35 Year Impact Report Road to Homeownership
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2008 – December
DEPARTMENT OF FINANCIAL INSTITUTIONS SUMMARY OF PENDING APPLICATIONS AS OF DECEMBER 2008 APPLICATION TYPE PAGE NO. BANK APPLICATION NEW BANK 1 ACQUISITION OF CONTROL 2 CONVERSION TO STATE CHARTER 3 NEW BRANCH 3 NEW PLACE OF BUSINESS 8 NEW EXTENSION OFFICE 10 HEAD OFFICE RELOCATION 10 HEAD OFFICE REDESIGNATION 11 BRANCH OFFICE RELOCATION 11 PLACE OF BUSINESS RELOCATION 13 DISCONTINUANCE OF BRANCH OFFICE 13 DISCONTINUANCE OF PLACE OF BUSINESS 15 APPLICATION PURSUANT TO SECTION 772 16 INDUSTRIAL BANK APPLICATION CONVERSION TO STATE CHARTER 16 ACQUISITION OF CONTROL 16 NEW BRANCH 17 HEAD OFFICE RELOCATION 17 DISCONTINUANCE OF BRANCH 17 DISCONTINUANCE OF PLACE OF BUSINESS 17 CHANGE OF NAME 18 PREMIUM FINANCE COMPANY APPLICATION NEW PREMIUM FINANCE COMPANY 18 ACQUISITION OF CONTROL 19 MAIN OFFICE RELOCATION 20 FOREIGN (OTHER NATION) BANK APPLICATION NEW OFFICE 20 DISCONTINUANCE 20 FOREIGN (OTHER STATE) BANK APPLICATION NEW FACILITY 21 CREDIT UNION APPLICATION NEW CREDIT UNION 22 MERGER 22 NEW BRANCH OF FOREIGN (OTHER STATE) CREDIT UNION 23 TRANSMITTER OF MONEY ABROAD APPLICATION NEW TRANSMITTER 23 ACQUISITION OF CONTROL 23 VOLUNTARY SURRENDER OF LICENSE 24 1 BANK APPLICATION NEW BANK Filed: 2 Approved: 4 Opened: 1 AMERICAN CEDARS BANK 500 North Central Avenue, Glendale, Los Angeles County Correspondent: David E. Abshier LECG 550 South Hope Street, Suite 2150 Los Angeles, CA 90071 (213) 243-3700 Filed: 9/28/07 EL CAMINO BANK 20946 Devonshire Street, Chatsworth, Los Angeles County Correspondent: James H. Avery The Avery Company LLC P.O. Box 3009 San Luis Obispo, CA 93403 (805) 544-5477 Filed: 5/9/08 FORD GROUP BANK 3501 Jamboree Road, Newport Beach, Orange County Correspondent: Charles E. -
Stations Monitored
Stations Monitored 10/01/2019 Format Call Letters Market Station Name Adult Contemporary WHBC-FM AKRON, OH MIX 94.1 Adult Contemporary WKDD-FM AKRON, OH 98.1 WKDD Adult Contemporary WRVE-FM ALBANY-SCHENECTADY-TROY, NY 99.5 THE RIVER Adult Contemporary WYJB-FM ALBANY-SCHENECTADY-TROY, NY B95.5 Adult Contemporary KDRF-FM ALBUQUERQUE, NM 103.3 eD FM Adult Contemporary KMGA-FM ALBUQUERQUE, NM 99.5 MAGIC FM Adult Contemporary KPEK-FM ALBUQUERQUE, NM 100.3 THE PEAK Adult Contemporary WLEV-FM ALLENTOWN-BETHLEHEM, PA 100.7 WLEV Adult Contemporary KMVN-FM ANCHORAGE, AK MOViN 105.7 Adult Contemporary KMXS-FM ANCHORAGE, AK MIX 103.1 Adult Contemporary WOXL-FS ASHEVILLE, NC MIX 96.5 Adult Contemporary WSB-FM ATLANTA, GA B98.5 Adult Contemporary WSTR-FM ATLANTA, GA STAR 94.1 Adult Contemporary WFPG-FM ATLANTIC CITY-CAPE MAY, NJ LITE ROCK 96.9 Adult Contemporary WSJO-FM ATLANTIC CITY-CAPE MAY, NJ SOJO 104.9 Adult Contemporary KAMX-FM AUSTIN, TX MIX 94.7 Adult Contemporary KBPA-FM AUSTIN, TX 103.5 BOB FM Adult Contemporary KKMJ-FM AUSTIN, TX MAJIC 95.5 Adult Contemporary WLIF-FM BALTIMORE, MD TODAY'S 101.9 Adult Contemporary WQSR-FM BALTIMORE, MD 102.7 JACK FM Adult Contemporary WWMX-FM BALTIMORE, MD MIX 106.5 Adult Contemporary KRVE-FM BATON ROUGE, LA 96.1 THE RIVER Adult Contemporary WMJY-FS BILOXI-GULFPORT-PASCAGOULA, MS MAGIC 93.7 Adult Contemporary WMJJ-FM BIRMINGHAM, AL MAGIC 96 Adult Contemporary KCIX-FM BOISE, ID MIX 106 Adult Contemporary KXLT-FM BOISE, ID LITE 107.9 Adult Contemporary WMJX-FM BOSTON, MA MAGIC 106.7 Adult Contemporary WWBX-FM -
