Loyola Consumer Law Review Volume 17 | Issue 4 Article 5 2005 Health Savings Accounts: Increasing Health Care Access in America? J. M. Razor Follow this and additional works at: http://lawecommons.luc.edu/lclr Part of the Health Law and Policy Commons Recommended Citation J. M. Razor Health Savings Accounts: Increasing Health Care Access in America?, 17 Loy. Consumer L. Rev. 419 (2005). Available at: http://lawecommons.luc.edu/lclr/vol17/iss4/5 This Feature Article is brought to you for free and open access by LAW eCommons. It has been accepted for inclusion in Loyola Consumer Law Review by an authorized administrator of LAW eCommons. For more information, please contact
[email protected]. Health Savings Accounts: Increasing Health Care Access in America? By J.M. Razor* I. Introduction The number of people in the United States without health insurance coverage now exceeds forty-five million-accounting for more the fifteen percent of the population.1 Several proposals on the federal level aim to decrease the number of uninsured and underinsured Americans. 2 Some legislation would increase health * The author would like to thank those friends and colleagues who took the time to suffer through various drafts of this article. Your thoughts and commentary were greatly appreciated I CARMEN DENAVAS-WALT ET AL., U.S. DEP'T. OF COMMERCE, INCOME, POVERTY, AND HEALTH INSURANCE COVERAGE IN THE UNITED STATES: 2003 14 (2004). 2 During the last Congress, numerous bills addressed the issue. H.R. 2854, 108th Cong. (2003); Prescription Drug and Medicare Improvement Act of 2003, S. 1, 108th Cong.