FRIDAY
161st YEAR • NO. 31 juNE 5, 2015 CLEVELAND, TN 22 PAGES • 50¢ Chancellor: City dismissal procedure unlawful Inside Today By BRIAN GRAVES Banner Staff Writer Chancellor Jeri S. Bryant has issued a finding the city of Cleveland’s procedures in dis- missing an employee of the Cleveland Fire Department “failed to follow a lawful procedure.” City Manager Janice Casteel said she is following all of the processes and the city charter, “which have been in place for 22 years to the letter.” It is a finding that could affect the recent disciplinary actions of two Cleveland Police officers. The finding, filed May 29, con- cerns the appeal of Joshua Keller who was terminated Feb. 10, 2012, during a meeting with Fire Chief Steve Haun. According to the order filed, Keller received a disciplinary Tough road for action report containing the rea- sons for his dismissal on that Banner photo, BRIAN GRAVES Commodores COmmISSIONER mILAN BLAkE, left, points to the areas with different fire tax rates during Thursday’s Finance committee meeting. date. The report stated Keller was ter- The Vanderbilt Commodores Bradley County Mayor D. Gary Davis is at right. minated for “conviction of criminal must win the Super Regional on offense” and “disgraceful personal the road to repeat as College conduct.” World Series Champions. Lee The appeal hearing was con- University star baseball players Finance panel discusses pay increase ducted by Casteel, who asked for Dustin Lawson and Ben Holland and was provided documents prior have been named to the NCCAA would be divided between ranks, also receive a $5,500 bump up budget Monday night, it gave to the hearing and “reviewed those All-America team. The NCAA has Committee looks at and the idea of any tax increase from the $26,000 base pay. firefighters a $3,000 raise, engi- prior to the hearing outside the charged the University of North presence of the Plaintiff and his Carolina with five serious viola- Fire-Rescue numbers may have died. Lieutenants would increase by neers a $2,000 increase, and counsel.” tions. See Sports, Pages 13-15. The committee last week voted $3,000, and captains would captains and lieutenants a to recommend a proposal by increase by $2,000. $1,000 increase without a tax The order states Casteel did not By BRIAN GRAVES Commissioner Robert Rominger There would be no raises for increase. provide Keller or his counsel a list Coming Sunday Banner Staff Writer which would increase firefighter battalion commanders, the Davis said Thursday his fig- of everything she had reviewed as The River Counties salaries $5,500 — increasing administrative assistant or the ures were based on the 2 percent part of her original decision, “nor Association of Realtors will be The Commission Finance com- starting pay to $29,500. chief, outside of any increase growth the county has shown as as part of her ‘preparation’ for Mr. showcasing their organization mittee will meet again today to Keller’s appeal hearing.” Those firefighters who have given across the board to county of present-day numbers. Sunday in a special section. try finalizing a pay increase for Bryant found in that context, earned more than the $24,000 employees. “That’s the way we have always Bradley County Fire-Rescue per- Keller was denied due process. base pay because of experience Those increases would also done it. It has always worked out sonnel. would maintain that extra sum. cost an increase in the county’s “City Manager Casteel’s pre- Trousdale airways well, except for the few years appellate hearing activity was The Trousdale School will be However, the ball has been That would remain true for all fire tax of 13 cents. when the economy was down,” taking audiences on a flight- thrown back to the department ranks. When County Mayor D. Gary inspired musical adventure June to assess just how any increase Firefighter/engineers would Davis presented his proposed See FINANCE, Page 6 See RULING, Page 6 12 and 13 at the Bradley Central High School Fine Arts Theater. Tickets are now available. See CU water story, Page 12. Fernandez Marketing 101 bound over division In his column Stories of a World Gone Mad, Barry Currin gives update suggests you don’t irritate the in stabbings customer just for fun. See col- By TONY EUBANK By LARRY C. BOWERS umn, Page 16. Banner Staff Writer Banner Staff Writer Water Division Manager Craig Vicente Ramirez Fernandez was Mullinax brought Cleveland Forecast bound over to criminal court fol- Utilities’ board of directors up to lowing a preliminary hearing date last week on ongoing proj- Thursday. ects in the Water and Wastewater Fernandez stands accused in departments. the May 9 stabbing assault of the One of the big projects is the mother of his child, her mother continued rehabilitation in the and a neighbor. Wastewater sector. Mullinax said The defendant sat looking dazed there are six to seven contractors and aloof, as each of the three vic- working every day at separate tims took the stand to offer testi- locations. He said they have lined mony. 55 manholes. Today’s forecast calls for mostly Crissy Bean, his former girl- The overall work includes the friend and one of the victims, took Banner photo, LARRY C. BOWERS sunny skies with a high near 85, monitoring of the system’s long- the stand first, and sported visible DAVID CLOWERS, right, and Corey Smith, had to stop their mowing machines for a moment but a 30 percent chance of showers term flow for capacity assurance. scars from the attack. Thursday, because of the clutter of grass and weeds as they were mowing through the ninth fair- or thunderstorms is also predicted. CSl Service is about 58 percent Under questioning from prose- Tonight should be partly cloudy, way at the Waterville Golf Course. The grass and weeds had to be swept away to guard against finished with the work, budgeted cuting attorney Mac McCoin, Bean with a low around 64. Saturday overheating mowing equipment. at $84,000. explained at the time of the inci- Littlejohn Engineering should be mostly sunny with a dent she was living with her moth- Associates is 88 percent complet- slight chance of rain, and a high er. Fernandez lived nearby. ed with engineering and rehabili- near 88. Saturday night calls for She told the court that she and Waterville Golf Course gets manicure tation on Wildwood and Inman. partly cloudy skies, with a low Fernandez shared a son and he By LARRY C. BOWERS This is a $348,015 project. around 65. would often walk down to visit with Banner Staff Writer Littlejohn is also 61 percent fin- the child. Sunset: 8:52 p.m. ished with basin rehabilitation Bean said Fernandez had visited Sunrise: 6:27 a.m. Waterville Golf Course is (31-45 and 10-36), a $377,400 his son on the day of the attack, not yet available for a quality project. and nothing seemed unusual. round of golf, but it is much Additional basin rehabilitation Index “When he came he was normal. closer than it was a week ago. is being done by AITC, a He was giving my kids hugs and Church ...... 8,9 Henry Luken, who signed a $4,817,000 project, which is 29 kisses,” she said. five-year contract with the percent completed. Classified...... 