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BANCO DE SABADELL, S.A. (Incorporated with Limited Liability Under the Laws of the Kingdom of Spain)

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BANCO DE SABADELL, S.A. (Incorporated with Limited Liability Under the Laws of the Kingdom of Spain) BASE PROSPECTUS BANCO DE SABADELL, S.A. (incorporated with limited liability under the laws of the Kingdom of Spain) €15,000,000,000 Euro Medium Term Note Programme _____________________________ This base prospectus (the "Base Prospectus") has been approved by the Central Bank of Ireland (the "CBI"), as competent authority for the purposes of Regulation (EU) 2017/1129 of the European Parliament and of the Council of the EU of 14 June 2017 (as amended, the "Prospectus Regulation") and constitutes a base prospectus for the purposes of Article 8 of the Prospectus Regulation. This Base Prospectus has been prepared in accordance with Annexes 7 and 15 of Commission Delegated Regulation (EU) 2019/980 of 14 March 2019 supplementing the Prospectus Regulation. The CBI only approves this Base Prospectus as meeting the standards of completeness, comprehensibility and consistency imposed by the Prospectus Regulation. Approval by the CBI should not be considered as an endorsement of the Issuer or of the quality of the securities that are the subject of this Base Prospectus. Investors should make their own assessment as to the suitability of investing in the Notes (as defined below). Application has been made to the Irish Stock Exchange plc trading as Euronext Dublin ("Euronext Dublin") for the notes (the "Notes") issued under the Banco de Sabadell, S.A. €15,000,000,000 Euro Medium Term Note Programme (the "Programme") during the 12 months from the date of this Base Prospectus by Banco de Sabadell, S.A. ("Banco Sabadell", the "Issuer" or the "Bank") to be admitted to the official list (the "Official List") and to trading on its regulated market (the "Euronext Dublin Regulated Market"). Such approval relates only to the Notes which are to be admitted to trading on a regulated market for the purposes of Directive 2014/65/EU (as amended, "MiFID II") and/or which are to be offered to the public in any member state of the European Economic Area (the "EEA") or in the United Kingdom (the "UK") in circumstances that require the publication of a prospectus. The Euronext Dublin Regulated Market is a regulated market for the purposes of MiFID II. This Base Prospectus (as supplemented as at the relevant time, if applicable) is valid for 12 months from its date in relation to Notes which are to be admitted to trading on a regulated market in the EEA. For these purposes, references(s) to the EEA include(s) the UK. The obligation to supplement this Base Prospectus in the event of a significant new factor, material mistake or material inaccuracy does not apply when this Base Prospectus is no longer valid. The Programme also permits Notes to be issued on the basis that they are admitted to listing, trading and/or quotation by such other or further competent authorities, stock exchanges and/or quotation systems as may be agreed with the Issuer. At the date of this Base Prospectus, the Issuer's long term rating is BBB with a Negative Outlook by S&P Global Ratings Europe Limited ("S&P"), Baa3 with a Stable Outlook by Moody's Investors Service España S.A. ("Moody's") for senior unsecured debt, BBB (Rating Watch Negative) by Fitch Ratings España S.A.U. ("Fitch") and A (low) with a Negative Outlook by DBRS Ratings GmbH ("DBRS"). Notes issued under the Programme may be unrated or may be rated by S&P, Fitch and/or DBRS. As of the date of this Base Prospectus, each of S&P, Moody’s, Fitch and DBRS is established in the EEA or the UK and is registered under Regulation (EC) No 1060/2009 (as amended) (the "CRA Regulation"). Where a Series of Notes is rated, such rating will be disclosed in the relevant Final Terms or the relevant Drawdown Prospectus. Whether or not a rating in relation to any Series of Notes will be treated as having been issued by a credit rating agency established in the EEA or in the UK and registered under the CRA Regulation will be disclosed in the relevant Final Terms or the relevant Drawdown Prospectus. 1 A security rating is not a recommendation to buy, sell or hold securities and may be subject to suspension, reduction or withdrawal at any time by the assigning rating agency. The Notes have not been and will not be registered under the United States Securities Act of 1933 (as amended) (the "Securities Act") or with any securities regulatory authority of any state or other jurisdiction of the United States and are subject to U.S. tax law requirements. The Notes may not be offered, sold or delivered within the United States or to, or for the account or benefit of, U.S. persons (as defined in Regulation S under the Securities Act) except in certain transactions exempt from the registration requirements in the Securities Act. MiFID II product governance / target market – The relevant Final Terms or the relevant Drawdown Prospectus (as defined below) will include a legend entitled "MiFID II