A Comparison of Korean and Chinese American Banks in California*
한국지역지리학회지 제12 권 제 1 호 (2006) 154-171 The Financial Development of Korean Americans: A Comparison of Korean and Chinese American Banks in California* Hyeon-Hyo Ahn**, Yun-Sun Chung*** 미국에서의 한인 금융: 캘리포니아에서 한국계와 중국계 은행의 비교* 안현효**․ 정연선 *** 요약:본 논문은 캘리포니아의 중국계와 한국계의 양 소수민족은행을 비교하여 한국계 민족은행과 한국계 이민사회의 경제적 관계를 해명하고자 한다. 통상 미국 내 소수민족경제권의 경제적 성과 차이는 문화적 차이 또는 비공식금융의 기여로 설명되는 경우가 많으나 우리는 공식금융제도의 적극적 역할에 주목하여 금융제도와 소수민족경제의 관련성을 강조한다.,, 동시에 한국계 미국은행은 성장 수익성 은행전략 면에서 중국계 소수민족은행과 구분된다는 점을 중시하여, 은행전략 측면에서, 중국계와 한국계가 고객과의 장기적 거래를 중시하는 유사한 관계은행전략을 구사하지만, 은행의 대출분포와 예금분포는 서로 다르다는 점을 지적하였다. 이는 각 소수민족은행이 다른 경영성과를 낳는 이유가 된다. 한국계은행의 경우 대출구조가 사업대출 중심이며, 이자 낳지 않는 예금의 비중이 중국계 민족은행보다 상대적으로 높 은 사실이 한국계 소수민족은행이 높은 성장을 하게 된 배경이다. 따라서 관계은행전략이라는 개념만으로는 다수의 소 수민족은행의 차이를 설명할 수 없으므로, 본 연구는 한국계와 중국계의 이민사회 그 자체의 특수성에 주목하였다. 중 국계 미국인의 경우 인구구성의 이질성과 해외자본의 영향이, 한국계 미국인의 경우 동질적 인구 및 사업구성과 착 한 국계 미국인 금융기관의 경쟁력이 특징적이다. 주요어:소수민족은행, 한국계 미국은행 , 중국계 미국은행 , 관계은행 Abstract :By comparing to Chinese American banks, this research shows the uniqueness of Korean American banks. This article argues that instead of the cultural attributes and/or informal financial institutions, formal financial institutions, such as the ethnic banks studied here, are responsible for the business success of Asians abroad. However, ethnic banks have different development trajectories depending on their respective ethnic communities. Korean American banks are notably different from Chinese American banks in terms of growth, profitability, and banking strategies. -
3A Expanded Small Business Lending
Table 3A Expanded. Small Business Lending Institutions in California Using Call Report Data, June 2012 Small Business Lending Micro Business Lending (less than $ million) (less than $ 100k) Total Amount Institution Total Amount CC Name of Lending Institution City Rank TA Ratio1 TBL Ratio1 (1,000) Number Asset Size Rank (1,000) Number Amount/TA1 (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) National Bank of California Los Angeles 95.0 0.537 1.000 187,467 431 100M-500M 67.5 3,020 76 0.000 BBCN Bank Los Angeles 92.5 0.309 0.424 1,557,424 9,537 1B-10B 97.5 168,741 6,149 0.000 Pacific Enterprise Bank Irvine 92.5 0.405 0.549 110,755 591 100M-500M 95.0 11,314 249 0.000 Mission Valley Bank Sun Valley 90.0 0.356 0.564 87,754 647 100M-500M 95.0 12,892 365 0.000 Borrego Springs Bank, National AssociLa Mesa 90.0 0.435 0.628 65,123 3,020 100M-500M 97.5 10,544 2,562 0.000 Community West Bank, National Asso Goleta 87.5 0.227 0.542 129,084 718 500M-1B 85.0 7,591 234 0.000 Tri Counties Bank Chico 87.5 0.173 0.545 436,723 3,804 1B-10B 97.5 43,955 2,289 0.000 Community Commerce Bank Claremont 87.5 0.358 0.687 103,416 365 100M-500M 67.5 2,717 57 0.000 Plaza Bank Irvine 87.5 0.328 0.502 127,075 484 100M-500M 52.5 2,193 61 0.000 Universal Bank West Covina 85.0 0.329 1.000 133,617 170 100M-500M 95.0 133,617 170 0.000 Bank of the Sierra Porterville 85.0 0.148 0.546 206,583 1,602 1B-10B 97.5 20,356 768 0.000 Seacoast Commerce Bank San Diego 82.5 0.363 0.574 57,144 315 100M-500M 30.0 409 16 0.000 Valley Business Bank Visalia 82.5 0.259 0.531 89,428 408 100M-500M 90.0 -
Who Pays SX Q3 2019.Xlsx
