naturally supports a positive outlook and  of simmering water until melted. Digestion begins in the mouth, so if your dentures teeth are resistance to daily pressures by nurturing and  * 3. Sift the flour and baking powder into a bowl. In a worn and smooth on the biting surfaces, you cannot chew nourishing your endocannabinoid system.  efficiently, which can lead to digestion issues. SUPPORTS: separate bowl, add the sugar, melted chocolate, butter, • Natural elevation of mood*  For a FREE denture evaluation, * milk, Tabasco and eggs. Mix well. • Beneficial effects on key neurotransmitters  call Ed or Don at • Homeostasis (Biological balance of body and mind)*  4. Carefully fold in the flour. Do not over mix. Stir in • Endocannabinoid Receptor Sites*  the chocolate chips.  604.513.1239 COME IN and speak with a Pharmacist to discuss your needs.  5. Spoon the mixture into paper muffin cups and bake * The statements made herein have not been evaluated by the Food and Drug Administration.  WALNUT GROVE DENTURE CLINIC This product is not intended to diagnose, treat, cure or prevent any disease.  for 25 minutes or until muffins have risen and are firm 8830 204 St, Walnut Grove, Langley Downtown Cloverdale to the touch. Remove and cool for 5 minutes. Serve 5778Ͳ176A Street, Surrey 604Ͳ576Ͳ2888 www.walnutgrovedentureclinic.com Steveston Village warm or cold. [email protected] #105Ͳ12420 No. 1 Road, Richmond 604Ͳ232Ͳ0159 www.iPharmasave.com www.newscanada.com 8 Today’s Senior Newsmagazine December, 2019

Dragon-Michelles Fury went to the early lead with a bred Without Parole finished a creditable third in the 26.3-second opening quarter. She gave way to Hot- Breeders' Cup Mile. tieonthehorizon in the second quarter and that foe then Vino Rosso, by Curlin and out of the winning Street led the field through middle fractions of 57 seconds and Cry mare Mythical Bride, was raised alongside Justify 1:25.3. Mrs Suhwiggins closed well in the stretch to at Glennwood. The colt was a $410,000 Keeneland win by a head over Ocean Wind in 1:54.4. Race favour- September yearling purchase by Repole Stable and St. ite Hottieonthehorizon settled for third. Elias Stable. Last year, Vino Rosso won the Grade 2 JJJ Stables, of Prince George, owns the filly, who Wood Memorial before finishing ninth behind Justify in improved her 2019 record to 5-3-2 from 16 starts with the Kentucky Derby and fourth in the Belmont Stakes the win. The nine-time winner has more than $212,000 as his former Glennwood stablemate swept the Triple in career earnings. She too was bred by Surdale Farms. Crown. This year, Vino Rosso has bloomed, with a pair The third winner for Surdale was Kneedeep N Cus- of Grade 1 victories in the Gold Cup at Santa Anita and tard, who went wire-to-wire in the $100,000 Robert the Classic. He also crossed the line first in the Grade 1 Straight from Murphy Memorial Breeders Stake in 1:52.4 for co- Jockey Club Gold Cup but was disqualified to second owner/trainer/driver Kelly Hoerdt. The three-year-old behind Code of Honor. the Horse's son of Custard The Dragon-Art Amour raced fractions “Well, John and Tanya Gunther, obviously, are of 26.2, 56.2 and 1:24.4 before unleashing a 28-second great breeders,” said Mike Repole, who previously Mouth closing quarter to win by 1-1/4 lengths over Spider- purchased multiple Grade 1 winner Stay Thirsty from By Mel Kositsky man. Thankyaverymuch was third. Glennwood. “And just think, Justify and Vino Rosso, Sent off as the Real overwhelming Estate 1-5 favourite, Q & the Ain the same crop, in the same pen, it’s pretty special – British Columbia horse breeders saw significant gelding extended his winning streak to six-in-a-row a Triple Crown winner and a Classic winner, side by returns on their investments at both standardbred and while pushing his 2019 win total to 14 for Hoerdt and side for the first couple years of their life. It’s pretty thoroughbred race tracks last month, along with re- partners Blair Corbeil and Fred Gilbert, of Alberta. In special.” cord-breaking results at major sales. his first year of racing,Q: KneedeepWe have N had Custard our- hasal home Without on the Parole, market by Frankelfor some and outtime of the unraced With the harness racing season now in full swing ready banked more than $202,000. Lemon Drop Kid mare Without You Babe, scored a for the winter at Fraser Downs, located at Elements The other stake race, the $100,000now. Betty Our MillbankRealtor hasvictory asked at the us Royal to get Ascot rid ofmeeting some in ofthe our Gunthers’s Casino in Surrey, a large crowd was on hand for the Memorial for two-year-old pacingfurniture fillies, wasand won decorations. by silks last year,We arewinning a little the Group hurt 1by St. this James’s as Palace Remembrance Day card which featured four $100,000 Probert in 1:56.3 for owner/trainer/driverwe think Rod our Therres house isStakes. beautifully Saturday’s decorated. Breeders’ Cup Is Mile it that marked big his first stakes finals -- and three of those four races were won of Langley. Sent off as the 1-5 favourite, the daughter start in more than five months, and first in the U.S. for by horses bred by Surdale Farms of Kelowna. of Dali-Outlawcherishafool got aaway deal second what beforefurniture trainer we have?Chad Brown. The colt rallied from ninth in mid- Earlier in November, Langley breeder John Gunther brushing to the front shortly after the opening quarter stretch to finish third, beaten less than three lengths by saw another of the horses, which were bred at his Ken- of 28.1 seconds. ProbertA: then carvedWe all out have middle different splits tastes.victorious This Uni.makes trying to please everyone tucky operation, win the $6 million Breeder's Cup Clas- of 58.1 and 1:27.4. Her final quartera very of 28.4tough seconds job. Whense- you“Tanya are sellingand I talked your aboutproperty, it and try felt and that put we should sic at Santa Anita racetrack and that made him the 2019 cured the win by 2-1/4 lengths over Riverunshappy in aim toward the Breeders’ Cup and take a shot, which is thoroughbred champion. It is the second straight year 1:56.3. Indigo Beach was third. Theyourself undefeated in the BuyersProb- shoes.why we originally shipped him over from [John] Gos- the Gunthers have produced a world-class champion, ert now boasts a six-for-six record and a bankroll that den to Chad Brown,” John Gunther said, who hopes to with Justify having won the American Triple Crown of climbed to $82,900 with the victory.Most She Buyers was bredwill lookby atrun a largehim in number the Pegasus of homes [World either Cup Turf] in person, in January (in Racing in 2018. the Shenandoah Valley Stable of Alberta. Florida).” Harness racing fans saw a record-equalling perfor- Gunther had another outstandingor on day line at thebefore races making at anAt offer. the recent When major they lookthoroughbred at a potential breeding stock mance by Major Custard, who matched the track record the Breeders' Cup as Vino Rosso, aproperty, four-year-old you wantcolt by them sales to be at ableKeeneland to imagine in Kentucky, themselves noted living B.C. owner and for two-year-old pacers, when the mile was clocked in Curlin, who was bred at his Glennwood Farm in Ken- breeder Peter Redekop sold a weanling filly for a re- 1:53.4 en route to winning the $100,000 Robert Mill- tucky, won the top thoroughbred racethere. in North America cord-breaking $775,000 - the highest price any wean- bank Memorial. -- the Longines Breeders' Cup Classic for a purse of $6 ling has been sold for in Keeneland history. The filly Brandon Campbell put the colt, trained by Jim Mari- million. Vino Rosso is owned by Thisthe Repole may require Stable and “staging” is by the Curlin home out to of make the mare it easier Fly To for The the Stars. Buyer Gunther no, on the lead from the gate and they led through frac- St. Elias Stable and has now been retired to stand stud also sold a couple of weanlings, including a filly sired tions of :27.3, :57.4 and 1:26. A :27.4 last quarter was duties at Spendthrift Farm in Lexington,to visualize Kentucky. themselves His byin Unclethe setting. Mo for $400,000. enough for the son of Custard The Dragon-Chemistry stud fee has been set at $30,000 for the 2020 breeding According to reports, the Breeders' Cup Classic tel- Major to win by a half-length margin over West Coach season. It may seem like an inconvenienceecast on NBC to wasremove, seen byor rearrange2.08 million your viewers. The Beach, with third place going to Strateontilmorning. Racing writer Nicole Russo said it best in her article Nielsen Company rating was slightly up from 2018. Major Custard now shares that track record with West in the Daily Racing Form: furniture and décor, butFour it very years easily ago canwhen make American the difference Pharoah won the 2015 Coach Beach. "It would be impossible to topbetween the year getting the Glen the- offerBelmont or not. Stakes to become racing's first Triple Crown JJJ Stables and Jim Marino share ownership of Ma- nwood Farm team of father-daughter John and Tanya winner since 1978, more than 22 million tuned in to jor Custard, who extended his winning streak to three. Gunther had in 2018, earning anWhile Eclipse it can Award make after it a littleNBC awkward on that second to live Saturdayin, we want in June. to make Total our wagering He now has a record of four wins and two seconds in breeding and raising unbeaten Triple Crown winner on the two days of Breeders' Cup racing was reported six starts with earnings of more than $75,000 this year. Justify. But the 2019 Breeders’ property Cup proved look to like be a ashow at $174.6home whilemillion, it isan forall-time sale. high. We only get one Campbell and Marino also found their way to fine exclamation point to another fine season for the Next year the 14 Breeders' Cup races will be con- the winner's enclosure with Mrs Suhwiggins in the Gunthers. Vino Rosso, whom thechance family to makebred, conthat- firsttested impression; at Keeneland we racetrackwant it to inbe Kentuckya good one. on Friday, $100,000 Mary Murphy Breeders Stake for three- cluded an outstanding season by winning the Breeders’ November 6 and Saturday, November 7. They will year-old pacing fillies. The daughter of Custard The Cup Classic, and earlier in the day,Take the your farm’s Realtors home advice.- again be broadcast on NBC.