20-22 Bean said she and Fernandez city to maintain and manage Sewer maintenance and clear- went upstairs to watch a movie. It Comics...... 17 the golf course, was at the ing is being done in-house at a is at this point Bean alleges things Editorial...... 16 facility Thursday riding a cost of $100,000. It has just got- took a turn for the worse. fairway mower for the first ten underway. Horoscope...... 17 “That’s when he started attack- time in his life. He brought Littlejohn Engineering is ready ing me in my room. I didn’t know Lifestyles ...... 4 along a duo of maintenance to start on the CCTV interceptor he had a knife. He punched me in Obituaries...... 2 people from Battlefield Golf inspection, a $103,595 project. my rib. When I fell on my bed, Club to get the project start- Morgan Construction has the Sports...... 13-15 that’s when he got on top of me, on ed. contract for rehabilitation on my back, and started attacking my Stocks ...... 4 David Clowers, the golf Wildwood and Inman, a back,” Bean said. Banner photo, LARRY C. BOWERS TV Schedule...... 18,19 course manager at $1,372,808 project. “He was scraping my back and NEW WATERVILLE Golf Course manager Henry Luken, left, Battlefield, located in North In projects at the Wastewater Weather...... 11 then he stabbed me in my butt. He talks with David Clowers at the golf course Thursday. Clowers Georgia, has been placed in Treatment Plant, Cleveland stabbed me a couple times, but he is the golf course manager at Battlefield Golf and Country Club charge of the Waterville proj- Utilities is working with King Around Town was like, scraping me,” she contin- in North Georgia, one of Luken’s courses, and has been placed in charge of the Waterville reconditioning project. Industries on rehabilitation of the Reta Dawson seen checking See WATERVILLE, Page 6 her tomato plants ... Jim Mayfield See FERNANDEZ, Page 6 See CU, Page 6 playing peek-a-boo with baby raccoons ... Matt Haase sharing some interesting facts from nature ... Ronnie and Vicki Hunt, Ingram attend workshop on relevance of libraries Carroll picking out some good fresh tomatoes for a friend ... By LARRY C. BOWERS Cleveland Bradley County the public library in today’s Ever in the Age of Google.” finds, and the safety and pleas- Dennis Epperson enjoying a little Banner Staff Writer Public Library Director Andy high-tech society. Hunt and Ingram emphasized ure of a place that welcomes and pool time. Hunt and IT Director David Palfrey, the former head of the the author’s discussion was very shelters unconditionally. The role of the community’s Ingram recently returned from Harvard Law School Library and informative. He shared these memories public library in the future was the the workshop. founding chairman of the Digital Palfrey said libraries are with his audiences, but said he focus of a presentation by author Hunt shared with the Library Public Library of America, dis- repositories of books, music, and was wary of them. John Palfrey at a recent library board information from Palfrey’s cussed his book, “BiblioTech: documents, but also the nostal- 6489076 75112 workshop in Washington, D.C. presentation on the relevance of Why Libraries Matter More Than gia of musty stacks, unexpected See WORKSHOP, Page 6 2—Cleveland Daily Banner—Friday, June 5, 2015 www.clevelandbanner.com
OBITUARIES (USPS 117-700) Periodical Postage Paid at Cleveland, TN 37320-3600 Post Office POSTMASTER: Send Address Changes to: Banner, P.O. Box 3600, Cleveland, TN 37320-3600 grandchildren: Conner Hamilton, Glenn Cantrell; brother, Donnie sonal condolences with her fami- Published at 1505 25th Street, NW (P.O. Box 3600) Mari Cate Hamilton, and Hayden Cantrell; sisters: Dina M. ly by visiting her memorial web in Cleveland, TN 37320-3600, daily except Saturday Hamilton. Swafford, Ora Teague, and page and guestbook at and Christmas day by Cleveland Newspapers, Inc. A celebration of life service is Glenda R. Cantrell; children: www.companionfunerals.com. Phone (423) 472-5041. planned for 3 p.m. Sunday, June Penny Goodwin and Julie Companion Funeral Home and 7, 2015, at Companion Funeral Goodwin; grandchildren: Shelby the Cody family are honored to Stephen L. Crass Jim Bryant Home, 2419 Georgetown Road Goodwin, Chelsey Stamey, Eric assist the Argueta family with her Editor & Publisher General Manager N.W. Goodwin, Dre and Kolby arrangements. Member of The Associated Press The family will be receiving Goodwin, and Olivia Mcdermott; friends two hours prior, from 1 great-grandchildren: Jayden The Associated Press is exclusively entitled to the use for publication of all news dispatches credited to it or not otherwise credited in this newspaper, and also the local news of spontaneous or igin p.m. until the 3 p.m. service time. Torbett and Jordan Najarro; and herein. All rights of all other material herein are as reserved. ©2014 Cleveland Newspapers, Inc. You are encouraged to share a several nieces, nephews, and memory of him and/or your per- extended family members and SUBSCRIPTION RATES sonal condolences with his family friends. Publishser Reserves the Right to Change Rates Without Notice by visiting his memorial Web The funeral will be held at 7 Print Only 3 months 6 Months 1 Year Monthly Daily page and guestbook at p.m Saturday, June 6, 2015, at Carrier Collect Rate * $6.75 Bill Silvers www.companionfunerals.com. Companion Funeral and By Carrier Home / Business Delivery $20.00 $38.00 $ 75.00 Cremation Service, 2415 Bill Silvers, 76, a resident of By Mail inside Zip 307 $ 25.00 $45.00 $ 85.00 Cleveland, passed away By Mail outside Zip 307 in TN, GA $38.00 $55.00$105.00 Georgetown Road N.W., with By Mail Outside TN $38.00 $ 67.00 $ 130.00 Mike Justice and Mitchell Wilson Wednesday, June 3, 2015, peacefully with his family by his Print + E-Edition officiating. By Carrier Home / Business Delivery $21.25 $40.25 $ 79.25 Clara Ruth Anderson The family will receive friends side. By Mail inside Zip 307 $ 26.25 $47.25 $ 90.50 He was a member of Samples By Mail outside Zip 307 in TN, GA $40.00$58.00 $ 112.00 Clara Ruth Prock Anderson, Saturday from 4 p.m. until the 7 By Mail Outside TN $40.50 $ 71.00 $ 137.00 73, a lifelong resident of p.m. service time. Memorial Baptist Church. He Cleveland, passed away on Interment will be held at Earl’s was a retired carpenter. E-Edition Only $21.00 $42.00 $ 84.00 $7.00 $2.00 Wednesday, June 3, 2015. Edward Duncan He was the son of the late Cemetery Sundayat 5 p.m. with Office Hours: Monday-Friday: 8 a.m. - 5 p.m. • 423-472-5041 She was born in Cleveland on Edward Duncan, 65, of David Swafford, Randy Fox, Walter William Silvers and Edna Aug. 12, 1941, to the late John Cleveland, died Thursday, June Phillip Fritts, Eric Goodwin, Dre Mae Woody Silvers. He was also In lieu of flowers, memorial Buster and Ella (Nichols) Prock. 