Who Pays SoundExchange: Q3 2019 Entity Name License Type AMBIANCERADIO.COM BES Aura Multimedia Corporation BES CLOUDCOVERMUSIC.COM BES COROHEALTH.COM BES CUSTOMCHANNELS.NET (BES) BES DMX Music BES F45 Training Incorporated BES GRAYV.COM BES Imagesound Limited BES INSTOREAUDIONETWORK.COM BES IO BUSINESS MUSIC BES It's Never 2 Late BES Jukeboxy BES MANAGEDMEDIA.COM BES MIXHITS.COM BES MTI Digital Inc - MTIDIGITAL.BIZ BES Music Choice BES Music Maestro BES Music Performance Rights Agency, Inc. BES MUZAK.COM BES NEXTUNE.COM BES Play More Music International BES Private Label Radio BES Qsic BES RETAIL ENTERTAINMENT DESIGN BES Rfc Media - Bes BES Rise Radio BES Rockbot, Inc. BES Sirius XM Radio, Inc BES SOUND-MACHINE.COM BES Startle International Inc. BES Stingray Business BES Stingray Music USA BES STUDIOSTREAM.COM BES Thales Inflyt Experience BES UMIXMEDIA.COM BES Vibenomics, Inc. BES Sirius XM Radio, Inc CABSAT Stingray Music USA CABSAT Music Choice PES MUZAK.COM PES Sirius XM Radio, Inc Satellite Radio #1 Gospel Hip Hop Webcasting 102.7 FM KPGZ-lp Webcasting 411OUT LLC Webcasting 630 Inc Webcasting A-1 Communications Webcasting ACCURADIO.COM Webcasting Ad Astra Radio Webcasting AD VENTURE MARKETING DBA TOWN TALK RADIO Webcasting Adams Radio Group Webcasting ADDICTEDTORADIO.COM Webcasting africana55radio.com Webcasting AGM Bakersfield Webcasting Agm California - San Luis Obispo Webcasting AGM Nevada, LLC Webcasting Agm Santa Maria, L.P. Webcasting Aloha Station Trust Webcasting Alpha Media - Alaska Webcasting Alpha Media - Amarillo Webcasting -
Attachment A
Attachment A _ -_ --_-- _4_.__ Figure 1 "'~ KfPH(TVl, ( GradeA _ ....... - . .. _- Flu ... ~KH.OT.FM.. IS: ~ ~ lmVIm ,// Sbow~ ,~cn / "~KMRR(FM) H i 1 mVIm KOMR(FML '.... 1 ",Vim o..oII~':"1\ - ~~:'i T."""1\.--~ .GIIf" Son en. $_ 1+1 Illy C. "V 1f4IiI " --.- K1VVV(TV) KolInIy Gi"adeA -. ,-"""""" uma TUrbyFill KKMR(FM) APP lmVim Veil SQn .- EJl<dt : Al1Alca CIlnlttl Si."" VlI1lI """... Sulbe Rl.iby RaPlro E-atl Un"""" $1_ . BlaCk COnIou... HBC S1allons • Red Contours NoglIios ~. -- D_ 50 0 100 150 200 JOG ~ , ",,",~_~,3 RADIO/TV CROSS OWNERSHIP STUDY PHOENIX. ARIZONA {hI 1'11:11. I,1IIHhIJ &. Rm:i..k·~, Inc Saras~Jla. f:IHnd;1 VOICE STUDY - PHOENIX, AZ RADIO METRO Independent TV Daily and Radio Newspapers Cable Owners 29 1 Detailed View (after proposed transaction) I. Univision Communications Inc. KTVW-TV Phoenix, AZ KFPH(TV) Flagstaff, AZ KHOT-FM Paradise Valley, AZ KHOV-FM Wickenburg, AZ KOMR-FM Sun City, AZ KMRR-FM Globe,AZ KKMR-FM Arizona Ci ,AZ 2. Gannett Co., Inc. KPNX(TV) Mesa,AZ KNAZ-TV Flagstaff, AZ KMOH-TV Kingman, AZ A.H. Belo Corp. KTVK(TV) Phoenix, AZ ~ KASWTV Phoenix, AZ I 4. I Meredith Corporation KPHO-TV Phoenix, AZ ~-- - I 5. KUSK, Inc. KUSK(TV) Prescott, AZ 6. Arizona State Board ofRegents For Arizona KAET(TV)* Phoenix, AZ State University KSAZ-TV Phoenix, AZ 7 Fox Television Stations, Inc. 1L. __ KUTP TV Phoenix, AZ ~I Scripps Howard Broadcasting Company KNXV-TV Phoenix, AZ ! 9. I Trinity Broadcasting ofArizona, Inc. KPAZ-TV Phoenix, AZ ! !e---- I 10. -
Licensee Count Q1 2019.Xlsx
