Legacy Express Lone Star Legacy Club™ e-Newsletter

Are You Social? We Are! September 2014 I 49th Edition Find Us On A Warm Welcome Back to Our Legacy Friends! Tony and I would like to send a big Hello and Welcome back Witty & Wise ya’ll! A foolish man perceives meekness as weakness. We hope everyone had a great Author: Terry Miller summer. Get ready for another fun, informative, and empow- ering season. We are really looking forward to seeing Antonio Lopez Cindy Reynolds LSNB Investment everyone. You all have been Legacy Club Legacy Club missed! Market Rio Grande Valley Market Services We’re sure you will enjoy the Topics for the season. • Stocks and Bonds • Fixed Income Products Experience a Unique Style of Banking • Mutual Funds If you have any questions, concerns, or suggestions, regarding the Legacy Club, • IRA Rollovers and Transfers please do not hesitate to contact Antonio (Tony) Lopez (210) 979-4652 or Cindy • Tax-Free Investments Reynolds (956) 365-5910. • Annuities • Trust Services • And More ATTENTION LEGACY CLUB MEMBERS: DON’T FORGET THE $15 HEB Gift Card Referral Fee, just by Ask for more information or to schedule a free sending in a Brand New Customer who opens a Legacy Club Account! consultation.

For more information call (956) 664-9490. Holidays Lone Star National Bank will be closed Monday, September 1, 2014 in observance of Labor Day

Bringing the Bank to You in the

Securities and Financial Planning offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC. Insurance products offered through Rio Grande Valley and LPL Financial or its licensed affiliates. Lone Star National Bank and LSNB Investment Services are not registered San Antonio broker/dealers and are not affiliated with LPL Financial.

INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NOT GUARANTEED BY THE BANK • MAY LOSE VALUE Lone Star Legacy Club™ e-Newsletter I 1 Lone Star Legacy Club™ Mystery Luncheon Travel Benefits November 4, 2014 $78 pp Dirty Dancing November 6 - 7, 2014 The Classic Story on State in San Antonio at The Majestic Theater. Trip Includes: Transportation, Coffee Break, 1 Breakfast, 1 Additional Meal, 1 Night Hotel, Admission to All Scheduled Events and Host. $389 pp WSS Mystery Trip Fall Mystery Tour September 12 - 13, 2014 November 13 - 15, 2014 Two Days Filled with Excitement and Adventure. Here We Go On Another Amazing Trip To ????? Trip Includes: Transportation, Coffee Break, 1 Breakfast, 1 Additional Trip Includes: Transportation, Coffee Break, 2 Breakfasts, 2 Additional Meal, 1 Night Hotel, Admission to All Scheduled Events and Host. Meals, 2 Nights Hotel, Admission to All Scheduled Events and Host. $253 pp $429 pp Royal Caribbean 7-Night Western Caribbean Cruise (Package and Hosted) New York City Holiday Time September 27 - October 5, 2014 November 18 - 21, 2014 Navigator of the Seas Sailing Out of Galveston 3 Theater Performances: Les Miserables, New York City Ballet The Package Includes: 7-Night Caribbean Cruise, Round Trip Nutcracker, Radio City Cristmas Spectacular “The Rockettes”. Also Transportation from the Valley to Galveston, 1-Night Pre Cruise included is sightseeing. Hotel in Galveston, $100 On-Board Ship Credit Per Statroom. Trip Includes: Air from the Valley, 3 Breakfasts, 1 Lunch, 3 Nights at the Hotel Roosevelt, Admission to All Scheduled Events and Host. Package Pricing Category N - Inside Stateroom $990/pp $2,129 pp Category I - Oceanview Stateroom $1,425/pp A Branson Ozark Christmas Category D2 - Balcony Stateroom $1,472/pp December 1 - 4, 2014 *Prices subject to change based on availability and are based on double occupancy. Join Us and Enjoy 5 Wonderful Shows: Dolly Parton’s Dixie Stampede Christmas show, Clay Cooper’s Country Music Express, SIX, Larry Beauty and the Beast Gatlin and the Gatlin Brothers, and JONAH at the Sight and Sound October 1-2, 2014 Theater. At the Majestic Theater in San Antonio. Trip Includes: Air from the Valley, Breakfast Each Morning, 2 Trip Includes: Transportation, Coffee Break, 1 Breakfast, 1 Additional Additional Meals, 3 Nights Hotel, Admission to All Scheduled Events Meal, 1 Night Hotel, Admission to All Scheduled Events & Host. and Host. $373 pp $1,495 pp A Triple Theater Adventure A Texas Christmas - Seguin, Round Top & Houston October 1 - 4, 2014 Beauty and the Beast - The Majestic Theater in San Antonio December 5 - 8, 2014 The King and I - Zach Theater in Austin Enjoy the music of the Houston Chamber Bell Ringers Christmas Nice Work If You Can Get It - Long Center, Austin Concert in Round Top, Texas Lutheran University Vespers in Seguin Trip Includes: Transportation, Coffee Break, 3 Breakfasts, 1 Additional and the Radio City Rockettes Christmas Spectacular in Houston. Meal, 3 Nights Hotel, Admission to All Scheduled Events and Host. Trip Includes: Transportation, Coffee Break, 3 Breakfast, 2 Additional $729 pp Meals, 3 Nights Hotel, Admission to All Scheduled Events and Host. $659 pp Oktoberfest The Lion King October 14, 2014 A full day of food and fellowship. Reserve you spot today for lunch and December 11 - 12 (or) December 27-28, 2014 our special Oktoberfest Celebration with an amazing varity of authentic At The Majestic Theater in San Antonio. German food at Schneider’s German Gasthaus & Beergarden. Trip Includes: Transportation, Coffee Break, 1 Breakfast, 1 Additional Entertainment by Scott Roeder’s “Octoba Band”. Meal, 1 Night Hotel, Admission to All Scheduled Events and Host. $79 pp $389 pp Lone Star Legacy Club™ e-Newsletter I 2 Chicago (The Musical)

