DOCSLIB.ORG

Banco Do Brasil's Commitment to Climate Change.Pub

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Banco Do Brasil's Commitment to Climate Change.Pub Banco do Brasil’s Climate Change August/2019 Banco do Brasil's Commitment to Climate Change Context Climate change is currently one of humanity's greatest To achieve the ul"mate goal of the Agreement, challenges. The emission of greenhouse gases (GHG) caused governments have engage in buil ing their o,n by human ac"vi"es an their possible impacts on economic commitments, base on the so4calle Na"onally an ecological processes, base on strong scien"&c 5etermine Contribu"ons (N5C). Through the N5Cs, each evi ence, has presente a isrup"ve poten"al of economic na"on presente its contribu"on to re ucing greenhouse an social processes that nee s to be a resse by society. gas emissions, follo,ing ,hat each government consi ere feasible from the local social an economic scenario. The 6ra7ilian government has commi0e itself to re uce greenhouse gas emissions by the year 2025 by 87: belo, 2005 levels, ,ith a subsequent in ica"ve contribu"on of re ucing greenhouse gas emissions by 48: belo, 2005 levels by 2080. For lea ers of the Worl Economic Forum (WEF), environmental ris-s are among the most serious in terms of their e1ect on the ,orl 's ,ealth an prosperity to ay. Climate change has been high on the forum's agen a for the past &ve years, ,ith the recogni"on that it is reaching a crisis point in many parts of the ,orl . Accor ing to the "Global Ris-s Report 2019" 1 , since 2011 climate change has been among the top &ve global ris-s in terms of probability an economic impact. In 201A, the Intergovernmental Panel on Climate Change (IPCC) launche a special report, in ,hich it reinforces that, even ,ith the goals establishe by the countries un er the Paris Agreement, the traBectory to,ar an average temperature increase of 83C by the en of the century in In 2015, uring the )nite Na"ons Frame,or- Conven"on rela"on to the pre4in ustrial levels (IPCC, 201A), consi ering on Climate Change in France, 19. countries signe the Paris the observe tren s an the impacts on economic Agreement, a ocument through ,hich they commi0e ac"vi"es. themselves to a opt targets for re ucing greenhouse gas emissions, aiming to re uce emissions from their pro uc"on processes, in an a0empt to combine e1orts for the bene&t of a lo, carbon future, in ,hich global average ,arming oes not e2cee 23C above the pre4in ustrial, economic an social levels that nee to be a resse by society. 1. Available at h0pC//,,,8.,eforum.org/ ocs/WEF_Global_Ris-s_Report_2019.p f 2 TCFD – Task Force on Climate-Related Financial Disclosure The Financial Stability 6oar (FS6) ,as set up in 2009 by the Impacts are not only physical an o not manifest Group of 20 (G20) 2, a group of economic ministers an themselves only in the long4term. The re uc"on of GHG central ban- presi ents from the 19 most evelope emissions implies a re uc"on in the use of fossil fuels an countries in the ,orl , plus the European )nion. The FS6 is relate physical assets, ,ith the consequent loss of the interna"onal bo y that monitors an ma-es pro&tability of relate ac"vi"es. On the other han , the recommen a"ons on the global &nancial system. In 2015 it transi"on to a lo,4carbon economy generates announce the establishment of a tas- force, the Tas- opportuni"es for solu"ons in mi"ga"ng emissions an Force on Climate4relate Financial 5isclosures (TCF5), to a ap"ng to the consequences of climate change, such as evelop a consistent ,ay of repor"ng &nancial ris-s relate increasing clean an more eFcient technologies, targets for to climate change. re ucing resource consump"on (energy, fuels, paper), &nancing lo,4carbon As such, companies ,ill have to evelop a farming techniques, priori"7a"on of governance mo el for the climate change photovoltaic an ,in energy sources, theme containing strategy, ris- an increasing the resilience of city opportunity management an infrastructure etc. management in icators, aiming to provi e informa"on on the poten"al The e2pecte transi"on to a lo,4carbon impact of climate change to clients, economy is es"mate to require about investors, insurers an other )S5 1 trillion of investment per year, sta-ehol ers in rela"on to the impacts of genera"ng ne, investment physical ris-s, transi"on ris-s an other opportuni"es. At the same "me, the opportuni"es relate to the issue. reputa"onal ris- of organi7a"ons e2pose to the e1ects of climate change can vary signi&cantly, as these organi7a"ons Accor ing to the TCF5 report 8, one of the most signi&cant