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Got a question? Just e-mail these experts for the answer you seek! You can also mail your question to: Marketing Consultation This ad will run in the April 2011 Issue TODAY’S SENIOR, Box 61533, Fax: answer604-575-8457 Approved s Brookswood P.O. Langley BC V3A 8C8. Tel: 604-575-8481 Approved with changes Or fax your question to 604-574-1964. E-mail:TO [email protected] YOURPlease send QUESTIONS... new proof Today’s Senior Newsmagazine December, 2019 9

er any unexpected expenses. You may need to make some trade-off decisions during your renovation, so establish early on what is a necessity and what you could give up if needed. Understand your financing options. Renovations can sometimes be pricey, but there are ways to finance the project that can allow you to feel more confident. A home equity line of credit, like the TD Home Equity FlexLine, allows you to use the equity in your home to access credit. This can help you manage cashflow and often comes with a lower interest rate than unsecured loans. Planning ahead and having a financial plan in place will help to reduce stress and for you to feel more financially confident. Find more information on refinancing options at td.com/refinancing. www.newscanada.com Debby Donaldson Retired Registered Nurse HOME RENOS: HOW below are some tips to help you renovate and rejuve- nate. TO PREPARE FOR THE Do your research. Before embarking on a renova- Services: tion project, take the time to meet with and get quotes • Medications UNEXPECTED from multiple contractors so you can compare costs and get a feel for the person you'll be handing your • Companionship Renovating your home can be both exciting and house keys. It's important that you ask for references • Shopping daunting, offering the promise of a redesigned and re- to ensure your renovation is in reputable hands and freshed space that looks and works better for you and that you feel comfortable with the contractor's work • Appointments (Drs/Surgical) your family. But as anyone who has lived through a style. References upon request. renovation can attest, it's important to expect the un- Budget accordingly. Create a budget to help navi- expected. gate the renovation process and manage expenses Renovations often come with their fair share of along the way. Remember to include the costs for both surprises and complications, making the journey to labour and materials, and factor in an extra 10 to 15 778-773-3999 the finished product a little bumpy. With that in mind, per cent on top of your anticipated costs to help cov- [email protected]