4, 2015, at his residence. Goodwin, Kolby Goodwin, preceded in death by two broth- donations can be made to the She was a member of Four Survivors and arrangements Christian Najarro, Eric Knox ers: Leon Silvers and Wendell U.S. regulators Broad Street United Methodist Point Missionary Baptist Church, will be announced by Grissom serving as pallbearers. Silvers. Church, 155 Central Ave.N.W., with her parents being charter Serenity Funeral Home. You are invited to share a per- He is survived by his wife of 55 Cleveland, TN 37311 or the warn: Ads for members. She gave her life to sonal memory of Judy or your years, Yvonne Gregg Silvers of Alzheimers Association, 7625 Christ at age 7. She sang gospel condolences with her family at Cleveland; three children: Dee Hamilton Park Drive No. 6, music and was self-taught on the her online memorial located at Dee Callahan and husband, Jeff, reverse mortgages Chattanooga, TN 37421. piano. She was employed at www.companionfunerals.com. of Charleston, Greg Silvers and Cleveland Chair Company with wife, Bronda, of Lawrence, can be misleading more than 35 years of service. Kansas, and Scott Silvers of Wilma Williams She was preceded in death by Cleveland; three grandchildren: Wilma R. Williams, 68, a resi- WASHINGTON (AP) — We’ve her daughters: Melanie Burris Courtney Silvers Stone and hus- dent of Cleveland, passed away seen the TV ad pitches from Kermit Maupin band, Matt, of Ooltewah, Zachary and Mitzi Berge; son-in-law, Dick on Tuesday afternoon, June 2, celebrities like “The Fonz” Henry Berge; brothers: Gene and his Kermit Hadley Maupin, 90, Silvers and Madison Silvers, both 2015, at her home surrounded by passed away Tuesday, June 2, of Lawrence, Kan.; several half Winkler and actor and ex-sena- wife, Ella, Jimmie, and Bobby her family. tor Fred Thompson, touting the Prock; and brothers-in-law: 2015. brothers and half sisters; and She was retired from Advance Clarence Dalton and Russell He retired from Bowater Paper Geneva Mullinax several nieces and nephews. benefits of reverse mortgages for Geneva Mullinax, 76, of Photographics. Lewallen. Company after 32 years. The funeral will be held at 11 She was born in Loudon on older homeowners. She leaves behind to cherish He was a member of Benton, passed away Thursday a.m. Saturday, June 6, 2015, in Now U.S. regulators are warn- morning, June 4, 2015, at her May 13, 1947, a daughter of the her memory her son, John Mark Westwood Baptist Church. He the chapel of Ralph Buckner late Robert and Myrtle Lawson. ing: Don’t be fooled. Many ads Anderson; son-in-law, Carson was captain of the 1942 unde- residence. Funeral Home with the Rev. Mike don’t tell the whole story about She was kind hearted and She was preceded in death by her Burris; grandchildren: Joshua feated Bradley Bears football Rymer and Pastor Charles husband, John D. Williams; and reverse mortgages. always helping others. She had a Bowlin officiating. Bird and wife, Angie, Kelli Bird team and a member of Bradley one son, Ricky L. Snyder. The Consumer Financial Farris and husband, Rob, Tony County Old Timers Sports Hall of strong belief in God and was of Interment will follow in the Church of God faith. She leaves behind to cherish Protection Bureau said Burns Jr. and wife, Robin, Mickey Fame. Samples Memorial Cemetery her memory one daughter, Anderson, and Tanner Anderson; He was a veteran of World War She was preceded in death by with Jamie Gregg, Alan Thursday that a study it con- her husband of 46 years, Randall Rhonda Johnson; three sons: ducted with older homeowners great-grandchildren: Hannah, II with three Battle Stars in the Humberd, John Nerren, Matt Greg Snyder, Jeff Snyder and Candice, Sandra, Mollie Kate, European Campaign. Lee Mullinax; and parents, Roy Stone, Jeff Callahan and David found they were given the false and Onie Cross Lawson. Johnny Williams; 15 grandchil- Brooke, and Mason; brothers: He was preceded in death by Gregg serving as pallbearers. A dren; five great-grandchildren; impression by the ads that Charles Prock and wife, his wife of 52 years, Lillian Survivors include her daughter, white dove release ceremony will reverse mortgages are a govern- Rebecca Herron and her hus- two sisters and her caregivers: Christine, Wiley Prock, and Gary Palmer Maupin; two daughters: conclude the service. Jane Pirkle and Brenda ment benefit and ensure con- Prock; sisters: Neomi Lewallen, Janice Maupin Henry and infant, band, Nicholas Herron; grand- The family will receive friends son, Timothy Lee Herron, all of Wilkinson; several nieces and sumers can stay in their homes Bonnie Dalton, Gloria Michaud Holly Lee Maupin; parents, W.S. from 5 to 8 p.m. today at the nephews; and a host of numerous Benton; a special sister-in-law, funeral home. for the rest of their lives. and husband, EJ; and other and Annie Price Maupin; two sis- other extended family members. The agency said people numerous nieces, nephews and ters: Lydia Alma Jean Maupin Faye Chadwick and her hus- We invite you to send a mes- band, Monte, of Cleveland; and The family will hold a memorial should be aware of the risks of cousins. and Opal Maupin Boykin; and sage of condolence and view the service and burial on Saturday, A celebration of life memorial four brothers: Paul, Jesse C., Bill special friends: Janet Teague, Silvers family guestbook at reverse mortgages, which are Margaret and Fo Richardson and June 6, 2015, at 10 a.m. in the service will be held at 7 tonight, and James. www.ralphbuckner.com. Simpsons Cemetery in Loudon. loans for homeowners 62 or May 5, 2015, at Four Point Survivors include his sister, Katherine Rogers, all of older that must be repaid with Cleveland, and Mary Ann You are encouraged to share a Missionary Baptist Church, 3501 Joyce Maupin; a son, William D. memory of Wilma and/or your per- interest and can deplete seniors’ Old Tasso Road N.E., Cleveland, Goins III (Diane) of Soddy Daisy; Blackwell and Peggy Cross, both funds. of Benton. sonal condolences with her family TN 37312. two grandsons: William D Goins by visiting her memorial web page Seniors taking out reverse The family will also be receiv- IV, “Will” (Hollie) of Huntsville, The funeral will be held at 1 p.m. Saturday, June 6, 2015, at and guestbook at www.compan- mortgages can even lose their ing friends from 5 p.m. until the 7 Ala., Clay Goins (Kelly), of ionfunerals.com. homes. About 10 percent of bor- p.m. service time. Chattanooga; granddaughter, Higgins Funeral Home with the Rev. Nick Herron and the Rev. Companion Funeral Home and rowers end up defaulting on You are encouraged to share a Courtney Matthews Marzahl the Cody family are honored to memory of Clara and/or your per- (Dan) of Knoxville; eight great- Casey Stanfield officiating. their reverse mortgages, accord- Interment will follow in Benton assist the Williams family with her sonal condolences with her fami- grandchildren: William D Goins arrangements. ing to the agency — roughly ly by visiting her memorial web V, “Quin," Delmont Kermit Goins, Memorial Gardens. double the rate of conventional page and guestbook at Lillian “Lillie” Goins, Lukas A white dove release ceremo- home mortgages. www.companionfunerals.com. Goins, Hadley Goins, Hudson ny will conclude the service. A reverse mortgage allows The family will receive friends Companion