may be most a1ecte by the physical impacts of climate ris-s facing organi7a"ons to ay is relate to climate change. change, by climate policies an by ne, technologies. A While it is ,i ely recogni7e that the con"nuity of 2015 stu y 4 es"mate that by the en of the century the greenhouse gas emissions is aggrava"ng global ,arming value of assets in the ,orl at ris- from climate change ,ill an this may lea to economic an social losses, the e2act range from )S5 4.2 trillion to )S5 48 trillion. "ming an severity of physical e1ects are iFcult to es"mate, ,hich ma-es the problem a unique challenge, 6anco o 6rasil, a,are of the relevance an urgency of the especially in the conte2t of economic ecision4ma-ing. issue of climate change an the importance of engaging governments, the private sector an society in e1orts to re uce greenhouse gases an to a apt communi"es in areas of climate vulnerability, is commi0e to the transi"on to a lo,4carbon economy an to the lea ership role that 6ra7il can assume in this issue. 2. The Financial Stability 6oar (FS6) ,as establishe in 2009 as the successor to the Financial Stability Forum (FSF). The FSF ,as foun e by the G7 in 1999 an by a eman from G20 lea ers in 200A to become a stronger ins"tu"on, it ,as re4establishe as FS6 in 2009. 8. Recommendaons of the Task Force on Climate-related Financial Disclosures . Available at h0psC//,,,.fsb4tcf .org/,p4content/uploa s/2017/0./FINAL4 TCF54Report40.2 A17.p f 4.The Economist Intelligence )nit, IThe Cost of Inac"onC Recogni7ing the Value at Ris- from Climate ChangeK, 2015. Value at ris- measures the loss a porolio may e2perience, ,ithin a given "me hori7on, at a par"cular probability, an the stoc- of manageable assets is e&ne as the total stoc- of assets hel by non4 ban- &nancial ins"tu"ons. 6an- assets ,ere e2clu e as they are largely manage by ban-s themselves. 8 What guides us? At 6anco o 6rasil, Corporate Socio4environmental Responsibility (CSR) is e2presse in policies an in the various voluntary commitments assume over "me. The main obBec"ve of governance in CSR is to manage 66's socio 4environmental performance, ,hich occurs base on the implementa"on an issemina"on of the Socio4 environmental Responsibility Policy (PRSA), ,hich consi ers, in an integrate manner, the economic, social an environmental imensions in business an in the ethical an transparent rela"onship ,ith sta-ehol ers. Climate change is inclu e in the Socio4environmental Responsibility Policy 4 PRSA an also in the 66 Sustainability Gui elines for Cre it. The Gui elines provi e socio4environmental gui ance to be consi ere in the analysis of loan an &nancing proposals. They a ress strategic issues, inclu ing climate change, an are applicable in the analysis an gran"ng of cre it to the sectors of Agribusiness, Electrical Energy, Civil Construc"on, Sustainability Plan - Agenda 30 BB Mining, Oil an Gas, Transporta"on, Irrigate Agriculture, Steel an Pulp an Paper. The prepara"on an annual 6anco o 6rasil's Sustainability Plan contributes to the revie, of the Gui elines involves a range of sta-ehol ers improvement of business an processes by consoli a"ng (sharehol ers, in ustry e2perts, NGOs, customers an ac"ons ,ith a social an environmental focus. Revise employees), supporte by the analysis of stu ies an every t,o years an or ere into sustainability challenges reports that, in turn, consi er proBec"ons of global climate priori"7e by senior management, it is bro-en o,n into mo els. In 201A, the Gui elines ,ere up ate consi ering commitments establishe for a perio of three years. the legal, poli"cal, economic an socio4environmental aspects. Since 2017, the Plan has been calle Agen a 80 66. The ne, agen a reNects the premises of the global 2080 Other policies inclu e various socio4environmental aspects, Agen a an is inspire by the Sustainable 5evelopment ,hich are also consi ere in business an a ministra"ve Goals (S5Gs), respon ing to the global call to buil a ,orl prac"ces, such as cre it an investment opera"ons, an riven by a equate management of natural resources, rela"onships ,ith suppliers an employees. 5ue to their respect for human rights an genera"on of sustainable relevance, these gui elines are replicate in the Cre it results. Sustainability Gui elines for i1erent sectors. 4 The Agen a 80 66 ensures that internal processes are management of the climate change theme at 6anco o a opte in a robust manner, agreeing on commitments 6rasil so as to inclu e governance, ris-s, opportuni"es an an ac"ons that have an impact on the business as a a apta"ons) an 19 (to improve the management of social ,hole.