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Marilyn and the Sewing Team

EYE ON BLUE SKY being kind to the earth, her customers, and her staff narrative for and from a community of likeminded and SUSTAINABLE CLOTHING on two continents. As well, she keeps prices low like-hearted women. Being a member here doubles FOR EVERY BODY and accessible. So, go ahead, treat yourself, know- your gift-certificate chances - and how often you’ll ing that you are making a positive decision for your smile. “The secret of great style is to feel good in what body, our planet, and the well-being of women and blueskyclothingco.com you wear.” Inès de la Fressange. their families. By Karen Maxwell Award-winning British Columbia entrepreneur Bamboo facts Marilyn Cobban built Blue Sky Clothing on this prem- Bamboo is naturally anti-bacterial, breathable, ise. and absorbs moisture, keep- Blue Sky got its start out of the back of a VW van ing you fresh. It's cool in at the Balfour Ferry Landing in southern BC. Marilyn summer and warm in winter, saw the women in her life - family, friends, neigh- for temperature moderation. Happy Holidays bours - struggling to find great-fitting, affordable Most people with skin sensi- clothing. So, without compromising her ECO sensi- tivities wear bamboo com- from our Tiribe to yours bility, Marilyn sourced fabrics, created designs and fortably, and though smooth produced clothing to fit every woman’s body. to the touch it requires no Over two decades Blue Sky has expanded to nine special cleaning care. locations across BC. They offer user-friendly online Subscribe to the Blue shopping, featuring accurate fitting guides, a gener- Sky Tribe ous return policy and a friendly e-commerce helpline. Their Newsletter arrives Receive 20% off your online order of The quality and service Blue Sky offers is widely each Thursday with new col- regular-priced items recognized, including awards of excellence by the lections and newly discount- Today’s Senior News promo code is: stylehasnoage North Vancouver and Nelson Chambers of Commerce. ed items, and you’ll be auto- Shop blueskyclothingco.com or call Blue Sky is fair trade company, ensuring seam- matically entered in their our order desk for assistance sters who make the clothing receive fair wages and monthly $100 gift certificate 604-363-6664 are treated with respect and kindness, consequently draw. Offer runs till December 31/19 garments are made by caring hands in safe settings. Check them out on Marilyn attributes her success to inclusivity; Facebook for an uplifting, we’re only a sleigh away... embracing all ages, shapes, sizes (xs to 4x), and to humourous, and informative

Seniors may be eligible for a Free* Home Adaptation for Safety, Comfort and Independence! Eligible adaptations include upgrading the following: • Tub with walk in shower with seat & grab bars • Higher toilet – ADA compliant • Taller vanity with top & integral sink • Single Handle lever faucets Before in kitchen & vanity • Slip resistance  ooring Do you worry about • Door knobs with lever handle your safety while • Lighting over vanity performing day to day • Gliding shelves in kitchen and bath activities in your home? for easy access 604-596-5071604 857-5990 Call Today for your Free ProfileMarble.ca In-Home Consultation. After *Subject to requirements set forth by BC Housing’s HAFI Program and maybe cancelled without notice Today’s Senior Newsmagazine December, 2019 13

5 TIPS FOR NUTRITIOUS Merry Christmas!!! Header Info 1 AND DELICIOUS Merry Christmas!!! Header Info 2 FESTIVITIES etc... J C T N O R T H P O L E R N J O R N A M E N T S Y Prepping your holiday menu can be just as I Q Q R E I N D E E R U W P P R E S E N T S F V N stressful as picking out the perfect gift for that spe- N C A R O L L I N G N X S T O C K I N G S Q G W O cial someone. You know that you’re going to serve a classic turkey, festive ham or tender roast, but G H V R F H S H O R T B R E A D C O O K I E S B E what is going to accompany it? And let’s not forget L O H S T R I N G S O F L I G H T S N Q L F N Z L the appetizers – hungry guests waiting for dinner al- E L J Q C E R U D O L P H S M S L E I G H A J W M ways want something to nibble on before the main B L C A N D L E S E N P S T A R D C M R R N L P Z feast. Registered dietitian, Ingrid Fan, shares her tips E Y T W E L V E D A Y S O F C H R I S T M A S O G to lighten up our menus by adding more fresh ingre- L M X G E L V E S U L E T T E R S T O S A N T A Y dients to our meals. L R A C H I M N E Y M I L K A N D C O O K I E S J Don’t mess with tradition. Mashed potatoes will S S W Y J W F A M I L Y T R A D I T I O N S B J E always have a place at the table, but there are many ways to make them a bit lighter than the dairy-heavy D C F N K O L N L U F R U I T C A K E A N G E L S version we’re used to. Try leaving the skin on your K L R U H P G Y N Y M E R R Y C H R I S T M A S U potatoes to add some fibre or boiling some cauli- J A C C H R I S T M A S T R E E B K H L J X I A S flower with your potatoes to cut down on the carbs. Q U S N N U T S A N D B O L T S N G E N I S L K E Add a few dollops of plain Greek yogurt instead of heavy cream and butter to give it that creamy tex- Q S O S A N T A Q R X X Q O Z W I S E M E N T W B ture you crave. F X S N O W M A N T I N S E L M I S T L E T O E N Return of the buffet. While family-style might be more your thing, think about serving your meal Merry Christmas Santa Elves buffet-style. By placing the vegetables at the front Mrs Claus North Pole Sleigh end of the buffet, your guests may be more inclined Jingle Bells Holly Mistletoe to fill their plate up with some holiday favourites Candles Christmas tree Angels like roasted brussels sprouts, maple-glazed carrots Tinsel Star Jesus or garlicy broccoli before hitting the main course Wisemen Strings of Lights Shortbread Cookies and heavy sides. Fruitcake Stockings Milk and Cookies Up your appetizer game. What you serve before Presents Chimney Rudolph the meal is almost as important as the main course. Snowman Noel Reindeer Carolling Twelve Days of Christmas Letters to Santa When serving wine or spirits before a meal, make Ornaments Nuts and Bolts Family Traditions sure to have snacks on hand as alcohol can increase appetite and diminish control over what we will eat. Appetizers don’t have to be stressful, either – a How to keep your car uses sand or salt to combat icy conditions, both can wreak simple veggie platter and some whole grain crack- running smoothly this winter havoc on your vehicle’s exterior. Keeping unwanted resi- ers and cheese will satisfy most. If you’re feeling Transitional seasons don't just affect your health, they dues off your paint will fight rust and keep the vehicle in also affect the health of your vehicle. great condition for seasons to come. adventurous, try your hand at making some crust- The cold weather and icy conditions are a recipe for Keep the interior dry: Remove snow from your boots less quiche bites full of veggies such as mushrooms, rust and breakdowns. To mitigate the toll winter can have before entering the vehicle to reduce the likelihood of mois- peppers and spinach. on your vehicle, Michael Bettencourt, managing editor ture causing unwanted odours. Rubber mats are another Spread the love of leftovers. There is no doubt at Autotrader.ca shares his tips to keep your car running great way to protect the interior carpets from salt residue that there’s nothing quite like enjoying holiday smoothly all winter long. and water damage, which are common in snowy weather. leftovers. So why not share yours by sending your Check your tire pressure: Rapid temperature changes Protect your windshield wipers: It’s easy to forget to guests home with a care package to enjoy the next can dramatically affect your tire pressure and driving with raise your wipers when you park your vehicle outside, but low pressure can negatively impact your mileage and the doing so can cause them to freeze to the windshield. Avoid day? This will help cut down on food waste and en- tires’ ability to grip ice and snow. To avoid vehicle damage, damaging wipers by getting into the habit of brushing snow sure you’re not eating the same meal for the next check your tire pressure regularly throughout the winter. off first and then raising them. www.newscanada.com week or over-indulging night after night. Visit the car wash regularly: Whether your community Have your cake and eat it too. The holidays are meant to be enjoyed. If you use balance and mod- eration as your guide most of the time, a little in- dulgence here and there is okay, and shouldn’t be guilt-ridden. So, go ahead and savour that piece of yule log. If you’re looking for more tips on how to nutri- tionally elevate your menu options this season, Lo- blaws in-store registered dietitians can help. Book a session to learn more about simple ways to change up a recipe to ensure it is nutritious and just as deli- cious at bookadietitian.ca. www.newscanada.com Mobile Foot Care Serving the Abbotsford area If you are in need of nail trimming, filing and reducing corns, calluses or thickened nails, call now for an appointment. Let’s get you back on your feet!