Funeral Home and Goins, Macy Marzahl and borrowers to receive cash or a the Cody family are honored to Mackenzie Marzahl; and a spe- from 6 to 8 this evening at the funeral home in Benton. line of credit tapping the accu- assist the Anderson family with cial son-in-law, Jeff Matthews mulated equity in their homes. her arrangements. and wife, Carol, of Cleveland. Active pallbearers will be A graveside service will be James Powell, Charles Herron, Seniors often take out the loans held at 3 p.m. Sunday, June 7, Samuel Burger, Casey Stanfield, to help pay off credit card bills 2015, at Hilcrest Memorial Jason Brown and Clay or remodel their kitchen. The Gardens conducted by his son, Richardson. Timothy Herron will IT’SASPECIAL loan isn’t paid down in monthly William D. Goins III. serve as an honorary pallbearer. installments. The loan balance Ralph Buckner Funeral Home We invite you to send a mes- DAY FOR... increases and comes due when and Crematory is in charge of the sage of condolence and view the Mullinax family guestbook at the borrower dies, moves or arrangements. sells the home, or defaults on Mary Elizabeth Carson www.higginsfuneral.com. Devin Biggs, Jeff Hall, Madison Mary Elizabeth Carson, of other obligations such as insur- Bailey, Greg Bethune, Kristie ance or taxes. McDonald, died Thursday, June Bennett, Isavella Rutledge and 4, 2015, at the family residence. Most of the mortgages are Survivors and funeral arrange- Frances Grice, who are celebrat- insured by the Federal Housing ments will be announced by the ing birthdays today ... Jimmy and Administration. But they aren’t Wildwood Avenue Chapel of the Jane Marie Sperry Melissa Strickland, who are cele- a risk-free government benefit, brating their fifth anniversary Jim Rush Funeral Homes. Jane Marie Sedgwick Sperry a false impression that the Deborah Messer left her earthly life of 88 years today ... April Humphrey, Rick CFPB found was given by the Deborah Messer, 62, of and winged her way to the gates Sullivan, Jerry Green, Linda reverse mortgage advertising. Apison, died Friday, May 29, of heaven on Wednesday, June Boyd, Bryce Copeland, Melissa Most of the 97 different TV, 2015, at her residence. 3, 2015, surrounded by family in Pate, Rick Owens, Sandy Dunn, radio, print and online ads Survivors and arrangements her Cleveland home at Garden Dustin Morgan and Jos Coop, will be announced by Grissom- reviewed by the CFPB failed to Plaza. who will celebrate birthdays mention the risks of reverse Serenity Funeral Home. Frequently described as one Saturday. of the sweetest and kindest peo- mortgages, the agency said. ple known, she lived her faith “Or, if they did, they were so and led a life of selfless service. buried in the fine print that con- A major part of her legacy will be sumers did not pick up on ... the experience and memory of LOTTERY key aspects of the loan,” CFPB her character and life of com- Director Richard Cordray said passionate caring for family, NUMBERS in a conference call with friends and strangers. Her reporters. “Indeed, many apparent limitless capacity for reverse mortgage ads did not caring was shared genuinely, (AP) — These lotteries were even mention anything about with humility and always with a drawn Thursday: smile. She was an angel among interest rates, repayment terms us. or other crucial requirements of She was born Jan. 20, 1927, Tennessee the loan.” to Kitty Marie Sedgwick and Cash 3 Evening: 2-6-8, Lucky Cordray said the regulators C.C. Sedgwick in Bellaire, Ohio. Sum: 16 are especially concerned Pam Patterson-Argueta She was preceded in death by Cash 3 Midday: 8-6-5, Lucky because reverse mortgages are her parents; and only brother, Sum: 19 complicated and are marketed Pam Patterson-Argueta fell Cyrus Sedgwick. Cash 3 Morning: 9-8-2 to older homeowners, a group asleep in death on Wednesday, She attended Bellaire High Cash 4 Evening: 7-0-5-5, known to be vulnerable to June 3, 2015. School and was salutatorian of Lucky Sum: 17 She was a resident of the her graduating class of 1944. deceptive advertising or pitches. Rossville-Fort Oglethorpe area She graduated from the College Cash 4 Midday: 3-8-9-6, Lucky As part of its review, the Wendell Lee Cate all her life. of Wooster in Wooster, Ohio in Sum: 26 CFPB interviewed around 60 Wendell Lee Cate, 74, a resi- She was one of Jehovah’s 1948. She met her future hus- Cash 4 Morning: 3-2-8-8 homeowners aged 62 and older dent of Cleveland, passed away Witnesses of Fort Oglethorpe, band, Elwood G. Sperry, at in focus groups and in individ- on Saturday, May 30, 2015, in a Ga. congregation. Wooster and on June 24, 2015, GeorGia Chattanooga area hospital. ual interviews in Chicago, Los She was preceded in death by they would have celebrated All or Nothing Day: 01-02-05- Angeles and Washington, D.C. He was born on Dec. 11, 1940, her mother and father, Joe and their 65th wedding anniversary. 06-10-12-13-17-18-19-21-22 The trade group representing to the late Horace and Ruth Cate. Ruth Patterson; and nephew, She was her husband’s con- He was a veteran of the United All or Nothing Evening: 01-03- reverse mortgage lenders said it Barry Teems. stant helpmate and partner in 04-07-08-12-14-15-17-19-22-23 States Army. Judy Morrison She leaves behind a daughter, life. has a code of ethics and specific He always enjoyed singing Judy Cantrell Morrison, 56, a Angela Elliott Baylock, of Jane and Elwood have four All or Nothing Morning: 01-03- guidance for ethical advertising with the quartet at Westwood lifelong resident of Cleveland, Ringgold, Ga.; two sons: Greg children: David (Ruth) of Oak 05-07-08-10-11-12-16-20-22-23 for its members. Baptist and spending time with passed away Wednesday, June Madaris and Brad Stewart, both Ridge, Steve of Etowah, Fred All or Nothing Night: 01-02-07- “We share viewers’ concerns his family. Most of all, he loved 3, 2015, at Memorial Hospital in of Chickamauga, Ga.; two grand- (Jean) of Eugene, Ore., and 09-10-12-14-15-16-18-21-24 that any advertising should be the Lord with all of his heart. Chattanooga. sons: Zachary Madaris and Kitty/Kim (Lindy) of Sinking Cash 3 Evening: 6-8-2 Along with his parents, he was accurate,” Peter Bell, president She was of the Christian faith Michael Stewart; sister and Spring, Pa.; six grandchildren; Cash 3 Midday: 9-3-8 of the National Reverse Mortgage preceded in death by his brother, brother-in-law, Robert and and loved her family. She loved and six great-grandchildren. Cash 4 Evening: 8-3-3-7 Lenders Association, said in a Doug Cate. to travel and she never met a Brenda Teems, of Ringgold; and The family will receive friends He leaves behind to cherish Cash 4 Midday: 9-8-3-8 statement Thursday. “As an stranger. She was employed by a brother, Ron Patterson, of in the Narthex of Broad Street Fantasy 5: 01-04-08-27-32 his memory his wife of 52 years, Cooke’s Food Store. Rossville. United Methodist Church association we are committed to Cathy Cate; daughter, Kelly She was preceded in death by A memorial will be held at the (“BSUMC”) on Saturday, June 6, Georgia FIVE Evening: 7-4-4-5- educating consumers about the Hamilton (Frank); brothers: Larry her mother, Mary E. Cantrell; Fort Oglethorpe Kingdom Hall of 2015, from 2 to 4 p.m. followed 8 pros and cons of reverse mort- Cate and Mike (Janie) Cate; sis- brother, Jerry L. Cantrell; and Jehovah’s Whiteness at a time by a memorial service in the Georgia FIVE Midday: 8-9-4-5- gages, training lenders to be ters: Dorris Browne (Milton), grandparents: Basil (B.C.) and yet to be determined. Sanctuary at 4 p.m. Elwood and 2 sensitive to clients’ needs, and Marilyn Bevers (Mike) and Ora Cantrell. You are encouraged to share a Jane attended BSUMC for 52 Jumbo Bucks Lotto: 01-11-22- Barbara Harrell (James); and enforcing our code of ethics and Survivors include her father, memory of Pam and/or your per- years. 28-35-43 professional responsibility.” www.clevelandbanner.com Cleveland Daily Banner—Friday, June 5, 2015— 3
