DOCSLIB.ORG

Canadian Imperial Bank of Commerce Issue of US$400000000 Callable

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Canadian Imperial Bank of Commerce Issue of US$400000000 Callable Canadian Imperial Bank of Commerce Issue of U.S.$400,000,000 Callable Zero Coupon Notes due 30 July 2050 (the “Notes”) under a U.S.$20,000,000,000 Note Issuance Programme Issue Date: 30 July 2020 Issue Price: 100 per cent. The information package relating to the Notes includes the base prospectus dated 26 June 2020 in respect of the U.S.$20,000,000,000 Note Issuance Programme (the “Prospectus”) and the Final Terms dated 20 July 2020, which is annexed hereto in respect of the Notes (the “Final Terms”, together with the Prospectus and this document, the “Information Package”). The Notes will be issued by Canadian Imperial Bank of Commerce (the “Issuer”). Application will be made by the Issuer for the Notes to be listed on the Taipei Exchange (“TPEx”) in the Republic of China (the “ROC”). The Notes will be traded on the TPEx pursuant to the applicable rules of the TPEx. The effective date of listing and trading of the Notes is on or about 30 July 2020. TPEx is not responsible for the content of the Information Package and no representation is made by TPEx as to the accuracy or completeness of the Information Package. TPEx expressly disclaims any and all liability for any losses arising from, or as a result of the reliance on, all or part of the contents of this Information Package. Admission to the listing and trading of the Notes on the TPEx shall not be taken as an indication of the merits of the Issuer or the Notes. The Notes have not been, and shall not be, offered, sold or re-sold, directly or indirectly, to investors other than “professional institutional investors” as defined under Paragraph 2 of Article 4 of the Financial Consumer Protection Act of the ROC (“Professional Institutional Investors”). Purchasers of the Notes are not permitted to sell or otherwise dispose of the Notes except by transfer to the Professional Institutional Investors. The Notes are international bonds with loss-absorbing capacity. The terms of the Notes do not include any right to convert or exchange the Notes into or subscribe for equity of the Issuer or any provision providing for the write down of the principal of the Notes, provided, however, that the Notes are subject to conversion in whole or in part – by means of a transaction or series of transactions and in one or more steps – into common shares of the Issuer or any of its affiliates under subsection 39.2(2.3) of the Canada Deposit Insurance Corporation Act (the “CDIC Act”) and to variation or extinguishment in consequence and subject to the application of the laws of the Province of Ontario and the federal laws of Canada applicable therein in respect of the operation of the CDIC Act with respect to the Notes, in circumstances where the Canadian authorities are of the opinion that the Issuer has ceased, or is about to cease, to be viable and viability cannot be restored or preserved. Notwithstanding any other terms of the Issuer’s liability, any other law that governs the Issuer’s liability and any other agreement, arrangement or understanding between the parties with respect to the Issuer’s liability, each holder or beneficial owner of an interest in the Notes is deemed to be bound by the laws of the Province of Ontario and the federal laws of Canada applicable therein in respect of the operation of the CDIC Act with respect to the Notes and, by acquiring an interest in the Notes, is deemed to attorn to the jurisdiction of the courts in the Province of Ontario in Canada. See discussion included under “Risk Factors - Factors which are material for the purpose of assessing the bail-in risks associated with Senior Notes issued under the Programme - Risks related to Bail-inable Notes” on pages 39 to 45 and “Risk Factors - Risks related to Notes generally - Canadian bank resolution powers confer substantial powers on Canadian authorities designed to enable them to take a range of actions in relation to the Issuer where a determination is made that the Issuer has ceased, or is about to cease, to be viable and such viability cannot be restored or preserved, which if taken could result in holders or beneficial owners of Noteholders being exposed to losses” at page 64 and Condition 3(a)(ii) of the “Terms and Conditions of the Notes” at page 81 in the Prospectus. The Notes are also potentially subject to resolution powers of authorities outside of Canada in exceptional circumstances. See discussion under “Risk Factors - Risks related to Notes generally - Notes may be subject to write-off, write down or conversion under the resolution powers of authorities outside of Canada” at page 65 of the Prospectus. Lead Manager Yuanta Securities Co., Ltd. PRIIPs REGULATION - PROHIBITION OF SALES TO EEA AND UK RETAIL INVESTORS The Notes are not intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise made available to any retail