A Step Ahead Nursing Foot Care Alexandra Topacio, LPN. FCN 604.556.6172 or [email protected] 14 Today’s Senior Newsmagazine December, 2019

LET'S TALK ABOUT IT! By Dr. Michelle Willis ND Integrated Health Clinic

TOP 7 CAUSES OF HAIR LOSS IN WOMEN

By far the number one cause of hair loss that I see in my practice is low iron. One of the reasons why this affects seniors is because one needs an optimal level of stomach acid to absorb iron. It is common to have a de- crease in stomach acid as you age. Also many people are taking a prescription for heartburn, which may de- crease your absorption of iron. Another issue I see, with Westminster, 1:00 pm (free) iron and hair loss, is that the normal ranges for iron (in CHRISTMAS IS MLS Director Rob Gillis says, “Christmas is an the blood) are so low. For example, the normal range emotional time of year, happy for many, but for for iron storage (ferritin) is 12. However, the optimal SHARING some, a time of longing for loved ones. Quite simply range is 65 or above. If your iron levels are suboptimal, I though, joyous music lifts hearts. The Maple Leaf recommend taking an iron supplement before bed (espe- The Maple Leaf Singers lift hearts Singers are honoured to share our joy and Christmas cially if you are a restless sleeper, or have restless legs). with Christmas music spirit. Come join the magic!” Low progesterone and low estrogen will also cause Known for high-energy, choreographed perfor- the hair to fall out and become thinner. Even when wom- Christmas is caring…Christmas is sharing. It’s a mances, the Maple Leaf Singers celebrated their en move into menopause, there are still optimal ranges message that the Maple Leaf Singers take to heart as 50th anniversary in May 2018, having sung their first for these hormones to be in. If a woman drops below they prepare their joyous Christmas show for audi- notes together in 1968. Once just 24 members, the optimal, hair thinning is a common side effect. ences around the Lower Mainland. group now comprises nearly 60 voices, singing six- Hypothyroid is another causal factor of hair loss. When the thyroid runs low usually there are other com- As a registered charity, the Maple Leaf Singers part harmony. They rehearse once weekly for their mon symptoms including cold body temperature, dry strive to include music in as many lives as possible at Christmas celebrations, their annual May show at skin, low mood, constipation, brain fog and fatigue. minimal cost. They perform a dozen or more shows Massey Theatre, and events throughout the year. The There are many minerals that are vital to the thyroid’s each year at events, fundraisers, seniors’ residences, group was particularly delighted to entertain partici- proper functioning; including: iodine, zinc, selenium & and care homes. About two-thirds of the group’s pants at the Alzheimer’s Society 2019 Burnaby Walk iron. A multi vitamin/mineral supplement is a great addi- shows are Christmas presentations. Their 2019 yule- for Memories and looks forward to performing again tion in conjunction with a whole foods colourful diet. tide season includes private shows at seniors’ resi- in 2020. Stress: If you have gone through a period of high dences and care homes in Vancouver, Richmond, Sur- The Maple Leaf Singers welcome new singers. All stress this may also cause your hair to fall out. rey, and Burnaby, as well as three public shows: are welcome to audition. They also welcome inquir- The Gut: if your gut is not functioning optimally you • Sunday, December 8: Lougheed Mall, Burnaby, ies about booking them for an event. Call 778-245- may not be absorbing your food properly: Current re- 1:00 pm (free) 4445 or email [email protected]. search by Dr. Zach Bush MD is showing that pesticides • Saturday, December 14: Cliff Avenue United Learn more about the Maple Leaf Singers at www. like Round Up are melting the glue between our intesti- Church, Burnaby, 2:00 pm (tickets $15) mapleleafsingers.com or on Facebook at www.face- nal cells. These cells are called tight junctions because • Saturday, December 21: The Anvil Centre, New book.com/mapleleafsingers. nothing should get in between them. If the gut gets leaky, an array of issues can arise: So eat organic whenever you can. Although it is more expensive, you will likely TIPS TO HELP YOU DREAM OF feel and look better. duce your total sleep time and if you’re consuming Insulin resistance; if you are losing hair in a male pat- SUGARPLUMS THIS HOLIDAY caffeinated beverages night after night, this could be tern baldness pattern (ie. developing a widows peak or SEASON detrimental to your health. Opt for an herbal tea in- balding on top) & having trouble losing weight, then you stead to help encourage a restful sleep. may need to eat differently. If you also have slightly oily From festive parties to late-night wrapping and Create a zen space. Stressed out and can’t get your skin and are developing skin tags - too much sugar could baking sessions, this time of year can be extremely mind to turn off? Try creating a space that’s condu- be the culprit. If so, cut the sugar and quick carbs and busy. While your to-do list may seem daunting and cive to sleep. To start, your bedroom should be dark, shift to a higher protein and vegetable based whole foods may even be keeping you up at night, a good night’s quiet and cool. Try using a diffuser with lavender diet. Also get moving; walk, dance, swim, any exercise sleep is the answer to many of the issues that plague essential oil that is calming, soothing and relaxing, that you enjoy would be fabulous. If you have trouble us during the holidays. making it great to use before bedtime. A sound ma- getting motivated to exercise, try just 5 minutes per day. Fortunately, getting a better sleep is easier than you chine such as one that produces white noise or spa If you are losing in big bald patches – that is usually think. Here are few tips to try: sounds can also be extremely effective in helping an Auto Immune problem. In this case I like to iden- Unplug earlier. While that holiday movie marathon you relax into a restorative sleep. tify food sensitivities, decrease stress and heal the gut might be calling your name, try to keep your TV off Weigh yourself down. You’ve likely heard of a up. This can be combined with conventional methods as for 60 to 90 minutes before bedtime. Light exposure weighted blanket and it might seem like a strange well. Once the causal factor is found there is always a solu- in the evening can trick your brain into thinking it’s concept, but don’t knock it until you try it. Gravid tion to recent hair loss. If the hair follicle is still in tact still daytime, which doesn’t help when you’re try- weighted blankets have been helping people feel then the hair usually can be encouraged to re grow. ing to get a good night’s rest. The same goes for your more secure and reduce anxiety for a better, deeper We are blessed with incredible bodies that are built to smart devices and computers, which emit blue light. sleep. It’s a worth a try to help reduce your holiday heal & thrive – we just have to understand what our bod- Try curling up with a good book to help unwind at the stress. ies & souls need. end of the night instead. Talk to an expert. Visit a Wellwise by Shoppers Quit the caffeine. Avoid the after-dinner latte with Drug Mart to speak to an expert who can help you friends or the need to make coffee in order to stay with tips and products for a better night sleep. awake longer to finish your errands. Caffeine may re- www.newscanada.com Today’s Senior Newsmagazine December, 2019 15