Load more

Recommended publications
  • Banco Do Brasil Brazil
    Banco do Brasil Brazil Active This profile is actively maintained Send feedback on this profile Created before Nov 2016 Last update: May 21 2021 About Banco do Brasil Banco do Brasil is a Brazilian bank, partly state-owned, partly publicly listed at the stock exchange in Sao Paulo. Banco do Brasil was founded in 1808 by then prince-regent João VI of Portugal to finance the kingdom's public debt when he moved from Europe to Brazil. The close relations between bank and state are reflected in the fact that the CEO is appointed by the Brazilian president. The bank offers Insurance, Retail banking and Private equity services. Website http://www.bb.com.br Headquarters SBS Quadra 01 Bloco G ed. sede III - 24° Andar Setor Bancario Sul 70074-900 Brasilia Brazil CEO/chair Fausto de Andrade Ribeiro CEO Supervisors Banco Central do Brasil & Federal Government Brasil Annual Annual report 2020 reports CSR Report 2020 Ownership listed on Brazil Stock Exchange The Brazilian National Treasury is the largest shareholder in Banco do Brasil. The bank's complete shareholder structure can be accessed here. Complaints Individuals and communities who may be adversely affected by Banco do Brasil's finance can raise a complaint to the bank and via its Ombudsman channel (including at [email protected]). grievances Stakeholders may also raise complaints via the OECD National Contact Points (see OECD Watch guidance). Sustainability Voluntary standards Banco do Brasil has committed itself to the following voluntary standards: Carbon Disclosure Project Equator Principles Global Reporting Initiative ISO 14001 Protocolo Verde Brasil (Brazil Green Protocol) United Nations Global Compact Investment policies Banco do Brasil's webpage on corporate social responsibility can be accessed here.
    [Show full text]
  • BRASIL – Aeronautics Cluster
    Microeconomics of Competitiveness Professor Michael E. Porter Professor Hiro Takeuchi Professor Niels Ketelhohn BRASIL – Aeronautics Cluster Pedro Fernandes, Victor Moscoso, Adam Price Jiro Yoshino, Jingyi Zhang May 6th, 2011 1 Figure 1. Map of Brazil 1.1 Country Overview Located in between Atlantic Ocean and South America, Brazil is the world's fifth largest country both by geographical area and by population1. Brazil has experienced a fast urbanization process and nowadays more than 80% of the population in Brazil is urban and approximately 30% live in the ten principal metropolitan areas (PwC, 2006)i. It also borders with all South-American countries but Chile and Ecuador. Source: US Department of State Most of its neighbors are developing countries with abundant natural resources. (CIA, 2011). Brazil’s GDP in 2010 was US$ 2,029 billion with a GDP per capita of US$ 11,196 (in PPP) (EIU, 2011) and the Brazilian economy grew 7.5% in 2010, being expected to grow 4% in 2011 (World Bank, 2011). 1.2 Macro, political, legal and social context The analysis of policy choices in Brazil reveal that the paradigms and macroeconomic policies varied widely in the second half of the 20th century, from a State oriented economy and import substitution policies toward a more open and free market economy. Brazil’s policy makers realized after World War II that they needed to diversify its export basket, beyond the traditional commodities. Among other policies implemented, the exchange controls produced, overvaluation of the Cruzeiro (former currency) and encouragement of imports; at the same time, there were restrictions to capital repatriation and the remittances of earnings (Baer, 2008).
