Better Provider Choices

VSP ® Vision Care puts your employees fi rst and guarantees their satisfaction. That’s why we off er a variety of provider options to meet the needs of our clients and members.

VSP Doctors Members receive enhanced benefi ts with VSP Doctors—full-service locations that provide thorough eye exams and the widest selection of quality eyewear. Plus, beginning January 1, 2014, your employees will automatically get an extra $20 to spend on featured frame brands like bebe®, ck Calvin Klein, Flexon®, 90% Lacoste, Michael Kors, Nike, and Nine West.* Additional benefi ts include: of our members • 88% off er early morning, evening, and weekend appointments; choose a • value-added savings and discounts on lens options, contact lens services, VSP Doctor and sunglasses; • integrated medical management with our Eye Health Management Program®; • guaranteed member satisfaction; • 24-hour access to emergency care.

Retail Chains In addition to 2,000 regional retail chain locations on the VSP Network, our Retail Chain Affi liate Partners add more than 1,000 optical stores for your employees’ convenience. • Costco® Optical, Visionworks®, Wisconsin Vision, Heartland Vision, RxOptical®, and Cohen’s Fashion Optical. • Members enjoy a covered-in-full benefi t experience with equivalent benefi ts. • Secure, HIPAA-compliant systems confi rm eligibility and bill VSP directly. • No forms are required—your employees only pay deductibles, costs over coverage amounts, and/or for noncovered options. • Providers can report Eye Health Management Program data to VSP.

Out-of-Network Your employees always have the freedom to choose any other provider. • Our plan includes a generous reimbursement schedule for services obtained from other providers, including national or local chains. • All providers can contact VSP directly to check eligibility and submit claims on your employees’ behalf. • VSP has a national arrangement with Walmart® that makes it simple for your employees to use their VSP benefi ts at Walmart and Sam’s Club® locations.

Give your employees better provider choices with VSP.

*Featured frame brands include: Airlock, Altair®, Anne Klein, bebe, Calvin Klein, ck Calvin Klein, Chloé, Diane von Furstenberg, Dragon, Emilio Pucci, Flexon, Genesis, JOE Joseph Abboud, Joseph Abboud, Karl Lagerfeld, Lacoste, Marchon®, Michael Kors, Nautica, Nike, Nine West, Revlon®, Salvatore Ferragamo, Sean John, Sight For Students®, Tommy Bahama, Valentino, and X Games—brands subject to change. Ameritas Life Insurance Corp. Ameritas and the bison symbol are registered service marks of Ameritas. Most plans for groups with 26 or more enrolled lives are administered by Ameritas Group. Billing and eligibility for most plans with 25 or fewer enrolled lives are provided by HealthPlan Services, Inc. ©2013 Vision Service Plan. All rights reserved. VSP, Eye Health Management Program, and Sight for Students are registered trademarks of Vision Service Plan. All other company names and brands are trademarks or registered trademarks of their respective owners. GR6420 Rev. 8/13 JOB#14049CL 8/13