EURO CAPITAL Loan Equity BG SBLC LC Real Estate Construction Energy Infrastruction IT & Telecom Oil & Gas Microfinance Banking Agriculture www.eurocapital.biz Confidential EURO CAPITAL FINANCIAL PROGRAM OFFER EURO CAPITAL is a financial company based in PARIS (FRENCH) that has over 10 years’ experiences of Financial Investment Service, Fund Management Service, Private Equity Service, Loan and Bank Instrument Service (BG, SBLC, LC). For more information: www.eurocapital.biz What we do? We provide Fund, Financial Services and Consultant Services for your project: Loan & Loan Syndications Equity Investments Bank Instrument: BG, SBLC, LC Bank Instrument Monetization & Trading Factoring Solutions Mergers & Acquisitions Raise Capital, IPO, Restructured Debt Finance Collateral Lending, Bank Guarantees Lease for your raising Loans, credit lines, credit facilities Project Consultancy Services Project Design, Implementation & Management Below is some of our Bank Instrument service offer: Collateral Transfer (‘leasing’ of Bank Guarantee or SBLC) BANK GUARANTEE (BG) STANDBY L/C PREFERRED (SBLC) Credit Line against existing Bank Instrument or Bond Corporate Loan (Secured) Private Equity or Stakeholder Investment If you need others Financial Service, please contact us at: [email protected] Our objective and our aim are: To provide a world-class financial service Our financial services are tailored to each client Worldwide geographical coverage: Europe, Asia, North America, Latina America, Africa….etc. Best possible deals and study your project case by case Fast decision and fast funding service Extensive range of projects (we consider from small to big project) Finance your project up to 100% depend on your case. Private and Public Sectors Finance program available from $1 Million to $1000 Million, Unlimited if Infrastructure Project. EURO CAPITAL SAS : Société de Construction et Promoteur Immobilier, Service en Informatique et Télécommunication, e-Commerce, e-Business, Service Financiers et d’investissement, N° SIRET 523 358 026 R.C.S BOBIGNY, N° TVA FR80523358026, Adresse: 30 AV Gallieni, 93800 Epinay sur Seine – France - Tel: +33 1 48 41 07 51 / +33 6 7458 2665 Site: www.eurocapital.biz Email: [email protected] Confidential We can finance your project (Loan, Equity, Guarantee) in the following domain: Construction Project (Condos, Hotel, Commercial Shopping Mall, Business Center, etc.) Real Estate Development Program & Tourism Development Program Infrastructure Projects (Road, Bridge, Airport, Harbor, Railway, Highway, Dams, Tunnels, etc.) Energy Projects (Renewable energy, Alternative energy, Solar energy, Wind energy, Hydropower, Oil & Gas, Geothermal energy, Biomass, Biofuel, Photovoltaic energy, Marine energy, etc.) Bank & Microfinance Development IT & Technology Projects (IT infrastructure Projects, Technology Projects, Information System) Telecommunication (GSM Networks, GPRS, UMTS, LTE, VoIP, etc.) Tourism Business (Hotel, Leisure and Entertainment Center, any development of Tourism Center) Agriculture Business Transportation (Aircraft & Airline Development, SHIP, Train, Tramway, TGV, Parking, Boat, etc.) Mining Project Development SECTION (1) : ABOUT LOAN & EQUITY If you need a Loan or Equity (Joint Venture), Please complete our Application Form, we will be back to you as soon as possible, we can finance up to 100% of the total project cost. Send your project to : [email protected] (No Upfront Fee, No Any Advance Fee) If you need a Bank Instrument: Bank Guarantee (BG), SBLC, LC, Please complete our Application Form and join to us the necessary documents, below is our procedure explain how to proceed for requesting a Bank Instruments: (No Upfront Fee, No Any Advance Fee) EURO CAPITAL SAS : Société de Construction et Promoteur Immobilier, Service en Informatique et Télécommunication, e-Commerce, e-Business, Service Financiers et d’investissement, N° SIRET 523 358 026 R.C.S BOBIGNY, N° TVA FR80523358026, Adresse: 30 AV Gallieni, 93800 Epinay sur Seine – France - Tel: +33 1 48 41 07 51 / +33 6 7458 2665 Site: www.eurocapital.biz Email: [email protected] Confidential SECTION (2) : ABOUT BANK INSTRUMENT (BG – SBLC – LC ) – PREMIUM BANKS Bank Instrument Procedure: Collateral Transfer Facilities, “Leasing” of Bank Guarantees & Credit Lines Bank Instrument Transaction: Import / Export Trade Collateral for Project Finance Purchase Bank Instrument (Bank Debentures) Other Credit Enhancement: Purchase REO Pool / Real Estate / Businesses and Companies Bank Instrument Type: Standby Letter of Credit (SBLC) Cash Account Bank Guarantee (BG) SWIFT MT799 SWIFT MT760 Bank Instrument Institutions: Top Money Center Bank: HSBC, Deutsche Bank, Credit Suisse, Standard Charter Bank, BNP Paribas, SG, CA International