Dyfed Pension Fund Annual Report & Accounts 2018-2019

Total Page:16

File Type:pdf, Size:1020Kb

Dyfed Pension Fund Annual Report & Accounts 2018-2019 Dyfed Pension Fund Annual Report & Accounts 2018-2019 Supporting responsible investing To register for ‘My Pension Online’, go to: www.dyfedpensionfund.org.uk CONTENTS Chairman’s Foreword..................................................................................................................................................... 1 Introduction .......................................................................................................................................................................... 2 Section 1 - Management and Financial Performance Reports Fund Management and Advisers.......................................................................................... 3 Risk Management.............................................................................................................................. 5 Financial Performance .................................................................................................................. 6 Section 2 - Investment Policy and Performance Reports Fund Investments.............................................................................................................................. 7 BlackRock................................................................................................................................................. 12 Schroders................................................................................................................................................. 17 Partners Group.................................................................................................................................... 22 Performance and Risk.................................................................................................................... 26 Independent Investment Adviser......................................................................................... 28 Section 3 – Fund Administration Report.................................................................................................... 30 Section 4 – Actuarial Report................................................................................................................................. 39 Section 5 – Governance Pension Board Annual Report................................................................................................ 40 Governance Policy Statement................................................................................................ 42 Governance Compliance Statement................................................................................. 46 Section 6 – Statement of Accounts................................................................................................................ 50 Section 7 – Funding Strategy Statement.................................................................................................... 84 Section 8 – Investment Strategy Statement............................................................................................ 93 Section 9 – Communications Policy Statement.................................................................................... 102 Glossary .......................................................................................................................................................................... 106 Contacting the Fund.................................................................................................................................................... 107 If you need this information in large print, braille or on audio tape, please call 01267 224194 Dyfed Pension Fund Annual Report & Accounts 2018-2019 1 CHAIRMAN’S FOREWORD It is with great pleasure that I present this year’s Annual Report of the Dyfed Pension Fund. This year’s theme of “Supporting Responsible Investing” was chosen because economic, social and governance factors have now become one of the key considerations when making investment decisions in the LGPS. As I mentioned in last year’s annual report we approved an investment of 5% of the Fund in an alternatives income generating asset. I can now confirm that your fund has investments in the BlackRock UK Strategic Alternative Income Fund where some of the core strategies are in the renewable energy sector and a number of different sectors that have a direct impact on local communities including healthcare and social housing. During 2019 - 20 we will also be considering an investment in a low carbon fund with one of our current managers. So ‘watch this space’! The year to 31 March 2019 has seen continued strong investment performance for the Fund’s assets which delivered returns of 6.5%. This has taken the value of the assets to £2.6bn at the end of the year. We are far from complacent about this performance, as there are uncertain times ahead so the Pension Committee continues to closely monitor the investment portfolios. We have continued to work with the other seven Welsh funds as part of the Wales Pension Partnership (WPP). We will eventually be pooling the majority of our investment assets together with the other funds in order to achieve fee savings from the investment managers. This year marked the first portfolios to be moved into the WPP. We transitioned our Columbia Threadneedle and Baillie Gifford global equity investments (circa £590m) into the Global Growth Fund. This first stage has realised savings for our fund of approximately £1m per annum over the long term. Both myself and officers are heavily involved in monitoring the performance of the pool and in keeping track of savings and costs as Carmarthenshire County Council is the host authority for the WPP and I