Who Pays SoundExchange: Q1 2019 Entity Name License Type Aura Multimedia Corporation BES CLOUDCOVERMUSIC.COM BES COROHEALTH.COM BES CUSTOMCHANNELS.NET (BES) BES DMX Music BES GRAYV.COM BES Imagesound Limited BES INSTOREAUDIONETWORK.COM BES IO BUSINESS MUSIC BES It'S Never 2 Late BES MTI Digital Inc - MTIDIGITAL.BIZ BES Music Choice BES MUZAK.COM BES Private Label Radio BES Qsic BES RETAIL ENTERTAINMENT DESIGN BES Rfc Media - Bes BES Rise Radio BES Rockbot, Inc. BES Sirius XM Radio, Inc BES SOUND-MACHINE.COM BES Stingray Business BES Stingray Music USA BES STUDIOSTREAM.COM BES Thales Inflyt Experience BES UMIXMEDIA.COM BES Vibenomics, Inc. BES Sirius XM Radio, Inc CABSAT Stingray Music USA CABSAT Music Choice PES MUZAK.COM PES Sirius XM Radio, Inc Satellite Radio 102.7 FM KPGZ-lp Webcasting 999HANKFM - WANK Webcasting A-1 Communications Webcasting ACCURADIO.COM Webcasting Ad Astra Radio Webcasting Adams Radio Group Webcasting ADDICTEDTORADIO.COM Webcasting Aloha Station Trust Webcasting Alpha Media - Alaska Webcasting Alpha Media - Amarillo Webcasting Alpha Media - Aurora Webcasting Alpha Media - Austin-Albert Lea Webcasting Alpha Media - Bakersfield Webcasting Alpha Media - Biloxi - Gulfport, MS Webcasting Alpha Media - Brookings Webcasting Alpha Media - Cameron - Bethany Webcasting Alpha Media - Canton Webcasting Alpha Media - Columbia, SC Webcasting Alpha Media - Columbus Webcasting Alpha Media - Dayton, Oh Webcasting Alpha Media - East Texas Webcasting Alpha Media - Fairfield Webcasting Alpha Media - Far East Bay Webcasting Alpha Media -
California NEWS SERVICE (June–December) 2007 Annual Report
cans california NEWS SERVICE (June–December) 2007 annual report “Appreciate it’s California- STORY BREAKOUT NUMBER OF RADIO/SPANISH STORIES STATION AIRINGS* specific news…Easy Budget Policy & Priorities 2/1 131 to use…Stories are Children’s Issues 4/3 235 timely…It’s all good…Send Citizenship/Representative Democracy 2 more environment and 130 Civil Rights 3/1 education…Covers stories 160 Community Issues below the threshold of 1 18 the larger news services… Education 4/2 253 Thanks.” Endangered Species/Wildlife 1/1 0 Energy Policy 1 52 California Broadcasters Environment 4/1 230 Global Warming/Air Quality 10/2 574 Health Issues 13/7 “PNS has helped us to 1,565 Housing/Homelessness 7/3 educate Californians on 353 Human Rights/Racial Justice the needs of children 4 264 and families in ways we Immigrant Issues 3/1 128 could have never done on International Relief 5 234 our own by providing an Oceans 2 129 innovative public service Public Lands/Wilderness 6/1 306 that enables us to reach Rural/Farming 2 128 broad audiences and Senior Issues 1/1 54 enhance our impact.” Sustainable Agriculture 1 88 Evan Holland Totals 76/24 5,032 Communications Associate Children’s Defense Fund * Represents the minimum number of times stories were aired. California Launched in June, 2007, the California News Service produced 76 radio and online news stories in the fi rst seven months which aired more than 5,032 times on 215 radio stations in California and 1,091 nationwide. Additionally, 24 Spanish stories were produced. Public News Service California News Service 888-891-9416 800-317-6701 fax 208-247-1830 fax 916-290-0745 * Represents the [email protected] number of times stories were aired. -
Biographical Description for the Historymakers® Video Oral History with Greg Mack
