Foreign Currency/International Personal Current Account Price List Prices Effective From31 May 2016

Foreign Currency/International Personal Current Account Price List Prices effective from31 May 2016

Introduction variable interest rates which can change from day to day (eg, to reflect movements The prices and information in this in the market interest rates for the relevant leaflet apply to your Foreign Currency/ currency). You can find out our current International Personal Current Account. Currency Standard Overdraft Interest The prices and information in this leaflet Rates by calling us on 03457 404 404 applicable to your account form part of the (textphone 03457 125 563) or visiting any terms and conditions that apply to your HSBC branch. account. An agreed margin will not be changed For sterling charges payable on a without the change being discussed with Foreign Currency Current Account or an you. We will not notify you of changes in International Personal Current Account, we our currency base rates as they are variable will deduct the currency equivalent of the interest rates for the relevant currencies sterling charge. which can change from day to day.

To find out the currency equivalent of any Standard account services charge, please call us. Our standard account services are our basic services for the day-to-day Credit interest and overdraft interest running of your Foreign Currency Current rates and interest rate changes Account including account maintenance Overdraft interest is payable on all and processing certain payments into overdrawn balances on Foreign Currency your account, internal transfers, cash Current Accounts and International withdrawals and payments from your Personal Current Accounts (including account by cheque. Euro) at our Currency Standard Overdraft Interest Rate for the relevant currency. Our standard account services do not Our Currency Standard Overdraft include our additional payment services or Interest Rates are 7% per annum above other personal services (see the relevant our currency base rate for the relevant section of this Price List.) currency. Our currency base rates are 2

Our standard account charges US Dollar Savings Account tariff The standard account charges in this Price Monthly tariff fee £5 fixed monthly fee List are our charges for the provision of our (or USD equivalent) standard international account services. World Currency Savings Account tariff For details of how we change our standard Monthly tariff fee £5 fixed monthly fee account charges, see the General, Current and Savings Accounts Terms and Foreign notes Conditions. Currency banknotes paid into or withdrawn from a currency account are subject to a Bank Accounts – International Personal commission charge of 1%. Current Accounts (also known as Foreign Currency Current Accounts) Additional payment services The tariffs for our Foreign Currency Current Accounts are set out below. For Euro Inward payments current accounts, please refer to ‘One- Payments from overseas banks Europe Current Account tariff’ below. Sterling payments payable to a sterling account held with us. One-Europe Current Account tariff Each payment up to £100 Free Monthly tariff fee £5 fixed monthly fee Each payment over £100 £6 (or EUR equivalent) Item charge £1 (or EUR Foreign currency payments payable equivalent) for each to an account in the same currency as cheque issued the payment (Includes Euro currency payments to US Dollar Current Account tariff a sterling/Euro currency account held Monthly tariff fee £5 fixed monthly fee with us.) (or USD equivalent) Each payment up to the Free Item charge £1 (or USD currency equivalent of £100 equivalent) for each Each payment over the £6 cheque issued currency equivalent of £100

World Currency Current Accounts tariff Sterling and foreign currency payments Monthly tariff fee £5 fixed monthly payable to an account held with us in a fee (or currency different currency from the payment equivalent) Each payment up to £100 or Free Item charge £4 (or currency the currency equivalent of equivalent) for each £100 cheque issued Each payment over £100 or £8 the currency equivalent of One-Europe Savings Account tariff £100 Monthly tariff fee £5 fixed monthly fee (or EUR equivalent) 3

Payments in favour of any recipient Unpaid items who is paid by us sending the recipient Items you have paid into your £4 for each a cheque direct, or by payment by Foreign Currency Current item returned us to another bank for the account of Account or International the recipient Personal Current Account, including Euro accounts, Each payment £11 which are returned to us unpaid Outward payments Priority Payments Euro Payments and BIC/IBAN 1. To accounts held £0 for each transfer It is mandatory to quote both the BIC and with another IBAN of the beneficiary on all cross border member of the Euro payments within the EU or European HSBC Group Economic Area (EEA). 2. To non-HSBC £30 for each transfer member banks Other personal services 3. Where instructions £30 for each transfer Cheques received by post to non-HSBC Stopped Cheques Free member banks resulting from theft or loss of blank cheques Worldpay payments Each payment £9 Stopped Cheques (other than as above) £12 per cheque We may charge for all enquiries we receive Special presentation about a payment unless we’ve made a of a cheque £15 per cheque mistake, but will tell you what the charge is before we start investigating. Bank Drafts

For international payments, the recipient’s Original request for a £20 each Bank Draft bank, and any foreign bank we may use to send the payment, may also make Cancelling a Bank £10 each a charge. You’ll only have to pay these Draft charges if you choose “sender to pay all charges” when you request your payment. Posting a warning on £10 each plus any a lost or stolen Bank charges made by Returns Outward Draft banks on which foreign drafts are If we return any debit items we will make drawn the following charges.

Item value Under £25 Free Over £25 £25 4

Foreign Cheques If the foreign cheque is returned unpaid, Foreign currency cheques (other than we will deduct a return fee of £28 from euros) drawn on a bank anywhere and paid your account. into your account with us; and sterling/ Euro cheques drawn on a bank abroad Charge per cheque £28 and paid into your account with us. The If sent by courier at £10 term ‘foreign cheque’ includes drafts and your request money/postal orders. Foreign cheques (excluding Euro) Negotiation of a Foreign Cheque payable to you, drawn on a bank in We may, at our discretion, credit a foreign the UK for credit to either a sterling or cheque to your account without waiting foreign currency account for it to be paid. If the foreign cheque Cheques drawn on us Free is subsequently returned unpaid, we may deduct the amount credited (or Currency Cheque £5 each Clearing Scheme in re-converted if converted into another London currency) from your account together with a return fee of £25. All other cheques £15 each, plus drawee bank charges if levied The following charges are based on the gross value (sterling equivalent) of each foreign cheque. Statements Issued monthly or Free Charge per cheque: less frequently Up to £100 £6 Issued daily £21 per month £100.01 to £5,000 £12 Issued weekly £3 per month £5000.01 to £10,000 £24 Issued bi-weekly £1 per month £10,000.01 to £50,000 £34 Issued every 3 or £1 per month 4 weeks Over £50,000.01 £60 Copy of issued £1 per sheet In addition to our fees, any fees charged statements by our agent and/or correspondent banks and/or the bank on which the foreign Sweeps – Automatic transfers cheque is drawn will also be deducted Between currency Daily search £60 per from your account. accounts in the UK quarter (currency equivalent) Collection of a Foreign Cheque If you or we, at our discretion, require confirmation that a foreign cheque has been paid, we will arrange to clear it on a collection basis. This means that the proceeds will be credited to your account only when they have been received by us. 5 Important information You can get further information and written quotations from any branch or from HSBC UK Bank plc, Customer Information, PO Box 6201, Coventry CV3 9HW.

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