am a member of the Joint Governance Committee. We are now beginning the important work of the triennial actuarial valuation, which will set the employers’ contribution rates for the next few years. We continue to work with our actuary, Mercer, and I will report back on the results of the valuation in next year’s annual report. My Pension Online continues to be an essential tool for our members to change their personal details, see the pension accrued to date and forecast what pension they could receive at a future date. There are now 48 active employers within the Dyfed Pension Fund with 47,250 members (18,344 current employees, 13,187 pensioners and 15,719 deferred members). In the wider LGPS world, there are a number of challenges and opportunities on the horizon which the committee and officers are monitoring. These include consultations on Exit Payments, Fair Deal and Quadrennial Valuations and also the McCloud case and its potential impact on adjustments to the Scheme as part of the Cost Cap mechanism. The Fund is taking an active role in responding and engaging with these matters and awaits with interest to see the different outcomes. During the year up to March 2019 there has been one change to the membership of the Pension Committee. We welcomed Councillor Rob Evans to the Committee in February 2019. Councillor John Prosser left the Committee during the year and we thank him for his contribution and wish him well for the future. Once again this year I’d like to thank the members of the Pension Committee who have risen to the challenge of providing governance, stewardship and direction for the Fund. My thanks also go to the senior managers and officers in the Administration and Investment teams for their commitment and hard work towards delivering a quality service during the year. I can assure you that the Fund recognises that the LGPS continues to be a high quality and highly valued defined benefit pension scheme for public sector workers. There are challenges in relation to the costs, affordability and sustainability of the scheme but we are as well placed as other funds to meet these challenges. Councillor Elwyn Williams Chairman of the Pension Committee Dyfed Pension Fund Annual Report & Accounts 2018-2019 2 INTRODUCTION The pension committee, advisor and officers engage with our investment managers regularly to monitor their performance and to receive information on their governance and sustainability measures. The reports they present include how they invest and engage with companies and how they govern themselves. We are all aware of our obligations to responsible investing and the risks associated with environmental factors including climate change. Consequently, as the Chairman mentioned in his foreword, we are reviewing our investments with our managers and considering low carbon options. I will report back on progress in next year’s annual report. This year has seen increasing governance and reporting requirements across the Fund whilst at the same time the drive for improved cost efficiencies and transparency has continued via increased performance reporting and the collective investment pooling arrangements. As the Chairman mentioned, overall membership of the Fund has increased during the year by 1.5% to 47,250. What is noticeable is that active membership has declined whilst non actives (pensioners and deferred members) have increased by 3.5%. The net effect is that active contributors have now fallen to 39% of the total fund membership with 28% of the total membership drawing pension benefits and a further 33% having deferred benefits. Workloads have therefore, not surprisingly, continued to increase in most areas with over 23,000 cases being considered during the year. More detail can be found in Section 3 – Fund Administration Report. The Administration team has redeveloped the ‘My Pension Online’ facility
Recommended publications
  • People, Places and Policy
    People, Places and Policy Set within the context of UK devolution and constitutional change, People, Places and Policy offers important and interesting insights into ‘place-making’ and ‘locality-making’ in contemporary Wales. Combining policy research with policy-maker and stakeholder interviews at various spatial scales (local, regional, national), it examines the historical processes and working practices that have produced the complex political geography of Wales. This book looks at the economic, social and political geographies of Wales, which in the context of devolution and public service governance are hotly debated. It offers a novel ‘new localities’ theoretical framework for capturing the dynamics of locality-making, to go beyond the obsession with boundaries and coterminous geog- raphies expressed by policy-makers and politicians. Three localities – Heads of the Valleys (north of Cardiff), central and west coast regions (Ceredigion, Pembrokeshire and the former district of Montgomeryshire in Powys) and the A55 corridor (from Wrexham to Holyhead) – are discussed in detail to illustrate this and also reveal the geographical tensions of devolution in contemporary Wales. This book is an original statement on the making of contemporary Wales from the Wales Institute of Social and Economic Research, Data and Methods (WISERD) researchers. It deploys a novel ‘new localities’ theoretical framework and innovative mapping techniques to represent spatial patterns in data. This allows the timely uncovering of both unbounded and fuzzy relational policy geographies, and the more bounded administrative concerns, which come together to produce and reproduce over time Wales’ regional geography. The Open Access version of this book, available at www.tandfebooks.com, has been made available under a Creative Commons Attribution-Non Commercial-No Derivatives 3.0 license.