WHOLE LIFE FINAL Scott Hicks Memorial EXPENSE POLICIES Issue Ages Up To 85 Years Old $2000 - $35,000 Heart Walk is Saturday Grows Cash Value Special to the Banner Santek Waste Services, Dewayne Calfee Workout Anytime and WCLE The American Heart Mix 104.1. 423-618-3616 Association Scott Hicks Licensed Agent i n T N Memorial Heart Walk will be held Saturday. The free event will open at 8:30 a.m. at the Cleveland Greenway on Raider Drive and will feature free health screen- ings, an area for heart disease and stroke survivors, a chil- dren’s area, music, snacks and much more. Bradley County EMS will be Banner photo, HOWARD PIERCE on hand, as well as, SkyRidge MUSIC GROUP No One Special provided the entertainment for the first concert in a series celebrating Cardiac Rehab, Cardiology of the 25th anniversary of MainStreet Cleveland. Concerts will continue with a different band every Cleveland, Healthy Woman and Thursday at First Street Park at 7 p.m., through the month of June. Senior Circle. Lee University will also be present hosting several fun activities, and Workout Anytime will have a fitness area TENNESSEE BRIEFS at the event. “The Mission of the American Heart Association is to build Nashville early voting sites axed whose contributions went the aquarium. healthier communities free of beyond sports. cardiovascular disease and unless more funding added Nashville mother arrested in Knowing the Computer experts gathering in stroke. We feel that our part- NASHVILLE (AP) — Unless smothering death of infant son nership with the American more funding is acquired, the Chattanooga for Fishackathon NASHVILLE (AP) — A Nashville Heart Association is one that Davidson County Election CHATTANOOGA (AP) — mother has been charged with time, meeting works towards that mission,” Commission is prepared to cut Tennessee Aquarium is one of 12 first-degree murder and aggra- said Coleman Foss, chief exec- the number of early voting sites sites around the world where vated child abuse in the suffoca- utive officer SkyRidge Medical in Nashville’s general election computer experts are gathering tion death of her 7-month-old Center and executive leader for the need. from 11 to one. to develop new tools to support son. the Cleveland Heart Walk. 'LUHFW&UHPDWLRQ6WDUWLQJDW Multiple media outlets report sustainable fisheries. Multiple news outlets report The Scott Hicks Memorial the election commission voted 3- The so-called Fishackathon 23-year-old Jennifer Manual was Heart Walk is sponsored in 2 on Wednesday to operate only takes place on Friday and charged Thursday. Manuel has Bradley County by SkyRidge one early voting site — the state’s Saturday. The hackers will be been confined to the psychologi- Medical Center, Lee University, legal minimum — if the Metro creating new applications for cal unit at a local hospital, but Council approves Mayor Karl mobile devices that can support was discharged Thursday to offi- Dean’s proposed budget without seafood producers in sustainable cers. changes. fishing and aquaculture. Manuel and her husband, 28- $449 Dean’s proposed operating According to the aquarium, year-old Kenneth Laizure, are budget is $868,000 lower than more than 3.5 billion people accused of killing their son, People do read what the commission sought. depend on the ocean as their pri- Constantine Laizure, who died Grissom Metro Finance Director Rich mary source of food, but 80% of May 19. Laizure was arrested small ads. Reibeling says the elections office the world’s fish stocks are over- May 21. You are reading is being given a 25.5 funding exploited. Investigators say the baby was Serenity increase over this year and has This will be the second annual left in a child carrier in a home one now. enough money to fund the early Fishackathon. It takes place with a pillow and blanket wedged Call The Banner Funeral Home & Cremation Services sites. ahead of World Oceans Day on between his face and a car seat Republican commission chair- Monday. handle to silence his crying. He 472-5041 JULVVRPVHUHQLW\FRP man Ron Buchanan, who voted The Chattanooga teams will was brought to Vanderbilt 'LUHFW&UHPDWLRQWKLVFKDUJHLQFOXGHV&UHPDWRU\IHH for the reductions, says the present their projects at a public Children’s Hospital in cardiac &DUGERDUG&RQWDLQHU budget doesn’t cover funding for reception Saturday at 8 p.m. at arrest. 12 full-time, year-round office positions the commission requested. AGE REQUIREMENT 55 YEARS AND OLDER Former teacher in Memphis 230 URBANE ROAD N.E. (JUST OFF STUART ROAD) pleads guilty to sex charge JUNE 2015 • SENIOR ACTIVITY CENTER PHONE 559-2171 MEMPHIS (AP) — A former Memphis teacher has pleaded guilty in a sex case involving a MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY student. Media report that Michael ACTIVITIES INFORMATION Lewis, who formerly taught at DAILY 9:00 EXERCISE SITTERS - MEDICARE ALL DAY Bolton High School, admitted to 11:30 LUNCH (WITH RESERVATION) ALZHEIMER - NURSING HOMES POOL - WII GAMES having a sexual relationship with a 17-year-old female student 12:30 BRIDGE (TUESDAYS/FRIDAYS) TRANSPORTATION - SENIOR SERVICES CARDS (CANASTA, ROOK ETC...) between December 2013 and LIBRARY CHECKERS, CHESS & TABLE GAMES COMPUTER/DARTS/PUZZLES February 2014. He pleaded guilty to sexual battery on Thursday and was RENTAL OPPORTUNITIES AVAILABLE EVERY sentenced to five years behind bars, but the judge suspended all THURSDAY, FRIDAY AND SATURDAY but six months. After he is released, he’ll serve six years on probation. WE ARE WAITING FOR YOU AT THE SENIOR 3 Clarksville teens face CENTER. JOIN US IF YOU ARE 55 OR OLDER. charges in fatal shooting CLARKSVILLE (AP) — A third teenager accused of fatally shoot- 8 9 10 11 12 ing a 20-year-old Clarksville man 8:30 Refreshments 8:30 Refreshments has turned himself in and will 8:30Refreshments 8:30 Refreshments 8:30 Refreshments join two other defendants in 9:00 Gospel Singing 8:30U T Extension 10:00 Games 10:00 T. Bandy Gospel 10:00BINGO court next week. 10:00Games & Activities 1:00 Line Dancing Hour 12:30BRIDGE The Leaf Chronicle reports 12:30BRIDGE 6:30 Project Uplift police say 18-year-old Bobby 6:00Marines/ DAV Lenor III turned himself in Thursday. Lenor is charged alongside his brother, 19-year- old Tremond Lenor and 18-year- 15 16 17 18 19 old Tequan Evans with criminal 8:30 Breakfast/ 8:30 Refreshments homicide in the May 22 shooting 8:30 Refreshments 8:30 Refreshments 8:30 Refreshments Ralph Buckner death of 20-year-old Charles 10:00 Gospel Singing 9:00 Oil Painting/ Baker 10:00 Father’s Day 10:00 BINGO Whitfield. 