    [Show full text]
  • Comunicado Ao Mercado Referente À Modificação Do Cronograma E Do Prospecto Da Oferta Pública De Distribuição Primária E Secundária De Ações Ordinárias De Emissão Da
    COMUNICADO AO MERCADO REFERENTE À MODIFICAÇÃO DO CRONOGRAMA E DO PROSPECTO DA OFERTA PÚBLICA DE DISTRIBUIÇÃO PRIMÁRIA E SECUNDÁRIA DE AÇÕES ORDINÁRIAS DE EMISSÃO DA CSN MINERAÇÃO S.A. Em processo de obtenção de registro de emissor de valores mobiliários categoria "A" perante a CVM CNPJ/ME nº 08.902.291/0001-15 NIRE: 31.300.025.144 Estrada Casa de Pedra, s/n, parte Congonhas – Minas Gerais Cdigo ISIN: “BRCMINACNOR2” Cdigo de negociação na B3: “CMIN3” Nos termos do disposto no artigo 53 da Instrução da Comissão de Valores Mobiliários (“CVM”) nº 400, de 29 de dezembro de 2003, conforme alterada (“Instrução CVM 400”), a CSN Mineração S.A. (“Companhia”), a Companhia Siderrgica Nacional (“CSN”), a Japão Brasil Minério de Ferro Participaçes Ltda. (“JBMF”) e a POSCO (“Posco” e, em conjunto com CSN e JBMF, “Acionistas Vendedores”), em conjunto com o Banco Morgan Stanley S.A. (“Coordenador Líder” ou “Morgan Stanley”), a XP Investimentos Corretora de Câmbio, Títulos e Valores Mobiliários S.A. (“XP” ou “Agente Estabilizador”), o Bank of America Merrill Lynch Banco Mltiplo S.A. (“Bank of America”), o Banco Bradesco BBI S.A. (“Bradesco BBI”), o Banco BTG Pactual S.A. (“BTG Pactual”), o UBS Brasil Corretora de Câmbio, Títulos e Valores Mobiliários S.A. (“UBS BB”), a Caixa Econmica Federal (“Caixa”), o Citigroup Global Markets Brasil, Corretora de Câmbio, Títulos e Valores Mobiliários S.A. (“Citi”), o Banco Fibra S.A. (“Fibra”), o Banco J.P. Morgan S.A. (“J.P. Morgan”), o Banco Safra S.A. (“Banco Safra”) e o Banco Santander (Brasil) S.A.
    [Show full text]
  • Itausa RA04 Port.Indd
    Perfil Relatório Anual 2004 A Itaúsa - Investimentos Itaú S.A., holding pura de capital aberto, é a controladora do segundo maior grupo empresarial privado brasileiro em receita bruta – R$ 33,8 bilhões em 2004. Ela defi ne, centraliza e alinha a visão para o desenvolvimento e gestão dos negócios, os valores empresarias que direcionam a sua atuação, as macroestratégias, inclusive as estratégias fi nanceiras das empresas controladas. Ao mesmo tempo, preserva a autonomia operacional de cada uma das empresas, permitindo a adoção de estratégias específi cas de acordo com as exigências das respectivas áreas de atuação: fi nanceira (mercado fi nanceiro, mercado de capitais, seguros, previdência privada e capitalização), industrial (eletrônica de informática e de consumo, painéis de madeira, louças e metais, sanitários, química) e imobiliária. Do alinhamento promovido pela Itaúsa resulta a aplicação, em todas as companhias, das diretrizes básicas estipuladas: cultura organizacional única; respeito às pessoas; valorização do capital humano; ética nos negócios; padronização contábil; criação de valor para os acionistas de forma contínua e sustentável; solidez; e vocação para a expansão, com base na tecnologia de gestão e produção. A seleção e o intercâmbio das melhores práticas de gestão nas empresas do grupo, a criação de diferenciais competitivos e a busca incessante de resultados positivos diferenciados em todas elas, tornam-se assim naturais. As empresas da Itaúsa atuam comprometidas com o desenvolvimento sustentado do País sob todos os seus aspectos, assegurando o crescimento e a sustentabilidade dos seus próprios negócios. Para tanto, adotam uma conduta rigorosamente ética e transparente, a fi m de que a sociedade tenha a percepção clara do compromisso mantido pela ITAÚSA Organização.