    [Show full text]
  • 1 Rethinking the Changing Structures of Rural Local Government
    ORE Open Research Exeter TITLE Rethinking the changing structures of rural local government - state power, rural politics and local political strategies? AUTHORS Pemberton, S; Goodwin, Mark JOURNAL Journal of Rural Studies DEPOSITED IN ORE 18 November 2013 This version available at http://hdl.handle.net/10871/13967 COPYRIGHT AND REUSE Open Research Exeter makes this work available in accordance with publisher policies. A NOTE ON VERSIONS The version presented here may differ from the published version. If citing, you are advised to consult the published version for pagination, volume/issue and date of publication Rethinking the changing structures of rural local government - state power, rural politics and local political strategies? Abstract: There is a notable absence in contemporary rural studies - of both a theoretical and empirical nature - concerning the changing nature of rural local government. Despite the scale and significance of successive rounds of local government reorganisation in the UK, very little has been written on this topic from a rural perspective. Instead research on local political change has tended to concentrate on local governance and local partnerships – on the extra-governmental aspects of the governance system – rather than on local government itself. In contrast, this paper draws upon strategic relational state theory to explore the changing structures and institutions of rural local government, and analyse how these can be related to the changing state strategies of those groups which are politically powerful in rural areas. In this respect, the paper draws on current and previous rounds of local government reorganisation to illustrate how new objects of governance, new state strategies and new hegemonic projects are emerging as a consequence of such restructuring processes.
    [Show full text]
  • 3842 the London Gazette, 12Th March 1976
    3842 THE LONDON GAZETTE, 12TH MARCH 1976 DYFED COUNTY COUNCIL There is no change in effect of the Order, which The County of Dyfed (Napier Gardens, Cardigan) (a) Revoked the Llanelli Corporation Traffic Regulation (Prohibition of Waiting} Order 1976 (General No. 1) Order, 1973, in so far as it relates to Notice is hereby given that the Dyfed' County Council the lengths of road indicated in Schedule 1 to this prctpose ta make an Order under section 1 (1), (2) and (3) notice. of the Road Traffic Regulation Act 1967, as amended by (b) Prohibited waiting at all times in the lengths of road Part IX of the Transport Act 1968, and Schedule 19 to indicated in Schedule 2 to this notice. the Local Government Act 1972. (c) Restricted waiting to one hour in three hours between The effect of the Order will be to prohibit waiting at 8 ^jn. and midnight and prohibited waling between any time in the length of road specified in the Schedule midnight and 8 a.m. in the lengths of road indicated to this notice. in Schedule 3 to this notice. The Order will contain the usual exemptions to: The Order contains the usual exemption to allow for '(a) enable persons to board or alight from the vehicle ; passengers to board or alight, for the loading and unloading (b) enable goods to be loaded onto or unloaded from of goods, for the carrying out of building operations and the vehicle ; other works, for the performance of statutory powers or (c) enable the carrying out of building operations and duties, and to enable vehicles to take in petrol, pil, water other works for the performance of statutory powers or air from any garage.
    [Show full text]
  • Statement of Accounts 2019/20
    DYFED PENSION FUND STATEMENT OF ACCOUNTS 2019-2020 NARRATIVE REPORT The Dyfed Pension Fund accounts are set out on the following pages and provide information about the financial position, performance and financial adaptability of the Fund for the year 2019-20. They show the results of the stewardship of management, that is, the accountability of management for the resources entrusted to it, and of the disposition of its assets at the period end. The accounts are prepared in accordance with the Code of Practice on Local Authority Accounting in the United Kingdom 2019-20 (the “Code”), which is based upon International Financial Reporting Standards (IFRS), as amended for the public sector. Reference is also made to the Financial Reports of Pension Schemes – A Statement of Recommended Practice published by the Pensions Research Accountants Group (PRAG) where it is felt that these disclosures provide more sufficient detail. For readers with a more detailed or specialist interest of the operation of the Dyfed Pension Fund during 2019-2020, reference should be made to the Annual Report and Accounts 2019-20 (when published). The main accounts and reports contained within this Statement of Accounts are as follows: • The Fund Account. • The Net Assets Statement. • The Statement by the Consulting Actuary STATEMENT OF RESPONSIBILITIES FOR THE STATEMENT OF ACCOUNTS The Authority’s Responsibilities The Authority is required: • To make arrangements for the proper administration of the pension fund’s affairs and to secure that one of its officers has
    [Show full text]
  • Statement of Accounts 2018/19
    Pembrokeshire Coast National Park Authority Helping you understand The Authority’s income and expenditure STATEMENT OF ACCOUNTS 2018/19 1 INDEX PAGE Narrative Report & Summarised Accounts: 3 All you need to know from the Statement of Accounts STATEMENT OF ACCOUNTS the statutory information Statement of Accounting Policies 16 Comprehensive Income & Expenditure Account 22 Balance Sheet 23 Movement in Reserves Statement 24 Cash Flow Statement 26 Notes to the Financial Statements 27 Statement of Responsibilities for the Statement of Accounts 59 Annual Governance Statement 60 Auditors Report 76 2 STATEMENT OF ACCOUNTS 2018/19 NARRATIVE REPORT & SUMMARISED ACCOUNTS INTRODUCTION 1. Under the provisions of Section 63 of the Environment Act 1995, and the National Park Authorities (Wales) Order 1995, the Secretary of State for Wales established the Pembrokeshire Coast National Park Authority on 23rd November 1995. From 1 April 1996, the National Park ceased to be managed as a committee of Dyfed County Council and became a free-standing, special purpose local authority. Article 17(1) of the Local Government Reorganisation (Wales) (Property etc.) Order 1996 had the general effect of vesting in the new National Park Authority the property rights and liabilities (but not any loan debt) of the former County Council, as it related to the National Park area. 2. The Statement of Accounts is a publication required by law that gives local taxpayers, members of the Authority and other stakeholders clear information about the financial performance and position of Pembrokeshire Coast National Park Authority, in order to facilitate an assessment of the stewardship of public funds and for making economic decisions.