tion, especially those suffering with Dementia, a brain Cozy disorder affecting their thinking, behavior and ability to perform everyday tasks. Corner Dementia can happen to your mother, your father, your sister, your brother, your neighbor, your friend… it can happen to you. "Lets Talk" The Lark Angels Foundation goal is to build By Janet Isherwood Sensory Stimulation rooms, designed to reach and open minds to the five senses – sound, smell, touch, A place for seniors and their families to speak out, sight and taste. These rooms have proven to be benefi- share stories and ask questions. cial to seniors with dementia, when no other suitable Well December is upon us and it has been a very situations are provided. If people living with dementia busy year. As most of you know I am an advocate for have nothing to do, they might become increasingly HOME IMPROVEMENT seniors and always working towards enlightening isolated, frustrated, bored and unhappy. A sad, but everyone on what is going on in our senior community. true, scenario is watching them sit hour by hour star- “ASK SHELL” As the year ends I reflect on all the Volunteers that ing into space while their brain, like a puzzle, loses By Shell Busey work so hard in adding to a senior’s day. one piece at a time. There is a great opportunity here for anyone who Dementia can cause memory loss, loss of vocabu- has a few hours to give each week. There is a need for lary, change of moods, faulty reasoning, and disorien- Q: We have out dated flowered vinyl wallpa- walks, talks, reminiscing, movies, tea time, taking tation, to name a few symptoms. It is recognized that per in our powder room and would like to re- seniors to afternoon entertainers to art, music. There is sensory deprivation and lack of appropriate activity move it. Can you tell me the process? also the behind the scenes that can use help, preparing has a devastating impact on a person’s well-being and A: Removing heavy vinyl or foil wallpaper, for special events like barbeques, cooking groups, and health. Older people in particular, who are limited in usually found in more humid rooms like kitchens the list goes on. their physical and cognitive abilities, need to be Then there are those who just see you need help offered, and helped to engage in, activity that provides and bathrooms, can be frustrating. Wallpaper re- and just step up to the plate. They are just there when multi-sensory stimulation as they may not be able to moving solution won’t work on those papers. you need them, offering their ideas, giving of their access this kind of stimulation on their own. First, pick at a top corner of the paper until you time and just make everything work. Everyone needs sensory stimulation in order to get a grip, then carefully and evenly pull the face One such person within our community is Mike comprehend the world around them. The only way we of the paper down from the top, pulling it flat Starchuk. Mike was raised and educated in the Newton can get information into our brains is through our area and has spent the past 50 years watching Surrey’s senses: sight, sound, touch, taste, smell and move- to the wall, and straight down (press your hands landscape develop from a vast municipality to the ment. against the wall as you pull down. That will re- dynamic city that it is today. With the help of Associated Health Systems, the mind you not to pull straight out). At the end of July 2014, Mike retired from his first multi-sensory stimulation room is to be built later What you will see when the paper’s off the position as Chief Fire Prevention Officer with the this year, will be open to the public and Lark Angels wall is the backing. Wallpaper removing solu- Surrey Fire Services. Mike’s 32 years of service as a Foundation will rely on donations to support these first responder, firefighter and public safety figure rooms. tion will take that off. Allow the solution to mi- have provided him with a first-hand knowledge and a Alison Douglas from The TELUS Ambassadors grate down between the wall and the paper back- unique perspective of the growth of the city and those group comments: ing, releasing the paper from the wall. NOTE: who reside here. We are an extraordinary group that volunteer our If the wallpaper was applied without sizing (the During his time with the Surrey Fire Fighters’ time for larger events like Health and Wellness Fairs, liquid is used to penetrate the pores and release Association, Mike has been active with health and Winter Craft Fairs and Foundation Fundraisers, giving safety initiatives in the city and across the province. of our self, making the day for all seniors who come the backing paper) you’ve got a problem, chunks He is also one of the founding members of the Surrey under our wings memorable. of the wall can actually start coming off. Cross Fire Fighters Charitable Society, which is one of the The TELUS Community Ambassadors exemplify your fingers that whoever put the paper up in the leading charities in Surrey. Mike continues his work their commitment to give where they live, Supporting first place used sizing. with the BC firefighters as a WCB advocate who their communities. fights on behalf of those who need assistance with Passionate about giving back and providing a vital their claims. connection to local communities, over 4,700 current Mike was recognized by his peers and awarded the and retired TELUS team members volunteer as TELUS Red Powell Award -given by the Surrey Firefighters to Community Ambassadors in 23 clubs across B.C., a member who has been with the fire department for Alberta, Ontario, Quebec, and Atlantic Canada. 20 years or more, and serves both the community, and In 2018, they donated nearly 60,000 care items, the department. including 6500 Comfort Kits (basic toiletries and In 2013, because of his work with and dedication comfort items for homeless and displaced families) to the City of Surrey, Mike was awarded the Queen and 13,000 Kits for Kids (backpacks filled with school I’ve heard W12 is coming out. Elizabeth II Diamond Jubilee Medal. supplies for less-fortunate children). Q: In 2014, Mike was honored to be elected as a Since 2006, the TELUS Community Ambassadors A: Apparently sometime in January 2020 but M/S Surrey City Councilor. He enjoyed the opportunity to have donated 450,000 Care Items including 150,000 is stating it’s all rumors & they still have 3x more work hard, on behalf of his community, and make Kits for Kids updates for W10. changes and proudly represent the people of Surrey, Fraser Valley TELUS Community Ambassador whether in his office, out in the communities and volunteers who provide assistance for the Lark Angels Q: Our fairly new laptop’s hinges are starting neighborhoods, or representing the City of Surrey in Foundation events in Surrey BC. They have been sup- to come apart. other municipalities. porting the lark Angel Foundation for a few years now A: We repair & replace hinges (saving you $). As a City Councilor, Mike Chaired the Agricultural and the staff and directors are very appreciative of the and Food Security Advisory Committee, the service they provide. Q: Somehow my font on my screen is too small Environmentally Sustainable Advisory Committee, the Previously the care staff would help with this so to see! Can you enlarge the font? Diversity Advisory Committee and Co-chaired the that frees them up to concentrate on what they are Call us & we’ll walk you through how to enlarge Seniors Accessibility Advisory Committee. Those great at…..caregiving. A: your font over the phone or we’ll go to you if you relationships that were created during that time as a Under the direction of Janet Isherwood, Director prefer. Councilor continue today and Mike continues to advo- of Lark Angels Foundation the Black Tie Event in cate for improvements in the areas of agriculture, the 2019 had outgrown Laurel Place and moved their Q: What’s exciting for x-mas? environment, and our seniors. yearly fundraiser to the Sheraton Guilford a much Lite-up kybrds, sports watches w vital signs & 2019 Mike got even more involved within his larger venue, and the TELUS Ambassadors were A: blood pressure, variety of bluetooth headsets community as he joined forces with the Lark Angels happy to assist with this wonderful and worthwhile including w skip song, portable drawing tablet for Foundation adding in 2019 we hope to have the first cause. the young. Sensory Simulation room open to the public here in In the future, our goal for stimulation rooms Surrey BC and I am pleased to say much dedication, would be great to have them in all care homes in BC. education and support from within the Health Care For every hour we volunteer, TELUS will give $1 to a industry has moved us forward in our goal. charity of our choice, and this year I have chosen The As a person who has first-hand experience with Lark Angel Foundation as my charity. the challenges of a parent with dementia, I am pleased So many events would not come to life without to assist this organization as they take the next steps to the generous support of people like Mike Starchuk and create their first sensory stimulation room in Surrey. The TELUS Ambassadors within our communities. Visit their web page at: www.larkangelsfoundation.org Look forward to speaking with you all again next The Lark Angels Foundation is a charitable orga- month. Let’s talk, email your comments to: nization dedicated to the lives of our senior popula- [email protected] 16 Today’s Senior Newsmagazine December, 2019

