Specialty Finance Information Sheet

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SPECIALTY FINANCE At CIBC, we know the credit needs of specialty lenders are unlike traditional borrowers and the challenges you face are unique. We’ve built lasting partnerships across the specialty finance industry because we have a dedicated team of commercial bankers focused on serving businesses like yours across the U.S. and Canada. Client Segments Our Expertise • Distressed Debt Buying • Commercial Equipment Leasing CIBC Specialty Finance crafts innovative solutions for specialized • Consumer Lending • Alternative Small Business lenders by focusing intently on our client relationships and tapping • Auto Lending our deep industry experience to reach your goals. Since 2009, we’ve • Non-Auto • Litigation Finance delivered over $1.2 billion in commitments to the specialty finance • Asset-Based Lending • Insurance Premium Finance industry to help our clients realize their ambitions. Backed by the • Factoring • Medical Lien Funding strength and capabilities of a North American financial institution with more than 150 years of banking history, we build lasting partnerships by serving your unique needs and making easy for you to do business. Our Capabilities About CIBC In addition to senior secured credit facilities, CIBC offers its customers a wide range of products, including: CIBC is a leading North American financial institution with 10 million personal banking, business, public sector and institutional clients. CIBC • Treasury Management • Investment Banking offers a full range of advice, solutions and services in the United States, • Foreign Exchange • Syndication Loan Capabilities across Canada and around the world. In the U.S., CIBC Bank USA • Interest Rate Derivatives (Broadly and Club) provides commercial banking, private and personal banking and small • Debt Capital Markets • Private Banking business banking solutions and CIBC Private Wealth offers investment • 401K Advisory Services • Wealth Management management, wealth strategies and legacy planning. Visit us at us.cibc.com/commercial. To learn more, please contact our U.S. Specialty Finance team: Jeff Michalczyk Jennifer St. Aubin Paul Rubrich Sam Cristee Group Manager Team Lead Market Lead Relationship Manager 312 564-1253 312 564-1291 312 564-2961 312 564-2567 [email protected]* [email protected]* [email protected]* [email protected]* Patrick Osborne JJ Ohlrich Matthew Berman Adam Ruchim Relationship Manager Relationship Manager Relationship Manager Relationship Manager 312 564-2879 312 564-2564 312 564-2655 312 564-1450 [email protected]* [email protected]* [email protected]* [email protected]* *Email is not a secure method of communication and should not be used to send person or financial information. All loans subject to credit approval. Products and services offered by CIBC Bank USA. Investment, Trust, and Capital Markets Products Offered are not FDIC-Insured, May Lose Value and are Not Bank Guaranteed. The CIBC logo is a registered trademark of CIBC, used under license. © 2020 CIBC USA 20B061 - Specialty Finance.

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