    [Show full text]
  • A New Contribution to the History of Banco Do Brasil (1808-1829)
    Novos elementos para a história do Banco do Brasil (1808-1829): crónica de um fracasso anunciado A new contribution to the history of the Bank of Brazil (1808-1829): chronicle of a foretold failure José Luís Cardoso* Resumo Abstract O primeiro Banco do Brasil, instituído The first Bank of Brazil was founded in em 1808, é habitualmente referido co- 1808 and is usually referred to as one of mo uma das principais iniciativas da the most relevant initiatives put forward responsabilidade do governo de D. João by the government of D. João VI when VI quando a corte portuguesa se insta- the Portuguese court established the lou no Rio de Janeiro. No entanto, con- capital of the empire in Rio de Janeiro. tinua em larga medida por fazer a histó- However, our knowledge of the history ria dessa instituição cuja fundação foi of this institution, whose creation was concebida como elemento essencial pa- conceived as a key element of the eco- ra o desenvolvimento da política econó- nomic and financial policies to be im- mica e financeira durante o período de plemented during the stay of the Portu- permanência da corte no Rio. O artigo guese court in Brazil, is still rather procura explicar as motivações que esti- incomplete. It is the aim of this article veram na origem da criação do Banco to explain the main reasons for both the do Brasil e as razões do fracasso no creation and the failure of the Bank of cumprimento da sua missão. O artigo Brazil. The article provides a critical revisita os trabalhos monográficos dis- survey of the main secondary literature poníveis sobre a história do Banco e re- available on the history of the Bank, vela documentação impressa pouco es- while also exploring and revealing un- tudada e fontes primárias até agora known and less studied primary sources inéditas que permitem fazer nova luz that shed new light into the activities sobre a sua actividade.
    [Show full text]
  • Corporate Governance Practices
    Corporate Governance Practices Banco do Brasil is among the largest financial institutions in Latin America and occupies a prominent place in its operating segments due to the confidence and solidity of which it is a reference. We are one of the main agents of economic and social development in the country, and, as such, we take into account the significant role that we play in the financial system and in the economy as a whole. The excellence of our governance practices is evidenced by BB's adhesion to the Novo Mercado segment of the B3 - Brasil, Bolsa, Balcão (Brazilian Stock Exchange) since 2006, a listing segment that brings together companies with high standards of corporate governance. We are the only Brazilian bank listed in this segment. As a state-owned company, Banco do Brasil acts in accordance with the provisions of the State-Owned Companies Law (Law 13,303/ 2016) and is certified by B3, as a Highlight in Governance of State-Owned Companies, which represents yet another recognition of the market to the constant improvement of practices of corporate governance that we adopt Independence of the Members of the Board of Directors of Banco do Brasil Banco do Brasil's Board of Directors (BofD) is an independent, collegiate decision-making body responsible for setting the general direction of the Bank's business. It performs strategic, elective and supervisory duties, not covering operational or executive functions. It consists of eight members, elected by the General Shareholders Meeting. As provided for in our Bylaws, a minimum of 30% (thirty percent) of the members of the Board of Directors shall be Independent Directors, as defined in the legislation and on B3’s Novo Mercado Regulation, as well as on B3’s State-Owned Enterprises Governance Program.