As major media outlets move from real jour- YOUR TURN TO TRAVEL? nalism to online and social media reporting, they have developed new terminology and have clas- HOLIDAY HELP FOR sified some writers as "social media influencers". SENIOR PASSENGERS In fact, some bloggers and tweeters self-proclaim Holidays are a time to be with family, but they themselves "influencers" and say so on their sites. aren’t always nearby and can’t always come to you. If Who decides this is still uncertain, but perhaps it’s your turn to travel to the kids and grandkids, here it depends on the number of followers you have are some tips to get into the air as easily as Santa does. Just like the man in red, the most important part or how many times you appear on major media of the work starts before you even leave the house. outlets as an "expert" or "influencer". Knowing what to pack where makes going through There has always been a place in the media airport security screening a breeze. for opinion writers or speakers who like to share Prescription and non-prescription medications Write as I their views for all to read or hear. It used to be that (contact lens solution, cough syrup, gel capsules) can newspaper columnists had that role, but with the go in your carry-on luggage. They’re exempt from Please decline in publications -- and the increase of on- the 100-millilitre liquids limit and do not have to be By Mel Kositsky line pontifications -- the new media is developing placed with other liquids in a 1-litre plastic bag. Large its own terms. bottles of pills made with inorganic powder and gran- And what is happening to all those "grouchy" ular materials (e.g. glucosamine supplements) are old men. Are they becoming "mellow yellow"? limited to a quantity of 350 millilitres per passenger IT'S in your carry-on. Best to pack those in your checked According to new data from Statistics Canada, bag. ABOUT TIME! people aged 65 and older are the fastest grow- You can also bring medical supplies, equipment ing group of cannabis users. They say more than and mobility aids on board with you in addition to the They say time waits for no man (or woman) so one in four seniors, who recently used cannabis, two carry-on bag limit. it is not surprising the provincial government is were new users. The report says seniors were When you arrive at the screening checkpoint, you moving ahead in making Daylight Savings Time more likely to get their "weed" legally, rather may want to use the family/special needs line. This permanent in British Columbia. It is a move most than through an unlicensed dealer and StatsCan line has screening equipment that can accommodate people want and they voiced their approval in a also found that people older than 65 were more larger items like mobility aids. There are screening well-supported survey last summer. Hopefully likely to use medicinal cannabis. They are also officers who can offer additional assistance to people when we go back to DST in early March it is the reporting that 10 times as many seniors are using needing more time or help. last time we "spring" ahead. cannabis today than the same age group in 2012. Find more tips and info, including a page dedi- cated to seniors and special sections for people with For most people setting the clocks back has What is going to happen now that "pot" edibles limited mobility or medically necessary equipment at become a meaningless phrase -- as many "smart" are legal? Better watch those snacks! catsa-acsta.gc.ca, or by downloading CATSA’s free devices just reset themselves. No more fooling It is the "spending" season, but it is also the mobile app. You can also follow them on Facebook around with clock radios and car clocks. But for season of "giving". While the retail industry and Twitter for daily tips and to ask questions. some people it is still a pain. If the province goes pushes "Black Friday" sales and Boxing Day www.newscanada.com ahead and creates this new "Pacific Time Zone" specials, remember to also help out the less for- it will be a lifestyle change for some -- but don't tunate. There are lots of good charities looking TRAVEL TIPS lose any sleep over it. Remember time flies when for help, and many communities have Christmas you are having fun! bureaus in an attempt to make the holiday season FOR SENIOR SANTAS British Columbia was going to wait until the more joyful for many families. Someone has even Are you a senior who, like Santa, is hitting other West Coast states and the Yukon all agreed invented "Buy Nothing Day". They were asking the skies in December with a bag full of gifts? To on the time shift. But it seems the U.S. federal people to spend a day without spending any funds make sure you and your gifts get to your destina- system does not allow the states to just go ahead -- to buy nothing for 24 hours! (That was held on tion, there are some things to know before you with the change without approval from Wash- Friday, November 29 and was to be the opposite take off. ington. So look for our provincial government to of Black Friday.) Unlike Santa, your luggage must pass through forge ahead despite all the objections. There are As we celebrate the holiday season, take time security screening. That means if you’re flying already those complaining about the change and to reflect and rejoice. We take too many things with gifts for the kids and grandkids, those pre- some are saying we should remain on Standard for granted in this country because for many peo- sents should be unwrapped in case the screening time throughout the year, instead of DST. Only ple our standard of living is well above the world officers need a closer look. time will tell what the final decision is! norm. Let us be thankful for what we have and Fortunately, some airports have gift-wrapping Following the Oct. 21 federal election there remember to always be helpful to others. services after security so these “elves” can do