    [Show full text]
  • Medieval and Early Post- Medieval Holy Wells
    MEDIEVAL AND EARLY POST- MEDIEVAL HOLY WELLS A THREAT-RELATED ASSESSMENT 2011 Prepared by Dyfed Archaeological TrustFor For Cadw MEDIEVAL AND EARLY POST -MEDIEVAL HOLY WELLS A THREAT-RELATED ASSESSMENT 2011 DYFED ARCHAEOLOGICAL TRUST RHIF YR ADRODDIAD / REPORT NO.2012/7 RHIF Y PROSIECT / PROJECT RECORD NO. 100735 MEDIEVAL AND EARLY POST-MEDIEVAL HOLY WELLS: A THREAT-RELATED ASSESSMENT 2011 Gan / By MIKE INGS Paratowyd yr adroddiad yma at ddefnydd y cwsmer yn unig. Ni dderbynnir cyfrifoldeb gan Ymddiriedolaeth Archaeolegol Dyfed Cyf am ei ddefnyddio gan unrhyw berson na phersonau eraill a fydd yn ei ddarllen neu ddibynnu ar y gwybodaeth y mae’n ei gynnwys The report has been prepared for the specific use of the client. Dyfed Archaeological Trust Limited can accept no responsibility for its use by any other person or persons who may read it or rely on the information it contains. Ymddiriedolaeth Archaeolegol Dyfed Cyf Dyfed Archaeological Trust Limited Neuadd y Sir, Stryd Caerfyrddin, Llandeilo, Sir The Shire Hall, Carmarthen Street, Llandeilo, Gaerfyrddin SA19 6AF Carmarthenshire SA19 6AF Ffon: Ymholiadau Cyffredinol 01558 823121 Tel: General Enquiries 01558 823121 Adran Rheoli Treftadaeth 01558 823131 Heritage Management Section 01558 823131 Cwmni cyfyngedig (1198990) ynghyd ag elusen gofrestredig (504616) yw’r Ymddiriedolaeth. The Trust is both a Limited Company (No. 1198990) and a Registered Charity (No. 504616) CADEIRYDD CHAIRMAN: C R MUSSON MBE B Arch FSA MIFA. MEDIEVAL AND EARLY POST-MEDIEVAL HOLY WELLS: A THREAT-RELATED ASSESSMENT 2011 CONTENTS 1 SUMMARY 3 INTRODUCTION 4 PROJECT AIMS AND OBJECTIVES 5 METHODOLOGY 6 RESULTS 7 – 8 REFERENCES 9 GAZETTEER 10 1 2 MEDIEVAL AND EARLY POST-MEDIEVAL HOLY WELLS: A THREAT-RELATED ASSESSMENT 2011 SUMMARY The medieval and early post-medieval holy wells project forms an element of the Cadw grant-aided medieval and early post-medieval threat related assessment project.
