NEW APPLICATIONS RECEIVED AND ACTIONS TAKEN

BY THE

STATE BANKING DEPARTMENT

FOR THE MONTH OF

APRIL 2005

NEW BANK APPLICATIONS DATE BANK/LOCATION ACTION 04-01-05 SouthPoint Bank, Birmingham, Received

INTERSTATE BANK AND BANK HOLDING COMPANY ACQUISITIONS/MERGERS DATE DESCRIPTION ACTION 03-15-05 Union Planters Bank, National Association, Memphis, to merge Received with and into Regions Bank, Birmingham, Alabama 04-13-05 Peoples Community Bank, Columbia, Alabama merged with and into Peoples Effected Community Bank, Colquitt, Georgia

ACQUISITIONS DATE BANK/LOCATION ACTION 04-22-05 Regions Bank, Birmingham, Alabama Acquired Certain Branches of Union Effected Planters Bank, National Association, Memphis, Tennessee

BANK MERGERS DATE BANK TO MERGE WITH ACTION 04-13-05 First Citizens Bank First American Bank Approved Talladega, Alabama Birmingham, Alabama

BRANCH APPLICATIONS

BANK BRANCH LOCATION ACTION DATE 01-03-05 First Bank 8569 US Highway 431 Opened Wadley, Alabama Heflin, Alabama 03-21-05 Metro Bank 2325 Highway 77 Opened Pell City, Alabama Southside, Alabama 03-30-05 The Peoples Bank & Trust 401 19th Street North, Suite 111 Approved Company Bessemer, Alabama Selma, Alabama 03-30-05 The Peoples Bank & Trust Two Perimeter Park South, Suite 440 Approved Company West Selma, Alabama Birmingham, Alabama 03-30-05 The Peoples Bank & Trust 1784 Taliaferro Trail Approved Company Montgomery, Alabama Selma, Alabama 03-30-05 The Peoples Bank & Trust 7167 Highway 22 North Approved Company Valley Grande, Alabama Selma, Alabama

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04-04-05 Bank Independent 112 North Marion Street, Suite A Opened Sheffield, Alabama Athens, Alabama 04-04-05 Regions Bank 909 Poydras Street, 13th Floor Opened Birmingham, Alabama New Orleans, 04-07-05 The Peoples Bank of Coffee 1110 North Boll Weevil Circle, Suite C Opened County Enterprise, Alabama Elba, Alabama 04-15-05 Regions Bank 900 West Gentry Parkway Closed Birmingham, Alabama Tyler, 04-16-05 United Bank 5938 Berryhill Road Approved Atmore, Alabama Milton, 04-18-05 Regions Bank 2024 Corporate Centre Drive, Suite 103 Approved Birmingham, Alabama Myrtle Beach, South Carolina 04-18-05 AmSouth Bank 11231 Bloomingdale Avenue Opened Birmingham, Alabama Riverview, Florida 04-18-05 Regions Bank 30083 Woodrow Lane Opened Birmingham, Alabama Daphne, Alabama 04-21-05 First Metro Bank 7401 Highway 43 Approved Muscle Shoals, Alabama Florence, Alabama 04-21-05 Regions Bank 52-A Persimmon Street Approved Birmingham, Alabama Bluffton, South Carolina 04-21-05 Regions Bank 923 South Range Avenue Closed Birmingham, Alabama Denham Springs, Louisiana 04-21-05 Regions Bank 7114 Highway 70 South Closed Birmingham, Alabama Nashville, Tennessee 04-21-05 Regions Bank 6051 Jones Creek Road Closed Birmingham, Alabama Baton Rouge, Louisiana 04-21-05 Regions Bank 4329 Harding Road Closed Birmingham, Alabama Nashville, Tennessee 04-21-05 Regions Bank 315 Union Street Closed Birmingham, Alabama Nashville, Tennessee 04-23-05 Regions Bank 1760 Bass Road Opened Birmingham, Alabama Macon, Georgia 04-25-05 First Financial Bank Eastern Valley Road at Eastern Valley Approved Bessemer, Alabama Crossings, Lot 3 McCalla, Alabama 04-29-05 AuburnBank I-85 & Highway 280 Received Auburn, Alabama Opelika, Alabama 04-30-05 Community Bank 100 East Washington Street Closed Blountsville, Alabama Demopolis, Alabama

3 04-30-05 Bank of Alabama 260 West Valley Avenue Approved Birmingham, Alabama Birmingham, Alabama

MAIN OFFICE RELOCATIONS DATE BANK FROM TO ACTION Peoples Independent 107 Billy B. Dyar Blvd. 121 Billy B. Dyar Blvd. Effected 04-18-05 Bank Boaz, Alabama Boaz, Alabama Boaz, Alabama

NAME CHANGES DATE FROM TO ACTION 02-09-05 First Commercial Bank of Cullman Premier Bank of the South Approved County Good Hope, Alabama Good Hope, Alabama 04-08-05 CB&T Bank of Russell County CB&T Bank of East Alabama Received Phenix City, Alabama Phenix City, Alabama

ADDRESS CORRECTION DATE BANK FROM TO ACTION 04-29-05 Vision Bank 28720 Eastern Shore 28720 US Highway 98 Effected Gulf Shores, Alabama Parkway Daphne, Alabama Daphne, Alabama

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