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Senior Home Owners Learn Best Uses for Home Equity Local Voters

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Senior Home Owners Learn Best Uses for Home Equity Local Voters Summit Heralcl ... Summit's only real newspaper VOLUME 98 NO. 14 November 10,1984 Price: 25' Senior home owners learn best uses for home equity nyPEGTHURLER older being home owners. Twen- pay for home improvements or 3)lioine-matching programs AREA — Senior home owners ty percent live in renlal units, and repairs. Such a plan may mean where better use can be made of arc increasingly rich in equity and only five percent are housed in that low or no interest is paid, existing housing; and 4)accessory poor in cash, according to senior nursing homes or under custodial and no payments are due until the apartments; where a private unit housing consultants speaking at plans. homeowner dies or sells his is installed inside a private home. the Housing Conference for Seniors learned how to best home. Carol Hertweck, Summit, was Union County senior citizens last make use of their equity, Echo housing a committee member of the Con- Saturday at the F. Edward through: l)Loan plans involving Topics similar to those being ference, which featured speakers Bierteumpfel Senior Center in reverse mortgages, offering home discussed by Summit's Planning Leo Baldwin, coordinator of Union. owners the opportunity to ex- Board relating to senior housing housing programs, American Summit's Mary Burger was a change housing equity for cash in the Master Plan being up- Association of Retired Persons, delegate to the Conference as a and continue to occupy their dated, were on the Conference and Leon Harper, Housing Con- representative of the Senior home; 2)Salc plans, where the agenda such as l)echo housing- a sultant, ARP. Citizens' Council of Union owner sells his home but in a separate unit in the side or Senior Housing has been County. Home equity, or money lease-back arrangement, can re- backyard of an adult child's established in Cranford, value of a property, totals more main in the house for life. home; 2)shared housing - two or Elizabeth, Plainfield, Roselle, than $600 billion, she learned, 3)Dcferred payment plans, more unrelated people share the Springfield, Union, Westfield, with 72 percent of people 65 or where home equity can be used to common areas of a house; and Summit-all in Union County. Local voters choose Reagan by 2-1 in record-breaking turnout ASK THE CANDIDATES was the mandate at a League of Women Voters brunch on Oct. 28 at Gail Sciorelli's house in Summit. Common Council President Murray Ross, left, joined county and state officials in responding to citizens' byPEGTHURLER 3,424 for Walter Mondale, his and over or those permanently authorize sale of $60 million for curiousity. Dilys Popper, left, of the League of Women Voters, spoke with SUMMIT — Local voters turn- Democratic challenger. and totally disabled to receive human services facilities, to Ross and others at this pre-election candidates' test. ed out in record-breaking Local voters crossed party lines both veterans and senior citizens finance renovation and repair of numbers on Nov. 6. to give Democrat incumbent Bill tax deductions simultaneously; state institutions housing Of the 13,052 Summit residents Bradley a victory over Mary and prohibiting future taxation veterans, children, and the men- registered to vote, 10,126 entered Mochary, for U.S. Senate, 5567- of Social Security or Railroad tally ill. the voting booths and pushed the 4123. Retirement benefits. Transportation funds red handle to record their Two Common Councilmen ran For raffles it was 6663-1177. Summit voters may have had a preferences, tallying 77 percent unopposed for re-election. Dr. For tax deductions it was 6545- picture of local crumbling participation of those registered. Murray Ross tallied 3,162 votes 1500, and for the prohibition of for his Ward 1 seat, and Thomas railroad bridges in their minds "That's the highest percent Button was re-elected in Ward 11, retirement taxation it was 6393- when they voted by a 5-1 margin that I can remember," said City with 3,319 votes. 1643. to approve the dedication of part Clerk David Hughes, as he and Summit also approved two of the motor fuels tax to state his staff processed and recorded Senior benefits state Bond issues, voting 5,339- transportation improvements. results around the city. Public questions concerning 2523 Tor the sale of $90 million in Voting 5,683-1,949, they said A slight delay resulted from a benefits for senior citizens receiv- Bonds to finance construction of "yes" to two and one half cents problem in Ward 11, District 6t ed the-largest number of "yes", advanced technology centers, per gallon of the existing tax to be out a county eleetiotr-offieial votes,fronrlocal voters.""'" ' ' "wtttiTdclllties to be built on lhi:« i-iised for' the construction, unlocked the machine, and the A margin of 6-1 held in favor: campuses of Rutgers University reconstruction, repair, and final tally was in