    [Show full text]
  • Statement of Accounts
    STATEMENT OF ACCOUNTS st FOR THE YEAR ENDED 31 MARCH 2017 CHRIS MOORE FCCA DIRECTOR OF CORPORATE SERVICES COUNTY HALL CARMARTHEN Statement of Accounts 2016 - 2017 CONTENTS Section Page(s) 1 Narrative Report 1 - 5 2 Statement of Responsibilities for the Statement of Accounts 6 3 Annual Governance Statement 7 - 30 4 Auditor General for Wales' Report to the Members of Carmarthenshire 31 - 32 County Council 5 Financial Statements 33 - 34 5.1 Expenditure and Funding Analysis (EFA) 35 5.2 Comprehensive Income and Expenditure Statement (CIES) 36 5.3 Movement in Reserves Statement 37 5.3 Balance Sheet 38 5.4 Cashflow Statement 39 6 Notes to the Accounts 40 - 124 7 Housing Revenue Account (HRA) 125 - 126 8 Notes to the HRA Income and Expenditure Statement 127 - 130 9 Dyfed Welsh Church Fund Account 131 - 134 10 Trust Funds 135 11 Notes to the Trust Funds 136 12 Social Care/Children's Services - Client and Staff Accounts 137 Corporate Services Department Carmarthenshire County Council Statement of Accounts 2016 - 2017 CONTENTS (continued) Section Page(s) 13 Dyfed Pension Fund Statement of Accounts Narrative Report 138 Fund Account 139 Net Assets Statement 140 Notes to the Accounts including Accounting Policies 141 - 168 Employing Bodies Contribution Rates and Contributions Receivable 169 - 171 Actuarial Statement 171 - 174 14 Glossary of Terms 175 - 181 Corporate Services Department Carmarthenshire County Council Statement of Accounts 2016 - 2017 1 NARRATIVE REPORT The following Statement of Accounts brings together in summary form the financial transactions of the Authority and of the Dyfed Pension Fund for the year 2016-17.
    [Show full text]
  • (Public Pack)Agenda Document for Dyfed Pension Fund Committee, 21
    Document Pack Mark James LLM, DPA, DCA Prif Weithredwr, Chief Executive, Neuadd y Sir, Caerfyrddin. SA31 1JP County Hall, Carmarthen. SA31 1JP FRIDAY, 15TH SEPTEMBER, 2017 TO: ALL MEMBERS OF THE DYFED PENSION FUND COMMITTEE I HEREBY SUMMON YOU TO ATTEND A MEETING OF THE DYFED PENSION FUND COMMITTEE WHICH WILL BE HELD IN THE DEMOCRATIC SERVICES COMMITTEE ROOM, COUNTY HALL, CARMARTHEN AT 10.00 A.M. ON THURSDAY, 21ST SEPTEMBER, 2017 FOR THE TRANSACTION OF THE BUSINESS OUTLINED ON THE ATTACHED AGENDA Mark James CBE CHIEF EXECUTIVE PLEASE RECYCLE Democratic Officer: Michelle Evans Thomas Telephone (direct line): (01267) 224470 E-Mail: [email protected] Ref: AD016-001 DYFED PENSION FUND COMMITTEE 3 MEMBERS PLAID CYMRU GROUP (1) 1 Councillor Elwyn Williams (Chair) LABOUR GROUP (1) 1 Councillor John Prosser INDEPENDENT GROUP (1) 1 Councillor Jim Jones NOMINATED SUBSTITUTE (1) Councillor Dai Thomas A G E N D A 1. APOLOGIES FOR ABSENCE. 2. DECLARATIONS OF PERSONAL INTEREST. 3. MINUTES OF THE PANEL MEETING HELD ON 9TH MARCH, 5 - 10 2017. 4. AUDIT OF FINANCIAL STATEMENTS REPORT 2016-17 (ISA 260). 11 - 26 5. DYFED PENSION FUND FINANCIAL STATEMENTS 2016-17. 27 - 64 6. BUDGET MONITORING AS AT 31ST AUGUST 2017. 65 - 70 7. CASH RECONCILIATION AS AT 31ST JULY 2017. 71 - 76 8. BREACHES REPORT. 77 - 82 9. IMPLEMENTATION OF THE MARKETS IN FINANCIAL 83 - 112 INSTRUMENTS DERIVATIVE (MIFID II). 10. ANY OTHER ITEMS OF BUSINESS THAT BY REASONS OF SPECIAL CIRCUMSTANCES THE CHAIR DECIDES SHOULD BE CONSIDERED AS A MATTER OF URGENCY PURSUANT TO SECTION 100B(4)(B) OF THE LOCAL GOVERNMENT ACT, 1972.