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By Chris Millikan Early one Greek morning, Theo our taxi driver whisks us to the Palace of Knossos, just outside Heraklion. Cicadas chirp and peacocks call plaintively from cypress trees welcoming us to the fabled palace of powerful King Minos. Above the entrance, three thick red columns support a restored flat roof. Placards recount that in the early 1900’s, British archeologist Sir Arthur Evans had systematically excavated these arid foothills below Mount Ioukt. In reconstructing this royal Minoan city, he discovered a labyrinth of rooms embellished with frescos of bulls. I recall how the myth of a ferocious half-man, half-bull living in the palace fascinated my students years carrying hot and cold water, pipes provided ago. heated floors. Drainage pipes flushed The walkway parallels remains of stone-paved wastewater into outer gardens. Royal Road, built by Minoans over1000 years From outside the palace grounds, Theo before the Romans. Carts transported fine pottery takes us to the Venetian Wall, surrounding and silver crafts along here to the now distant Heraklion’s old city since 1462. There, Nikos harbour. There, sturdy, square-sailed ships manned Kazantzakis, Crete’s greatest modern writer is by brawny oarsmen made Knossis a maritime memorialized atop Martinenga Bastion. Popular power. movies were based on Zorba the Greek and The Opposite the palace, rows of stone seats at the Last Temptation of Christ, two of his many amphitheatre prompt images of Minoans attending contentious novels. We remember worldwide acrobatic performances staged on the platform protests at their screening. below. “Excommunicated for questioning Christian Inside the palace, Hall of the Double Axes we beliefs, our Bishop refused to bury Nikos when imagine King Minos pondering big decisions…like he died in 1957. His casket lay at the Saint clothing and handicrafts. Fresh fish glisten on beds how to quell offshore pirates. And in the central Minas steps for days,” Theo tells us. “Demanding of crushed ice. Scrawny chickens twirl overhead on courtyard, charred 1350 BC storage jars testify to suitable burial for our hero, officials eventually braided strings. And as tradition dictates, we haggle an ancient fire. Plaques explain that today most of arranged this special place.” The epitaph taken from for packets of dusty-green, rusty-red and brilliant- the excavated original statuary, pottery, wall his work proves poignant: “I hope for nothing; I fear yellow seasonings perfect for spicing up home paintings, sarcophagi and papyrus manuscripts nothing; I am free.” Surrounded by crimson meals. reside in Heraklion’s Archaeological Museum. bougainvillea, Nikos Kazantzakis perpetually Typical of Greek ports, blue chairs and tables sit In the adjacent King’s Chamber, a lustrous surveys his beloved homeland. outside tavernas. Spirited bouzouki music bursts alabaster throne stands amid paintings of griffins We walk down to beautiful Saint Minas Greek from doorways. Small fishing boats bob out inside and lilies. Through a narrow passageway into the Orthodox Cathedral below, relatively ‘young’ at 150 the harbour. And boisterous seagulls march along Queen’s apartments, we see murals of dolphins and years old. Amid olive trees shading the plaza, the jetty. spirals. Fragmented, brightly coloured figures of worshippers chat with each other and buy little With faces cooled by ocean breezes, we re-board men and women convey sophisticated lifestyles, white candles before entering its massive carved- our ship carrying glorious memories. ceremonies, games and religious festivals. The wood doors. Inside, gold and silver chandeliers When You Go: most famous depicts a young man somersaulting illuminate frescos, sacred icons and statuary. • www.vikingcruiseline.com Antiquities of over a huge bull. Sipping cold juice in shimmering 29-degree the Mediterranean itineraries. The Queen’s bathroom features flush toilets and heat, we head to the central market. Mingling with terracotta bathtubs, more practical luxuries. And locals, we browse stalls piled high with produce, 18 Today’s Senior Newsmagazine December, 2019