    [Show full text]
  • Research BB Investimentos
    #interna A vacinação e seus investimentos Onde investir diante dos possíveis cenários de vacinação? 25 de março de 2021 Por Henrique Tomaz, CFA e time de research do BB Investimentos Henrique Tomaz,#interna CFA Onde investir diante dos possíveis cenários de vacinação? Fique de olho: setores ligados ao movimento cíclico da economia devem apresentar melhores retornos visto que estamos vislumbrando uma aceleração no plano de vacinação a partir de abril Comentário do analista Matriz de cenários2 O começo foi ruim, mas vislumbramos uma melhora no ritmo da vacinação a partir de abril Cenários consideram o potencial de valorização ou de resiliência dos setores Recentemente publicamos um relatório indicando setores e empresas que Vacinação mais rápida Vacinação mais lenta poderiam se beneficiar diante dos possíveis cenários no ritmo da vacinação. Hoje Ritmo (vacinação e retorno à normalidade mais rápidos que o (vacinação e retorno à normalidade mais lentos que estamos aqui para avaliar a evolução da vacinação neste ínterim, o movimento esperado) o esperado) observado dos preços das ações nos setores cobertos, traçar cenários para a vacinação no futuro próximo bem como sugerir os melhores movimentos Probabilidade 70% 30% táticos que você, investidor, deve seguir. Nossa expectativa era que houvéssemos aplicado, até a presente data, cerca de Bancos não digitais 27 milhões de doses, sendo 12 milhões já da segunda dose, isso representaria Bebidas cerca de 7,5% da população adulta brasileira (~160 milhões). No entanto observamos que houve a aplicação de pouco mais de 17 milhões de doses para Bens de capital Alimentos sendo 4,4 milhões na segunda dose.
    [Show full text]
  • Annual Report
    Annual Report 2017 Annual Report 2017 1 Summary 13 Business Model 25 Transforming Role 34 Corporate Governance 46 Risk Management 61 Financial Value Creation 69 Social Value Creation 87 Environmental Value Creation 93 GRI Appendix 139 GRI Content Index Annual Report 2017 2 Assets Comman Equity Market share in agribusiness Tier1 Capital (Basel) About Us R$1.37 trillion 10.48% 60.0% We are Banco do Brasil S.A., the first bank We are present in 99.8% of the Bra- Shareholders’ Market Share in Credit Total number of employees to operate in the Country and also the first zilian municipalities, and our 4,770 Equity company to conduct a public offering of branches represent 21.8% of the share of 19.3% 99,161 shares in the Brazilian capital market. With the national financial system. Our external net- R$98.7billion over 200 years of existence, we have work is composed of 29 branches located Products in actively contributed to the development of in 20 countries. We maintain agreements 857 our portfolio Brazil. Our brand reflects attributes such with financial institutions abroad and, in 2017, as strength, confidence, and there were 884 banks operating as our cor- credibility. Private limited, public lim- respondent banks in 106 countries. 102-4 ited, mixed-capital company and controlled The continuous innovation of business and by the Federal Government, we are part of relationship models allow us to maintain com- Novo Mercado of B3, included in the Corpo- petitiveness and the preference of customers, rate Sustainability Index (ISE) and the Dow building solid and long-lasting relationships.