investor in the European Economic Area (“EEA”) or in the United Kingdom ("UK"). For these purposes, a retail investor means a person who is one (or more) of: (i) a retail client as defined in point (11) of Article 4(1) of Directive 2014/65/EU (as amended, “MiFID II”); (ii) a customer within the meaning of Directive 2016/97/EU as amended, where that customer would not qualify as a professional client as defined in point (10) of Article 4(1) of MiFID II; or (iii) not a qualified investor as defined in Regulation (EU) 2017/1129 (the “Prospectus Regulation”). Consequently, no key information document required by Regulation (EU) No 1286/2014 (as amended, the “PRIIPs Regulation”) for offering or selling the Notes or otherwise making them available to retail investors in the EEA or in the UK has been prepared and therefore offering or selling the Notes or otherwise making them available to any retail investor in the EEA or in the UK may be unlawful under the PRIIPs Regulation. The Notes are Bail-inable Notes and subject to conversion in whole or in part – by means of a transaction or series of transactions and in one or more steps – into common shares of the Issuer or any of its affiliates under subsection 39.2(2.3) of the Canada Deposit Insurance Corporation Act (the “CDIC Act”) and to variation or extinguishment in consequence, and subject to the application of the laws of the Province of Ontario and the federal laws of Canada applicable therein in respect of the operation of the CDIC Act with respect to the Notes. Final Terms dated 20 July 2020 Canadian Imperial Bank of Commerce Branch of Account: Main Branch, Toronto Legal Entity Identifier: 2IGI19DL77OX0HC3ZE78 Issue of U.S.$400,000,000 Callable Zero Coupon Notes due 30 July 2050 under a U.S.$20,000,000,000 Note Issuance Programme PART A – CONTRACTUAL TERMS Terms used herein shall be deemed to be defined as such for the purposes of the terms and conditions (the “Conditions”) set forth in the Prospectus dated 26 June 2020 which constitutes a base prospectus (the “Prospectus”) for the purposes of the Prospectus Regulation. This document constitutes the Final Terms of the Notes described herein for the purposes of the Prospectus Regulation and must be read in conjunction with such Prospectus. Full information on the Issuer and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Prospectus. The Prospectus is available for viewing during normal business hours at and copies may be obtained from the registered office of the Issuer at 199 Bay St., Toronto, Canada M5L 1A2, and at the office of the Fiscal Agent, Deutsche Bank AG, London Branch at Winchester House, 1 Great Winchester Street, London EC2N 2DB and copies may be obtained from Canadian Imperial Bank of Commerce, London Branch at 150 Cheapside, London, EC2V 6ET. 1. (i) Series Number: 235 (ii) Tranche Number: 1 2. Specified Currency or Currencies: United States Dollars ("U.S.$") 3. Aggregate Nominal Amount of Notes: U.S.$400,000,000 4. Issue Price: 100.00 per cent. of the Aggregate Nominal Amount 112006540 - 2 - 5. (i) Specified Denominations: U.S.$1,000,000 (ii) Calculation Amount: U.S.$1,000,000 6. (i) Issue Date: 30 July 2020 (ii) Interest Commencement Date: Not Applicable (iii) CNY Issue Trade Date: Not Applicable 7. Maturity Date: 30 July 2050, subject to adjustment for payment purposes only in accordance with the Modified Following Business Day Convention 8. Interest Basis: Zero Coupon (see paragraph 17 below) 9. Redemption/Payment Basis: Subject to any purchase and cancellation or early redemption, the Notes will be redeemed on the Maturity Date at 237.133727 per cent. of their nominal amount 10. Change of Interest Basis: Not Applicable 11. Put/Call Options: Call Option (see paragraph 18 below) 12. Status of the Notes: Senior Notes 13. Date Board approval for issuance of 27 May 2020 Notes obtained: 14. Bail -inable Notes: Yes PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE 15. Fixed Rate Note Provisions: Not Applicable 16. Floating Rate Note Provisions: Not Applicable 17. Zero Coupon Note Provisions: Applicable (i) Amortization Yield: 2.92 per cent. per annum (ii) Day Count Fraction in relation 30/360 to Early Redemption Amounts: PROVISIONS RELATING TO REDEMPTION OR CONVERSION 18. Call Option: Applicable (i) Optional Redemption Dates: 30 July in each year commencing 30 July 2025 up to but excluding the Maturity Date, subject to adjustment in accordance with the Modified Following Business Day Convention 112006540 - 3 - (ii) Optional Redemption Amounts The Issuer may redeem all, but not some only, of of each Note: the Notes, on any Optional Redemption Date at the relevant Optional Redemption Amount as specified under heading “Optional Redemption Amount” in the table set out in Annex 1 and corresponding to the relevant Optional Redemption Date specified in such table (iii) If redeemable in part: Not Applicable (iv) Notice period: Not less than 15 and not more than 30 business days prior to the relevant Optional Redemption Date.