Banks: United States, Switzerland, European Countries. … Worldwide Support See our list of TOP 135 Banks below Bank Instrument Term: Minimum €10 million euros up to €5 Billion euros Month to month account service or 12 months with Extension. BG cost from 4% to 12% depend on the Banks that you choose Validity : 1 year and 1 day (renewable up to 5 years, some case up to 10 years) Delivery expected : from 7 to 10 days Transaction : Bank to Bank Bank Instrument : Unlike traditional Letter of Credit, a bank instrument is where the beneficiary obtains payment against papers demonstrating delivery, The SBLC may allow the beneficiary to obtain payment from a financial institution even when the applier for the credit has neglected to perform as per bond, a key principal with this instrument is bank deal only with documents or good, and the bank do not involve themselves in the commitments or contracts between the two parties directly, the advantage of this system is the bank don’t check the reliabilities of the project. The concern of the issuing bank is the term and the condition of the credit itself. The decision of the Bank Instrument is based entirely on whatever the documents submitted to the bank appears on their face to comply with the term of LC Bank Instrument. EURO CAPITAL SAS : Société de Construction et Promoteur Immobilier, Service en Informatique et Télécommunication, e-Commerce, e-Business, Service Financiers et d’investissement, N° SIRET 523 358 026 R.C.S BOBIGNY, N° TVA FR80523358026, Adresse: 30 AV Gallieni, 93800 Epinay sur Seine – France - Tel: +33 1 48 41 07 51 / +33 6 7458 2665 Site: www.eurocapital.biz Email: [email protected] Confidential Bank Guarantees (BG) : How to use ? Bank Guarantees (BG) is a negotiable financial debt bank instrument made by a guarantor bank on behalf of the applicant to mitigate risk on behalf of the beneficiary party; it may be used to assist in Trade Finance, International Trade, Domestic Trade, and various other types of contracts where the backdrop of a vetting third-party (the issuing bank) could be used. When a bank issues a letter of guarantee to a beneficiary, it looks at the credit worthiness of the applicant. Not the transaction at large. Thus the ability to acquire the bank instrument like a BG is largely based on the relationship of the bank with its client. The BG is very similar to the LC; it guarantees the payment to the beneficiary. However, a BG is usually used in the event there is default. If for instance, a purchaser of goods issues a BG to the seller, and if after a delivery, the payments were not made for some or the entire contracted amount, these bank instruments acts like a draft or check allowing the beneficiary to cash in it. About Collateral Transfer : “Leasing” of Bank Guarantees & Credit Line “Leasing” of Bank Guarantees are undertaken through Collateral Transfer facilities. Collateral Transfer is the provision of assets from one party (the Provider) to the other party (the Beneficiary), often in the form of a Bank Guarantee. Whereas the Provider agrees (through his issuing bank) to issue a demand guarantee (the Bank Guarantee) to the Beneficiary in return for a ‘rental’ or ‘return’ known as the ‘Contract Fee’. The parties agree to enter into a Collateral Transfer Agreement (CTA) which governs the issuance of the Guarantee. ‘Leasing a Bank Guarantee’ is a common phrase associated with Collateral Transfer. Since it is not possible to physically ‘lease’ a bank guarantee, we use the term loosely as its structure resembles that of a commercial lease. However, these arrangements should be correctly referred to as ‘Collateral Transfer Facilities’ as effectively no leasing takes place. A Bank Guarantee is issued specifically for the purpose to the Beneficiary and each contract is bespoke. A Bank Guarantee cannot be transferable, purchased or sold. A Collateral Transfer facility is the Provider using his own assets to raise a specific Bank Guarantee through his issuing bank for the sole use of the specified Beneficiary, for the specified term. It is effectively a form of Securities Lending and often a derivative of re- hypothecation. There is no reference to ‘leasing’ when receiving a Bank Guarantee in this fashion. The Guarantee is issued by the issuing bank of the Provider to the Beneficiary’s account at the Beneficiary bank and it is transmitted interbank via the appropriate SWIFT platform (MT760 in the case of Guarantees). During the term of the Guarantee, the Beneficiary may utilize it for their own purposes which may include security for loans, credit lines or for trading purposes. At the end of the term, the Beneficiary agrees to extinguish any encumbrance against the Guarantee and allow it to lapse (or return