    [Show full text]
  • Profile: Steinbruch Family Brazil 2 Nov 2016 | Companhia Siderurgica Nacional, Banco Fibra, Vicunha Textil
    PROFILE: STEINBRUCH FAMILY BRAZIL 2 NOV 2016 | COMPANHIA SIDERURGICA NACIONAL, BANCO FIBRA, VICUNHA TEXTIL The Steinbruch family’s flagship company is steelmaker Companhia Siderurgica Nacional (CSN), which it acquired SHAREHOLDER-RELATED RISK during the privatizations of the 1990s. Its other main assets Leadership of the family’s business has are Banco Fibra and Vicunha Têxtil, one of Latin America’s Succession been strongly centralized by Benjamin Risk largest textile companies and the family’s original source Steinbruch since 1994. Although others Risk associated Moderate in his generation also hold senior execu- of wealth. with generational transfer of wealth tive roles, the business group could undergo significant change in the event CSN’s weak operating results, dwindling cash and lack of and management progress in asset sales have raised concerns in light of a of a transfer of leadership. maturity wall in 2018. While many key acquisitions by the Steinbruch family involved state-owned companies and government funds, CONTENTS PAGE these deals took place largely in the 1990s. The recent wave of prosecutions Timeline 2 Political Risk related to government-linked deals and Family Structure 3 Political exposure Moderate contracts is focused on transactions Corporate Structure 4 due to government that occurred while the Workers’ Party Affiliations 6 relationships (PT) was in power from 2003 to 2016. Risk Factors 7 However, the fact that BNDES and Ban- co do Brasil are led by former CSN exec- Deals 8 utives could draw scrutiny to the com- News 9 pany’s relationship with those banks. Legal and Family companies and members do not INTRODUCTION Regulatory Risk appear to be involved in significant legal Risk associated Moderate cases besides CSN’s litigation concern- The Steinbruch family controls Companhia Siderurgica Nacional (CSN), with lawsuits, ing the management of Usiminas, in Brazil’s second-largest steelmaker.
    [Show full text]
  • Research BB Investimentos
    #interna Seleção BB ESG Março 2021 Por Henrique Tomaz, CFA, Richardi Ferreira, CNPI e time de research do BB Investimentos Photo by Christopher Rusev on Unsplash #interna Seleção BB ESG 3 Introdução 4 Metodologia 6 Ações ESG das empresas selecionadas 9 #interna A Seleção BB ESG A Seleção BB ESG tem o objetivo de indicar aos nossos clientes as ações das empresas que estejam mais alinhadas com as melhores práticas ambientais, sociais e de governança corporativa (“ESG”, na sigla em inglês). O que é a Seleção BB ESG? A Seleção BB ESG Nota / Rating Refinitiv Código No processo de integração de fatores ESG nos relatórios e análises de ESG Ambiental Social Governança recomendação desenvolvidos pelo nosso time de pesquisa (research), iniciamos um acompanhamento mais próximo do tema, selecionando - dentro SANB11 A A- A+ A+ do universo de empresas cobertas pelo BB Investimentos - aquelas que vêm se destacando nos aspectos relacionados à preservação do meio ambiente, LREN3 A A- A+ A+ responsabilidade social e melhores práticas de governança corporativa. Os ITUB4 A A+ A+ A- papéis ora escolhidos passaram por uma criteriosa análise da nossa equipe e constituem uma seleção de empresas que, em nossa visão, vêm sendo bem BBDC4 A- A+ A B sucedidas no alinhamento de seus negócios às práticas sustentáveis e socialmente responsáveis. BRDT3 B+ B A- B+ Apesar da Seleção BB ESG ter uma visão de longo prazo, nossa ideia é KLBN11 B+ A A- C+ promover uma atualização do relatório em toda virada de mês, com o objetivo de avaliar possíveis inclusões e/ou exclusões de empresas considerando a NTCO3 B+ B- A- A- evolução da disponibilidade de informações.