Photo: http://realreview.co.za/2008/04/ Christmas Mystery Luncheon Shareable Edibles December 16, 2014 Italian Chicken and Penne Join Us In the Spirit of the Holiday for a 6 Hour Extravaganza $91 pp Ingredients: • 8 Ounces Uncooked Penne Pasta California Here We Come! - Rose Parade • 1 Cup Sliced Fresh Mushrooms • 1 Pound Boneless Skinless Chicken Breasts (Cut Into ½ Inch Pieces) December 29, 2014 - January 2, 2015 • 1 Cup Halved Cherry or Grape Tomatoes Call for More Information • 1 Small Green Pepper, Julienned • 1 Can (8 Ounces) Pizza Sauce Chicago (The Musical) • ½ Cup Chopped Onion • ½ Teaspoon Italian Seasoning January 29-30, 2015 • 1 Garlic Clove, Minced There’s never been a better time to experience Chicago, Broadway’s • 1/3 Cup Shredded Part-Skim Mozzarella Cheese razzle-dazzle smash. Presented at The Majestic Theater in San Antonio. • 1 Tablespoon Olive Oil Call for More Information Instructions: Cook pasta according to package directions: drain. In a nonstick wok, stir-fry the chicken, pepper, onion and garlic in oil until chicken is no longer pink. Add the pasta, mushrooms, tomatoes, sauce and seasoning: heat through. Remove from heat. Sprinkle with mozzarella cheese: let stand until cheese is melted. Yield: 6 Servings Courtesy: Healthy Cooking PLEASE SEND US SOME OF YOUR FAVORITE RECIPES! 3827 N. 10th St., Ste 203 • McAllen, TX 78501 Lone Star Legacy Club™ (956) 664-2916 • 800-568-9890 1901 N. Ed Carey Drive, Suite 100 Email: [email protected] Harlingen, Texas 78550 Website: www.chuckolsontours.com Or Email Us At: [email protected]