10:00 BINGO / E agle H C 10:00 Story Time -De Lois Program Authorities say Whitfield was 12:30 BRIDGE 1:00 Line Dancing shot numerous times in the 7: 00 CD Dance parking lot of a business and died at Gateway Medical Center a short time later. An arrest war- rant say the men were members 22 23 24 25 26 of the ‘400’ gang. 8:30 Refreshments 8:30 Refreshments Tremond Lenor and Evans 8:30 Refreshments/ 10:00 Birthday Party 8:30 Refreshments 10:00 Sheriff’s Dept. 9:00 Game Day were both arrested May 23 and a L ife Care/ 10:30 Bingo/ A valon 10:00 BINGO warrant was issued for Bobby G arden Plaza 12:30 BRIDGE 11:00 SHIP/ M edicare 6:00 Line Dancing Lenor’s arrest June 2. It is 10:00 Gospel Singing 6:30 Project Uplift unclear if the men have lawyers. 1:00 Line Dancing TSU sports memorabilia to be displayed in national museum NASHVILLE (AP) — Tennessee 29 30 The Month Of June Is State University sports memora- bilia will be part of the 8:30 Refreshments 8:30 Breakfast/ Smithsonian Institution’s new 10:00 Gospel Singing Ralph Buckner National Museum of African- American History and Culture. 1:00 Line Dancing/ 10:00 Games The curator for the museum’s J. R ogers 12:30 BRIDGE sports exhibits visited TSU this week to look at sports memora- bilia on display in several build- www.ralphbuckner.com 3000 Commerce ings on the main campus. Drive NE (423) 473-2620 The university’s sports history (423) 472-1152 includes Olympic gold medalist Wilma Rudolph; legendary track and field coach Ed Temple; the famed Tigerbelles; and golf coach Catana Starks, the first African- American woman to coach a men’s NCAA Division I golf team. 2253 Chambliss The new museum is scheduled Ave. NW W ASTE C ONNECTIONS to open next year on the National SKIN CANCER CLEVELAND W ASTE C ONNECTIONS Mall in Washington, D.C. Suite 300 Of Tennessee & COSMETIC 423-472-3332 PLYWOOD CO. The sports exhibit section of “SERVING CLEVELAND SINCE 1968” Bradley Professional Building Dermatology Center HOURS 423.476.2293 the museum will include a room Cleveland, TN FREE 7 A.M.-5:30 P.M. DELIVERY 386 Industrial Dr., Cleveland called “The Game Changer,” ded- ADULT & PEDIATRIC DERMATOLOGY Accepting New Patients MON.-FRI. 472-3357 2700 20TH ST., N.E. • CLEVELAND www.wasteconnections.com icated to individuals like Rudolph “Your Total Skin Care Team” and Most Insurances “When Quality and Service are Important.” 4—Cleveland Daily Banner—Friday, June 5, 2015 www.clevelandbanner.com FRIDAY
William Wright Lifestyles Editor
Phone 472-5041 or fax 614-6529 LifestyLes [email protected]
New tech is changing the restaurant reservations game By MICHELE KAYAL Associated Press Hints from Heloise At noon on a recent Wednesday in May, San Francisco’s Lazy Bear restaurant began taking reserva- tions for June. Just 45 minutes later, nearly every seat for the entire month was sold out. Mastering the morning meal Growing a garden Not reserved. Sold. As in, every Dear Heloise: I am not a Dear Readers: Springtime meal for almost every seat for an morning person, and I am always means it’s time to get outside for entire month bought and paid for struggling to MAKE BREAKFAST some fresh air, sunlight (not too in advance. for my family. much!) and being around green That’s because Lazy Bear uses To try to make our mornings and growing plants! A vegetable an increasingly popular ticketing go more smoothly, I have started garden is one way to get your system model for its “reserva- looking for things I can make the exercise and help cut down your tions” that asks diners to pay night before. grocery bill if you plant the right upfront for their meals much the One of my favorites to make is veggies. Here are a few hints to way theater patrons pay for their muffins. I simply make them the think about: seats. The tickets cannot be night before, and then just warm — What type of garden you refunded or changed, though they them in the microwave in the would like? Vegetable, herb, can be given to someone else, morning. — Hattie W., via email flower, etc.? much as one could with tickets to Hattie, it’s wise to try to plan, — Where and how big will it a concert or a baseball game. or at least check that you have be? My suggestion is if this is a Lazy Bear and other restau- breakfast items available, rather first or second attempt, start rants across the country are using than finding out at 6 a.m. that SMALL! Next time you can grow technology to change the way we there is no milk! more. Too many gardeners don’t book and pay for restaurant Muffins, biscuits and fresh plan on how much produce they meals, and maybe even the way AP Photo fruit are the perfect breakfast might end up with! Your friends we think about eating out. IN THIS PHOTO ticketed diners are seated at the Lazy Bear restaurant in San Francisco. More and foods ... tasty, nothing to cook, and neighbors can take only so “The main issue is trying to more restaurants are switching to pay-in-advance “tickets instead of old-school reservations. So instead and they are portable! Also, many tomatoes, cucumbers, egg- manage risk, trying to incentivize of just booking a table for a desired night and time, you buy a ticket for that evening, paying upfront. snack or protein bars, a small plants, etc. Trust me on this one! patrons to keep their reserva- Restaurants love this because it eliminates the risk of no-show reservations. Many higher-end restau- bag with nuts, dried fruit and I love cukes, but can’t eat a bag- tions,” says Northwestern rants around the country are switching to this model, including Lazy Bear. The restaurant has a set menu, homemade granola travel well, ful in a few days. University microeconomic theorist two seatings a night at communal tables. too. That is one of my personal — Check the garden center or Jeffrey Ely, noting that ticketing road-warrior travel hints: Always your county extension agent systems transfer all the risk to the Restaurants in nine U.S. cities generate revenue by charging But some chefs and industry have nonperishable food in your about what is best for the climate diner. “These are things that have are currently testing the system, patrons for prime time seats. executives see nothing wrong with carry bag! — Heloise and soil conditions where you live. always been goals or needs of the Kokonas says. When Tock is Reserve allows eager diners to leveraging demand. Restaurants Don’t try to grow pineapple in restaurant market. The only rea- ready to go, he says he expects to offer premium payments, for are now a form of entertainment, SEND A GREAT HINT TO: Philadelphia or potatoes in San son they’re now manifesting offer the program to restaurants instance 30 percent above menu they argue, venues that sell an Heloise Antonio. It’s not going to work! themselves is