Load more

Recommended publications
  • Canadian Imperial Bank of Commerce ANNUAL INFORMATION FORM
    Canadian Imperial Bank of Commerce ANNUAL INFORMATION FORM December 4, 2019 TABLE OF CONTENTS 2 A NOTE ABOUT FORWARD-LOOKING STATEMENTS 3 INFORMATION INCORPORATED BY REFERENCE 3 CORPORATE STRUCTURE 3 Name, Address and Incorporation 3 Intercorporate Relationships 3 DESCRIPTION OF THE BUSINESS 3 The CIBC Organization 4 Competitive Conditions 4 Social and Environmental Policies 4 Risk Factors 4 GENERAL DEVELOPMENT OF THE BUSINESS 4 Three Year History 5 DIVIDENDS 5 CAPITAL STRUCTURE 5 Description of Common Shares 5 Description of Preferred Shares 6 Certain Conditions of the Class A Preferred Shares as a Class 6 Bank Act (Canada) Restrictions Related to Share Ownership 7 Liquidity and Credit Ratings 8 MARKET FOR SECURITIES 8 Trading Prices and Volume 8 Prior Sales 9 Escrow Securities 9 DIRECTORS AND OFFICERS 9 Directors and Board Committees 9 Executive Officers 9 Shareholdings of Directors and Executive Officers 10 Corporate Cease Trade Orders or Bankruptcies 10 Penalties or Sanctions 10 Personal Bankruptcies 10 Conflicts of Interest 10 LEGAL PROCEEDINGS AND REGULATORY ACTIONS 10 INTEREST OF MANAGEMENT AND OTHERS IN MATERIAL TRANSACTIONS 10 TRANSFER AGENT AND REGISTRAR 10 EXPERTS 11 AUDIT COMMITTEE 11 Education and Experience 11 PRE-APPROVAL POLICIES AND PROCEDURES 12 FEES FOR SERVICES PROVIDED BY SHAREHOLDERS’ AUDITOR 12 ADDITIONAL INFORMATION 13 Appendix A: Rating Definitions 15 Appendix B: Audit Committee Mandate CIBC 2019 Annual Information Form 1 A NOTE ABOUT FORWARD-LOOKING STATEMENTS From time to time, we make written or oral forward-looking statements within the meaning of certain securities laws, including in this Annual Information Form, in other filings with Canadian securities regulators or the U.S.
    [Show full text]
  • BANK MERGERS: IS BIGGER BETTER? Introduction
    BANK MERGERS: IS BIGGER BETTER? Introduction In January 1998, the Bank of Montreal and the Royal Bank of Canada announced plans to merge and create one superbank. A few months later, in April, the Toronto Dominion Bank and the Canadian Imperial Bank of Commerce announced similar plans. The proposed bank mergers caught many people off guard, including Minister of Finance Paul Martin. In a Macleans interview, Martin said, "Just because they decided to get into bed together doesnt mean that I have to bless their union." Martins message seemed to be that Ottawa, not the banks, would decide the future of banking in Canada. "There will be no mergers in the banking sector until we are convinced that [it] is what is best for Canadians, and we will not be stampeded into making that decision." According to the banks, the proposed mergers were a natural response to a changing and highly competitive global marketplace. Mergers, they said, provide a way of maintaining a strong Canadian presence in the banking industry. Certainly, recent technological advances have dramatically changed the manner in which the financial services industry conduct their business, and the above- mentioned banks feel, therefore, that they need to be bigger to compete and to have a substantial presence in the global banking community. Martin himself acknowledged the changed nature of banking when he said, "If you look back at banking five years ago, you might as well look back two centuries." While the proposed bank mergers brought attention to the challenges facing Canadas banks, these challenges are not peculiar to the banks alone.