Chuck Olson Tours & Cruises acts only as an agent for independent suppliers providing services connected with this tour or cruise. Services are subject to the terms and conditions of those suppliers. Chuck Olson Tours and Cruises and their respective employees and representatives, accept no liability for any injury, damage, loss, accident, delay, or any incident which may be caused by the negligence, defect, or default of any company or person Tiny Tidbits in performing these services. Responsibility is not accepted for losses, injury, damages or expenses due to sickness, weather, strikes, hostilities, wars, terrorist acts, acts of nature, local • Always treat stains from the back, rather than the front, to avoid laws or other causes. All services are subject to the laws and regulations of the country in rubbing the stain in more. which they are provided. Chuck Olson Tours & Cruises is not responsible for any baggage or personal effects of any individual participating in tours/cruises arranged by Chuck Olson • Dingy Whites or underarm deodorant stains: Soak the stain Tours & Cruises. Individual travelers have the option of purchasing a travel insurance policy directly in a mix of 50/50 hydrogen peroxide and water for 30 that provides some coverage in the event of lost luggage or personal effects. CRUISES: *All prices are per person, based on double occupancy. All fares include cabin fare, minutes and then add 1 cup of hydrogen peroxide to the wash port charges & taxes. We reserve the right to correct errors. These prices were in effect at the water. time of printing. All offers are subject to availability and may be changed or withdrawn without notice. All cruise lines reserve the right to add on a fuel surcharge. Source: Internet Any travel agency or travel agent providing tour services are providing their services as independent Contractors and not as employees of Lone Star National Bank. Lone Star Legacy Club™ e-Newsletter I 3 Lone Star Legacy Club™ September Events Monthly Meetings Rio Grande Valley Island Folk Festival • Sept. 5 - 6, 2014 Topic: Crime Prevention Louie’s Backyard, Laguna Bob, Tequila Sunset South Padre Island We Will Be Celebrating July, August, September Free admission. Dozens of well known Austin and Kerrville Folk Babies, Please Be Sure To Attend! Festival artists will bring continuous music at these three great venues! For more information visit www.islandfolkfestival.com or call 1-800-SOPADRE. Harlingen/LaFeria • Monday, September 15th • 10:00 a.m. Alfresco Weslaco Sept. 18, 2014, 6:30 p.m. - 9:00 p.m. Texas Boulevard • Downtown Weslaco Location: RGV Shrine Club Free admission. Enjoy live music, art display, sidewalk sales, food • 13415 US Expressway 83 La Feria (Exit Kansas City Rd.) and beverages! For more information call (956) 969-0838. McAllen/Mission Free Concert on the Bay • Sept. 19, 2014, Tuesday, September 16th • 10:00 a.m. 7:00 p.m. - 10:00 p.m. • Laguna at Pike Street Location: Corinthian Bring family, beach chair and friends! Live music. For more infor- 1516 E. US Expressway 83 (Next to La Quinta) mation visit www.sopadre.com/events Free Concert on the Bay Weslaco Sept.26, 2014, 7:00 p.m. - 10:00 p.m. • Laguna at Pike Street Wednesday, September 17th • 10:00 a.m. Bring family, beach chair and friends! Live music. For more infor- Location: Weslaco Elks Lodge • 201 S. Border mation contact the South Padre Island Visitor Center. Taste of Harlingen • Oct. 16, 2014, 6:00 p.m. - 9:00 p.m. Rio Grande City Harlingen Arts and Heritage Museum. For more information call Thursday, September 18th • 10:00 a.m. (956) 216-4901. Location: Multi-Purpose Center (Fort Ringgold) San Antonio Brownsville All Month: Fotoseptiembre USA • Friday, September 19th 10:00 a.m. Dozens of exhibits showing traditional photographs, digital Location: Lone Star National Bank images, photography based works, photographic installations, 3300 N. Expressway 83 (Next to Texas Road House) funky camera, and alternative processes are presented in galleries, museums, art centers and other exhibition spaces throughout San South Padre Island Antonio and the Texas Hill Country and in the festival’s web galler- Friday, September 19th • 1:00 p.m. ies. Location: Lone Star National Bank September. 9 - 11: Taste of the River Walk 601 Padre Boulevard (2nd Floor) Ticket holders enjoy sampling culinary offerings from 20 partici- pating River Walk establishments from 6:00 p.m. until 8:30 p.m. San Antonio: Stone Oak September 13: International Accordion Festival Monday, September 22nd • 10:00 a.m. Celebrate San Antonio’s love of the accordion and join us for this Location: Lone Star National Bank • 381 N. Loop 1604 W. FREE annual all-star celebration at the historic downtown in San Antonio, Texas. San Antonio: Huebner September 16: Diez y Seis Events Tuesday, September 23rd • 10:00 a.m. Marking Mexico’s independence from Spain, San Antonio Location: Lone Star National Bank • 15326 Huebner Rd. celebrates September 16 with special events all over town, includ- ing a street parade with floats and marching bands, a gala, Market San Antonio: San Pedro Square celebrations and much more. Wednesday, September 24th • 10:00 a.m. September 20 - 21: Jazz Alive Location: Lone Star National Bank Some of the nation’s top jazz entertainers, along with regional and 10000 San Pedro Ave. local talent, take over and dazzle the crowd with their smooth sounds. Free admission. San Antonio: Medical September. 26 - 28: Alamo City Comic Con • Thursday, September 25th 10:00 a.m. Comics, video games, costumes and so much more, this conven- Location: Lone Star National Bank • 7954 Fredericksburg Rd. tion has everything you need. Special guests include big names from film and TV and superstar creators from your favorite comic San Antonio: Zarzamora books. Friday, September 26th • 10:00 a.m. Location: Lone Star National Bank • 6986 S. Zarzamora St. September 27 - October 26: SeaWorld San Antonio Howl-O-Scream • 6:00 p.m. The spooks start early with fun for the whole family. Each weekend in October, enjoy kid-friendly shows during the day, but beware... the later you stay, the more you’ll scream!

Lone Star Legacy Club™ e-Newsletter I 4 Sudoku Puzzle Fill in the blanks so that each row, each column, and each of the nine 3x3 grids contain one instance of each of the numbers 1 through 9.