product governance" which will outline the target market assessment in respect of the relevant Notes and which channels for distribution of the Notes are appropriate. Any person subsequently offering, selling or recommending the Notes (a "distributor") should take into consideration the target market assessment; however, a distributor subject to MiFID II is responsible for undertaking its own target market assessment in respect of the Notes (by either adopting or refining the target market assessment) and determining appropriate distribution channels. A determination will be made in relation to each issue about whether, for the purpose of the Product Governance rules under EU Delegated Directive 2017/593 (the "MiFID Product Governance Rules"), any Dealer subscribing for any Notes is a manufacturer in respect of such Notes, but otherwise neither the Arranger nor the Dealers nor any of their respective affiliates will be a manufacturer for the purpose of the MIFID Product Governance Rules. PROHIBITION OF SALES TO EEA AND UK RETAIL INVESTORS - The Notes are not intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise made available to any retail investor in the EEA or in the UK. For these purposes, a retail investor means a person who is one (or more) of: (i) a retail client as defined in point (11) of Article 4(1) of MiFID II; or (ii) a customer within the meaning of Directive (EU) 2016/97 (the "Insurance Distribution Directive"), where that customer would not qualify as a professional client as defined in point (10) of Article 4(1) of MiFID II. Consequently, no key information document required by Regulation (EU) No 1286/2014 (as amended, the "PRIIPs Regulation") for offering or selling the Notes or otherwise making them available to retail investors in the EEA or in the UK will be prepared and therefore offering or selling the Notes or otherwise making them available to any retail investor in the EEA or in the UK may be unlawful under the PRIIPs Regulation. Amounts payable on Floating Rate Notes or Fixed Reset Notes may be calculated by reference to one of the Euro Interbank Offered Rate ("EURIBOR") or the London Interbank Offered Rate ("LIBOR") as specified in the relevant Final Terms or the relevant Drawdown Prospectus (as defined below), which are provided by the European Money Markets Institutes ("EMMI") and ICE Benchmark Administration Limited ("ICE"), respectively. As at the date of this Base Prospectus, ICE and EMMI are included in the European Securities and Markets Authorities’ register of administrators and benchmarks under Article 36 of the Regulation (EU) No. 2016/1011 (the "Benchmarks Regulation"). Notification under Section 309B(1)(c) of the Securities and Futures Act (Chapter 289) of Singapore, as modified or amended from time to time (the "SFA") - Unless otherwise stated in the relevant Final Terms or relevant Drawdown Prospectus, all Notes shall be prescribed capital markets products (as defined in the Securities and Futures (Capital Markets Products) Regulations 2018 of Singapore (the "CMP Regulations 2018")) and Excluded Investment Products (as defined in the Monetary Authority of Singapore (the "MAS") Notice SFA 04- N12: Notice on the Sale of Investment Product and the MAS Notice FAA-N16: Notice on Recommendations on Investment Products). Investing in Notes issued under the Programme involves certain risks that may affect the abilities of the Issuer to fulfil its obligations under the Notes. Prospective investors should have regard to the factors described under the section headed "Risk Factors" in this Base Prospectus, before deciding to invest in the Notes issued under the Programme. 2 Arranger DEUTSCHE BANK Dealers BANCO SABADELL BARCLAYS CITIGROUP COMMERZBANK CRÉDIT AGRICOLE CIB CREDIT SUISSE DEUTSCHE BANK GOLDMAN SACHS INTERNATIONAL HSBC J.P. MORGAN NATIXIS NOMURA SOCIÉTÉ GÉNÉRALE CORPORATE & UBS INVESTMENT BANK INVESTMENT BANKING UNICREDIT BANK This Base Prospectus is dated 26 May 2020. 3 IMPORTANT NOTICES Responsibility for this Base Prospectus The Issuer accepts responsibility for the information contained in this Base Prospectus and any Final Terms or Drawdown Prospectus (as defined below) and declares that, to the best of its knowledge, the information contained in this Base Prospectus is in accordance with the facts and makes no omission likely to affect its import. Final Terms/Drawdown Prospectus Each Tranche (as defined herein) of Notes will be issued on the terms set out herein under "Terms and Conditions of the Notes" (the "Conditions") as completed by a document specific to such Tranche called final terms (the "Final Terms") or in a separate prospectus specific to such Tranche (the "Drawdown Prospectus") as described under "Final Terms and Drawdown Prospectuses" below. Other relevant information This Base Prospectus must be read and construed together with any supplements hereto and with any information incorporated by reference herein and, in relation to any Tranche of Notes which is the subject of Final Terms, must be read and construed together with the relevant Final Terms.
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