    [Show full text]
  • Imperial Bank of Canada
    Imperial Bank of Canada Head Office : Toronto ESTABLISHED 1875 CAPITAL A UTHORIZED . $10,000,000.00 Thirty-Fifth AnnwZ deport 1910 IMPERIAL BANK OF CANADA. ESTABLISHED 1875 Capital (Authorized) $10,000.000.00 Capital (paid up) $5,000.000.00 Reserve Fund and Undivided Profits $5.700.000.00 DIRECTORS: D. R. WILKIE.. ............................PRESIDENT. HON.ROBERT JAFFRAY.. ........... .VICE-PRESIDENT. WM. RAMSAY of Bowland, Stow. Scotland. ELIAS ROGERS. J. KERR OSBORNE. PELEG HOWLAND. WM. WHYTE, Winnipeg. CAWTHRA MULOCK. HON.RICHARD TURNER. Quebec. WM. HAMILTON MERRITT. M.D., St. Catharines. W. J. GAGE. HEAD OFFICE, TORONTO. D. R. WILKIE, GENERALMANAGER. E. HAY, ASST.GENERAL MANAGER. W. MOFFAT, CHIEFINSPECTOR. A. E. PHIPPS. G. D. BOULTON. R. S. CLARK. INSPECTORS. W. S. ELLIOTT. SECRETARYTO GENERAL MANAGER. BRANCHES : NIAGARA-ON-THE-LAKE.. .. NORTH BAY.. ............... OTTAWA. ................... PALGRAVE. ................. PORT ARTHUR .............. PORT COLBORNE.. .......... PORT ROBINSON. ........... RIDGEWAY.. ................ SAULT STE. MARIE.. ........ SOUTH WOODSLEE.. ........ ST. CATHARINES.. .......... (MARKET) . J. A. FORSTER.. ...a,... ST. DAVIDS.. ................ C. W. PATERSON ........ ST. THPMAS.. ............... J. D. HOOD.. ........... (EAST END). ... C. A. LOVE.. ............ THESSALON. ................ W. McGUIRE.. .......... WELLAND.. ................. G. C. BROWN.. ......... WOODSTOCK. ............... H. P. TAYLOR.. ........ Province of Quebec- MONTREAL.. ................................J. A. RICHARDSON.. .......
    [Show full text]
  • The Canadian-American Paper Money Experience
    The Canadian-American Paper Money Experience 1782 – Present Parallels in the Systems • United States • Canada – Private Banks from – Private and 1782-1866 provincially-chartered – National Banks from banks from ca. 1792- 1863-1935 1945 – Federal Government – Province of Canada notes from 1861-1971 1867 – Federal Reserve Bank – Dominion of Canada system from 1913 to from 1867-1934 present – Bank of Canada 1935- present. The United States – State Chartered and Private Banks 1782-1866 The United States – National Bank Notes 1863-1935 The United States – Federal Government notes 1861-1971 The United States – Federal Reserve Bank notes 1913 – Present Canada The Early Years 1790s -1866 Agricultural Bank - Toronto • In operation 1834-1837 • First bank in Canada to pay interest on deposits and offer checking accounts • Substantial losses as the partners had “left the country.” Farmer’s Joint Stock Bank-Toronto • In operation from 1834 – ca. 1854 • Had branch in Green Bay, Wisconsin • Wound up in the 1840s only to be reopened by parties who flooded both Canada and the U.S. with notes. La Banque Nationale – Quebec City • In operation from 1860-1925 • Merged, becoming part of Banque Canadienne Nationale (today, the National Bank of Canada) • “Habitant” pictured on left Eastern Townships Bank • In operation 1855 – 1912 • Merged into the Canadian Bank of Commerce in 1912 The Bank of Upper Canada - Toronto • In operation 1821 to 1866 • Failed in 1866 due to imprudent real estate loans • Heavy losses to depositors, stockholders, and noteholders • A scarcer,
    [Show full text]
  • Reflections on the Canadian Payments Systems: from Manual Clearing to Electronic Funds Transfers
    REFLECTIONS ON THE CANADIAN PAYMENTS SYSTEMS: FROM MANUAL CLEARING TO ELECTRONIC FUNDS TRANSFERS by ALISON L. KIRBY B.A., McGill University, 1981 LL.B., The University of Ottawa, 1987 A THESIS SUBMITTED IN PARTIAL FULFILMENT OF THE REQUIREMENTS FOR THE DEGREE OF MASTER OF LAWS in THE FACULTY OF GRADUATE STUDIES (Faculty of Law) We accept this thesis as conforming to the required standard THE UNIVERSITY OF BRITISH COLUMBIA December, 1996 , ©Alison L. Kirby, 1996 In presenting this thesis in partial fulfilment of the requirements for an advanced degree at the University of British Columbia, I agree that the Library shall make it freely available for reference and study. I further agree that permission for extensive copying of this thesis for scholarly purposes may be granted by the head of my department or by his or her representatives. It is understood that copying or publication of this thesis for financial gain shall not be allowed without my written permission. Department of re-cu- ej LCJ^> The University of British Columbia Vancouver, Canada Date \> DE-6 (2/88) 11 ABSTRACT The Canadian payments system encompasses not only those traditional systems which facilitate the processing of paper payment instructions through the Automated Clearing and Settlement System (ACSS) and or the Bank of Canada but those electronic funds transfer (EFT) systems which are capable of processing payment instructions in purely electronic form. Access to the payments system is a key element in the retail and financial services sectors' bid to remain competitive on both national and global scales. Moreover, a complete system of electronic payments will eventually reduce the need for credit cards and, to the extent that it increases the use of deposits for payment purposes, it will reduce the need for currency and cheques as well.