3 1 2 5

7 6 3 4 1

Fitness Matters: 4 1 3 5 Memory Help Guide A strong memory depends on the health and vitality of your 4 9 6 brain. Just as exercise will improve your physical fitness, there are plenty of ways to exercise your brain, improve your 2 7 8 9 memory, and stay mentally sharp. Sleep, diet, and spending time with friends can also boost 9 5 6 your memory, even as you age. When you exercise your mind and spend time connecting with others, you’ll experi- 4 7 8 1 ence a huge emotional boost. 3 5 1 2 9 There are lots of things you can do to improve your memory and mental performance. 4 2 8 7 Harnessing the Power of Your Brain: They say that you can’t teach an old dog new tricks, but when it comes to the brain, scientists have discovered that this old adage simply isn’t true. The human brain has an astonishing ability to adapt and change-even into old age. This ability is known as neuroplasticity to increase your cognitive abilities, enhance your ability to learn new infor- mation, and improve your memory.

Improving Memory Tip 1: Don’t Skimp On Exercise or Sleep Just as an athlete relies on sleep and a nutrition-packed diet to perform his or her best, your ability to remember Curiosities: increases when you nurture your brain with a good diet and • Dolphins don’t automatically breath: they have to tell themselves other healthy habits. to do it. When You Exercise Your Body, You Exercise the Brain • Snails can sleep for 3 years without eating. Treating your body well can enhance your ability to process Source: Internet and recall information. Physical exercise increases oxygen to your brain and reduces the risk for disorders that lead to memory loss, such as diabetes and cardiovascular disease. Exercise may also enhance the effects of helpful brain chemicals and protect brain cells. (To Be Continued Next Issue) Source: Helpguide.org

Discounted Rates: Low rate discounts for Lone Star Legacy Club™ members at the Holiday Inn Express located at 5535 University Heights, San Antonio, TX. Enjoy the benefits of $89 a night. Call (800) 465-4329 for more information.

Lone Star Legacy Club™ e-Newsletter I 5 Bargain Hunters You Must Be a Lone Star Legacy™ Member to Place an Ad FOR SALE For Sale: Pilates Exerciser On 12” Stand with Chart and 2 DVDs, $300.00. Will Text Picture. Call: (956)472-3574 For Sale: 3 Matching Tables w/Beveled Glass Tops, 42” Coffee Table, 24” End Tables. Scrolled Gold Color Cast Iron Stand. Beautiful Set Only $99.00. Call: (956) 423-2909 For Sale: Double Stainless Steel Sink w/Re-Built Faucet, Very Nice, $30.00. Call: (956) 423-2909 Locations Across For Sale: Blue Ox Tow Hitch for Motorhome w/Locks/Safety Cables/10,000lb Capacity, $275.00. South Texas Call: (956)357-0597 Visit any of our full-service banking centers throughout South For Sale: 30/50 Amp Surge Protector for Motor Home/ Texas and discover why Lone Star National Bank is Bringing the Trailer $50.00. Bank to You. Call: (956) 357-0597 • Brownsville • Pharr For Sale: 1959 Edsel Car, Ranger Model, 4 Door Hardtop, • Edinburg • Port Isabel 85% Restored, 292 V8 Engine, 74,000 Original Miles. Less • Harlingen • Rio Grande City Than 50 On the Road, $10,000.00. • Hidalgo • Roma Call: (956) 342-7039 • McAllen • San Antonio For Sale: 1/1 Mobile Home Includes Lot. Well Kept, In • Mission • South Padre Island Winter Gardens Park. $13,000.00. Owner Financing. • Palmview • Weslaco Call: (956) 778-9798 For Sale: 2/2/2 Lovely Brick Home In Harlingen, Lot 100x300, Lots of Trees, 230 E. Arroyo. $119,000.00, Owner Financing. Call: (956) 778-9798 For Sale: 2003 Chevrolet Truck, Silverado 2500 Extended Cab Pick-Up. Two Wheel Drive with Tool Box and Trailer Hitch. Call: (937) 776-3599 For Sale: Victorian Parlor Lamp Table, Round Marble Top, 28” High, 16” Diameter, Great Condition, $150.00. Please Call: (817) 821-2212. TO BUY…TO SELL… LOOKING FOR SOMETHING SPECIAL? We need your ad before the 7TH OF THE PRIOR MONTH. FIFTEEN WORDS OR LESS…ONE AD PER HOUSEHOLD… ONE AD PER MONTH. First come, first serve.

Please Send Your Ad To: 1-800-580-0322 Lone Star Legacy Club™ www.lonestarnationalbank.com 1901 N. Ed Carey Drive Suite 100 Harlingen, Texas 78550 Or Email Us At: [email protected] Any Items posted in the Bargain Hunters section are sold by independent individuals and not as employees of Lone Star National Bank.

Lone Star Legacy Club™ e-Newsletter I 6