    [Show full text]
  • Gb0211 Carmarthen Borough
    GB 0211 Carmarthen Borough Carmarthenshire Archive Service This catalogue was digitised by The National Archives as part of the National Register of Archives digitisation project NRA 33713 The National Archives Sec case ^Or CC\rv,£ ' ACC. 5559; 5570 Carm. Boro Carmarthen Borough records transferred to the Carmarthenshire Record Office by Mr. Vaughan Williams, District Secretary and Solicitor, Carmarthen District Council. January - February 1980 CARMARTHEN BOROUGH MINUTE BOOKS 1. Minute Book 1835 - 1842 2. Minute Book Market Committee Minutes 1851-55; 1843 - 1849 Public Works Committee Minutes 1855-1895 3. Minute Book 1858 1876 4. Minute Book 1876 1891 5. Minute Book 1892 - 1906 6. Minute Book 1906 - 1917 7. Minute Book 1917 - 1924 8. Minute Book 1924 - 1932 9. Minute Book 1932 - 1937 10. Minute Book (Printed) 1929 - 31 11. Minute Book (Printed) 1932 - 34 12. Minute Book c i, (Printed and Ine". Committee Minutes) 1938 - 1939 13. Minute Book (Printed and incl . Committee Minutes) 1938 - 1939 -2­ Carm. Boro 14. Committee Minute Book (Rough Council Minutes 1880-85) 1880 85 15. Committee Minute Book (incl. Rough Council Minutes 1885-87) 1885 87 16. Committee Minute Book (incl. Rough Council Minutes 1887-1890) 1887 1890 17. Committee Minute Book (incl. Rough Council Minutes 1890-93) 1890 1893 18. Committee Minute Book (incl. Rough Council Minutes 1893-7) 1893 1897 19. Committee Minute Book (incl. Rough Council Minutes) 1899 1902 20. Committee Minute Book 1903 1908 21. Committee Minute Book (incl. Rough Council Minutes) 1908 1911 22. Committee Minute Book 1911 13 23. Committee Minute Book (incl. Rough Council Minutes) 1914 17 24.
    [Show full text]
  • Adroddiad Blynyddol 1986
    ADRODDIAD BLYNYDDOL / ANNUAL REPORT 1985-86 `THE ENGLISH CURIOSITY MAN IN NORTH WALES' 1986001 Ffynhonnell / Source Mr C Peter Alford, Clifton Village, Bristol Blwyddyn / Year Adroddiad Blynyddol / Annual Report 1985-86 Disgrifiad / Description Original typescript of 'The English Curiosity Man in North Wales', a historical and topographical account of North Wales compiled by the donor, 1966-78, with photographic illustrations (NLW MSS 22162-5D). E ALWYN BENJAMIN 1986002 Ffynhonnell / Source Mr E Alwyn Benjamin, Penarth Blwyddyn / Year Adroddiad Blynyddol / Annual Report 1985-86 Disgrifiad / Description A copy of the donor's transcript and index of the 1881 census returns for the borough of Aberystwyth (NLW Facsimiles 609). CARDIGANSHIRE ASSOCIATION FOR THE BLIND PAPERS 1986003 Ffynhonnell / Source Cardiganshire Association for the Blind, per Mr J R Evans Blwyddyn / Year Adroddiad Blynyddol / Annual Report 1985-86 Disgrifiad / Description Papers, 1920-75, of the Association, comprising two registers of blind persons, 1920-38; minutes, 1933-74; and annual reports, 1921-75 . DAVIES & CHARLES (BRYMBO) FAMILY PAPERS 1986004 Ffynhonnell / Source Miss Dorothy Charles, Wrexham, per Mr Geoff Charles Blwyddyn / Year Adroddiad Blynyddol / Annual Report 1985-86 Disgrifiad / Description Papers, 1880s-1960s, of the donor's grandfather, Daniel Davies, Lodge, Brymbo, and her father, Goronwy Charles, The Old Vicarage, Brymbo, comprising verses by Daniel Davies for social and other occasions and scrapbooks of newspaper cuttings and printed ephemera relating
    [Show full text]
  • M & E 01437 765000