    [Show full text]
  • Cibc Mortgage Penalty Calculator Canada
    Cibc Mortgage Penalty Calculator Canada Quelled and sylvatic Odie rebuttons her Falk espying or repasts receptively. When Rock heap his diascope diversified not brassily enough, is Olle feline? Entomostracous Ruddie overweens his Nessus obturates braggartly. Prez securitization of credit score in your permission for depositing cash in canada mortgage due. Of whether simple IRD calculation and it results in very much larger penalty. End of its underwriting guidelines or mortgage calculator. Compare mortgage rates with other banks and lenders using our mortgage rate comparison down below. Be referenced with a Google search for Canadian mortgage penalties. Historically not calculate penalties paid early payment calculator canada mortgage penalty calculation remained outstanding mortgage payments if those described above are designed or consult with. Mortgage loans in a penalty fee will be very good credit into account before making them to afford to rbc ombudsman and create a calculator canada mortgage cibc penalty would apply. In this mortgage cibc penalty calculator canada mortgage loan, a term ends at loan are mandatory for a phase i signed in this report or liquidation value. The balloon mortgage balance in Canada is 170000 according to CAAMP. Regular interestholder will be contributed by cibc what penalty calculator and our community and thereafter. Of December 10th California Law requires that a 10 penalty be imposed on. It services including tables below for cibc mortgage penalty calculator canada service or at any penalty because this transaction as well as a new regulations. This transaction not be managed by certificateholders, canada mortgage provider under any reo property only as. The home and loan calculator helps homeowners determine the much of internal equity.
    [Show full text]
  • 441 Main Street Imperial Bank of Canada
    441 MAIN STREET IMPERIAL BANK OF CANADA City of Winnipeg Historical Buildings Committee January 1991 441 MAIN STREET – IMPERIAL BANK Since Winnipeg's incorporation in 1874, Main Street has remained one of the city's principal thoroughfares. Upon this artery financial institutions erected or leased premises to capitalize on the demand for increasing volumes of capital. Extending from Main and Portage in the south to Bannatyne in the north, the boundaries of Bankers' Row had been firmly established by 1883. Within these geographical perimeters, banks would later erect new grandiose structures and finance much of the prairies' development. For some strange reason, pre-1900 bank development centred on the thoroughfare's east side. Perhaps the fear of crossing an unpaved Main Street frequently thigh-deep in soft mud to post letters and parcels, enticed bank managers to locate their premises near the post office. Proceeding north from Portage Avenue in 1883, pedestrians passed the quarters of the Ontario Bank, Bank of Ottawa, Merchants Bank, Union Bank, and Imperial Bank. Fifteen years later little had changed. On the east side, on their way to City Hall, passers-by still faced the facades of the Bank of Ottawa, Merchants Bank, Bank of Hamilton, Bank of Commerce, Bank d'Hochelaga, and Union Bank. These banking halls became instrumental in financing the dry goods, clothing, and furniture stores and the real estate and professional offices that proliferated across the street. For the greater part rented, the buildings that housed Winnipeg's financial institutions reflected the High Victorian Italianate architectural styles of their time. As Winnipeg enjoyed the fruits of unparalleled turn of the century prosperity, financial institutions expanded their Main Street operations.
