CHEQUE for CORPORATE and SE CUSTOMERS Chequebooks (10 Pieces) ALL 500 in Local Currency (Lek) Issuance of Bank Draft 0.15% Min

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In force from 08.03.2018 CHEQUE FOR CORPORATE AND SE CUSTOMERS Chequebooks (10 pieces) ALL 500 In local currency (Lek) Issuance of bank draft 0.15% min. EUR 20, max. EUR 50 Acceptance: - own cheques free of charge - other cheques 0.15% min. EUR 20, max. EUR 30 Collection 0.1% min.EUR 20, max. EUR 30 In foreign currency: Issuance of bank draft 0.15% min.EUR 20, max EUR 200 Acceptance: - own cheques free of charge - other cheques 0.3% min. EUR 20, max. EUR 200 Collection 0.3% min EUR 80, max. EUR 250 USD cheques cleared through RBI as per correspondent fees Unpaid returned cheques as per Correspondent Bank fees DHL costs according to the destination Note: Cheques in currencies other than EUR and USD, can be paid out in EUR as per the exchange rate used by our correspondent bank, or in original currency. In case the customer requires the cheques to be paid in original currency, besides the above listed , the customer must bear the DHL charges of EUR 50. Cheque Specifications : (I) The amount of a clearing note should be greater than EUR 350 (equivalent in other currencies). Cheque with a value less than 350 Euro (equivalent in other currencies) will not be cleared. (II) The cheques in EUR will be accepted only from the EU Countries. It is not allow to accept for clearing, despite the amount and currency, cheques leaves from Greece, Cyprus, Malta. (III) In the USD currency, only checks issued by banks in the USA (United States of America) with a value of <= 8000 USD will be accepted. (IV) AUD / CAD / GPB / CHF / JPY currencies will only be accepted if they originate in the country where the currency is official. Cheques in currencies other than EUR / USD will be converted into EUR according to the exchange rate used by our correspondent bank. (VI) Cheques in FCY in amounts over € 8,000 are only accepted for collection and credited after the final payment is made. Availability of funds on the customer account will normally be 6-8 weeks in normal conditions. .

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Cheque Collection Policy
CHEQUE COLLECTION POLICY JPMORGAN CHASE BANK, N.A., INDIA Reviewed Feb 2020 Version 120195.0 TABLE OF CONTENTS Page Section No. 1 Introduction 3 2 Credit of Local/Outstation/Foreign cheques 4 3 Time Frame for Collection of Local/Outstation/Foreign Cheques 7 4 Interest Payment for Delayed Collection 9 Feb 2020 Section 1 - Introduction: JPMorgan Chase Bank, N.A., a scheduled commercial bank under the Reserve Bank of India Act, 1934 acting through its branches in India (hereinafter referred to as “JPMCB India”), currently offers commercial banking products and services only to the corporate segment i.e., multi-national corporates as well as local Indian companies. As of now, JPMCB India does not have a retail presence and hence no retail transactions for individuals are undertaken. JPMCB India is a direct member of the local clearing houses where it has its own branches as well as RBI’s electronic payment platforms i.e., RTGS and NEFT. As a part of its transaction banking services JPMCB India provides its corporate customers, the facility to deposit local and outstation cheques for clearing. JPMCB India’s Cheque Collection Policy has been prepared in compliance with RBI circulars issued with respect to collection of cheques, namely, DBOD.No.Leg.BC.55/ 09.07.005/2004-05 November 1, 2004 and DPSS.CO.No.453/03.05.06/2007-08 September 17, 2007. For the sake of clarity, these have been quoted wherever necessary, throughout this policy document. Under this policy, prepaid instruments like Payorders, Demand Drafts, Interest / Dividend warrants shall be treated on par with cheques.
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