Biographical Description for The HistoryMakers® Video Oral History with Greg Mack PERSON Mack, Greg Alternative Names: Greg Mack; Life Dates: June 22, 1959- Place of Birth: Emory , Texas, USA Work: Los Angeles, CA Occupations: Radio Host Biographical Note Radio host Greg Mack was born on June 22, 1959 in Emory, Texas. He was raised in Van Alstyne, Texas, and started in radio in 1975 as an intern with KTSA in San Antonio, Texas, while still in high school. Mack continued to work for KTSA after graduating from Van Alstyne High School in 1977. While working at KTSA, Mack was hired part-time as the weekend DJ at KEYS/KZFM in Corpus Christi, Texas. Soon afterwards, he was given a full-time show. When a post at Majic 102 (KMJQ-FM) in Houston, When a post at Majic 102 (KMJQ-FM) in Houston, Texas opened up in 1980, Mack was hired to host the six-to-ten shift. In 1983, Mack was named music director at KDAY in Los Angeles, California, where he changed the direction of the station by incorporating rap music. From his position at KDAY, Mack promoted many that would become the most well- known artists of the mid-1980s and early-1990s, such as Dr. Dre and the World Class Wreckin’ Cru, N.W.A, Ice T, and many others. Eventually, KDAY’s popularity was eclipsed by more powerful FM stations, and Mack moved on to Stevie Wonder-owned KJLH in 1990. After his time at KDAY and KJLH, Mack purchased several radio stations, and acted as a radio station consultant. -
Before the Public Utilities Commission of the State Of
BEFORE THE PUBLIC UTILITIES COMMISSION OF THE STATE OF CALIFORNIA Application of Pacific Gas and Electric Company for Approval of the 2009-2011 Low Income A.08-05-022 Energy Efficiency and California Alternate Rates (Filed May 15, 2008) for Energy Programs and Budget (U 39 M) Application of San Diego Gas & Electric Company (U 902 M) for Approval of Low- A.08-05-024 Income Assistance Programs and Budgets for (Filed May 15, 2008) Program Years 2009-2011 Application of Southern California Gas Company (U 904 G) for Approval of Low-Income A.08-05-025 Assistance Program and Budgets for Program (Filed May 15, 2008) Years 2009-2011 Application of Southern California Edison Company (U 338-E) for Approval of Low- A.08-05-026 Income Assistance Programs and Budgets for (Filed May 15, 2008) Program Years 2009, 2010, and 2011 RESPONSE OF SOUTHERN CALIFORNIA EDISON COMPANY (U 338-E) TO THE ADMINISTRATIVE LAW JUDGE’S SECOND RULING SEEKING FURTHER INFORMATION ON LARGE INVESTOR-OWNED UTILITIES’ 2009-2011 LOW INCOME ENERGY EFFICIENCY/CARE APPLICATIONS JENNIFER TSAO SHIGEKAWA STACIE SCHAFFER Attorneys for SOUTHERN CALIFORNIA EDISON COMPANY 2244 Walnut Grove Avenue Post Office Box 800 Rosemead, California 91770 Telephone: (626) 302-3712 Facsimile: (626) 302-7740 E-mail: [email protected] Dated: July 7, 2008 Law-#1547552 BEFORE THE PUBLIC UTILITIES COMMISSION OF THE STATE OF CALIFORNIA Application of Pacific Gas and Electric Company for Approval of the 2009-2011 Low Income A.08-05-022 Energy Efficiency and California Alternate Rates (Filed May 15, 2008) -
Department of Financial Institutions Summary of Pending Applications As of February 2010