by 10 pm. authorizing senior citizen raffles and University of Medicine and rehabilitation of the state's Final local votes were 6,571 for to support their clubs and Dentistry in Piscataway. A se- highways, bridges, and improv- President Ronald Reagan, and associations; allowing people 65 cond bond sale approved will ing public transit. Hat field hearing resumes on conversion byPEGTHURLER road." Occasionally clients come Arborvitac feet high. SUMMIT — Dr. James Hat- to see them, he noted. Architect Andrew Graef, Sum- Real estate appraiser Robert field, endodontist, who has a mit, explained the parking plan, Heffernan testified that the park- home and offices in Summit, Asked about square footage on and the one way pattern of traffic ing will have no effect on the took the witness stand at a Zon- the first floor that would accom- ' for cars that will park in black value of the property. ing Board public hearing last modate a second dentist, he said top around the building that "It is the best utilization for Monday evening to explain his he could not promise that only fronts on Woodland and Cres- this building, considering the plans for converting a Victorian one medical doctor would occupy cent Avenues. Cars will enter on school across the street and the home at 38 Woodland Ave., into that floor. He said that in later Crescent and exit on Woodland, business zone across a street," A fOOTBALL CLINIC on Oct. 17 of the Summit Board of Recreation proved a a professional building. years he might want to bring in with arborvitae evergreen shrub- noted Heffernan. tremendous success as Hilltopper Coach Howie Anderson of Summit High bery to be planted as screening, 5 School, with members of the Varsity squad instructed on various lechniques 25 or 17? an associate. (continued on page 2) His original application for of blocking and tackling. variances relating to the proposed conversion listed Dr. Emil Cap- petta as one of the applicants, but Hat field's attorney, Richard Understanding the law Olive, announced at the start of By PAIGE TUNSTALL the hearing that Cappetla "is no Jane Porter of the task force longer part of the application." asked school board members D. SUMM1T--Local officials arc Anne Alherton and Rosen, who The first floor has, ergo, been up against the law in their efforts attended the Monday meeting in re-designed in an amended ap- to serve the town's children. plication. Seventeen parking School officials and city officials an effort to foster communica- spaces have been planned. City are struggling to interpret laws tion and understanding between ordinance stipulate one space for regarding drug and alcohol abuse the groups, to come up with an every 150 square feet; by this or- in both their larger constitutional alternate formula for improving dinance, the conversion would re- context and their narrower mean- cooperation if the proposed quire 25 spaces. ing in terms of individual regulation was not approved by the board. Hatfield testified that the first statutes. The Common Council, in a floor would contain his denial of- "We have no problem with' fice and the second floor would general goals," said Board of contemporary measure to fight be professional offices. The third Education vice-president William alcohol abuse among local floor is presently an unoccupied Rosen at a Monday night meeting minors, accepted an ordinance apartment with one bedroom, of the Mayor's Task Force on extending liability to property but board attorney Arthur Con- Drug and Alcohol Abuse. "All of owners if minors drink alcohol don noted that, under the or- us want to minimize the problems on their premises, even if the dinance, the third floor is not of drug and alcohol abuse." owner is not present. Council permitted to be used as an apart- But, Rosen added later on, members Judy McLendon and ment. "Certain problems may be more Thomas Button voted against the important to us than to you (the measure. McLendon noted, "My On the road task force) and our perspectives problem with the ordinance is Hatfield said he is contract may differ." essentially it is saying we don't purchaser of the property. He Controversy now centers on a trust the parents of our town. I plans to re-side, re-paint, re-wire, proposed change of school ad- think that's a bad signal for the and renovate the building in ministrative regulations by which police department to send, order to maintain its present principals of each school would especially at this time." residential appearance. He has inform Juvenile Officer John Button called for more em- made tentative plans to rent space McCandlcss when students were phasis on preventive rather than on the second floor to Douglas KIDS AT SEA—Jefferson School first graders, from ieft, Beveriy Martin, Keily Fenton, Dusty Wade and John-David found under the influence of punitive measures, and asserted, Kleinfcld and his wife, attorneys, Harvis, take up their oars to dramatize a poem, "Homemade Boat," in a recent presentation by Teacher Jay drugs or alcohol.
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