May / June 2020
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May/June 2020 Calendar Photo Contest Home Improvement M-O FCU is seeking your photos! We invite Has spending extra time at home lately got photographers of all levels of expertise to you visioning home improvement projects? submit their photos for a chance to be Whether you’re interested in doing a major remodel, or updating windows, siding or showcased in our 2021 member calendar! shingles; We Are Here For you! Photo submission information, and the Borrow up to $10,000 application, are NO Title Work available at www.m-ofcu.com NO Appraisal under the ‘Services’ NO Home Equity Needed tab, then ‘Forms & NO Using Home as Collateral Applications’. YES! M-O FCU Can Help! Must be a member of M-O FCU to submit a photo. Whether you are a do-it-yourself person, or would rather pay someone who specializes in the trade, you will be doing yourself a favor by keeping your home updated. 2020 Shred Event POSTPONED Mark your calendars for the new date of Thursday, September 17th. Raising HOPE We Stand Ready! Throughout 2019 employees raised funds for Hope We will provide financial Ranch by participating in ‘Jean Weeks’. Hope Ranch is a therapeutic horse-riding facility located just outside assistance if you find yourself Huron, SD. They temporarily unemployed. do therapy for children and adults during the summer months. Bill Fisher, from Hope Ranch was present to accept the donation. Helpful Online Shopping Safety Tips 1) Only shop on trustworthy 4) Shop with a credit card—Under the 7) Keep information updated—make websites—Before entering card Fair Credit Billing Act consumers can sure your address, email, and phone information, make sure you are on dispute credit card charges and number (s) are up-to-date with us so the company’s actual website, and withhold payment while a charge is we, or our fraud monitoring not one set up just to look like it. If under investigation. company, can contact you if we the deal seems too good to be true suspect fraudulent activity on your it may not be a legitimate website. 5) Ensure the card entry page is account. secure—Ensure the URL begins with 2) Do not shop on public Wi-Fi https://, the ‘s’ indicates a secure 8) Keep/Print receipts—compare the networks—The open nature of site. Also make sure there is a small receipt with the credit card billing public networks can compromise lock in the URL bar. You can hover statement to ensure consistency. security. You should never access over the lock to read details about financial accounts, personal data, or the site’s security. shop via a public network. 6) Monitor accounts—regularly check 3) Protect your home Wi-Fi—Be sure your accounts through online to have a strong password on your banking, mobile apps, and monthly home Wi-Fi network and keep the statements. You know your software up-to-date. Computers spending habits better than should also be protected with virus anybody. So, if something doesn’t and spyware software. look right, notify us immediately. Article information from LSC: https://www.lsc.net/ Mailing Address: Drive-Thru Hours: Huron Federal Building Hours: 1730 Dakota Ave S Mon-Thurs: 8am - 5:30pm Mon-Thurs. 8am to 11am Huron, SD 57350 Friday: 8am - 6pm Sat: 9am - 12pm Phone: (605) 353-9977 Fax: (605) 353-1732 18th & Dakota Lobby Hours: Website: www.m-ofcu.com Mon-Fri: 8am-5pm .