    70 Wednesday, February 25, 2015 westerntelegraph.co.uk Classiied It’s easy to place your advertising... 01437 765000 or go to www.westerntelegraph.co.uk/advertise Phone/Email Online By post In person westerntelegraph.co.uk/advertising Send private ads to: Bring your advertisement 01437 765000 Visit our site for local and national adverts. Classiied section, Western Telegraph, to our ofice: Lines open 9am-5pm, Monday to Friday Book your advert at: westerntelegraph.co.uk/advertising Western Tangiers, Fishguard Road, Find us on the Fishguard Road out of (Please note: no Free ads taken by phone) View your ad online: westerntelegraph.co.uk/adverts/thisweekads Haverfordwest, SA62 4BU Haverfordwest, on the left past Withybush Airport. www.westerntelegraph.co.uk 1. Select category. 2. Choose style & words. 3. proof and pay please include a daytime telephone number ofice open Monday to Friday 9am-5pm Baby Items Curtains/Blinds Household Pet Accessories TV/Video/Aerials BUYING & Cot divider (good condi- fire basket sizes width Dog ramp £16 ono. tion) £5 07780103448 445 mil depth 325 mil £17. SELLING 01437 764212 ULTRATEC Dark Blue High Chair. M&E 01437 532508 Follow us Metal frame, plastic seat. Repairs forall Antiques £60. 07818 000243 Blinds Kitchens/Accessories Photography Safetygate, excellent con- COMING TO AWINDOWNEARYOU Red double toaster, @WTelegraph makesofT.V. OPTOMAX DUAL FORMAT dition £15 07780103448 Many Designer RangesAvailable Morphy Richards, hardly LCD,Plasma. IMPORTANT SALE used £20 01545 580608 Cine Film Editor/Viewer. Vtech cot mobile unisex. All blinds stitched notglued. Austrian Super8 Movie ANTIQUE, GENERAL HOUSE- Vtech sing and soothe Tel: VERTICAL BLINDS Market Place Camera, 1975-77 Manual HOLD,COLLECTABLES & EFFECTS mobile lots of settings if and Auto Zoom ratio: 8x baby cries it comes back 3UpTo 9ft 7ANY SIZE 01646681560 To include:- Agood Pine Sideboard/Dresser WINDoWS WINDoWS With case and super8 car- on Smoke free pet free tridge.
    [Show full text]
  • The London Gazette, Ist March 1990
    THE LONDON GAZETTE, IST MARCH 1990 2771 thereunder has not been complied with may, within 6 weeks from (a) to prohibit any vehicle from waiting in specified lengths of 19th February 1990, make application for the purpose to the High Lane End Close and New Road; and Court. (b) to prohibit any vehicle from waiting between the hours of G. K. Burgess, Chief Executive and Clerk 9 a.m. and 6 p.m. daily, 1st May to 30th September (inclusive) County Hall, Truro. (504) in a specified length of Kiln Close Lane. The Order contains the usual exemptions relating to the picking up and setting down of passengers, loading and unloading goods, CORNWALL COUNTY COUNCIL disabled person's vehicles, the maintenence of the road and the supply of gas, water and electricity. The County of Cornwall (St. Just) (Prohibition of Waiting) Order A copy of the Order, which comes into operation on Monday, 1990 5th March 1990, together with a plan illustrating the restrictions, Notice is hereby given that the Council propose to make the above may be inspected during normal office hours, Monday to Friday, at Order to regulate traffic at St. Just by prohibiting the waiting of Room 403, Civic Centre, Barnstaple. vehicles at any time in the length of road specified in the .Schedule. Any person wishing to question the validity of the Order or of any The Order will contain exceptions in favour of disabled persons of its provisions on the ground that it is not within the powers of the vehicles in accordance with the Orange Badge Scheme and to allow relevant enabling Act or that a requirement of any such enabling Act boarding and alighting; loading and unloading; delivery and or of any relevant regulations made thereunder has not been collection of postal packets; statutory powers or duties; building complied with may, within 6 weeks from the date on which the Order operations; works on roads and services; the taking in of petrol etc.
    [Show full text]