that the technology for a flat fee of $695 per month. prices, if the night they want is experience as much as a meal. P.O. Box 795000 — Do mark your plants! You is there to make it possible.” A bevy of new mobile apps also booked, though such bids don’t Scaling prices follows the same San Antonio, TX 78279-5000 can see what did and didn’t work. Restaurant goers have been has begun serving the industry. guarantee a table. Table8 and strategy as other forms of enter- Fax: 1-210-HELOISE — Heloise making online reservations since Resy, created by social media Resy also apply the ancient princi- tainment, they say, such as Email: [email protected] the advent of OpenTable in the entrepreneur Gary Vaynerchuk ples of supply and demand, movies, stage shows, concerts and late 1990s. But platforms such as and Eater co-founder Ben charging more for a slot at 8 p.m. sporting events. Counting coupons ticketing and a bevy of new apps Leventhal, says it charges about on Saturday than for one at 6 “We have to be able to sell out Travel hint Dear Heloise: I love using — think table auctions and a dig- $25 to nab peak reservations at p.m. on Tuesday. While business Tuesday at 6 p.m., not just Friday Dear Heloise: Another travel coupons at the grocery store ital concierge — could mean more hot venues in New York, Los travelers and last-minute diners at 8:15,” says Lazy Bear chef tip for safety and convenience: I because I save money. There seats for eager diners and fewer Angeles, Miami and Washington. may welcome the opportunity to David Barzelay, who does two 40- have started packing a battery- have been a few times I wondered empty tables for restaurants. Table8, currently in six U.S. cities, pay more for an otherwise elusive person seatings each night. powered candle for those dark whether I got credit for all of The ticketed reservations model offers similar access to tables at seat, some restaurateurs say they But even restaurants that have hotel/ship bathrooms. It has them. Now, I total up the was pioneered in 2011 by Nick prime, sold-out times for roughly are uncomfortable selling tables embraced these new approaches saved a few stubbed toes, and we coupons before I check out. Kokonas, co-owner with Grant the same fee. Reserve, launched like airline tickets. warn that diners must be ready can always locate the facilities in Before I go to the store, I total the Achatz of the innovative Chicago by the high-profile startup lab “I totally agree with people who for them. Last year, chef Jose the middle of the night. A lot of ones I hope to use, then do a restaurants Next, Alinea and The Expa, offers a digital concierge for say it feels inhospitable,” says Garces launched his 34-seat baths have the “on” switch on the quick total before checkout. If the Aviary. Kokonas says this sum- $5 per booking. Megan Bailey, public relations Philadelphia property Volver with outside of the room — I always totals are different, I ask the mer he expects to release a com- For restaurants, the new tech- director for Neighborhood a multi-course, fixed-price tasting hate waking my roommate. — cashier to double-check. — Lynn, mercial version of the computer nology fixes a problem that tech- Restaurant Group, which has list- menu and a pre-paid ticket sys- T.J., via email via email software he uses called “Tock.” nology helped create. The ease of ed three of its 16 Washington, tem. But the ticketing system — (c) 2015 by King Features Syndicate Inc. Tock will allow restaurants to online reservations means that D.C., venues with Table8. Bailey Philadelphia’s first — was the only Apple Watch: Soon available for sale in stores manage table inventory and cre- diners often book tables at multi- says the company hopes the app thing the city talked about, says ate different types of tickets, from ple restaurants, then decide will drive more business and Garces Group vice president of SAN FRANCISCO (AP) — You’ll Just how many watches Apple fully pre-paid meals to ordinary where to eat at the last minute. tourism traffic, but that the reser- operations Scott Steenrod. Volver soon be able to buy an Apple has sold is up for debate. Apple reservations. For example, one Mathew Freid, general manager of vation fees are donated to Arcadia, soon retreated to a traditional Watch like most other watches — hasn’t released sales figures, variation would let restaurants the 16-seat Boston steakhouse a food and farming nonprofit cre- reservations system. in a store. prompting some industry ana- collect deposits during the reser- Bogie’s Place, says his no-show ated by company founder Michael “The people in the Philly market Two months after Apple began lysts to speculate demand has vation process that later would be rate drops to zero with Reserve. Babin. “People can get a reserva- were not ready to accept the con- taking online orders for its been lower than expected. Apple applied to the food and drink tab. Apps that charge for reservations, tion through other means, or cept of pay-in-advance dining,” newest product, the company has said supplies were limited, “When people buy a ticket or such as Resy and Table8, also vir- walking in, but if you want that Steenrod says. “But it’s a move- says that it will begin selling amid reports of manufacturing put down a deposit they show up tually eliminate no-shows, restau- seat and you’re willing to pay for ment that is very real... As ticket- some models in its retail stores problems in Asia. at a much greater rate,” says rateurs say. it, we feel like we’ve done the best ing gains awareness in the general in two weeks. Apple also says it’s Apple said Thursday “the Kokonas, who estimates the num- In addition to helping restau- we can by saying the restaurant public consciousness, combined cutting through a backlog of response to Apple Watch has ber of people who fail to show up rants’ bottom line by reducing no- won’t be profiting off that. That’s with a platform that’s simple and online orders, with most watches surpassed our expectations in for unpaid reservations at about shows and filling seats that might how we’ve reconciled it with our- easier to do, it will become more ordered by end of May shipping every way,” but offered no 10 percent. otherwise go empty, the apps can selves and with our guests.” accepted.” within two weeks. details.
THE MARKET IN REVIEW DAILY NASDAQ DAILY DOW JONES MONEY RATES CURRENCIES Last Pvs Wk Day Ago Pvs Day Nasdaq composite 5,120 Dow Jones industrials 18,320 Prime Rate 3.25 3.25 Australia 1.3010 1.2869 Discount Rate 0.75 0.75 Britain 1.5370 1.5314 Canada 1.2492 1.2460 Close: 5,059.13 5,060 Close: 17,905.58 18,080 Federal Funds Rate .00-.25 .00-.25 Change: -40.10 (-0.8%) Change: -170.69 (-0.9%) Treasuries Euro .8891 .8889 5-year 1.64 1.52 Japan 124.36 124.35 5,000 10 DAYS 17,840 10 DAYS 5,200 18,400 10-year 2.31 2.14 Mexico 15.5465 15.5275 30-year 3.04 2.89 Switzerlnd .9327 .9357 Gold (troy oz.,NY Merc spot) $1174.90 $1188.10 British pound expressed in U.S. dollars. All others 5,000 18,000 Silver (troy oz., NY Merc spot) $16.089 $16.695 show dollar in foreign currency.