    [Show full text]
  • Tabela De Tarifas 30.06.2021.Xlsx
    #Pública# Tabela de Tarifas Pessoa Física Divulgada em 30.06.2021 BANCO DO BRASIL S.A. Vigência a partir de 30.06.2021 Serviços Prioritários Produtos e Serviços / Periodicidade Canais de Entrega SIGLA Tarifa - R$ Cadastro - Confecção de cadastro para início de relacionamento - CADASTRO 30,00 Conta de Depósitos - Cartão - Fornecimento de 2ª via de cartão com função de débito - 2ª via-CARTÃODÉBITO 8,50 - Fornecimento de 2ª via de cartão com função movimentação - 2ª via-CARTÃOPOUPANÇA 8,50 de conta de poupança Conta de Depósitos - Cheque - Exclusão do cadastro de emitente de cheques sem fundos (CCF) (1) - EXCLUSÃO CCF 54,75 - Contra-ordem (ou revogação) e Oposição (ou sustação) ao pagamento - SUSTAÇÃO/REVOGAÇÃO 13,95 de cheque (2) - Fornecimento de folhas de cheques - FOLHACHEQUE 1,75 Conta de Depósitos - Saque - Saque de conta de depósitos à vista e de poupança Presencial ou Pessoal SAQUEpessoal 3,00 Terminal de autoatendimento SAQUEterminal 2,55 Correspondente no País SAQUEcorrespondente 2,00 Conta de Depósitos - Depósito - Depósito identificado(3) - - 8,50 Conta de Depósitos - Consulta - Fornecimento de extrato mensal de conta de depósito à vista Presencial ou Pessoal EXTRATOmês-P 3,10 e de poupança Terminal de autoatendimento EXTRATOmês-E 2,95 e outros meios eletrônicos(4) Correspondente no País EXTRATOmês-C 1,40 - Fornecimento de extrato de um período de conta de depósitos Presencial ou Pessoal EXTRATOmovimento-P 3,10 à vista e de poupança Terminal de Autoatendimento EXTRATOmovimento-E 2,95 e outros meios eletrônicos(4) Correspondente
    [Show full text]
  • Relação Grupos X Bancos Incorporados 341 - BANCO ITAÚ S.A
    Relação Grupos X Bancos Incorporados 341 - BANCO ITAÚ S.A. 029 - BANCO BANERJ 038 - BANCO BANESTADO 230 - BANCO BANDEIRANTES 341 - BANCO ITAÚ S.A. 409 - BANCO UNIBANCO 415 - BANCO NACIONAL - “Apenas elegíveis as contas que não foram encerradas antes da data de aquisição de ativos e passivos pelo novo Banco, conforme previsto na cláusula 4.1, “f” do Acordo Coletivo". Elegível apenas contas encerradas após 13.11.1996 420 - BANCO BANORTE - “Apenas elegíveis as contas que não foram encerradas antes da data de aquisição de ativos e passivos pelo novo Banco, conforme previsto na cláusula 4.1, “f” do Acordo Coletivo". Elegível apenas contas encerradas após 19.12.1996 237 - BANCO BRADESCO S.A. 028 - BANCO BANEB 034 - BANCO DO ESTADO DO AMAZONAS 035 - BANCO DO ESTADO DO CEARÁ 036 - BANCO DO ESTADO DO MARANHÃO 231 - BANCO BOAVISTA S/A 237 - BANCO BRADESCO S.A. 244 - BANCO CIDADE 291 - BANCO DE CRÉDITO NACIONAL 294 - CREDIREAL 334 - BANCO ECONÔMICO 372 - BANCO ITAMARATI 392 - BANCO MERCANTIL DE SÃO PAULO 399 - BANCO HSBC BANK BRASIL 334 – BANCO ECONÔMICO 033 - BANCO SANTANDER (BRASIL) S.A. 024 - BANCO BANDEPE S.A. 030 - BANCO DO ESTADO DA PARAÍBA S.A. - PARAIBAN 033 - BANCO DO ESTADO DE SÃO PAULO S.A. - BANESPA 033 - BANCO SANTANDER (BRASIL) S.A. 215 - BANCO AMÉRICA DO SUL S.A. (BANCO COMERCIAL E DE INVESTIMENTO SUDAMERIS S.A.) 275 - BANCO REAL S.A. 347 - BANCO SUDAMERIS BRASIL S.A. 351 - BANCO SANTANDER S.A. 353 - BANCO SANTANDER BRASIL S.A. 356 - BANCO ABN AMRO S.A. 392 - BANCO MERIDIONAL 424 - BANCO SANTANDER NOROESTE S.A.
    [Show full text]