    [Show full text]
  • International Education Services York Region District School Board
    International Education Services International Student Handbook York Region District School Board January 2019 York Region District School Board International Education Services 36 Regatta Ave., Richmond Hill, ON L4E 4R1 T 905.884.2046, ext 237 | F 905.773.2406 ------ www.vrdsb.ca/international [email protected] JL Seven Grandfather Teachings - Niizhwaaswi Gmishopmslnaan Kmoommgewman Wisdom -Nbwaakaawin To have wisdom is to know the difference between good and bad.and.to know the results of your actions. tlMB-Zmigidowin To truly love is to care for others unconditionally, knowing when people areweakis when they need it most Respect ~Md0$endimooWin To have honour for all of Creation. You mustgive respect.iff dtrwlshib: benespected.] Wavery-Aakide'ewib To be brave is to do something right even if you know it's going to hurt you. Honesty -Gwekwaadkiwm Always be honest Jp word and action, Be honest first with yourself and you will more easily be able to be honest with others. ~ Humility -Dibadendiziwin You are equal to others, but you are not better. W To learn the truth, to live with truth and to walk with truth,: to speak truth. I Q Yo* EFvVVtl Stlcy Scwfd 2012 Table of Contents Welcome Message from International Education Services (IES)..................................................... .....................................................................1 Conditions of Participation,,................................ 1 Before You Arrive.......................................................... 2 Enhance Use of English.............................................................................................................................................
    [Show full text]
  • 25372 CIBC Book 150 Years of Innovation Book
    Strong MODERN Client Focused INNOVATIVE 150 YEARS Relationship-Oriented – A short story – BANK of the FUTURE Indigenous Peoples As we look back on the stories of our company, we must first honour Canada’s Indigenous Peoples, and acknowledge that Canada would not be the country it is today, flourishing from coast to coast to coast, without them. We must honour their languages, their spiritual traditions, their knowledge, and the dignity with which they have borne witness to the suffering they have experienced. The legacy of our collective past is now more fully understood, and we must respect and reimagine the sense of hope and possibility on which our country was founded. We look forward to writing the next chapter of our history together. 4 CIBC 150 Years • A short story CIBC 150 Years • A short story 5 150 Years Strong! Our bank has a rich history of helping people, businesses and communities in Canada and around the world grow and prosper. We are extraordinarily proud to mark this major milestone and build the bank of the future. 6 CIBC 150 Years • A short story CIBC 150 Years • A short story 7 Our Founders 1875 THE CANADIAN BANK OF COMMERCE IMPERIAL BANK OF CANADA Head office, Toronto 1867 Head office, Toronto 1875 HENRY STARK HOWLAND The Imperial Bank of Canada (Imperial) Having a different philosophy than opened in Toronto on March 18, 1875. McMaster, Howland had resigned from 1867 Its original premises were located at The Commerce because he believed the 18 Toronto Street, not far from The Commerce. rapid expansion of capital and branches Henry Stark Howland, originally from was too risky.
    [Show full text]
  • Imperial Bank
    IMPERIAL BANK FIFTY-THIRD A~UALREPORT PRESENTED TO THE SHAREHOLDERS NOVEXBER 23% 1927 Imperial Bank of Cana Head Office: Toronto Esfablished 1875 CAPITAL,AUTHORIZED . $IO,OOO,O~~.OO CAPITALPAID UP . j,ooo,ooo.oo RESERVE FWD . 7,500,008.04P Fifty-Third Annual Report 1927 Imperial Bank of Canada ESTABLISHED 1875 CAPITAL(AUTHORIZED) - - - - - - $10,000,000.00 CAPITAL(PAID UP) - - - - - - - - 7,000,000.00 RESERVEFUND- - - - - - - - - 7,500,000.00 DIRECTORS PELEG HOWLAND.. .......................................................PRESIDENT SIR JAMES WOODS. .................................................. .VICE-PRESIDENT SIR TAMES AIKINS, K.C. (Winnipeg) J. F. MICHIE FRANK A. ROLPH R. S. WALDl'E G. C. HEINlZMAN J. W. HOBBS WALTER C. LAIDLAW JOHN A. NORTHWAY HEAD OFFICE, TORONTO A. E. PHIPPS GENERALMANAGER G. D. BOULTOh, A&ISTANTGENERAL MANAGER H. T. JAFFRAY, ASSISTANTGENERAL MANAGER (WINNIPEG) R. S. CLARK, GENERALSUPERVISOR W. G. MORE. SECRETARYAND SUPERVISORS E.B. K.E. BOULTBEEHOWARD H. C. HOUSlON W. G. LAIRD INSPECTORS A. L. OGDEN W. BOURKE J. F. SCARTH J. MacLENNAN BRANCHES PROVINCE OF ONTARIO AMHERSTBURG. ............................C.A. CUDDY ............. AURORA. ...................................R. R. -- BELWOOD.. .................................G. Mc BOLT ON. ....................................C. C. CASE. ..................... a BRANTFORD.. .............................. I. K. JOHNSTON. .............. ' CALEDON EAST.. ........................... (Sub Branch to Bolton) COBALT. .................................... A. H. SEGUIN ..................