4,800 17,600 MUTUAL FUNDS Total Assets Total Return/Rank Pct Min Init 4,600 17,200 Name Obj ($Mlns) NAV 4-wk 12-mo 5-year Load Invt American Funds AmBalA m MA 48,795 24.93 -0.9 +6.7/B +12.9/A 5.75 250 4,400 16,800 American Funds CapIncBuA m IH 72,591 60.37 -1.3 +3.1/B +10.9/A 5.75 250 DJJ FM AM DJJ FM AM American Funds CpWldGrIA m WS 57,632 48.10 -1.0 +3.3/D +13.0/C 5.75 250 American Funds EurPacGrA m FG 31,868 51.19 -0.6 +2.6/C +10.4/C 5.75 250 American Funds FnInvA m LB 45,756 53.53 -0.6 +9.9/C +15.8/C 5.75 250 American Funds GrthAmA m LG 76,652 45.35 NA NA NA 5.75 250 STOCK MARKET INDEXES STOCKS OF LOCAL INTEREST American Funds IncAmerA m MA 74,837 21.75 -1.4 +4.3/D +12.3/A 5.75 250 52-Week NetYTD12-moYTD YTD American Funds InvCoAmA m LB 59,581 37.73 -1.2 +7.9/D +15.5/C 5.75 250 High Low Name Last Chg %Chg %Chg %Chg Name Div Yld PE Last Chg %Chg Name Div Yld PE Last Chg %Chg American Funds NewPerspA m WS 38,731 39.00 -0.6 +8.3/A +14.2/B 5.75 250 18,351.36 15,855.12 Dow Industrials 17,905.58 -170.69 -.94 +.46 +6.35 American Funds WAMutInvA m LV 52,598 41.19 -1.0 +7.2/C +16.4/A 5.75 250 9,310.22 7,700.57 Dow Transportation 8,436.90 -73.14 -.86 -7.69 +3.65 AT&TInc 1.88 5.3 32 35.27 +.24 +5.0 Intel .96 3.0 14 32.31 -.42 -11.0 Dodge & Cox Income CI 44,172 13.75 -0.5 +2.1/C +4.6/B NL 2,500 AerCap ...... 14 48.50 -1.84 +24.9 657.17 524.82 Dow Utilities 570.40 -1.04 -.18 -7.71 +3.41 Kroger .74 1.0 21 72.20 -.39 +12.4 Dodge & Cox IntlStk FB 71,619 45.01 -0.9 0.0/C +12.0/A NL 2,500 Apple Inc s 2.08 1.6 16 129.36 -.76 +17.2 Lowes 1.12 1.6 25 70.14 -.51 +1.9 11,254.87 9,886.08 NYSE Composite 11,000.40 -107.53 -.97 +1.49 +1.41 Dodge & Cox Stock LV 60,551 183.47 -0.1 +8.9/A +17.2/A NL 2,500 BB&T Cp 1.08 2.7 14 39.71 -.29 +2.1 Microsoft 1.24 2.7 19 46.36 -.49 -.2 Fidelity Contra LG 77,651 101.95 +0.4 +12.9/C +16.6/C NL 2,500 5,119.83 4,116.60 Nasdaq Composite 5,059.13 -40.10 -.79 +6.82 +17.76 BkofAm .20 1.2 25 16.78 -.15 -6.2 NorflkSo 2.36 2.6 15 91.96 -.54 -16.1 938.44 814.14 S&P 100 922.16 -7.96 -.86 +1.52 +7.37 B iPVixST ...... 19.41 +.62 -38.4 Olin .80 2.8 26 29.06 -.47 +27.6 Fidelity ContraK LG 34,887 101.91 +0.4 +13.0/C +16.7/C NL 0 2,134.72 1,820.66 S&P 500 2,095.84 -18.23 -.86 +1.79 +8.01 ChesEng .35 2.7 ... 13.04 -.52 -33.4 OpkoHlth ...... 16.25 -2.87 +62.7 Fidelity Spartan 500IdxAdvtg LB 50,738 74.21 -0.6 +10.9/B +16.9/A NL 10,000 1,545.79 1,269.45 S&P MidCap 1,521.44 -14.20 -.92 +4.75 +8.52 Cisco .84 2.9 17 28.61 -.48 +3.6 PaneraBrd ...... 29 182.01 +.23 +4.1 FrankTemp-Franklin IncomeA m CA 53,413 2.38 -2.1 -1.2/E +10.0/A 4.25 1,000 22,536.78 19,160.13 Wilshire 5000 22,161.75 -195.67 -.88 +2.27 +7.80 CocaCola 1.32 3.3 26 40.59 -.28 -3.9 PwShs QQQ1.49 1.0 ... 109.56 -.84 +6.1 Harbor IntlInstl FB 45,053 72.17 -0.4 -0.3/C +11.1/A NL 50,000 1,278.63 1,040.47 Russell 2000 1,251.29 -13.29 -1.05 +3.87 +8.44 CocaCE 1.12 2.6 17 43.88 -.42 -.8 RegionsFn .24 2.3 14 10.22 -.08 -3.2 T Rowe Price GrowStk LG 40,535 56.25 +0.7 +17.1/A +18.6/A NL 2,500 CmtyHlt ...... 22 54.16 -.43 +.4 S&P500ETF3.94 1.9 ... 210.13 -1.79 +2.2 Vanguard 500Adml LB 151,869 194.00 -0.6 +10.9/B +16.9/A NL 10,000 CSVLgNGs ...... 1.87 ... -53.0 Scotts 1.80 3.0 23 60.10 -1.22 -3.6 Vanguard HltCrAdml SH 39,281 98.58 +2.4 +31.1/D +25.0/B NL 50,000 ARKET UMMARY AND ASDAQ CSVLgCrde ...... 3.19 -.27 -34.8 SouthnCo 2.17 5.0 18 43.18 +.06 -12.1 Vanguard IntlStkIdxAdm FB 37,098 27.93 -1.9 -0.9/D NA NL 10,000 M S - 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Vanguard TotStIdx LB 123,256 52.99 -0.4 +10.9/B +16.9/A NL 3,000 Stock Footnotes:g = Dividends and earnings in Canadian dollars. h = Does not meet continued-listing standards. Vanguard WelltnAdm MA 67,626 68.29 -0.9 +6.3/B +12.3/A NL 50,000 eHiCarSv n 18.14 +2.35 +14.9 Contango 12.28 -1.37 -10.0 B iPVixST 483154 19.41 +.62 lf = Late filing with SEC. n = New in past 52 weeks. pf = Preferred. rs = Stock has undergone a reverse stock split of at TobiraTh rs 17.38 +2.03 +13.2 Jiayuan 7.30 -.79 -9.8 iShEMkts 438632 40.29 -.62 least 50 percent within the past year. rt = Right to buy security at a specified price. s = Stock has split by at least 20 per- Vanguard WndsIIAdm LV 33,440 67.71 -0.6 +7.3/C +15.9/B NL 50,000 ICAD 3.74 +.43 +13.0 Veritiv n 38.48 -4.12 -9.7 Apple Inc s 372466 129.36 -.76 cent within the last year. un = Units. vj = In bankruptcy or receivership. wd = When distributed. wi = When issued. wt = CA -Conservative Allocation, CI -Intermediate-Term Bond, CS -Short-Term Bond, FB -Foreign Large Blend, IB -World Bond, VisnChina 17.75 +2.01 +12.8 VillB&Trs 18.51 -1.97 -9.6 VerizonCm 363178 48.10 -.98 Warrants. Mutual Fund Footnotes: b = Fee covering market costs is paid from fund assets. d = Deferred sales charge, IH -World Allocation, LB -Large Blend, LG -Large Growth, LV -Large Value, MA -Moderate Allocation, MB -Mid-Cap Blend, Nexvet n 5.44 +.58 +11.9 Vimicro h 14.23 -1.44 -9.2 AerCap 353337 48.50 -1.84 or redemption fee. f = front load (sales charges). m = Multiple fees are charged. NA = not available. p = previous day’s MI -Muni National Intermediate, SH -Health, TE -Target Date 2016-2020, TG -Target Date 2021-2025,WS -World Stock, Total JunoTher n 64.00 +6.78 +11.8 KindrM wt 3.25 -.33 -9.2 Intel 328855 32.31 -.42 net asset value. s = fund split shares during the week. x = fund paid a distribution during the week. Return: Chng in NAV with dividends reinvested. Rank: How fund performed vs. others with same objective: A is in top 20%, LakeInd 11.37 +1.12 +10.9 TruettHrst 2.50 -.25 -9.1 GenElec 325990 27.26 -.27 Source: The Associated Press. Sales figures are unofficial. E in bottom 20%. Min Init Invt: Minimum $ needed to invest in fund. Source: Morningstar. www.edwardjones.com Member SIPC 230 1596 Clingan 2080 Chambliss 3858 Candies 112 Stuart Rd. NE, 1053 Peerless Edward ones N. Ocoee St. Ridge Dr. Ave. NW, Suite 1 Creek Ln. Farmland Corner Crossing J 476-9143 476-0162 472-6814 Suite C 476-4325 339-2885 MAKING SENSE OF INVESTING 476-3320