DEPARTMENT OF FINANCIAL INSTITUTIONS SUMMARY OF PENDING APPLICATIONS AS OF FEBRUARY 2010 Assembly Bill 1301 (Gaines) Changes Procedures for Banking Office Applications AB 1301 (Gaines) became law on January 1, 2009. Among the changes made by the new law were to: • Reclassify banking offices as head office, branch office and facility; • Eliminate the place of business and extension of banking office categories; • Eliminate the requirement that banks give advance notice to DFI before opening or relocating a banking office, or redesignating a head office and branch office. Consequently, notice of banking offices that open, relocate or are redesignated on or after January 1, 2009 will only be published after the fact. • Eliminate the Miscellaneous Powers and Provisions chapter of the Financial Code that required banks receive approval to engage in certain activities, e.g., FC 752, FC 772, etc. APPLICATION TYPE PAGE NO. BANK APPLICATION NEW BANK 1 CONVERSION TO STATE CHARTER 1 ACQUISITION OF CONTROL 1 MERGER 2 NEW BRANCH 2 NEW FACILITY 3 HEAD OFFICE RELOCATION 4 BRANCH OFFICE RELOCATION 4 DISCONTINUANCE OF BRANCH OFFICE 5 DISCONTINUANCE OF FACILITY 7 CHANGE OF NAME 7 INDUSTRIAL BANK APPLICATION CONVERSION TO STATE CHARTER 8 ACQUISITION OF CONTROL 8 PURCHASE OF PARTIAL BUSINESS UNIT 8 NEW BRANCH 8 DISCONTINUANCE OF BRANCH 8 PREMIUM FINANCE COMPANY APPLICATION NEW PREMIUM FINANCE COMPANY 9 ACQUISITION OF CONTROL 10 HEAD OFFICE RELOCATION 11 NEW BRANCH 11 FOREIGN (OTHER NATION) BANK APPLICATION NEW OFFICE 11 DISCONTINUANCE 12 RELOCATION 12 CHANGE OF NAME 12 FOREIGN (OTHER STATE) BANK APPLICATION NEW FACILITY 12 CREDIT UNION APPLICATION MERGER 13 TRANSMITTER OF MONEY ABROAD APPLICATION NEW TRANSMITTER 13 ACQUISITION OF CONTROL 14 VOLUNTARY SURRENDER OF LICENSE 14 ISSUER OF PAYMENT INSTRUMENT APPLICATION NEW PAYMENT INSTRUMENT 14 ISSUER OF TRAVELERS CHECKS VOLUNTARY SURRENDER OF LICENSE 15 1 BANK APPLICATION NEW BANK Approved: 1 FIRST REPUBLIC BANK 111 Pine Street, City and County of San Francisco Correspondent: David F. -
Investing in the Future of Mission-Driven Banks a Guide to Facilitating New Partnerships PUBLISHED BY
Federal Deposit Insurance Corporation Investing in the Future of Mission-Driven Banks A Guide to Facilitating New Partnerships PUBLISHED BY: Federal Deposit Insurance Corporation 550 17th Street, NW, Washington, D.C. 20429 877-ASK FDIC (877-275-3342) The Federal Deposit Insurance Corporation (FDIC) has taken steps to ensure that the information and data presented in this publication are accurate and current. However, the FDIC makes no express or implied warranty about such information or data, and hereby expressly disclaims all legal liability and responsibility to persons or entities that use or access this publication and its content, based on their reliance on any information or data included. The FDIC welcomes comments or suggestions about this publication or our Minority Depository Institutions (MDI) Program. Contact the MDI Program at [email protected]. When citing this publication, please use the following: Investing in the Future of Mission-Driven Banks, Federal Deposit Insurance Corporation, Washington, D.C. (October 2020), https://www.fdic.gov/mdi. Investing in the Future of Mission-Driven Banks A Guide to Facilitating New Partnerships Contents Executive Summary .......................................................................................................... 1 Overview ........................................................................................................................... 2 Minority Depository Institutions ................................................................................. 2 Community