    [Show full text]
  • Final Terms Dated 20 March 2018 Canadian Imperial Bank Of
    Final Terms dated 20 March 2018 Canadian Imperial Bank of Commerce Issue of EUR750,000,000 0.75 per cent. Notes due 22 March 2023 under a US$20,000,000,000 Note Issuance Programme MiFID II product governance / Professional investors and ECPs only target market - Solely for the purposes of the manufacturer’s product approval process, the target market assessment in respect of the Notes has led to the conclusion that: (i) the target market for the Notes is eligible counterparties and professional clients only, each as defined in MiFID II; and (ii) all channels for distribution of the Notes to eligible counterparties and professional clients are appropriate. Any person subsequently offering, selling or recommending the Notes (a "distributor") should take into consideration the manufacturer’s target market assessment; however, a distributor subject to MiFID II is responsible for undertaking its own target market assessment in respect of the Notes (by either adopting or refining the manufacturer’s target market assessment) and determining appropriate distribution channels. PART A – CONTRACTUAL TERMS Terms used herein shall be deemed to be defined as such for the purposes of the terms and conditions (the “Conditions”) set forth in the Prospectus dated 7 June 2017 and the supplemental Prospectuses dated 24 August 2017, 1 December 2017 and 23 February 2018 which together constitute a base prospectus (the “Prospectus”) for the purposes of the Prospectus Directive (Directive 2003/71/EC, as amended, including by Directive 2010/73/EU) (the “Prospectus Directive”). This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction with such Prospectus as so supplemented.
    [Show full text]
  • Study Permit –
    __________________________________ 中国 Table of Contents IMMIGRATION 目录 Application Kit – Guaranteed Investment Certificate (GIC) Information REFUGEES & (available in Chinese) 申请材料包 -投资担保证明信息 CITIZENSHIP （含中文） Canada __________________________________ Study Permit – Guaranteed Investment Certificate (GIC) Information 学习许可 – 投资担保证明信息 Beijing, Guangzhou and Shanghai 北京，广州和上海 Visa Office Instructions This application is made available free by Immigration, Refugees and Citizenship 签证办公室说明 Canada and is not to be sold to applicants. 此文档由加拿大移民，难民和公民局免费提 供，不得出售给申请人。 Cette trousse est également disponible en français. 该套件还有法文版。 IMM 5843 E (10-2018) List of financial institutions participating in the Study Direct Stream, the Primary and Secondary program and the Post-Secondary Program Which are the participating Canadian Financial Institutions? In place of most financial documents, qualifying applicants must submit a Guaranteed Investment Certificate (GIC) from a participating Canadian financial institution. At present, Bank of China (Canada), Royal Bank of Canada, Bank of Montreal, Industrial and Commercial Bank of China – Canada, Bank of Nova Scotia (Scotiabank), Bank of Xi’an, Bank of Beijing, HSBC Bank Canada, and Canadian Imperial Bank of Canada (CIBC) are the participating financial institutions. Please contact one of the banks below for more information about the GICs. Bank of China (Canada) Toll-Free Hotline (for use in China only): 95566 Toll-Free Hotline (for use in Canada): 1-844-669-5566 E-mail: [email protected] To submit your GIC application, visit one of the 1,400 Bank of China designated branches in China, located in every province. Find out more about the Bank of China (Canada) Student GIC program. Find out more about the Bank of China (Canada) branches.
    [Show full text]