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WANTED DELIVERY DRIVERS - Today's Senior Newsmagazine is looking for dedicated delivery drivers. Must have insured vehicle and good driving record. Delivery to various locations in the lower mainland must be reliable and have reliable transportation. Please apply through our website www. found online, even for beginners. Examples include todaysseniornewsmagazine.com via contact form. 4 WAYS TO NOT BREAK THE homemade wreaths, body scrubs, and fun photo scrap- BANK THIS SEASON books that can done alone or in a group, and you’ll COMMUNITY end up with a gift that money can’t buy. If you’re not DANCES - Mondays 6:30 -9 p.m. Confederation Center When the holidays roll into town, seasonal activi- sure where to find these clever and cost-effective ide- 4585 Albert St, Burnaby 604-299-8955 Live band Short half- ties and obligations trail closely behind. 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Trust your budget. It keeps you on track during holidays. It feels good to pay in kind. mission with light snacks $7.00 non members Free parking the rest of the year, so why not lean on it now? Start- 4. Have a plan for last-minute needs. Hosting a Sundays 12:45 – 3:45 p.m. Century House 620 Eighth St, ing the season with a plan and a maximum spending holiday gathering, but already splurged on the main New Westminster 604-519-1066 Live bandShort halftime limit will help alleviate stress while shopping. There course? Pharmacies are a hidden gem of affordable intermission with light snacks $6.00 non members Free park- are plenty of free budget-tracking apps that connect and on-trend holiday must-have accessories and treats ing right to your bank accounts and can be pulled out of for your get-together. 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Today’s Senior Newsmagazine December, 2019 19

KNOWING YOUR FINANCIAL RIGHTS AND RESPONSIBILITIES MATTERS

As financial consumers, Canadians are lucky. They benefit from strong consumer protection stand- ards when dealing with financial institutions. This, of course, does not mean they should let their guards down. If you have ever ended up with a credit card you didn’t consent to, you know this first-hand. You may have learned the hard way about the importance of knowing your financial rights and responsibilities. For example, a bank must obtain your express consent before issuing you one of their products, such as a credit card. And, if you provide consent orally, they must provide you with confirmation in writing of your consent without delay. Moreover, banks must provide you with informa- tion, such as the interest rate and other fees associated with the card, that is clear, simple and not misleading. This information must be displayed in a written infor- mation box, which makes it clear what you’re signing Shopping around is especially important when it at canada.ca/money. up for. comes to mortgages. We all know home ownership is www.newscanada.com As a consumer, you also have a responsibility to probably the biggest investment most people will ever take the time to read and understand any documents make, so take your time. before you sign them, including terms and conditions. And if you think your financial rights have not If you would like to This kind of information can be complex. So, if any- been respected, take it up with your bank or lender. If thing isn’t clear, askABSOLUTELY questions. FREEthe issue To continues, Low contact Income the Financial Consumer Seniors & Disabled!! Also, take the time to explore your options. 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YourYour NeighbourhoodNeighbourhood DenturistsDenturists DarrenDarren && ColinColin

Top 3 Reasons You Should Visit Your Denturist Annually f you wear dentures and they’re working Longevity denture or adjust your dental appliance. well for you, you may think all you need Your annual visit to your denturist When your dentures don’t fit well Ito do is clean them. Consequently, you includes a detailed visual and digital your eating pattern will change. may skip your annual visit to the denturist. examination of your prosthetic. The You will start to eat what you can Your annual visit plays an important role. Denturist will check the stability of rather than what you want to. This Here are the top 3 important reasons you your dentures and your bite, and also can lead to unintentional weight loss shouldn’t miss your annual visit to your look for signs of an ill-fitting denture. or weight gain. It can also severely denturist. If they discover any anomalies, they’ll impact your nutritional intake which Oral Health recommend treatment services to inhibits body function. Eating poorly may affect your energy level, healing Denturists recommend an annual maintain, repair, restore or renew power, and diminishes overall health. checkup for dentures, just as dentists do your dental appliance. They’ll also recommend procedures for proper for teeth. Annual checkups are the best denture care. Complimentary Denture way to keep your mouth healthy and to Your jaw bone and gums “support” Cleaning and Polish detect any potential problems. your dentures, but as you age these Naturally, you want your dentures to During your annual visit, the denturist will change. Using denture adhesives look good too. Your annual visit to will remove your dentures to examine to correct ill-fitting dentures doesn’t Brookswood Denture Clinic includes the tissues beneath them including your address underlying problems and these a complimentary denture cleaning lips, oral mucosa, and tongue. They will problems aren’t always evident to the and polish for a brighter, more check for changes in the tissues that may untrained eye. attractive smile. have occurred in the last year. Abnormal Dentures will wear down over the years. Live your best life and changes are not always visible to the eye Eventually you’ll need to replace them, but can be detected by your denturist. but maintaining your dentures properly let us perfect your smile. Studies show oral health directly affects increases their useful life. If you’re struggling with your overall health. Oral bacteria and the dentures, please contact us. We inflammation associated with severe gum Appearance & Comfort want you to look good and feel great. disease may play a role in other serious Natural changes including tissue shrinkage We offer innovative denture and diseases. An annual visit to your denturist and loss of underlying bone can cause implant solutions to suit your needs. is a simple way to detect problems and your dentures to fit poorly. Your denturist minimize risk. may need to “reline” the base of the Confidence Starts with a Smile Both Darren Sailer and Colin Harty are Certified BPS Precision Denture and SEMCD (Lower Suction Denture) Clinicians. For more information about complete or partial dentures or how to care for dentures please visit www.yourdenture.com or call www.yourdenture.com the clinic to set up an appointment for a Darren Sailer R.D. Colin Harty R.D. 604-530-9936 | 102 – 20103 40th Avenue, Langley Denturist Denturist complimentary consultation. Fresh Breath and A Sparkling Smile! Denture Brite was developed by Denturists that understand how important it is to keep your dentures clean. Clean Your • Specially formulated to kill bacteria and remove stubborn stains, Dentures Like a plaque, and calculus buildup. rod Professional! • Great for Complete Dentures, Partial Dentures, Dentures on nd P uced d a in e C p a Implants, Mouthguards, and Retainers. lo n e a v d

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B Denture Brite is available at: Walmart & Save-On-Foods and Drugs s y t P s r ri ofe tu www.denturebrite.com ssional Den